<SEC-DOCUMENT>0001628280-25-036812.txt : 20250731
<SEC-HEADER>0001628280-25-036812.hdr.sgml : 20250731
<ACCEPTANCE-DATETIME>20250731061149
ACCESSION NUMBER:		0001628280-25-036812
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		125
CONFORMED PERIOD OF REPORT:	20250630
FILED AS OF DATE:		20250731
DATE AS OF CHANGE:		20250731

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ING GROEP NV
		CENTRAL INDEX KEY:			0001039765
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			P7
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14642
		FILM NUMBER:		251169177

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 1800
		CITY:			AMSTERDAM
		STATE:			P7
		ZIP:			1000 BV
		BUSINESS PHONE:		01131205639111

	MAIL ADDRESS:	
		STREET 1:		PO BOX 1800
		CITY:			AMSTERDAM
		STATE:			P7
		ZIP:			1000 BV
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ing-20250630.htm
<DESCRIPTION>6-K
<TEXT>
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style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">UNITED STATES<br/>SECURITIES AND EXCHANGE COMMISSION<br/>Washington, D.C. 20549</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">6-K</ix:nonNumeric></span></div><div style="margin-bottom:3pt;text-align:center"><span><br/></span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934</span></div><div style="margin-bottom:3pt;text-align:center"><span><br/></span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">For the period ended <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-day-monthname-year-en" id="f-2">30 June 2025</ix:nonNumeric><br/> Commission File Number 001-14642</span></div><div style="margin-bottom:3pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">ING GROEP NV</ix:nonNumeric><br/>(Exact name of Registrant as specified in its charter)</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Bijlmerdreef 106<br/>1102 CT Amsterdam<br/>The Netherlands</span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 20-F [x]      Form 40-F [ ]</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">[ ]</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">[ ]</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This Report on Form 6-K is hereby incorporated by reference into the Registration Statements on Form S-8 (Nos. 333-92220, 333-81564, 333-108833, 333-125075, 333-137354, 333-149631, 333-158154, 333-158155, 333-165591, 333-168020, 333-172919, 333-172920, 333-172921 and 333-215535) and in the registration statement on Form F-3 (No. 333-286734) of ING Groep N.V. and shall be a part thereof from the date on which this Report is furnished, to the extent not superseded by documents or reports subsequently filed or furnished.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_196"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Contents</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:31.336%"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_13">Presentation of information</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_13">3</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">C</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">autionary</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16"> S</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">tatement</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16"> </a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">with respect to</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16"> F</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">orward-looking </a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">S</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">tatements</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_16">4</a></span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Interim Report&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;            &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;     </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">6</a></span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">C</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">ondensed c</a><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">onsolidated results</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">6</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1825">Retail Banking</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1825">9</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1830">Wholesale Banking</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1830">12</a></span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Risk management&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">14</a></span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">14</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_166">Credit risk</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_166">16</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1490">Other risks and uncertainties</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1490">25</a></span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%"><a style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Condensed consolidated interim financial statements</a>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;   </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">26</a></span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Condensed c<a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_202">onsolidated statement of financial position</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_202">26</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Condensed c<a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_205">onsolidated statement of profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_205">27</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Condensed c<a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_208">onsolidated statement of comprehensive income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_208">28</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_211">Condensed consolidated statement of changes in equity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_211">29</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Condensed co<a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_214">nsolidated statement of cash flows</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_214">31</a></span></div></td></tr></table></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.994%;min-width:2.494%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:31.336%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to the Condensed consolidated interim financial statements</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;   </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">33</a></span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">1   Basis of preparation and significant changes in the current reporting period</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">33</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_226">2 Financial assets at fair value through profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_226">35</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_229">3 Financial assets at fair value through other comprehensive income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_229">36</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_232">4 Debt securities</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_232">37</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_235">5 Loans and advances to customers</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_235">38</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_238">6 Investments in associates and joint ventures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_238">38</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_253">7 Customer deposits</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_274">43</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_256">8 Financial liabilities at fair value through profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_277">44</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_265">9 Debt securities in issue</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_265">40</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_268">10 Subordinated loans</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_268">40</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_271">11 Equity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_271">41</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_274">12 Net interest income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_274">43</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_277">13 Net fee and commission income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_277">44</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_280">14 Valuation results and net trading income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_280">44</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_292">15 Other operating expenses</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_292">45</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_298">16 Earnings per ordinary share</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_298">45</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_301">17 Dividend per ordinary share</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_301">46</a></span></div></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:47.700%"><tr><td style="width:1.0%"/><td style="width:48.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:48.900%"/><td style="width:0.1%"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="display:inline-block;max-width:2.994%;min-width:2.494%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:31.340%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Additional notes to the Condensed consolidated interim financial statements</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;   </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">47</a></span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">18 Segments</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">47</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_316">19 Fair value of assets and liabilities</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_316">51</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_337">20 Legal proceedings</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_337">60</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1907">21 Potential sale of ING Bank (Eurasia) JSC</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1907">63</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_352">22 Capital management</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_352">63</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_373">23 Subsequent events</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_373">64</a></span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%"><a style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_373">Other information</a><a style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_373">&#160;&#160;&#160;&#160;</a></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">65</a></span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.520%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Alternative performance measures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">65</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1958">Signatures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1958">67</a></span></div></td></tr></table></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">2</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_13"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Presentation of information</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.502%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements included in this report on Form 6-K are prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217; as adopted by the International Accounting Standards Board (&#8216;IFRS-IASB&#8217;). In preparing the financial statements in this document, except as described otherwise, the same accounting principles are applied as in ING Groep N.V.&#8217;s Annual Report on Form 20-F for the year ended 31 December 2024 (the &#8220;2024 Form 20-F&#8221;).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In this report, and unless otherwise stated or the context otherwise dictates, references to "ING Groep N.V.", "ING Groep NV", "ING Groep" and "ING Group" refer to ING Groep NV and references to "ING", the "Company", the "Group", "we" and "us" refer to ING Groep NV and its consolidated subsidiaries. ING Groep N.V.'s primary banking subsidiary is ING Bank N.V. (together with its consolidated subsidiaries, "ING Bank"). References to "Executive Board" and "Supervisory Board" refer to the Executive Board or Supervisory Board of ING Groep N.V., respectively.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING presents its Condensed consolidated financial statements in euros, the currency of the European Economic and Monetary Union. Unless otherwise specified or the context otherwise requires, references to &#8220;$&#8221;, &#8220;US$&#8221; and &#8220;Dollars&#8221; are to the United States dollars and references to "&#8364;" and &#8220;EUR&#8221; are to euros. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING prepares financial information in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board (&#8220;IFRS-IASB&#8221;) for purposes of reporting with the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;), including financial information contained herein. ING Group&#8217;s accounting policies and its use of various options under IFRS-IASB are described under Note '1.2   Basis of preparation of the Condensed consolidated interim financial statements&#8217;. In this document the term &#8220;IFRS-IASB&#8221; is used to refer to IFRS-IASB as applied by ING Group. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The published 2025 ING Group Condensed consolidated interim financial statements, however, are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8220;IFRS&#8221;) as adopted by the European Union (&#8220;EU&#8221;), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU (IFRS-EU).</span></div></div><div style="display:inline-block;max-width:2.994%;min-width:1.994%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.504%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS-EU differs from IFRS-IASB, in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk. Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) <br/>in accordance with the IFRS-EU &#8220;carve-out&#8221; version of IAS 39. Under the IFRS-EU &#8220;IAS 39 carve-out&#8221;, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket, and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and hedge ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. IFRS-IASB financial information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#8220;carve-out&#8221; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that, had ING Group applied IFRS-IASB as its primary accounting framework, it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this report.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other than for the purpose of SEC reporting, ING Group intends to continue to prepare its Financial Statements under IFRS-EU. A reconciliation between IFRS-EU and IFRS-IASB for shareholders&#8217; equity and net result as of and for the six months ended 30 June 2025 is included in Note '1.2   Basis of preparation of the Condensed consolidated interim financial statements&#8217;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain amounts set forth herein, such as percentages, may not sum due to rounding.</span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">3</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_16"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Cautionary Statement with respect to Forward-looking Statements</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain of the statements contained herein are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management&#8217;s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to a number of factors, including, without limitation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in general economic conditions and customer behaviour, in particular economic conditions in ING&#8217;s core markets, including changes affecting currency exchange rates and the regional and global economic impact of the invasion of Russia into Ukraine and related international response measures</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes affecting interest rate levels </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">any default of a major market participant and related market disruption </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in performance of financial markets, including in Europe and developing markets </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">fiscal uncertainty in Europe and the United States </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">discontinuation of or changes in &#8216;benchmark&#8217; indices </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">inflation and deflation in our principal markets </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in conditions in the credit and capital markets generally, including changes in borrower and counterparty creditworthiness </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">failures of banks falling under the scope of state compensation schemes </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">non-compliance with or changes in laws and regulations, including those concerning financial services, financial economic crimes and tax laws, and the interpretation and application thereof </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">geopolitical risks, political instabilities and policies and actions of governmental and regulatory authorities, including in connection with the invasion of Russia into Ukraine and the related international response measures  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">legal and regulatory risks in certain countries with less developed legal and regulatory frameworks </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">prudential supervision and regulations, including in relation to stress tests and regulatory restrictions on dividends and distributions, (also among members of the group) </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">ING&#8217;s ability to meet minimum capital and other prudential regulatory requirements</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in regulation of US commodities and derivatives businesses of ING and its customers </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">application of bank recovery and resolution regimes, including write-down and conversion powers in relation to our securities </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">outcome of current and future litigation, enforcement proceedings, investigations or other regulatory actions, including claims by customers or stakeholders who feel misled or treated unfairly, and other conduct issues </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in tax laws and regulations and risks of non-compliance or investigation in connection with tax laws, including FATCA </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">operational and IT risks, such as system disruptions or failures, breaches of security, cyber-attacks, human error, changes in operational practices or inadequate controls including in respect of third parties with which we do business and including any risks as a result of incomplete, inaccurate, or otherwise flawed outputs from the algorithms and data sets utilized in artificial intelligence</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">risks and challenges related to cybercrime including the effects of cyber-attacks and changes in legislation and regulation related to cybersecurity and data privacy, including such risks and challenges as a consequence of the use of emerging technologies, such as advanced forms of artificial intelligence and quantum computing </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in general competitive factors, including ability to increase or maintain market share </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">inability to protect our intellectual property and infringement claims by third parties</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">inability of counterparties to meet financial obligations or ability to enforce rights against such counterparties </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in credit ratings </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">business, operational, regulatory, reputation, transition and other risks and challenges in connection with climate change, diversity, equity and inclusion and other ESG-related matters, including data gathering and reporting and also including managing the conflicting laws and requirements of governments, regulators and authorities with respect to these topics</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">inability to attract and retain key personnel </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">future liabilities under defined benefit retirement plans </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">failure to manage business risks, including in connection with use of models, use of derivatives, or maintaining appropriate policies and guidelines </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">changes in capital and credit markets, including interbank funding, as well as customer deposits, which provide the liquidity and capital required to fund our operations, and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the other risks and uncertainties detailed in the most recent annual report of ING Groep N.V. (including the Risk Factors contained therein) and ING&#8217;s more recent disclosures, including press releases, which are available on www.ing.com.</span></div><div><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document may contain ESG-related material that has been prepared by ING on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. ING has not sought to independently verify information obtained from public and third-party sources and makes no representations or warranties as to accuracy, completeness, reasonableness or reliability of such information.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">4</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Materiality, as used in the context of ESG, is distinct from, and should not be confused with, such term as defined in the Market Abuse Regulation or as defined for Securities and Exchange Commission ('SEC&#8217;) reporting purposes. Any issues identified as material for purposes of ESG in this document are therefore not necessarily material as defined in the Market Abuse Regulation or for SEC reporting purposes. In addition, there is currently no single, globally recognized set of accepted definitions in assessing whether activities are &#8220;green&#8221; or &#8220;sustainable.&#8221; Without limiting any of the statements contained herein, we make no representation or warranty as to whether any of our securities constitutes a green or sustainable security or conforms to present or future investor expectations or objectives for green or sustainable investing. For information on characteristics of a security, use of proceeds, a description of applicable project(s) and/or any other relevant information, please reference the offering documents for such security.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document may contain inactive textual addresses to internet websites operated by us and third parties. Reference to such websites is made for information purposes only, and information found at such websites is not incorporated by reference into this document. ING does not make any representation or warranty with respect to the accuracy or completeness of, or take any responsibility for, any information found at any websites operated by third parties. ING specifically disclaims any liability with respect to any information found at websites operated by third parties. ING cannot guarantee that websites operated by third parties remain available following the publication of this document or that any information found at such websites will not change following the publication of this document. Many of those factors are beyond ING&#8217;s control. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any forward-looking statements made by or on behalf of ING speak only as of the date they are made, and ING assumes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or for any other reason. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document does not constitute an offer to sell, or a solicitation of an offer to purchase, any securities in the United States or any other jurisdiction.</span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">5</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1820"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Interim Report</span></div><div style="margin-bottom:12pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:24pt;font-weight:700;line-height:120%">Condensed consolidated results</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-top:11pt;text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:59.669%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.976%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.976%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.979%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Condensed consolidated results</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Profit or loss (in EUR million)</span></td><td colspan="3" style="background-color:#f0f0f0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial net interest income</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,566&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,814&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-407&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-159&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,655</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses excl. regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,795&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,434&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,234</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,880</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross result</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,105</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,420</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">127</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the IFRS-EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-12</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key financial metrics</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core lending growth (in EUR billion)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core deposits growth (in EUR billion)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk costs in bps of average customer lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Commercial net interest income (NII) is the sum of lending NII and liability NII (excluding significant volatile items). For a reconciliation with total NII, see the appendix '</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">Alternative performance measures</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">'.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net result reflects the net result attributable to shareholders of the parent.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">For a definition and reconciliation of net core lending growth and net core deposits growth, see the appendix '</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">Alternative performance measures</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">'.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment using results based on figures according to IFRS as adopted by the European Union (IFRS-EU). The Executive Board and the Management Board Banking consider this measure to be relevant to an understanding of the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources. In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS-EU &#8216;IAS 39 carve-out&#8217; adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Consolidated results of operations</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the first half of 2025, ING&#8217;s IFRS-IASB net result decreased to EUR 3,915 million, or -12%, compared with EUR 4,456 million in the same period of 2024. In the first six months of 2025, the result included a positive adjustment of the EU &#8216;IAS 39 carve-out&#8217; of EUR 786 million, compared with EUR 1,099 million in the first half of 2024 due to reversing the impact of applying the EU &#8216;IAS 39 carve-out&#8217;. The positive adjustment is mainly driven by positive fair value changes on derivatives related to asset-liability-management activities for the mortgage and deposits portfolios due to an increase in long-term interest rates during 2025. As no fair value hedge accounting is applied to these mortgage and deposits portfolios under IFRS-IASB, the net positive fair value changes of the derivatives are not offset by net negative fair value changes on the hedged items (mortgages and deposits).</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">6</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING&#8217;s IFRS-EU net result in the first half of 2025 was EUR 3,130 million compared with EUR 3,358 million in the same period of 2024. The result before tax declined 7.6% to EUR 4,493 million from EUR 4,861 million in the first half of 2024. In the first half of 2025, we achieved sustained commercial growth, driven by strong deposit inflows and increased mortgage volumes. Total income remained resilient, as higher volumes and a strong increase in fee income offset the impact of normalising liability margins. Operating expenses rose year-on-year, reflecting inflationary pressures and ongoing investments to support business growth. Risk costs remained below our through-the-cycle average, underscoring the quality of our loan portfolio.</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Client balances</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core lending growth (which is the increase in customer lending adjusted for currency impacts and excluding Treasury and run-off portfolios) was EUR 22.2 billion, of which EUR 13.2 billion was in residential mortgages. We also expanded our business and consumer lending portfolios by EUR 6.7 billion in total. Wholesale Banking contributed with EUR 2.3 billion in net core lending growth, largely attributable to Working Capital Solutions, while volumes in Lending were subdued due to volatile market conditions and our ongoing capital optimisation efforts.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core deposits growth (which excludes FX impacts and movements in Treasury deposits) was EUR 28.8 billion in the first half of 2025. Retail deposits accounted for EUR 25.9 billion of this growth, with a particularly strong performance in Germany. Wholesale Banking contributed EUR 2.9 billion, in line with its strategic focus on deposit gathering.</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Total income</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income was resilient at EUR 11,339 million, an increase of 0.3% compared with EUR 11,300 million in the first six months of 2024. The increase was supported by continued growth of our customer base, double-digit fee income growth, and increased lending and deposit volumes.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total net interest income was EUR 7,159 million in the first half of 2025 compared with EUR 7,655 million in the same period of 2024, a decrease of 6.5% year-on-year.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial net interest income (NII) amounted to EUR 7,566 million in the first half of 2025, down 3.2% year-on-year, due to lower liability NII. The positive impact of higher deposit volumes was more than offset by normalising liability margins. Lending NII remained broadly stable, with increased average balances offset by slightly lower margins, reflecting an increasing share of mortgages in our overall lending portfolio (with generally lower margins but higher profitability than other lending).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other NII mainly includes the NII from Financial Markets and Treasury, which declined due to a larger impact from accounting asymmetry (more than offset in other income). The year-on-year decrease also reflects a </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">structural shift in 2025, with the commercial margins from our cash pooling and netting services now reported under commercial NII. Moreover, other NII in 2Q2024 had included EUR 31 million in one-offs items (a EUR 70 million one-off income in Wholesale Banking, partly offset by a EUR -39 million impact from the Polish mortgage moratorium).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income increased 11%. In Retail Banking, fee income from investment products was up significantly, driven by growth in the number of investment accounts and higher customer trading activity. Daily banking fees rose on the back of strong customer growth and updated pricing for payment packages. In addition, Retail Banking grew its fee income from lending and insurance products. Fees and commissions in Wholesale Banking mainly reflected increased fee income from daily banking services and higher issuance activity in Global Capital Markets.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investment and other income increased 19% to EUR 1,965 million. The majority of this amount relates to Financial Markets and Treasury, both of which improved their results year-on-year. The 2025 figure included a EUR 39 million interim dividend from our stake in the Bank of Beijing, a positive revaluation of the derivative for the forward purchase of a stake in Van Lanschot Kempen, and higher income from Corporate Investments and foreign currency ratio hedging. The comparable period in 2024 had included a EUR 53 million receivable related to the prior insolvency of a financial institution in the Netherlands.</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Operating expenses</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses increased 6.0% to EUR 6,234 million, including EUR 439 million of regulatory costs, which remained broadly stable. Operating expenses in the first half of 2025 included EUR 120 million of incidental cost items, of which EUR 85 million was for the rebalancing of the workforce in Wholesale Banking. In comparison, the first half of 2024 had included EUR 46 million of incidental items, of which EUR 34 million was related to restructuring in Belgium and EUR 12 million reflected hyperinflation accounting impacts on expenses in T&#252;rkiye under IAS 29.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Expenses excluding regulatory costs and incidental items rose 5.3%, reflecting inflationary pressures and continued investments in business growth. This was partly offset by operational efficiencies, mainly driven by the optimisation of KYC activities and improved client interaction in contact centres, as well as a continued footprint optimisation in various retail countries.</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Addition to loan loss provisions</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions amounted to EUR 612 million, or an annualised 18 basis points of average customer lending, below our through-the-cycle historical average of 20 basis points. In the first six months of 2024, net additions to loan loss provisions had been EUR 559 million or 17 basis points of average customer lending.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">7</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total net additions to Stage 3 provisions sharply decreased to EUR 436 million from EUR 819 million in the first half of 2024. The first half of 2024 had seen a significant inflow for a number of unrelated, newly provisioned clients in Wholesale Banking. By contrast, in the first half of 2025, the inflow of new files was limited, which was accompanied by several repayments and recoveries on existing files.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total Stage 1 and 2 risk costs amounted to EUR 177 million in the first six months of 2025. In the prior year period, this had been EUR -260 million (including EUR 6 million of modification losses), primarily reflecting a positive update of macroeconomic forecasts and the partial release of management overlays.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Year-on-year, risk costs in Retail Banking increased by EUR 121 million, as the first half of 2024 had included a partial release of management overlays. In Wholesale Banking, risk costs declined by EUR 68 million due to lower inflows, repayments, and recoveries.</span></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Net result</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net result (attributable to shareholders of the parent) for the first half of 2025 declined by 6.8% to EUR 3,130 million compared with EUR 3,358 million in the same period of 2024. </span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">8</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1825"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Retail Banking</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.630%"><tr><td style="width:1.0%"/><td style="width:20.130%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.156%"/><td style="width:0.1%"/></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Banking</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Retail Banking</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Belgium</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Germany</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Other</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,595&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,784&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,803&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,803&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">831&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">948&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,115&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,242&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,847&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,790&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-352&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-295&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-269&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,538&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,807&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,508&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">886&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,052&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,337&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,929&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,884&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,522&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,325&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">356&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">293&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">563&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">489&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">403&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,620</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,498</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,449</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,297</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses excl. regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,705&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,627&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">982&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">769&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">805&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">588&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,300&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,252&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">388&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">392&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-100&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">136&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">981</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,023</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">995</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">980</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">680</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,436</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,388</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross result</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,530</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,601</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,470</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,400</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">302</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">422</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">745</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">871</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-14</span><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">264&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,145</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,338</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,443</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">357</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-37</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">667</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">854</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">849&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">917&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,188</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-34</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the IFRS-EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,188</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-34</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key financial metrics</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core deposits growth (in EUR billion)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.8&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk costs in bps of average customer lending</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/></tr><tr style="height:14pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#F2F2F2;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="background-color:#F2F2F2;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="background-color:#F2F2F2;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="background-color:#F2F2F2;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="background-color:#F2F2F2;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #b6b6b6;border-top:0.5pt solid #dbdbdb;padding:0 1pt"/></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;For a definition and reconciliation of net core lending growth and net core deposits growth, see the appendix '</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">Alternative performance measures</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">'.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">9</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Banking continued to deliver strong growth in the first half of 2025, as the number of mobile primary customers increased by 1.1 million year-on-year, coupled with a significant rise in customer balances and fee income.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core lending growth (which excludes currency impacts, Treasury and run-off portfolios) amounted to EUR 19.9 billion. This growth was particularly driven by an additional EUR 13.2 billion increase in the mortgage portfolio across nearly all countries. Further progress was made in expanding our business and consumer lending portfolios.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core deposits growth (excluding FX impacts and Treasury) was substantial, at EUR 25.9 billion. This was largely attributed to a successful promotional campaign in Germany and strong contributions from the Netherlands, Spain and Italy.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial NII experienced a slight decline, as the substantial increase in lending and deposit volumes largely offset margin pressure from declining rates.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income was very strong, rising 15% compared with the first half of 2024. This sharp increase was primarily driven by higher fee income from investment products, reflecting growth in the number of active investment product customers, heightened customer trading activity and an increase in assets under management. Fee income from daily banking, lending and insurance products also increased compared with the prior year.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We maintained cost discipline. Operating expenses amounted to EUR 4,093 million, up 1.8%. Excluding EUR 388 million of regulatory costs (which remained almost flat year-on-year) and EUR 22 million of restructuring costs in the first half of 2025 (down from EUR 34 million in the same period of 2024), expenses increased 2.5% due to higher staff and client acquisition expenses.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions amounted to EUR 385 million, or 15 basis points of average customer lending, reflecting our continued strong asset quality.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The combination of these factors resulted in a strong financial performance, with a result before tax of EUR 3,145 million (versus EUR 3,338 million in the first half of 2024) and a return on equity of 21.9%.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Retail Netherlands</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Netherlands posted a result before tax of EUR 1,398 million, compared with EUR 1,443 million in the first six months of 2024, which had benefited from a net release from loan loss provisions. Total income increased slightly, while operating expenses declined due to lower regulatory costs.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Results in the first half of 2025 were supported by a further increase in our customer base and customer balances. Net core lending growth (which excludes movements in Treasury and in the Westland Utrecht Bank run-off portfolio) was EUR 8.5 billion. We expanded our mortgage portfolio by EUR 5.5 billion while gaining market share. This was coupled with growth in the business lending and consumer lending portfolios. Customer deposits (excluding Treasury) increased by EUR 5.2 billion.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial NII remained resilient, with continued growth in lending portfolios and higher savings volumes offsetting margin compression. Other NII amounted to EUR -295 million (versus EUR -269 million the year before) and mainly refers to funding costs for Financial Markets and Treasury, for which an offsetting revenue is recorded in &#8216;other income&#8217;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income rose 5.3%, with increases across all products, particularly investment products, reflecting growth in assets under management. Investment and other income increased to EUR 403 million (from EUR 376 million in the first half of 2024), entirely due to Treasury.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses declined 4.1% to EUR 981 million. This was due to lower regulatory costs as the deposit guarantee fund in the Netherlands has reached its target level. Excluding regulatory costs, expenses were stable. Increases in internal staff expenses due to collective labour agreements and EUR 14 million of restructuring costs recorded in the first half of 2025 were offset by operational efficiencies and savings on external staffing.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions were EUR 72 million, the equivalent of 9 basis points of average customer lending. The comparable period of 2024 had a EUR 43 million net release of loan loss provisions, driven by a strong improvement in the housing market and a partial release of management overlays.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Retail Belgium</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The result before tax for Retail Belgium (which includes our retail activities in Luxembourg) declined to EUR 226 million (from EUR 357 million in the prior year) due to lower margins on liabilities. However, fee income increased significantly, while expenses remained well-contained.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Customer balances were up year-on-year. Customer deposits continued to rise, following successful campaigns in the second half of 2024, with a net core deposits growth (excluding Treasury) of EUR 0.7 billion in the first half of 2025. Net core lending growth (also excluding Treasury) was EUR 1.7 billion, of which EUR 0.4 billion was in mortgages and EUR 1.3 billion in other lending.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial NII declined 12% to EUR 831 million, primarily due to reduced liability margins. Other NII dropped by EUR 49 million due to Treasury, but this was fully offset by an increase in other income for Treasury.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">10</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income rose 11% to EUR 339 million, reflecting higher fees from daily banking as well as from investment and insurance products.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses amounted to EUR 995 million, including EUR 226 million of regulatory costs and EUR 8 million of restructuring costs. In the first half of 2024, EUR 175 million of regulatory costs and EUR 39 million of restructuring costs had been recorded. Expenses excluding regulatory costs and these restructuring costs declined slightly, as the impact of automatic salary indexation was offset by FTE reductions.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to the provision for loan losses amounted to EUR 76 million, an annualised 15 basis points of average customer lending, compared with EUR 65 million in the first six months of 2024. Risk costs in 2025 included an increase in collective provisions for business lending clients.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Retail Germany</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Germany recorded a result before tax of EUR 667 million in the first half of 2025 compared with EUR 805 million in the same period of 2024. The decline was due to normalising liability margins.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We continued to achieve strong commercial growth in Germany, with a double-digit increase year-on-year in both the number of primary customers and total customer balances. In the first half of 2025, customer deposits (excluding Treasury) rose by EUR 14.2 billion, reflecting a strong inflow following a promotional savings campaign. Net core lending growth (which excludes Treasury products) was EUR 3.2 billion in the first half of 2025, of which EUR 2.3 billion was in residential mortgages.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial NII decreased 10% year-on-year to EUR 1,115 million. The decline was primarily due to lower liability margins, which have gradually decreased from the high levels observed in the first half of 2024. This was only partially offset by continued growth in deposit volumes. NII from lending products remained broadly stable, as limited margin pressure was offset by higher average balances.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fee income rose 35% to EUR 287 million, driven by a sharp increase in the number of investment product trades, growth in the number of customers, and higher fees from daily banking. Investment and other income declined by EUR 26 million due to lower Treasury-related revenues.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses in the first six months of 2025 were EUR 680 million. This comprised EUR 25 million of regulatory costs, down from EUR 40 million a year earlier, reflecting a lower contribution to the deposit guarantee scheme. Expenses excluding regulatory costs in both years, as well as a legal provision of EUR 10 million and EUR 6 million of restructuring costs recorded in 2025, rose 8.7%. This was predominantly due to higher staff expenses (related to annual salary increases) and investments in business growth and scalability.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions were EUR 77 million, remaining at a relatively low level (14 basis points of average customer lending), and were primarily related to consumer lending.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Retail Other</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Other comprises the six remaining retail markets: Spain, Italy, Australia, Poland, Romania and T&#252;rkiye. The result before tax for Retail Other increased 17% to EUR 854 million, driven by higher income, a modest rise in expenses and lower risk costs.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core lending growth (adjusted for currency effects and Treasury) amounted to EUR 6.4 billion in the first half of 2025, of which EUR 5.0 billion was in residential mortgages, mainly in Australia, Spain, Poland and Italy. Net core deposits growth (excluding Treasury) totalled EUR 5.7 billion, largely reflecting net inflows in Italy and Spain.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial NII rose 3.2% to EUR 1,847 million, supported by higher lending income as volumes expanded at broadly stable margins. NII from liability products remained flat, as increased deposit volumes offset the impact of normalising deposit margins. Other NII slightly declined. The first half of 2025 saw lower Treasury-related interest income, while the comparable period in 2024 had included a EUR -39 million impact from the Polish mortgage moratorium.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income rose significantly to EUR 356 million, up 22% year-on-year. Fee income from investment products increased substantially, driven by net inflows and a higher number of trades. This was complemented by markedly higher fee income from daily banking and insurance, reflecting customer growth and successful cross-selling.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses in the first half of 2025 amounted to EUR 1,436 million. This included EUR 136 million of regulatory costs, which remained flat year-on-year. The prior year had included EUR 35 million of legal provisions. Expenses excluding regulatory costs and these legal provisions rose 6.8%, mainly due to inflationary pressures and investments in future business growth.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to loan loss provisions was EUR 159 million, or 27 basis points of average customer lending, with additions mainly in Poland and Spain. Risk costs declined from EUR 176 million recorded in the prior-year period.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">11</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1830"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Wholesale Banking</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"/><td style="width:58.222%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.460%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Wholesale Banking</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,971&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,030&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-293&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,412</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,737</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">696&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,344&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of which:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;Lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,565&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,667&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;Daily Banking &amp; Trade Finance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">958&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">982&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;Financial Markets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">739&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;Treasury &amp; Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses excl. regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,850&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,901</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,662</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross result</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,551</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,918</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,324</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-18</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">342&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">962</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the IFRS-EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,748</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-24</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key financial metrics</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core lending growth (in EUR  billion)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core deposits growth (in EUR  billion)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.0&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #dbdbdb;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk costs in bps of average customer lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;For a definition and reconciliation of net core lending growth and net core deposits growth, see the appendix '</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">Alternative performance measures</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">'.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Without application of the EU 'IAS 39 carve-out&#8217;, ING&#8217;s net result of Wholesale Banking amounted to EUR 1,748 million in the first half of 2025, compared to EUR 2,293 million in the same period of 2024. The adjustment of the EU &#8216;IAS 39 carve-out&#8217;, included in the net result was EUR 786 million, compared with EUR 1,099 million in the first half of 2024, due to fair value changes on derivatives related to asset-liability-management activities for the mortgages and savings portfolios in the Benelux, Germany, France, Spain, Italy and Romania. These fair value changes were mainly a result of changes in market interest rates. No hedge accounting is applied to these derivatives under IFRS-IASB.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS-EU net result (when applying the EU &#8216;IAS 39 carve-out&#8217;) decreased to EUR 962 million from EUR 1,194 million in the first six months of 2024. Wholesale Banking reported a result before tax of EUR 1,324 million in the first half of 2025 compared with EUR 1,623 million in the same period of the previous year. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income declined 3.6%, as strong performances in Financial Markets and our cash pooling business were more than offset by margin compression in Payments &amp; Cash Management and softer results in Lending. Earnings were impacted by higher investment costs for future business growth and EUR 90 million of restructuring provisions. Disciplined capital management contributed to a 5.0% reduction in risk-weighted assets and a return on equity of 10.5%.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core lending growth amounted to EUR 2.3 billion, driven by higher volumes in Working Capital Solutions and short-term trade-related financing. These increases were partly offset by subdued demand for long-term corporate loans during the first half of 2025 due to economic uncertainty, as well as our ongoing efforts to optimise capital usage.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net customer deposits growth was EUR 2.9 billion, mainly reflecting successful initiatives in Money Markets and higher short-term client balances in our cash pooling business.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income for Lending declined 6.1% to EUR 1,565 million due to subdued demand, a low level of primary syndications, as well as secondary loan sales. Our continued focus on capital management helped reduce risk-weighted assets in Lending by over 10%.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income from Daily Banking &amp; Trade Finance declined slightly year-on-year. Volume growth across all products, an 11% increase in fee income and strong commercial momentum in our cash pooling business largely offset lower interest margins in Payments &amp; Cash Management.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">12</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial Markets income rose 6.5% to EUR 787 million. We achieved strong results in Forex, Interest Rate Derivatives, and Non-Linear products, benefiting from strong clients flows and favourable market conditions.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income from Treasury &amp; Other declined year-on-year due to a EUR 70 million one-off income recorded in the first half of 2024 and lower Treasury results. This was partly offset by higher income from Corporate Investments.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The first half of 2025 included EUR 90 million of restructuring costs, of which EUR 85 million was attributable to workforce redundancies. These organisational changes are aimed at making our teams fit for the future. Excluding these incidental costs as well as regulatory costs, expenses rose 9.5% year-on-year. This reflects wage inflation and investments in in business growth, including initiatives to enhance the digital customer experience and the scalability of our systems.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to loan loss provisions declined to EUR 227 million (24 basis points of average customer lending) from EUR 295 million in the prior-year period. Individual Stage 3 risk costs fell sharply due to lower inflows, repayments and recoveries.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">13</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_160"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Risk management</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a global financial institution with a strong European base, offering banking services, ING is exposed to a variety of risks. We manage these through a comprehensive risk management framework that integrates risk management into strategic planning and daily business activities. This aims to safeguard ING&#8217;s financial strength and reputation by promoting the identification, measurement and management of risks at all levels of the organisation. Taking measured risks aligned with its risk appetite is core to ING&#8217;s business.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The risk management function supports the EB in formulating the risk appetite, strategies, policies and limits. It provides adequate steering, oversight, challenge and controls throughout ING on risk-related items. </span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" id="f-9" continuedAt="f-9-1" escape="true"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.064%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:28pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Basis of disclosures (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2024 ING Group consolidated financial statements as included in the 2024 Annual Report. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr><tr style="height:15pt"><td colspan="12" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Business environment</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Geopolitical risk </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Geopolitical risks remained elevated in the first half of 2025, driven by ongoing conflicts, increased rising global tensions, and diverging policy approaches affecting the global risk landscape. These dynamics contribute to further market volatility and operational uncertainty across regions. Major developments included renewed tensions in global trade relations, growing political fragmentation within the European Union, instability in the Middle East, sustained conflict in Ukraine, and increased friction in Southeast Asia.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the first half of 2025, ING conducted ad hoc risk assessments on significant geopolitical events for potential risk management measures if needed.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Global trade relations</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Trade policy developments remained a key focus in the first half of 2025. The United States introduced broad-based global tariffs, affecting multiple sectors and countries, including key European and Asian exports. Recently, the United States and European Union have reached a trade agreement, ending a months-long standoff between two of the world's biggest economic partners. The deal is imposing a 15% import tariff on most EU goods. That is half the 30% import tax rate the US had threatened to implement starting on August 1st.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Meanwhile, US-China trade relations remained tense, with both countries imposing successive rounds of tariffs before reaching a temporary de-escalation agreement in June. Although a major escalation was avoided, broader trade policy uncertainty persists and will continue weighing on economic activity and investor sentiment. This outlook has contributed to downbeat growth and inflation forecasts, market volatility and increased uncertainty over global trade.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">EU political fragmentation</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Political developments within the EU showed several member states experiencing political instability and shifts in electoral dynamics. In the Netherlands, the coalition government collapsed following the withdrawal of Party for Freedom (PPV) from the governing coalition, with efforts to form a new government to continue later in the year. European elections across members such as Germany, Poland, and Romania reflect shifting power dynamics and changes in political representation. These developments add uncertainty to domestic and EU-wide policymaking and may hinder coordination on fiscal policy, climate initiatives, and financial regulations.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">The war in Ukraine</span></div><div style="margin-bottom:15pt;text-align:justify"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The war in Ukraine continued, with intensified military activity on both sides through new offensives and counterattacks. The prolonged conflict has strained military and financial support commitments from Western allies, with ongoing support for Ukraine remaining a subject of attention. The conflict continues to influence energy markets and oil price volatility, with increased risk of further sanctions affecting global trade and operational risk for businesses with exposures in the region. ING continues to monitor these developments closely as it proceeds with the planned exit from Russia.</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure in Russia</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2022, we announced a decision to no longer do new business with Russian counterparties. Nevertheless, ING&#8217;s remaining operations in Russia and with Russian counterparties are subject to various </span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">14</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">risks, including, but not limited to, credit risk, changes in laws and regulations including sanctions and counter sanctions as well as conflicts of law, potential litigations and deconsolidation events.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> 2025, ING&#8217;s remaining credit exposures to Russian counterparties, booked outside of Russia is &#8364;0.7 billion (31 December 2024: &#8364;1.0 billion).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 28 January 2025, ING announced it had reached an agreement on the sale of its business in Russia to Global Development JSC, a Russian company owned by a Moscow-based financial investor with a background in factoring services. This transaction will effectively end ING&#8217;s activities in the Russian market. Under the terms of the agreement, Global Development will acquire all shares of ING Bank (Eurasia) JSC, taking over all Russian onshore activities and staff. Global Development intends to continue to serve customers in Russia under a new brand. The transaction, which has been preceded by extensive due diligence, is subject to various regulatory approvals and is expected to be closed in the third quarter of 2025. For further information on the sale, reference is made to Note 21 &#8216;Potential sale of ING Bank (Eurasia) JSC&#8216;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During 2024, a trend emerged whereby Russian parties are holding Western banks liable in Russian courts. The Russian parties claim that such banks, by complying with sanctions imposed by the EU, US and other authorities, have caused damage to the Russian party. There have also been instances where Russian courts ruled in favour of the Russian party. In these cases, Russian courts did not recognise such sanctions, did not respect the choice of law and courts pursuant to the applicable contracts, and held Russian subsidiaries of Western banks liable for acts by other entities in that banking group. For more information on litigation involving ING, see Note 20 &#8216;Legal proceedings&#8217;.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure in Ukraine</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Ukraine, our credit exposure was approxima</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">tely &#8364;470 million (3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1 December 2024: &#8364;550 million), mainly with Central Bank liquidity facilities and other lending. A significant part is guaranteed by international parents or benefits from strong collateral.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Middle East tensions</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Tensions in the Middle East remain elevated amid the ongoing conflict between Israel and Hamas. Despite the ceasefire implemented earlier this year, repeated violations and a worsening humanitarian crisis in Gaza have raised global concern. The risk of regional spillover threatens energy security and oil market stability, adding to broader geopolitical and financial uncertainty in the region.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Southeast Asia tensions</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Tensions in Southeast Asia escalated amid increased Chinese military activity near Taiwan and the Philippines. In response, the United States have expanded its defence cooperation with regional allies, contributing to greater strategic competition in Asia-Pacific. These tensions risk disrupting trade routes, heightening compliance risks, and increasing financial uncertainty in the region.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">15</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_166"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-1" continuedAt="f-9-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Credit risk</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loan loss provisioning (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance-sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance-sheet items such as undrawn loan commitments, financial- and non-financial guarantees issued. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING distinguishes between two types of calculation methods for credit loss allowances:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective 12-month ECL (Stage 1) and collective lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective lifetime ECL for credit-impaired exposures (Stage 3) below &#8364;1 million; </span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Individual lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#8364;1 million.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Climate and environmental risks in IFRS 9 models (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to the depreciation/erosion of collateral values, which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has devised a strategy for incorporation of climate risk factors into IFRS 9 models, which considers short, medium, and long-term plans. As part of that strategy, ING has introduced a management adjustment to ECL models for business clients in 2024, to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors in loan loss provisioning. This management adjustment is continued as at 30 June 2025. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, where climate and environmental factors have impacted the economy in the recent past or present, these impacts are implicitly embedded in ING&#8217;s IFRS 9 ECL models through the projected </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note, however, that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, for the long term a mean reversion approach is applied.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With regard to our evaluation of specific climate-related matters, particularly physical risk events that have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 individual provisions, collective SICR or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. For more details, see &#8216;Management adjustments applied this reporting period&#8217;.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Going forward, ING aims to continue to improve on climate risk data, which will enable us to further embed climate risks into the IFRS 9 ECL models.</span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Portfolio quality and concentration (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents <ix:nonFraction unitRef="number" contextRef="c-2" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-10">91.7</ix:nonFraction> percent (2024: <ix:nonFraction unitRef="number" contextRef="c-3" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-11">91.1</ix:nonFraction> percent) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up <ix:nonFraction unitRef="number" contextRef="c-4" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-12">7.1</ix:nonFraction> percent (2024: <ix:nonFraction unitRef="number" contextRef="c-5" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-13">7.6</ix:nonFraction> percent) and Stage 3 makes up <ix:nonFraction unitRef="number" contextRef="c-6" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-14">1.2</ix:nonFraction> percent (2024: <ix:nonFraction unitRef="number" contextRef="c-7" decimals="3" name="ing:PercentageOfFinancialAssets" format="ixt:num-dot-decimal" scale="-2" id="f-15">1.3</ix:nonFraction> percent) of the total gross carrying amounts, respectively.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">16</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-2" continuedAt="f-9-3"><ix:nonNumeric contextRef="c-1" name="ing:GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock" id="f-16" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:6.902%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.107%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.257%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.107%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.958%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.033%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.033%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.894%"/><td style="width:0.1%"/></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 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colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-9" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-18">79,076</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-10" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-19">1</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-11" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-20">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-122" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-131">12,932</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 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name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-137">5,945</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-129" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-138">6,049</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1&#160;&#160;&#160;&#160;</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 3 lifetime credit impaired provision includes &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-130" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-139">21</ix:nonFraction>&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> (31 December 2024: &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-131" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-140">21</ix:nonFraction>&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) on purchased or originated credit impaired.</span></div></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and financial guarantees. The transfers of financial instruments represent the impact of stage transfers upon the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.</span></div><div><span><br/></span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Please note the following comments with respect to the movements observed in the table below:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3 gross carrying amount decreased by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-132" decimals="-8" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="9" id="f-141">0.8</ix:nonFraction> billion from &#8364;<ix:nonFraction unitRef="eur" contextRef="c-133" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-142">13.7</ix:nonFraction> billion as at 31 December 2024 to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-134" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-143">12.9</ix:nonFraction> billion as at 30 June 2025, mainly as a result of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-135" decimals="-8" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="9" id="f-144">1.5</ix:nonFraction> billion derecognitions and repayments and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-136" decimals="-8" name="ing:DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" scale="9" id="f-145">0.8</ix:nonFraction> billion write-offs and disposals, which is offset by an increase of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-136" decimals="-8" name="ing:IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets" scale="9" id="f-146">1.5</ix:nonFraction> billion net inflow into NPL (credit impaired) in the first six months of 2025. Following the decrease in carrying amount, Stage 3 provisions decreased by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-8" sign="-" name="ing:FinancialAssetsIncreaseDecreaseInProvisions" scale="9" id="f-147">0.3</ix:nonFraction> billion.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 2 gross carrying amounts decreased by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-138" decimals="-8" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="9" id="f-148">2.3</ix:nonFraction> billion from &#8364;<ix:nonFraction unitRef="eur" contextRef="c-139" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-149">79.9</ix:nonFraction> billion as at 31 December 2024 to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-140" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-150">77.6</ix:nonFraction> billion as at 30 June 2025, largely driven by a decrease of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-141" decimals="-8" sign="-" name="ing:IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets" scale="9" id="f-151">10.5</ix:nonFraction> billion exposure due to derecognised financial assets (including sales) and repayments, and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-8" sign="-" name="ing:IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" scale="9" id="f-152">0.6</ix:nonFraction> billion exposure moving to stage 3. This was offset by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-141" decimals="-8" name="ing:IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets" scale="9" id="f-153">7.7</ix:nonFraction> billion net transfers moving from Stage 1 into Stage 2, including the impact of changes in risk drivers (driven by updated macro-economic forecasts and the impact of new early warning signals) and model redevelopments mainly for Wholesale Banking. Other includes an increase of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-143" decimals="-8" name="ing:IncreaseDecreaseThroughOtherCommitmentsFinancialAssets" scale="9" id="f-154">1.1</ix:nonFraction> billion related to other commitments. Stage 2 provisions increased by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-8" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="9" id="f-155">0.1</ix:nonFraction> billion to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-144" decimals="-8" sign="-" name="ifrs-full:FinancialAssets" scale="9" id="f-156">1.2</ix:nonFraction> billion as of 30 June 2025.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">17</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" id="f-157" escape="true"><ix:continuation id="f-9-3" continuedAt="f-9-4"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:21.487%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.071%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.312%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.312%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.312%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.986%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.986%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.917%"/><td style="width:0.1%"/></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1, 2</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="24" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="24" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-145" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-158">954,943</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-146" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-159">409</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-147" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-160">79,888</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-148" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-161">1,130</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-149" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-162">13,742</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-150" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-163">4,509</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-151" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-164">1,048,574</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-152" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-165">6,049</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-153" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-166">937,633</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-154" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-167">517</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-155" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-168">75,454</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-156" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-169">1,435</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-157" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-170">11,956</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-158" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-171">3,887</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-159" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-172">1,025,043</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-160" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-173">5,839</ix:nonFraction></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-161" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-174">16,783</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-162" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-175">15</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-163" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-176">16,655</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-164" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-177">132</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-165" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-178">128</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-166" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-179">23</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-167" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-180">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-168" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-181">141</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-169" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-182">20,486</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-170" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-183">22</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-171" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-184">20,236</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-172" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-185">195</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-173" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-186">249</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-174" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-187">34</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-175" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-188">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-176" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-189">207</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-177" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-190">24,349</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-178" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-191">36</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-141" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-192">25,053</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-179" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-193">358</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-180" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-194">703</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-181" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-195">72</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-182" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-196">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-183" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-197">250</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-184" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-198">43,155</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-185" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-199">49</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-186" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-200">43,900</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-187" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-201">429</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-188" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-202">745</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-189" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-203">96</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-190" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-204">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-191" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-205">285</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-192" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-206">980</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-193" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-207">7</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-194" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-208">1,305</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-195" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-209">107</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-196" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-210">2,286</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-197" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-211">562</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-198" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-212">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-199" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-213">448</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-200" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-214">2,980</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-201" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-215">18</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-202" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-216">2,856</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-203" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-217">235</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-204" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-218">5,836</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-205" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-219">1,802</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-206" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-220">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-207" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-221">1,548</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-222">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-223">7</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-224">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" sign="-" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-225">85</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-226">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" sign="-" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-227">137</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"><ix:nonFraction unitRef="eur" contextRef="c-212" xsi:nil="true" name="ing:NetRemeasurementOfLoanLossProvision" id="f-228"></ix:nonFraction></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" sign="-" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-229">215</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-230">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-231">181</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-232">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-233">137</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-234">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" sign="-" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-235">185</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-236">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ing:NetRemeasurementOfLoanLossProvision" scale="6" id="f-237">133</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-238">134,966</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" sign="-" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-239">119</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-240">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-241">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-242">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" sign="-" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-243">1</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-244">134,966</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" sign="-" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-245">120</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-246">212,516</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" sign="-" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-247">192</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-248">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-249">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-250">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-251">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-252">212,516</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" sign="-" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="6" id="f-253">192</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-254">65,485</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-255">40</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-256">6,435</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-257">84</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-258">554</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-259">121</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-260">72,474</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-261">245</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-262">126,858</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-263">76</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-264">11,840</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-265">153</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-266">1,450</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-267">257</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-268">140,148</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-269">485</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-270">28,119</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-271">3,973</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-272">912</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-273">33,005</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-274">41,763</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-275">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-276">4,393</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-277">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-278">309</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-279">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" format="ixt:num-dot-decimal" scale="6" id="f-280">46,465</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ing:NetRepaymentIncreaseInGrossCarryingAmount" scale="6" id="f-281">0</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-282">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-283">6</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-284">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-285">17</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-286">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-287">47</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-288">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-289">35</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-290">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-291">8</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-292">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-293">6</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-294">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-295">22</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-296">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" scale="6" id="f-297">20</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Increase in loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-298">39</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-299">137</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-300">436</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-301">612</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-302">102</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-303">297</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-304">1,578</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-305">1,179</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-offs</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-306">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-307">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-308">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-309">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-310">556</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-311">556</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-312">556</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-313">556</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-314">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-315">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-316">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="6" id="f-317">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-318">1,017</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-319">1,017</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-320">1,017</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-321">1,017</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-322">510</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-323">2</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-324">68</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-325">2</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-326">282</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-327">125</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-328">860</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-329">129</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-330">935</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-331">1</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-332">141</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-333">8</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-334">279</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-335">215</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-336">1,355</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" name="ing:DecreaseThroughDisposalFinancialAssets" scale="6" id="f-337">225</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Recoveries of amounts previously written off</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-338">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-339">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-340">30</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-341">30</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-342">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-343">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-344">69</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets" scale="6" id="f-345">69</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-208" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-346">16,157</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-347">7</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-210" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-348">1,092</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-142" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-349">18</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-211" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-350">40</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-137" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-351">35</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-212" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-352">17,288</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-353">60</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-214" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-354">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-215" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-355">5</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-216" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-356">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-357">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-218" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-358">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-219" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-359">208</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-220" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-360">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-221" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-361">203</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-222" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-362">1,003,405</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-223" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-363">439</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-224" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-364">77,596</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-144" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-365">1,247</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-225" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-366">12,932</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-226" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-367">4,259</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-227" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-368">1,093,934</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-228" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-369">5,945</ix:nonFraction></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-145" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-370">954,943</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-146" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-371">409</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-147" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-372">79,888</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-148" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-373">1,130</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-149" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-374">13,742</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-150" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-375">4,509</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-151" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-376">1,048,574</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-152" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-377">6,049</ix:nonFraction></span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Stage 3 lifetime credit impaired provision includes &#8364;<ix:nonFraction unitRef="eur" contextRef="c-130" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-378">21</ix:nonFraction>&#160;million (31 December 2024:&#8364;<ix:nonFraction unitRef="eur" contextRef="c-131" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-379">21</ix:nonFraction>&#160;million) on purchased or originated credit impaired.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-229" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-380">612</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-230" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-381">1,194</ix:nonFraction> million) of which &#8364;<ix:nonFraction unitRef="eur" contextRef="c-231" decimals="-6" sign="-" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-382">638</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-232" decimals="-6" sign="-" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-383">1,170</ix:nonFraction> million) related to IFRS 9 eligible financial assets, &#8364;-<ix:nonFraction unitRef="eur" contextRef="c-233" decimals="-6" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-384">26</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-234" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-385">9</ix:nonFraction> million) related to non-credit replacement guarantees and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-235" decimals="-6" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-386">0</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-236" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-387">15</ix:nonFraction> million) to modification gains and losses on restructured financial assets.</span></div></ix:continuation></ix:nonNumeric><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">18</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-4" continuedAt="f-9-5"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)<br/></span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Methodology (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#8217;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.</span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline scenario (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#8211; for some countries &#8211; unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view, it can be considered as free from any bias. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios applied are reviewed and challenged by ING experts. </span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and probability weights (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so-called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey, respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the downside scenario, ING has chosen the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.<br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Macroeconomic scenarios applied (*)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.<br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline assumptions (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The general picture that the consensus conveys is that global economic growth is expected to slow sharply in 2025 on the back of global economic uncertainty. This is expected to outweigh fiscal expansion in many advanced markets. Inflation is expected to remain near target for most advanced economies, although it is expected to remain above target for the United States on the back of new economic policies. With interest rates moderating, although some uncertainty about this path for the US exists at this point, monetary conditions should turn more favourable for growth. For the housing market, continued price growth is expected for almost all main markets.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The June 2025 consensus expects global output (as measured by the weighted average GDP growth rate of ING&#8217;s 25 main markets) to marginally increase from <ix:nonFraction unitRef="number" contextRef="c-237" decimals="3" name="ing:GlobalOutputPercent" format="ixt:num-dot-decimal" scale="-2" id="f-388">2.0</ix:nonFraction> percent in 2025 to <ix:nonFraction unitRef="number" contextRef="c-238" decimals="3" name="ing:GlobalOutputPercent" format="ixt:num-dot-decimal" scale="-2" id="f-389">2.1</ix:nonFraction> percent in 2026. For 2027 economic growth is expected to come in at <ix:nonFraction unitRef="number" contextRef="c-239" decimals="3" name="ing:GlobalOutputPercent" format="ixt:num-dot-decimal" scale="-2" id="f-390">2.4</ix:nonFraction> percent.  </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the US, the uncertainty and negative effects from the economic policy agenda will likely outweigh the impact of continued fiscal stimulus. This causes economic growth expectations to slow. Inflation has come down to more benign levels but the potential inflationary impact of higher tariffs has made the Federal Reserve hold its rate-cutting cycle. Still, inflation remains above the 2% target and the outlook for inflation has become more uncertain. The consensus expects the growth rate of the US economy to grow at</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"> <ix:nonFraction unitRef="number" contextRef="c-240" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-391">1.4</ix:nonFraction> percent in 2025 to <ix:nonFraction unitRef="number" contextRef="c-241" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-392">1.5</ix:nonFraction> percent and <ix:nonFraction unitRef="number" contextRef="c-242" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-393">2.0</ix:nonFraction> percent in 2026 and 2027 respectively.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The eurozone economy saw some growth return in 2024 after a long period of stagnation that started during the energy crisis but expectations for 2025 remain modest. The export environment continues to be plagued by weak global demand amidst trade tensions and investments are stymied by global uncertainty. Expectations of a pickup in growth likely hangs on stronger public investment &#8211; think of defense spending or German infrastructure investment &#8211; but that will only gradually start to positively impact economic growth. Consensus expects the eurozone to have grown by only  <ix:nonFraction unitRef="number" contextRef="c-243" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-394">0.9</ix:nonFraction> percent in 2025, before recovering slightly to <ix:nonFraction unitRef="number" contextRef="c-244" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-395">1.1</ix:nonFraction> percent and <ix:nonFraction unitRef="number" contextRef="c-245" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-396">1.4</ix:nonFraction> percent in 2026 and 2027 respectively.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">19</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-5" continuedAt="f-9-6"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Elsewhere in Europe, the outlook is more upbeat. In Poland, domestic demand appears to remain the key growth driver over the near-term forecast. Consumption growth is projected to be solid this year and next, supported by real earning gains on the back of a tight labour market. Poland can also expect stronger defense investment, but also there it will be a story for 2026. The economy is expected to grow by <ix:nonFraction unitRef="number" contextRef="c-246" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-397">3.2</ix:nonFraction> percent in  2025, picking up to <ix:nonFraction unitRef="number" contextRef="c-247" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-398">3.4</ix:nonFraction> percent in 2026 and slowing to <ix:nonFraction unitRef="number" contextRef="c-248" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-399">2.8</ix:nonFraction> percent in 2027. The consensus expectation for T&#252;rkiye is to see growth pick up, from <ix:nonFraction unitRef="number" contextRef="c-249" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-400">2.9</ix:nonFraction> percent in 2025 to <ix:nonFraction unitRef="number" contextRef="c-250" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-401">3.3</ix:nonFraction> percent and <ix:nonFraction unitRef="number" contextRef="c-251" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-402">3.6</ix:nonFraction> percent in  2026 and 2027 respectively as momentum remains strong despite domestic political events and global trade uncertainty. The Russian economy is expected to slow down to <ix:nonFraction unitRef="number" contextRef="c-252" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-403">1.3</ix:nonFraction> percent in 2026 from <ix:nonFraction unitRef="number" contextRef="c-253" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-404">1.6</ix:nonFraction> percent in 2025 and settle at <ix:nonFraction unitRef="number" contextRef="c-254" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-405">1.4</ix:nonFraction> percent in 2027.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For China, achieving the 5% growth target can be considered a significant challenge as external demand worries intensify due to American tariffs. Still, domestic stimulus plans do have an effect and a possible bottoming out of the real estate market still keep growth expectations decent for the short-run, although consensus expects Chinese GDP growth to remain on a downward trend for the medium-term. For 2025, consensus expects <ix:nonFraction unitRef="number" contextRef="c-255" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-406">4.5</ix:nonFraction> percent growth, down to <ix:nonFraction unitRef="number" contextRef="c-256" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-407"><ix:nonFraction unitRef="number" contextRef="c-257" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-408">4.1</ix:nonFraction></ix:nonFraction> percent in 2026 and 2027. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While weaker demand from major trading partners poses a headwind, Australia&#8217;s limited direct exposure to US trade barriers will help cushion the impact. Growth will be supported by a strong labour market, solid disposable incomes, and resilient household consumption, despite subdued business investment amid heightened tariff uncertainty. Growth is expected to have come in at <ix:nonFraction unitRef="number" contextRef="c-258" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-409">1.8</ix:nonFraction> percent in 2025, with a pick-up expected for 2026 to <ix:nonFraction unitRef="number" contextRef="c-259" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-410">2.2</ix:nonFraction> percent and <ix:nonFraction unitRef="number" contextRef="c-260" decimals="3" name="ing:EconomicGrowthRate" format="ixt:num-dot-decimal" scale="-2" id="f-411">2.5</ix:nonFraction> percent for 2027.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the December 2024 consensus forecast, the June 2025 forecast has deteriorated slightly on the back of geo-political tensions and economic uncertainty. Global GDP is expected to increase by <ix:nonFraction unitRef="number" contextRef="c-1" decimals="3" name="ing:GlobalGdpRateIncreaseDecrease" format="ixt:num-dot-decimal" scale="-2" id="f-412">2.0</ix:nonFraction> percent in 2025 (compared to <ix:nonFraction unitRef="number" contextRef="c-1" decimals="3" name="ing:GlobalGdpRateIncreaseDecreaseAssumed" format="ixt:num-dot-decimal" scale="-2" id="f-413">2.4</ix:nonFraction> percent assumed before) and is expected to grow by <ix:nonFraction unitRef="number" contextRef="c-238" decimals="3" name="ing:GlobalGdpRateIncreaseDecrease" format="ixt:num-dot-decimal" scale="-2" id="f-414">2.1</ix:nonFraction> percent in 2026 (<ix:nonFraction unitRef="number" contextRef="c-238" decimals="3" name="ing:GlobalGdpRateIncreaseDecreaseAssumed" format="ixt:num-dot-decimal" scale="-2" id="f-415">2.4</ix:nonFraction> percent assumed before). With the energy crisis and pandemic now further behind us, the consensus for economic activity in major markets is showing smaller deviations over time despite economic and geopolitical uncertainty still being very prevalent.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and risks (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The baseline scenario assumes continued steady economic growth. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and trade tensions could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative, and the alternative scenarios have a downward skew in line with the outcomes of the Global Risk Survey of the before mentioned leading third-party service provider. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The downside scenario sees a recession in 2025 and 2026 for most countries. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from escalating geopolitical tensions, increased trade tensions and persistent elevated inflation. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The upside scenario reflects the possibility of a better economic out-turn because of a substantial loosening of monetary policy, and policy stimulus in China.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management adjustments applied this reporting period (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has an internal governance framework and controls in place to assess the appropriateness of all management adjustments.</span></div><ix:nonNumeric contextRef="c-1" name="ing:ManagementAdjustmentsExplanatoryTableTextBlock" id="f-416" escape="true"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"/><td style="width:73.938%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.380%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.382%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial Real Estate/ Inflation and interest rate increases</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-417">32</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-418">50</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector / portfolio based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-419">20</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-420">38</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-421">112</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-422">112</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Climate transition risk</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-423">44</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-424">29</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Post Model Adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:OtherPostModelAdjustmentsManagementAdjustments" scale="6" id="f-425">29</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" sign="-" name="ing:OtherPostModelAdjustmentsManagementAdjustments" scale="6" id="f-426">27</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ManagementAdjustments" scale="6" id="f-427">236</ix:nonFraction></span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:ManagementAdjustments" scale="6" id="f-428">203</ix:nonFraction></span></td></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As the ING credit risk models generally assume that inflation and interest rate increases materialize with a delay, via other risk drivers such as GDP and unemployment rates, an overlay approach was determined in previous financial years to timely estimate the expected credit losses (ECL) related to reduced repayment capacity and affordability for private individuals and business clients. As inflationary stress has decreased since origination of the overlay and limited impact has been observed in both the Retail and the Wholesale Banking segment, no management adjustment is reported since 31 December 2024, with the exception of a management adjustment for the Commercial Real Estate portfolio. The &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-429">32</ix:nonFraction> million management adjustment related to the Commercial Real Estate portfolio (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-430">50</ix:nonFraction> million in total) is reported in Wholesale Banking (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-262" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-431">18</ix:nonFraction> million) and in Business Banking (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-263" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-432">14</ix:nonFraction> million) because the prevailing risks from increased levels of interest rates and inflation still exist for this sector in these portfolios. This management adjustment is reflected in Stage 1 and Stage 2.</span></div><div style="margin-bottom:15pt"><span style="color:#4f81bd;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">n the Retail Banking segment, specific portfolio-based adjustments have been recognized. As of 30 June 2025, the economic sector / portfolio based adjustment in Stage 2 of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-433">20</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-434">38</ix:nonFraction> </span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">20</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-6" continuedAt="f-9-7"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">million) relates to the Business Banking portfolio in Germany (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-264" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-435">9</ix:nonFraction> million), to cover for the increased uncertainty in the German economy, and to the Mortgage portfolio in Australia (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-265" decimals="-6" name="ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" scale="6" id="f-436">11</ix:nonFraction> million), to cover for emerging risks in that portfolio.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The overall Mortgage portfolio adjustment of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-437">112</ix:nonFraction> million as of 30 June 2025 remained at the same level compared to 31 December 2024 (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-438">112</ix:nonFraction> million) and fully relates to the management adjustment in Stage 2 for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of 30 June 2025, the adjustment of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-439">44</ix:nonFraction> million (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-440">29</ix:nonFraction> million) accounts for the impact of climate transition risk in both Wholesale Banking (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-262" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-441">25</ix:nonFraction> million) and Business Banking (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-263" decimals="-6" name="ing:ClimateTransitionRisk" scale="6" id="f-442">19</ix:nonFraction> million). Climate transition risk is expected to lead to a structural change in credit risk, which means specific business activities will become structurally riskier due to environmental policies, technological progress or changes in market sentiment and preferences. The current IFRS 9 models do not directly capture this novel risk. The management adjustment to ECL models for business clients was made to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors and is reported in Stage 2.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other management adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet. The impact on total ECL can be positive or negative. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to the previous reporting date is due to i) released adjustments because of model updates that have been implemented and ii) new model update related adjustments recognized.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Analysis on sensitivity (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions in ING, and for Wholesale Banking the US is the most significant in terms of both gross contribution to reportable ECL and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios to present the most significant risk of resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below, the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">21</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:SensitivityAnalysisForCreditRiskTableTextBlock" id="f-443" escape="true"><ix:continuation id="f-9-7" continuedAt="f-9-8"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June  2025 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-266" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-444">1.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-266" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-445">2.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-266" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-446">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-267" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-447">275</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-267" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-448">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-268" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-449">382</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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contextRef="c-269" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-451">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-269" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-452">3.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING 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id="f-454">16.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-270" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-455">5.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-271" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-456">1.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-271" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-457">1.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-271" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-458">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-272" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-459">352</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-272" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-460">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-273" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-461">4.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-273" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-462">4.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-273" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-463">4.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-274" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-464">7.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-274" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-465">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-274" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-466">3.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-275" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-467">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-275" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-468">1.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-275" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-469">0.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-276" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-470">581</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-276" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-471">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-277" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-472">5.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-277" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-473">6.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-277" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-474">7.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-278" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-475">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-278" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-476">12.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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scale="-2" id="f-479">3.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-279" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-480">2.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-280" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-481">577</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-280" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-482">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt 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contextRef="c-282" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-484">3.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-282" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-485">2.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-282" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-486">2.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-487">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-488">8.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-284" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-492">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-285" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-493">612</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-285" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-494">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING 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scale="-2" id="f-496">3.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-286" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-497">3.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td 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solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-288" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-501">0.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-289" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-504">695</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-289" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-505">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 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solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-291" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-510">0.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-291" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-511">2.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-292" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-292" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-514">2.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-293" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-515">540</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-293" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-516">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-294" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-517">583</ix:nonFraction>&#160;</span></td><td rowspan="9" 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-519">5.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-520">5.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-521">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-522">4.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-523">4.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-297" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-524">0.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-297" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-525">1.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-297" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-526">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-298" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-527">572</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-298" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-528">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-529">5.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-530">5.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-531">5.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-300" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-532">3.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-300" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-533">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-300" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-534">3.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-301" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-537">0.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-302" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-538">658</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-302" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-539">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-303" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-542">8.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-304" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-543">2.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-304" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-544">2.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-304" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-545">2.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-305" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-546">1.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-305" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-547">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-305" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-548">3.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-306" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-549">82</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-306" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-550">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-307" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-551">126</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-552">4.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-553">3.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-554">2.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-555">4.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-556">6.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-557">9.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-310" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-558">1.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-310" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-559">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-310" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-560">2.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-311" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-561">111</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-311" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-562">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-312" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-563">4.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-312" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-564">4.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-312" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-565">4.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-313" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-566">4.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-313" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-567">3.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-313" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-568">4.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-314" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-569">0.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-314" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-570">1.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-314" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-571">0.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-315" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-572">213</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-315" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-573">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-316" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-574">5.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-316" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-575">6.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-316" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-576">7.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-317" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-577">3.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-317" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-578">2.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-317" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-579">2.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2024 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-318" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-580">2.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-318" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-581">3.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-318" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-582">2.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-319" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-583">193</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-319" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-584">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-320" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-585">270</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-586">3.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-587">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-588">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-589">18.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-590">11.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-591">2.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-323" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-592">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-323" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-593">1.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-323" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-594">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-324" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-595">249</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-324" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-596">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid 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name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-598">4.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-325" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-599">4.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" 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style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-326" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-602">2.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real 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0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-327" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-605">0.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-328" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-606">411</ix:nonFraction>&#160;</span></td><td 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style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-329" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-610">8.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-330" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-611">3.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-330" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-612">7.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-330" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-613">2.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span 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id="f-615">2.8</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-331" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-616">1.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-332" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-617">510</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-332" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-618">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-333" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-619">548</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-620">2.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-621">2.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-622">2.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-335" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-623">5.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-335" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-624">8.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-335" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-625">9.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-336" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-626">0.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-336" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-627">1.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-336" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-628">1.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-337" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-629">540</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-337" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-630">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-631">3.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-632">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-633">3.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-339" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-635">5.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-339" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-636">6.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-340" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-637">1.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-340" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-638">1.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-340" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-639">0.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-341" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-640">609</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-341" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-641">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-342" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-642">4.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-342" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-643">5.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-342" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-644">5.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-646">1.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-343" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-647">2.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-344" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-648">2.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-344" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-649">2.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-344" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-650">2.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-345" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-651">534</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-345" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-652">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-346" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-653">579</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-654">5.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-655">5.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-656">4.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-348" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-657">4.8</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-348" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-658">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-348" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-659">4.4</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-349" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-660">1.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-349" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-661">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-349" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-662">1.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-350" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-663">569</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-350" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-664">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-665">5.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-666">5.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-667">5.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-352" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-668">3.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-352" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-669">4.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-352" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-670">3.8</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-353" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-671">0.6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-353" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-672">0.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-353" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-673">1.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-354" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-674">654</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-354" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-675">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-355" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-676">7.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-355" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-677">8.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-355" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-678">8.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-356" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-679">1.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-356" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-680">2.9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-356" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-681">2.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-357" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-682">3.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-357" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-683">3.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-357" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-684">3.2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-358" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-685">74</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-358" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-686">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-359" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-687">113</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-365" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="-2" id="f-702">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-365" decimals="3" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="-2" id="f-703">3.7</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span 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0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-369" decimals="3" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="-2" id="f-715">2.5</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:5pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  Excluding management adjustments.</span></div></td></tr></table></div></div></div></ix:continuation></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">22</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-9-8" continuedAt="f-9-9"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the sensitivity analysis of year-end 2024, the macroeconomic inputs are overall less favourable. This is driven by a worsened macroeconomic outlook, mainly because of global economic uncertainty.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario" format="ixt:num-dot-decimal" scale="6" id="f-716">2,911</ix:nonFraction> million, in the baseline scenario &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario" format="ixt:num-dot-decimal" scale="6" id="f-717">3,179</ix:nonFraction> million and in the downside scenario &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" format="ixt:num-dot-decimal" scale="6" id="f-718">3,887</ix:nonFraction> million compared to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-370" decimals="-6" name="ing:TotalModelECL" format="ixt:num-dot-decimal" scale="6" id="f-719">3,267</ix:nonFraction> million reportable collective provisions as at 30 June 2025 (excluding management adjustments and other adjustments in the reporting process). 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(*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total reportable collective provisions</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt 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format="ixt:num-dot-decimal" scale="6" id="f-723">2,547</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-374" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-724">2,871</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-376" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-726">203</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-377" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-727">5,945</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-378" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-728">6,049</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Criteria for identifying a significant increase in credit risk (SICR) (*)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>All assets and off-balance-sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk (SICR) since initial origination or purchase. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main determinant of SICR is a quantitative test, whereby the lifetime probability of default (PD) of an asset at each reporting date is compared against its lifetime PD determined at the date of initial recognition. If either a threshold for absolute change in lifetime PD or a threshold for relative change in lifetime PD is reached, the item is considered to have experienced a SICR (for more details on absolute and relative thresholds, see the following sections). Furthermore, any facility which shows an increase of 200 percent between the PD at the date of initial recognition and the lifetime PD at the reporting date (i.e. threefold increase in PD) must be classified as Stage 2. This is considered a backstop within the quantitative assessment of SICR.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Wholesale Banking, significant increase in lifetime PD is not considered plausible for assets of obligors with a credit rating at the reporting date in the top range of investment grade. As of 2024, the assets of these Wholesale Banking obligors are excluded from the assessment of significant increase in credit risk triggers. For these obligors the qualitative significant increases in credit risk triggers remain applicable (see the section below on Qualitative SICR triggers). These are for example the Watchlist and/ or forbearance triggers. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Finally, the 30 days past due backstop also remains applicable for the top range of investment grade exposures to ensure significant increase in credit risk recognition.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Absolute lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The absolute threshold is calibrated during model development.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Relative lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of a significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination, and a scaling factor calibrated in the model development phase.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Ultimately, the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that such facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment-grade assets while the absolute threshold primarily affects non-investment grade assets.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Average threshold ratio</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table, since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2024 and June 2025.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">23</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-9-9" continuedAt="f-9-10"><ix:nonNumeric contextRef="c-1" name="ing:AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock" id="f-729" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.910%"><tr><td style="width:1.0%"/><td style="width:35.447%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.763%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.763%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.763%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.764%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 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style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Governments and financial institutions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-391" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-742">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-392" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-743">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-393" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-744">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-394" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-745">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Wholesale Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-395" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-746">2.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-396" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-747">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-397" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-748">2.7</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-398" decimals="1" name="ing:AverageThresholdRatio" scale="0" id="f-749">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:143%"><br/></span></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As it is apparent from the disclosures above, as per ING&#8217;s methodology, the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity of ECL to PD lifetime PD thresholds</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, was &#8364;<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ing:TotalECLCollectiveAssessment" format="ixt:num-dot-decimal" scale="6" id="f-750">1,474</ix:nonFraction> million as at 30 June 2025 (31 December 2024: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ing:TotalECLCollectiveAssessment" format="ixt:num-dot-decimal" scale="6" id="f-751">1,328</ix:nonFraction> million). To demonstrate the sensitivity of the ECL to these PD threshold bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ing:TotalEclCollectiveAssessmentForPerformingAssets" format="ixt:num-dot-decimal" scale="6" id="f-752">1,156</ix:nonFraction> million and a decrease in the Stage 2 ratio by <ix:nonFraction unitRef="number" contextRef="c-402" decimals="3" sign="-" name="ing:IncreaseDecreaseInAverageThresholdRatio" scale="-2" id="f-753">0.5</ix:nonFraction>%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-403" decimals="-6" name="ing:TotalEclCollectiveAssessmentForPerformingAssets" format="ixt:num-dot-decimal" scale="6" id="f-754">2,170</ix:nonFraction> million and an increase in the Stage 2 ratio by <ix:nonFraction unitRef="number" contextRef="c-404" decimals="3" name="ing:IncreaseDecreaseInAverageThresholdRatio" scale="-2" id="f-755">1.7</ix:nonFraction>%-point.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Qualitative SICR thresholds</span></div></ix:continuation><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-9-10">It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation as ING Group also relies on a number of qualitative indicators to identify and assess SICR. An asset can also change stages as a result of other triggers, such as having over <ix:nonNumeric contextRef="c-1" name="ing:QualitativeIndicatorDaysArrearsBackstop" format="ixt-sec:durday" id="f-756">30</ix:nonNumeric> days arrears (used as a backstop), the occurrence of an early warning indicator, collective SICR assessment, being on a watch list, being under intensive care management, having a substandard internal rating or being forborne.</ix:continuation> </span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">24</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1490"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Other risks and uncertainties</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Because we are a financial services company conducting business on a global basis, our revenues and earnings are affected by the volatility and strength of the economic, business, liquidity, funding and capital markets environments specific to the geographic regions in which we conduct business. The ongoing turbulence and volatility of such factors have adversely affected, and may continue to adversely affect, the profitability, solvency and liquidity of our business. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Factors such as the regional and global economic impact of the war in Ukraine and related international response measures, inability of counterparties to meet their financial obligations, changes in interest rates levels, securities prices, credit ratings, credit spreads, liquidity spreads, exchange rates, discontinuation of or changes to &#8216;benchmark&#8217; indices, consumer spending, changes in client behaviour, business investment, real estate values and private equity valuations, government spending, inflation or deflation, the volatility and strength of the capital markets, operational risks, political events and trends, non-compliance with (or changes) in laws and regulations, climate change, terrorism, as well as inability to protect our intellectual property and infringement claims by third parties, to achieve our strategy or to retain key personnel may all impact the business and economic environment and, ultimately, our solvency, liquidity and the amount and profitability of business we conduct in a specific geographic region.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additional risks of which ING is not presently aware, or that are currently viewed as less material than the risks described above, could also affect the business operations of ING and have a material adverse effect on ING&#8217;s business activities, financial condition, results of operations and prospects. For more information on risks, please refer to &#8220;Other information and appendices - Risk Factors&#8221; in the 2024 Annual Report.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">The impact of the benchmark rate reform - WIBOR<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the 2024 consolidated financial statements as disclosed in the 2024 Annual Report, the Group presented a disclosure on the impact of the WIBOR benchmark reform.<br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Steering Committee of the National Working Group (NWG SC) appointed in connection with the WIBOR benchmark reform the decision (published on 10 December 2024) on the selection of the proposed index with the technical name 'WIRF &#8211;' as the ultimate interest rate benchmark in Poland to replace the WIBOR benchmark. On 24 January 2025, the Steering Committee of the National Working Group has selected target name POLSTR (Polish Short Term Rate) for this index and thereafter in April has published the updated transition roadmap in Poland. The official determination of the POLSTR has commenced on 2 June 2025. The chosen index is calculated based on unsecured deposits of Credit and Financial Institutions. The WIBOR rate is expected to be ceased and replaced by a new RFR ("WIRF -") by 31 December 2027.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">25</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_193"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div><div><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div id="i161587f53f804723967d4984739ee9ce_202"></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of financial position</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:35.399%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.210%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.958%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:35.100%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.135%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.111%"/><td style="width:0.1%"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and balances with central banks </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:CashAndBankBalancesAtCentralBanks" format="ixt:num-dot-decimal" scale="6" id="f-757">75,565</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:CashAndBankBalancesAtCentralBanks" format="ixt:num-dot-decimal" scale="6" id="f-758">70,353</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:DepositsFromBanks" format="ixt:num-dot-decimal" scale="6" id="f-759">20,891</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:DepositsFromBanks" format="ixt:num-dot-decimal" scale="6" id="f-760">16,723</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:LoansAndAdvancesToBanks" format="ixt:num-dot-decimal" scale="6" id="f-761">50,080</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:LoansAndAdvancesToBanks" format="ixt:num-dot-decimal" scale="6" id="f-762">21,770</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-763">738,028</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:DepositsFromCustomers" format="ixt:num-dot-decimal" scale="6" id="f-764">691,661</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">,</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-765">152,486</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-766">137,580</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-767">93,524</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-768">86,900</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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id="f-772">276</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> 4</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:FinancialAssetsAtAmortisedCost" format="ixt:num-dot-decimal" scale="6" 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name="ifrs-full:DeferredTaxLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-776">1,209</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> 5</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:LoansAndAdvancesToCustomers" 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contextRef="c-400" decimals="-6" name="ifrs-full:Provisions" scale="6" id="f-780">774</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investments in associates and joint ventures</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> 6</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:InvestmentAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-781">1,536</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:InvestmentAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-782">1,679</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-789">1,409</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:IntangibleAssetsAndGoodwill" format="ixt:num-dot-decimal" scale="6" id="f-790">1,334</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/><td 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name="ifrs-full:RetainedEarnings" format="ixt:num-dot-decimal" scale="6" id="f-806">36,243</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-807">52,290</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-808">52,703</ix:nonFraction></span><span style="color:#333333;font-family:'ING 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style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-811">53,321</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-812">53,698</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" 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style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total liabilities and equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-815">1,090,974</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-816">1,023,856</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements.</span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">26</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_205"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of profit or loss </span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:36.025%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.214%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.214%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.391%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:36.025%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.214%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.217%"/><td style="width:0.1%"/></tr><tr style="height:15pt"><td colspan="9" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 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name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-867">1.29</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-405" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-868">1.35</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements.</span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">27</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_208"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of comprehensive income</span></div><div style="margin-bottom:30pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:83.941%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.380%"/><td style="width:0.1%"/></tr><tr style="height:15pt"><td colspan="9" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result (before non-controlling interests)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-896">5,145</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Each component of the other comprehensive income is presented after taxation. </span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">28</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_211"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of changes in equity</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:52.078%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.473%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.473%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.398%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.383%"/><td style="width:0.1%"/></tr><tr style="height:15pt"><td colspan="30" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-409" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-900">52,703</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-410" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-901">995</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-949">53,321</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements. Changes in individual Reserve components are presented in Note 11 'Equity'.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">29</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of changes in equity - continued</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:52.078%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.622%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.323%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.379%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.398%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.384%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="30" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-433" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1003">39,081</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-434" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1004">54,689</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-435" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-1005">816</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-436" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1006">55,505</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.502%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements. Changes in individual Reserve components are presented in Note 11 'Equity'.</span></div></div><div style="display:inline-block;max-width:2.994%;min-width:1.994%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.504%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">30</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_214"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of cash flows</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:23.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:52.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.824%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:CashFlowsFromUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1084">10,948</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:11pt"><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="6" 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Cash and cash equivalents at end of the period</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1091">79,389</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-436" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1092">102,010</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"><ix:footnote id="fn-1" footnoteRole="http://www.xbrl.org/2003/role/footnote"> Cash flows are reported on a gross basis and include investments and borrowings of short term securities</ix:footnote>.</span></div></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">31</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of cash flows - continued</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><table 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name="ing:CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" format="ixt:num-dot-decimal" scale="6" id="f-1098">13,412</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cash and balances with central banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" 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style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash and cash equivalents include deposits from banks and loans and advances to banks that are payable on demand. 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ing:NetInterestReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1108">8,839</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:DividendsReceivedClassifiedAsOperatingActivities" scale="6" id="f-1110">68</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:DividendsPaidClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1112">2,750</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Dividends received from associates and joint ventures are included in investing activities; interest received, interest paid and other dividends received are included in operating 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style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory" id="f-1113" continuedAt="f-1113-1" escape="true"><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Notes to the Condensed consolidated interim financial statements</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">1   Basis of preparation and significant changes in the current reporting period</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.1   Reporting entity and authorisation of the Condensed consolidated interim financial statements</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. (Naamloze Vennootschap) is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, were authorised for issue in accordance with a resolution of the Executive Board on 30&#160;July 2025. </span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" id="f-1114" continuedAt="f-1114-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2024 ING Group Consolidated financial statements as included in the 2024 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the notes to the 2024 ING Group Consolidated financial statements as included in the 2024 Annual Report on Form 20-F</span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><ix:continuation id="f-1114-1"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. The condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" id="f-1115" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.1   Presentation of Risk management disclosures</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*). Chapters, paragraphs, graphs or tables within the 'Risk management' section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Condensed consolidated interim financial statements.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" id="f-1116" continuedAt="f-1116-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.2 Reconciliation between IFRS-EU and IFRS-IASB</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2024 ING Group Consolidated financial statements and the 2025 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div></ix:nonNumeric></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">33</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-1113-1" continuedAt="f-1113-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-1116-1"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information under IFRS-IASB is prepared by reversing the hedge accounting impacts that are applied under the EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 forward interest rates Increased resulting in a positive EU IAS 39 carve out adjustment after tax of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" scale="6" id="f-1117">786</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" format="ixt:num-dot-decimal" scale="6" id="f-1118">1,099</ix:nonFraction> million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). </span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" id="f-1119" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:77.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.824%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetResultAttributableToOwnersOfParentEUIFRS" format="ixt:num-dot-decimal" scale="6" id="f-1120">3,130</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ReconciliationNetResultAdjustmentOfEUIAS39CarveOut" format="ixt:num-dot-decimal" scale="6" id="f-1122">1,065</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" scale="6" id="f-1126">786</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" format="ixt:num-dot-decimal" scale="6" id="f-1127">1,099</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ing:AdjustmentOfEUIAS39CarveOut" format="ixt:num-dot-decimal" scale="6" id="f-1133">4,443</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-436" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1140">54,689</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div></ix:nonNumeric></ix:continuation><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory" id="f-1141" continuedAt="f-1141-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Changes to accounting policies and presentation</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has consistently applied its accounting policies to all periods presented in these Condensed consolidated interim financial statements. </span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><ix:continuation id="f-1141-1"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the six month period ended 30 June 2025, ING Group has revised the presentation in Note 15 'Other Operating Expenses', to enhance its relevance and improve comparability. Consequently, comparative figures for 2024 have been updated accordingly.<br/></span></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" id="f-1142" continuedAt="f-1142-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1   Changes in IFRS effective in 2025</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following amendments to IFRS became effective in the current reporting period with no significant impact for ING Group:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 'The Effects of Changes in Foreign Exchange Rates': Lack of Exchangeability (issued in August 2023). Amendments provide guidance on determining exchange rates when a currency lacks exchangeability, including estimation methods and disclosure requirements.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.2   Upcoming changes in IFRS after 2025</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has not early adopted any of the following Standards, interpretations or amendments that have been issued but are not yet effective.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2026:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Classification and Measurement of Financial Instruments (issued in May 2024). Amendments clarify recognition and derecognition dates for certain financial assets and liabilities (introducing an exception for financial liabilities settled through electronic payment systems); provide further guidance on assessing contractual cash flow characteristics of financial assets including ESG and similar features, non-recourse features and contractually-linked instruments;  introduce disclosures for financial instruments with contingent features that could change the amount of contractual cash flows and update disclosure requirements for equity instruments at FVOCI.  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Contracts Referencing Nature-dependent Electricity (issued in December 2024). Amendments clarify accounting for renewable electricity contracts, including own-use and hedge accounting and related disclosures. </span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Annual Improvements to IFRS Accounting Standards: Volume 11 (issued in July 2024). Amendments include minor clarifications and corrections across a number of Standards to improve consistency and clarity. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING is currently assessing the impact of the above amendments, however they are not expected to have a significant impact on the equity of ING Group.</span></div><div><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2027:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">New Standard IFRS 18 'Presentation and Disclosure in Financial Statements' (issued in April 2024) replaces the current IAS 1 'Presentation of Financial Statements' while keeping many requirements of IAS 1 unchanged and not affecting recognition criteria and measurement requirements. IFRS 18 mainly </span></div></ix:nonNumeric></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">34</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-1113-2"><ix:continuation id="f-1142-1"><div style="margin-bottom:15pt;padding-left:14.2pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%">introduces new presentation requirements for P&amp;L, including new defined subtotals, disclosures on management-defined performance measures, and further guidance on aggregation and disaggregation of information. ING is currently assessing the impact of IFRS 18 (which would need to be applied retrospectively) on the presentation of its financial statements. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024, the IASB also issued a new accounting Standard IFRS 19 'Subsidiaries without Public Accountability: Disclosures', which allows eligible subsidiaries to apply full IFRS with reduced disclosure requirements. However, it is not applicable for the consolidated financial statements of ING Group.</span></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory" id="f-1143" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4   Significant judgements and critical accounting estimates and assumptions</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 'Significant judgements and critical accounting estimates and assumptions' of the 2024 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods: </span></div><div><span><br/></span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in January 2025 ING has reached an agreement on the sale of its business in Russia, subject to several conditions, including substantive and uncertain regulatory approvals. Judgement is required to evaluate the appropriate time to recognise the expected loss on sale, if completed. Given the prevailing uncertainties at 30 June 2025, no loss was recognised for the six month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Please refer to Note 21   'Potential sale of ING Bank (Eurasia) JSC' for further information.</span></div></ix:nonNumeric></ix:continuation></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" id="f-1144" continuedAt="f-1144-1" escape="true"><div style="display:inline-block;vertical-align:top;width:48.589%"><div id="i161587f53f804723967d4984739ee9ce_226"></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">2   Financial assets at fair value through profit or loss</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" id="f-1145" escape="true"><div style="margin-bottom:15pt"><table 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1154">152,486</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1155">137,580</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">(Reverse) repurchase transactions</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss include securities lending and sales and repurchase transactions with securities. At ING, these types of transactions are recognised in several lines in the statement of financial position depending on business model assessment and counterparty. Furthermore, for repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow the netting of these positions in the statement of financial position. Netting is applicable to repurchase agreements that are governed by an established Global Master Repurchase Agreement (GMRA). This netting is restricted to transactions involving the same currency and maturity date, and must occur within the same legal entity. </span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" id="f-1156" continuedAt="f-1156-1" escape="true"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div></ix:nonNumeric></div></ix:nonNumeric></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">35</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 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style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 30&#160;June 2025 ING holds approximately <ix:nonFraction unitRef="number" contextRef="c-469" decimals="2" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-1208">13</ix:nonFraction>% (31 December 2024: <ix:nonFraction unitRef="number" contextRef="c-470" decimals="2" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-1209">13</ix:nonFraction>%) of the shares of Bank of Beijing, a bank listed on the stock exchange of Shanghai. The stake in Bank of Beijing is part of the Corporate Line. As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. No request for additional capital was received in the first six months of 2025 (2024: nil).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2025 ING increased its ownership in Van Lanschot Kempen by acquiring an additional <ix:nonFraction unitRef="number" contextRef="c-479" decimals="3" name="ing:PercentageOfOwnershipInterestAcquired" scale="-2" id="f-1210">7.2</ix:nonFraction>% stake, supplementing its total interest based on issued share capital from <ix:nonFraction unitRef="number" contextRef="c-480" decimals="3" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-1211">2.7</ix:nonFraction>% to <ix:nonFraction unitRef="number" contextRef="c-481" decimals="3" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-1212">9.9</ix:nonFraction>%. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. Reference is made to Note 23 'Subsequent events '. The stake is part of the Corporate Line. </span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div></div></ix:continuation></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">36</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-1177-2" continuedAt="f-1177-3"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents changes in financial assets at fair value through other comprehensive income.</span></div><ix:nonNumeric contextRef="c-1" name="ing:SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" id="f-1213" continuedAt="f-1213-1" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.680%"><tr><td style="width:1.0%"/><td style="width:30.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.548%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.245%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.548%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.554%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.313%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.865%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income financial assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI equity securities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI debt instruments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span 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style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.828%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Debt securities by type of exposure</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVPL </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVOCI</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at  AC</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span 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style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory" id="f-1385" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">5   Loans and advances to customers</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" id="f-1386" escape="true"><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:67.669%"/><td style="width:0.1%"/><td style="width:1.0%"/><td 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rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-611" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-1439">91</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-612" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-1440">87</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-613" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1441">1,536</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-609" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1442">1,679</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric></div></ix:continuation></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">38</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><ix:continuation id="f-1401-2" continuedAt="f-1401-3"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share of results from associates and joint ventures of EUR <ix:nonFraction unitRef="eur" contextRef="c-611" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1443">85</ix:nonFraction> million (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-612" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1444">205</ix:nonFraction> million) as included in the table above is mainly attributable to our share in the results of TTB of EUR <ix:nonFraction unitRef="eur" contextRef="c-614" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-1445">65</ix:nonFraction>&#160;million (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-615" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1446">123</ix:nonFraction> million).</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairments and reversal thereof on the investment in TTB</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accumulated impairments on the investment in TTB of EUR <ix:nonFraction unitRef="eur" contextRef="c-616" decimals="-6" name="ing:AccumulatedImpairmentLosses" format="ixt:num-dot-decimal" scale="6" id="f-1447">395</ix:nonFraction>&#160;million (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-617" decimals="-6" name="ing:AccumulatedImpairmentLosses" format="ixt:num-dot-decimal" scale="6" id="f-1448">395</ix:nonFraction>&#160;million) were recognised in previous years. There is no impairment trigger observed as per 30 June 2025. A Value in Use ('VIU') was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no reversal of impairment was recognised. <br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methodology</span><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amount is determined as the higher of the fair value less costs of disposal and VIU. Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#8217;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The estimation of future earnings over a 5-year forecast period; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the terminal value being the extrapolation of earnings into perpetuity applying a long-term growth rate. The earnings that are used for extrapolation represent the stable long-term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.</span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key assumptions used in the VIU calculation as at 30 June 2025</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The VIU is determined using a valuation model which is subject to multiple management assumptions. 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Longer-term and steady-state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points; A capital maintenance charge is applied, which is management&#8217;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Discount rate (cost of equity): <ix:nonFraction unitRef="number" contextRef="c-618" decimals="4" name="ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse" scale="-2" id="f-1449">10.75</ix:nonFraction>%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data and expert judgement; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Terminal growth rate: <ix:nonFraction unitRef="number" contextRef="c-618" decimals="4" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" scale="-2" id="f-1450">2.19</ix:nonFraction>% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate.</span></div><div><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible changes </span></div></div></ix:continuation><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><ix:continuation id="f-1401-3" continuedAt="f-1401-4"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">to key assumptions are based on external analysts&#8217; forecasts and other relevant external data sources, which can change period to period. 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name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" scale="-2" id="f-1453">10</ix:nonFraction>% would result in a decrease in VIU of EUR -<ix:nonFraction unitRef="eur" contextRef="c-620" decimals="-6" sign="-" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" scale="6" id="f-1454">66</ix:nonFraction> million;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A favourable change of -<ix:nonFraction unitRef="number" contextRef="c-621" decimals="2" sign="-" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" scale="-2" id="f-1455">1</ix:nonFraction>% in the discount rate would result in an increase in VIU of EUR <ix:nonFraction unitRef="eur" contextRef="c-621" decimals="-6" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" scale="6" id="f-1456">110</ix:nonFraction> million, while an unfavourable change of <ix:nonFraction unitRef="number" contextRef="c-622" decimals="2" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" scale="-2" id="f-1457">1</ix:nonFraction>% would result in a decrease in VIU of EUR -<ix:nonFraction unitRef="eur" contextRef="c-622" decimals="-6" sign="-" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" scale="6" id="f-1458">87</ix:nonFraction> million; </span></div></ix:continuation><div style="padding-left:14.2pt;text-indent:-14.2pt"><ix:continuation id="f-1401-4" continuedAt="f-1401-5"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span></ix:continuation><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"><ix:continuation id="f-1401-5">A favourable change of <ix:nonFraction unitRef="number" contextRef="c-623" decimals="2" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" scale="-2" id="f-1459">1</ix:nonFraction>% in the terminal growth rate would result in an increase in VIU of EUR <ix:nonFraction unitRef="eur" contextRef="c-623" decimals="-6" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" scale="6" id="f-1460">75</ix:nonFraction> million, while an unfavourable change of -<ix:nonFraction unitRef="number" contextRef="c-624" decimals="2" sign="-" name="ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" scale="-2" 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style="width:1.0%"/><td style="width:71.515%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.978%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-1490">86,900</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric></ix:nonNumeric></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">39</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_265"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfDebtSecuritiesExplanatory" id="f-1491" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING 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style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><ix:continuation id="f-1509-1"><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans are bonds issued by ING Groep N.V. and its subsidiaries to raise Tier 1 and Tier 2 (CRR-  eligible) capital. 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style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:RetainedEarnings" format="ixt:num-dot-decimal" scale="6" id="f-1561">38,300</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:RetainedEarnings" format="ixt:num-dot-decimal" scale="6" id="f-1562">36,243</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1563">52,290</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1564">52,703</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:NoncontrollingInterests" format="ixt:num-dot-decimal" scale="6" id="f-1565">1,031</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:NoncontrollingInterests" scale="6" id="f-1566">995</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1567">53,321</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1568">53,698</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities at FVOCI</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025, the movement of EUR <ix:nonFraction unitRef="eur" contextRef="c-646" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1569">22</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-647" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1570">664</ix:nonFraction> million) includes unrealised revaluation of EUR <ix:nonFraction unitRef="eur" contextRef="c-648" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1571">33</ix:nonFraction>&#160;million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-649" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1572">664</ix:nonFraction> million) of which shares in Bank of Beijing for EUR -<ix:nonFraction unitRef="eur" contextRef="c-650" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1573">3</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-651" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1574">652</ix:nonFraction> million).</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash flow hedge</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING&#8217;s cash flow hedges mainly consist of interest rate swaps and cross-currency swaps that are used to protect against the exposure to variability in future cash flows on floating rate lending and borrowing. Due to a decrease in forward interest rates in 2025, the interest rate swaps had a positive revaluation of EUR <ix:nonFraction unitRef="eur" contextRef="c-652" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1575">494</ix:nonFraction>&#160;million which is recognised in the cash flow hedge reserve.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Currency translation reserve</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>Unrealised revaluations relates to changes in the value of hedging instruments that are designated as net investment hedges. The hedging strategy is to protect the CET1 ratio against adverse impact from exchange rate fluctuations. The net decrease of unrealised revaluations and Exchange rate differences of EUR -<ix:nonFraction unitRef="eur" contextRef="c-653" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1576">813</ix:nonFraction> million is related to several currencies including USD (EUR -<ix:nonFraction unitRef="eur" contextRef="c-654" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1577">661</ix:nonFraction> million), TRY (EUR -<ix:nonFraction unitRef="eur" contextRef="c-655" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1578">42</ix:nonFraction> million including EUR <ix:nonFraction unitRef="eur" contextRef="c-656" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1579">72</ix:nonFraction> million IAS 29 indexation effect), GBP (EUR -<ix:nonFraction unitRef="eur" contextRef="c-657" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1580">41</ix:nonFraction> million), PLN (EUR <ix:nonFraction unitRef="eur" contextRef="c-658" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1581">24</ix:nonFraction>  million),  AUD (EUR -<ix:nonFraction unitRef="eur" contextRef="c-659" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1582">88</ix:nonFraction> million), RUB (EUR <ix:nonFraction unitRef="eur" contextRef="c-660" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1583">93</ix:nonFraction> million), THB (EUR -<ix:nonFraction unitRef="eur" contextRef="c-661" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1584">33</ix:nonFraction> million) and other currencies (EUR -<ix:nonFraction unitRef="eur" contextRef="c-662" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1585">64</ix:nonFraction> million). </span></div><div style="margin-bottom:3pt"><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share of associates and joint ventures and other reserves</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The Share of associates, joint ventures and other reserves includes non-distributable profits from associates and joint ventures of EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" scale="6" id="f-1586">915</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" scale="6" id="f-1587">940</ix:nonFraction> million). Other reserves includes a statutory reserve of EUR <ix:nonFraction unitRef="eur" contextRef="c-663" decimals="-6" name="ifrs-full:StatutoryReserve" scale="6" id="f-1588">495</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-664" decimals="-6" name="ifrs-full:StatutoryReserve" scale="6" id="f-1589">897</ix:nonFraction> million) related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN and a legal reserve of EUR <ix:nonFraction unitRef="eur" contextRef="c-665" decimals="-6" name="ing:LegalReserve" scale="6" id="f-1590">854</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-666" decimals="-6" name="ing:LegalReserve" scale="6" id="f-1591">768</ix:nonFraction> million) related to internally developed software. The transfer to retained earnings of EUR -<ix:nonFraction unitRef="eur" contextRef="c-667" decimals="-6" sign="-" name="ing:ChangesInTransferToOrFromRetainedEarnings" scale="6" id="f-1592">342</ix:nonFraction> million includes the release of the Regio bank and Vakbondsspaarbank SPN reserve of EUR -<ix:nonFraction unitRef="eur" contextRef="c-668" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1593">402</ix:nonFraction> million (2024: EUR -<ix:nonFraction unitRef="eur" contextRef="c-669" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1594">830</ix:nonFraction> million) against regulatory expenses which are recognised in the statement of profit or loss.</span></div></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">41</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-1533-1"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Treasury shares</span><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory" 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-670" decimals="-3" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="3" id="f-1623">51,117</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:nonNumeric></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 ING Group initiated <ix:nonFraction unitRef="programme" contextRef="c-1" decimals="INF" name="ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" format="ixt-sec:numwordsen" scale="0" id="f-1624">two</ix:nonFraction> share buyback programmes and completed <ix:nonFraction unitRef="programme" contextRef="c-261" decimals="INF" name="ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" format="ixt-sec:numwordsen" scale="0" id="f-1625">one</ix:nonFraction> from 2024:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">EUR <ix:nonFraction unitRef="eur" contextRef="c-675" decimals="-6" name="ing:ShareBuybackProgrammeAuthorized" format="ixt:num-dot-decimal" scale="6" id="f-1626">2,000</ix:nonFraction> million, commencing on 31&#160;October 2024 and completed on 30&#160;April 2025. 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A total of <ix:nonFraction unitRef="shares" contextRef="c-678" decimals="-5" name="ing:ShareBuybackProgrammeShares" scale="6" id="f-1630">3.7</ix:nonFraction> million shares have been repurchased at an average price of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-678" decimals="2" name="ing:SharesRepurchasedAveragePricePerShare" scale="0" id="f-1631">17.44</ix:nonFraction> per share and for a total consideration of EUR <ix:nonFraction unitRef="eur" contextRef="c-678" decimals="-6" name="ing:ShareBuybackProgrammeAmount" scale="6" id="f-1632">64</ix:nonFraction> million. The purpose of the share repurchase programme is to meet obligations under the share-based compensation plans;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">EUR <ix:nonFraction unitRef="eur" contextRef="c-679" decimals="-6" name="ing:ShareBuybackProgrammeAuthorized" format="ixt:num-dot-decimal" scale="6" id="f-1633">2,000</ix:nonFraction> million, commencing on 2&#160;May 2025 and is expected to be completed by October 2025. 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For further information, reference is made to Note 17 'Dividend per ordinary share'.</span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">42</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_274"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory" id="f-1638" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">12   Net interest income</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" id="f-1639" escape="true"><div style="padding-left:14.17pt;text-indent:-14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.537%"><tr><td style="width:1.0%"/><td style="width:33.919%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.260%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.260%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.421%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:33.919%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.260%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.261%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-1679">29,929</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:InterestExpense" format="ixt:num-dot-decimal" scale="6" id="f-1681">22,166</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:InterestRevenueExpense" format="ixt:num-dot-decimal" scale="6" id="f-1682">7,290</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:InterestRevenueExpense" format="ixt:num-dot-decimal" scale="6" id="f-1683">7,762</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  </span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest income on loans to customers and banks, cash balances as well as negative interest on liabilities. Negative interest on liabilities amounted to EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" sign="-" name="ing:NegativeInterestIncomeOnLiabilities" scale="6" id="f-1684">4</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" sign="-" name="ing:NegativeInterestIncomeOnLiabilities" scale="6" id="f-1685">5</ix:nonFraction> million).</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest paid on deposits from customers and banks, and negative interest on assets. Negative interest on assets amounted to EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NegativeInterestExpenseOnAssets" scale="6" id="f-1686">4</ix:nonFraction> million (2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ing:NegativeInterestExpenseOnAssets" format="ixt:fixed-zero" scale="6" id="f-1687">nil</ix:nonFraction>).<br/></span></div></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net interest income was affected by reversing the hedge accounting impacts that are applied under EU &#8216;IAS 39 carve-out&#8217; with an impact of EUR <ix:nonFraction unitRef="eur" contextRef="c-682" decimals="-6" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1688">131</ix:nonFraction> million (30 June 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-683" decimals="-6" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1689">107</ix:nonFraction> million). The net decrease in Net interest income, without the IAS 39 carve out impact, is EUR <ix:nonFraction unitRef="eur" contextRef="c-684" decimals="-6" sign="-" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1690">496</ix:nonFraction> million.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">43</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_277"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" id="f-1691" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING 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style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In general, the fair value movements are influenced by changes in the market conditions, such as stock prices, credit spreads, interest rates and currency exchange rates. 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ING offers products that are traded on the financial markets to institutional clients, corporate clients, and governments. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities trading results include the results of market making in instruments such as government securities, equity securities, corporate debt securities, money-market instruments. The majority of the risks involved in security and currency trading are economically hedged with derivatives. The securities trading results are partly offset by results on these derivatives. The result of these derivatives is included in Derivatives trading results. Derivatives trading results include the results of derivatives such as interest rate swaps, total return swaps, options, futures, and forward contracts.  </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Foreign exchange transactions results include gains and losses from spot contracts, options, futures, and translated foreign currency assets and liabilities. The result on currency trading is included in foreign exchange transactions results. &#8216;Valuation results and net trading income&#8217; include the fair value movements on derivatives (used for both hedge accounting and economically hedging exposures) as well as the changes in the fair value of assets and liabilities included in hedging relationships as hedged item</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">s.</span></div></div></ix:nonNumeric></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">44</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_292"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 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Included in Regulatory costs for the first six months of 2025, are contributions to DGS of EUR <ix:nonFraction unitRef="eur" contextRef="c-693" decimals="-6" name="ing:ContributionsToDepositGuaranteeSchemes" scale="6" id="f-1775">136</ix:nonFraction> million (HY2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-694" decimals="-6" name="ing:ContributionsToDepositGuaranteeSchemes" scale="6" id="f-1776">157</ix:nonFraction> million) mainly related to Belgium, Germany and Poland and contributions to the SRF and local resolution funds of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ContributionsToSingleAndLocalResolutionFund" scale="6" id="f-1777">41</ix:nonFraction> million (HY2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ing:ContributionsToSingleAndLocalResolutionFund" scale="6" id="f-1778">35</ix:nonFraction> million). In 2025 local bank taxes decreased by EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:IncreaseDecreaseInLocalBankTaxes" scale="6" id="f-1779">7</ix:nonFraction> million from EUR <ix:nonFraction unitRef="eur" contextRef="c-436" decimals="-6" name="ing:LocalBankTaxes" scale="6" id="f-1780">255</ix:nonFraction> million in HY2024 to EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ing:LocalBankTaxes" scale="6" id="f-1781">261</ix:nonFraction> million.</ix:continuation> </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEarningsPerShareExplanatory" id="f-1782" escape="true"><div style="display:inline-block;vertical-align:top;width:48.589%"><div id="i161587f53f804723967d4984739ee9ce_298"></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">16   Earnings per ordinary share</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:EarningsPerShareExplanatory" id="f-1783" escape="true"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:13.976%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.059%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary  shares outstanding</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1784">3,915</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1785">4,456</ix:nonFraction>&#160;</span></td><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity" format="ixt:num-dot-decimal" scale="6" id="f-1791">4,456</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:BasicEarningsLossPerShareFromContinuingOperations" scale="0" id="f-1792">1.29</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-405" decimals="2" name="ifrs-full:BasicEarningsLossPerShareFromContinuingOperations" scale="0" id="f-1793">1.35</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid 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name="ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" scale="6" id="f-1794">0.0</ix:nonFraction></span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-405" decimals="-5" name="ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" scale="6" id="f-1795">3.3</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" format="ixt:num-dot-decimal" scale="6" id="f-1799">4,456</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-1" decimals="-5" name="ifrs-full:AdjustedWeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-1800">3,041.9</ix:nonFraction></span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-405" decimals="-5" name="ifrs-full:AdjustedWeightedAverageShares" format="ixt:num-dot-decimal" scale="6" id="f-1801">3,295.8</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-1802">1.29</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-405" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-1803">1.35</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" format="ixt:num-dot-decimal" scale="6" id="f-1804">3,915</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" format="ixt:num-dot-decimal" scale="6" id="f-1805">4,456</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations" scale="0" id="f-1806">1.29</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-405" decimals="2" name="ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations" scale="0" id="f-1807">1.35</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding, own shares held by group companies (including share buyback programmes) are deducted from the total number of ordinary shares in issue. <br/><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Dilutive instruments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Diluted earnings per share is calculated as if the share plans outstanding at the end of the period had been exercised at the beginning of the period and assuming that the cash received from dilutive instruments (if any) is used to buy own shares against the average market price during the period. The net increase in the number of shares resulting from exercising share plans is added to the average number of shares used for the calculation of diluted earnings per share.</span></div></div></ix:nonNumeric></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">45</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_301"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfDividendsExplanatory" id="f-1808" continuedAt="f-1808-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">17   Dividend per ordinary share</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock" id="f-1809" escape="true"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:65.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.669%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.670%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total  (in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-695" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1810">0.350</ix:nonFraction></span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-695" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1811">1,260</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-696" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1812">0.756</ix:nonFraction></span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-696" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1813">2,497</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-697" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1814">1.106</ix:nonFraction></span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-697" decimals="-6" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1815">3,757</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-698" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1816">0.350</ix:nonFraction></span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-698" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1817">1,129</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-699" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1818">0.710</ix:nonFraction></span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-699" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1819">2,152</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-261" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1820">1.060</ix:nonFraction></span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-261" decimals="-6" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1821">3,281</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="3" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-1822">0.350</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" format="ixt:num-dot-decimal" scale="6" id="f-1823">1,043</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend for the period ending 30 June 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1824">0.350</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1825">1,043</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 22&#160;April 2025, the Annual General Meeting of shareholders ratified the total dividend of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-700" decimals="2" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1826">1.06</ix:nonFraction> per ordinary share of which EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-698" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1827">0.35</ix:nonFraction> per share was paid as an interim cash dividend during August 2024. The final dividend of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-701" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1828">0.71</ix:nonFraction> per ordinary share was paid entirely in cash on 2&#160;May 2025. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In October 2024 an additional cash distribution of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-702" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1829">0.161</ix:nonFraction> per share was declared to shareholders of ING Group and EUR <ix:nonFraction unitRef="eur" contextRef="c-703" decimals="-6" name="ing:OtherCashDistributions" scale="6" id="f-1830">498</ix:nonFraction> million was paid in January 2025 (HY2025: <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:OtherCashDistributions" format="ixt:fixed-zero" scale="0" id="f-1831">nil</ix:nonFraction>).</span></div></ix:nonNumeric><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-1808-1">ING Groep N.V. is required to withhold tax of <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="ing:WithholdingTaxOnDividendsPaid" scale="-2" id="f-1832">15</ix:nonFraction>% on dividends paid. Reference is made to Note 11 'Equity' for further information on share buyback programmes and other distributions.</ix:continuation> </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">46</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_304"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Additional notes to the Condensed consolidated interim financial statements</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory" id="f-1833" continuedAt="f-1833-1" escape="true"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">18   Segments</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s segments are based on the internal reporting structure by lines of business. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set performance targets, and approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in line with the strategy and performance targets set by the CODM.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition and measurement of segment results are in accordance with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2024 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment. Interest income per segment is reported as net interest income because management relies primarily on net (rather than gross) interest revenue to assess the performance of the segments.</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfOperatingSegmentsExplanatory" id="f-1834" continuedAt="f-1834-1" escape="true"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and the main sources of income of each of the segments:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:25.976%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:71.824%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the Netherlands. The main products and services offered are daily banking, lending, savings, investments and insurance.</span></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Belgium and Luxembourg. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Germany. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the other retail countries. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities, of which the main products are lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div></ix:nonNumeric></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this approach relevant for understanding the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result is derived by including the impact of the IFRS-EU &#8216;IAS 39 carve out&#8217; adjustment.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS-EU &#8216;IAS 39 carve-out&#8217; adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note '1.2   Basis of preparation of the Condensed consolidated interim financial statements&#8217;. for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reconciles the total segment results to the overall result using Corporate Line. The Corporate Line includes capital management activities, as ING Group applies a system of capital charging for its banking operations to create a comparable basis for the results of business units globally, irrespective of the business units&#8217; book equity and the currency they operate in. Corporate Line also includes certain other income and expenses not allocated to the banking businesses, such as our investments in Bank of Beijing and TMBThanachart Bank (Asian stakes), as well our stake in Van Lanschot Kempen. Furthermore, results in the Corporate Line have been impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#252;rkiye (IAS 29).</span></div></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">47</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-1833-1" continuedAt="f-1833-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income for Corporate Line in the first half of 2025 amounted to EUR <ix:nonFraction unitRef="eur" contextRef="c-704" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-1835">265</ix:nonFraction> million compared with EUR <ix:nonFraction unitRef="eur" contextRef="c-705" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-1836">99</ix:nonFraction> million a year earlier. The 2025 figure included higher income from foreign currency ratio hedging (up EUR <ix:nonFraction unitRef="eur" contextRef="c-706" decimals="-6" name="ing:IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging" scale="6" id="f-1837">83</ix:nonFraction> million year-on-year), a EUR <ix:nonFraction unitRef="eur" contextRef="c-707" decimals="-6" name="ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" scale="6" id="f-1838">39</ix:nonFraction> million interim dividend from our stake in the Bank of Beijing and a positive revaluation of the derivative for the forward purchase of a stake in Van Lanschot Kempen. The comparable period in 2024 had included a EUR <ix:nonFraction unitRef="eur" contextRef="c-705" decimals="-6" name="ifrs-full:ImpairmentLossRecognisedInProfitOrLoss" scale="6" id="f-1839">53</ix:nonFraction> million receivable related to the prior insolvency of a financial institution in the Netherlands.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses for the first half of 2025 amounted to EUR <ix:nonFraction unitRef="eur" contextRef="c-704" decimals="-6" name="ifrs-full:OperatingExpense" scale="6" id="f-1840">239</ix:nonFraction> million, up from EUR <ix:nonFraction unitRef="eur" contextRef="c-705" decimals="-6" name="ifrs-full:OperatingExpense" scale="6" id="f-1841">199</ix:nonFraction> million in the first half of 2024, which had included a VAT refund.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information presented in this note is consistent with that provided to the Executive Board of ING Group and the Management Board Banking. This note does not include details on the types of products and services from which each reportable segment derives revenue, as this information is not reported internally and is therefore not readily available.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" id="f-1842" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:21.861%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.603%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.612%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-710" decimals="-6" name="ifrs-full:ExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-1860">6,846</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-710" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-1861">1,237</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-710" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-1862">127</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-710" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1863">3,130</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-711" decimals="-6" name="ifrs-full:ProfitLossFromOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1864">11,300</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-711" decimals="-6" name="ifrs-full:ExpenseByNature" format="ixt:num-dot-decimal" scale="6" id="f-1865">6,439</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-711" decimals="-6" name="ifrs-full:IncomeTaxExpenseContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-1866">1,385</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-711" decimals="-6" name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" scale="6" id="f-1867">118</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-711" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1868">3,358</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net result reflects the net result attributable to shareholders of the parent.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.</span></div></ix:nonNumeric></ix:continuation><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.502%"><div style="text-indent:18pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.994%;min-width:1.994%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.504%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">48</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-1834-1"><ix:continuation id="f-1833-2" continuedAt="f-1833-3"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:48.638%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.407%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.407%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.155%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.407%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.407%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.855%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.913%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Group</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td 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1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></ix:continuation></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">49</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfProductsAndServicesExplanatory" id="f-1952" escape="true"><ix:continuation id="f-1833-3"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:26.274%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.268%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.915%"/><td style="width:0.1%"/></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></div></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-755" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-2159">4,456</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:continuation></ix:nonNumeric><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">50</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_316"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementExplanatory" id="f-2160" continuedAt="f-2160-1" escape="true"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">19   Fair value of assets and liabilities</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation methods</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation control framework</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, the Global Valuation and Impairment Committee, the Market Data Committee and the Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where the agenda covers the aforementioned valuation controls.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;L for Financial Market products, targeting a globally consistent treatment across Financial Markets. The Banking Book Parameter Committee (BBPC) discusses the valuation topics for non-Financial Market and non-Group Treasury Wholesale Banking portfolios. The Market Data Committee is responsible for the approval of the market data used in valuation.   </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation adjustments</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material DOP of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. The adjustments in fair value and the DOP reserve are disclosed in the below table.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the adjustments in fair value for financial assets and liabilities.</span><ix:nonNumeric contextRef="c-1" name="ing:SummaryOfValuationAdjustmentTableTableTextBlock" id="f-2161" escape="true"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"/><td style="width:79.023%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.144%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.533%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-775" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForFairValueGainsLosses" scale="6" id="f-2181">412</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:nonNumeric></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">51</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2160-1" continuedAt="f-2160-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory" id="f-2182" escape="true"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial instruments at fair value </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period. The fair values of the financial instruments were determined as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:24.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.515%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.669%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.592%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.364%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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In the absence of active markets, fair values are estimated by analysing the investee&#8217;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities, best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of equity securities are publicly traded, and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1.  Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Government bonds and financial institution bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivatives</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Derivative contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, credit derivatives, equity derivatives and commodity derivatives.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in </span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">52</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2160-2" continuedAt="f-2160-3"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on, among others, discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#8216;no-arbitrage&#8217; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available. For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The majority of the derivatives are priced using observable inputs and are classified as </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.01em;line-height:120%">Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and receivables</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value include trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit and loss</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Financial liabilities at fair value through profit and loss include debt securities and debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, they include derivative contracts and repurchase agreements.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.</span></div><div style="margin-bottom:3pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfers between Level 1 and 2</span></div><div style="margin-bottom:3pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No significant transfers between Level 1 and Level 2 were recorded in the reporting period 2025. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Valuation techniques and inputs used</span><span style="color:#00338d;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%"> </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#8217;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  </span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2025 of EUR <ix:nonFraction unitRef="eur" contextRef="c-812" decimals="-8" name="ifrs-full:FinancialAssetsAtFairValue" scale="9" id="f-2295">11.6</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-8" name="ifrs-full:FinancialAssetsAtFairValue" scale="9" id="f-2296">11.0</ix:nonFraction> billion), an amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-8" name="ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" scale="9" id="f-2297">9.5</ix:nonFraction> billion (<ix:nonFraction unitRef="number" contextRef="c-1" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2298">81.9</ix:nonFraction>%) (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-8" name="ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" scale="9" id="f-2299">9.6</ix:nonFraction> billion, being <ix:nonFraction unitRef="number" contextRef="c-261" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2300">87.2</ix:nonFraction>%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial assets include EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-8" name="ing:AmountOfRiskNeutralDesignedFinancialAssets" scale="9" id="f-2301">0.1</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-8" name="ing:AmountOfRiskNeutralDesignedFinancialAssets" scale="9" id="f-2302">0.1</ix:nonFraction> billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-8" name="ing:RemainingFinancialAssetsClassifiedAsLevel3" scale="9" id="f-2303">1.9</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-8" name="ing:RemainingFinancialAssetsClassifiedAsLevel3" scale="9" id="f-2304">1.3</ix:nonFraction> billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporate certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2025 of EUR <ix:nonFraction unitRef="eur" contextRef="c-812" decimals="-8" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="9" id="f-2305">0.6</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-8" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="9" id="f-2306">0.8</ix:nonFraction> billion), an amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-8" name="ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" scale="9" id="f-2307">0.5</ix:nonFraction> billion (<ix:nonFraction unitRef="number" contextRef="c-852" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2308">78.3</ix:nonFraction>%) (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-8" name="ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" scale="9" id="f-2309">0.6</ix:nonFraction> billion, being <ix:nonFraction unitRef="number" contextRef="c-853" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2310">75.7</ix:nonFraction>%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">53</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2160-3" continuedAt="f-2160-4"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial liabilities include EUR <ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-8" name="ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" scale="9" id="f-2311">0.1</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-8" name="ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" scale="9" id="f-2312">0.1</ix:nonFraction> billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR <ix:nonFraction unitRef="eur" contextRef="c-812" decimals="-8" name="ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" scale="9" id="f-2313">0.1</ix:nonFraction> billion (31 December 2024: EUR <ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-8" name="ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" scale="9" id="f-2314">0.1</ix:nonFraction> billion) of the fair value classified in Level 3 financial liabilities is established using valuation techniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div></ix:continuation><div style="margin-bottom:15pt"><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">54</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" id="f-2315" escape="true"><ix:continuation id="f-2160-4" continuedAt="f-2160-5"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:22.310%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.107%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.808%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.114%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-854" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-2316">2,580</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-855" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-2317">3,504</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-854" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2318">10</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-855" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2319">10</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-856" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2320">0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-857" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2321">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-858" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2322">108</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-859" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2323">120</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-860" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2324">417</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-861" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2325">327</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-862" decimals="INF" name="ing:PriceSignificantUnobservableInputs" format="ixt:num-dot-decimal" scale="0" id="f-2326">1,325</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-863" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2327">520</ix:nonFraction></span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-866" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2330">99</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-867" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2331">100</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-868" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2332">145</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-869" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2333">141</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-870" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2334">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-871" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2335">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-872" decimals="INF" name="ing:PriceSignificantUnobservableInputs" format="ixt:num-dot-decimal" scale="0" id="f-2336">5,475</ix:nonFraction></span></td><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-875" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2341">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-892" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2358">2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-893" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2359">2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-894" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2360">2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-895" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2361">2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-896" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2362">53</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-897" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2363">67</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-898" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2364">94</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-899" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2365">93</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-900" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2366">103</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-901" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2367">104</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-902" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2368">16</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-903" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2369">46</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-904" decimals="1" name="ing:SignificantUnobservableInputs" scale="0" id="f-2370">0.6</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-905" decimals="1" name="ing:SignificantUnobservableInputs" scale="0" id="f-2371">0.7</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-906" decimals="1" name="ing:SignificantUnobservableInputs" scale="0" id="f-2372">0.7</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-907" decimals="1" name="ing:SignificantUnobservableInputs" scale="0" id="f-2373">0.7</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-908" decimals="1" sign="-" name="ing:SignificantUnobservableInputs" scale="0" id="f-2374">0.2</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-909" decimals="1" name="ing:SignificantUnobservableInputs" scale="0" id="f-2375">0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-910" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2376">3.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-911" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2377">4.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-912" decimals="4" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2378">99.59</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-913" decimals="4" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2379">100.09</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td 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colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-915" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2381">100</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-917" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2383">413</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-916" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2384">477</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-917" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2385">389</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-918" decimals="4" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2386">64</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-919" decimals="4" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2387">280</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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unitRef="number" contextRef="c-921" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2389">2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-922" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2390">2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-923" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2391">2</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-924" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2392">5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-925" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2393">6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-924" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2394">4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-925" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2395">8</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility 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contextRef="c-930" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2402">33</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-931" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2403">241</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-938" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2410">100</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-939" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2411">100</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-941" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2413">10</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-940" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2414">21</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-941" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2415">47</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-942" 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-944" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2418">76</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-945" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2419">81</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-956" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2430">100</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-957" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2431">33</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-958" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2432">13</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-959" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2433">6</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-958" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2434">15</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-959" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2435">9</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-960" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2436">15</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-961" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2437">13.1</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-962" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2438">93</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-963" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2439">61</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Com/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-964" decimals="2" sign="-" name="ing:SignificantUnobservableInputs" scale="0" id="f-2440">0.25</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-965" decimals="2" sign="-" name="ing:SignificantUnobservableInputs" scale="0" id="f-2441">0.40</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-966" decimals="2" sign="-" name="ing:SignificantUnobservableInputs" scale="0" id="f-2442">0.25</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-967" decimals="2" sign="-" name="ing:SignificantUnobservableInputs" scale="0" id="f-2443">0.25</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (commodity)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-968" decimals="INF" name="ing:SignificantUnobservableInputs" scale="0" id="f-2444">67</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-969" decimals="INF" name="ing:SignificantUnobservableInputs" id="f-2445">68</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-970" decimals="INF" name="ing:SignificantUnobservableInputs" scale="0" id="f-2446">67</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-971" decimals="INF" name="ing:SignificantUnobservableInputs" id="f-2447">68</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-972" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2448">156</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-973" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2449">283</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-974" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2450">270</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-975" decimals="6" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2451">5.52</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-976" decimals="6" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2452">5.67</ix:nonFraction></span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-977" decimals="6" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2453">5.52</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-978" decimals="6" name="ing:SignificantUnobservableInputs" scale="-4" id="f-2454">5.76</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-979" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2455">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-980" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2456">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-981" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2457">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-982" decimals="3" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2458">3.5</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-983" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2459">70</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-984" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2460">70</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-985" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2461">90</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-986" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2462">90</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-987" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2463">122</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-988" decimals="2" name="ing:SignificantUnobservableInputs" scale="-2" id="f-2464">122</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-989" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2465">125.74</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-990" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2466">125.74</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-812" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2467">11,597</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2468">11,005</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-812" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" scale="6" id="f-2469">613</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" scale="6" id="f-2470">770</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr></table><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The abbreviation n.a. stands for not applicable or not available.</span></div></ix:continuation></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">55</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><ix:continuation id="f-2160-5" continuedAt="f-2160-6"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Changes during the period</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory" id="f-2471" escape="true"><div style="margin-bottom:30pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:40.186%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.210%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.210%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.986%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.836%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.836%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.768%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2604">11,597</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-813" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2605">11,005</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"><br/></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:120%;position:relative;top:-3.67pt;vertical-align:baseline"> </span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. 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style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2160-6" continuedAt="f-2160-7"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" id="f-2608" escape="true"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"/><td style="width:27.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.592%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.053%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.592%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.669%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.592%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.749%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span 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The transfers out of Level 3 for non-trading derivatives are driven by interest rate swap trades, which were reclassified out of Level 3 as their valuations were no longer influenced by significantly unobservable inputs. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Recognition of unrealised gains and losses in Level 3</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relate to Level 3 assets and liabilities are included in the line item &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Sensitivity analysis of unobservable inputs</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. 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Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. </span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock" id="f-2683" escape="true"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-852" decimals="-6" sign="-" name="ing:NegativeFairValueMovementsUsingPossibleAlternatives" scale="6" id="f-2702">28</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-853" decimals="-6" sign="-" name="ing:NegativeFairValueMovementsUsingPossibleAlternatives" scale="6" id="f-2703">47</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">57</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2160-7" continuedAt="f-2160-8"><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock" id="f-2704" escape="true"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:27.097%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.890%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount </span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1067" decimals="-6" name="ifrs-full:FinancialLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-2812">869,048</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.<br/><br/></span></div></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term receivables from banks, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term loans, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities at amortised cost</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">58</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-2160-8" continuedAt="f-2160-9"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable. </span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflect ING&#8217;s own credit risk.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the current interest rate environment, there is significant embedded value in our on-demand deposits. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature are presented as fair value. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities in issue</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans</span></div></ix:continuation><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-2160-9">The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments</ix:continuation>.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">59</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_337"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfLegalProceedingsExplanatoryTextBlock" id="f-2813" continuedAt="f-2813-1" escape="true"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt;text-align:justify"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">20   Legal proceedings </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:line-through"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Settlement agreement</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#8217;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#8217;s former CEO. In December 2024, the Dutch Public Prosecution Service announced that they will ask the Court&#8217;s approval not to prosecute ING&#8217;s former CEO.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation by investors</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING&#8217;s disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:DamagesClaimedInLitigationCase" format="ixt:num-dot-decimal" scale="6" id="f-2814">587</ix:nonFraction>&#160;million. In February 2025, ING and the (former) board members filed their statement of defense against the allegations and a court hearing was held on 15 July 2025. Separately, but relating to the same matters, in July 2024 another group of investors claiming to have suffered financial losses requested disclosure of certain ING documents and to question witnesses. The court issued a decision on the request in May 2025 where it rejected the entirety of the request made by these investors. The investors may decide to pursue further legal action. ING follows IFRS rules for taking legal provisions and would disclose material amounts in this regard if and when applicable - which currently is not the case.  </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Findings regarding AML processes:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#8217;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. In November 2024, the Court decided to refer the case to the &#8216;Tribunal Correctionnel&#8217; for alleged shortcomings in a limited number of individual client files. ING Luxembourg filed an appeal against this procedural decision. It is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Tax cases</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation regarding products of a former subsidiary in Mexico:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding accounts with predecessors of ING Bank T&#252;rkiye:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Bank T&#252;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#252;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#8220;SDIF&#8221;) prior to the acquisition of ING Bank T&#252;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#252;rkiye can claim compensation from SDIF if a court orders ING Bank T&#252;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#252;rkiye pursuant to such compensation </span></div></div></div></ix:nonNumeric><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">60</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2813-1" continuedAt="f-2813-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">requests, but filed various lawsuits to receive those amounts back. In April 2022, the Turkish Supreme Court decided that the prescription period for the offshore account holders&#8217; compensation claims starts on the transfer date of the account holders to the offshore accounts. As of March 2025, <ix:nonFraction unitRef="lawsuit" contextRef="c-1068" decimals="INF" name="ing:LawsuitFinalisedInFavorOfING" format="ixt-sec:numwordsen" scale="0" id="f-2815">four</ix:nonFraction> lawsuits have been finalized in favour of ING Bank T&#252;rkiye with the Turkish Supreme Court&#8217;s verdict, which are likely to be precedent decisions for the other ongoing files.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024 SDIF initiated enforcement procedures against ING Bank T&#252;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#252;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, ING Bank T&#252;rkiye has initiated enforcement proceedings against SDIF regarding accumulated receivables that SDIF has either partially or completely failed to pay. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;letter-spacing:-0.005em;line-height:120%">Mortgage expenses claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"> ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024, the CJEU ruled that it was not against European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING has adapted its strategy to the latest developments.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Spain was also included, together with other Spanish banks, in <ix:nonFraction unitRef="classaction" contextRef="c-1069" decimals="INF" name="ing:NumberOfClassActionsFiled" format="ixt-sec:numwordsen" scale="0" id="f-2816">three</ix:nonFraction> class actions filed by customer associations. In <ix:nonFraction unitRef="classaction" contextRef="c-1069" decimals="INF" name="ing:NumberOfClassActionsAgreementReached" format="ixt-sec:numwordsen" scale="0" id="f-2817">one</ix:nonFraction> of the class actions an agreement was reached with the association. In another class action the association withdrew from the proceedings. With respect to the third class action, ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A provision has been established in the past and has been adjusted where appropriate.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding mortgage loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">in Swiss franc in Poland:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#8217;s proposal. In October 2022, a hearing of the CJEU was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2023 the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision. In October and November 2024, <ix:nonFraction unitRef="question" contextRef="c-1070" decimals="INF" name="ing:NumberOfNewPreliminaryQuestion" format="ixt-sec:numwordsen" scale="0" id="f-2818">seven</ix:nonFraction> new preliminary questions were referred to the CJEU which focus on the claims of banks in a situation of annulment of a credit agreement.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2025 CJEU issued a judgement in one of the Polish cases concerning banks&#8217; capital recovery after invalidation of the mortgage CHF loan agreement. The verdict was passed in the case brought by a bank.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CJEU questioned the compliance with European Union law of the so-called two-claims theory, which has so far been widely used in Polish jurisprudence. It was based on the assumption that each party of the </span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">61</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><ix:continuation id="f-2813-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">invalidated contract has its own claim. A consumer is entitled to ask for all the installments paid to the bank, and a bank is entitled to ask for the capital (in <ix:nonFraction unitRef="civilproceedings" contextRef="c-1071" decimals="INF" name="ing:NumberOfSeparateCivilProceeding" format="ixt-sec:numwordsen" scale="0" id="f-2819">two</ix:nonFraction> separate civil proceedings). CJEU said that this approach is against EU law. Both claims should be taken into consideration in one proceeding. A bank is entitled to ask only for the result of subtraction of its claim and a claim of a consumer (the balance theory). This judgement raises uncertainty as to how the Polish courts will settle the contracts and how the banks will be able to pursue their own claims.</span></div><div style="margin-bottom:15pt;text-align:justify"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Certain Consumer Credit Products:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR <ix:nonFraction unitRef="eur" contextRef="c-1072" decimals="-6" name="ifrs-full:LegalProceedingsProvision" format="ixt:num-dot-decimal" scale="6" id="f-2820">180</ix:nonFraction>&#160;million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#8217; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR <ix:nonFraction unitRef="eur" contextRef="c-1073" decimals="-6" name="ing:AdditionalProvisionsLegalProvisions" format="ixt:num-dot-decimal" scale="6" id="f-2821">75</ix:nonFraction>&#160;million. In the fourth quarter of 2022, ING and the Dutch Consumers&#8217; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#8216;interest-on-interest&#8217;-effect in these cases. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2024 the compensation process was expedited. The compensation process is still ongoing. ING has substantially finalized the compensation process in the first half of 2025, with a spill-over to the third quarter of 2025 for after-care in individual cases. ING has reached out to its customers with respect to the Kifid ruling, to also compensate amounts under EUR 50. Kifid recently confirmed ING&#8217;s calculation methodology in relation to older consumer credits, where there is no relevant data available to determine the start delta and in relation to the interest-on-interest effect.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Climate litigation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatened to initiate legal proceedings against ING. In March 2025, Milieudefensie started legal proceedings at the Court in Amsterdam against ING, by serving the writ of summons. ING will defend its science-based climate approach in court and is required to submit its statement of defence by February 2026.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Russian claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. In at least one case, the claimant seized assets in Russia of ING entities. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.</span></div></div></div></ix:continuation><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">62</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1907"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory" id="f-2822" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">21   Potential sale of ING Bank (Eurasia) JSC</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 28 January 2025 ING announced that it has reached an agreement on the sale of its business in Russia to Global Development JSC, a Russian company owned by a Moscow-based financial investor with a background in factoring services. This transaction will effectively end ING&#8217;s activities in the Russian market. Under the terms of the agreement, Global Development will acquire all shares of ING Bank (Eurasia) JSC, taking over all Russian onshore activities and staff. Global Development intends to continue to serve customers in Russia under a new brand. The transaction, which has been preceded by extensive due diligence, is subject to various regulatory approvals and is expected to be closed in the third quarter of 2025.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has taken on no new business with Russian companies, has scaled down operations and has taken actions to separate the business from ING&#8217;s networks and systems. Until sales completion ING Group continues to direct the relevant activities of ING Eurasia and, therefore, continues to control and to consolidate it.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on 30 June 2025 position, ING estimates a negative impact to the Result on disposal of Group companies of EUR <ix:nonFraction unitRef="eur" contextRef="c-1074" decimals="-8" sign="-" name="ing:GainLossOnDisposalOfGroupCompanies" scale="9" id="f-2823">0.8</ix:nonFraction> billion post tax. This includes an estimated book loss of EUR <ix:nonFraction unitRef="eur" contextRef="c-1074" decimals="-8" name="ifrs-full:GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation" scale="9" id="f-2824">0.5</ix:nonFraction> billion, representing the expected difference between the sale price and the book value of the business. It also includes an estimated negative impact of EUR <ix:nonFraction unitRef="eur" contextRef="c-1074" decimals="-8" name="ifrs-full:ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" scale="9" id="f-2825">0.3</ix:nonFraction> billion from recycling the currency translation adjustment net of the Net Investment hedge reserve through P&amp;L. These estimates are subject to change, depending on the position at the closing date.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Given the prevailing uncertainties around substantive regulatory approvals as at 30 June 2025, no book loss was recognised for the six-month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Furthermore, recycling of the currency translation reserve and the net investment hedge reserve through P&amp;L will only occur upon deal closing when ownership and control over ING Eurasia is transferred. Such recycling of the reserves will have no impact on total equity and, hence, ING&#8217;s CET1 ratio.</span></div></ix:nonNumeric><div id="i161587f53f804723967d4984739ee9ce_352"></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" id="f-2826" continuedAt="f-2826-1" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">22  Capital management</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING manages capital using the IFRS-EU equity position as a basis. ING Group&#8217;s Common Equity Tier 1 capital (CET1) ratio decreased from <ix:nonFraction unitRef="number" contextRef="c-1075" decimals="3" name="ing:CommonEquityTierOneCapitalRatio1" scale="-2" id="f-2827">13.6</ix:nonFraction>% at the end of December 2024 to <ix:nonFraction unitRef="number" contextRef="c-1076" decimals="3" name="ing:CommonEquityTierOneCapitalRatio1" scale="-2" id="f-2828">13.3</ix:nonFraction>% at the end of June 2025, mainly due to lower CET1 capital in combination with higher risk-weighted assets. CET1 capital decreased due to the EUR <ix:nonFraction unitRef="eur" contextRef="c-679" decimals="-6" name="ing:ShareBuybackProgrammeAuthorized" format="ixt:num-dot-decimal" scale="6" id="f-2829">2,000</ix:nonFraction> million deduction from CET1 capital following the ongoing share buyback programme which was announced in May 2025. This was partly offset by the inclusion of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetProfitAfterDividendReserving" format="ixt:num-dot-decimal" scale="6" id="f-2830">1,565</ix:nonFraction> million of net profit after </span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><ix:continuation id="f-2826-1" continuedAt="f-2826-2"><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">dividend reserving. The impact from the implementation of Basel IV and other model updates on ING&#8217;s CET1 ratio was negligible.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s CET1 target level of around <ix:nonFraction unitRef="number" contextRef="c-1077" decimals="3" name="ing:CommonEquityTier1AmbitionPercent" scale="-2" id="f-2831">12.5</ix:nonFraction>% is <ix:nonFraction unitRef="number" contextRef="c-1077" decimals="4" name="ing:MaximumDistributableAmountManagementBasisPointsBuffer" scale="-4" id="f-2832">176</ix:nonFraction> basis points above the prevailing CET1 ratio requirement of <ix:nonFraction unitRef="number" contextRef="c-1077" decimals="4" name="ing:MaximumDistributableAmountTriggerLevel" scale="-2" id="f-2833">10.74</ix:nonFraction>%.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Capital position as per 30 June 2025</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfCapitalAdequacyTableTextBlock" id="f-2834" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.911%"><tr><td style="width:1.0%"/><td style="width:72.968%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.865%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.867%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group capital position according to CRR III / CRD V</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-2835">49,115</ix:nonFraction></span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-2836">50,314</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim profits not included in CET1 capital </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1078" decimals="-6" sign="-" name="ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="6" id="f-2837">1,565</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1079" decimals="-6" sign="-" name="ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="6" id="f-2838">2,152</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" sign="-" name="ing:OtherAdjustmentsToRegulatoryCapital" format="ixt:num-dot-decimal" scale="6" id="f-2839">3,016</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" sign="-" name="ing:OtherAdjustmentsToRegulatoryCapital" format="ixt:num-dot-decimal" scale="6" id="f-2840">2,902</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1078" decimals="-6" sign="-" name="ing:RegulatoryAdjustments" format="ixt:num-dot-decimal" scale="6" id="f-2841">4,581</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1079" decimals="-6" sign="-" name="ing:RegulatoryAdjustments" format="ixt:num-dot-decimal" scale="6" id="f-2842">5,054</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available common equity Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:CommonEquityTierOneCapitalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2843">44,534</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:CommonEquityTierOneCapitalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2844">45,260</ix:nonFraction></span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additional Tier 1 securities </span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:AdditionalTierOneCapital" format="ixt:num-dot-decimal" scale="6" id="f-2845">6,127</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:AdditionalTierOneCapital" format="ixt:num-dot-decimal" scale="6" id="f-2846">7,965</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments additional Tier 1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:AdditionalTierOneRegulatoryAdjustments" scale="6" id="f-2847">104</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:AdditionalTierOneRegulatoryAdjustments" scale="6" id="f-2848">66</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:TierOneCapitalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2849">50,765</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:TierOneCapitalAmount" format="ixt:num-dot-decimal" scale="6" id="f-2850">53,291</ix:nonFraction></span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Supplementary capital Tier 2 bonds</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1078" decimals="-6" name="ing:SupplementaryCapitalTier2Bonds" format="ixt:num-dot-decimal" scale="6" id="f-2851">10,397</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1079" decimals="-6" name="ing:SupplementaryCapitalTier2Bonds" format="ixt:num-dot-decimal" scale="6" id="f-2852">9,852</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments Tier 2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1078" decimals="-6" name="ing:RegulatoryAdjustmentsTier2" scale="6" id="f-2853">65</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1079" decimals="-6" name="ing:RegulatoryAdjustmentsTier2" scale="6" id="f-2854">50</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Total capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:Capital1" format="ixt:num-dot-decimal" scale="6" id="f-2855">61,226</ix:nonFraction></span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:Capital1" format="ixt:num-dot-decimal" scale="6" id="f-2856">63,194</ix:nonFraction></span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk weighted assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1076" decimals="-6" name="ing:RiskWeightedAssets1" format="ixt:num-dot-decimal" scale="6" id="f-2857">335,804</ix:nonFraction></span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1075" decimals="-6" name="ing:RiskWeightedAssets1" format="ixt:num-dot-decimal" scale="6" id="f-2858">333,708</ix:nonFraction></span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Common equity Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1076" decimals="3" name="ing:CommonEquityTierOneCapitalRatio1" scale="-2" id="f-2859">13.3</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1075" decimals="3" name="ing:CommonEquityTierOneCapitalRatio1" scale="-2" id="f-2860">13.6</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1076" decimals="3" name="ing:TierOneCapitalRatio" scale="-2" id="f-2861">15.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1075" decimals="3" name="ing:TierOneCapitalRatio" scale="-2" id="f-2862">16.0</ix:nonFraction>&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1076" decimals="3" name="ing:CapitalRatio" scale="-2" id="f-2863">18.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1075" decimals="3" name="ing:CapitalRatio" scale="-2" id="f-2864">18.9</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Shareholders' equity is determined in accordance with IFRS-EU.</span></div></ix:nonNumeric><div style="text-indent:3.83pt"><span><br/></span></div><div style="padding-left:7.09pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Distribution policy</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has reserved EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetProfitAfterDividendReserving" format="ixt:num-dot-decimal" scale="6" id="f-2865">1,565</ix:nonFraction> million of net profit for distribution outside of CET1 capital in the first six months of 2025. This reflects our distribution policy of a <ix:nonFraction unitRef="number" contextRef="c-1080" decimals="2" name="ing:DividendPayOutRatio" scale="-2" id="f-2866">50</ix:nonFraction>% pay-out ratio on resilient net profit. Resilient net profit is defined as net profit adjusted for significant items not linked to the normal course of business. No </span></div></div></ix:continuation></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">63</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><ix:continuation id="f-2826-2"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">adjustments for significant items took place in 1H2025. The <ix:nonFraction unitRef="number" contextRef="c-1080" decimals="2" name="ing:DividendPayOutRatio" scale="-2" id="f-2867">50</ix:nonFraction>% pay-out may be in the form of cash, or a combination of cash and share repurchases, with the majority in cash. Additional distributions to be considered periodically, considering alternative opportunities, macro-economic circumstances and the outcome of our capital planning. Prerequisite for a distribution is a CET1 ratio of at least prevailing Maximum Distributable Amount (MDA) level after distribution. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following our distribution policy, a final cash dividend over 2024 of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-701" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-2868">0.71</ix:nonFraction> per share was paid in May 2025. An interim dividend over the first six months of 2025 of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" scale="0" id="f-2869">0.35</ix:nonFraction> per share will be paid on 11 August 2025 for Euronext Amsterdam and 25 August 2025 for New York Stock Exchange. For further information on dividend and other distributions, reference is made to Note &#8216;</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">Dividend per share</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8217; and Note &#8216;</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i161587f53f804723967d4984739ee9ce_292">Equity</a></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8217;.</span></div></ix:continuation><div id="i161587f53f804723967d4984739ee9ce_373"></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory" id="f-2870" escape="true"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">23   Subsequent events </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2025, ING increased its ownership in Van Lanschot Kempen by acquiring an additional <ix:nonFraction unitRef="number" contextRef="c-479" decimals="3" name="ing:PercentageOfOwnershipInterestAcquired" scale="-2" id="f-2871">7.2</ix:nonFraction>%</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">stake increasing its total interest based on issued share capital from <ix:nonFraction unitRef="number" contextRef="c-480" decimals="3" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-2872">2.7</ix:nonFraction>% to <ix:nonFraction unitRef="number" contextRef="c-481" decimals="3" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-2873">9.9</ix:nonFraction>%, reference is made to Note 3 'Financial assets at fair value through other comprehensive income'. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. As of 24 July 2025, ING holds a total of <ix:nonFraction unitRef="number" contextRef="c-1081" decimals="3" name="ing:ProportionOfOwnershipInterestInInvestments" scale="-2" id="f-2874">20.3</ix:nonFraction>% stake in Van Lanschot Kempen. Despite ING holding over 20% voting rights in VLK (a presumption of significant influence in IFRS), this presumption is rebutted given that ING holds rights similar to other ordinary shareholders where voting does not include financial and operating policy decisions and ING does not have the rights or ability to obtain board representation. Therefore, the increased investment in VLK will be classified and measured at fair value through other comprehensive income in subsequent periods consistent with ING&#8217;s passive investment purpose.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">are no other subsequent events.</span></div></ix:nonNumeric><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">64</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1842"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Alternative performance measures</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our financial information is prepared in accordance with IFRS as detailed out in the financial statements of our Interim Report. In addition, in the discussion of our financial performance, we use a number of alternative performance measures, including resilient net profit, commercial net interest income, net core lending and deposits growth.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Resilient net profit is defined as net profit adjusted for significant items not linked to the normal course of business. Resilient net profit for the first half of 2025 is equal to reported net profit. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">We consider net core lending and deposits growth as useful information to track our real commercial growth in customer balances. It measures the development of our customer lending and deposits adjusted for currency impacts and changes in the Treasury and run-off portfolios. </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">We consider commercial net interest income, and the derived commercial net interest margin, as useful information because the scope is restricted to those products that are mainly interest driven and excludes the interest on products where performance measurement is primarily done based on fee income or on total income level (including Financial Markets and Treasury). It also excludes significant volatile items in lending and liability net interest income, thus removing items that distort period-on-period comparisons. </span></div><div><span><br/></span></div><div><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tables below show how net core lending growth and net core deposits growth can be reconciled to the nearest IFRS measure.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.705%"><tr><td style="width:1.0%"/><td style="width:15.316%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.798%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.097%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.322%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.798%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.873%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.498%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.733%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer lending IFRS-IASB versus Customer lending IFRS-EU and Net core lending growth by business line</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR billion</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer lending IFRS-IASB </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">171.9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7.6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99.8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98.3</span><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">689.4</span><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99.8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">110.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">120.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">117.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">188.8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">195.8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-7.0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">694.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">686.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8.6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: FX impact</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net core lending growth</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8.5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6.4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8212;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Loans and advances to customers excluding loan loss provision.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">65</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"/><td style="width:12.662%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.864%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.312%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.686%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.564%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.490%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.312%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.013%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.724%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits IFRS-IASB versus Customer deposits IFRS-EU and Net core deposits growth by business line</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="9" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR billion</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2024</span></td><td colspan="3" style="border-top:0.25pt solid 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1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">165.5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14.4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5.9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87.2</span><span 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0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8212;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8212;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">738.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt 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0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits IFRS-EU</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">165.5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14.4</span><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">87.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79.6</span><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8212;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-left:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">738.1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">691.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Movements in Treasury, run-off portfolios and other</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net core deposits growth</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14.2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5.7</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.9</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#8212;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28.8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below shows how commercial net interest income can be reconciled to the nearest IFRS measure.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.480%"><tr><td style="width:1.0%"/><td style="width:21.063%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.459%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.470%"/><td style="width:0.1%"/></tr><tr><td colspan="45" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation commercial net interest income (NII)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="6" style="border-left:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR billion</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2025</span></td><td colspan="3" style="border-top:0.25pt solid 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style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">886</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,543</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,845</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve-out' impact</span></td><td colspan="2" style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-131&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-131&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income IFRS-EU</span></td><td colspan="2" style="background-color:#f3f4f4;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,508</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,534</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">886</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,052</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,215</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,337</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,929</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,884</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,412</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,737</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">209</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,159</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,655</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Other NII (excl. significant volatile items)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-295&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-269&#160;</span></td><td style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">133&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-559&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-293&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-407&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-120&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Significant volatile items</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" 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style="background-color:#f0f0f0;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-left:1.5pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f3f4f4;border-left:1.5pt solid #a8a8a8;border-top:0.5pt solid #dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f3f4f4;border-top:0.5pt solid #dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commercial net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,803</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,242</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-left:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,566</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,744</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:5pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other NII mainly includes NII for Financial Markets and Treasury. In Financial Markets this primarily reflects the funding costs of positions for which associated revenue is reported in 'other income'. For Treasury, it includes the funding costs of specific money market and FX transactions where an offsetting revenue is recorded in 'other income', as well as interest income from other Treasury activities (such as foreign currency ratio hedging) that are not allocated to Retail or Wholesale. Furthermore, other NII includes the funding costs for our equity stakes, the NII related to investment portfolios, as well as the effect of indexation of NII required by IAS 29 due to hyperinflation in T&#252;rkiye.</span></div><div style="margin-top:5pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Significant volatile items in lending and liability NII are lending- and liability-related interest items that management would consider as outside the normal course of business and large enough to distort a proper period-on-period comparison. For the years 2024 and 2025, it includes EUR -39 million for the Polish mortgage moratorium (2Q2024), and a EUR +70 million one-off in Wholesale Banking (2Q2024).</span></div><div><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">66</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_1958"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:0 1pt"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.854%"><tr><td style="width:1.0%"/><td style="width:3.914%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.684%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.582%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.597%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.238%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.088%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.889%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_196">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1820">Interim Report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_160">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_193">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_217">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_304">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:700;line-height:100%;text-decoration:none" href="#i161587f53f804723967d4984739ee9ce_1842">Other information</a></span></div></td></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">ING Groep NV</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Registrant)</span></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date: July 30, 2025</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By: /s/T. Phutrakul</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">T. Phutrakul</span></div><div style="margin-bottom:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chief Financial Officer</span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;text-align:center"><span><br/></span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#929292;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited</span><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:105%">67</span></div></div></div><div id="i161587f53f804723967d4984739ee9ce_379"></div><hr style="page-break-after:always"/><div style="min-height:70.87pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><img src="ing-20250630_g1.jpg" alt="ING_Identifier_FC_Tagline_Orange_CMYK.jpg" style="height:391px;margin-bottom:5pt;vertical-align:text-bottom;width:340px" id="i-1"/></div><div style="height:42.52pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></body></html>
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  <xs:element id="ing_SensitivityAnalysisForCreditRiskTableTextBlock" abstract="false" name="SensitivityAnalysisForCreditRiskTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" abstract="false" name="ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock" abstract="false" name="AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_DisclosureOfReconciliationShareholdersEquityTableTextBlock" abstract="false" name="DisclosureOfReconciliationShareholdersEquityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" abstract="false" name="SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" abstract="false" name="SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" abstract="false" name="SummaryOfExposureToDebtSecuritiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ing_DebtSecuritiesByTypeOfExposureTableTextBlock" abstract="false" name="DebtSecuritiesByTypeOfExposureTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" abstract="false" name="DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" abstract="false" name="DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_ScheduleOfCustomerDepositsTableTextBlock" abstract="false" name="ScheduleOfCustomerDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock" abstract="false" name="DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" abstract="false" name="DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfEquityTableTextBlock" abstract="false" name="DisclosureOfEquityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" abstract="false" name="DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_DisclosureOfDetailedInformationAboutValuationResultsAndNetTradingIncomeTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutValuationResultsAndNetTradingIncomeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock" abstract="false" name="DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" abstract="false" name="DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock" abstract="false" name="DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock" abstract="false" name="DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfCapitalAdequacyTableTextBlock" abstract="false" name="DisclosureOfCapitalAdequacyTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_StageOneCreditImpairmentMember" abstract="true" name="StageOneCreditImpairmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_StageTwoMember" abstract="true" name="StageTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_StageThreeMember" abstract="true" name="StageThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ExcludingAllManagmentAdjustmentsMember" abstract="true" name="ExcludingAllManagmentAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NonperformingMember" abstract="true" name="NonperformingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherCommitmentsMember" abstract="true" name="OtherCommitmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_EurozoneMember" abstract="true" name="EurozoneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_WholesaleBankingMember" abstract="true" name="WholesaleBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailBankingMember" abstract="true" name="RetailBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_MacroEconomicScenarioAxis" abstract="true" name="MacroEconomicScenarioAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_MacroEconomicScenarioDomain" abstract="true" name="MacroEconomicScenarioDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_UpsideScenarioMember" abstract="true" name="UpsideScenarioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DownsideScenarioMember" abstract="true" name="DownsideScenarioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_PercentageOfFinancialAssets" abstract="false" name="PercentageOfFinancialAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" abstract="false" name="DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets" abstract="false" name="IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_FinancialAssetsIncreaseDecreaseInProvisions" abstract="false" name="FinancialAssetsIncreaseDecreaseInProvisions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets" abstract="false" name="IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" abstract="false" name="IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets" abstract="false" name="IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets" abstract="false" name="IncreaseDecreaseThroughOtherCommitmentsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_GlobalOutputPercent" abstract="false" name="GlobalOutputPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_EconomicGrowthRate" abstract="false" name="EconomicGrowthRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_GlobalGdpRateIncreaseDecrease" abstract="false" name="GlobalGdpRateIncreaseDecrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_GlobalGdpRateIncreaseDecreaseAssumed" abstract="false" name="GlobalGdpRateIncreaseDecreaseAssumed" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_EconomicSectorBasedAdjustments" abstract="false" name="EconomicSectorBasedAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" abstract="false" name="InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MortgagePortfolioAdjustments" abstract="false" name="MortgagePortfolioAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ClimateTransitionRisk" abstract="false" name="ClimateTransitionRisk" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario" abstract="false" name="UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario" abstract="false" name="UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" abstract="false" name="UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TotalModelECL" abstract="false" name="TotalModelECL" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TotalECLCollectiveAssessment" abstract="false" name="TotalECLCollectiveAssessment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TotalEclCollectiveAssessmentForPerformingAssets" abstract="false" name="TotalEclCollectiveAssessmentForPerformingAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseInAverageThresholdRatio" abstract="false" name="IncreaseDecreaseInAverageThresholdRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ing_QualitativeIndicatorDaysArrearsBackstop" abstract="false" name="QualitativeIndicatorDaysArrearsBackstop" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ing_AAACreditGradesMember" abstract="true" name="AAACreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_AACreditGradesMember" abstract="true" name="AACreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ACreditGradesMember" abstract="true" name="ACreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BBBCreditGradesMember" abstract="true" name="BBBCreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BBCreditGradesMember" abstract="true" name="BBCreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BCreditGradesMember" abstract="true" name="BCreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CcccreditgradesMember" abstract="true" name="CcccreditgradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CcCreditGradesMember" abstract="true" name="CcCreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CCreditGradesMember" abstract="true" name="CCreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DefaultCreditGradeMember" abstract="true" name="DefaultCreditGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_StageThreeLifetimeExpectedCreditLossesMember" abstract="true" name="StageThreeLifetimeExpectedCreditLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_Ifrs9EligibleFinancialAssetsMember" abstract="true" name="Ifrs9EligibleFinancialAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NonCreditReplacementGuaranteesMember" abstract="true" name="NonCreditReplacementGuaranteesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" abstract="true" name="ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NetRemeasurementOfLoanLossProvision" abstract="false" name="NetRemeasurementOfLoanLossProvision" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NetRepaymentIncreaseInGrossCarryingAmount" abstract="false" name="NetRepaymentIncreaseInGrossCarryingAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DecreaseThroughDisposalFinancialAssets" abstract="false" name="DecreaseThroughDisposalFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_OtherPostModelAdjustmentsManagementAdjustments" abstract="false" name="OtherPostModelAdjustmentsManagementAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ManagementAdjustments" abstract="false" name="ManagementAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_BaselineMember" abstract="true" name="BaselineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_GrossDomesticProductEconomicVariableMember" abstract="true" name="GrossDomesticProductEconomicVariableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_UnemploymentEconomicCoreVariableMember" abstract="true" name="UnemploymentEconomicCoreVariableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_HousePriceIndexEconomicCoreVariableMember" abstract="true" name="HousePriceIndexEconomicCoreVariableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ExpectedCreditLossesSensitivityYearOne" abstract="false" name="ExpectedCreditLossesSensitivityYearOne" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ExpectedCreditLossesSensitivityYearTwo" abstract="false" name="ExpectedCreditLossesSensitivityYearTwo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ExpectedCreditLossesSensitivityYearThree" abstract="false" name="ExpectedCreditLossesSensitivityYearThree" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ScenarioProbabilityWeighting" abstract="false" name="ScenarioProbabilityWeighting" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ExpectedCreditLossesFromManagmentAdjustmentsMember" abstract="true" name="ExpectedCreditLossesFromManagmentAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ConsumerLendingMember" abstract="true" name="ConsumerLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BusinessLendingMember" abstract="true" name="BusinessLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_GovernmentAndFinancialInstitutionsMember" abstract="true" name="GovernmentAndFinancialInstitutionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherWholesaleBankingMember" abstract="true" name="OtherWholesaleBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InvestmentGradeMember" abstract="true" name="InvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NoninvestmentGradeWholesaleMember" abstract="true" name="NoninvestmentGradeWholesaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_AverageThresholdRatio" abstract="false" name="AverageThresholdRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" abstract="false" name="ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" abstract="true" name="DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_NetResultAttributableToOwnersOfParentEUIFRS" abstract="false" name="NetResultAttributableToOwnersOfParentEUIFRS" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut" abstract="false" name="ReconciliationNetResultAdjustmentOfEUIAS39CarveOut" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReconciliationNetResultTaxEffectOfAdjustment" abstract="false" name="ReconciliationNetResultTaxEffectOfAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfReconciliationShareholderEquityEUIFRSAndIASBIFRSAbstract" abstract="true" name="DisclosureOfReconciliationShareholderEquityEUIFRSAndIASBIFRSAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_ShareholderEquityInAccordanceWithEUIFRS" abstract="false" name="ShareholderEquityInAccordanceWithEUIFRS" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdjustmentOfEUIAS39CarveOut" abstract="false" name="AdjustmentOfEUIAS39CarveOut" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TaxEffectOfAdjustment" abstract="false" name="TaxEffectOfAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax" abstract="false" name="EffectOfEUIAS39CarveOutAdjustmentAfterTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_LoansAndAdvancesToBanksMember" abstract="true" name="LoansAndAdvancesToBanksMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_LoansAndAdvancesToCustomersMember" abstract="true" name="LoansAndAdvancesToCustomersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DepositsFromBanksCategoryMember" abstract="true" name="DepositsFromBanksCategoryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DepositsFromCustomersCategoryMember" abstract="true" name="DepositsFromCustomersCategoryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FundsEntrustedMember" abstract="true" name="FundsEntrustedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_SecuritiesInReverseRepurchaseTransactionMember" abstract="true" name="SecuritiesInReverseRepurchaseTransactionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" abstract="true" name="ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InvestmentInBankOfBeijingMember" abstract="true" name="InvestmentInBankOfBeijingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InvestmentInVanLanschotKempenMember" abstract="true" name="InvestmentInVanLanschotKempenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_OtherEquityInvestmentsNettingMember" abstract="true" name="OtherEquityInvestmentsNettingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ProportionOfOwnershipInterestInInvestments" abstract="false" name="ProportionOfOwnershipInterestInInvestments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ing_PercentageOfOwnershipInterestAcquired" abstract="false" name="PercentageOfOwnershipInterestAcquired" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ing_DebtSecuritiesAndLoansAndAdvancesMember" abstract="true" name="DebtSecuritiesAndLoansAndAdvancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" abstract="false" name="IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" abstract="false" name="IncreaseDecreaseInCompositionOfGroupAndOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" abstract="true" name="FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_GovernmentBondsMember" abstract="true" name="GovernmentBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CentralBankBondsMember" abstract="true" name="CentralBankBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_SubsovereignSupranationalsAndAgenciesMember" abstract="true" name="SubsovereignSupranationalsAndAgenciesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CoveredBondsMember" abstract="true" name="CoveredBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CorporateBondsMember" abstract="true" name="CorporateBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FinancialInstitutionsBondsMember" abstract="true" name="FinancialInstitutionsBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ABSPortfolioMember" abstract="true" name="ABSPortfolioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DebtSecuritiesPortfolioMember" abstract="true" name="DebtSecuritiesPortfolioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_PersonalLendingMember" abstract="true" name="PersonalLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesTable" abstract="true" name="DisclosureOfInvestmentsInAssociatesAndJointVenturesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_OtherInvestmentsInAssociatesAndJointVenturesMember" abstract="true" name="OtherInvestmentsInAssociatesAndJointVenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_TMBThanachartBankPublicCompanyLimitedMember" abstract="true" name="TMBThanachartBankPublicCompanyLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" abstract="true" name="DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_FairValueOfListedInvestment" abstract="false" name="FairValueOfListedInvestment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AssociatesAndJointVenturesMember" abstract="true" name="AssociatesAndJointVenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IncreaseInCashFlowsMember" abstract="true" name="IncreaseInCashFlowsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DecreaseInCashFlowsMember" abstract="true" name="DecreaseInCashFlowsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_IncreaseInDiscountRateMember" abstract="true" name="IncreaseInDiscountRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DecreaseInDiscountRateMember" abstract="true" name="DecreaseInDiscountRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_IncreaseInTerminalGrowthRateMember" abstract="true" name="IncreaseInTerminalGrowthRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DecreaseInTerminalGrowthRateMember" abstract="true" name="DecreaseInTerminalGrowthRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_AccumulatedImpairmentLosses" abstract="false" name="AccumulatedImpairmentLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" abstract="false" name="SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" abstract="false" name="SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdditionsInInvestmentsInAssociatesAndJointVentures" abstract="false" name="AdditionsInInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" abstract="false" name="TransferToAndFromInvestmentsOtherAssetsAndLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" abstract="false" name="RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" abstract="false" name="DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisposalsOfInvestmentsInAssociatesAndJointVentures" abstract="false" name="DisposalsOfInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" abstract="false" name="ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_CustomerDepositsCurrentAccountsAndOvernightDeposits" abstract="false" name="CustomerDepositsCurrentAccountsAndOvernightDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_CustomerDepositsSavingsAccounts" abstract="false" name="CustomerDepositsSavingsAccounts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_CustomerDepositsTimeDeposits" abstract="false" name="CustomerDepositsTimeDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfCustomerDepositsTable" abstract="true" name="DisclosureOfCustomerDepositsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_CustomerDepositsByCustomerAxis" abstract="true" name="CustomerDepositsByCustomerAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_CustomerDepositsByCustomerDomain" abstract="true" name="CustomerDepositsByCustomerDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_PrivateIndividualsMember" abstract="true" name="PrivateIndividualsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfCustomerDepositsLineItems" abstract="true" name="DisclosureOfCustomerDepositsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" abstract="false" name="FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DebtSecuritiesInIssueMember" abstract="true" name="DebtSecuritiesInIssueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities" abstract="false" name="IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities" abstract="false" name="IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_SubordinatedLoansMember" abstract="true" name="SubordinatedLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_A4.13FixedRateSubordinatedGreenTier2NotesMember" abstract="true" name="A4.13FixedRateSubordinatedGreenTier2NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_A2FixedRateSubordinatedTier2NotesMember" abstract="true" name="A2FixedRateSubordinatedTier2NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" abstract="true" name="A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_ShareCapitalAndSharePremiumAbstract" abstract="true" name="ShareCapitalAndSharePremiumAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_OtherReservesAbstract" abstract="true" name="OtherReservesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_RevaluationReservesCreditLiability" abstract="false" name="RevaluationReservesCreditLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReserveOfPropertyInOwnUse" abstract="false" name="ReserveOfPropertyInOwnUse" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture" abstract="false" name="ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" abstract="true" name="ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_UnrealisedRevaluationsAndExchangeRateDifferencesMember" abstract="true" name="UnrealisedRevaluationsAndExchangeRateDifferencesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_BankOfBeijingMember" abstract="true" name="BankOfBeijingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IAS29Member" abstract="true" name="IAS29Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember" abstract="true" name="StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareOfAssociatesJointVenturesAndOtherReservesMember" abstract="true" name="ShareOfAssociatesJointVenturesAndOtherReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramOneMember" abstract="true" name="ShareRepurchaseProgramOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramTwoMember" abstract="true" name="ShareRepurchaseProgramTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramThreeMember" abstract="true" name="ShareRepurchaseProgramThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" abstract="false" name="ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_LegalReserve" abstract="false" name="LegalReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ChangesInTransferToOrFromRetainedEarnings" abstract="false" name="ChangesInTransferToOrFromRetainedEarnings" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" abstract="false" name="NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeAuthorized" abstract="false" name="ShareBuybackProgrammeAuthorized" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeShares" abstract="false" name="ShareBuybackProgrammeShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ing_SharesRepurchasedEffectivePricePerShare" abstract="false" name="SharesRepurchasedEffectivePricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="ing_SharesRepurchasedAveragePricePerShare" abstract="false" name="SharesRepurchasedAveragePricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeAmount" abstract="false" name="ShareBuybackProgrammeAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" abstract="false" name="IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DecreaseThroughShareBasedPaymentTransactionsEquity" abstract="false" name="DecreaseThroughShareBasedPaymentTransactionsEquity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseThroughShareBasedPaymentTransactionsEquity" abstract="false" name="IncreaseThroughShareBasedPaymentTransactionsEquity" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeCancelledAmount" abstract="false" name="ShareBuybackProgrammeCancelledAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseThroughShareBasedPaymentTransactionsShares" abstract="false" name="IncreaseThroughShareBasedPaymentTransactionsShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ing_DecreaseThroughShareBasedPaymentTransactionsShares" abstract="false" name="DecreaseThroughShareBasedPaymentTransactionsShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeCancelledShares" abstract="false" name="ShareBuybackProgrammeCancelledShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" abstract="false" name="InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" abstract="false" name="InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" abstract="false" name="InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MiscellaneousInterestIncome" abstract="false" name="MiscellaneousInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestExpenseOnDepositsFromBanksAndCustomers" abstract="false" name="InterestExpenseOnDepositsFromBanksAndCustomers" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestExpenseOnSubordinatedLoans" abstract="false" name="InterestExpenseOnSubordinatedLoans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" abstract="false" name="InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" abstract="false" name="InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MiscellaneousInterestExpense" abstract="false" name="MiscellaneousInterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NegativeInterestIncomeOnLiabilities" abstract="false" name="NegativeInterestIncomeOnLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NegativeInterestExpenseOnAssets" abstract="false" name="NegativeInterestExpenseOnAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NetInterestIncomeDisclosureTable" abstract="true" name="NetInterestIncomeDisclosureTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_EuIas39CarveOutMember" abstract="true" name="EuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_WithoutEuIas39CarveOutMember" abstract="true" name="WithoutEuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NetInterestIncomeDisclosureLineItems" abstract="true" name="NetInterestIncomeDisclosureLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_IncreaseDecreaseOfNetInterestIncome" abstract="false" name="IncreaseDecreaseOfNetInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_PaymentServicesFeeAndCommissionIncome" abstract="false" name="PaymentServicesFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_SecuritiesBusinessFeeAndCommissionIncome" abstract="false" name="SecuritiesBusinessFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InsuranceAndOtherBrokingFeeAndCommissionIncome" abstract="false" name="InsuranceAndOtherBrokingFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_LendingBusinessFeeAndCommissionIncome" abstract="false" name="LendingBusinessFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_FinancialGuaranteesAndOtherCommitments" abstract="false" name="FinancialGuaranteesAndOtherCommitments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_PaymentServicesFeeAndCommissionExpense" abstract="false" name="PaymentServicesFeeAndCommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_SecuritiesBusinessFeeAndCommissionExpense" abstract="false" name="SecuritiesBusinessFeeAndCommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DistributionOfProductsFeeAndCommissionExpense" abstract="false" name="DistributionOfProductsFeeAndCommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ValuationResultsAndNetTradingIncomeTable" abstract="true" name="ValuationResultsAndNetTradingIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_OtherNonTradingDerivativesMember" abstract="true" name="OtherNonTradingDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ValuationResultsAndNetTradingIncomeLineItems" abstract="true" name="ValuationResultsAndNetTradingIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_TradingIncomeExpenseOnSecurities" abstract="false" name="TradingIncomeExpenseOnSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_GainsLossesOnChangeInFairValueOfHedgedItems" abstract="false" name="GainsLossesOnChangeInFairValueOfHedgedItems" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading" abstract="false" name="GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment" abstract="false" name="ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_PromotionalAndClientsAcquisitionCosts" abstract="false" name="PromotionalAndClientsAcquisitionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting" abstract="false" name="InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_OutsourcingAndSubcontractingExpenses" abstract="false" name="OutsourcingAndSubcontractingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MarketDataServices" abstract="false" name="MarketDataServices" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RegulatoryCosts" abstract="false" name="RegulatoryCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment" abstract="false" name="DepreciationAndImpairmentLossPropertyPlantAndEquipment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DepreciationAndImpairmentLossIntangibleAssets" abstract="false" name="DepreciationAndImpairmentLossIntangibleAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdditionReversalOfProvisionsNet" abstract="false" name="AdditionReversalOfProvisionsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_GermanyBelgiumPolandMember" abstract="true" name="GermanyBelgiumPolandMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfOtherOperatingExpenseLineItems" abstract="true" name="DisclosureOfOtherOperatingExpenseLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_ContributionsToDepositGuaranteeSchemes" abstract="false" name="ContributionsToDepositGuaranteeSchemes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ContributionsToSingleAndLocalResolutionFund" abstract="false" name="ContributionsToSingleAndLocalResolutionFund" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseInLocalBankTaxes" abstract="false" name="IncreaseDecreaseInLocalBankTaxes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_LocalBankTaxes" abstract="false" name="LocalBankTaxes" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_EarningPerOrdinaryShareAbstract" abstract="true" name="EarningPerOrdinaryShareAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_OtherCashDistributions" abstract="false" name="OtherCashDistributions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_WithholdingTaxOnDividendsPaid" abstract="false" name="WithholdingTaxOnDividendsPaid" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_NetResultsIfrsEuMember" abstract="true" name="NetResultsIfrsEuMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BankingActivitiesMember" abstract="true" name="BankingActivitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CorporateLineBankingMember" abstract="true" name="CorporateLineBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging" abstract="false" name="IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdjustmentOfEuIas39CarveOutMember" abstract="true" name="AdjustmentOfEuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_IFRSEUResultsMember" abstract="true" name="IFRSEUResultsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_INGGroupMember" abstract="true" name="INGGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_INGBankNVMember" abstract="true" name="INGBankNVMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherBankingNettingMember" abstract="true" name="OtherBankingNettingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InvestmentAndOtherIncome" abstract="false" name="InvestmentAndOtherIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RetailNetherlandsMember" abstract="true" name="RetailNetherlandsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailBelgiumMember" abstract="true" name="RetailBelgiumMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailGermanyMember" abstract="true" name="RetailGermanyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailOtherMember" abstract="true" name="RetailOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DeferredDayOneProfitOrLossReserveMember" abstract="true" name="DeferredDayOneProfitOrLossReserveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OwnCreditAdjustmentsMember" abstract="true" name="OwnCreditAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_BidofferMember" abstract="true" name="BidofferMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ModelRiskMember" abstract="true" name="ModelRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CvaMember" abstract="true" name="CvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DvaMember" abstract="true" name="DvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CollvaMember" abstract="true" name="CollvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FvaMember" abstract="true" name="FvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherValuationAdjustmentsMember" abstract="true" name="OtherValuationAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_TotalOfModelReservesMember" abstract="true" name="TotalOfModelReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" abstract="true" name="DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_DebtSecuritiesAndStructuredNotesMember" abstract="true" name="DebtSecuritiesAndStructuredNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DebtSecuritiesLiabilitiesMember" abstract="true" name="DebtSecuritiesLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_Deposits1Member" abstract="true" name="Deposits1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" abstract="true" name="DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" abstract="false" name="FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" abstract="false" name="FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" abstract="false" name="AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" abstract="false" name="RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_PresentValueTechniquesMember" abstract="true" name="PresentValueTechniquesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_LoansAndAdvancesMember" abstract="true" name="LoansAndAdvancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ReverseReposMember" abstract="true" name="ReverseReposMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_StructuredNotesMember" abstract="true" name="StructuredNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_DerivativesAtForeignExchangeMember" abstract="true" name="DerivativesAtForeignExchangeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DerivativesAtCreditMember" abstract="true" name="DerivativesAtCreditMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DerivativesAtEquityMember" abstract="true" name="DerivativesAtEquityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember" abstract="true" name="LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" abstract="true" name="EquityAtFairValueThroughOtherComprehensiveIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_InterestRateMember" abstract="true" name="InterestRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EquityVolatilityMember" abstract="true" name="EquityVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EquityAndEquityCorrelationOneMember" abstract="true" name="EquityAndEquityCorrelationOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EquityAndForeignExchangeCorrelationMember" abstract="true" name="EquityAndForeignExchangeCorrelationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DividendYieldMember" abstract="true" name="DividendYieldMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_ResetSpreadMember" abstract="true" name="ResetSpreadMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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</XBRL>
</TEXT>
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<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>3
<FILENAME>ing-20250630_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
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<DOCUMENT>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments_21dcc4a6-7700-4b38-ae21-671034998a1e_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Net change in fair value of equity instruments at fair value through other comprehensive income</link:label>
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    <link:label id="lab_ing_CertainConsumerCreditProductsMember_c9ed7e93-a0cd-4467-bdcf-8a8898204d09_terseLabel_en-US" xlink:label="lab_ing_CertainConsumerCreditProductsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain consumer credit products</link:label>
    <link:label id="lab_ing_CertainConsumerCreditProductsMember_label_en-US" xlink:label="lab_ing_CertainConsumerCreditProductsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Consumer Credit Products [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CertainConsumerCreditProductsMember" xlink:href="ing-20250630.xsd#ing_CertainConsumerCreditProductsMember"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities_7096b7b2-4f33-4a93-8b54-7b462403e27c_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Provisions and other liabilities</link:label>
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    <link:label id="lab_ing_IFRSEUResultsMember_e57e4e89-9dcd-4c6c-ab1a-e98c526a5553_terseLabel_en-US" xlink:label="lab_ing_IFRSEUResultsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Results IFRS-EU</link:label>
    <link:label id="lab_ing_IFRSEUResultsMember_label_en-US" xlink:label="lab_ing_IFRSEUResultsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IFRS EU Results [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IFRSEUResultsMember" xlink:href="ing-20250630.xsd#ing_IFRSEUResultsMember"/>
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    <link:label id="lab_ifrs-full_DividendsPaidOrdinaryShares_088738f1-2b4c-4eeb-92b4-f8cf624854df_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinaryShares_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, ordinary shares</link:label>
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    <link:label id="lab_srt_EquityMethodInvesteeNameDomain_8fe0dc94-2921-44bd-bbf2-7a569891bdaa_terseLabel_en-US" xlink:label="lab_srt_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:label id="lab_srt_EquityMethodInvesteeNameDomain_label_en-US" xlink:label="lab_srt_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_EquityMethodInvesteeNameDomain"/>
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    <link:label id="lab_ing_MarketDataServices_2b36c984-92eb-4126-8151-60a2ddd426ab_terseLabel_en-US" xlink:label="lab_ing_MarketDataServices" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Market data services</link:label>
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    <link:label id="lab_ing_MarketDataServices_documentation_en-US" xlink:label="lab_ing_MarketDataServices" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Market Data Services</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MarketDataServices" xlink:href="ing-20250630.xsd#ing_MarketDataServices"/>
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    <link:label id="lab_country_US_9bcfe152-e2f8-4920-8655-51eb0b95da73_terseLabel_en-US" xlink:label="lab_country_US" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">UNITED STATES</link:label>
    <link:label id="lab_country_US_label_en-US" xlink:label="lab_country_US" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">UNITED STATES</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_US" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_US"/>
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    <link:label id="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory_953f9a3e-1f59-4ea8-addb-25fb80e8b725_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of preparation of the Condensed consolidated interim financial statements</link:label>
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    <link:label id="lab_ifrs-full_ActuarialAssumptionsDomain_5f1464d1-5b70-40e5-88f3-56b9a4ae0c39_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [domain]</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsDomain_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ActuarialAssumptionsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionsDomain"/>
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    <link:label id="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome_40fbc862-c8cd-4323-9ef0-c6d16db8527d_terseLabel_en-US" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Portfolio management</link:label>
    <link:label id="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome_label_en-US" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Portfolio and other management fee income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:to="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_beac5613-fb5e-44a4-ac66-9f473953c5f2_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and receivables</link:label>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_853c7111-23b8-4a33-9398-836e57741e93_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans and receivables mandatorily measured at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_label_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and receivables, category [member]</link:label>
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    <link:label id="lab_currency_THB_c269bb86-b470-4ec4-8b14-55b58b7190d6_terseLabel_en-US" xlink:label="lab_currency_THB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thailand, Baht</link:label>
    <link:label id="lab_currency_THB_label_en-US" xlink:label="lab_currency_THB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Thailand, Baht</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_THB" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_THB"/>
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    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_c97d24f4-a7fb-4e83-a0b8-8a7a141af365_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwill"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:type="arc" order="1"/>
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    <link:label id="lab_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse_label_en-US" xlink:label="lab_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis, Reasonably Possible Change In Risk Variable, Impact On Value In Use</link:label>
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    <link:label id="lab_ing_RiskManagementAbstract_11fe4152-c6b0-4ba6-8115-c8c758a480d3_terseLabel_en-US" xlink:label="lab_ing_RiskManagementAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_RiskManagementAbstract" xlink:href="ing-20250630.xsd#ing_RiskManagementAbstract"/>
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    <link:label id="lab_ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment_b2adad55-ba3d-4910-8e3b-8bc104efcdd5_terseLabel_en-US" xlink:label="lab_ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation and impairment of property and equipment</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment" xlink:href="ing-20250630.xsd#ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment"/>
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    <link:label id="lab_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets_538b12b4-6f63-42f8-9d56-cc193cba04be_terseLabel_en-US" xlink:label="lab_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers into Level 3</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets" xlink:to="lab_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_b298d1c7-ac24-46c2-b069-b7d6acb5bede_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Designated at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, designated upon initial recognition or subsequently</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ScheduleOfCustomerDepositsTableTextBlock_6128aaa0-9620-4386-9f14-496f301096c1_terseLabel_en-US" xlink:label="lab_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of customer deposits</link:label>
    <link:label id="lab_ing_ScheduleOfCustomerDepositsTableTextBlock_label_en-US" xlink:label="lab_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Customer Deposits [Table Text Block]</link:label>
    <link:label id="lab_ing_ScheduleOfCustomerDepositsTableTextBlock_documentation_en-US" xlink:label="lab_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of schedule of customer deposits.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:href="ing-20250630.xsd#ing_ScheduleOfCustomerDepositsTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:to="lab_ing_ScheduleOfCustomerDepositsTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_ca7277ec-3c4a-4f32-878c-5e4ee9da8c71_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in level 3 financial liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory_b9ecbc1e-aad4-4d03-a456-c471494c4c3d_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Methods applied in determining fair values of financial assets and liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of financial instruments [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory"/>
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    <link:label id="lab_ing_CustomerDepositsTimeDeposits_6a5d666a-846c-4e05-8215-b4cc2f6bd7f4_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time deposits</link:label>
    <link:label id="lab_ing_CustomerDepositsTimeDeposits_label_en-US" xlink:label="lab_ing_CustomerDepositsTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Deposits, Time Deposits</link:label>
    <link:label id="lab_ing_CustomerDepositsTimeDeposits_documentation_en-US" xlink:label="lab_ing_CustomerDepositsTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Customer Deposits, Time Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CustomerDepositsTimeDeposits" xlink:href="ing-20250630.xsd#ing_CustomerDepositsTimeDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CustomerDepositsTimeDeposits" xlink:to="lab_ing_CustomerDepositsTimeDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_country_TR_b82913e0-87f0-43de-9cd3-59497d634e2d_terseLabel_en-US" xlink:label="lab_country_TR" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Turkey</link:label>
    <link:label id="lab_country_TR_label_en-US" xlink:label="lab_country_TR" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">T&#220;RKIYE</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_TR" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_TR"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_TR" xlink:to="lab_country_TR" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InternalCreditGradesDomain_9968155c-b2c5-458a-90f6-32c711dfcd43_terseLabel_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entitys Total for Internal Credit Grades [Member]</link:label>
    <link:label id="lab_ifrs-full_InternalCreditGradesDomain_label_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal credit grades [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InternalCreditGradesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InternalCreditGradesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesDomain" xlink:to="lab_ifrs-full_InternalCreditGradesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslation_525bdd31-d05b-4a8b-941b-539df59a8104_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Currency translation reserve</link:label>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslation_label_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of exchange differences on translation</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:to="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslation" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges_4c886bd3-be11-4780-bd9f-e2a9da8aa305_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other changes</link:label>
    <link:label id="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges_label_en-US" xlink:label="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Composition Of Group And Other Changes</link:label>
    <link:label id="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase decrease in composition of group and other changes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:href="ing-20250630.xsd#ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:to="lab_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures_85620762-10d3-41b1-8167-bd2260dfb1af_negatedLabel_en-US" xlink:label="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Impairments</link:label>
    <link:label id="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment Loss Of Investments In Associates And Joint Ventures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:href="ing-20250630.xsd#ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:to="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfClassActionsFiled_f783d8df-4c2c-4ab1-91f1-eb9d9ff46184_terseLabel_en-US" xlink:label="lab_ing_NumberOfClassActionsFiled" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class actions filed</link:label>
    <link:label id="lab_ing_NumberOfClassActionsFiled_label_en-US" xlink:label="lab_ing_NumberOfClassActionsFiled" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Class Actions Filed</link:label>
    <link:label id="lab_ing_NumberOfClassActionsFiled_documentation_en-US" xlink:label="lab_ing_NumberOfClassActionsFiled" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Class Actions Filed</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NumberOfClassActionsFiled" xlink:href="ing-20250630.xsd#ing_NumberOfClassActionsFiled"/>
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    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_1298d411-82fc-41e8-8d0b-7f41d4474010_terseLabel_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: Property in own use</link:label>
    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_label_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve Of Property In Own Use</link:label>
    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_documentation_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reserve of property in own use.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReserveOfPropertyInOwnUse" xlink:href="ing-20250630.xsd#ing_ReserveOfPropertyInOwnUse"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReserveOfPropertyInOwnUse" xlink:to="lab_ing_ReserveOfPropertyInOwnUse" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_e54e9979-1d36-49e7-9109-24f26cb53968_verboseLabel_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Equity securities at FVOCI</link:label>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_4340b494-7fb4-449a-8fcb-11342e4fe3dc_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_label_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity investments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityInvestmentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityInvestmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInvestmentsMember" xlink:to="lab_ifrs-full_EquityInvestmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PriceBasedMember_e8d1f99f-0b40-4e3b-9a4d-cf6fa613532a_terseLabel_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price based</link:label>
    <link:label id="lab_ing_PriceBasedMember_label_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price Based [Member]</link:label>
    <link:label id="lab_ing_PriceBasedMember_documentation_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price based.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PriceBasedMember" xlink:href="ing-20250630.xsd#ing_PriceBasedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PriceBasedMember" xlink:to="lab_ing_PriceBasedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PersonalLendingMember_b25033dc-217c-4993-8f32-2b0f55999294_terseLabel_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other personal lending</link:label>
    <link:label id="lab_ing_PersonalLendingMember_label_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Personal lending [Member]</link:label>
    <link:label id="lab_ing_PersonalLendingMember_documentation_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for loan loss provisions related to Personal lending.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PersonalLendingMember" xlink:href="ing-20250630.xsd#ing_PersonalLendingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PersonalLendingMember" xlink:to="lab_ing_PersonalLendingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LiabilitiesAbstract_b3ce4bbb-05b1-4a06-a5e4-fe41cc4386a4_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesAbstract" xlink:to="lab_ifrs-full_LiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock_204fe10d-b959-4dd7-ae6b-8727bee16787_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital adequacy assessment</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Capital Adequacy [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of Capital Adequacy [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfCapitalAdequacyTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:to="lab_ing_DisclosureOfCapitalAdequacyTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember_35cdf1cb-32b8-45ae-b2b5-74bacc197b6c_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Assets</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at amortised cost, class [member]</link:label>
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    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_fd479ad4-44e8-4ab6-8b8f-6b1b9abf8526_terseLabel_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Liabilities designed to be fully neutral in terms of market risk</link:label>
    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_label_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amount of financial liabilities designed to be fully neutral</link:label>
    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_documentation_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of financial liabilities designed to be fully neutral.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:href="ing-20250630.xsd#ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:to="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_cb0e1561-eedc-4920-8095-ce7dc92eb25b_terseLabel_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation between IFRS-EU and IFRS-IASB</link:label>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_label_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Reconciliation Between IFRS EU and IFRS IASB [Policy Text Block]</link:label>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_documentation_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description of accounting policy for reconciliation between IFRS EU and IFRS IASB.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:href="ing-20250630.xsd#ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:to="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_57d9849d-2b08-4aa6-8063-f95d57db4c12_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Other Operating Expense [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Other Operating Expense [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Other Operating Expense [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:href="ing-20250630.xsd#ing_DisclosureOfOtherOperatingExpenseLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:to="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_361fc715-5523-4cf6-8a45-1988f4e0dffc_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of subordinated loans by group companies</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of subordinated liabilities [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_07071c92-83c2-453c-8242-39286bad2872_terseLabel_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in legal proceedings provision</link:label>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_label_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Provisions, Legal Provisions</link:label>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_documentation_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additional Provisions, Legal Provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdditionalProvisionsLegalProvisions" xlink:href="ing-20250630.xsd#ing_AdditionalProvisionsLegalProvisions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AdditionalProvisionsLegalProvisions" xlink:to="lab_ing_AdditionalProvisionsLegalProvisions" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_36c91845-6a32-4fbb-bc6a-b5f4c4763010_terseLabel_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity (equity derivatives, structured notes)</link:label>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_label_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Derivatives Structured Notes [Member]</link:label>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_documentation_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity (equity derivatives, structured notes).</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityDerivativesStructuredNotesMember" xlink:href="ing-20250630.xsd#ing_EquityDerivativesStructuredNotesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityDerivativesStructuredNotesMember" xlink:to="lab_ing_EquityDerivativesStructuredNotesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_3a523ff3-c392-44cd-926b-715591d8595a_terseLabel_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_label_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Assets at Fair Value Through Other Comprehensive Income [Text Block]</link:label>
    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_documentation_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of financial assets at fair value through other comprehensive income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:href="ing-20250630.xsd#ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:to="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_e00d5376-81a6-4ccb-8400-cbe1fe748c0c_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_label_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities Explanatory [Text Block]</link:label>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities Explanatory</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesExplanatoryTextBlock" xlink:href="ing-20250630.xsd#ing_DebtSecuritiesExplanatoryTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesExplanatoryTextBlock" xlink:to="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_04715113-dd24-4ad0-99f7-cf7a027bd851_terseLabel_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 2</link:label>
    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_label_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 2 of fair value hierarchy [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Level2OfFairValueHierarchyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_1b20a544-0f47-4336-b37e-f7100fda8c6c_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss that meet definition of held for trading</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CorporateBondsMember_1d3bbadf-5bc3-46c1-8597-f838f6c8bd78_terseLabel_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate bonds</link:label>
    <link:label id="lab_ing_CorporateBondsMember_label_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate bonds [member]</link:label>
    <link:label id="lab_ing_CorporateBondsMember_documentation_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents coproate bonds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CorporateBondsMember" xlink:href="ing-20250630.xsd#ing_CorporateBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CorporateBondsMember" xlink:to="lab_ing_CorporateBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SecuritiesAtAmortisedCost_b4e7a84d-4e4d-4500-9d4c-d6f7f489c8ab_terseLabel_en-US" xlink:label="lab_ing_SecuritiesAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities at amortised cost</link:label>
    <link:label id="lab_ing_SecuritiesAtAmortisedCost_label_en-US" xlink:label="lab_ing_SecuritiesAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities at amortised cost</link:label>
    <link:label id="lab_ing_SecuritiesAtAmortisedCost_documentation_en-US" xlink:label="lab_ing_SecuritiesAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of securities at amortised cost.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SecuritiesAtAmortisedCost" xlink:href="ing-20250630.xsd#ing_SecuritiesAtAmortisedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SecuritiesAtAmortisedCost" xlink:to="lab_ing_SecuritiesAtAmortisedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_03988da6-3877-4400-9489-6c8d4b65ad40_terseLabel_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 1</link:label>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_label_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 1 of fair value hierarchy [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Level1OfFairValueHierarchyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level1OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_1d28319b-f38f-4649-893d-71ebff292cde_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest received</link:label>
    <link:label id="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest received, classified as operating activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestReceivedClassifiedAsOperatingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TypesOfHedgesAxis_fe86bdf4-4adf-4023-90be-3c37acec74f8_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of hedges [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfHedgesAxis_label_en-US" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of hedges [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TypesOfHedgesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfHedgesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesAxis" xlink:to="lab_ifrs-full_TypesOfHedgesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ResetSpreadMember_cff3dfaa-af43-4925-ad41-9e932c37cc25_terseLabel_en-US" xlink:label="lab_ing_ResetSpreadMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reset spread (%)</link:label>
    <link:label id="lab_ing_ResetSpreadMember_label_en-US" xlink:label="lab_ing_ResetSpreadMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reset Spread [Member]</link:label>
    <link:label id="lab_ing_ResetSpreadMember_documentation_en-US" xlink:label="lab_ing_ResetSpreadMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reset spread.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ResetSpreadMember" xlink:href="ing-20250630.xsd#ing_ResetSpreadMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ResetSpreadMember" xlink:to="lab_ing_ResetSpreadMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember_c74a6d54-8ecf-41fa-8a5a-ada917076085_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total reportable collective provisions</link:label>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember_label_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected credit losses collectively assessed [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:to="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AssetsAbstract_dc72847b-c5d4-477c-9530-bf1d1e45c6d5_terseLabel_en-US" xlink:label="lab_ifrs-full_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_ifrs-full_AssetsAbstract_label_en-US" xlink:label="lab_ifrs-full_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [abstract]</link:label>
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    <link:label id="lab_ing_ReclassificationFairValueMeasurementAssets_982b8360-908a-4770-bf01-c9decf043aa8_terseLabel_en-US" xlink:label="lab_ing_ReclassificationFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract_2e16ba2c-c661-4e5c-b283-0d7b644706dc_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount</link:label>
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    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_b7eebb01-8fb3-45d9-9b59-a7719547b008_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash flow from/(used in) operating activities</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss"/>
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    <link:label id="lab_ing_DisclosureOfLegalProceedingsExplanatoryTextBlock_de80155f-7719-4908-8a26-c4db239802e6_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal proceedings</link:label>
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    <link:label id="lab_ing_FairValueOfListedInvestment_6e77fb0d-0667-4fc1-9ad4-87cb48f40fde_terseLabel_en-US" xlink:label="lab_ing_FairValueOfListedInvestment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of listed invest-ments</link:label>
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    <link:label id="lab_ing_FairValueOfListedInvestment_documentation_en-US" xlink:label="lab_ing_FairValueOfListedInvestment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of listed investment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FairValueOfListedInvestment" xlink:href="ing-20250630.xsd#ing_FairValueOfListedInvestment"/>
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    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate_bb2c35a5-9a37-4359-9448-3bfe52fed4ed_terseLabel_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest held</link:label>
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    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate_label_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proportion of ownership interest in associate</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets_c511fb09-8a97-41f1-90f7-d528d768c005_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net transfers, financial assets</link:label>
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    <link:label id="lab_ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut_34edf00d-3b05-49e1-8e3f-912241ee51a3_terseLabel_en-US" xlink:label="lab_ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment of the EU IAS 39 carve-out</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_c52e2db3-7461-4210-b436-c02cd773b7c9_netLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Mandatorily measured at fair value through profit or loss</link:label>
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    <link:label id="lab_ing_RetailGermanyMember_dbd23ae8-dec2-4d2e-8e7d-c204f67e8a48_terseLabel_en-US" xlink:label="lab_ing_RetailGermanyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Germany</link:label>
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    <link:label id="lab_ing_RevaluationReservesCreditLiability_5d5b4565-df95-411f-8365-58eed98bc0c1_terseLabel_en-US" xlink:label="lab_ing_RevaluationReservesCreditLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: Credit liability</link:label>
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    <link:label id="lab_ifrs-full_Liabilities_feb7f252-fe79-4acb-adad-bd1f07091bfe_totalLabel_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_ifrs-full_Liabilities_d49294bd-d517-4c0c-b094-262eca7cc5c3_verboseLabel_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_ifrs-full_Liabilities_label_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Liabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Liabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities" xlink:to="lab_ifrs-full_Liabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCost_faa77b37-17e8-4b14-822b-6ce6dd3f8da4_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCost_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at amortised cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComputerSoftwareMember_da1c23b4-b614-4946-bf24-f6f9048028f4_terseLabel_en-US" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Software and other intangible assets</link:label>
    <link:label id="lab_ifrs-full_ComputerSoftwareMember_label_en-US" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Computer software [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComputerSoftwareMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComputerSoftwareMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftwareMember" xlink:to="lab_ifrs-full_ComputerSoftwareMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReservesWithinEquityAxis_5d8226d6-7d26-4521-9e1e-208785f48a01_terseLabel_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserves within equity [axis]</link:label>
    <link:label id="lab_ifrs-full_ReservesWithinEquityAxis_label_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserves within equity [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReservesWithinEquityAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReservesWithinEquityAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReservesWithinEquityAxis" xlink:to="lab_ifrs-full_ReservesWithinEquityAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_1df568d3-992d-4f4a-ad57-297b8952a3a2_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on subordinated loans</link:label>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_label_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Subordinated Loans</link:label>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense on subordinated loans.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnSubordinatedLoans" xlink:href="ing-20250630.xsd#ing_InterestExpenseOnSubordinatedLoans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestExpenseOnSubordinatedLoans" xlink:to="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEUIFRS_eff2a8d3-eb2e-449f-a4f6-7a5da6bdd5c4_terseLabel_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In accordance with IFRS-EU (attributable to the shareholders of the parent)</link:label>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEUIFRS_label_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shareholder Equity in Accordance with EU IFRS</link:label>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEUIFRS_documentation_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shareholder Equity in Accordance with EU IFRS</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:href="ing-20250630.xsd#ing_ShareholderEquityInAccordanceWithEUIFRS"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:to="lab_ing_ShareholderEquityInAccordanceWithEUIFRS" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_a0c65a12-64d4-4ed8-8826-926642868348_verboseLabel_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Revaluations</link:label>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revaluation increase (decrease), Investments in associates and joint ventures</link:label>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_documentation_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Revaluation increase (decrease), Investments in associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:href="ing-20250630.xsd#ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:to="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_8391b5ee-c9d0-407a-b85e-be14085df7f5_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of investments accounted for using equity method [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:to="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilities_6eee2fb1-372d-417c-bb6d-d42287b60199_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilities_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities" xlink:to="lab_ifrs-full_FinancialLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_b1523914-d0e3-4fd6-bd3f-fd72d9d13575_terseLabel_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase transactions</link:label>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_label_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Receivables Related To Securities in Repurchase Transactions [Member]</link:label>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_documentation_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Receivables related to securities in repurchase transactions [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:href="ing-20250630.xsd#ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:to="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_73c42428-27c9-4c48-92e0-38468e5aaf3a_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on debt securities in issue</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on debt instruments issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:to="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_bb3e720a-7ed8-4838-b47c-fc4df66f3a67_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DiscontinuedOperationsAbstract_label_en-US" xlink:label="lab_ing_DiscontinuedOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Discontinued Operations [Abstract]</link:label>
    <link:label id="lab_ing_DiscontinuedOperationsAbstract_documentation_en-US" xlink:label="lab_ing_DiscontinuedOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Discontinued Operations [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DiscontinuedOperationsAbstract" xlink:href="ing-20250630.xsd#ing_DiscontinuedOperationsAbstract"/>
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    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_e2c09d71-15a7-4cee-9bba-d850277f7e78_terseLabel_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross carrying amount</link:label>
    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_label_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross carrying amount [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GrossCarryingAmountMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossCarryingAmountMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember" xlink:to="lab_ifrs-full_GrossCarryingAmountMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_89c79990-e142-410a-9f7c-1de0cca7aa2e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of share capital, reserves and other equity interest [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:to="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_c0074324-62a2-4c33-b666-0d47fb12b408_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock_db2efd4e-63cb-42bc-84e2-adfa7bff29ec_terseLabel_en-US" xlink:label="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of valuation adjustment</link:label>
    <link:label id="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock_label_en-US" xlink:label="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary of valuation adjustment table [Table Text Block]</link:label>
    <link:label id="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock_documentation_en-US" xlink:label="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Summary of valuation adjustment table</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SummaryOfValuationAdjustmentTableTableTextBlock" xlink:href="ing-20250630.xsd#ing_SummaryOfValuationAdjustmentTableTableTextBlock"/>
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    <link:label id="lab_ing_OtherEquityInvestmentsNettingMember_1783e571-000a-4e59-8829-e7c4e62af85b_terseLabel_en-US" xlink:label="lab_ing_OtherEquityInvestmentsNettingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Investments</link:label>
    <link:label id="lab_ing_OtherEquityInvestmentsNettingMember_label_en-US" xlink:label="lab_ing_OtherEquityInvestmentsNettingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Equity Investments, Netting [Member]</link:label>
    <link:label id="lab_ing_OtherEquityInvestmentsNettingMember_documentation_en-US" xlink:label="lab_ing_OtherEquityInvestmentsNettingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Equity Investments member.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherEquityInvestmentsNettingMember" xlink:href="ing-20250630.xsd#ing_OtherEquityInvestmentsNettingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherEquityInvestmentsNettingMember" xlink:to="lab_ing_OtherEquityInvestmentsNettingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseInTerminalGrowthRateMember_30c44180-ddbe-4204-b8cd-6ded5585b8d5_terseLabel_en-US" xlink:label="lab_ing_IncreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in Terminal Growth Rate</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of increase decrease in unrealised revaluations of financial assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" xlink:href="ing-20250630.xsd#ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" xlink:to="lab_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdditionalTierOneCapital_636d37e6-a885-4613-8d44-cb1ec9bdfdc5_terseLabel_en-US" xlink:label="lab_ing_AdditionalTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional Tier 1 securities</link:label>
    <link:label id="lab_ing_AdditionalTierOneCapital_label_en-US" xlink:label="lab_ing_AdditionalTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Tier One Capital</link:label>
    <link:label id="lab_ing_AdditionalTierOneCapital_documentation_en-US" xlink:label="lab_ing_AdditionalTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additional Tier One Capital</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdditionalTierOneCapital" xlink:href="ing-20250630.xsd#ing_AdditionalTierOneCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AdditionalTierOneCapital" xlink:to="lab_ing_AdditionalTierOneCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetInterestIncomeDisclosureLineItems_2c67b039-2b75-4890-9f70-c7b03db0d7b9_terseLabel_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Interest Income Disclosure [Line Items]</link:label>
    <link:label id="lab_ing_NetInterestIncomeDisclosureLineItems_label_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Interest Income Disclosure [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetInterestIncomeDisclosureLineItems" xlink:href="ing-20250630.xsd#ing_NetInterestIncomeDisclosureLineItems"/>
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    <link:label id="lab_ing_CashFlowsFromInvestingActivitiesAbstract_dfda7db7-37b6-4b46-a4e8-0ee7088bfb3a_terseLabel_en-US" xlink:label="lab_ing_CashFlowsFromInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disposals and redemptions:</link:label>
    <link:label id="lab_ing_CashFlowsFromInvestingActivitiesAbstract_label_en-US" xlink:label="lab_ing_CashFlowsFromInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Flows From Investing Activities [Abstract]</link:label>
    <link:label id="lab_ing_CashFlowsFromInvestingActivitiesAbstract_documentation_en-US" xlink:label="lab_ing_CashFlowsFromInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash Flows From Investing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CashFlowsFromInvestingActivitiesAbstract" xlink:href="ing-20250630.xsd#ing_CashFlowsFromInvestingActivitiesAbstract"/>
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    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain_94567eab-dfb6-483b-8126-3c32f421fda9_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [domain]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialInstrumentsDomain"/>
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    <link:label id="lab_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives_4d2edf55-d4db-4e02-a8dc-a83972f5b241_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Change in fair value of derivatives relating to</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on change in fair value of derivatives</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives" xlink:to="lab_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestRevenueExpense_2fd8a5a4-de29-4557-bfba-d1ef3e94b917_totalLabel_en-US" xlink:label="lab_ifrs-full_InterestRevenueExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:label id="lab_ifrs-full_InterestRevenueExpense_ca34358b-5c49-4713-a65f-1d9e78a2ce90_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRevenueExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:label id="lab_ifrs-full_InterestRevenueExpense_514712d1-4fb0-4e24-aefc-81fd4808f43c_verboseLabel_en-US" xlink:label="lab_ifrs-full_InterestRevenueExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:label id="lab_ifrs-full_InterestRevenueExpense_label_en-US" xlink:label="lab_ifrs-full_InterestRevenueExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income (expense)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestRevenueExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueExpense" xlink:to="lab_ifrs-full_InterestRevenueExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_dcc44b83-ee5a-4504-8879-abdb22bbb859_terseLabel_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3 using valuation techniques</link:label>
    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_label_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3</link:label>
    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_documentation_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:href="ing-20250630.xsd#ing_RemainingFinancialAssetsClassifiedAsLevel3"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:to="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_b09fde53-7cdd-4d35-a7a1-90ac2a5c8a38_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Axis]</link:label>
    <link:label id="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_label_en-US" xlink:label="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment, Name [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:to="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScenarioForecastMember_56f5b1e0-344a-42e3-9ffc-39a99e03665e_terseLabel_en-US" xlink:label="lab_srt_ScenarioForecastMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forecast</link:label>
    <link:label id="lab_srt_ScenarioForecastMember_label_en-US" xlink:label="lab_srt_ScenarioForecastMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forecast [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioForecastMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScenarioForecastMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioForecastMember" xlink:to="lab_srt_ScenarioForecastMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_5eb49d59-22ef-41f9-8a95-c2e86e57b81e_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend per ordinary share paid (in EUR per share)</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, ordinary shares per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidOrdinarySharesPerShare"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:to="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CurrentTaxLiabilities_0ab08187-300b-4876-a73e-c3c3f6f378c3_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current tax liabilities</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxLiabilities_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxLiabilities" xlink:to="lab_ifrs-full_CurrentTaxLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TaxEffectOfAdjustment_d0ec1394-a95a-4ca3-9064-5e64e6aab871_terseLabel_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax effect of the adjustment</link:label>
    <link:label id="lab_ing_TaxEffectOfAdjustment_label_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Effect of Adjustment</link:label>
    <link:label id="lab_ing_TaxEffectOfAdjustment_documentation_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax effect of adjustment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TaxEffectOfAdjustment" xlink:href="ing-20250630.xsd#ing_TaxEffectOfAdjustment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TaxEffectOfAdjustment" xlink:to="lab_ing_TaxEffectOfAdjustment" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StageTwoMember_947d1eb5-071f-4922-8af6-d538600268d8_terseLabel_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stage 2</link:label>
    <link:label id="lab_ing_StageTwoMember_label_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage Two [Member]</link:label>
    <link:label id="lab_ing_StageTwoMember_documentation_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for assets assessed to have experienced a significant increase in credit risk since initial origination or purchase.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StageTwoMember" xlink:href="ing-20250630.xsd#ing_StageTwoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_StageTwoMember" xlink:to="lab_ing_StageTwoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures_93826fab-c0a3-4c47-89f7-ea13cfda85ac_terseLabel_en-US" xlink:label="lab_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share of associates, joint venture and other reserves</link:label>
    <link:label id="lab_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Of Associates, Joint Venture And Other Reserves Including Non-Distributable Profits From Associates and Joint Ventures</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures" xlink:href="ing-20250630.xsd#ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures"/>
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    <link:label id="lab_ifrs-full_ReservesWithinEquityDomain_48d40541-7d49-4912-98b4-b5fb8be3d78f_terseLabel_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserves within equity [domain]</link:label>
    <link:label id="lab_ifrs-full_ReservesWithinEquityDomain_label_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserves within equity [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReservesWithinEquityDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReservesWithinEquityDomain"/>
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    <link:label id="lab_ifrs-full_CarryingAmountMember_d2242403-7c61-463e-8c9f-a368d8c546c1_terseLabel_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount [member]</link:label>
    <link:label id="lab_ifrs-full_CarryingAmountMember_label_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CarryingAmountMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CarryingAmountMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountMember" xlink:to="lab_ifrs-full_CarryingAmountMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_b58cf3c2-b090-4ea4-8eb4-8d89f0569170_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialAssetsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7df21b38-7add-472c-9c1f-b31a659bc30f_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Maturity/settlement</link:label>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Settlements, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SettlementsFairValueMeasurementAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SettlementsFairValueMeasurementAssets" xlink:to="lab_ifrs-full_SettlementsFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock_65f45508-2626-44bc-9176-84e16f7d241e_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital management</link:label>
    <link:label id="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Detailed Information About Capital Management [Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of detailed information about capital management.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:to="lab_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice_cf92b8e6-9ec3-42cd-954c-2243ba0fab8b_terseLabel_en-US" xlink:label="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets classified as Level 3 based on quoted price</link:label>
    <link:label id="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice_label_en-US" xlink:label="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets classified as Level 3 based on quoted price</link:label>
    <link:label id="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice_documentation_en-US" xlink:label="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial assets classified as Level 3 based on quoted price.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:href="ing-20250630.xsd#ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:to="lab_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract_55cd7977-5082-4db7-a76a-8fcca24323ce_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in liabilities arising from financing activities [abstract]</link:label>
    <link:label id="lab_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in liabilities arising from financing activities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract" xlink:to="lab_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock_0eaafd69-8c07-4dfa-8c14-97b07f59c782_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities by type of exposure</link:label>
    <link:label id="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock_label_en-US" xlink:label="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities By Type Of Exposure [Table Text Block]</link:label>
    <link:label id="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The summary of debt securities by type and balance sheet lines.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:href="ing-20250630.xsd#ing_DebtSecuritiesByTypeOfExposureTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:to="lab_ing_DebtSecuritiesByTypeOfExposureTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PriceMember_fae65956-92fd-4046-af98-a05d751d558b_terseLabel_en-US" xlink:label="lab_ing_PriceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price (%)</link:label>
    <link:label id="lab_ing_PriceMember_label_en-US" xlink:label="lab_ing_PriceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price [member]</link:label>
    <link:label id="lab_ing_PriceMember_documentation_en-US" xlink:label="lab_ing_PriceMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PriceMember" xlink:href="ing-20250630.xsd#ing_PriceMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PriceMember" xlink:to="lab_ing_PriceMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_04cf9ac6-7b68-4aee-9a3b-4d915348a650_terseLabel_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_label_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdjustmentOfEUIAS39CarveOut_79ced125-9648-461d-a175-f66024f796b9_negatedLabel_en-US" xlink:label="lab_ing_AdjustmentOfEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Adjustment of the EU IAS 39 carve-out</link:label>
    <link:label id="lab_ing_AdjustmentOfEUIAS39CarveOut_label_en-US" xlink:label="lab_ing_AdjustmentOfEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment of EU IAS 39 Carve-Out</link:label>
    <link:label id="lab_ing_AdjustmentOfEUIAS39CarveOut_documentation_en-US" xlink:label="lab_ing_AdjustmentOfEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustment of EU IAS 39 Carve-Out</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdjustmentOfEUIAS39CarveOut" xlink:href="ing-20250630.xsd#ing_AdjustmentOfEUIAS39CarveOut"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AdjustmentOfEUIAS39CarveOut" xlink:to="lab_ing_AdjustmentOfEUIAS39CarveOut" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LoansAndAdvancesToBanks_a9debbec-d7d4-4b73-9c9d-eb6df6949039_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ifrs-full_LoansAndAdvancesToBanks_66005fab-a594-49fc-a148-2b01fe09026b_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ifrs-full_LoansAndAdvancesToBanks_label_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoansAndAdvancesToBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAndAdvancesToBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvancesToBanks" xlink:to="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain_e1c960ae-3cb2-4b6b-9ff3-6e4c5a79ed6d_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsidiaries [domain]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_23ec4de0-4a79-4241-b578-4c2f5e17596a_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_b829c193-9144-4993-aa0d-f5767161a1f6_negatedLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividend paid</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, classified as financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LegalReserve_80b7e612-deec-459f-8d2a-828dff3da620_terseLabel_en-US" xlink:label="lab_ing_LegalReserve" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal reserve</link:label>
    <link:label id="lab_ing_LegalReserve_label_en-US" xlink:label="lab_ing_LegalReserve" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Reserve</link:label>
    <link:label id="lab_ing_LegalReserve_documentation_en-US" xlink:label="lab_ing_LegalReserve" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Legal Reserve</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LegalReserve" xlink:href="ing-20250630.xsd#ing_LegalReserve"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LegalReserve" xlink:to="lab_ing_LegalReserve" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod_d4fd678f-398b-468c-a038-ee9cee7516de_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other interest income</link:label>
    <link:label id="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod_label_en-US" xlink:label="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income Not Using Effective Interest Method</link:label>
    <link:label id="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod_documentation_en-US" xlink:label="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest income not using effective interest method.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:href="ing-20250630.xsd#ing_InterestIncomeNotUsingEffectiveInterestMethod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:to="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities_30706362-1cd6-4230-ac86-65e46cff6c71_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Interest paid</link:label>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest paid, classified as operating activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_4a7ade82-851e-4043-8c65-441b71f3bc00_terseLabel_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payment Services</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_label_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Expense</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_documentation_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PaymentServicesFeeAndCommissionExpense" xlink:href="ing-20250630.xsd#ing_PaymentServicesFeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PaymentServicesFeeAndCommissionExpense" xlink:to="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock_c7872cbe-85a8-47b8-a19e-4dd4dfe2bf9d_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Financial Assets at Fair Value Through Profit or Loss [Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of Financial assets at fair value through profit or loss.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:to="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities_bb98c28f-ba9a-48e0-92d5-8934acb4eb40_negatedLabel_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Maturity/settlement</link:label>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Settlements, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SettlementsFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember_425d5000-4cf9-4f8e-b531-bb59ae02e731_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FVOCI debt instruments</link:label>
    <link:label id="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities and loans and advances [Member]</link:label>
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    <link:label id="lab_ing_GermanyBelgiumPolandMember_dfeb9f01-9d3f-479d-95b7-955a3fae5574_terseLabel_en-US" xlink:label="lab_ing_GermanyBelgiumPolandMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Germany, Belgium, Poland</link:label>
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    <link:label id="lab_ing_GermanyBelgiumPolandMember_documentation_en-US" xlink:label="lab_ing_GermanyBelgiumPolandMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Germany, Belgium, Poland</link:label>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_e72eadd3-b351-440d-875f-04e024eb09d1_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Remeasurement of the net defined benefit asset/liability</link:label>
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    <link:label id="lab_ifrs-full_OtherReservesMember_f0c4cd21-2926-4a1b-9282-b00ffe0c5aa2_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherReservesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherReservesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherReservesMember"/>
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    <link:label id="lab_ing_ABSPortfolioMember_1735e06a-d4d0-485b-a577-b4d1a17dcf8f_terseLabel_en-US" xlink:label="lab_ing_ABSPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ABS portfolio</link:label>
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    <link:label id="lab_ifrs-full_ProfitLoss_ee9bcf59-e838-417e-ac9d-c689b12cf8cd_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net result</link:label>
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    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax_f96d7c56-8d7d-44e8-a6b1-4da59f103614_negatedLabel_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">- Realised gains/losses on debt instruments at fair value through other comprehensive income reclassified to the statement of profit or loss</link:label>
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    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities_0caeaea2-097b-4e06-ae74-156ceec220f6_negatedLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3</link:label>
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    <link:label id="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures_055b9c88-9beb-4016-82b6-18df2a6ac030_terseLabel_en-US" xlink:label="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
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    <link:label id="lab_srt_CurrencyAxis_72e28e44-241c-4f97-8687-14520ef05377_terseLabel_en-US" xlink:label="lab_srt_CurrencyAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Currency [Axis]</link:label>
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    <link:label id="lab_ifrs-full_TreasurySharesMember_10aebb1e-7319-4c3a-b9d0-9aca01eaee0b_terseLabel_en-US" xlink:label="lab_ifrs-full_TreasurySharesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury shares</link:label>
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    <link:label id="lab_ing_A4.13FixedRateSubordinatedGreenTier2NotesMember_f8fae225-8629-483b-bc6f-fcdf11a0036a_terseLabel_en-US" xlink:label="lab_ing_A4.13FixedRateSubordinatedGreenTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.13% Fixed Rate Subordinated Green Tier 2 Notes</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeAmount_5cb802f4-a169-4364-a97f-b520e72c2ec9_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased under Share buyback programme</link:label>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation_4882edbe-9236-443e-bfa0-2fe924a4b78d_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">- Exchange rate differences</link:label>
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    <link:label id="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract_b972ae1f-8f21-44e3-947f-0c854b7ed328_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of comprehensive income [abstract]</link:label>
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    <link:label id="lab_ing_MaximumDistributableAmountTriggerLevel_cc9b574d-76e8-4e8d-a3cb-557b8a5499fa_terseLabel_en-US" xlink:label="lab_ing_MaximumDistributableAmountTriggerLevel" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum distributable amount trigger level percentage</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_d2f25906-1da1-430f-b5d3-3c4b498ac6db_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
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    <link:label id="lab_ing_InvestmentInBankOfBeijingMember_eccbf447-8beb-4320-ab34-74fa5d99048d_terseLabel_en-US" xlink:label="lab_ing_InvestmentInBankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in Bank of Beijing</link:label>
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    <link:label id="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets_4ab1a8e6-ae3d-4a15-af13-97d1366b75df_terseLabel_en-US" xlink:label="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total ECL collective assessment for performing assets</link:label>
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    <link:label id="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod_8484a23b-9e54-4457-a703-b7641567d3f3_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend income</link:label>
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    <link:label id="lab_ing_GovernmentAndFinancialInstitutionsMember_797405f0-fe8e-4830-8d94-5d6d22f43859_terseLabel_en-US" xlink:label="lab_ing_GovernmentAndFinancialInstitutionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Governments and financial institutions</link:label>
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    <link:label id="lab_ing_DisclosureOfReconciliationShareholdersEquityTableTextBlock_5d731cf0-5cd1-490f-9ba3-60bc0e3ae485_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfReconciliationShareholdersEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation shareholders' equity under IFRS-EU and IFRS-IASB</link:label>
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    <link:label id="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities_51cd5044-b5d7-44cd-a140-342704b5937d_negatedLabel_en-US" xlink:label="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of principal portion of lease liabilities</link:label>
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    <link:label id="lab_ing_LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember_64eb4285-6960-4bfa-9be3-c48b37a69a3a_terseLabel_en-US" xlink:label="lab_ing_LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan and advances at FVOCI</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:to="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_ea8a8c2d-c311-4c59-b056-1f0f97fdaa43_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments accounted for using equity method</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GrossDomesticProductEconomicVariableMember_178cac2b-466c-4c5a-ba6a-5b91b0df95a1_terseLabel_en-US" xlink:label="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real GDP</link:label>
    <link:label id="lab_ing_GrossDomesticProductEconomicVariableMember_label_en-US" xlink:label="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross Domestic Product Economic Variable [Member]</link:label>
    <link:label id="lab_ing_GrossDomesticProductEconomicVariableMember_documentation_en-US" xlink:label="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for Gross Domestic Product, a key historic macroeconomic core variable. The GDP is compared against the forecast paths of the probability weights for each scenario, demonstrating the highest annual growth in the Upside scenarios; 5 year average in Baseline; lowest annual growth in Downside scenarios.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GrossDomesticProductEconomicVariableMember" xlink:href="ing-20250630.xsd#ing_GrossDomesticProductEconomicVariableMember"/>
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    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare_333acc88-768f-4b6f-b0de-ad606e282b61_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends per ordinary share (in EUR per share)</link:label>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare_label_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare"/>
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    <link:label id="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory_8741b949-9344-41a0-b1e3-b57a1ef3c75e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent events</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of events after reporting period [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory"/>
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    <link:label id="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract_2354beee-b50b-4e87-acc8-a1e76073ad8c_terseLabel_en-US" xlink:label="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments and advances:</link:label>
    <link:label id="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract_label_en-US" xlink:label="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Flows Used In Investing Activities [Abstract]</link:label>
    <link:label id="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract_documentation_en-US" xlink:label="lab_ing_CashFlowsUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash Flows Used In Investing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CashFlowsUsedInInvestingActivitiesAbstract" xlink:href="ing-20250630.xsd#ing_CashFlowsUsedInInvestingActivitiesAbstract"/>
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    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_877ff472-87b4-4cc9-bb63-6a95f06ef496_terseLabel_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity/Equity correlation</link:label>
    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_label_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity And Equity Correlation One [Member]</link:label>
    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_documentation_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity and equity correlation.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAndEquityCorrelationOneMember" xlink:href="ing-20250630.xsd#ing_EquityAndEquityCorrelationOneMember"/>
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    <link:label id="lab_ifrs-full_FeeAndCommissionExpenseAbstract_a4856c67-a7aa-4a21-bc8e-d773f3615a01_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission expense [abstract]</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpenseAbstract_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission expense [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionExpenseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:to="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsDomain_7c331f5c-bff0-48d3-9ea1-484bdca306e5_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial assets [domain]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsDomain_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial assets [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_cb865fb9-414a-4495-9c5e-d107e73e4fff_terseLabel_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase of assets</link:label>
    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchases, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PurchasesFairValueMeasurementAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:to="lab_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_69c4f7e5-1796-4b6a-80c6-9b18702df240_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation recognised in other comprehensive income during the period</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in other comprehensive income including exchange differences, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:to="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_827790e2-b59e-4083-9e5d-e76bddd47934_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_StatementScenarioAxis_16f54eee-4dec-4a62-b070-80fb98e7e6c6_terseLabel_en-US" xlink:label="lab_srt_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:label id="lab_srt_StatementScenarioAxis_label_en-US" xlink:label="lab_srt_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementScenarioAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatementScenarioAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatementScenarioAxis" xlink:to="lab_srt_StatementScenarioAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_74202f93-a963-4c69-930e-7e3da49fb2bc_terseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share of results</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_19950530-341e-4c9f-ab1e-2dafe1edf81f_verboseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211; of which share of result from associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_f4b920f6-f9fe-4da8-bb48-ba2157da2073_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable"/>
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    <link:label id="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract_faa5ba88-f736-4414-a1cd-47b6c0809806_terseLabel_en-US" xlink:label="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in:</link:label>
    <link:label id="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract_label_en-US" xlink:label="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes In Operating Assets And Liabilities [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:href="ing-20250630.xsd#ing_ChangesInOperatingAssetsAndLiabilitiesAbstract"/>
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    <link:label id="lab_ifrs-full_SegmentsAxis_996d75d6-6f5c-4260-acbc-a80302cf032d_terseLabel_en-US" xlink:label="lab_ifrs-full_SegmentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments [axis]</link:label>
    <link:label id="lab_ifrs-full_SegmentsAxis_label_en-US" xlink:label="lab_ifrs-full_SegmentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SegmentsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SegmentsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsAxis" xlink:to="lab_ifrs-full_SegmentsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_44e975ee-50e9-4c06-97eb-367a5ec992a5_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis"/>
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    <link:label id="lab_ing_DepositsFromBanksCategoryMember_89a951e9-7803-4712-8601-14cb1b4f4879_terseLabel_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ing_DepositsFromBanksCategoryMember_label_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits From Banks Category [Member]</link:label>
    <link:label id="lab_ing_DepositsFromBanksCategoryMember_documentation_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits from banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DepositsFromBanksCategoryMember" xlink:href="ing-20250630.xsd#ing_DepositsFromBanksCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DepositsFromBanksCategoryMember" xlink:to="lab_ing_DepositsFromBanksCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract_31d40cef-08da-4cd9-a18a-b39624a2c7e7_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Reconciliation Net Result EU IFRS and IASB IFRS [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" xlink:href="ing-20250630.xsd#ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" xlink:to="lab_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_de94a22e-7190-48f3-9091-92ca1920b3c2_terseLabel_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unemployment</link:label>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_label_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unemployment Economic Core Variable [Member]</link:label>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_documentation_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for unemployment, a key historic macroeconomic core variable. The unemployment is compared against the forecast paths of the probability weights for each scenario, demonstrating the lowest point in the Upside scenarios; 5 year average in Baseline; highest point in Downside scenarios.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_UnemploymentEconomicCoreVariableMember" xlink:href="ing-20250630.xsd#ing_UnemploymentEconomicCoreVariableMember"/>
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    <link:label id="lab_ing_EurozoneMember_9f70ae60-9995-44b0-a5be-e891e22c6908_terseLabel_en-US" xlink:label="lab_ing_EurozoneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Eurozone</link:label>
    <link:label id="lab_ing_EurozoneMember_label_en-US" xlink:label="lab_ing_EurozoneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Eurozone [Member]</link:label>
    <link:label id="lab_ing_EurozoneMember_documentation_en-US" xlink:label="lab_ing_EurozoneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Eurozone</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EurozoneMember" xlink:href="ing-20250630.xsd#ing_EurozoneMember"/>
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    <link:label id="lab_currency_USD_5acbcd97-cbde-466b-9571-d44c6d787e00_terseLabel_en-US" xlink:label="lab_currency_USD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United States of America, Dollars</link:label>
    <link:label id="lab_currency_USD_label_en-US" xlink:label="lab_currency_USD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">United States of America, Dollars</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_USD" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_USD"/>
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    <link:label id="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments_93022c8f-25c7-45f0-a889-b3d1f96be93a_terseLabel_en-US" xlink:label="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Economic sector / portfolio based adjustments</link:label>
    <link:label id="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments_label_en-US" xlink:label="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Inflation And Interest Rate Increases / Second-Order Impact Adjustments</link:label>
    <link:label id="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments_documentation_en-US" xlink:label="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Model Time Lag Overlay, Management Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:href="ing-20250630.xsd#ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:to="lab_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BasisOfPreparationAndAccountingPoliciesAbstract_a9df971e-f114-4b27-a1fd-da5c09e7408f_terseLabel_en-US" xlink:label="lab_ing_BasisOfPreparationAndAccountingPoliciesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of preparation and accounting policies [abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_BasisOfPreparationAndAccountingPoliciesAbstract" xlink:href="ing-20250630.xsd#ing_BasisOfPreparationAndAccountingPoliciesAbstract"/>
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    <link:label id="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives_dd1577cc-c3d0-4625-96a1-68d2e6dfa1e9_terseLabel_en-US" xlink:label="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Positive fair&#160;value movements from using reasonable possible alternatives</link:label>
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    <link:label id="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives_documentation_en-US" xlink:label="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Positive fair value movements using possible alternatives.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:href="ing-20250630.xsd#ing_PositiveFairValueMovementsUsingPossibleAlternatives"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:to="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_0bb7807e-098e-4140-8ee2-0dd6238a5206_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other fee and commission income</link:label>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_label_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other fee and commission income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFeeAndCommissionIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:to="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems_31593d43-220e-4452-926b-9b05b79d4992_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</link:label>
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    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesDomain_90865480-f7ad-4076-a7f7-53403b62a7fb_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of related parties [domain]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesDomain_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of related parties [domain]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember_a8cb757d-7562-42b8-af16-8dbf08c9785b_terseLabel_en-US" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount presented as fair value</link:label>
    <link:label id="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember_label_en-US" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Not measured at fair value in statement of financial position but for which fair value is disclosed [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:to="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember_f39854ac-42c4-4156-a9aa-63b619b69786_terseLabel_en-US" xlink:label="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prepayment rate (%)</link:label>
    <link:label id="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember_label_en-US" xlink:label="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Constant prepayment rate, measurement input [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ConstantPrepaymentRateMeasurementInputMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:to="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DownsideScenarioMember_b31c280a-b1a5-48fc-b72a-5e873279071d_terseLabel_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Downside scenario</link:label>
    <link:label id="lab_ing_DownsideScenarioMember_label_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Downside Scenario [Member]</link:label>
    <link:label id="lab_ing_DownsideScenarioMember_documentation_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The downside scenario refers to the adverse scenarios are calibrated to a similar severity to internal stress tests, whilst also considering IFRS 9 specific sensitivities and non-linearity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DownsideScenarioMember" xlink:href="ing-20250630.xsd#ing_DownsideScenarioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DownsideScenarioMember" xlink:to="lab_ing_DownsideScenarioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Provisions_a5af818b-cd78-4101-8127-2d366ff953ed_terseLabel_en-US" xlink:label="lab_ifrs-full_Provisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Provisions</link:label>
    <link:label id="lab_ifrs-full_Provisions_label_en-US" xlink:label="lab_ifrs-full_Provisions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Provisions" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Provisions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Provisions" xlink:to="lab_ifrs-full_Provisions" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_A2FixedRateSubordinatedTier2NotesMember_680a0acd-dfbe-4981-9686-4640ed128de0_terseLabel_en-US" xlink:label="lab_ing_A2FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2% Fixed Rate Subordinated Tier 2 Notes</link:label>
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    <link:label id="lab_ing_A2FixedRateSubordinatedTier2NotesMember_documentation_en-US" xlink:label="lab_ing_A2FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2% Fixed Rate Subordinated Tier 2 Notes</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_A2FixedRateSubordinatedTier2NotesMember" xlink:href="ing-20250630.xsd#ing_A2FixedRateSubordinatedTier2NotesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_A2FixedRateSubordinatedTier2NotesMember" xlink:to="lab_ing_A2FixedRateSubordinatedTier2NotesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory_1aae9312-3537-4067-9e47-b603c8427ae4_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income</link:label>
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    <link:label id="lab_ifrs-full_DebtSecuritiesMember_02db9f09-1e2b-4c03-bd1c-72503fe5a4a4_terseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_3b892e15-d4a4-4185-809c-156c8c3c1bb3_netLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Debt instruments at FVOCI</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_label_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecuritiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecuritiesMember"/>
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    <link:label id="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits_ec3a6ed6-d138-4c7b-b5e8-92c2fec4f7dc_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current accounts / Overnight deposits</link:label>
    <link:label id="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits_label_en-US" xlink:label="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Deposits, Current Accounts And Overnight Deposits</link:label>
    <link:label id="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits_documentation_en-US" xlink:label="lab_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Customer Deposits, Current Accounts And Overnight Deposits</link:label>
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    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_5e6ea428-05e6-4ffc-9b3a-3b592c7dcd27_terseLabel_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity/FX correlation</link:label>
    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_label_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity And Foreign Exchange Correlation [Member]</link:label>
    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_documentation_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity and foreign exchange correlation.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAndForeignExchangeCorrelationMember" xlink:href="ing-20250630.xsd#ing_EquityAndForeignExchangeCorrelationMember"/>
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    <link:label id="lab_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember_a2063dfa-ea15-40d8-a7d7-e95e763d2971_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased credit impaired</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments purchased or originated credit-impaired [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember" xlink:to="lab_ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember" xlink:type="arc" order="1"/>
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    <link:label id="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of classifications of interest income expense explanatory [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of classifications of interest income expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:to="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AcquisitionOfInvestmentsMember_940acc01-c996-4513-9019-8040d9a5e8c1_terseLabel_en-US" xlink:label="lab_ing_AcquisitionOfInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisition of investments</link:label>
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    <link:label id="lab_ing_AcquisitionOfInvestmentsMember_documentation_en-US" xlink:label="lab_ing_AcquisitionOfInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Acquisition of Investments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AcquisitionOfInvestmentsMember" xlink:href="ing-20250630.xsd#ing_AcquisitionOfInvestmentsMember"/>
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    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_02a8ee2e-4042-4e24-8eab-1ce98a7ee833_terseLabel_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of risk neutral designed financial assets</link:label>
    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_label_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amount of risk neutral designed financial assets</link:label>
    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_documentation_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of financial assets designed to be fully neutral.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:href="ing-20250630.xsd#ing_AmountOfRiskNeutralDesignedFinancialAssets"/>
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    <link:label id="lab_ing_FinancialInstitutionsBondsMember_4ce3ea55-5039-40e3-a284-4a7219f5140c_terseLabel_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial institutions' bonds</link:label>
    <link:label id="lab_ing_FinancialInstitutionsBondsMember_label_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Institutions Bonds [Member]</link:label>
    <link:label id="lab_ing_FinancialInstitutionsBondsMember_documentation_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial institutions bonds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialInstitutionsBondsMember" xlink:href="ing-20250630.xsd#ing_FinancialInstitutionsBondsMember"/>
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    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_2bf25335-096d-4d63-9e83-c4145e1605d4_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Shareholders&#8217; equity (parent)</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_78c207f2-510f-4cd8-acd5-8742a48c9a26_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In accordance with IFRS-IASB Shareholders&#8217; equity</link:label>
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    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_label_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity attributable to owners of parent</link:label>
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    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_42d65a9a-59f4-4d20-bd1a-da9d7e56ec33_totalLabel_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Interest received (paid)</link:label>
    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Interest Received (Paid) Classified As Operating Activities</link:label>
    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_documentation_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Interest Received (Paid) Classified As Operating Activities</link:label>
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    <link:label id="lab_ifrs-full_StatementOfChangesInEquityTable_e118e9f1-1b7c-466e-912e-faacdd36bd7a_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable" xlink:to="lab_ifrs-full_StatementOfChangesInEquityTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember_e6c477ff-e21b-40aa-80ef-bea493924c00_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember_label_en-US" xlink:label="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in equity instruments designated at fair value through other comprehensive income [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember_7b42ec82-9e62-4eee-ac4c-4c379ddb759f_terseLabel_en-US" xlink:label="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rates (Rates derivatives, FX derivatives)</link:label>
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    <link:label id="lab_ifrs-full_AdjustmentsForProvisions_ccc9970c-e586-4f99-9d16-17f8a93a7cd5_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Addition to loan loss provisions</link:label>
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    <link:label id="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock_d84a9610-e1bc-4f50-ab95-644c74a12108_terseLabel_en-US" xlink:label="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Presentation of Risk management disclosures</link:label>
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    <link:label id="lab_ifrs-full_Level3OfFairValueHierarchyMember_f63b7c15-faa0-4d07-bd0c-f535a93fc74d_terseLabel_en-US" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 3</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level3OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level3OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory_05cd1112-12e1-421b-b6a7-e12034de10fb_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities in issue</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory"/>
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    <link:label id="lab_ing_PercentageOfFinancialAssets_bf5fa942-b707-46a2-9429-22fb00b74de6_terseLabel_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of financial assets</link:label>
    <link:label id="lab_ing_PercentageOfFinancialAssets_label_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Financial Assets</link:label>
    <link:label id="lab_ing_PercentageOfFinancialAssets_documentation_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage Of Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageOfFinancialAssets" xlink:href="ing-20250630.xsd#ing_PercentageOfFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PercentageOfFinancialAssets" xlink:to="lab_ing_PercentageOfFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ImpliedVolatilityMember_2b6c6dd6-a10b-400c-9d94-f91f3b1f9e42_terseLabel_en-US" xlink:label="lab_ing_ImpliedVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Implied volatility (%)</link:label>
    <link:label id="lab_ing_ImpliedVolatilityMember_label_en-US" xlink:label="lab_ing_ImpliedVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Implied volatility (%) [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ImpliedVolatilityMember" xlink:href="ing-20250630.xsd#ing_ImpliedVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ImpliedVolatilityMember" xlink:to="lab_ing_ImpliedVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_5208c618-5ccc-4f1c-88b3-2064a4e042af_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities and equity</link:label>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_label_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity and liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAndLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAndLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilities" xlink:to="lab_ifrs-full_EquityAndLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks_df4a8a8d-f7b4-4fa7-9a05-c0c9db24accb_terseLabel_en-US" xlink:label="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks_label_en-US" xlink:label="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks</link:label>
    <link:label id="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks_documentation_en-US" xlink:label="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents deposits from banks or loans and advances to banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:href="ing-20250630.xsd#ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:to="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets_52b4306b-4ef9-4cd9-b528-4457e424576d_terseLabel_en-US" xlink:label="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange rate differences</link:label>
    <link:label id="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exchange Rate Differences Fair Value Measurement Assets</link:label>
    <link:label id="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets_documentation_en-US" xlink:label="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exchange rate differences fair value measurement assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:href="ing-20250630.xsd#ing_ExchangeRateDifferencesFairValueMeasurementAssets"/>
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    <link:label id="lab_ing_IncreaseDecreaseOfNetInterestIncome_dab005a4-5eb2-4cc1-86cd-79ed045f2238_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseOfNetInterestIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) of net interest income</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseOfNetInterestIncome_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseOfNetInterestIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Of Net Interest Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseOfNetInterestIncome" xlink:href="ing-20250630.xsd#ing_IncreaseDecreaseOfNetInterestIncome"/>
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    <link:label id="lab_ifrs-full_FairValueHedgesMember_38f6c28d-173f-428a-80a0-288780182b33_terseLabel_en-US" xlink:label="lab_ifrs-full_FairValueHedgesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; fair value hedges</link:label>
    <link:label id="lab_ifrs-full_FairValueHedgesMember_label_en-US" xlink:label="lab_ifrs-full_FairValueHedgesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair value hedges [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FairValueHedgesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueHedgesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueHedgesMember" xlink:to="lab_ifrs-full_FairValueHedgesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AccumulatedImpairmentMember_273f68a9-2825-4a84-9fa4-48bdce457301_terseLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Provisions</link:label>
    <link:label id="lab_ifrs-full_AccumulatedImpairmentMember_label_en-US" xlink:label="lab_ifrs-full_AccumulatedImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated impairment [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AccumulatedImpairmentMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedImpairmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedImpairmentMember" xlink:to="lab_ifrs-full_AccumulatedImpairmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DefaultCreditGradeMember_05d8a5ec-0c22-40c6-bc04-c791086805ba_terseLabel_en-US" xlink:label="lab_ing_DefaultCreditGradeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">20-22 (D)</link:label>
    <link:label id="lab_ing_DefaultCreditGradeMember_label_en-US" xlink:label="lab_ing_DefaultCreditGradeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Default Credit Grade [Member]</link:label>
    <link:label id="lab_ing_DefaultCreditGradeMember_documentation_en-US" xlink:label="lab_ing_DefaultCreditGradeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Default Credit Grade.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DefaultCreditGradeMember" xlink:href="ing-20250630.xsd#ing_DefaultCreditGradeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DefaultCreditGradeMember" xlink:to="lab_ing_DefaultCreditGradeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_7fa62096-71a1-4db3-9529-06aae0c6c8d9_terseLabel_en-US" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
    <link:label id="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_label_en-US" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:to="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_c5eb5916-5657-4de2-996a-be8ab8802479_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
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    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_9a1844ef-0a82-45bb-a2df-39f5ca5f1b45_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherPostModelAdjustmentsManagementAdjustments_c9022fad-c79e-44ab-8651-21b8a0a997fd_terseLabel_en-US" xlink:label="lab_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Post Model Adjustments</link:label>
    <link:label id="lab_ing_OtherPostModelAdjustmentsManagementAdjustments_label_en-US" xlink:label="lab_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Post Model Adjustments</link:label>
    <link:label id="lab_ing_OtherPostModelAdjustmentsManagementAdjustments_documentation_en-US" xlink:label="lab_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Post Model Adjustments, Management Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:href="ing-20250630.xsd#ing_OtherPostModelAdjustmentsManagementAdjustments"/>
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    <link:label id="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers_074c32b5-f166-4b44-833c-404e1b209bc6_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on deposits</link:label>
    <link:label id="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers_label_en-US" xlink:label="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Deposits From Banks And Customers</link:label>
    <link:label id="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Expense On Deposits From Banks And Customers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:href="ing-20250630.xsd#ing_InterestExpenseOnDepositsFromBanksAndCustomers"/>
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    <link:label id="lab_ing_RetailOtherMember_203a19e8-6055-459c-8b95-1e99c21c8f56_terseLabel_en-US" xlink:label="lab_ing_RetailOtherMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Other</link:label>
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    <link:label id="lab_ing_RetailOtherMember_documentation_en-US" xlink:label="lab_ing_RetailOtherMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Other [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailOtherMember" xlink:href="ing-20250630.xsd#ing_RetailOtherMember"/>
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    <link:label id="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract_0205bae1-72ae-45e5-9078-8439359c9938_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent events [abstract]</link:label>
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    <link:label id="lab_currency_GBP_8d5c6d54-b86c-4fc9-8229-161a92d96637_terseLabel_en-US" xlink:label="lab_currency_GBP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United Kingdom, Pounds</link:label>
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    <link:label id="lab_ing_InvestmentAndOtherIncome_12fe9251-4461-45f9-9e97-cfd743a5ce09_terseLabel_en-US" xlink:label="lab_ing_InvestmentAndOtherIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total investment and other income</link:label>
    <link:label id="lab_ing_InvestmentAndOtherIncome_e5ad8c40-55af-40ea-b99e-5e675ae4cff4_verboseLabel_en-US" xlink:label="lab_ing_InvestmentAndOtherIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total investment and other income</link:label>
    <link:label id="lab_ing_InvestmentAndOtherIncome_label_en-US" xlink:label="lab_ing_InvestmentAndOtherIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment And Other Income</link:label>
    <link:label id="lab_ing_InvestmentAndOtherIncome_documentation_en-US" xlink:label="lab_ing_InvestmentAndOtherIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment and other income.</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCancelledShares_fd259e0f-7ba6-4faa-a194-cfb48dcbebc6_negatedTerseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledShares" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Cancelled under Share buyback programme (in shares)</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCancelledShares_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Cancelled, Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeCancelledShares" xlink:href="ing-20250630.xsd#ing_ShareBuybackProgrammeCancelledShares"/>
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    <link:label id="lab_ifrs-full_OperatingExpense_6fa25182-b275-47cc-8524-4338140b3ce4_netLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
    <link:label id="lab_ifrs-full_OperatingExpense_ce23dbd2-ae8f-43a5-bdd2-e9d7b36497f9_terseLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating expenses</link:label>
    <link:label id="lab_ifrs-full_OperatingExpense_2a71e389-d4a3-4662-99f0-3b171cb951e2_verboseLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Operating expenses</link:label>
    <link:label id="lab_ifrs-full_OperatingExpense_label_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating expense</link:label>
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    <link:label id="lab_ing_InvestmentsInAssociatesAndJointVenturesAbstract_a5c59bf4-e042-47fa-96e4-e5b2e8c74159_terseLabel_en-US" xlink:label="lab_ing_InvestmentsInAssociatesAndJointVenturesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments In Principal Subsidiaries Associates And Joint Ventures [Abstract]</link:label>
    <link:label id="lab_ing_InvestmentsInAssociatesAndJointVenturesAbstract_label_en-US" xlink:label="lab_ing_InvestmentsInAssociatesAndJointVenturesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments In Associates and Joint Ventures [Abstract]</link:label>
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    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_d9707861-b566-4ab8-9c1a-11a9bc4ec16d_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3</link:label>
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    <link:label id="lab_ing_IAS29Member_b8e88c33-ca18-48e4-81f2-ae8593672177_terseLabel_en-US" xlink:label="lab_ing_IAS29Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IAS 29</link:label>
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    <link:label id="lab_ing_IAS29Member_documentation_en-US" xlink:label="lab_ing_IAS29Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">IAS 29</link:label>
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    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_e56d32c7-2738-4202-a8ee-73862ee518fc_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Taxation</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_74b71b5d-a1e2-4cbe-98d1-922c628481b8_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Taxation</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax expense (income)</link:label>
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    <link:label id="lab_ifrs-full_CapitalRequirementsDomain_605f9948-47b6-47d6-9a2b-7563777b55bc_terseLabel_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital Requirements [Member]</link:label>
    <link:label id="lab_ifrs-full_CapitalRequirementsDomain_label_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital requirements [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CapitalRequirementsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CapitalRequirementsDomain"/>
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    <link:label id="lab_ifrs-full_CancellationOfTreasuryShares_06fe6f3b-d6f6-4b61-a66d-135368107794_terseLabel_en-US" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programmes, cancellation of shares</link:label>
    <link:label id="lab_ifrs-full_CancellationOfTreasuryShares_label_en-US" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cancellation of treasury shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CancellationOfTreasuryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CancellationOfTreasuryShares"/>
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    <link:label id="lab_ing_ShareCapitalAndSharePremiumAbstract_e67b4be3-6125-49f7-a875-e5f06637f01a_terseLabel_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremiumAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremiumAbstract_label_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremiumAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Capital and Share Premium [abstract]</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremiumAbstract_documentation_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremiumAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Capital and Share Premium [abstract]</link:label>
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    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember_458364e9-6a04-4fee-a495-a65a3ad0b515_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at amortised cost, class [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_MortgagePortfolioAdjustments_b8536b0e-bf7e-45eb-9661-5a3e8dcd5d90_terseLabel_en-US" xlink:label="lab_ing_MortgagePortfolioAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage portfolio adjustments</link:label>
    <link:label id="lab_ing_MortgagePortfolioAdjustments_label_en-US" xlink:label="lab_ing_MortgagePortfolioAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Portfolio Adjustments</link:label>
    <link:label id="lab_ing_MortgagePortfolioAdjustments_documentation_en-US" xlink:label="lab_ing_MortgagePortfolioAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Portfolio Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MortgagePortfolioAdjustments" xlink:href="ing-20250630.xsd#ing_MortgagePortfolioAdjustments"/>
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    <link:label id="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts_6047517a-7605-4e56-95d6-7bcd43c6c101_terseLabel_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange transactions results</link:label>
    <link:label id="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts_label_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading income (expense) on foreign exchange contracts</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsTable_a9096a59-3dd5-478f-86d3-5528fd012a53_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of discontinued operations [table]</link:label>
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    <link:label id="lab_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital_c74b58cd-b4d9-4c7d-a587-11cbcdebbf2d_terseLabel_en-US" xlink:label="lab_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Interim profits not included in CET1 capital</link:label>
    <link:label id="lab_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital_label_en-US" xlink:label="lab_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserved profit not included in common equity tier one capital</link:label>
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    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearThree_ca27003c-33cb-428a-beec-8e7216543666_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2027</link:label>
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    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearThree_documentation_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearThree" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity of expected credit losses by macroeconomic scenario in year three.</link:label>
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    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities_6760840a-b3f8-493e-8485-b5739fb9e2eb_periodStartLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Opening balance as at 1 January</link:label>
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    <link:label id="lab_ing_MacroEconomicScenarioAxis_2c14d779-695d-484e-9f45-b0ec8e8ca397_terseLabel_en-US" xlink:label="lab_ing_MacroEconomicScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Macro Economic Scenario [Axis]</link:label>
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    <link:label id="lab_ing_DecreaseInCashFlowsMember_documentation_en-US" xlink:label="lab_ing_DecreaseInCashFlowsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease In Cash Flows</link:label>
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    <link:label id="lab_ifrs-full_IncomeStatementAbstract_199b6614-348f-4cc8-bc3a-02c91c625d57_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Profit or loss [abstract]</link:label>
    <link:label id="lab_ifrs-full_IncomeStatementAbstract_label_en-US" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit or loss [abstract]</link:label>
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    <link:label id="lab_ing_ConsumerLendingMember_07fc352f-c860-4bd7-8ae9-431144b06719_terseLabel_en-US" xlink:label="lab_ing_ConsumerLendingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consumer lending</link:label>
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    <link:label id="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome_26f62c22-97a7-4cfe-9bd9-a13b2324d6dc_terseLabel_en-US" xlink:label="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying value</link:label>
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    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9_714fe50c-256f-485c-82b1-0ea19d2d957c_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on non-trading derivatives (hedge accounting)</link:label>
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    <link:label id="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_fd714d03-b815-4fac-9679-4d793065761f_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on financial assets at fair value through profit or loss</link:label>
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    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_a19d942b-b786-4e33-ae79-f54b4b559a8e_terseLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
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    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedges_881952b6-88ba-439a-8524-78c7db534c0c_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: Cash flow hedge</link:label>
    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedges_label_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of cash flow hedges</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedges" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfCashFlowHedges"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfCashFlowHedges" xlink:to="lab_ifrs-full_ReserveOfCashFlowHedges" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OptionPricingModelMember_05027563-8017-4bfa-956a-d04580ea3038_terseLabel_en-US" xlink:label="lab_ifrs-full_OptionPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Option pricing model</link:label>
    <link:label id="lab_ifrs-full_OptionPricingModelMember_label_en-US" xlink:label="lab_ifrs-full_OptionPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Option pricing model [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OptionPricingModelMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OptionPricingModelMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OptionPricingModelMember" xlink:to="lab_ifrs-full_OptionPricingModelMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherValuationAdjustmentsMember_9dc56905-1b86-434d-9091-f9a129fb5d1f_terseLabel_en-US" xlink:label="lab_ing_OtherValuationAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other valuation adjustments</link:label>
    <link:label id="lab_ing_OtherValuationAdjustmentsMember_label_en-US" xlink:label="lab_ing_OtherValuationAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Valuation Adjustments [Member]</link:label>
    <link:label id="lab_ing_OtherValuationAdjustmentsMember_documentation_en-US" xlink:label="lab_ing_OtherValuationAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Valuation Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherValuationAdjustmentsMember" xlink:href="ing-20250630.xsd#ing_OtherValuationAdjustmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherValuationAdjustmentsMember" xlink:to="lab_ing_OtherValuationAdjustmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RegulatoryAdjustments_5b4c7885-f1ab-43c5-90fc-0b9a839368ef_terseLabel_en-US" xlink:label="lab_ing_RegulatoryAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Regulatory adjustments</link:label>
    <link:label id="lab_ing_RegulatoryAdjustments_label_en-US" xlink:label="lab_ing_RegulatoryAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory adjustments</link:label>
    <link:label id="lab_ing_RegulatoryAdjustments_documentation_en-US" xlink:label="lab_ing_RegulatoryAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Regulatory adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RegulatoryAdjustments" xlink:href="ing-20250630.xsd#ing_RegulatoryAdjustments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RegulatoryAdjustments" xlink:to="lab_ing_RegulatoryAdjustments" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CcccreditgradesMember_a22c9676-50ad-4ee4-be49-21dda9e38880_terseLabel_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">17 (CCC)</link:label>
    <link:label id="lab_ing_CcccreditgradesMember_label_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CCC Credit Grades [Member]</link:label>
    <link:label id="lab_ing_CcccreditgradesMember_documentation_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">CCC Credit Grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CcccreditgradesMember" xlink:href="ing-20250630.xsd#ing_CcccreditgradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CcccreditgradesMember" xlink:to="lab_ing_CcccreditgradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_Capital1_13e122bc-2c6e-4731-afa8-900449d319f1_terseLabel_en-US" xlink:label="lab_ing_Capital1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available Total capital</link:label>
    <link:label id="lab_ing_Capital1_label_en-US" xlink:label="lab_ing_Capital1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital1</link:label>
    <link:label id="lab_ing_Capital1_documentation_en-US" xlink:label="lab_ing_Capital1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of total capital as defined in the regulations.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_Capital1" xlink:href="ing-20250630.xsd#ing_Capital1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_Capital1" xlink:to="lab_ing_Capital1" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InternalCreditGradesAxis_0d0f79e4-5886-4b31-b8f8-491f242a9c4c_terseLabel_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Grades [Axis]</link:label>
    <link:label id="lab_ifrs-full_InternalCreditGradesAxis_label_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal credit grades [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InternalCreditGradesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InternalCreditGradesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesAxis" xlink:to="lab_ifrs-full_InternalCreditGradesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DvaMember_ae257f69-042a-4254-b56c-014d834e8529_terseLabel_en-US" xlink:label="lab_ing_DvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">DVA</link:label>
    <link:label id="lab_ing_DvaMember_label_en-US" xlink:label="lab_ing_DvaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">DVA [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DvaMember" xlink:href="ing-20250630.xsd#ing_DvaMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DvaMember" xlink:to="lab_ing_DvaMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent_29d79629-0d58-4191-a7ea-9fe930e47efc_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends</link:label>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent_label_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners of parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:to="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_3104bdf1-115c-4d56-9973-3dc0559b07da_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_label_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Credit Losses Sensitivity Year One</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_documentation_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity of expected credit losses by macroeconomic scenario in year one.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExpectedCreditLossesSensitivityYearOne" xlink:href="ing-20250630.xsd#ing_ExpectedCreditLossesSensitivityYearOne"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ExpectedCreditLossesSensitivityYearOne" xlink:to="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RetailBelgiumMember_f4a5e7b1-9c09-4e99-aa40-f6d92ca0e25a_terseLabel_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Belgium</link:label>
    <link:label id="lab_ing_RetailBelgiumMember_label_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Belgium [member]</link:label>
    <link:label id="lab_ing_RetailBelgiumMember_documentation_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Belgium.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailBelgiumMember" xlink:href="ing-20250630.xsd#ing_RetailBelgiumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RetailBelgiumMember" xlink:to="lab_ing_RetailBelgiumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CarryingAmount1Member_af32199e-25a0-40ad-88e6-fc2a7f8618ca_terseLabel_en-US" xlink:label="lab_ing_CarryingAmount1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Amount</link:label>
    <link:label id="lab_ing_CarryingAmount1Member_label_en-US" xlink:label="lab_ing_CarryingAmount1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount1 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CarryingAmount1Member" xlink:href="ing-20250630.xsd#ing_CarryingAmount1Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CarryingAmount1Member" xlink:to="lab_ing_CarryingAmount1Member" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory_e5dc7917-6221-4e97-99d7-1538dedd6e35_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from customers [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain_db77a46a-bd34-401a-91bd-3318d8900761_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [domain]</link:label>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain_label_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_8f6dc438-cc5d-4a88-b3d6-20a52fd4cb80_terseLabel_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans</link:label>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_label_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan commitments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoanCommitmentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoanCommitmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoanCommitmentsMember" xlink:to="lab_ifrs-full_LoanCommitmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_4ebd7dd5-e27a-4753-9da2-f8323b72133f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated loans</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of borrowings [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBorrowingsExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis_87c44c18-dc3c-42db-8d5e-0e9e71fa33ff_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis_label_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_edf93d24-43dc-4f64-bcf9-32139b1a3370_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Result before tax</link:label>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_0dfc2115-9053-4c3b-8a5a-6d289d723819_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Result before tax</link:label>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_label_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) before tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossBeforeTax" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax" xlink:to="lab_ifrs-full_ProfitLossBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory_0ff8007f-0447-4f1f-be26-5404d557e079_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
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    <link:label id="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock_307b88bb-bdac-4240-bf94-5c357b5d1c98_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of other operating expenses</link:label>
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    <link:label id="lab_ifrs-full_ChangesInEquityAbstract_4a15bdf4-1ada-418f-bc56-c74ae3612ff5_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in equity [abstract]</link:label>
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    <link:label id="lab_ing_LoansAndAdvancesToCustomersAbstract_62468ded-2e4c-4ca6-8a98-d05e803ab5b6_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers [abstract]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToCustomersAbstract_label_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Advances to Customers [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesToCustomersAbstract" xlink:href="ing-20250630.xsd#ing_LoansAndAdvancesToCustomersAbstract"/>
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    <link:label id="lab_ing_ShareCapitalAndSharePremium_2558d43a-acb7-42f1-b7e7-db09ac1d34f5_terseLabel_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremium_2fe162f4-f16f-4ef8-9b0a-3baffe2321c3_totalLabel_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total share capital and share premium</link:label>
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    <link:label id="lab_ing_ShareCapitalAndSharePremium_documentation_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share capital and share premium.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareCapitalAndSharePremium" xlink:href="ing-20250630.xsd#ing_ShareCapitalAndSharePremium"/>
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    <link:label id="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember_c01fe0e8-2bae-43b4-9508-cd1f933d36e1_terseLabel_en-US" xlink:label="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12-month expected credit losses</link:label>
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    <link:label id="lab_ifrs-full_ClassesOfAssetsAxis_66468c1a-7478-44ac-8a06-aa49f882bbfa_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of assets [axis]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfAssetsAxis"/>
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    <link:label id="lab_ing_GainLossOnDisposalOfGroupCompanies_b49e4dcf-a232-455f-80ca-1132b8d875f9_terseLabel_en-US" xlink:label="lab_ing_GainLossOnDisposalOfGroupCompanies" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain (loss) on disposal of group companies</link:label>
    <link:label id="lab_ing_GainLossOnDisposalOfGroupCompanies_label_en-US" xlink:label="lab_ing_GainLossOnDisposalOfGroupCompanies" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) On Disposal Of Group Companies</link:label>
    <link:label id="lab_ing_GainLossOnDisposalOfGroupCompanies_documentation_en-US" xlink:label="lab_ing_GainLossOnDisposalOfGroupCompanies" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) On Disposal Of Group Companies</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GainLossOnDisposalOfGroupCompanies" xlink:href="ing-20250630.xsd#ing_GainLossOnDisposalOfGroupCompanies"/>
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    <link:label id="lab_ifrs-full_OtherExpenseByNature_77b514cf-5125-4503-9130-19a68b82ade6_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other operating expenses</link:label>
    <link:label id="lab_ifrs-full_OtherExpenseByNature_83841295-b7fc-4695-bac4-522c4321f18b_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other operating expense</link:label>
    <link:label id="lab_ifrs-full_OtherExpenseByNature_label_en-US" xlink:label="lab_ifrs-full_OtherExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other expenses, by nature</link:label>
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    <link:label id="lab_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario_5541a33f-c334-4223-931b-70c5b50f5ff2_terseLabel_en-US" xlink:label="lab_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unweighted ECL for all collective provisioned clients in down scenario</link:label>
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    <link:label id="lab_ifrs-full_RetainedEarningsMember_0b5e48a9-6ae5-40d8-8ec3-b436edffb9a9_terseLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:label id="lab_ifrs-full_RetainedEarningsMember_label_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained earnings [member]</link:label>
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    <link:label id="lab_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures_33e28b5c-957e-4489-9122-959460485953_negatedLabel_en-US" xlink:label="lab_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Disposals</link:label>
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    <link:label id="lab_ing_CoveredBondsMember_92ff0475-0459-4586-b304-b7087fbddd2f_terseLabel_en-US" xlink:label="lab_ing_CoveredBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Covered bonds</link:label>
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    <link:label id="lab_ing_CoveredBondsMember_documentation_en-US" xlink:label="lab_ing_CoveredBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member respresents covered bonds.</link:label>
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    <link:label id="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures_e94e0a39-fadf-42d1-b06f-81f4f11c9827_negatedLabel_en-US" xlink:label="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of debt securities</link:label>
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    <link:label id="lab_ing_TotalOfModelReservesMember_cb39a2cb-7340-4956-bd0e-8ef170850cca_terseLabel_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Valuation Adjustments</link:label>
    <link:label id="lab_ing_TotalOfModelReservesMember_label_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Of Model Reserves [Member]</link:label>
    <link:label id="lab_ing_TotalOfModelReservesMember_documentation_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Of Model Reserves</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TotalOfModelReservesMember" xlink:href="ing-20250630.xsd#ing_TotalOfModelReservesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TotalOfModelReservesMember" xlink:to="lab_ing_TotalOfModelReservesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock_31dcd045-1275-4617-bf0a-6ecacf07506b_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of financial liabilities at fair value through profit or loss</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock"/>
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    <link:label id="lab_ing_CommonEquityTierOneCapitalRatio1_f99b3824-a6b4-406c-be3c-b5bd3e0458fd_terseLabel_en-US" xlink:label="lab_ing_CommonEquityTierOneCapitalRatio1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity Tier 1 ratio</link:label>
    <link:label id="lab_ing_CommonEquityTierOneCapitalRatio1_label_en-US" xlink:label="lab_ing_CommonEquityTierOneCapitalRatio1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common equity tier one capital ratio1</link:label>
    <link:label id="lab_ing_CommonEquityTierOneCapitalRatio1_documentation_en-US" xlink:label="lab_ing_CommonEquityTierOneCapitalRatio1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common equity tier one capital ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CommonEquityTierOneCapitalRatio1" xlink:href="ing-20250630.xsd#ing_CommonEquityTierOneCapitalRatio1"/>
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    <link:label id="lab_ifrs-full_Equity_ca09cba9-e301-458a-a9e4-76f0ed1f6512_totalLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total equity</link:label>
    <link:label id="lab_ifrs-full_Equity_eebef747-fd2c-4b2f-8336-f70ad6246f32_periodStartLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance start of period</link:label>
    <link:label id="lab_ifrs-full_Equity_f1704a93-7213-4cf9-abc6-55139273a31d_periodEndLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance end of period</link:label>
    <link:label id="lab_ifrs-full_Equity_abc254be-c67e-4cdf-a9ac-39cfddabe07f_verboseLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' equity</link:label>
    <link:label id="lab_ifrs-full_Equity_label_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Equity" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Equity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity" xlink:to="lab_ifrs-full_Equity" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_OtherCurrencyMember_0f9c870c-db59-47ab-b832-4c222fb83715_terseLabel_en-US" xlink:label="lab_srt_OtherCurrencyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Currency</link:label>
    <link:label id="lab_srt_OtherCurrencyMember_label_en-US" xlink:label="lab_srt_OtherCurrencyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Currency [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OtherCurrencyMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_OtherCurrencyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OtherCurrencyMember" xlink:to="lab_srt_OtherCurrencyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities_a06e1840-2163-4154-8e10-25dbc96fe207_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on loans</link:label>
    <link:label id="lab_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities_label_en-US" xlink:label="lab_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income On Loans To Customers And Banks, Cash Balances And Negative Interest On Liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" xlink:href="ing-20250630.xsd#ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" xlink:to="lab_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetProfitAfterDividendReserving_4c94aa66-ce85-4f01-9e9e-8aad1e34300c_terseLabel_en-US" xlink:label="lab_ing_NetProfitAfterDividendReserving" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net profit after dividend reserving</link:label>
    <link:label id="lab_ing_NetProfitAfterDividendReserving_label_en-US" xlink:label="lab_ing_NetProfitAfterDividendReserving" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Profit After Dividend Reserving</link:label>
    <link:label id="lab_ing_NetProfitAfterDividendReserving_documentation_en-US" xlink:label="lab_ing_NetProfitAfterDividendReserving" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Profit After Dividend Reserving</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetProfitAfterDividendReserving" xlink:href="ing-20250630.xsd#ing_NetProfitAfterDividendReserving"/>
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    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_b6985920-5de6-46f4-8afc-9f17be17d826_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings from continuing operations</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_label_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) from continuing operations attributable to ordinary equity holders of parent entity, used in calculating diluted earnings per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects"/>
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    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_5c3d607b-bf86-4c63-aa9c-b68933bd54c4_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities portfolio</link:label>
    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities Portfolio [Member]</link:label>
    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt securities portfolio.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesPortfolioMember" xlink:href="ing-20250630.xsd#ing_DebtSecuritiesPortfolioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesPortfolioMember" xlink:to="lab_ing_DebtSecuritiesPortfolioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GlobalGdpRateIncreaseDecrease_56ea7b5b-a2af-40da-8651-07468be1b3eb_terseLabel_en-US" xlink:label="lab_ing_GlobalGdpRateIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Global GDP increase</link:label>
    <link:label id="lab_ing_GlobalGdpRateIncreaseDecrease_label_en-US" xlink:label="lab_ing_GlobalGdpRateIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Global GDP Rate Increase (Decrease)</link:label>
    <link:label id="lab_ing_GlobalGdpRateIncreaseDecrease_documentation_en-US" xlink:label="lab_ing_GlobalGdpRateIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Global GDP Rate Increase (Decrease)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GlobalGdpRateIncreaseDecrease" xlink:href="ing-20250630.xsd#ing_GlobalGdpRateIncreaseDecrease"/>
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    <link:label id="lab_ifrs-full_Revenue_06fb84b1-05b4-4e21-a6d2-7540b10d6f38_verboseLabel_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total income</link:label>
    <link:label id="lab_ifrs-full_Revenue_65fc0a37-6e91-4503-8430-6beae7eec9b9_terseLabel_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:label id="lab_ifrs-full_Revenue_2851538a-1d0c-40f1-bc26-5bcd3f649097_totalLabel_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income</link:label>
    <link:label id="lab_ifrs-full_Revenue_label_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Revenue" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Revenue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue" xlink:to="lab_ifrs-full_Revenue" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareBuybackProgrammeCommittment_eaa4a0f0-12a1-40b4-ae3f-84959a167f89_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommittment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programmes, commitment</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeCommittment_label_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommittment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Committment</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeCommittment_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommittment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Committment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeCommittment" xlink:href="ing-20250630.xsd#ing_ShareBuybackProgrammeCommittment"/>
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    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity_c4c09c38-afc0-42a4-93c0-d5b83a56aeb4_terseLabel_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased under staff share plans</link:label>
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    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity_documentation_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Share-based Payment Transactions, Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:href="ing-20250630.xsd#ing_DecreaseThroughShareBasedPaymentTransactionsEquity"/>
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    <link:label id="lab_ing_CommodityVolatilityMember_33299cef-d0cc-457f-850b-a2cd9bea711a_terseLabel_en-US" xlink:label="lab_ing_CommodityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commodity volatility (%)</link:label>
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    <link:label id="lab_ing_CommodityVolatilityMember_documentation_en-US" xlink:label="lab_ing_CommodityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commodity volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CommodityVolatilityMember" xlink:href="ing-20250630.xsd#ing_CommodityVolatilityMember"/>
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    <link:label id="lab_ing_CapitalRatio_5e137482-8141-4d6f-9368-cf908c081735_terseLabel_en-US" xlink:label="lab_ing_CapitalRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital ratio</link:label>
    <link:label id="lab_ing_CapitalRatio_label_en-US" xlink:label="lab_ing_CapitalRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital ratio</link:label>
    <link:label id="lab_ing_CapitalRatio_documentation_en-US" xlink:label="lab_ing_CapitalRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CapitalRatio" xlink:href="ing-20250630.xsd#ing_CapitalRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CapitalRatio" xlink:to="lab_ing_CapitalRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EconomicSectorBasedAdjustments_152b3a3b-4c93-40d7-904e-d022e3550835_terseLabel_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial Real Estate/ Inflation and interest rate increases</link:label>
    <link:label id="lab_ing_EconomicSectorBasedAdjustments_label_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Economic Sector Based Adjustments</link:label>
    <link:label id="lab_ing_EconomicSectorBasedAdjustments_documentation_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Economic Sector Based Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EconomicSectorBasedAdjustments" xlink:href="ing-20250630.xsd#ing_EconomicSectorBasedAdjustments"/>
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    <link:label id="lab_ing_ShareRepurchaseProgramTwoMember_ec8cf3b0-14db-497e-9f7f-ccd45f5c557f_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program two</link:label>
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    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets_e8dd8621-3b67-4447-85c5-b5aab2c1ba5e_negatedLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Recoveries of amounts previously written off</link:label>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges_d12e4c9a-15a0-4d38-a311-5993da3dd70f_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Changes in cash flow hedge reserve</link:label>
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    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_92441b0e-b6a0-4f6d-a0b6-f6d5d0c91d02_verboseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Earnings per ordinary share</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LegalProceedingsProvision" xlink:to="lab_ifrs-full_LegalProceedingsProvision" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BankingActivitiesMember_a7f30b69-b941-489e-b3d3-146c69b58050_terseLabel_en-US" xlink:label="lab_ing_BankingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments banking activities</link:label>
    <link:label id="lab_ing_BankingActivitiesMember_label_en-US" xlink:label="lab_ing_BankingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Activities [Member]</link:label>
    <link:label id="lab_ing_BankingActivitiesMember_documentation_en-US" xlink:label="lab_ing_BankingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Banking activities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BankingActivitiesMember" xlink:href="ing-20250630.xsd#ing_BankingActivitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BankingActivitiesMember" xlink:to="lab_ing_BankingActivitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_f69578ca-e42f-487b-a799-824e5f57cc89_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GovernmentBondsMember_e9fbc43a-d4af-4b7c-afd4-5d57ae9bc9ff_terseLabel_en-US" xlink:label="lab_ing_GovernmentBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Government bonds</link:label>
    <link:label id="lab_ing_GovernmentBondsMember_label_en-US" xlink:label="lab_ing_GovernmentBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Government bonds [member]</link:label>
    <link:label id="lab_ing_GovernmentBondsMember_documentation_en-US" xlink:label="lab_ing_GovernmentBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents Government bonds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GovernmentBondsMember" xlink:href="ing-20250630.xsd#ing_GovernmentBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_GovernmentBondsMember" xlink:to="lab_ing_GovernmentBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EarlyRepaymentOfLiabilitiesFairValue_ad371116-69aa-435f-85a7-8a6a749fb20b_negatedTerseLabel_en-US" xlink:label="lab_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Redemptions</link:label>
    <link:label id="lab_ing_EarlyRepaymentOfLiabilitiesFairValue_label_en-US" xlink:label="lab_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Early Repayment Of Liabilities Fair Value</link:label>
    <link:label id="lab_ing_EarlyRepaymentOfLiabilitiesFairValue_documentation_en-US" xlink:label="lab_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Early repayment of liabilities fair value.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:href="ing-20250630.xsd#ing_EarlyRepaymentOfLiabilitiesFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:to="lab_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareBuybackProgrammeShares_9554bcc6-b30b-43ae-a451-1ce9e28ae8ef_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme (in shares)</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeShares_307caf8f-ee07-4d4d-8c2a-654495d208f5_verboseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeShares" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Purchased under Share buyback programme (in shares)</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeShares_label_en-US" xlink:label="lab_ing_ShareBuybackProgrammeShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Shares</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeShares_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeShares" xlink:href="ing-20250630.xsd#ing_ShareBuybackProgrammeShares"/>
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    <link:label id="lab_ing_OutsourcingAndSubcontractingExpenses_6434a977-cda9-422a-b0e0-53accd55f667_terseLabel_en-US" xlink:label="lab_ing_OutsourcingAndSubcontractingExpenses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outsourcing and subcontracting</link:label>
    <link:label id="lab_ing_OutsourcingAndSubcontractingExpenses_label_en-US" xlink:label="lab_ing_OutsourcingAndSubcontractingExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Outsourcing And Subcontracting Expenses</link:label>
    <link:label id="lab_ing_OutsourcingAndSubcontractingExpenses_documentation_en-US" xlink:label="lab_ing_OutsourcingAndSubcontractingExpenses" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Outsourcing And Subcontracting Expenses</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OutsourcingAndSubcontractingExpenses" xlink:href="ing-20250630.xsd#ing_OutsourcingAndSubcontractingExpenses"/>
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    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss_d6ba28e1-9a98-45fc-a0a6-ee365abd4881_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss_4f2ff8f8-e4d9-4f50-9f9f-6560991eb577_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss_b8bd8538-6de6-4b32-a5e0-acf2d650270b_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities measured at fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BankOfBeijingMember_3dccc265-97f6-4ffa-bbc0-808ba694fb01_terseLabel_en-US" xlink:label="lab_ing_BankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank of Beijing</link:label>
    <link:label id="lab_ing_BankOfBeijingMember_label_en-US" xlink:label="lab_ing_BankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Of Beijing [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BankOfBeijingMember" xlink:href="ing-20250630.xsd#ing_BankOfBeijingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BankOfBeijingMember" xlink:to="lab_ing_BankOfBeijingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ChangesInEquity_ae9ac29f-e3b6-4ab5-bdbc-c79a31994690_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in equity</link:label>
    <link:label id="lab_ifrs-full_ChangesInEquity_label_en-US" xlink:label="lab_ifrs-full_ChangesInEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ChangesInEquity" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ChangesInEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInEquity" xlink:to="lab_ifrs-full_ChangesInEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CustomerDepositsSavingsAccounts_51d4feb9-9867-440d-912a-33619f433952_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsSavingsAccounts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Savings accounts</link:label>
    <link:label id="lab_ing_CustomerDepositsSavingsAccounts_label_en-US" xlink:label="lab_ing_CustomerDepositsSavingsAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Deposits, Savings Accounts</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CustomerDepositsSavingsAccounts" xlink:href="ing-20250630.xsd#ing_CustomerDepositsSavingsAccounts"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CustomerDepositsSavingsAccounts" xlink:to="lab_ing_CustomerDepositsSavingsAccounts" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems_91a42716-1f7e-455b-954a-5749083faafe_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of investments in associates and joint ventures [line items]</link:label>
    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Investments in Associates and Joint Ventures [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of investments in associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:href="ing-20250630.xsd#ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:to="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory_fcca1d9a-30a0-4977-a732-1c57990e656b_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of loans and advances to customers</link:label>
    <link:label id="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory_label_en-US" xlink:label="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of loans and advances to customers by type [Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory_documentation_en-US" xlink:label="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of loans and advances to customers by type.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:href="ing-20250630.xsd#ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:to="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SubsovereignSupranationalsAndAgenciesMember_066d2cc2-211e-46a4-a2a2-1868e0638f88_terseLabel_en-US" xlink:label="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sub-sovereign, Supranationals and Agencies</link:label>
    <link:label id="lab_ing_SubsovereignSupranationalsAndAgenciesMember_label_en-US" xlink:label="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sub-sovereign Supranationals and Agencies [Member]</link:label>
    <link:label id="lab_ing_SubsovereignSupranationalsAndAgenciesMember_documentation_en-US" xlink:label="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sub sovereign supranationals and agencies.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:href="ing-20250630.xsd#ing_SubsovereignSupranationalsAndAgenciesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:to="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_032ccb16-a06d-499e-a964-0c8b914f19a6_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_d4dcfc2b-0d04-48e9-b0bb-c7d893ca2c7a_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets mandatorily at FVPL</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_3b51afdf-b39b-49ec-80bb-5663f3be1332_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities mandatorily measured at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, mandatorily measured at fair value, category [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComponentsOfEquityDomain_fe1cee47-00e4-4eda-8f1c-1cfe52ae46b3_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of equity [domain]</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfEquityDomain_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of equity [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComponentsOfEquityDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComponentsOfEquityDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityDomain" xlink:to="lab_ifrs-full_ComponentsOfEquityDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities_7d7cf229-7b08-42aa-a51a-e67e28bdf233_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend received</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsReceivedClassifiedAsOperatingActivities"/>
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    <link:label id="lab_ing_InvestmentInVanLanschotKempenMember_dd00267a-96c2-4818-b73e-ae5e9649e6cc_terseLabel_en-US" xlink:label="lab_ing_InvestmentInVanLanschotKempenMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in Van Lanschot Kempen</link:label>
    <link:label id="lab_ing_InvestmentInVanLanschotKempenMember_label_en-US" xlink:label="lab_ing_InvestmentInVanLanschotKempenMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment in Van Lanschot Kempen [Member]</link:label>
    <link:label id="lab_ing_InvestmentInVanLanschotKempenMember_documentation_en-US" xlink:label="lab_ing_InvestmentInVanLanschotKempenMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment in Van Lanschot Kempen</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InvestmentInVanLanschotKempenMember" xlink:href="ing-20250630.xsd#ing_InvestmentInVanLanschotKempenMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InvestmentInVanLanschotKempenMember" xlink:to="lab_ing_InvestmentInVanLanschotKempenMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaid_0d004b9f-9e9a-4fbb-8e60-2fb9e40748da_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaid" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends and other cash distributions</link:label>
    <link:label id="lab_ifrs-full_DividendsPaid_60c24716-2c48-4a96-bcd9-c7990df2f0df_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaid" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
    <link:label id="lab_ifrs-full_DividendsPaid_label_en-US" xlink:label="lab_ifrs-full_DividendsPaid" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaid" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaid"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaid" xlink:to="lab_ifrs-full_DividendsPaid" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdjustmentOfEuIas39CarveOutMember_e30fb47d-a1c8-4931-8053-2eae8cc4bf16_terseLabel_en-US" xlink:label="lab_ing_AdjustmentOfEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">EU IAS 39 carve out impact</link:label>
    <link:label id="lab_ing_AdjustmentOfEuIas39CarveOutMember_fe1728e9-abff-4e0a-bf45-90f1fd3b9932_verboseLabel_en-US" xlink:label="lab_ing_AdjustmentOfEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reversal of the IFRS-EU 'IAS 39 carve out' impact</link:label>
    <link:label id="lab_ing_AdjustmentOfEuIas39CarveOutMember_label_en-US" xlink:label="lab_ing_AdjustmentOfEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment of the EU IAS 39 carve out [Member]</link:label>
    <link:label id="lab_ing_AdjustmentOfEuIas39CarveOutMember_documentation_en-US" xlink:label="lab_ing_AdjustmentOfEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents adjustments of the EU IAS 39 carve out.</link:label>
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    <link:label id="lab_ifrs-full_DepositsFromCustomers_8ff73cef-62e9-46df-a182-e1326449c3f3_verboseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_791542c4-d1b0-424e-a7ca-c957393475c5_totalLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_label_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from customers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromCustomers" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromCustomers"/>
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    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract_f396125f-59fa-4d11-b8b2-b676eaeffba9_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that may subsequently be reclassified to the statement of profit or loss:</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of other comprehensive income that will be reclassified to profit or loss, before tax [abstract]</link:label>
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    <link:label id="lab_ing_LoansAndAdvancesToCustomersMember_3cabcd42-21bd-485c-9b0c-508eefabfb97_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToCustomersMember_label_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Advances to Customers [Member]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToCustomersMember_documentation_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans and advances to customers.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesToCustomersMember" xlink:href="ing-20250630.xsd#ing_LoansAndAdvancesToCustomersMember"/>
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    <link:label id="lab_ifrs-full_CashAndBankBalancesAtCentralBanks_66f07f86-4ea5-4200-89b4-2e403addadd9_verboseLabel_en-US" xlink:label="lab_ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Cash and balances with central banks</link:label>
    <link:label id="lab_ifrs-full_CashAndBankBalancesAtCentralBanks_95d703b3-4926-4e7d-8213-701382432363_terseLabel_en-US" xlink:label="lab_ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and balances with central banks</link:label>
    <link:label id="lab_ifrs-full_CashAndBankBalancesAtCentralBanks_label_en-US" xlink:label="lab_ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and bank balances at central banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashAndBankBalancesAtCentralBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashAndBankBalancesAtCentralBanks"/>
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    <link:label id="lab_ing_DisclosureOfLegalProceedingsLineItems_e546c5db-e117-471b-afc7-dd5abb0a03b7_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Legal Proceedings [line items]</link:label>
    <link:label id="lab_ing_DisclosureOfLegalProceedingsLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Legal Proceedings [line items]</link:label>
    <link:label id="lab_ing_DisclosureOfLegalProceedingsLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Line items representing legal proceedings.</link:label>
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    <link:label id="lab_ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember_1a4bbca1-cc19-4386-9026-bf2f85593772_terseLabel_en-US" xlink:label="lab_ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Modification gains and losses on restructured financial assets</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" xlink:href="ing-20250630.xsd#ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" xlink:to="lab_ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfCapitalManagementLineItems_d73e3aaa-567a-46c3-a7ec-31040d7cc394_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Capital Management [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalManagementLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Capital Management [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfCapitalManagementLineItems" xlink:href="ing-20250630.xsd#ing_DisclosureOfCapitalManagementLineItems"/>
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    <link:label id="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss_065fc5c0-6e64-4abc-9e08-d39b1a1f213d_terseLabel_en-US" xlink:label="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reversals of impairments</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss"/>
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    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives_225ebc96-375a-4cfc-9c01-f5917161141a_terseLabel_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Non&#8211;trading derivatives</link:label>
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    <link:label id="lab_ing_ExpectedCreditLossesFromManagmentAdjustmentsMember_c450ae80-7bd4-45ca-9671-6ac7602a7291_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesFromManagmentAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ECL from management adjustments</link:label>
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    <link:label id="lab_ing_PercentageOfOwnershipInterestAcquired_6c62f74f-4473-4a47-9b2e-5170621c7bba_terseLabel_en-US" xlink:label="lab_ing_PercentageOfOwnershipInterestAcquired" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of ownership interest acquired</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageOfOwnershipInterestAcquired" xlink:href="ing-20250630.xsd#ing_PercentageOfOwnershipInterestAcquired"/>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_e0f0e5c8-84ae-4250-bcfd-cc72b3238345_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_2f869eab-199f-498d-a3b2-fbc31280f971_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable_cb0da0f2-f5ab-4c94-a273-5d74f9e5056a_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [table]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory"/>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RevenueFromInterest" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RevenueFromInterest"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense_4036a2c2-a4d3-4e4e-a560-f4fe4f32e826_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Depreciation and amortisation</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense"/>
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    <link:label id="lab_ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember_documentation_en-US" xlink:label="lab_ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Stichting Regio Bank and Stichting Vakbondsspaarbank SPN.</link:label>
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    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_20851014-46b8-4de9-a296-74cbec45a6b1_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_label_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BorrowingsByNameAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsByNameAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameAxis" xlink:to="lab_ifrs-full_BorrowingsByNameAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ClimateTransitionRisk_acdff5a3-f5a3-426e-9daa-d3e8063fc75c_terseLabel_en-US" xlink:label="lab_ing_ClimateTransitionRisk" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Climate transition risk</link:label>
    <link:label id="lab_ing_ClimateTransitionRisk_label_en-US" xlink:label="lab_ing_ClimateTransitionRisk" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Climate Transition Risk</link:label>
    <link:label id="lab_ing_ClimateTransitionRisk_documentation_en-US" xlink:label="lab_ing_ClimateTransitionRisk" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Climate Transition Risk</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ClimateTransitionRisk" xlink:href="ing-20250630.xsd#ing_ClimateTransitionRisk"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ClimateTransitionRisk" xlink:to="lab_ing_ClimateTransitionRisk" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BusinessLendingMember_696abb92-5ff4-46c5-89b6-a0845a49fff3_terseLabel_en-US" xlink:label="lab_ing_BusinessLendingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business lending</link:label>
    <link:label id="lab_ing_BusinessLendingMember_label_en-US" xlink:label="lab_ing_BusinessLendingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Lending [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BusinessLendingMember" xlink:href="ing-20250630.xsd#ing_BusinessLendingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BusinessLendingMember" xlink:to="lab_ing_BusinessLendingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TypesOfHedgesDomain_31ef36fa-b587-4d34-970b-b2c5c1eabc31_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfHedgesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of hedges [domain]</link:label>
    <link:label id="lab_ifrs-full_TypesOfHedgesDomain_label_en-US" xlink:label="lab_ifrs-full_TypesOfHedgesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of hedges [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TypesOfHedgesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfHedgesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesDomain" xlink:to="lab_ifrs-full_TypesOfHedgesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PayoutRatioMember_c08348a7-91e6-4a38-a655-36e78da2c7a3_terseLabel_en-US" xlink:label="lab_ing_PayoutRatioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payout ratio (%)</link:label>
    <link:label id="lab_ing_PayoutRatioMember_label_en-US" xlink:label="lab_ing_PayoutRatioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payout ratio (%) [Member]</link:label>
    <link:label id="lab_ing_PayoutRatioMember_documentation_en-US" xlink:label="lab_ing_PayoutRatioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payout ratio (%)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PayoutRatioMember" xlink:href="ing-20250630.xsd#ing_PayoutRatioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PayoutRatioMember" xlink:to="lab_ing_PayoutRatioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_aa40f51a-2e9a-4b11-bb1a-ce6228fab1ca_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_label_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Advances To Banks [Member]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_documentation_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of loans and advances the entity has made to banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesToBanksMember" xlink:href="ing-20250630.xsd#ing_LoansAndAdvancesToBanksMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LoansAndAdvancesToBanksMember" xlink:to="lab_ing_LoansAndAdvancesToBanksMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities_ef7efae1-1402-4d42-8d82-6505027ed976_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from sales or maturity of financial assets measured at amortised cost, classified as investing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_cfe97c37-6cda-4dfc-8a64-e31f4b5a538d_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of changes in investments in associates and joint ventures</link:label>
    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_label_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of change in investments in associates and joint ventures [text block]</link:label>
    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_documentation_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of change in investments in associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:href="ing-20250630.xsd#ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:to="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepositsFromBanks_387ede86-bb56-4b36-a8e9-d27c65a342de_verboseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ifrs-full_DepositsFromBanks_label_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromBanks" xlink:to="lab_ifrs-full_DepositsFromBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MeasurementDomain_c91df36e-b022-4164-b891-18605b0ef085_terseLabel_en-US" xlink:label="lab_ifrs-full_MeasurementDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement [domain]</link:label>
    <link:label id="lab_ifrs-full_MeasurementDomain_label_en-US" xlink:label="lab_ifrs-full_MeasurementDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MeasurementDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MeasurementDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementDomain" xlink:to="lab_ifrs-full_MeasurementDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_2b3b71bf-2764-4362-be05-7bcad284258d_terseLabel_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease through derecognition and repayments financial assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_label_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease Through Derecognition And Repayments Financial Assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_documentation_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Derecognition And Repayments Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:href="ing-20250630.xsd#ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:to="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_4181a66c-7fc6-46dd-a9f4-ce81b931ae46_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission expense</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_f9aff12a-5493-4802-a62c-c05fea401671_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fee and commission expenses</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpense" xlink:to="lab_ifrs-full_FeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_b7327791-0982-48ee-8a25-b20a8054eba6_negatedTerseLabel_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Disposals</link:label>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_label_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease Through Disposal Financial Assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_documentation_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Disposal Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughDisposalFinancialAssets" xlink:href="ing-20250630.xsd#ing_DecreaseThroughDisposalFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseThroughDisposalFinancialAssets" xlink:to="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyDomain_c3bd7b04-8ced-4e6c-89e6-4d961bfe1167_terseLabel_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [domain]</link:label>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyDomain_label_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_RangeAxis_12570977-6fe9-410a-98c7-388e6bbbc5ec_terseLabel_en-US" xlink:label="lab_ifrs-full_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Range [axis]</link:label>
    <link:label id="lab_ifrs-full_RangeAxis_label_en-US" xlink:label="lab_ifrs-full_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Range [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RangeAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeAxis" xlink:to="lab_ifrs-full_RangeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss_8b93cc11-0448-4170-8c71-ee5bc5eb00e2_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on financial liabilities designated at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_b144e258-fad3-4cbb-9dc5-b427bdb049d1_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on non-trading derivatives (no hedge accounting)</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_label_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Non Trading Derivatives Not Qualified For Hedge Accounting</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense on non trading derivatives not qualified for hedge accounting.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:href="ing-20250630.xsd#ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:to="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestRateMember_6850c692-43e6-4b74-b9c4-8cdcef1593a2_terseLabel_en-US" xlink:label="lab_ing_InterestRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate (%)</link:label>
    <link:label id="lab_ing_InterestRateMember_label_en-US" xlink:label="lab_ing_InterestRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestRateMember" xlink:href="ing-20250630.xsd#ing_InterestRateMember"/>
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    <link:label id="lab_ing_BBBCreditGradesMember_88112c8f-ef35-4f31-ac1a-f5a75cfec74d_terseLabel_en-US" xlink:label="lab_ing_BBBCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">8-10 (BBB)</link:label>
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    <link:label id="lab_ifrs-full_StatementOfFinancialPositionAbstract_7d94de61-430b-4e49-8396-2e3bdce41c33_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of financial position [abstract]</link:label>
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    <link:label id="lab_ing_NegativeFairValueMovementsUsingPossibleAlternatives_894fe901-ced4-4cc4-abe9-f3bdb030fd92_terseLabel_en-US" xlink:label="lab_ing_NegativeFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Negative fair&#160;value movements from using reasonable possible alternatives</link:label>
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    <link:label id="lab_ing_CCreditGradesMember_c11b3f65-7cbc-4623-8ffc-a4a6ede76865_terseLabel_en-US" xlink:label="lab_ing_CCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">19 (C)</link:label>
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    <link:label id="lab_ing_CCreditGradesMember_documentation_en-US" xlink:label="lab_ing_CCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">C Credit Grades</link:label>
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    <link:label id="lab_ing_StageThreeLifetimeExpectedCreditLossesMember_6f001f49-ba70-4915-99c3-df43ecca55b8_terseLabel_en-US" xlink:label="lab_ing_StageThreeLifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stage 3: Lifetime Expected Credit Losses</link:label>
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    <link:label id="lab_ing_StageThreeLifetimeExpectedCreditLossesMember_documentation_en-US" xlink:label="lab_ing_StageThreeLifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents stage 3, lifetime expected credit losses.</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_UnobservableInputsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnobservableInputsAxis"/>
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    <link:label id="lab_ifrs-full_ProfessionalFeesExpense_28179caa-2328-4a0d-9fa3-c6aa1108f14b_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfessionalFeesExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Advisory fees</link:label>
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    <link:label id="lab_ing_CommonEquityTierOneCapitalAmount_38587856-afab-4b8f-9d0c-b6a463cdc01a_terseLabel_en-US" xlink:label="lab_ing_CommonEquityTierOneCapitalAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available common equity Tier 1 capital</link:label>
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    <link:label id="lab_ifrs-full_DerivativesMember_41a74921-1100-4078-b1f7-2aadbc77f387_terseLabel_en-US" xlink:label="lab_ifrs-full_DerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Derivatives</link:label>
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    <link:label id="lab_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations_af8465f3-635b-4b8c-96c1-c877a0b7ac46_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in IFRS effective 2025 and upcoming changes in IFRS after 2025</link:label>
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    <link:label id="lab_ifrs-full_CreditSpreadMeasurementInputMember_e91894b1-31b4-4fba-b1c7-465dc25245dd_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditSpreadMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit spread (bps)</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets_a2008c6e-95e2-4dc8-996f-04d43c74dd72_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to sales and repayments, financial assets</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" xlink:to="lab_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut_6f128115-eeab-4678-a6a1-c0ee87dcdbe0_terseLabel_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out</link:label>
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    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut_documentation_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut" xlink:href="ing-20250630.xsd#ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut"/>
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    <link:label id="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock_54ccddf5-bff6-402f-a5ef-27e6d5faf086_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk management</link:label>
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    <link:label id="lab_ing_ClaimsRegardingMortgageLoansInSwissFrancInPolandMember_c342803f-f117-48e0-b1d6-4b5c7ce4c68a_terseLabel_en-US" xlink:label="lab_ing_ClaimsRegardingMortgageLoansInSwissFrancInPolandMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Claims Regarding Mortgage Loans In Swiss Franc In Poland</link:label>
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    <link:label id="lab_ing_OwnCreditAdjustmentsMember_1a6b98a0-be98-4b14-b504-bfd257b8a45e_terseLabel_en-US" xlink:label="lab_ing_OwnCreditAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Own credit adjustments</link:label>
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    <link:label id="lab_ing_OwnCreditAdjustmentsMember_documentation_en-US" xlink:label="lab_ing_OwnCreditAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Own Credit Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OwnCreditAdjustmentsMember" xlink:href="ing-20250630.xsd#ing_OwnCreditAdjustmentsMember"/>
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    <link:label id="lab_ing_WholesaleBankingMember_84c11bb6-c5f4-44d9-907c-0897755eacaf_terseLabel_en-US" xlink:label="lab_ing_WholesaleBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Wholesale Banking</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_WholesaleBankingMember" xlink:href="ing-20250630.xsd#ing_WholesaleBankingMember"/>
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    <link:label id="lab_ifrs-full_InitiallyAppliedIFRSsDomain_758dde76-e151-4af3-b463-cb74a1f5fc75_terseLabel_en-US" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initially applied IFRSs [domain]</link:label>
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    <link:label id="lab_ing_RetailNetherlandsMember_c66d1640-5f5e-4b33-a0fe-bc2b9d872aab_terseLabel_en-US" xlink:label="lab_ing_RetailNetherlandsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Netherlands</link:label>
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    <link:label id="lab_ing_NegativeInterestExpenseOnAssets_28647115-123c-46ab-a72f-ae5c347ecc42_terseLabel_en-US" xlink:label="lab_ing_NegativeInterestExpenseOnAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Negative interest expense on assets</link:label>
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    <link:label id="lab_ing_GlobalGdpRateIncreaseDecreaseAssumed_d726f506-44b6-42f4-9263-465cd8a41a0b_terseLabel_en-US" xlink:label="lab_ing_GlobalGdpRateIncreaseDecreaseAssumed" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Global GDP rate assumed</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_5f58ad7a-5ccf-4c80-a500-f387e38a1c0b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks_aed4ba85-fa4e-4099-baec-51f10664ff2a_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Deposits from banks, not payable on demand</link:label>
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    <link:label id="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain_83789863-acf1-4f1e-b3cc-818967b9dd98_terseLabel_en-US" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Method of assessment of expected credit losses [domain]</link:label>
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    <link:label id="lab_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets_dc0acfa8-da8a-4d21-abf6-563231bc553d_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">New financial assets originated or purchased</link:label>
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    <link:label id="lab_dei_CurrentFiscalYearEndDate_3b868747-453e-4693-8d4e-f2c989b596a1_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
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    <link:label id="lab_ifrs-full_InvestmentIncome_df6b47a4-36ff-4aea-9876-2aeb64fa18a1_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment income</link:label>
    <link:label id="lab_ifrs-full_InvestmentIncome_label_en-US" xlink:label="lab_ifrs-full_InvestmentIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment income</link:label>
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    <link:label id="lab_ifrs-full_SubordinatedLiabilitiesAbstract_2c755f01-bb64-4766-9615-d565c78a06d2_terseLabel_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [abstract]</link:label>
    <link:label id="lab_ifrs-full_SubordinatedLiabilitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated liabilities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SubordinatedLiabilitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubordinatedLiabilitiesAbstract"/>
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    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_4972dabc-f387-4734-a264-74412b93e4b8_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems"/>
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    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_a2979d68-77e7-491b-897f-7353ae77944e_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of customer deposits [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_label_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of customer deposits [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule disclosing information related to details of customer deposits.</link:label>
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    <link:label id="lab_ing_FinancialAssetsIncreaseDecreaseInProvisions_9dc1b97f-7248-4eb7-8bf0-b91fd5fee883_terseLabel_en-US" xlink:label="lab_ing_FinancialAssetsIncreaseDecreaseInProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, increase (decrease) in provisions</link:label>
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    <link:label id="lab_ing_FinancialAssetsIncreaseDecreaseInProvisions_documentation_en-US" xlink:label="lab_ing_FinancialAssetsIncreaseDecreaseInProvisions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Assets, Increase (Decrease) In Provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialAssetsIncreaseDecreaseInProvisions" xlink:href="ing-20250630.xsd#ing_FinancialAssetsIncreaseDecreaseInProvisions"/>
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    <link:label id="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners_6f20298a-eddf-4613-9743-e9980499f0f9_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend declared</link:label>
    <link:label id="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners_label_en-US" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends proposed or declared before financial statements authorised for issue but not recognised as distribution to owners</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:to="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToAbstract_78117f1b-d55f-4348-bdd8-b3de6c78c045_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net result attributable to:</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToAbstract_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to [abstract]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_3be45b0e-27e0-4592-a42b-3797c8ab092b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of assets and liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory"/>
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    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_334ea080-4a36-47f2-b6fc-0dc628783912_verboseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_2631f6b2-816d-4f51-b46f-d8024a1e41e9_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncome"/>
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    <link:label id="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets_95ef28b6-709c-4b8d-842d-dae310bc0fe1_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Financial assets that have been derecognised</link:label>
    <link:label id="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets_7106934a-451b-41f9-b765-b5a97c436140_negatedLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Disposals and redemptions</link:label>
    <link:label id="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_DecreaseThroughDerecognitionFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease through derecognition, financial assets</link:label>
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    <link:label id="lab_ing_ValuationResultsAndNetTradingIncomeTextBlock_04d209ca-0fd9-4434-861e-a3318d07df0e_terseLabel_en-US" xlink:label="lab_ing_ValuationResultsAndNetTradingIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation results and net trading income</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_389ed107-ee37-4baf-b895-8dc1cd12d54f_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of swap</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_2409c076-1363-49d8-894f-41c3bdf1f965_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total financial assets</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, at fair value</link:label>
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    <link:label id="lab_ing_OtherCommitmentsMember_a8fb961a-233c-4911-b9a2-c9018eefbc9f_terseLabel_en-US" xlink:label="lab_ing_OtherCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Commitments</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherCommitmentsMember" xlink:href="ing-20250630.xsd#ing_OtherCommitmentsMember"/>
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    <link:label id="lab_ifrs-full_RetainedEarnings_e5e58572-f2a4-40c7-8ecd-693e2346e5e0_terseLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarnings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading_0f644cda-0620-42bf-be25-e6a4f33ceafc_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Non-trading derivatives</link:label>
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    <link:label id="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial liabilities [domain]</link:label>
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    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis_af67081c-581c-42ad-a0e2-1c775ce966e3_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities arising from financing activities [axis]</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssets_label_en-US" xlink:label="lab_ifrs-full_FinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
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    <link:label id="lab_ifrs-full_IssuedCapital_cbfc1bf5-e559-4184-8104-a74f59f5be8b_terseLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital</link:label>
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    <link:label id="lab_ifrs-full_RentalExpense_d6294059-8f99-4e47-abfc-a14fe649528d_terseLabel_en-US" xlink:label="lab_ifrs-full_RentalExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Facilities</link:label>
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    <link:label id="lab_ifrs-full_TradingSecuritiesMember_76504314-154a-4b04-a0cd-dc3f74b53f3e_verboseLabel_en-US" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading securities</link:label>
    <link:label id="lab_ifrs-full_TradingSecuritiesMember_7cf06a70-564c-4c96-8fb1-b55d53032f49_terseLabel_en-US" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; Trading securities</link:label>
    <link:label id="lab_ifrs-full_TradingSecuritiesMember_label_en-US" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading securities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradingSecuritiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradingSecuritiesMember"/>
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    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_cf4db25e-a89a-4498-a7c4-0ec7ae976bf3_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' equity (parent)</link:label>
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    <link:label id="lab_ing_DividendYieldMember_a3c89528-5050-4c7d-89ef-7b376c34400e_terseLabel_en-US" xlink:label="lab_ing_DividendYieldMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend yield (%)</link:label>
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    <link:label id="lab_ifrs-full_AdjustedWeightedAverageShares_932b6039-0e56-40a0-8492-3acce186ac6c_totalLabel_en-US" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings (in shares)</link:label>
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    <link:label id="lab_ifrs-full_Assets_db13cc10-5136-44b3-a888-9836b335fb0f_totalLabel_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_ifrs-full_Assets_64600ee6-aa82-4174-a60b-79cd2f72455a_verboseLabel_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_ifrs-full_Assets_label_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Assets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Assets"/>
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    <link:label id="lab_ifrs-full_NewIFRSsAxis_6707f424-6205-4e3d-8abf-23724206e26b_terseLabel_en-US" xlink:label="lab_ifrs-full_NewIFRSsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">New IFRSs [axis]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NewIFRSsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NewIFRSsAxis"/>
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    <link:label id="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount_0aa39d93-6cef-4c00-850b-914cc1cd5fdd_negatedLabel_en-US" xlink:label="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net drawdowns and repayments</link:label>
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    <link:label id="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount_documentation_en-US" xlink:label="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Repayment Increase In Gross Carrying Amount</link:label>
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    <link:label id="lab_ing_RetailBankingMember_b69459ca-3fd7-46d5-8893-10184af6a086_terseLabel_en-US" xlink:label="lab_ing_RetailBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail banking</link:label>
    <link:label id="lab_ing_RetailBankingMember_label_en-US" xlink:label="lab_ing_RetailBankingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Banking [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailBankingMember" xlink:href="ing-20250630.xsd#ing_RetailBankingMember"/>
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    <link:label id="lab_ing_CorporateLineBankingMember_889e9185-d4b9-46a3-bfb3-748d20cbf979_terseLabel_en-US" xlink:label="lab_ing_CorporateLineBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate Line</link:label>
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    <link:label id="lab_ing_CorporateLineBankingMember_documentation_en-US" xlink:label="lab_ing_CorporateLineBankingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate line banking.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CorporateLineBankingMember" xlink:href="ing-20250630.xsd#ing_CorporateLineBankingMember"/>
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    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_f936d964-b80e-4320-8e1a-d8623df3ed5b_terseLabel_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-investment grade</link:label>
    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_label_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Grades 11-17 Non-investment grade [member]</link:label>
    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_documentation_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents internal credit grade: Non-investment grade wholesale.</link:label>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading_85f2e18e-35c3-43cf-8361-caa18d634257_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; Trading liabilities</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for increase (decrease) in financial liabilities held for trading</link:label>
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    <link:label id="lab_ing_TreasuryBillsAndOtherEligibleBills_7d10ae4c-21af-4ce5-9a0b-b7af7fe3e086_terseLabel_en-US" xlink:label="lab_ing_TreasuryBillsAndOtherEligibleBills" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury bills and other eligible bills included in securities at AC</link:label>
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    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting_d927ed8b-6dee-4af1-8e4f-0751016fb9f1_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on non-trading derivatives (hedge accounting)</link:label>
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    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_9b0062f0-8e66-42a4-a43c-e8d1ba1542da_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairments</link:label>
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    <link:label id="lab_ifrs-full_DeferredTaxAssets_a9946dfa-60c2-430b-a41f-876d64b85c29_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
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    <link:label id="lab_ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember_fd957d91-2876-4f4e-9192-8a1f9cb3f33e_terseLabel_en-US" xlink:label="lab_ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities at fair value through other comprehensive income and amortised cost</link:label>
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    <link:label id="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod_14e0787a-f389-4e0f-a1ad-418b8fb0f530_negatedLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">- Associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of interests in investments accounted for using equity method</link:label>
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    <link:label id="lab_ing_UpsideScenarioMember_documentation_en-US" xlink:label="lab_ing_UpsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The upside scenario refers to tThe favourable scenarios are calibrated to be symmetric to the adverse scenarios, subject to a ceiling calibrated to relevant recent favourable benchmark scenarios.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_UpsideScenarioMember" xlink:href="ing-20250630.xsd#ing_UpsideScenarioMember"/>
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    <link:label id="lab_ifrs-full_RangeDomain_label_en-US" xlink:label="lab_ifrs-full_RangeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Range [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RangeDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangeDomain"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks_db844b9c-9b82-4303-a550-92aac5f0d94d_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Loans and advances to banks, not available on demand</link:label>
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    <link:label id="lab_ing_EarningPerOrdinaryShareAbstract_1f96bf83-1366-4ded-b4f3-3cfe1c80bcb2_terseLabel_en-US" xlink:label="lab_ing_EarningPerOrdinaryShareAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Per ordinary share</link:label>
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    <link:label id="lab_ing_EarningPerOrdinaryShareAbstract_documentation_en-US" xlink:label="lab_ing_EarningPerOrdinaryShareAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Earning Per Ordinary Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EarningPerOrdinaryShareAbstract" xlink:href="ing-20250630.xsd#ing_EarningPerOrdinaryShareAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EarningPerOrdinaryShareAbstract" xlink:to="lab_ing_EarningPerOrdinaryShareAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_f108897d-f94e-48ba-8a99-ed49557c09fa_verboseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from financing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) financing activities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets_4caf0667-8117-4c5e-96cf-9a197adc7b85_terseLabel_en-US" xlink:label="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage on financial asset based on unadjusted quoted price</link:label>
    <link:label id="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets_label_en-US" xlink:label="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">percentage on financial assets based on unadjusted quoted prices in inactive markets</link:label>
    <link:label id="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets_documentation_en-US" xlink:label="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage on financial assets based on unadjusted quoted prices in inactive markets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:href="ing-20250630.xsd#ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:to="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities_112b5cee-cd4e-44b8-8d36-2b27214c5f7c_negatedLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Taxation paid</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income taxes paid, classified as operating activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GlobalOutputPercent_0b3c57c4-3f5c-4a11-9e1d-dfa7377ce138_terseLabel_en-US" xlink:label="lab_ing_GlobalOutputPercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Global output percent</link:label>
    <link:label id="lab_ing_GlobalOutputPercent_label_en-US" xlink:label="lab_ing_GlobalOutputPercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Global Output Percent</link:label>
    <link:label id="lab_ing_GlobalOutputPercent_documentation_en-US" xlink:label="lab_ing_GlobalOutputPercent" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Global Output Percent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GlobalOutputPercent" xlink:href="ing-20250630.xsd#ing_GlobalOutputPercent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_GlobalOutputPercent" xlink:to="lab_ing_GlobalOutputPercent" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments_31ebe9e9-c07b-45eb-a4cc-11c3f889cc60_terseLabel_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives trading results</link:label>
    <link:label id="lab_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments_label_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading income (expense) on derivative financial instruments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments" xlink:to="lab_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueMember_b21339c5-b723-43c7-900a-cf92b78d8ffa_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value, class</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueMember_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value, class [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities_1f264cf4-d938-458b-bb8c-1801bc34e12b_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in unrealised revaluations</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through changes in fair values, liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_76473ea8-d730-4b92-a2e7-1cbbc3da5d4c_terseLabel_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in Discount Rate</link:label>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_label_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease In Discount Rate [Member]</link:label>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_documentation_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease In Discount Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseInDiscountRateMember" xlink:href="ing-20250630.xsd#ing_DecreaseInDiscountRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseInDiscountRateMember" xlink:to="lab_ing_DecreaseInDiscountRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ClassesOfLiabilitiesDomain_b819b60b-dfb1-44e2-9659-87fd56723fe4_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of liabilities [domain]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfLiabilitiesDomain_label_en-US" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of liabilities [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfLiabilitiesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesDomain" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_6f991103-b91e-4cdc-b2f1-d908037fb334_terseLabel_en-US" xlink:label="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.5% Perpetual Additional Tier 1 Contingent Convertible Capital Securities</link:label>
    <link:label id="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_label_en-US" xlink:label="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">6.5% Perpetual Additional Tier 1 Contingent Convertible Capital Securities [Member]</link:label>
    <link:label id="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_documentation_en-US" xlink:label="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">6.5% Perpetual Additional Tier 1 Contingent Convertible Capital Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:href="ing-20250630.xsd#ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:to="lab_ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract_c6a6290d-ce55-48ad-baf6-1db7cf637017_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_country_ES_1231d9b2-5e45-4780-8b9b-a179f69c2698_terseLabel_en-US" xlink:label="lab_country_ES" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SPAIN</link:label>
    <link:label id="lab_country_ES_label_en-US" xlink:label="lab_country_ES" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SPAIN</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_ES" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_ES"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_ES" xlink:to="lab_country_ES" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CapitalRequirementsAxis_e03b2dec-1ea9-4e5a-b2af-c05c34dfa1b2_terseLabel_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital requirements [axis]</link:label>
    <link:label id="lab_ifrs-full_CapitalRequirementsAxis_label_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital requirements [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CapitalRequirementsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CapitalRequirementsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsAxis" xlink:to="lab_ifrs-full_CapitalRequirementsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherTradingIncomeExpense_e0ed8fa0-d058-4242-9337-3029262b23d2_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherTradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other trading results</link:label>
    <link:label id="lab_ifrs-full_OtherTradingIncomeExpense_label_en-US" xlink:label="lab_ifrs-full_OtherTradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other trading income (expense)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherTradingIncomeExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTradingIncomeExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense" xlink:to="lab_ifrs-full_OtherTradingIncomeExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_PLN_1a136300-f6cc-4bce-871a-33505e350ab8_terseLabel_en-US" xlink:label="lab_currency_PLN" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Poland, Zlotych</link:label>
    <link:label id="lab_currency_PLN_label_en-US" xlink:label="lab_currency_PLN" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Poland, Zlotych</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_PLN" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_PLN"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_PLN" xlink:to="lab_currency_PLN" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StageThreeMember_425c7de1-3cc7-4263-860d-d588cc94f844_terseLabel_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stage 3</link:label>
    <link:label id="lab_ing_StageThreeMember_label_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage Three [Member]</link:label>
    <link:label id="lab_ing_StageThreeMember_documentation_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for assets assessed to have experienced a significant increase in credit risk for long term.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StageThreeMember" xlink:href="ing-20250630.xsd#ing_StageThreeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_StageThreeMember" xlink:to="lab_ing_StageThreeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RegulatoryAdjustmentsTier2_50e3530c-5634-4674-aed4-a48d1c6cd1ac_terseLabel_en-US" xlink:label="lab_ing_RegulatoryAdjustmentsTier2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Regulatory adjustments Tier 2</link:label>
    <link:label id="lab_ing_RegulatoryAdjustmentsTier2_label_en-US" xlink:label="lab_ing_RegulatoryAdjustmentsTier2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory adjustments Tier 2</link:label>
    <link:label id="lab_ing_RegulatoryAdjustmentsTier2_documentation_en-US" xlink:label="lab_ing_RegulatoryAdjustmentsTier2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Regulatory adjustments Tier 2</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RegulatoryAdjustmentsTier2" xlink:href="ing-20250630.xsd#ing_RegulatoryAdjustmentsTier2"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RegulatoryAdjustmentsTier2" xlink:to="lab_ing_RegulatoryAdjustmentsTier2" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis_6202cdd5-431e-48fb-90eb-d1bc3f0b0510_terseLabel_en-US" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
    <link:label id="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis_label_en-US" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:to="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TradingIncomeExpense_80bba0a7-0d66-4cec-a020-589a2a5babe3_terseLabel_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation results and net trading income</link:label>
    <link:label id="lab_ifrs-full_TradingIncomeExpense_419ecca4-7fc0-4ead-8b10-6c75a5615c62_totalLabel_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Valuation results and net trading income</link:label>
    <link:label id="lab_ifrs-full_TradingIncomeExpense_c4bcb654-3ac3-4151-90f0-ef4374b6b0c9_verboseLabel_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211; of which revaluations and trading income</link:label>
    <link:label id="lab_ifrs-full_TradingIncomeExpense_label_en-US" xlink:label="lab_ifrs-full_TradingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading income (expense)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradingIncomeExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradingIncomeExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpense" xlink:to="lab_ifrs-full_TradingIncomeExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_a5201f3f-b09e-4599-9c48-451537f6db67_terseLabel_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution of products</link:label>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_label_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Distribution Of Products Fee And Commission Expense</link:label>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_documentation_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Distribution Of Products Fee And Commission Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:href="ing-20250630.xsd#ing_DistributionOfProductsFeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:to="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LocalBankTaxes_294f5e23-155f-466e-abb6-2d2d0ee666d0_terseLabel_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local bank taxes</link:label>
    <link:label id="lab_ing_LocalBankTaxes_label_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local bank taxes</link:label>
    <link:label id="lab_ing_LocalBankTaxes_documentation_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Local bank taxes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LocalBankTaxes" xlink:href="ing-20250630.xsd#ing_LocalBankTaxes"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LocalBankTaxes" xlink:to="lab_ing_LocalBankTaxes" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CentralBankBondsMember_9443b787-a8eb-4870-86c6-2ea8dfbca9b7_terseLabel_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Central bank bonds</link:label>
    <link:label id="lab_ing_CentralBankBondsMember_label_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Central Bank Bonds [Member]</link:label>
    <link:label id="lab_ing_CentralBankBondsMember_documentation_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Central Bank Bonds</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CentralBankBondsMember" xlink:href="ing-20250630.xsd#ing_CentralBankBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CentralBankBondsMember" xlink:to="lab_ing_CentralBankBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepositsFromCustomersAbstract_df0076ba-e577-45ac-8c0e-34318270853e_terseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from customers [abstract]</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomersAbstract_label_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from customers [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromCustomersAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromCustomersAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomersAbstract" xlink:to="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost_3621dd88-4381-4eae-a642-c39192d533a5_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on debt securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest revenue for financial assets measured at amortised cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:to="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PastDueStatusDomain_d537c577-1968-4fac-9d7a-e7a426295a9d_terseLabel_en-US" xlink:label="lab_ifrs-full_PastDueStatusDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past due status [domain]</link:label>
    <link:label id="lab_ifrs-full_PastDueStatusDomain_label_en-US" xlink:label="lab_ifrs-full_PastDueStatusDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Past due status [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PastDueStatusDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PastDueStatusDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusDomain" xlink:to="lab_ifrs-full_PastDueStatusDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_412d13ce-a52a-406c-9583-15e327e1bfe5_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealised gains on (losses) recognised in the statement of profit or loss</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for assets held at end of period, fair value measurement</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement"/>
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    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities_586f1eb0-68e8-46b6-9b6f-ebc382cab6a1_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Realised gain/loss recognised in the statement of profit or loss during the period</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss including exchange differences, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_12e03ba4-0caa-482b-bf12-c8e07dfe2717_terseLabel_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares repurchased, effective price per share (in EUR per share)</link:label>
    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_label_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Effective Price Per Share</link:label>
    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_documentation_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Effective Price Per Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SharesRepurchasedEffectivePricePerShare" xlink:href="ing-20250630.xsd#ing_SharesRepurchasedEffectivePricePerShare"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SharesRepurchasedEffectivePricePerShare" xlink:to="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_84d9bff7-92a5-4a83-a4ad-960d69e290e2_terseLabel_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-trading derivatives</link:label>
    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_label_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Trading Derivatives Liabilities [member]</link:label>
    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_documentation_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non-trading derivatives liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonTradingDerivativesLiabilitiesMember" xlink:href="ing-20250630.xsd#ing_NonTradingDerivativesLiabilitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NonTradingDerivativesLiabilitiesMember" xlink:to="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_1b54882d-ac55-4edc-9059-6a86e5edddd0_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives at foreign exchange</link:label>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_label_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives At Foreign Exchange [Member]</link:label>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_documentation_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivatives at foreign exchange.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativesAtForeignExchangeMember" xlink:href="ing-20250630.xsd#ing_DerivativesAtForeignExchangeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DerivativesAtForeignExchangeMember" xlink:to="lab_ing_DerivativesAtForeignExchangeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherCashDistributions_19de7225-44f4-4647-adf8-e1a036ef40e0_terseLabel_en-US" xlink:label="lab_ing_OtherCashDistributions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other cash distributions</link:label>
    <link:label id="lab_ing_OtherCashDistributions_label_en-US" xlink:label="lab_ing_OtherCashDistributions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Cash Distributions</link:label>
    <link:label id="lab_ing_OtherCashDistributions_documentation_en-US" xlink:label="lab_ing_OtherCashDistributions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other cash distributions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherCashDistributions" xlink:href="ing-20250630.xsd#ing_OtherCashDistributions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherCashDistributions" xlink:to="lab_ing_OtherCashDistributions" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities_1c0e79cc-da20-4574-a781-f2b94bc0129b_negatedLabel_en-US" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of subordinated loans</link:label>
    <link:label id="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities_label_en-US" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of subordinated liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepaymentsOfSubordinatedLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_e4b5cc2e-7e90-4ec3-9424-9bdb63f16de0_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Sale of assets</link:label>
    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales, fair value measurement, assets</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SalesFairValueMeasurementAssets" xlink:to="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesLiabilitiesMember_c145bed2-3049-4e39-985d-584784113b1f_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; Debt securities</link:label>
    <link:label id="lab_ing_DebtSecuritiesLiabilitiesMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Liabilities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesLiabilitiesMember" xlink:href="ing-20250630.xsd#ing_DebtSecuritiesLiabilitiesMember"/>
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    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory_5bd58b5a-81cf-4026-9778-bc4c93a406b0_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation techniques and range of unobservable inputs</link:label>
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    <link:label id="lab_ing_ShareRepurchaseProgramThreeMember_66b5b806-43a3-4e33-9d30-60d766b761b1_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramThreeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program three</link:label>
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    <link:label id="lab_ing_AllowanceForCreditLossesRecognisedInProfitLoss_d5912b2a-6e3b-43bf-adb5-d1c0a9021355_terseLabel_en-US" xlink:label="lab_ing_AllowanceForCreditLossesRecognisedInProfitLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Addition to loan loss provisions</link:label>
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    <link:label id="lab_ing_CustomerDepositsByCustomerDomain_5c7ff709-776b-401f-92d2-06ff72dcab68_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer [Domain]</link:label>
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    <link:label id="lab_ing_DerivativesAtCreditMember_662ed2d2-50b3-4c93-bd14-e9c473f95e1d_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtCreditMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative at credit</link:label>
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    <link:label id="lab_ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading_ba9fb219-ddd8-4dfc-b62b-5f04b19f423e_verboseLabel_en-US" xlink:label="lab_ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Valuation results on assets and liabilities designated at FVPL (excluding trading)</link:label>
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    <link:label id="lab_ifrs-full_IFRS9Member_2d0d45a7-b1d1-4d19-b321-539977d068ea_terseLabel_en-US" xlink:label="lab_ifrs-full_IFRS9Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IFRS 9</link:label>
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    <link:label id="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets_2f8e15cc-9fbb-4b7c-ac92-55cafc8949f8_negatedLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Write-offs</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossFromOperatingActivities_855e9826-43a3-49f6-be63-06d89f8a8586_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossFromOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_ProfitLossFromOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) from operating activities</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets_18a49609-7f1b-434e-88be-c3729c2dfbd6_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase through other commitments</link:label>
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    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_e7ce8370-a5a7-44cb-9868-3d095a5c995a_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from investing activities</link:label>
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    <link:label id="lab_ifrs-full_InterestExpense_4f39c63c-11a4-4b87-a94d-6d9f06c1d5ee_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_InterestExpense" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total interest expense</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_bf68e088-c55c-471a-ade8-d176d9bbc5da_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders of the parent</link:label>
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    <link:label id="lab_country_DE_a5b189a2-e03f-4e95-9400-eea9f45a4835_terseLabel_en-US" xlink:label="lab_country_DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">GERMANY</link:label>
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    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_fd9f8aa6-e582-4790-8288-2400264a437b_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash flow from/(used in) financing activities</link:label>
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    <link:label id="lab_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets_89bb5ab9-7fa1-427f-92c8-6a8ab6ae80df_terseLabel_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property and equipment</link:label>
    <link:label id="lab_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets_label_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, plant and equipment including right-of-use assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets"/>
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    <link:label id="lab_ifrs-full_LoansAndAdvancesToCustomers_4ae23ae3-a474-4842-9deb-d6070aedbc62_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
    <link:label id="lab_ifrs-full_LoansAndAdvancesToCustomers_label_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
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    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeAbstract_91388698-3e2b-4d1c-a332-7f30abe26e8f_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeAbstract_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncomeAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:to="lab_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities_daaf21a4-1ffd-41db-9372-7d9df49ba01b_negatedLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other interest expense</link:label>
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    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_cee044d9-c49d-45ef-8b43-70bed7a173fb_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Realised gain/loss recognised in the statement of profit or loss during the period</link:label>
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    <link:label id="lab_ing_OtherInvestmentsInAssociatesAndJointVenturesMember_5f9bcce4-e7dc-4125-9559-d51a46bf12d7_terseLabel_en-US" xlink:label="lab_ing_OtherInvestmentsInAssociatesAndJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other investments in associates and joint ventures</link:label>
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    <link:label id="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_5ba92e83-96b4-401f-9820-2dbd79845eef_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Property and equipment</link:label>
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    <link:label id="lab_ifrs-full_EquityAbstract_ad2712d5-b262-4d55-8d70-0dbac674f863_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_ifrs-full_EquityAbstract_label_en-US" xlink:label="lab_ifrs-full_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [abstract]</link:label>
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    <link:label id="lab_srt_ShareRepurchaseProgramDomain_36267106-58b8-4bfa-b6be-78e309a8c249_terseLabel_en-US" xlink:label="lab_srt_ShareRepurchaseProgramDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Domain]</link:label>
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    <link:label id="lab_ifrs-full_RedesignationAxis_24ac7cb0-248e-451c-a38d-2bfee4e3db61_terseLabel_en-US" xlink:label="lab_ifrs-full_RedesignationAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redesignation [axis]</link:label>
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    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsShares_26ea6c38-dc52-4f56-bda1-c8b26bdd5201_negatedTerseLabel_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsShares" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Distributed under staff share and stock option plans (in shares)</link:label>
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    <link:label id="lab_ing_AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock_7cac0149-683c-49d6-a0ed-5940395da8b8_terseLabel_en-US" xlink:label="lab_ing_AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset class category average threshold investment grade</link:label>
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    <link:label id="lab_ifrs-full_StatutoryReserveMember_9d579449-6a75-4693-afac-ffe7623dd4ab_terseLabel_en-US" xlink:label="lab_ifrs-full_StatutoryReserveMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory reserve</link:label>
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    <link:label id="lab_ifrs-full_CurrentTaxAssets_b7d18587-70e7-4fc9-914a-c62cfb06f6d5_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current tax assets</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxAssets_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxAssets"/>
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    <link:label id="lab_ifrs-full_ProductsAndServicesDomain_2f9f0821-1e95-4cb6-87f1-e04ed1c65915_terseLabel_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Products and services [domain]</link:label>
    <link:label id="lab_ifrs-full_ProductsAndServicesDomain_label_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Products and services [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProductsAndServicesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProductsAndServicesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesDomain" xlink:to="lab_ifrs-full_ProductsAndServicesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherOperatingExpensesAbstract_e04f2cad-fb51-407b-962c-b04db1e46a5c_terseLabel_en-US" xlink:label="lab_ing_OtherOperatingExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Other Operating Expense [Abstract]</link:label>
    <link:label id="lab_ing_OtherOperatingExpensesAbstract_label_en-US" xlink:label="lab_ing_OtherOperatingExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Operating Expenses [Abstract]</link:label>
    <link:label id="lab_ing_OtherOperatingExpensesAbstract_documentation_en-US" xlink:label="lab_ing_OtherOperatingExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of other operating expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherOperatingExpensesAbstract" xlink:href="ing-20250630.xsd#ing_OtherOperatingExpensesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherOperatingExpensesAbstract" xlink:to="lab_ing_OtherOperatingExpensesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherLiabilities_7a481047-3f80-4f77-b3bc-2d814ed3455a_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_ifrs-full_OtherLiabilities_label_en-US" xlink:label="lab_ifrs-full_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherLiabilities" xlink:to="lab_ifrs-full_OtherLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding_4b53cc47-f6e1-44b0-b9c0-a8d77a5d488f_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased/sold for trading purposes (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding"/>
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    <link:label id="lab_ing_OtherAdjustmentsToRegulatoryCapital_8eb22bc1-e376-4b67-8783-0896de5fd558_terseLabel_en-US" xlink:label="lab_ing_OtherAdjustmentsToRegulatoryCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Other adjustments</link:label>
    <link:label id="lab_ing_OtherAdjustmentsToRegulatoryCapital_label_en-US" xlink:label="lab_ing_OtherAdjustmentsToRegulatoryCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other adjustments to regulatory capital</link:label>
    <link:label id="lab_ing_OtherAdjustmentsToRegulatoryCapital_documentation_en-US" xlink:label="lab_ing_OtherAdjustmentsToRegulatoryCapital" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other adjustments to regulatory capital</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherAdjustmentsToRegulatoryCapital" xlink:href="ing-20250630.xsd#ing_OtherAdjustmentsToRegulatoryCapital"/>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember_c9135051-897f-4775-8c40-618ba95be90e_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities designated and measured at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember_cf2708d7-8941-4453-80ec-1b763db1e982_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets designated at FVPL</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, designated upon initial recognition or subsequently, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember"/>
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    <link:label id="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract_befaf8de-ffc7-47aa-a9f2-7a4abc584c97_terseLabel_en-US" xlink:label="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities [abstract]</link:label>
    <link:label id="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract_label_en-US" xlink:label="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value of Assets and Liabilities [Abstract]</link:label>
    <link:label id="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract_documentation_en-US" xlink:label="lab_ing_FairValueOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FairValueOfAssetsAndLiabilitiesAbstract" xlink:href="ing-20250630.xsd#ing_FairValueOfAssetsAndLiabilitiesAbstract"/>
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    <link:label id="lab_ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax_d66446b5-92cc-4a11-b335-9b09702d2468_negatedTotalLabel_en-US" xlink:label="lab_ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Effect of adjustment after tax</link:label>
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    <link:label id="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures_9012f92d-3a6f-4342-bdd8-3b3d8705759c_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from debt securities</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from issue of bonds, notes and debentures</link:label>
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    <link:label id="lab_ing_DisclosureOfCapitalManagementTable_79117f9e-c27a-4869-ac7e-4f1981def380_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Capital management [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalManagementTable_label_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Capital management [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalManagementTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of Capital management [table]</link:label>
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    <link:label id="lab_ifrs-full_NewIFRSsDomain_642c1e15-8203-41f3-8d25-a31cd96119dd_terseLabel_en-US" xlink:label="lab_ifrs-full_NewIFRSsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">New IFRSs [domain]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewIFRSsDomain" xlink:to="lab_ifrs-full_NewIFRSsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod_7dfaf6a0-8554-4702-9972-e100130f76bf_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Other investments</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of investments other than investments accounted for using equity method</link:label>
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    <link:label id="lab_ifrs-full_BorrowingsInterestRate_130e9768-4e1e-4f99-8905-5e2f0a95c5fe_verboseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, interest rate</link:label>
    <link:label id="lab_ifrs-full_BorrowingsInterestRate_label_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, interest rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BorrowingsInterestRate" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsInterestRate"/>
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    <link:label id="lab_ifrs-full_CorporateLoansMember_a559e572-9e03-4d45-8fa2-6ba1b7c1a6a0_verboseLabel_en-US" xlink:label="lab_ifrs-full_CorporateLoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Corporate Lending</link:label>
    <link:label id="lab_ifrs-full_CorporateLoansMember_label_en-US" xlink:label="lab_ifrs-full_CorporateLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans to corporate entities [member]</link:label>
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    <link:label id="lab_ing_ClassesOfShareCapitalAndSharePremiumMember_a3680862-ff86-4f8d-b599-3e2b0181342d_terseLabel_en-US" xlink:label="lab_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
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    <link:label id="lab_ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember_643c3220-519a-4f91-bd6b-42b7259204d3_terseLabel_en-US" xlink:label="lab_ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve of unrealized gain (loss) at FVOCI</link:label>
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    <link:label id="lab_ing_TradingAssetsMember_c5bba899-3102-4a16-905a-321ba6cb21e5_terseLabel_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading assets</link:label>
    <link:label id="lab_ing_TradingAssetsMember_label_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading assets [member]</link:label>
    <link:label id="lab_ing_TradingAssetsMember_documentation_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Trading assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TradingAssetsMember" xlink:href="ing-20250630.xsd#ing_TradingAssetsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TradingAssetsMember" xlink:to="lab_ing_TradingAssetsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities_e23ceb9c-3794-4c5a-9e03-e9a87e7cb34c_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through other changes, liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_9d3030bd-1d37-49e2-ae32-c902fbac028f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_INGGroupMember_8e64a5c2-82d3-4b67-b8b1-dc27121f99ec_terseLabel_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ING Group</link:label>
    <link:label id="lab_ing_INGGroupMember_label_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ING Group [member]</link:label>
    <link:label id="lab_ing_INGGroupMember_documentation_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">ING group.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_INGGroupMember" xlink:href="ing-20250630.xsd#ing_INGGroupMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_INGGroupMember" xlink:to="lab_ing_INGGroupMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherWholesaleBankingMember_9e005483-0349-48de-b9b2-208ec7baf61d_terseLabel_en-US" xlink:label="lab_ing_OtherWholesaleBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Wholesale Banking</link:label>
    <link:label id="lab_ing_OtherWholesaleBankingMember_label_en-US" xlink:label="lab_ing_OtherWholesaleBankingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Wholesale Banking [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherWholesaleBankingMember" xlink:href="ing-20250630.xsd#ing_OtherWholesaleBankingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherWholesaleBankingMember" xlink:to="lab_ing_OtherWholesaleBankingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions_78d95825-f78a-44cc-bd22-f161d41f2f1e_verboseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Purchased/sold for trading purposes</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions_label_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Treasury Share Transactions, Excluding Share-based Payment Transactions</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Treasury Share Transactions, Excluding Share-based Payment Transactions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:href="ing-20250630.xsd#ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:to="lab_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_5eee8161-16ef-4f65-a32f-f2a7a16eee49_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Trading assets</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for decrease (increase) in financial assets held for trading</link:label>
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    <link:label id="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain_d866abf3-2374-456f-8eea-154ed09c6683_terseLabel_en-US" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-adjusting events after reporting period [domain]</link:label>
    <link:label id="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain_label_en-US" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-adjusting events after reporting period [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NonadjustingEventsAfterReportingPeriodDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:to="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains_613f1963-7d53-4e05-9562-49855c4c2c5a_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Exchange rate differences and other</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for unrealised foreign exchange losses (gains)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:to="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LawsuitFinalisedInFavorOfING_d391c3c6-44c4-49b8-9d63-7ae6b387899b_terseLabel_en-US" xlink:label="lab_ing_LawsuitFinalisedInFavorOfING" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lawsuit in favor of ING</link:label>
    <link:label id="lab_ing_LawsuitFinalisedInFavorOfING_label_en-US" xlink:label="lab_ing_LawsuitFinalisedInFavorOfING" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lawsuit Finalised In Favor Of ING</link:label>
    <link:label id="lab_ing_LawsuitFinalisedInFavorOfING_documentation_en-US" xlink:label="lab_ing_LawsuitFinalisedInFavorOfING" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Lawsuit Finalised In Favor Of ING</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LawsuitFinalisedInFavorOfING" xlink:href="ing-20250630.xsd#ing_LawsuitFinalisedInFavorOfING"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LawsuitFinalisedInFavorOfING" xlink:to="lab_ing_LawsuitFinalisedInFavorOfING" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_a1ca4b14-49c0-40fc-a084-6e1521dd2943_terseLabel_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_label_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous other operating expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MiscellaneousOtherOperatingExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:to="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember_02e4cbab-d717-4b50-a842-cdea69f4cb6f_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Not credit-impaired</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments not credit-impaired [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:to="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_NoncontrollingInterestsMember_de0a1938-9e28-4a79-b6c7-40b6e616a87f_terseLabel_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
    <link:label id="lab_ifrs-full_NoncontrollingInterestsMember_label_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-controlling interests [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncontrollingInterestsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncontrollingInterestsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterestsMember" xlink:to="lab_ifrs-full_NoncontrollingInterestsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory_b8d46d1b-783d-445e-b71d-0b30fcfb970e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory"/>
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    <link:label id="lab_ing_SignificantUnobservableInputs_b8f00dbf-886a-46f6-a562-e8a63917e790_terseLabel_en-US" xlink:label="lab_ing_SignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs, percentage</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_SignificantUnobservableInputs" xlink:href="ing-20250630.xsd#ing_SignificantUnobservableInputs"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SignificantUnobservableInputs" xlink:to="lab_ing_SignificantUnobservableInputs" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExpenseByNature_d7c4b589-b1f3-4c0c-a803-b0b3e1a06f5b_totalLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_4c0ae841-daa5-42e1-881a-3250bdbfdc6d_netLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_label_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expenses, by nature</link:label>
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    <link:label id="lab_ifrs-full_OtherReserves_89037147-952e-43c6-a7de-a286f9ff6ae8_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherReserves" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
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    <link:label id="lab_ifrs-full_OtherReserves_label_en-US" xlink:label="lab_ifrs-full_OtherReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherReserves" xlink:to="lab_ifrs-full_OtherReserves" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesAndStructuredNotesMember_e45e2d18-d33f-410b-ae45-456f520d38da_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesAndStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Debt securities</link:label>
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    <link:label id="lab_ing_DebtSecuritiesAndStructuredNotesMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesAndStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities And Structured Notes</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesAndStructuredNotesMember" xlink:href="ing-20250630.xsd#ing_DebtSecuritiesAndStructuredNotesMember"/>
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    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_b5aab3a9-17bc-4f04-8dc5-359e0fc281f3_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of related parties [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of related parties [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_WithoutEuIas39CarveOutMember_dde0e278-d515-489d-8abc-4094a5d047a2_terseLabel_en-US" xlink:label="lab_ing_WithoutEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Without EU IAS 39 carve-out</link:label>
    <link:label id="lab_ing_WithoutEuIas39CarveOutMember_label_en-US" xlink:label="lab_ing_WithoutEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Without EU IAS 39 Carve-Out [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_WithoutEuIas39CarveOutMember" xlink:href="ing-20250630.xsd#ing_WithoutEuIas39CarveOutMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_WithoutEuIas39CarveOutMember" xlink:to="lab_ing_WithoutEuIas39CarveOutMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PriceSignificantUnobservableInputs_cbd5d80e-7398-4869-b122-f822b9ca26c1_terseLabel_en-US" xlink:label="lab_ing_PriceSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs, price (in EUR per share)</link:label>
    <link:label id="lab_ing_PriceSignificantUnobservableInputs_label_en-US" xlink:label="lab_ing_PriceSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price Significant Unobservable Inputs</link:label>
    <link:label id="lab_ing_PriceSignificantUnobservableInputs_documentation_en-US" xlink:label="lab_ing_PriceSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price significant Unobservable Inputs</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PriceSignificantUnobservableInputs" xlink:href="ing-20250630.xsd#ing_PriceSignificantUnobservableInputs"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PriceSignificantUnobservableInputs" xlink:to="lab_ing_PriceSignificantUnobservableInputs" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ModelRiskMember_bd5e2f50-d463-4eab-a3f9-52d677e12967_terseLabel_en-US" xlink:label="lab_ing_ModelRiskMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Model Risk</link:label>
    <link:label id="lab_ing_ModelRiskMember_label_en-US" xlink:label="lab_ing_ModelRiskMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Model Risk [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ModelRiskMember" xlink:href="ing-20250630.xsd#ing_ModelRiskMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ModelRiskMember" xlink:to="lab_ing_ModelRiskMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TMBThanachartBankPublicCompanyLimitedMember_63485995-7d87-437a-91ed-cdd91304b611_terseLabel_en-US" xlink:label="lab_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TMBThanachart Bank Public Company Limited</link:label>
    <link:label id="lab_ing_TMBThanachartBankPublicCompanyLimitedMember_label_en-US" xlink:label="lab_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">TMBThanachart Bank Public Company Limited [Member]</link:label>
    <link:label id="lab_ing_TMBThanachartBankPublicCompanyLimitedMember_documentation_en-US" xlink:label="lab_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">TMBThanachart Bank Public Company Limited</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:href="ing-20250630.xsd#ing_TMBThanachartBankPublicCompanyLimitedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:to="lab_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems_6ceae54e-51ea-44c2-988a-527987c75a37_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AuditorsRemunerationForAuditServices_cbb51e03-aa43-40c3-a68e-fd67b76c566c_terseLabel_en-US" xlink:label="lab_ifrs-full_AuditorsRemunerationForAuditServices" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Audit and supervisory fees</link:label>
    <link:label id="lab_ifrs-full_AuditorsRemunerationForAuditServices_label_en-US" xlink:label="lab_ifrs-full_AuditorsRemunerationForAuditServices" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor's remuneration for audit services</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AuditorsRemunerationForAuditServices" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AuditorsRemunerationForAuditServices"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AuditorsRemunerationForAuditServices" xlink:to="lab_ifrs-full_AuditorsRemunerationForAuditServices" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestRateVolatilityMember_21a22adc-fcb2-40bf-b838-e6538bbb32fd_terseLabel_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate volatility (bps)</link:label>
    <link:label id="lab_ing_InterestRateVolatilityMember_label_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest rate volatility [Member]</link:label>
    <link:label id="lab_ing_InterestRateVolatilityMember_documentation_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The member represents significant unobservable input from interest rate volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestRateVolatilityMember" xlink:href="ing-20250630.xsd#ing_InterestRateVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestRateVolatilityMember" xlink:to="lab_ing_InterestRateVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_3388ddfb-02b8-4d9a-915f-88ad50a46fab_terseLabel_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit or Loss</link:label>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_label_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit Or Loss Reserve [Member]</link:label>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_documentation_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit Or Loss Reserve</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DeferredDayOneProfitOrLossReserveMember" xlink:href="ing-20250630.xsd#ing_DeferredDayOneProfitOrLossReserveMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DeferredDayOneProfitOrLossReserveMember" xlink:to="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_ebc0e00f-033d-4f35-aa9a-1c608671e8b6_periodStartLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at beginning of the period</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_a14d8605-8f83-473b-8f30-5acaace47372_periodEndLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at end of the period</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_61a4346a-8192-4052-8ef0-3ce8f0fd954f_totalLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at end of the period</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashAndCashEquivalents" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashAndCashEquivalents"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents" xlink:to="lab_ifrs-full_CashAndCashEquivalents" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome_31f505cc-8d96-4c55-862c-0939ab4f0fca_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_5b47eab7-ac85-41e3-a0a3-cd4ac927e8d8_terseLabel_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CET1, ambition</link:label>
    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_label_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1, Ambition Percent</link:label>
    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_documentation_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1, Ambition Percent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CommonEquityTier1AmbitionPercent" xlink:href="ing-20250630.xsd#ing_CommonEquityTier1AmbitionPercent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CommonEquityTier1AmbitionPercent" xlink:to="lab_ing_CommonEquityTier1AmbitionPercent" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_TRY_6eb6c016-31e8-4ac0-8c99-b9a2eb046052_terseLabel_en-US" xlink:label="lab_currency_TRY" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Turkey, New Lira</link:label>
    <link:label id="lab_currency_TRY_label_en-US" xlink:label="lab_currency_TRY" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Turkey, New Lira</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_TRY" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_TRY"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_TRY" xlink:to="lab_currency_TRY" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DerivativesAtEquityMember_14ddff97-d248-43ae-81bf-0df32987196c_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives at equity</link:label>
    <link:label id="lab_ing_DerivativesAtEquityMember_label_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives At Equity [Member]</link:label>
    <link:label id="lab_ing_DerivativesAtEquityMember_documentation_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivatives at equity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativesAtEquityMember" xlink:href="ing-20250630.xsd#ing_DerivativesAtEquityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DerivativesAtEquityMember" xlink:to="lab_ing_DerivativesAtEquityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities_8ddf5909-6da0-41ab-9265-4d1873f02d6d_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange rate differences</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss on exchange differences, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock_6f2e26bd-971e-4de6-a8e8-1b6eabe78193_terseLabel_en-US" xlink:label="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of investments in associates and joint ventures</link:label>
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    <link:label id="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure in investments in associates and joint ventures explanatory.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:to="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InvestmentGradeMember_4a7358cc-8abc-4b72-810e-86aafe705a42_terseLabel_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment grade</link:label>
    <link:label id="lab_ing_InvestmentGradeMember_label_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Grade [Member]</link:label>
    <link:label id="lab_ing_InvestmentGradeMember_documentation_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Internal credit grade 1-10 investment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InvestmentGradeMember" xlink:href="ing-20250630.xsd#ing_InvestmentGradeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InvestmentGradeMember" xlink:to="lab_ing_InvestmentGradeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_QualitativeIndicatorDaysArrearsBackstop_efb0bc8a-2148-4e61-9244-8e9a56bffb4b_terseLabel_en-US" xlink:label="lab_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Qualitative indicator, days arrears, backstop</link:label>
    <link:label id="lab_ing_QualitativeIndicatorDaysArrearsBackstop_label_en-US" xlink:label="lab_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Qualitative Indicator, Days Arrears, Backstop</link:label>
    <link:label id="lab_ing_QualitativeIndicatorDaysArrearsBackstop_documentation_en-US" xlink:label="lab_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Qualitative Indicator, Days Arrears, Backstop</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:href="ing-20250630.xsd#ing_QualitativeIndicatorDaysArrearsBackstop"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:to="lab_ing_QualitativeIndicatorDaysArrearsBackstop" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_UnobservableInputsDomain_3d8be45e-f339-4fff-acca-9631347cbb57_terseLabel_en-US" xlink:label="lab_ifrs-full_UnobservableInputsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unobservable inputs [domain]</link:label>
    <link:label id="lab_ifrs-full_UnobservableInputsDomain_label_en-US" xlink:label="lab_ifrs-full_UnobservableInputsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unobservable inputs [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_UnobservableInputsDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnobservableInputsDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnobservableInputsDomain" xlink:to="lab_ifrs-full_UnobservableInputsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_b6496dae-cf06-46f2-ac18-19623dec2f4d_periodStartLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance, ordinary shares (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_47de0e14-8932-4f29-8b61-9a87c12f146b_periodEndLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance, ordinary shares (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_label_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of shares outstanding</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfSharesOutstanding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesOutstanding" xlink:to="lab_ifrs-full_NumberOfSharesOutstanding" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_66fa4e37-21e7-4421-ab16-869e17582390_terseLabel_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contributions to the deposit guarantee schemes</link:label>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_label_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contributions to deposit guarantee schemes</link:label>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_documentation_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The portion of regulatory costs that represents contributions to deposit guarantee schemes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ContributionsToDepositGuaranteeSchemes" xlink:href="ing-20250630.xsd#ing_ContributionsToDepositGuaranteeSchemes"/>
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    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_289a6b2c-02d1-4a12-9021-b74a78deda7f_terseLabel_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 using valuation techniques</link:label>
    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_label_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable</link:label>
    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_documentation_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:href="ing-20250630.xsd#ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:to="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsAxis_04e64fa7-14d4-4df1-84d6-4b482acecb57_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsAxis_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis" xlink:to="lab_ifrs-full_ActuarialAssumptionsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_283fd758-27bd-46ed-b4da-0ff7794cd6e2_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from operating activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) operating activities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"/>
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    <link:label id="lab_dei_EntityRegistrantName_00495ddd-5cf0-4b9b-b19c-586f50935b8b_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnLeaseLiabilities_c4949b40-4a1c-4c36-abb9-9f03e7e9ee46_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on lease liabilities</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnLeaseLiabilities_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on lease liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnLeaseLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:to="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_0a3497db-d5a2-4f80-a349-7d1602ef1b2e_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_label_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:href="ing-20250630.xsd#ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:to="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_BorrowingsByNameDomain_6c6ccc83-8d55-4cd0-af08-7fa44aca21f9_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings by name</link:label>
    <link:label id="lab_ifrs-full_BorrowingsByNameDomain_label_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings by name [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BorrowingsByNameDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsByNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameDomain" xlink:to="lab_ifrs-full_BorrowingsByNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_2f745f22-176e-46d8-b42a-d4ee548ecf00_terseLabel_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares repurchased, average price per share (in EUR per share)</link:label>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_label_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Average Price Per Share</link:label>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_documentation_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Average Price Per Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SharesRepurchasedAveragePricePerShare" xlink:href="ing-20250630.xsd#ing_SharesRepurchasedAveragePricePerShare"/>
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    <link:label id="lab_ing_ReverseReposMember_d7c372ce-1c91-41f5-9d83-464b2fccff6c_terseLabel_en-US" xlink:label="lab_ing_ReverseReposMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">(Reverse) repos</link:label>
    <link:label id="lab_ing_ReverseReposMember_label_en-US" xlink:label="lab_ing_ReverseReposMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reverse (Repos) [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReverseReposMember" xlink:href="ing-20250630.xsd#ing_ReverseReposMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReverseReposMember" xlink:to="lab_ing_ReverseReposMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod_ac14eacb-0fac-400d-961b-bc34736fffaa_terseLabel_en-US" xlink:label="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of share buyback programmes, initiated during the period</link:label>
    <link:label id="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod_label_en-US" xlink:label="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Share Buyback Programmes, Initiated During The Period</link:label>
    <link:label id="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod_documentation_en-US" xlink:label="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of Share Buyback Programmes, Initiated During The Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:href="ing-20250630.xsd#ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:to="lab_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_58f80bc1-5ecf-4558-b4f4-3be6d5199000_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities_aa1eb09a-1796-42e9-b15e-0c955bea51dd_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from sales or maturity of financial assets measured at fair value through other comprehensive income, classified as investing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities"/>
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    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_92320601-8e64-466f-9e36-dadcf21347a8_terseLabel_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Staff expenses</link:label>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_label_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee benefits expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EmployeeBenefitsExpense"/>
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    <link:label id="lab_ing_DividendPayOutRatio_f7117d45-7083-40f3-84b1-6e63352c1e33_terseLabel_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend pay-out ratio</link:label>
    <link:label id="lab_ing_DividendPayOutRatio_label_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Pay-Out Ratio</link:label>
    <link:label id="lab_ing_DividendPayOutRatio_documentation_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividend Pay-Out Ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DividendPayOutRatio" xlink:href="ing-20250630.xsd#ing_DividendPayOutRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DividendPayOutRatio" xlink:to="lab_ing_DividendPayOutRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ValuationResultsAndNetTradingIncomeTable_0956ae9b-761e-4d1e-bd4d-4f759822b7e6_terseLabel_en-US" xlink:label="lab_ing_ValuationResultsAndNetTradingIncomeTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation Results and Net Trading Income [Table]</link:label>
    <link:label id="lab_ing_ValuationResultsAndNetTradingIncomeTable_label_en-US" xlink:label="lab_ing_ValuationResultsAndNetTradingIncomeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation Results And Net Trading Income [Table]</link:label>
    <link:label id="lab_ing_ValuationResultsAndNetTradingIncomeTable_documentation_en-US" xlink:label="lab_ing_ValuationResultsAndNetTradingIncomeTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Valuation result and net trading income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ValuationResultsAndNetTradingIncomeTable" xlink:href="ing-20250630.xsd#ing_ValuationResultsAndNetTradingIncomeTable"/>
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    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_fe26fae2-68ef-4fc3-80a2-d8edf11f6e5e_terseLabel_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_label_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits From Customers Category [Member]</link:label>
    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_documentation_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits From Customers Category</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DepositsFromCustomersCategoryMember" xlink:href="ing-20250630.xsd#ing_DepositsFromCustomersCategoryMember"/>
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    <link:label id="lab_srt_SegmentGeographicalDomain_baf6e198-fdbf-4167-876c-386b02cacc3f_terseLabel_en-US" xlink:label="lab_srt_SegmentGeographicalDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical [Domain]</link:label>
    <link:label id="lab_srt_SegmentGeographicalDomain_label_en-US" xlink:label="lab_srt_SegmentGeographicalDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Geographical [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_SegmentGeographicalDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_SegmentGeographicalDomain" xlink:to="lab_srt_SegmentGeographicalDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain_eaad3227-e897-400c-92d2-38a6ebd8237a_terseLabel_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses [domain]</link:label>
    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain_label_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses [domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain" xlink:to="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_8c9b4415-7eb9-49ff-bf85-6d29ca03cadd_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of equity</link:label>
    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Equity [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of equity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfEquityTableTextBlock" xlink:href="ing-20250630.xsd#ing_DisclosureOfEquityTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfEquityTableTextBlock" xlink:to="lab_ing_DisclosureOfEquityTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PrivateIndividualsMember_5d6cbb14-072e-42a5-8cfb-da3023400b3e_terseLabel_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Private individuals</link:label>
    <link:label id="lab_ing_PrivateIndividualsMember_label_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Private Individuals [member]</link:label>
    <link:label id="lab_ing_PrivateIndividualsMember_documentation_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Private Individuals [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PrivateIndividualsMember" xlink:href="ing-20250630.xsd#ing_PrivateIndividualsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PrivateIndividualsMember" xlink:to="lab_ing_PrivateIndividualsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_70e17cee-449b-4e4f-a070-a89b4211d2be_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of ING Group total</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_country_NL_b5193f83-bd29-4a63-bdc2-cc8f012b8e40_terseLabel_en-US" xlink:label="lab_country_NL" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">NETHERLANDS</link:label>
    <link:label id="lab_country_NL_label_en-US" xlink:label="lab_country_NL" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">NETHERLANDS</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_NL" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_NL"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_NL" xlink:to="lab_country_NL" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6cc3bb78-e749-42dd-a9ee-e0693847b3cd_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherReservesAbstract_1bda5417-a250-46f9-9875-ceba44950e55_terseLabel_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:label id="lab_ing_OtherReservesAbstract_label_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Reserves [Abstract]</link:label>
    <link:label id="lab_ing_OtherReservesAbstract_documentation_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Reserves</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherReservesAbstract" xlink:href="ing-20250630.xsd#ing_OtherReservesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherReservesAbstract" xlink:to="lab_ing_OtherReservesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems_878c6617-5755-4b91-b1e4-452d5644310e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LoansAndAdvancesMember_e3bc9c26-88f5-4ec2-995f-abd86bce9082_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances</link:label>
    <link:label id="lab_ing_LoansAndAdvancesMember_label_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Advances [Member]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesMember_documentation_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans and advances.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesMember" xlink:href="ing-20250630.xsd#ing_LoansAndAdvancesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LoansAndAdvancesMember" xlink:to="lab_ing_LoansAndAdvancesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DepreciationAndImpairmentLossIntangibleAssets_2cafe484-1331-4334-87e4-231293f714cf_terseLabel_en-US" xlink:label="lab_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortisation and impairment of intangible assets</link:label>
    <link:label id="lab_ing_DepreciationAndImpairmentLossIntangibleAssets_label_en-US" xlink:label="lab_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation And Impairment Loss, Intangible Assets</link:label>
    <link:label id="lab_ing_DepreciationAndImpairmentLossIntangibleAssets_documentation_en-US" xlink:label="lab_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Depreciation And Impairment Loss, Intangible Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:href="ing-20250630.xsd#ing_DepreciationAndImpairmentLossIntangibleAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:to="lab_ing_DepreciationAndImpairmentLossIntangibleAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember_2a3fcebc-0d61-4964-a32f-79ad5ae5a1d3_terseLabel_en-US" xlink:label="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity at FVOCI</link:label>
    <link:label id="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember_label_en-US" xlink:label="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity At Fair Value Through Other Comprehensive Income [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:href="ing-20250630.xsd#ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LegalProceedingsAbstract_178d3a65-fcde-475d-9c10-e92bd7119f7d_terseLabel_en-US" xlink:label="lab_ing_LegalProceedingsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Legal Proceedings [Abstract]</link:label>
    <link:label id="lab_ing_LegalProceedingsAbstract_label_en-US" xlink:label="lab_ing_LegalProceedingsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Proceedings [Abstract]</link:label>
    <link:label id="lab_ing_LegalProceedingsAbstract_documentation_en-US" xlink:label="lab_ing_LegalProceedingsAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of legal proceedings.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LegalProceedingsAbstract" xlink:href="ing-20250630.xsd#ing_LegalProceedingsAbstract"/>
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    <link:label id="lab_ing_OtherDerivativesMember_bc0d19be-0026-4bdd-9d8c-0de5518796ac_terseLabel_en-US" xlink:label="lab_ing_OtherDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other derivatives</link:label>
    <link:label id="lab_ing_OtherDerivativesMember_label_en-US" xlink:label="lab_ing_OtherDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Derivatives [Member]</link:label>
    <link:label id="lab_ing_OtherDerivativesMember_documentation_en-US" xlink:label="lab_ing_OtherDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other derivatives.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherDerivativesMember" xlink:href="ing-20250630.xsd#ing_OtherDerivativesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherDerivativesMember" xlink:to="lab_ing_OtherDerivativesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_AllCurrenciesDomain_0ca680d6-2dcc-4211-9659-c5f91bc97117_terseLabel_en-US" xlink:label="lab_currency_AllCurrenciesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All Currencies [Domain]</link:label>
    <link:label id="lab_currency_AllCurrenciesDomain_label_en-US" xlink:label="lab_currency_AllCurrenciesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All Currencies [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_AllCurrenciesDomain" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_AllCurrenciesDomain"/>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable_56c58f7a-028c-4f30-8833-dde89437c560_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [table]</link:label>
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    <link:label id="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived_e0dcdca8-600c-403f-bc6a-f0174bd2b874_negatedLabel_en-US" xlink:label="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividends received</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:href="ing-20250630.xsd#ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:to="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareBuybackProgrammeCancelledAmount_65f3dd71-c1b9-497f-b2bc-a4032d96e1e6_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cancelled under Share buyback programme</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeCancelledAmount_label_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Cancelled, Amount</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeCancelledAmount_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Cancelled, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeCancelledAmount" xlink:href="ing-20250630.xsd#ing_ShareBuybackProgrammeCancelledAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareBuybackProgrammeCancelledAmount" xlink:to="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis_5cc2e9a2-0317-4ffd-965c-b323641f1639_terseLabel_en-US" xlink:label="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Departure from requirement of IFRS [axis]</link:label>
    <link:label id="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis_label_en-US" xlink:label="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Departure from requirement of IFRS [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepartureFromRequirementOfIFRSAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:to="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TradingIncomeExpenseOnSecurities_2c54b47b-d3d9-451b-8e3a-bd2c7ec2ca7f_terseLabel_en-US" xlink:label="lab_ing_TradingIncomeExpenseOnSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities trading results</link:label>
    <link:label id="lab_ing_TradingIncomeExpenseOnSecurities_label_en-US" xlink:label="lab_ing_TradingIncomeExpenseOnSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading income (expense) on securities</link:label>
    <link:label id="lab_ing_TradingIncomeExpenseOnSecurities_documentation_en-US" xlink:label="lab_ing_TradingIncomeExpenseOnSecurities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Trading income (expense) on securities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TradingIncomeExpenseOnSecurities" xlink:href="ing-20250630.xsd#ing_TradingIncomeExpenseOnSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TradingIncomeExpenseOnSecurities" xlink:to="lab_ing_TradingIncomeExpenseOnSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareRepurchaseProgramOneMember_3ff986a3-1de8-4ad9-bd56-ac8a5879d6cb_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program one</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramOneMember_label_en-US" xlink:label="lab_ing_ShareRepurchaseProgramOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program One [Member]</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramOneMember_documentation_en-US" xlink:label="lab_ing_ShareRepurchaseProgramOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Repurchase Program One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareRepurchaseProgramOneMember" xlink:href="ing-20250630.xsd#ing_ShareRepurchaseProgramOneMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareRepurchaseProgramOneMember" xlink:to="lab_ing_ShareRepurchaseProgramOneMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract_7b9c99dc-8d52-4a50-adbf-f82402487802_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effect of dilutive instruments:</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of instruments with potential future dilutive effect not included in calculation of diluted earnings per share [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract"/>
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    <link:label id="lab_ifrs-full_LoansToGovernmentMember_21592c6b-c6c1-4f47-82a2-7b813fa44b91_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansToGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to public authorities</link:label>
    <link:label id="lab_ifrs-full_LoansToGovernmentMember_label_en-US" xlink:label="lab_ifrs-full_LoansToGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans to government [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoansToGovernmentMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansToGovernmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansToGovernmentMember" xlink:to="lab_ifrs-full_LoansToGovernmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_46c49e92-c03d-4365-b5ef-94ec1f3919a9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BCreditGradesMember_12a53b29-5677-487a-939a-c1d083be890b_terseLabel_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">14-16 (B)</link:label>
    <link:label id="lab_ing_BCreditGradesMember_label_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">B Credit Grades [Member]</link:label>
    <link:label id="lab_ing_BCreditGradesMember_documentation_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">B Credit Grades [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BCreditGradesMember" xlink:href="ing-20250630.xsd#ing_BCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BCreditGradesMember" xlink:to="lab_ing_BCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_INGBankNVMember_49fb77db-20ca-432a-a92b-251e7c35202b_terseLabel_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ING Bank</link:label>
    <link:label id="lab_ing_INGBankNVMember_label_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ING Bank NV [Member]</link:label>
    <link:label id="lab_ing_INGBankNVMember_documentation_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">ING Bank NV.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_INGBankNVMember" xlink:href="ing-20250630.xsd#ing_INGBankNVMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_INGBankNVMember" xlink:to="lab_ing_INGBankNVMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowHedgesMember_551c6477-5255-4b6e-be99-f6742e0309c3_verboseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; cash flow hedges (ineffective portion)</link:label>
    <link:label id="lab_ifrs-full_CashFlowHedgesMember_label_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flow hedges [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowHedgesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowHedgesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowHedgesMember" xlink:to="lab_ifrs-full_CashFlowHedgesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TopOfRangeMember_f3a63a77-2498-4436-ac58-c0efaad37532_terseLabel_en-US" xlink:label="lab_ifrs-full_TopOfRangeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum</link:label>
    <link:label id="lab_ifrs-full_TopOfRangeMember_label_en-US" xlink:label="lab_ifrs-full_TopOfRangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Top of range [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TopOfRangeMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TopOfRangeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TopOfRangeMember" xlink:to="lab_ifrs-full_TopOfRangeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AverageThresholdRatio_eac24653-a871-4ecd-b023-628011696a74_terseLabel_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average threshold ratio</link:label>
    <link:label id="lab_ing_AverageThresholdRatio_label_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Average Threshold Ratio</link:label>
    <link:label id="lab_ing_AverageThresholdRatio_documentation_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Average Threshold Ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AverageThresholdRatio" xlink:href="ing-20250630.xsd#ing_AverageThresholdRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AverageThresholdRatio" xlink:to="lab_ing_AverageThresholdRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ShareRepurchaseProgramAxis_f521b786-6670-4134-a5ac-3e482ad62c07_terseLabel_en-US" xlink:label="lab_srt_ShareRepurchaseProgramAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Axis]</link:label>
    <link:label id="lab_srt_ShareRepurchaseProgramAxis_label_en-US" xlink:label="lab_srt_ShareRepurchaseProgramAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ShareRepurchaseProgramAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ShareRepurchaseProgramAxis" xlink:to="lab_srt_ShareRepurchaseProgramAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_031d0844-1b39-42ab-9c21-b8641377adcf_negatedLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Share buyback programmes, repurchases of shares</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of treasury shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PurchaseOfTreasuryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfTreasuryShares" xlink:to="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_ae5cf85b-7a76-4ca6-b5c4-a440cb8013aa_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_label_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Fair Value Measurement of Assets and Liabilities [Table]</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:href="ing-20250630.xsd#ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:to="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherAssets_1bc63a97-684b-4066-b6af-ab652249c48e_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_ifrs-full_OtherAssets_label_en-US" xlink:label="lab_ifrs-full_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets" xlink:to="lab_ifrs-full_OtherAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_ae4c8966-f00b-45c9-9c44-d2a21d793702_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on financial assets at fair value through OCI</link:label>
    <link:label id="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest revenue for financial assets measured at fair value through other comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_MiscellaneousInterestExpense_333fc466-0b8d-40e5-b0a7-fab9254f1de4_terseLabel_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense other</link:label>
    <link:label id="lab_ing_MiscellaneousInterestExpense_label_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous interest expense</link:label>
    <link:label id="lab_ing_MiscellaneousInterestExpense_documentation_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of interest expense incurred during the period related other items.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MiscellaneousInterestExpense" xlink:href="ing-20250630.xsd#ing_MiscellaneousInterestExpense"/>
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    <link:label id="lab_ing_StageOneCreditImpairmentMember_48f2257f-69e5-4140-82c2-e37aeb4aaa36_terseLabel_en-US" xlink:label="lab_ing_StageOneCreditImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stage 1</link:label>
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    <link:label id="lab_ing_SupplementaryCapitalTier2Bonds_a9526af1-2c19-4df0-8df9-e1566181fbe7_terseLabel_en-US" xlink:label="lab_ing_SupplementaryCapitalTier2Bonds" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Supplementary capital Tier 2 bonds</link:label>
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    <link:label id="lab_ing_FullyloadedMember_97e07742-cf01-4dc8-8e39-c2970bd83cd0_terseLabel_en-US" xlink:label="lab_ing_FullyloadedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fully-loaded</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_FullyloadedMember" xlink:href="ing-20250630.xsd#ing_FullyloadedMember"/>
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    <link:label id="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares_1604bc2d-141a-44af-bdc6-94fdacfa63f1_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share plans (in shares)</link:label>
    <link:label id="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares_label_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dilutive effect of all instruments on weighted average number of ordinary shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:to="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MeasurementAxis_545868d7-a95d-4ebd-88be-53e3f81827a3_terseLabel_en-US" xlink:label="lab_ifrs-full_MeasurementAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement [axis]</link:label>
    <link:label id="lab_ifrs-full_MeasurementAxis_label_en-US" xlink:label="lab_ifrs-full_MeasurementAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MeasurementAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MeasurementAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementAxis" xlink:to="lab_ifrs-full_MeasurementAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CcCreditGradesMember_dc37efa5-c79c-4b80-b9ca-8ca4ceb25003_terseLabel_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">18 (CC)</link:label>
    <link:label id="lab_ing_CcCreditGradesMember_label_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CC Credit Grades [Member]</link:label>
    <link:label id="lab_ing_CcCreditGradesMember_documentation_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">CC Credit Grades</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CcCreditGradesMember" xlink:href="ing-20250630.xsd#ing_CcCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CcCreditGradesMember" xlink:to="lab_ing_CcCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_a2da0620-c441-4072-8950-26d605cd768d_terseLabel_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase/sale of treasury shares</link:label>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_label_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</link:label>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_documentation_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:href="ing-20250630.xsd#ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:to="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_RUB_0debeafa-c6dc-4c91-957d-7bf291cfe227_terseLabel_en-US" xlink:label="lab_currency_RUB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Russia, Rubles</link:label>
    <link:label id="lab_currency_RUB_label_en-US" xlink:label="lab_currency_RUB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Russia, Rubles</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_RUB" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_RUB"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_RUB" xlink:to="lab_currency_RUB" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_20b264b3-ef02-49c0-8f66-e10b91aea94e_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2026</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_label_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Credit Losses Sensitivity Year Two</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_documentation_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity of expected credit losses by macroeconomic scenario in year two.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:href="ing-20250630.xsd#ing_ExpectedCreditLossesSensitivityYearTwo"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:to="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember_f0f6327f-46dd-424a-bdf6-3c06e29323d3_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to departure from requirement of IFRS</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to departure from requirement of IFRS [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:to="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LifetimeExpectedCreditLossesMember_68621d73-7e62-4263-9d2a-f80087e4d971_terseLabel_en-US" xlink:label="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lifetime expected credit losses</link:label>
    <link:label id="lab_ifrs-full_LifetimeExpectedCreditLossesMember_label_en-US" xlink:label="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lifetime expected credit losses [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LifetimeExpectedCreditLossesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:to="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_24acb410-e621-4f9f-9204-5bb015bad1fa_negatedLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">&#8211; Property and equipment</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of property, plant and equipment, classified as investing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFiscalYearFocus_7ed3aacf-64de-4dfd-bae4-6ba72e0fe038_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalYearFocus_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalYearFocus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets_58a3428c-d414-4ef7-a6eb-4a10465627a3_totalLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other interest income</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on other financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnOtherFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:to="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpense_6a4fa975-97ac-4487-9141-7e74d43858e7_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpense_517f669f-1eb6-4fae-becf-b451457e8d21_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpense_44173696-8ed5-4d0d-abf1-8e65a1631468_verboseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpense_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income (expense)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FeeAndCommissionIncomeExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeExpense" xlink:to="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_country_RU_e8cc30f6-81ff-4b37-9816-cae594dde3c6_terseLabel_en-US" xlink:label="lab_country_RU" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">RUSSIAN FEDERATION</link:label>
    <link:label id="lab_country_RU_label_en-US" xlink:label="lab_country_RU" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">RUSSIAN FEDERATION</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_RU" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_RU"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_RU" xlink:to="lab_country_RU" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CvaMember_b9db7b2a-f463-4c36-a4c2-606ea94db681_terseLabel_en-US" xlink:label="lab_ing_CvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CVA</link:label>
    <link:label id="lab_ing_CvaMember_label_en-US" xlink:label="lab_ing_CvaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CVA [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CvaMember" xlink:href="ing-20250630.xsd#ing_CvaMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CvaMember" xlink:to="lab_ing_CvaMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_e44acc6d-d3cf-4dee-9b53-20bd0e6c04d5_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NonperformingMember_b02b6197-a786-4f18-890c-15c2055213bc_terseLabel_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Of which: non-performing</link:label>
    <link:label id="lab_ing_NonperformingMember_label_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-performing [member]</link:label>
    <link:label id="lab_ing_NonperformingMember_documentation_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for non performing category of risk.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonperformingMember" xlink:href="ing-20250630.xsd#ing_NonperformingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NonperformingMember" xlink:to="lab_ing_NonperformingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_b3944f46-38d4-476e-8665-95836bb7df6a_verboseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Revaluations</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_7bdbf7eb-30dc-4767-8e31-e63503e77452_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Valuation Adjustments</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for fair value losses (gains)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForFairValueGainsLosses"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:to="lab_ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_a4c2406f-6725-42a6-9f00-6ea3d915d3a5_netLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: Equity securities and Debt instruments at FVOCI</link:label>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of gains and losses on financial assets measured at fair value through other comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AAACreditGradesMember_3fb9ec56-0293-4189-ab36-933a631cdf46_terseLabel_en-US" xlink:label="lab_ing_AAACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1 (AAA)</link:label>
    <link:label id="lab_ing_AAACreditGradesMember_label_en-US" xlink:label="lab_ing_AAACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AAA Credit Grades [Member]</link:label>
    <link:label id="lab_ing_AAACreditGradesMember_documentation_en-US" xlink:label="lab_ing_AAACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">AAA credit Grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AAACreditGradesMember" xlink:href="ing-20250630.xsd#ing_AAACreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AAACreditGradesMember" xlink:to="lab_ing_AAACreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability_81f106eb-0200-409f-bd27-f78ce60a11bf_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Change in fair value of own credit risk of financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, change in fair value of financial liability attributable to change in credit risk of liability</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityVolatilityMember_a38ba274-bc99-456a-ae4c-7d2e1e8f786a_terseLabel_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity volatility (%)</link:label>
    <link:label id="lab_ing_EquityVolatilityMember_label_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity volatility [member]</link:label>
    <link:label id="lab_ing_EquityVolatilityMember_documentation_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityVolatilityMember" xlink:href="ing-20250630.xsd#ing_EquityVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityVolatilityMember" xlink:to="lab_ing_EquityVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TotalECLCollectiveAssessment_12f5ed77-daea-49e4-ba8d-784bf979db93_terseLabel_en-US" xlink:label="lab_ing_TotalECLCollectiveAssessment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total ECL collective assessment</link:label>
    <link:label id="lab_ing_TotalECLCollectiveAssessment_label_en-US" xlink:label="lab_ing_TotalECLCollectiveAssessment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total ECL Collective Assessment</link:label>
    <link:label id="lab_ing_TotalECLCollectiveAssessment_documentation_en-US" xlink:label="lab_ing_TotalECLCollectiveAssessment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total ECL Collective Assessment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TotalECLCollectiveAssessment" xlink:href="ing-20250630.xsd#ing_TotalECLCollectiveAssessment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TotalECLCollectiveAssessment" xlink:to="lab_ing_TotalECLCollectiveAssessment" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_73a7c2d2-eb95-4f85-b5e6-fe66a9fd6108_totalLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncome" xlink:to="lab_ifrs-full_ComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations_5042bd08-76eb-470b-ad52-2e542bb20f5f_terseLabel_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings from continuing operations (in EUR per share)</link:label>
    <link:label id="lab_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations_label_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basic earnings (loss) per share from continuing operations</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BasicEarningsLossPerShareFromContinuingOperations"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:to="lab_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseInTerminalGrowthRateMember_095ac53b-e7fb-4ae5-88b2-f1cd7c956550_terseLabel_en-US" xlink:label="lab_ing_DecreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in Terminal Growth Rate</link:label>
    <link:label id="lab_ing_DecreaseInTerminalGrowthRateMember_label_en-US" xlink:label="lab_ing_DecreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease In Terminal Growth Rate [Member]</link:label>
    <link:label id="lab_ing_DecreaseInTerminalGrowthRateMember_documentation_en-US" xlink:label="lab_ing_DecreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease In Terminal Growth Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseInTerminalGrowthRateMember" xlink:href="ing-20250630.xsd#ing_DecreaseInTerminalGrowthRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseInTerminalGrowthRateMember" xlink:to="lab_ing_DecreaseInTerminalGrowthRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_0e92835d-6a5c-41b5-bafb-367cd475752b_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Currency translation reserve</link:label>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_label_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of exchange differences on translation [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:to="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems_c6399cff-dd83-44e3-8fe3-cf7037332e7e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Market Risk [Line Items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MortgagesMember_c9ffb289-c573-4a60-bb85-1e1b4eeddd62_terseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:label id="lab_ifrs-full_MortgagesMember_ac2cc4f4-26fb-41b1-aba1-f7763e5d4e9b_verboseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgages</link:label>
    <link:label id="lab_ifrs-full_MortgagesMember_label_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MortgagesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MortgagesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MortgagesMember" xlink:to="lab_ifrs-full_MortgagesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AccumulatedImpairmentLosses_bc75cfdc-33de-439a-980e-393c576aebe0_terseLabel_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated impairment losses</link:label>
    <link:label id="lab_ing_AccumulatedImpairmentLosses_label_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Impairment Losses</link:label>
    <link:label id="lab_ing_AccumulatedImpairmentLosses_documentation_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Impairment Losses</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AccumulatedImpairmentLosses" xlink:href="ing-20250630.xsd#ing_AccumulatedImpairmentLosses"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AccumulatedImpairmentLosses" xlink:to="lab_ing_AccumulatedImpairmentLosses" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_38291d20-98d1-4c1e-b71b-fa6cdfb4a716_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock_5d17b9fd-55b5-43da-aa9f-0c724d7546e5_terseLabel_en-US" xlink:label="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of exposure to debt securities</link:label>
    <link:label id="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock_label_en-US" xlink:label="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary of Exposure To Debt Securities [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:href="ing-20250630.xsd#ing_SummaryOfExposureToDebtSecuritiesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:to="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionExpense_3f8b494b-972f-45f9-bbdd-37c818f1c59a_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other fee and commission expenses</link:label>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionExpense_label_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other fee and commission expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionExpense" xlink:to="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_e4c3a147-51d0-4450-80fa-6ab379c77f21_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Balance sheet value</link:label>
    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_84c64513-615d-4a54-add2-3dc3f4702eae_periodStartLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Opening balance as at 1 January</link:label>
    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_86fed978-4013-4038-8d60-e62ecb2a7c99_periodEndLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Closing balance</link:label>
    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_label_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in subsidiaries, joint ventures and associates reported in separate financial statements</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:to="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_AUD_32bf9856-e5f4-439c-b434-f385d7c9d881_terseLabel_en-US" xlink:label="lab_currency_AUD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Australia, Dollars</link:label>
    <link:label id="lab_currency_AUD_label_en-US" xlink:label="lab_currency_AUD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Australia, Dollars</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_AUD" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_AUD"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_AUD" xlink:to="lab_currency_AUD" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NonCreditReplacementGuaranteesMember_d137093a-8a85-42f6-bc91-43cb0eb22cfe_terseLabel_en-US" xlink:label="lab_ing_NonCreditReplacementGuaranteesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-credit replacement guarantees</link:label>
    <link:label id="lab_ing_NonCreditReplacementGuaranteesMember_label_en-US" xlink:label="lab_ing_NonCreditReplacementGuaranteesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Credit Replacement Guarantees [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonCreditReplacementGuaranteesMember" xlink:href="ing-20250630.xsd#ing_NonCreditReplacementGuaranteesMember"/>
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    <link:label id="lab_ing_AACreditGradesMember_b2a0c42d-7e2b-421e-8942-6ce143d3e972_terseLabel_en-US" xlink:label="lab_ing_AACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2-4 (AA)</link:label>
    <link:label id="lab_ing_AACreditGradesMember_label_en-US" xlink:label="lab_ing_AACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AA Credit Grades [Member]</link:label>
    <link:label id="lab_ing_AACreditGradesMember_documentation_en-US" xlink:label="lab_ing_AACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">AA credit grades.</link:label>
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end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">6-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jun. 30,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">ING GROEP NV<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">Q2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001039765<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</body>
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<DOCUMENT>
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<SEQUENCE>10
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Condensed consolidated statement of financial position - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash and balances with central banks</a></td>
<td class="nump">&#8364; 75,565<span></span>
</td>
<td class="nump">&#8364; 70,353<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">50,080<span></span>
</td>
<td class="nump">21,770<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">152,486<span></span>
</td>
<td class="nump">137,580<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">53,805<span></span>
</td>
<td class="nump">50,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">693,285<span></span>
</td>
<td class="nump">683,611<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investments in associates and joint ventures</a></td>
<td class="nump">1,536<span></span>
</td>
<td class="nump">1,679<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets', window );">Property and equipment</a></td>
<td class="nump">2,418<span></span>
</td>
<td class="nump">2,434<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Intangible assets</a></td>
<td class="nump">1,409<span></span>
</td>
<td class="nump">1,334<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxAssets', window );">Current tax assets</a></td>
<td class="nump">489<span></span>
</td>
<td class="nump">485<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="nump">771<span></span>
</td>
<td class="nump">1,001<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">Other assets</a></td>
<td class="nump">9,285<span></span>
</td>
<td class="nump">6,945<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">1,090,974<span></span>
</td>
<td class="nump">1,023,856<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,891<span></span>
</td>
<td class="nump">16,723<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">738,028<span></span>
</td>
<td class="nump">691,661<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">93,524<span></span>
</td>
<td class="nump">86,900<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxLiabilities', window );">Current tax liabilities</a></td>
<td class="nump">359<span></span>
</td>
<td class="nump">276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="nump">1,400<span></span>
</td>
<td class="nump">1,209<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Provisions', window );">Provisions</a></td>
<td class="nump">765<span></span>
</td>
<td class="nump">774<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">15,104<span></span>
</td>
<td class="nump">12,369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">151,016<span></span>
</td>
<td class="nump">142,367<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,566<span></span>
</td>
<td class="nump">17,878<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,037,653<span></span>
</td>
<td class="nump">970,158<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAbstract', window );"><strong>Equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremium', window );">Share capital and share premium</a></td>
<td class="nump">17,148<span></span>
</td>
<td class="nump">17,148<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Other reserves</a></td>
<td class="num">(3,158)<span></span>
</td>
<td class="num">(687)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained earnings</a></td>
<td class="nump">38,300<span></span>
</td>
<td class="nump">36,243<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Shareholders&#8217; equity (parent)</a></td>
<td class="nump">52,290<span></span>
</td>
<td class="nump">52,703<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">1,031<span></span>
</td>
<td class="nump">995<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">53,321<span></span>
</td>
<td class="nump">53,698<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="nump">&#8364; 1,090,974<span></span>
</td>
<td class="nump">&#8364; 1,023,856<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and bank balances held at central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The excess of amount paid for current tax in respect of current and prior periods over the amount due for those periods. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax for current and prior periods to the extent unpaid. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets and goodwill held by the entity. [Refer: Goodwill; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsAndGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee. [Refer: At cost [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B16&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of property, plant and equipment including right-of-use assets whose underlying assets would be presented as property, plant and equipment if they were owned. [Refer: Property, plant and equipment; Right-of-use assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Provisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities of uncertain timing or amount, including provisions for employee benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph l<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_l&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Provisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph IG6<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share capital and share premium.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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</body>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed consolidated statement of profit or loss - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContinuingOperationsAbstract', window );"><strong>Continuing Operations [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Interest income using effective interest rate method</a></td>
<td class="nump">&#8364; 22,079<span></span>
</td>
<td class="nump">&#8364; 25,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeNotUsingEffectiveInterestMethod', window );">Other interest income</a></td>
<td class="nump">3,763<span></span>
</td>
<td class="nump">4,863<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="nump">25,842<span></span>
</td>
<td class="nump">29,929<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseUsingEffectiveInterestRate', window );">Interest expense using effective interest rate method</a></td>
<td class="num">(15,291)<span></span>
</td>
<td class="num">(17,515)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities', window );">Other interest expense</a></td>
<td class="num">(3,261)<span></span>
</td>
<td class="num">(4,651)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expense</a></td>
<td class="num">(18,552)<span></span>
</td>
<td class="num">(22,166)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">7,290<span></span>
</td>
<td class="nump">7,762<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Fee and commission income</a></td>
<td class="nump">3,090<span></span>
</td>
<td class="nump">2,757<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Fee and commission expense</a></td>
<td class="num">(874)<span></span>
</td>
<td class="num">(760)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,998<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">Valuation results and net trading income</a></td>
<td class="nump">2,773<span></span>
</td>
<td class="nump">3,016<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentIncome', window );">Investment income</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherOperatingIncomeExpense', window );">Other net income</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Total income</a></td>
<td class="nump">12,404<span></span>
</td>
<td class="nump">12,812<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EmployeeBenefitsExpense', window );">Staff expenses</a></td>
<td class="nump">3,749<span></span>
</td>
<td class="nump">3,487<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other operating expenses</a></td>
<td class="nump">2,485<span></span>
</td>
<td class="nump">2,393<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">5,558<span></span>
</td>
<td class="nump">6,373<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,516<span></span>
</td>
<td class="nump">1,798<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net result</a></td>
<td class="nump">4,042<span></span>
</td>
<td class="nump">4,575<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToAbstract', window );"><strong>Net result attributable to:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">&#8364; 3,915<span></span>
</td>
<td class="nump">&#8364; 4,456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings per ordinary share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.29<span></span>
</td>
<td class="nump">&#8364; 1.35<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.29<span></span>
</td>
<td class="nump">&#8364; 1.35<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployeeBenefitsExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 104<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployeeBenefitsExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnOtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investment income, such as interest and dividends.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherOperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of operating income (expense) that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherOperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from operating activities of the entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2024-01-01<br> -Paragraph IE33<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IE33&amp;doctype=Illustrative%20Examples<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance For Credit Losses Recognised In Profit (Loss)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AllowanceForCreditLossesRecognisedInProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Continuing Operations [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseUsingEffectiveInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expenses calculated using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseUsingEffectiveInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeNotUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income not using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeNotUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed consolidated statement of comprehensive income - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_StatementOfComprehensiveIncomeAbstract', window );"><strong>Statement of comprehensive income [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net result (before non-controlling interests)</a></td>
<td class="nump">&#8364; 4,042<span></span>
</td>
<td class="nump">&#8364; 4,575<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract', window );"><strong>Items that will not be reclassified to the statement of profit or loss:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation', window );">- Unrealised revaluations property in own use</a></td>
<td class="num">(8)<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans', window );">- Remeasurement of the net defined benefit asset/liability</a></td>
<td class="num">(7)<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments', window );">- Net change in fair value of equity instruments at fair value through other comprehensive income</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability', window );">- Change in fair value of own credit risk of financial liabilities at fair value through profit or loss</a></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract', window );"><strong>Items that may subsequently be reclassified to the statement of profit or loss:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax', window );">- Net change in fair value of debt instruments at fair value through other comprehensive income</a></td>
<td class="nump">185<span></span>
</td>
<td class="num">(29)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax', window );">- Realised gains/losses on debt instruments at fair value through other comprehensive income reclassified to the statement of profit or loss</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges', window );">- Changes in cash flow hedge reserve</a></td>
<td class="nump">586<span></span>
</td>
<td class="num">(224)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation', window );">- Exchange rate differences</a></td>
<td class="num">(803)<span></span>
</td>
<td class="nump">341<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Total other comprehensive income</a></td>
<td class="num">(26)<span></span>
</td>
<td class="nump">570<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">4,016<span></span>
</td>
<td class="nump">5,145<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToAbstract', window );"><strong>Comprehensive income attributable to:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">230<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">3,786<span></span>
</td>
<td class="nump">5,020<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">&#8364; 4,016<span></span>
</td>
<td class="nump">&#8364; 5,145<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to non-controlling interests. [Refer: Comprehensive income; Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on financial assets measured at fair value through other comprehensive income applying paragraph 4.1.2A of IFRS 9, net of tax, before reclassification adjustments. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to changes in the fair value of financial liabilities attributable to the changes in the credit risk of those liabilities. [Refer: Other comprehensive income; Credit risk [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to exchange differences when financial statements of foreign operations are translated. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) from changes in the fair value of investments in equity instruments that the entity has designated at fair value through other comprehensive income applying paragraph 5.7.5 of IFRS 9. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [domain]; Plan assets [member]; Net defined benefit liability (asset)] [Contrast: Decrease (increase) in net defined benefit liability (asset) resulting from gain (loss) on remeasurement in other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 135<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_135_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) in relation to changes in the revaluation surplus of property, plant and equipment, right-of-use assets and intangible assets. [Refer: Other comprehensive income; Revaluation surplus]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to financial assets measured at fair value through other comprehensive income, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 92<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfComprehensiveIncomeAbstract</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Condensed consolidated statement of changes in equity - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Shareholders' equity (parent)</div></th>
<th class="th"><div>Share capital and share premium</div></th>
<th class="th"><div>Other reserves</div></th>
<th class="th"><div>Retained earnings</div></th>
<th class="th"><div>Non-controlling interests</div></th>
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<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance start of period at Dec. 31, 2023</a></td>
<td class="nump">&#8364; 55,628<span></span>
</td>
<td class="nump">&#8364; 54,684<span></span>
</td>
<td class="nump">&#8364; 17,151<span></span>
</td>
<td class="num">&#8364; (2,767)<span></span>
</td>
<td class="nump">&#8364; 40,299<span></span>
</td>
<td class="nump">&#8364; 944<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net result</a></td>
<td class="nump">4,575<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">118<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income</a></td>
<td class="nump">570<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">5,145<span></span>
</td>
<td class="nump">5,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends and other cash distributions</a></td>
<td class="num">(2,750)<span></span>
</td>
<td class="num">(2,497)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,497)<span></span>
</td>
<td class="num">(253)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommittment', window );">Share buyback programmes, commitment</a></td>
<td class="num">(2,500)<span></span>
</td>
<td class="num">(2,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Share buyback programmes, repurchases of shares</a></td>
<td class="num">(43)<span></span>
</td>
<td class="num">(43)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,576)<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CancellationOfTreasuryShares', window );">Share buyback programmes, cancellation of shares</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
<td class="num">(2,498)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Employee share-based compensation plans</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="num">(19)<span></span>
</td>
<td class="nump">0<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions', window );">Other changes in treasury shares</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity', window );">Transfers</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(308)<span></span>
</td>
<td class="nump">308<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughChangesInCompositionOfTheGroupAndOtherChangesEquity', window );">Other changes</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance end of period at Jun. 30, 2024</a></td>
<td class="nump">55,505<span></span>
</td>
<td class="nump">54,689<span></span>
</td>
<td class="nump">17,149<span></span>
</td>
<td class="num">(1,542)<span></span>
</td>
<td class="nump">39,081<span></span>
</td>
<td class="nump">816<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance start of period at Dec. 31, 2023</a></td>
<td class="nump">55,628<span></span>
</td>
<td class="nump">54,684<span></span>
</td>
<td class="nump">17,151<span></span>
</td>
<td class="num">(2,767)<span></span>
</td>
<td class="nump">40,299<span></span>
</td>
<td class="nump">944<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends and other cash distributions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,124)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance end of period at Dec. 31, 2024</a></td>
<td class="nump">53,698<span></span>
</td>
<td class="nump">52,703<span></span>
</td>
<td class="nump">17,148<span></span>
</td>
<td class="num">(687)<span></span>
</td>
<td class="nump">36,243<span></span>
</td>
<td class="nump">995<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net result</a></td>
<td class="nump">4,042<span></span>
</td>
<td class="nump">3,915<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">127<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(129)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(129)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">4,016<span></span>
</td>
<td class="nump">3,786<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(129)<span></span>
</td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends and other cash distributions</a></td>
<td class="num">(2,345)<span></span>
</td>
<td class="num">(2,152)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,152)<span></span>
</td>
<td class="num">(193)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommittment', window );">Share buyback programmes, commitment</a></td>
<td class="num">(2,000)<span></span>
</td>
<td class="num">(2,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,000)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Share buyback programmes, repurchases of shares</a></td>
<td class="num">(64)<span></span>
</td>
<td class="num">(64)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,047)<span></span>
</td>
<td class="nump">1,982<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CancellationOfTreasuryShares', window );">Share buyback programmes, cancellation of shares</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Employee share-based compensation plans</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="num">(40)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions', window );">Other changes in treasury shares</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity', window );">Transfers</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(360)<span></span>
</td>
<td class="nump">360<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughChangesInCompositionOfTheGroupAndOtherChangesEquity', window );">Other changes</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance end of period at Jun. 30, 2025</a></td>
<td class="nump">&#8364; 53,321<span></span>
</td>
<td class="nump">&#8364; 52,290<span></span>
</td>
<td class="nump">&#8364; 17,148<span></span>
</td>
<td class="num">&#8364; (3,158)<span></span>
</td>
<td class="nump">&#8364; 38,300<span></span>
</td>
<td class="nump">&#8364; 1,031<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CancellationOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury stock cancelled during the period. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CancellationOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from treasury share transactions. [Refer: Equity; Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughChangesInCompositionOfTheGroupAndOtherChangesEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) through changes in composition of the group and other changes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughChangesInCompositionOfTheGroupAndOtherChangesEquity</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCommittment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Committment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCommittment</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Consolidated consolidated statement of cash flows - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 5,558<span></span>
</td>
<td class="nump">&#8364; 6,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract', window );"><strong>Adjusted for:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense', window );">&#8211; Depreciation and amortisation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">330<span></span>
</td>
<td class="nump">331<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForProvisions', window );">&#8211; Addition to loan loss provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">613<span></span>
</td>
<td class="num">(80)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains', window );">&#8211; Exchange rate differences and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,519)<span></span>
</td>
<td class="nump">1,858<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities', window );">Taxation paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,129)<span></span>
</td>
<td class="num">(1,307)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract', window );"><strong>Changes in:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks', window );">&#8211;&#160;&#160;Loans and advances to banks, not available on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19,168)<span></span>
</td>
<td class="num">(5,222)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks', window );">&#8211;&#160;&#160;Deposits from banks, not payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(529)<span></span>
</td>
<td class="num">(6,181)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading', window );">&#8211;&#160;&#160;Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,242<span></span>
</td>
<td class="num">(12,975)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading', window );">&#8211;&#160; Trading liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,868)<span></span>
</td>
<td class="num">(3,485)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers', window );">&#8211;&#160;&#160;Loans and advances to customers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(22,641)<span></span>
</td>
<td class="num">(13,819)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers', window );">&#8211; &#160;Customer deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">53,363<span></span>
</td>
<td class="nump">41,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives', window );">&#8211;&#160;&#160;Non&#8211;trading derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,108<span></span>
</td>
<td class="num">(647)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently', window );">&#8211;&#160;&#160;Assets designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">914<span></span>
</td>
<td class="nump">769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue', window );">&#8211;&#160;&#160;Assets mandatorily at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(28,235)<span></span>
</td>
<td class="num">(14,427)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets', window );">&#8211;&#160;&#160;Other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,108)<span></span>
</td>
<td class="num">(1,200)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesMeasuredAtFairValueThroughProfitOrLoss', window );">&#8211;&#160;&#160;Other financial liabilities at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,050<span></span>
</td>
<td class="nump">11,874<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities', window );">&#8211;&#160;&#160;Provisions and other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,899<span></span>
</td>
<td class="nump">1,875<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivities', window );">Net cash flow from/(used in) operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,491<span></span>
</td>
<td class="nump">5,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CashFlowsUsedInInvestingActivitiesAbstract', window );"><strong>Investments and advances:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod', window );">- Associates and joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11,324)<span></span>
</td>
<td class="num">(11,040)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities', window );">&#8211; Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(81,126)<span></span>
</td>
<td class="num">(48,584)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">&#8211; Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(124)<span></span>
</td>
<td class="num">(172)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod', window );">&#8211; Other investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(200)<span></span>
</td>
<td class="num">(152)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CashFlowsFromInvestingActivitiesAbstract', window );"><strong>Disposals and redemptions:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod', window );">&#8211; Associates and joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">116<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities', window );">&#8211; Disposal of subsidiaries, net of cash disposed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,144<span></span>
</td>
<td class="nump">5,921<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities', window );">&#8211; Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">76,653<span></span>
</td>
<td class="nump">47,439<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">&#8211; Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod', window );">&#8211; Other investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivities', window );">Net cash flow from/(used in) investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,829)<span></span>
</td>
<td class="num">(6,532)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures', window );">Proceeds from debt securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">80,301<span></span>
</td>
<td class="nump">65,628<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Repayments of debt securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(65,413)<span></span>
</td>
<td class="num">(50,636)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities', window );">Proceeds from issuance of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,232<span></span>
</td>
<td class="nump">2,385<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfSubordinatedLiabilities', window );">Repayments of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,818)<span></span>
</td>
<td class="num">(1,970)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities', window );">Repayments of principal portion of lease liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(143)<span></span>
</td>
<td class="num">(136)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares', window );">Purchase/sale of treasury shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,047)<span></span>
</td>
<td class="num">(1,573)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividends paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,843)<span></span>
</td>
<td class="num">(2,750)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivities', window );">Net cash flow from/(used in) financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,268<span></span>
</td>
<td class="nump">10,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges', window );">Net cash flow</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,931<span></span>
</td>
<td class="nump">10,364<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69,069<span></span>
</td>
<td class="nump">93,012<span></span>
</td>
<td class="nump">&#8364; 93,012<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents', window );">Effect of exchange rate changes on cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(610)<span></span>
</td>
<td class="num">(1,366)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">79,389<span></span>
</td>
<td class="nump">102,010<span></span>
</td>
<td class="nump">69,069<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalentsAbstract', window );"><strong>Cash and cash equivalents</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TreasuryBillsAndOtherEligibleBills', window );">Treasury bills and other eligible bills included in securities at AC</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">77<span></span>
</td>
<td class="nump">23<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CurrentDepositsFromBanks', window );">Deposits from banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11,093)<span></span>
</td>
<td class="num">(8,498)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,841<span></span>
</td>
<td class="nump">13,412<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash and balances with central banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,565<span></span>
</td>
<td class="nump">97,073<span></span>
</td>
<td class="nump">70,353<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 79,389<span></span>
</td>
<td class="nump">&#8364; 102,010<span></span>
</td>
<td class="nump">&#8364; 69,069<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Cash flows are reported on a gross basis and include investments and borrowings of short term securities</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in financial assets at fair value through profit or loss that were designated upon initial recognition or subsequently to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial assets; Financial assets at fair value through profit or loss, designated upon initial recognition or subsequently; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in financial assets at fair value through profit or loss that are mandatorily measured at fair value to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial assets; Financial assets at fair value through profit or loss, mandatorily measured at fair value; Profit (loss)]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in financial assets held for trading to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial assets; Financial assets at fair value through profit or loss, classified as held for trading; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in loans and advances to banks to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Loans and advances to banks; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in loans and advances to customers to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Loans and advances to customers; Profit (loss)]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in other assets to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other assets; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for depreciation and amortisation expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Depreciation and amortisation expense; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for fair value losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in deposits from banks to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deposits from banks; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in deposits from customers to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deposits from customers; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in financial liabilities held for trading to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss that meet definition of held for trading; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesMeasuredAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in financial liabilities measured at fair value through profit or loss to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesMeasuredAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in other liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other liabilities; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for provisions to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Provisions; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForReconcileProfitLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for unrealised foreign exchange losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Section A Statement of cash flows for an entity other than a financial institution<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;doctype=Illustrative%20Examples&amp;dita_xref=IAS07_IE_A_TI<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and bank balances held at central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate cash flows arising from losing control of subsidiaries or other businesses, classified as investing activities. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 39<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity, from continuing and discontinued operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents, from continuing and discontinued operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities, from continuing and discontinued operations. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for income taxes paid, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in cash and cash equivalents before the effect of exchange rate changes on cash and cash equivalents held in foreign currencies. [Refer: Cash and cash equivalents; Effect of exchange rate changes on cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payment of lease liabilities, classified as financing activities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of investments other than investments accounted for using the equity method. [Refer: Investments accounted for using equity method; Investments other than investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales or maturity of financial assets measured at amortised cost, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales or maturity of financial assets measured at fair value through other comprehensive income, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOrMaturityOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of financial assets measured at amortised cost, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfFinancialAssetsMeasuredAtAmortisedCostClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of financial assets measured at fair value through other comprehensive income, classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of interests in investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of investments other than investments accounted for using equity method. [Refer: Investments accounted for using equity method; Investments other than investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchases of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments For Increase (Decrease) In Non Trading Derivatives</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and cash equivalents deposits from banks or loans and advances to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CashFlowsFromInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash Flows From Investing Activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CashFlowsFromInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CashFlowsUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash Flows Used In Investing Activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CashFlowsUsedInInvestingActivitiesAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes In Operating Assets And Liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ChangesInOperatingAssetsAndLiabilitiesAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Current Deposits From Banks</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CurrentDepositsFromBanks</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TreasuryBillsAndOtherEligibleBills">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Treasury Bills And Other Eligible Bills</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TreasuryBillsAndOtherEligibleBills</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<DOCUMENT>
<TYPE>XML
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated consolidated statement of cash flows (Parenthetical) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_StatementOfCashFlowsAbstract', window );"><strong>Statement of cash flows [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities', window );">Interest received</a></td>
<td class="nump">&#8364; 26,406<span></span>
</td>
<td class="nump">&#8364; 28,958<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities', window );">Interest paid</a></td>
<td class="num">(19,700)<span></span>
</td>
<td class="num">(20,119)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities', window );">Interest received (paid)</a></td>
<td class="nump">6,706<span></span>
</td>
<td class="nump">8,839<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities', window );">Dividend received</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividend paid</a></td>
<td class="num">&#8364; (2,843)<span></span>
</td>
<td class="num">&#8364; (2,750)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from dividends received, classified as operating activities. [Refer: Dividends received]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsReceivedClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for interest paid, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from interest received, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestReceivedClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfCashFlowsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Interest Received (Paid) Classified As Operating Activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetInterestReceivedPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk Management [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock', window );">Risk management</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.064%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr style="height:28pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Basis of disclosures (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2024 ING Group consolidated financial statements as included in the 2024 Annual Report. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.</span></div></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr><tr style="height:15pt"><td colspan="12" style="display:none"></td></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:6pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Credit risk</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loan loss provisioning (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance-sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance-sheet items such as undrawn loan commitments, financial- and non-financial guarantees issued. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING distinguishes between two types of calculation methods for credit loss allowances:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective 12-month ECL (Stage 1) and collective lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective lifetime ECL for credit-impaired exposures (Stage 3) below &#8364;1 million; </span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Individual lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#8364;1 million.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Climate and environmental risks in IFRS 9 models (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to the depreciation/erosion of collateral values, which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has devised a strategy for incorporation of climate risk factors into IFRS 9 models, which considers short, medium, and long-term plans. As part of that strategy, ING has introduced a management adjustment to ECL models for business clients in 2024, to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors in loan loss provisioning. This management adjustment is continued as at 30 June 2025. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, where climate and environmental factors have impacted the economy in the recent past or present, these impacts are implicitly embedded in ING&#8217;s IFRS 9 ECL models through the projected </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note, however, that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, for the long term a mean reversion approach is applied.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With regard to our evaluation of specific climate-related matters, particularly physical risk events that have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 individual provisions, collective SICR or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. For more details, see &#8216;Management adjustments applied this reporting period&#8217;.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Going forward, ING aims to continue to improve on climate risk data, which will enable us to further embed climate risks into the IFRS 9 ECL models.</span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Portfolio quality and concentration (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents 91.7 percent (2024: 91.1 percent) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up 7.1 percent (2024: 7.6 percent) and Stage 3 makes up 1.2 percent (2024: 1.3 percent) of the total gross carrying amounts, respectively.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:6.902%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.257%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.958%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.033%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.033%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.894%"></td><td style="width:0.1%"></td></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 (AAA)</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89,188&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,076&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">191&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,894&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147,043&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,250&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,323&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">271,586&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8-10 (BBB)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,122&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,683&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">337,865&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335,008&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">197&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">190&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,158&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,479&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,304&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,897&#160;</span></td><td 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0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,232&#160;</span></td><td 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1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt 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0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,932&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,259&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,509&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,932&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,259&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,509&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,003,405</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,596</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,247</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,932</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,259</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,093,934</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1&#160;&#160;&#160;&#160;</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 3 lifetime credit impaired provision includes &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> (31 December 2024: &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) on purchased or originated credit impaired.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and financial guarantees. The transfers of financial instruments represent the impact of stage transfers upon the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.</span></div><div><span><br/></span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Please note the following comments with respect to the movements observed in the table below:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3 gross carrying amount decreased by &#8364;0.8 billion from &#8364;13.7 billion as at 31 December 2024 to &#8364;12.9 billion as at 30 June 2025, mainly as a result of &#8364;1.5 billion derecognitions and repayments and &#8364;0.8 billion write-offs and disposals, which is offset by an increase of &#8364;1.5 billion net inflow into NPL (credit impaired) in the first six months of 2025. Following the decrease in carrying amount, Stage 3 provisions decreased by &#8364;0.3 billion.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 2 gross carrying amounts decreased by &#8364;2.3 billion from &#8364;79.9 billion as at 31 December 2024 to &#8364;77.6 billion as at 30 June 2025, largely driven by a decrease of &#8364;10.5 billion exposure due to derecognised financial assets (including sales) and repayments, and &#8364;0.6 billion exposure moving to stage 3. This was offset by &#8364;7.7 billion net transfers moving from Stage 1 into Stage 2, including the impact of changes in risk drivers (driven by updated macro-economic forecasts and the impact of new early warning signals) and model redevelopments mainly for Wholesale Banking. Other includes an increase of &#8364;1.1 billion related to other commitments. Stage 2 provisions increased by &#8364;0.1 billion to &#8364;1.2 billion as of 30 June 2025.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:21.487%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.071%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.917%"></td><td style="width:0.1%"></td></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1, 2</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="24" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,783</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,655</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-132</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-128</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,486</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20,236</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-195</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-249</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-207</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24,349</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-36</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,053</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-703</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43,155</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,900</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">429</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-745</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-980</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,305</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,286</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">562</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">448</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,980</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,856</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-235</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,836</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,802</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,548</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">215</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-181</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-137</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-133</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,966</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,966</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,516</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,516</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65,485</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,435</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-554</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-121</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72,474</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-245</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126,858</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,840</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,450</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-257</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140,148</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-485</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28,119</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,973</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-912</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33,005</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-41,763</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,393</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-309</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46,465</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Increase in loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">436</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">612</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-102</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-297</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,578</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,179</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-offs</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-510</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-68</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-282</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-125</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-860</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-935</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,355</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-225</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Recoveries of amounts previously written off</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,157</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,092</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,288</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-60</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,003,405</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">439</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,596</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,247</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,932</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,259</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,093,934</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Stage 3 lifetime credit impaired provision includes &#8364;21&#160;million (31 December 2024:&#8364;21&#160;million) on purchased or originated credit impaired.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;612 million (31 December 2024: &#8364;1,194 million) of which &#8364;638 million (31 December 2024: &#8364;1,170 million) related to IFRS 9 eligible financial assets, &#8364;-26 million (31 December 2024: &#8364;9 million) related to non-credit replacement guarantees and &#8364;0 million (31 December 2024: &#8364;15 million) to modification gains and losses on restructured financial assets.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)<br/></span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Methodology (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#8217;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.</span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline scenario (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#8211; for some countries &#8211; unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view, it can be considered as free from any bias. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios applied are reviewed and challenged by ING experts. </span></div><div style="margin-bottom:3pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and probability weights (*)</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so-called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey, respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the downside scenario, ING has chosen the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.<br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Macroeconomic scenarios applied (*)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.<br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline assumptions (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The general picture that the consensus conveys is that global economic growth is expected to slow sharply in 2025 on the back of global economic uncertainty. This is expected to outweigh fiscal expansion in many advanced markets. Inflation is expected to remain near target for most advanced economies, although it is expected to remain above target for the United States on the back of new economic policies. With interest rates moderating, although some uncertainty about this path for the US exists at this point, monetary conditions should turn more favourable for growth. For the housing market, continued price growth is expected for almost all main markets.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The June 2025 consensus expects global output (as measured by the weighted average GDP growth rate of ING&#8217;s 25 main markets) to marginally increase from 2.0 percent in 2025 to 2.1 percent in 2026. For 2027 economic growth is expected to come in at 2.4 percent.  </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the US, the uncertainty and negative effects from the economic policy agenda will likely outweigh the impact of continued fiscal stimulus. This causes economic growth expectations to slow. Inflation has come down to more benign levels but the potential inflationary impact of higher tariffs has made the Federal Reserve hold its rate-cutting cycle. Still, inflation remains above the 2% target and the outlook for inflation has become more uncertain. The consensus expects the growth rate of the US economy to grow at</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"> 1.4 percent in 2025 to 1.5 percent and 2.0 percent in 2026 and 2027 respectively.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The eurozone economy saw some growth return in 2024 after a long period of stagnation that started during the energy crisis but expectations for 2025 remain modest. The export environment continues to be plagued by weak global demand amidst trade tensions and investments are stymied by global uncertainty. Expectations of a pickup in growth likely hangs on stronger public investment &#8211; think of defense spending or German infrastructure investment &#8211; but that will only gradually start to positively impact economic growth. Consensus expects the eurozone to have grown by only  0.9 percent in 2025, before recovering slightly to 1.1 percent and 1.4 percent in 2026 and 2027 respectively.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Elsewhere in Europe, the outlook is more upbeat. In Poland, domestic demand appears to remain the key growth driver over the near-term forecast. Consumption growth is projected to be solid this year and next, supported by real earning gains on the back of a tight labour market. Poland can also expect stronger defense investment, but also there it will be a story for 2026. The economy is expected to grow by 3.2 percent in  2025, picking up to 3.4 percent in 2026 and slowing to 2.8 percent in 2027. The consensus expectation for T&#252;rkiye is to see growth pick up, from 2.9 percent in 2025 to 3.3 percent and 3.6 percent in  2026 and 2027 respectively as momentum remains strong despite domestic political events and global trade uncertainty. The Russian economy is expected to slow down to 1.3 percent in 2026 from 1.6 percent in 2025 and settle at 1.4 percent in 2027.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For China, achieving the 5% growth target can be considered a significant challenge as external demand worries intensify due to American tariffs. Still, domestic stimulus plans do have an effect and a possible bottoming out of the real estate market still keep growth expectations decent for the short-run, although consensus expects Chinese GDP growth to remain on a downward trend for the medium-term. For 2025, consensus expects 4.5 percent growth, down to 4.1 percent in 2026 and 2027. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While weaker demand from major trading partners poses a headwind, Australia&#8217;s limited direct exposure to US trade barriers will help cushion the impact. Growth will be supported by a strong labour market, solid disposable incomes, and resilient household consumption, despite subdued business investment amid heightened tariff uncertainty. Growth is expected to have come in at 1.8 percent in 2025, with a pick-up expected for 2026 to 2.2 percent and 2.5 percent for 2027.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the December 2024 consensus forecast, the June 2025 forecast has deteriorated slightly on the back of geo-political tensions and economic uncertainty. Global GDP is expected to increase by 2.0 percent in 2025 (compared to 2.4 percent assumed before) and is expected to grow by 2.1 percent in 2026 (2.4 percent assumed before). With the energy crisis and pandemic now further behind us, the consensus for economic activity in major markets is showing smaller deviations over time despite economic and geopolitical uncertainty still being very prevalent.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and risks (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The baseline scenario assumes continued steady economic growth. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and trade tensions could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative, and the alternative scenarios have a downward skew in line with the outcomes of the Global Risk Survey of the before mentioned leading third-party service provider. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The downside scenario sees a recession in 2025 and 2026 for most countries. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from escalating geopolitical tensions, increased trade tensions and persistent elevated inflation. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The upside scenario reflects the possibility of a better economic out-turn because of a substantial loosening of monetary policy, and policy stimulus in China.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management adjustments applied this reporting period (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has an internal governance framework and controls in place to assess the appropriateness of all management adjustments.</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"></td><td style="width:73.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.380%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.382%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial Real Estate/ Inflation and interest rate increases</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector / portfolio based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">112&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">112&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Climate transition risk</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Post Model Adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">236</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">203</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As the ING credit risk models generally assume that inflation and interest rate increases materialize with a delay, via other risk drivers such as GDP and unemployment rates, an overlay approach was determined in previous financial years to timely estimate the expected credit losses (ECL) related to reduced repayment capacity and affordability for private individuals and business clients. As inflationary stress has decreased since origination of the overlay and limited impact has been observed in both the Retail and the Wholesale Banking segment, no management adjustment is reported since 31 December 2024, with the exception of a management adjustment for the Commercial Real Estate portfolio. The &#8364;32 million management adjustment related to the Commercial Real Estate portfolio (31 December 2024: &#8364;50 million in total) is reported in Wholesale Banking (&#8364;18 million) and in Business Banking (&#8364;14 million) because the prevailing risks from increased levels of interest rates and inflation still exist for this sector in these portfolios. This management adjustment is reflected in Stage 1 and Stage 2.</span></div><div style="margin-bottom:15pt"><span style="color:#4f81bd;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">n the Retail Banking segment, specific portfolio-based adjustments have been recognized. As of 30 June 2025, the economic sector / portfolio based adjustment in Stage 2 of &#8364;20 million (31 December 2024: &#8364;38 </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">million) relates to the Business Banking portfolio in Germany (&#8364;9 million), to cover for the increased uncertainty in the German economy, and to the Mortgage portfolio in Australia (&#8364;11 million), to cover for emerging risks in that portfolio.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The overall Mortgage portfolio adjustment of &#8364;112 million as of 30 June 2025 remained at the same level compared to 31 December 2024 (&#8364;112 million) and fully relates to the management adjustment in Stage 2 for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of 30 June 2025, the adjustment of &#8364;44 million (31 December 2024: &#8364;29 million) accounts for the impact of climate transition risk in both Wholesale Banking (&#8364;25 million) and Business Banking (&#8364;19 million). Climate transition risk is expected to lead to a structural change in credit risk, which means specific business activities will become structurally riskier due to environmental policies, technological progress or changes in market sentiment and preferences. The current IFRS 9 models do not directly capture this novel risk. The management adjustment to ECL models for business clients was made to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors and is reported in Stage 2.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other management adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet. The impact on total ECL can be positive or negative. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to the previous reporting date is due to i) released adjustments because of model updates that have been implemented and ii) new model update related adjustments recognized.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Analysis on sensitivity (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions in ING, and for Wholesale Banking the US is the most significant in terms of both gross contribution to reportable ECL and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios to present the most significant risk of resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below, the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June  2025 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">352&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">581&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">621&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">695&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">572&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">126&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">213&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.6&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.7&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2024 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">193&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">249&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">411&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">510&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">548&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">534&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">569&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">654&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">187&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.5&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:5pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  Excluding management adjustments.</span></div></td></tr></table></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the sensitivity analysis of year-end 2024, the macroeconomic inputs are overall less favourable. This is driven by a worsened macroeconomic outlook, mainly because of global economic uncertainty.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#8364;2,911 million, in the baseline scenario &#8364;3,179 million and in the downside scenario &#8364;3,887 million compared to &#8364;3,267 million reportable collective provisions as at 30 June 2025 (excluding management adjustments and other adjustments in the reporting process). To perform the sensitivity analysis, a point in time reportable ECL excluding reporting adjustments is used as input, which slightly deviates from the total Model ECL as reported below:</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:75.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation of reportable collective ECL to total ECL (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total reportable collective provisions</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,162&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,975&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,547&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,871&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Criteria for identifying a significant increase in credit risk (SICR) (*)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>All assets and off-balance-sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk (SICR) since initial origination or purchase. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main determinant of SICR is a quantitative test, whereby the lifetime probability of default (PD) of an asset at each reporting date is compared against its lifetime PD determined at the date of initial recognition. If either a threshold for absolute change in lifetime PD or a threshold for relative change in lifetime PD is reached, the item is considered to have experienced a SICR (for more details on absolute and relative thresholds, see the following sections). Furthermore, any facility which shows an increase of 200 percent between the PD at the date of initial recognition and the lifetime PD at the reporting date (i.e. threefold increase in PD) must be classified as Stage 2. This is considered a backstop within the quantitative assessment of SICR.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Wholesale Banking, significant increase in lifetime PD is not considered plausible for assets of obligors with a credit rating at the reporting date in the top range of investment grade. As of 2024, the assets of these Wholesale Banking obligors are excluded from the assessment of significant increase in credit risk triggers. For these obligors the qualitative significant increases in credit risk triggers remain applicable (see the section below on Qualitative SICR triggers). These are for example the Watchlist and/ or forbearance triggers. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Finally, the 30 days past due backstop also remains applicable for the top range of investment grade exposures to ensure significant increase in credit risk recognition.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Absolute lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The absolute threshold is calibrated during model development.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Relative lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of a significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination, and a scaling factor calibrated in the model development phase.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Ultimately, the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that such facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment-grade assets while the absolute threshold primarily affects non-investment grade assets.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Average threshold ratio</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table, since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2024 and June 2025.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.910%"><tr><td style="width:1.0%"></td><td style="width:35.447%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.764%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Asset class category</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consumer lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td 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0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Governments and financial institutions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td 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style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:143%"><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As it is apparent from the disclosures above, as per ING&#8217;s methodology, the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity of ECL to PD lifetime PD thresholds</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, was &#8364;1,474 million as at 30 June 2025 (31 December 2024: &#8364;1,328 million). To demonstrate the sensitivity of the ECL to these PD threshold bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#8364;1,156 million and a decrease in the Stage 2 ratio by 0.5%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#8364;2,170 million and an increase in the Stage 2 ratio by 1.7%-point.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Qualitative SICR thresholds</span></div>It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation as ING Group also relies on a number of qualitative indicators to identify and assess SICR. An asset can also change stages as a result of other triggers, such as having over 30 days arrears (used as a backstop), the occurrence of an early warning indicator, collective SICR assessment, being on a watch list, being under intensive care management, having a substandard internal rating or being forborne.<span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory', window );">Basis of preparation and significant changes in the current reporting period</a></td>
<td class="text"><div style="margin-bottom:30pt"><span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Notes to the Condensed consolidated interim financial statements</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">1   Basis of preparation and significant changes in the current reporting period</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.1   Reporting entity and authorisation of the Condensed consolidated interim financial statements</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. (Naamloze Vennootschap) is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, were authorised for issue in accordance with a resolution of the Executive Board on 30&#160;July 2025. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2024 ING Group Consolidated financial statements as included in the 2024 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the notes to the 2024 ING Group Consolidated financial statements as included in the 2024 Annual Report on Form 20-F</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. The condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.1   Presentation of Risk management disclosures</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*). Chapters, paragraphs, graphs or tables within the 'Risk management' section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Condensed consolidated interim financial statements.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.2 Reconciliation between IFRS-EU and IFRS-IASB</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2024 ING Group Consolidated financial statements and the 2025 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information under IFRS-IASB is prepared by reversing the hedge accounting impacts that are applied under the EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 forward interest rates Increased resulting in a positive EU IAS 39 carve out adjustment after tax of EUR 786 million (2024: EUR 1,099 million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,065&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,115&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,443&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,268&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,175&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Changes to accounting policies and presentation</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has consistently applied its accounting policies to all periods presented in these Condensed consolidated interim financial statements. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the six month period ended 30 June 2025, ING Group has revised the presentation in Note 15 'Other Operating Expenses', to enhance its relevance and improve comparability. Consequently, comparative figures for 2024 have been updated accordingly.<br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1   Changes in IFRS effective in 2025</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following amendments to IFRS became effective in the current reporting period with no significant impact for ING Group:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 'The Effects of Changes in Foreign Exchange Rates': Lack of Exchangeability (issued in August 2023). Amendments provide guidance on determining exchange rates when a currency lacks exchangeability, including estimation methods and disclosure requirements.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.2   Upcoming changes in IFRS after 2025</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has not early adopted any of the following Standards, interpretations or amendments that have been issued but are not yet effective.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2026:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Classification and Measurement of Financial Instruments (issued in May 2024). Amendments clarify recognition and derecognition dates for certain financial assets and liabilities (introducing an exception for financial liabilities settled through electronic payment systems); provide further guidance on assessing contractual cash flow characteristics of financial assets including ESG and similar features, non-recourse features and contractually-linked instruments;  introduce disclosures for financial instruments with contingent features that could change the amount of contractual cash flows and update disclosure requirements for equity instruments at FVOCI.  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Contracts Referencing Nature-dependent Electricity (issued in December 2024). Amendments clarify accounting for renewable electricity contracts, including own-use and hedge accounting and related disclosures. </span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Annual Improvements to IFRS Accounting Standards: Volume 11 (issued in July 2024). Amendments include minor clarifications and corrections across a number of Standards to improve consistency and clarity. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING is currently assessing the impact of the above amendments, however they are not expected to have a significant impact on the equity of ING Group.</span></div><div><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2027:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">New Standard IFRS 18 'Presentation and Disclosure in Financial Statements' (issued in April 2024) replaces the current IAS 1 'Presentation of Financial Statements' while keeping many requirements of IAS 1 unchanged and not affecting recognition criteria and measurement requirements. IFRS 18 mainly </span></div></div></div><div style="margin-bottom:15pt;padding-left:14.2pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%">introduces new presentation requirements for P&amp;L, including new defined subtotals, disclosures on management-defined performance measures, and further guidance on aggregation and disaggregation of information. ING is currently assessing the impact of IFRS 18 (which would need to be applied retrospectively) on the presentation of its financial statements. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024, the IASB also issued a new accounting Standard IFRS 19 'Subsidiaries without Public Accountability: Disclosures', which allows eligible subsidiaries to apply full IFRS with reduced disclosure requirements. However, it is not applicable for the consolidated financial statements of ING Group.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4   Significant judgements and critical accounting estimates and assumptions</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 'Significant judgements and critical accounting estimates and assumptions' of the 2024 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods: </span></div><div><span><br/></span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in January 2025 ING has reached an agreement on the sale of its business in Russia, subject to several conditions, including substantive and uncertain regulatory approvals. Judgement is required to evaluate the appropriate time to recognise the expected loss on sale, if completed. Given the prevailing uncertainties at 30 June 2025, no loss was recognised for the six month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Please refer to Note 21   'Potential sale of ING Bank (Eurasia) JSC' for further information.</span></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock', window );">Financial assets at fair value through profit or loss</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.589%"><div id="i161587f53f804723967d4984739ee9ce_226"></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">2   Financial assets at fair value through profit or loss</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:62.284%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.209%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,744&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72,897&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,075&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,463&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,951&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,740&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81,715&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,481&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">152,486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">(Reverse) repurchase transactions</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss include securities lending and sales and repurchase transactions with securities. At ING, these types of transactions are recognised in several lines in the statement of financial position depending on business model assessment and counterparty. Furthermore, for repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow the netting of these positions in the statement of financial position. Netting is applicable to repurchase agreements that are governed by an established Global Master Repurchase Agreement (GMRA). This netting is restricted to transactions involving the same currency and maturity date, and must occur within the same legal entity. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:64.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.747%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,200&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,777&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,324&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,471&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,392&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,033&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77,586&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,393&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">119,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,675</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,710&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,085&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities, funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,269&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds entrusted designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,801&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,420&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">60,629</span><span 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">3   Financial assets at fair value through other comprehensive income</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.286%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,753&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid 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1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,219&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,475&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;Debt securities include an amount of EUR -15&#160;million (31 December 2024: EUR -12&#160;million) and the Loans and advances includes EUR -2&#160;million (31 December 2024: EUR -7&#160;million) of Loan loss provisions.</span></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Exposure to equity securities</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:30.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Equity securities at fair value through other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Bank of Beijing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,238&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,241&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Van Lanschot Kempen</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Investments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,753</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,562</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Table has been updated to present the stake in Van Lanschot Kempen separately from other investments..</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 30&#160;June 2025 ING holds approximately 13% (31 December 2024: 13%) of the shares of Bank of Beijing, a bank listed on the stock exchange of Shanghai. The stake in Bank of Beijing is part of the Corporate Line. As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. No request for additional capital was received in the first six months of 2025 (2024: nil).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2025 ING increased its ownership in Van Lanschot Kempen by acquiring an additional 7.2% stake, supplementing its total interest based on issued share capital from 2.7% to 9.9%. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. Reference is made to Note 23 'Subsequent events '. The stake is part of the Corporate Line. </span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div><div style="margin-bottom:3pt"><span><br/></span></div></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents changes in financial assets at fair value through other comprehensive income.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.680%"><tr><td style="width:1.0%"></td><td style="width:30.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.548%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.548%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.554%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.313%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.865%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income financial assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI equity securities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI debt instruments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,827&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,231&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,389&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,116&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,160&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,080&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,318&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,091&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers and reclassifications&#160;</span></td><td 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colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">393&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">668&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">509&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,164&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,906&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,168&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,907&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">443&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">506&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,562</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,827</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING 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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesExplanatoryTextBlock', window );">Debt securities</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">4   Debt securities</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to debt securities is included in the following lines in the statement of financial position:</span></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:74.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exposure to debt securities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,273&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income and amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">92,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,515&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,080&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,718&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">789&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total debt securities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,501</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,586</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,924</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">108,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  103,409 million (31&#160;December 2024: EUR 97,999 million) is specified as follows:</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:22.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.828%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Debt securities by type of exposure</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVPL </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVOCI</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at  AC</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Government bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,784&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,757&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,546&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,734&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,604&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,780&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Central bank bonds </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">444&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,900&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,642&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,344&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sub-sovereign, Supranationals and Agencies</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">730&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,027&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,889&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,513&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,663&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,445&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,282&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,985&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Covered bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,102&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,108&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,537&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,683&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,639&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,791&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,033&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial institutions' bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,775&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">139&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,963&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,261&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td 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style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,506</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,618</span><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,273</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">103,409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,999</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Debt securities at FVPL includes both debt securities designated - and mandatorily measured at fair value through profit or loss.<br/></span></div></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans and advances to customers<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersAbstract', window );"><strong>Loans and Advances to Customers [Abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory', window );">Loans and advances to customers</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">5   Loans and advances to customers</span></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:67.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.593%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to public authorities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,930&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,661&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358,708&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">348,594&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,780&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,797&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280,638&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285,393&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699,056</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">689,445</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,771&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,833&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693,285</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">683,611</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For details on credit quality and loan loss provisioning, refer to &#8216;Risk management &#8211; Credit risk&#8217; &#8211; paragraphs 'Loan loss provisioning' and 'Portfolio quality and concentration'.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of loans and advances to customers. [Refer: Loans and advances to customers]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentsInAssociatesAndJointVenturesAbstract', window );"><strong>Investments In Associates and Joint Ventures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory', window );">Investments in associates and joint ventures</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">6   Investment in associates and joint ventures</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.757%"><tr><td style="width:1.0%"></td><td style="width:31.766%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.205%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.778%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.091%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30&#160;June 2025</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,191&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,989&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,627&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">434&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">345&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,536</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:31.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.136%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31&#160;December 2024</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest- ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,164&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,266&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,147&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,554&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,474&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,050&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,679</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">TMBThanachart Bank Public Company Limited<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group holds an approximately 23% investment in TMBThanachart Bank Public Company Limited (hereafter: TTB), a bank listed on the stock exchange of Thailand. TTB is providing products and services to wholesale, small and medium enterprise (SME), and retail customers. TTB is accounted for as an investment in associate based on the size of ING's shareholding and representation on the Board. TTB is part of the Corporate Line.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other investments in associates and joint ventures</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Included in Other investments in associates and joint ventures are mainly financial services and (non-) financial technology funds or vehicles operating predominantly in Europe, and are individually not significant to ING Group. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Significant influence for associates in which the interest held is below 20%, is based on the combination of ING Group&#8217;s financial interest and other arrangements, such as participation in the Board of Directors.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The associates and joint ventures of ING are subject to legal and regulatory restrictions regarding the amount of dividends they can pay to ING. 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These factors and limitations include, but are not limited to, the rating agency and regulatory views, which can change over time.</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.517%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,679&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">205&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-114&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-91&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-91&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,536</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,679</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share of results from associates and joint ventures of EUR 85 million (31 December 2024: EUR 205 million) as included in the table above is mainly attributable to our share in the results of TTB of EUR 65&#160;million (31 December 2024: EUR 123 million).</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairments and reversal thereof on the investment in TTB</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accumulated impairments on the investment in TTB of EUR 395&#160;million (31 December 2024: EUR 395&#160;million) were recognised in previous years. There is no impairment trigger observed as per 30 June 2025. A Value in Use ('VIU') was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no reversal of impairment was recognised. <br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methodology</span><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The recoverable amount is determined as the higher of the fair value less costs of disposal and VIU. Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#8217;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The estimation of future earnings over a 5-year forecast period; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the terminal value being the extrapolation of earnings into perpetuity applying a long-term growth rate. The earnings that are used for extrapolation represent the stable long-term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.</span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key assumptions used in the VIU calculation as at 30 June 2025</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Expected future earnings of TTB: Short- to medium-term expectations are based on forecasts derived from broker consensus. Longer-term and steady-state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points; A capital maintenance charge is applied, which is management&#8217;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Discount rate (cost of equity): 10.75%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data and expert judgement; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Terminal growth rate: 2.19% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate.</span></div><div><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible changes </span></div></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">to key assumptions are based on external analysts&#8217; forecasts and other relevant external data sources, which can change period to period. The sensitivity of the VIU to each key assumption is as follows:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A favourable change of 10% in the cash flows would result in an increase in VIU of EUR 65 million, while an unfavourable change of -10% would result in a decrease in VIU of EUR -66 million;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A favourable change of -1% in the discount rate would result in an increase in VIU of EUR 110 million, while an unfavourable change of 1% would result in a decrease in VIU of EUR -87 million; </span></div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span>A favourable change of 1% in the terminal growth rate would result in an increase in VIU of EUR 75 million, while an unfavourable change of -1% would result in a decrease in VIU of EUR -59 million;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Customer deposits<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomersAbstract', window );"><strong>Deposits from customers [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory', window );">Customer deposits</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">7   Customer deposits</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:71.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.978%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232,153&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227,827&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Savings accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">379,403&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354,560&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Time deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120,143&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107,695&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,329&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,579&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">738,028</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">691,661</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"><br/><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits, Saving accounts and Time deposits include balances with individuals, respectively EUR 109,027&#160;million  (31 December 2024: EUR  107,068&#160;million), EUR 347,622&#160;million (31 December 2024: EUR 324,135&#160;million) and EUR 56,151&#160;million (31 December 2024: EUR 56,599&#160;million).</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of deposits from customers. [Refer: Deposits from customers]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">8   Financial liabilities at fair value through profit or loss</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:64.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.978%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,387&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,255&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,499&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,101&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,637&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,543&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">86,900</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesInIssueAbstract', window );"><strong>Debt Securities in Issue [Abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDebtSecuritiesExplanatory', window );">Debt securities in issue</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">9   Debt securities in issue</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities in issue relate to debentures and other issued debt securities with either fixed interest rates or interest rates based on floating interest rate levels, such as certificates of deposit and accepted bills issued by ING Group, except for subordinated items. Debt securities in issue do not include debt securities presented as Financial liabilities at fair value through profit or loss. ING Group does not have debt securities that are issued on terms other than those available in the normal course of business.</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in debt securities in issue</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,367&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,701&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65,413&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-113,014&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">357&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,098&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-149&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,139&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,919&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,512&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151,016</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">142,367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of debt instruments. [Refer: Debt instruments issued; Debt instruments held]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilitiesAbstract', window );"><strong>Subordinated liabilities [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBorrowingsExplanatory', window );">Subordinated loans</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">10   Subordinated loans</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in subordinated loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,878&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,401&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,232&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,603&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,818&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,931&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">188&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,000&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,566</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans are bonds issued by ING Groep N.V. and its subsidiaries to raise Tier 1 and Tier 2 (CRR-  eligible) capital. Under IFRS these securities are classified as liabilities, and for regulatory purposes they are considered as capital. </span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 ING Groep N.V. issued EUR</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.25 billion</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4.13% Fixed Rate Subordinated Green Tier 2 Notes in May.  </span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 ING Groep N.V. redeemed EUR 750 million</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.00% Fixed Subordinated Tier 2 notes in March and USD</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.25 billion 6.50% Perpetual AT1 Contingent Convertible Capital Securities in April.</span></div></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity<br></strong></div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory', window );">Equity</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">11   Equity</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:74.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.439%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,838&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-479&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,693&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">146&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-341&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-333&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,798&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,986&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,265&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,607&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,746&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-765&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,158</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-687</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,300&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,243&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,290&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,703&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,031&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">995&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,321</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,698</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities at FVOCI</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025, the movement of EUR 22 million (2024: EUR 664 million) includes unrealised revaluation of EUR 33&#160;million (2024: EUR 664 million) of which shares in Bank of Beijing for EUR -3 million (2024: EUR 652 million).</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash flow hedge</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING&#8217;s cash flow hedges mainly consist of interest rate swaps and cross-currency swaps that are used to protect against the exposure to variability in future cash flows on floating rate lending and borrowing. Due to a decrease in forward interest rates in 2025, the interest rate swaps had a positive revaluation of EUR 494&#160;million which is recognised in the cash flow hedge reserve.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Currency translation reserve</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>Unrealised revaluations relates to changes in the value of hedging instruments that are designated as net investment hedges. The hedging strategy is to protect the CET1 ratio against adverse impact from exchange rate fluctuations. The net decrease of unrealised revaluations and Exchange rate differences of EUR -813 million is related to several currencies including USD (EUR -661 million), TRY (EUR -42 million including EUR 72 million IAS 29 indexation effect), GBP (EUR -41 million), PLN (EUR 24  million),  AUD (EUR -88 million), RUB (EUR 93 million), THB (EUR -33 million) and other currencies (EUR -64 million). </span></div><div style="margin-bottom:3pt"><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share of associates and joint ventures and other reserves</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The Share of associates, joint ventures and other reserves includes non-distributable profits from associates and joint ventures of EUR 915 million (2024: EUR 940 million). Other reserves includes a statutory reserve of EUR 495 million (2024: EUR 897 million) related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN and a legal reserve of EUR 854 million (2024: EUR 768 million) related to internally developed software. The transfer to retained earnings of EUR -342 million includes the release of the Regio bank and Vakbondsspaarbank SPN reserve of EUR -402 million (2024: EUR -830 million) against regulatory expenses which are recognised in the statement of profit or loss.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Treasury shares</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:55.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-765&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,117&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-477&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-211&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-64&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,674&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distributed under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,343&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,982&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,774&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115,604&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247,584&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled under Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,000&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-350,803&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">166,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 ING Group initiated two share buyback programmes and completed one from 2024:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">EUR 2,000 million, commencing on 31&#160;October 2024 and completed on 30&#160;April 2025. A total of 126 million shares have been repurchased at an average effective price of EUR 15.89 per share. The shares have been cancelled in July 2025;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">EUR 70 million, commencing on 3&#160;March 2025 and completed by 4&#160;March 2025. A total of 3.7 million shares have been repurchased at an average price of EUR 17.44 per share and for a total consideration of EUR 64 million. The purpose of the share repurchase programme is to meet obligations under the share-based compensation plans;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">EUR 2,000 million, commencing on 2&#160;May 2025 and is expected to be completed by October 2025. As per 30 June 2025 a total of 40 million shares have been repurchased at an average price of EUR 18.35 per share. The intention is to cancel these shares in December 2025;</span></div><div><span><br/></span></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Retained earnings</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025, a cash dividend of EUR 2,152 million (2024: EUR 4,124 million) was paid to the shareholders of ING Group. For further information, reference is made to Note 17 'Dividend per ordinary share'.</span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><span></span>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share capital, reserves and other equity interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory', window );">Net interest income</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">12   Net interest income</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.537%"><tr><td style="width:1.0%"></td><td style="width:33.919%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.421%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.919%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.261%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,730&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,212&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on deposits</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,807&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,462&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">656&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on debt securities in issue</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,573&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">394&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,889&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,564&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,528&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,079</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,066</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,291</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,652&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,211&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on financial liabilities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,843&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,078&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,602&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,029&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,763</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,863</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,261</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,651</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,842</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,929</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  </span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest income on loans to customers and banks, cash balances as well as negative interest on liabilities. Negative interest on liabilities amounted to EUR 4 million (2024: EUR 5 million).</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest paid on deposits from customers and banks, and negative interest on assets. Negative interest on assets amounted to EUR 4 million (2024: EUR nil).<br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net interest income was affected by reversing the hedge accounting impacts that are applied under EU &#8216;IAS 39 carve-out&#8217; with an impact of EUR 131 million (30 June 2024: EUR 107 million). The net decrease in Net interest income, without the IAS 39 carve out impact, is EUR 496 million.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"></div></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of interest income and expense. [Refer: Interest income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeAbstract', window );"><strong>Fee and commission income [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory', window );">Net fee and commission income</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">13   Net fee and commission income</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.516%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:0.5pt solid 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance and other broking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portfolio management</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">386&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lending business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial guarantees and other commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,090</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission expenses</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distribution of products</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other fee and commission expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">874</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">760</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,216</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 18 'Segments', which includes net fee and commission income, as reported to the Executive Board and the Management Board Banking, disaggregated by line of business.</span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Valuation results and net trading income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeTextBlock', window );">Valuation results and net trading income</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.589%"><div id="i161587f53f804723967d4984739ee9ce_280"></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">14   Valuation results and net trading income</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.670%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Valuation results and net trading income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives trading results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,169&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; cash flow hedges (ineffective portion)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation results on assets and liabilities designated at FVPL (excluding trading)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange transactions results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid 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style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,773</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,016</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In general, the fair value movements are influenced by changes in the market conditions, such as stock prices, credit spreads, interest rates and currency exchange rates. In 2025, valuation results and net trading income was affected by reversing the hedge accounting impacts that are applied under EU &#8216;IAS 39 carve-out&#8217; with an impact of </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EUR 933 million (30 June 2024: EUR 1,405 million).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net trading income relates to trading assets and trading liabilities which include assets and liabilities that are classified under IFRS as Trading but are closely related to servicing the needs of the clients of ING. ING offers products that are traded on the financial markets to institutional clients, corporate clients, and governments. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities trading results include the results of market making in instruments such as government securities, equity securities, corporate debt securities, money-market instruments. The majority of the risks involved in security and currency trading are economically hedged with derivatives. The securities trading results are partly offset by results on these derivatives. The result of these derivatives is included in Derivatives trading results. Derivatives trading results include the results of derivatives such as interest rate swaps, total return swaps, options, futures, and forward contracts.  </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Foreign exchange transactions results include gains and losses from spot contracts, options, futures, and translated foreign currency assets and liabilities. The result on currency trading is included in foreign exchange transactions results. &#8216;Valuation results and net trading income&#8217; include the fair value movements on derivatives (used for both hedge accounting and economically hedging exposures) as well as the changes in the fair value of assets and liabilities included in hedging relationships as hedged item</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">s.</span></div></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">15   Other operating expenses</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other operating expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation and impairment of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,393</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> ING changed the presentation of Other operating expenses as of 2025. The comparative figures for 30 June 2024 have been updated accordingly. The reclassifications do not affect the total amount of Other operating expenses.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Regulatory costs</span></div>Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for the first six months of 2025, are contributions to DGS of EUR 136 million (HY2024: EUR 157 million) mainly related to Belgium, Germany and Poland and contributions to the SRF and local resolution funds of EUR 41 million (HY2024: EUR 35 million). In 2025 local bank taxes decreased by EUR 7 million from EUR 255 million in HY2024 to EUR 261 million.<span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings per ordinary share<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings per share [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfEarningsPerShareExplanatory', window );">Earnings per ordinary share</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.589%"><div id="i161587f53f804723967d4984739ee9ce_298"></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">16   Earnings per ordinary share</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:13.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.059%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary  shares outstanding</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,041.9</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,292.5</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,041.9</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,295.8</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding, own shares held by group companies (including share buyback programmes) are deducted from the total number of ordinary shares in issue. <br/><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Dilutive instruments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Diluted earnings per share is calculated as if the share plans outstanding at the end of the period had been exercised at the beginning of the period and assuming that the cash received from dilutive instruments (if any) is used to buy own shares against the average market price during the period. The net increase in the number of shares resulting from exercising share plans is added to the average number of shares used for the calculation of diluted earnings per share.</span></div></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Section Disclosure<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;doctype=Standard&amp;dita_xref=IAS33_g70-73A_TI<br> -URIDate 2024-03-27<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">17   Dividend per ordinary share</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.670%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total  (in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,260&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.756</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,497&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.106</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,129&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.710</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,152&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.060</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,281</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,043&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend for the period ending 30 June 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.350</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 22&#160;April 2025, the Annual General Meeting of shareholders ratified the total dividend of EUR 1.06 per ordinary share of which EUR 0.35 per share was paid as an interim cash dividend during August 2024. The final dividend of EUR 0.71 per ordinary share was paid entirely in cash on 2&#160;May 2025. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In October 2024 an additional cash distribution of EUR 0.161 per share was declared to shareholders of ING Group and EUR 498 million was paid in January 2025 (HY2025: nil).</span></div>ING Groep N.V. is required to withhold tax of 15% on dividends paid. Reference is made to Note 11 'Equity' for further information on share buyback programmes and other distributions.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of dividends. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsAbstract', window );"><strong>Disclosure of operating segments [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory', window );">Segments</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">18   Segments</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s segments are based on the internal reporting structure by lines of business. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set performance targets, and approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in line with the strategy and performance targets set by the CODM.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition and measurement of segment results are in accordance with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2024 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment. Interest income per segment is reported as net interest income because management relies primarily on net (rather than gross) interest revenue to assess the performance of the segments.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and the main sources of income of each of the segments:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:25.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:71.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the Netherlands. The main products and services offered are daily banking, lending, savings, investments and insurance.</span></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Belgium and Luxembourg. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Germany. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the other retail countries. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities, of which the main products are lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this approach relevant for understanding the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result is derived by including the impact of the IFRS-EU &#8216;IAS 39 carve out&#8217; adjustment.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS-EU &#8216;IAS 39 carve-out&#8217; adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note '1.2   Basis of preparation of the Condensed consolidated interim financial statements&#8217;. for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reconciles the total segment results to the overall result using Corporate Line. The Corporate Line includes capital management activities, as ING Group applies a system of capital charging for its banking operations to create a comparable basis for the results of business units globally, irrespective of the business units&#8217; book equity and the currency they operate in. Corporate Line also includes certain other income and expenses not allocated to the banking businesses, such as our investments in Bank of Beijing and TMBThanachart Bank (Asian stakes), as well our stake in Van Lanschot Kempen. Furthermore, results in the Corporate Line have been impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#252;rkiye (IAS 29).</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income for Corporate Line in the first half of 2025 amounted to EUR 265 million compared with EUR 99 million a year earlier. The 2025 figure included higher income from foreign currency ratio hedging (up EUR 83 million year-on-year), a EUR 39 million interim dividend from our stake in the Bank of Beijing and a positive revaluation of the derivative for the forward purchase of a stake in Van Lanschot Kempen. The comparable period in 2024 had included a EUR 53 million receivable related to the prior insolvency of a financial institution in the Netherlands.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses for the first half of 2025 amounted to EUR 239 million, up from EUR 199 million in the first half of 2024, which had included a VAT refund.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information presented in this note is consistent with that provided to the Executive Board of ING Group and the Management Board Banking. This note does not include details on the types of products and services from which each reportable segment derives revenue, as this information is not reported internally and is therefore not readily available.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:21.861%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.612%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,404</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,516</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">127</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,812</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,798</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remove impact of:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out' </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,065&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,512&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result ING Group IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,237</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">127</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net result reflects the net result attributable to shareholders of the parent.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:48.638%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.155%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.855%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.913%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Group</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Group</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,051&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,508&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,214&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,995&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which share of result from associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which revaluations and trading income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,609&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,610&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,229</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,234&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,874&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which Regulatory expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,843</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,433</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">108</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,716</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,347&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,835</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:26.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.268%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.915%"></td><td style="width:0.1%"></td></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></div></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,508&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">886&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,929&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,412&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,052&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,337&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,884&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">356&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">696&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">293&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">403&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,344&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which share of result from associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which revaluations and trading income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">383&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,340&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,610&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,298</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,449</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">265</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">680&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,436&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,901&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,234&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,023&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,388&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,662&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which Regulatory expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">136&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">136&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,054</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">758</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,595</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">240</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">980</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,045</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">667</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">854</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,324</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,443</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">357</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">342&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">962</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,748</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FairValueOfAssetsAndLiabilitiesAbstract', window );"><strong>Fair Value of Assets and Liabilities [Abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementExplanatory', window );">Fair value of assets and liabilities</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">19   Fair value of assets and liabilities</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation methods</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation control framework</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, the Global Valuation and Impairment Committee, the Market Data Committee and the Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where the agenda covers the aforementioned valuation controls.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;L for Financial Market products, targeting a globally consistent treatment across Financial Markets. The Banking Book Parameter Committee (BBPC) discusses the valuation topics for non-Financial Market and non-Group Treasury Wholesale Banking portfolios. The Market Data Committee is responsible for the approval of the market data used in valuation.   </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation adjustments</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material DOP of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. The adjustments in fair value and the DOP reserve are disclosed in the below table.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the adjustments in fair value for financial assets and liabilities.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"></td><td style="width:79.023%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.533%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adjustments in fair value on financial assets and liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred Day One Profit or Loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-94&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Own credit adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 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solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-130&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Model Risk</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-138&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-123&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DVA </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CollVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-64&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other valuation adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Valuation Adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-511</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-412</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial instruments at fair value </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period. The fair values of the financial instruments were determined as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:24.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.364%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,767&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,789&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,916&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,945&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,259&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,485&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,663&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,596&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,579&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,505&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,501&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,586&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,067&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,792&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">700&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">475&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,841&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,268&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78,494&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62,168&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,733&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,614&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86,227&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,782&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28,275</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,571</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,157</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,734</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">152,486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,470&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,292&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,753&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,423&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,859&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,194&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,360&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,618&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,219&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,319&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,475&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,893</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">42,151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,513</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,398&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,455&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,766&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,445&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,218&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,966&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,014&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,014&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Trading securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,631&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,671&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,653&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="border-top:0.25pt solid 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solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">694&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,026&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,267&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,868</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">88,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80,998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">86,900</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Equity securities include stocks and shares, corporate investments and private equity investments.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> If available, the fair values of publicly traded equity securities and private equity securities are based on quoted market prices. In the absence of active markets, fair values are estimated by analysing the investee&#8217;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities, best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of equity securities are publicly traded, and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1.  Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Government bonds and financial institution bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivatives</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Derivative contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, credit derivatives, equity derivatives and commodity derivatives.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on, among others, discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#8216;no-arbitrage&#8217; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available. For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The majority of the derivatives are priced using observable inputs and are classified as </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.01em;line-height:120%">Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and receivables</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value include trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit and loss</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Instrument description:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Financial liabilities at fair value through profit and loss include debt securities and debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, they include derivative contracts and repurchase agreements.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair value hierarchy</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.</span></div><div style="margin-bottom:3pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfers between Level 1 and 2</span></div><div style="margin-bottom:3pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No significant transfers between Level 1 and Level 2 were recorded in the reporting period 2025. </span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Valuation techniques and inputs used</span><span style="color:#00338d;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%"> </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#8217;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  </span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2025 of EUR 11.6 billion (31 December 2024: EUR 11.0 billion), an amount of EUR 9.5 billion (81.9%) (31 December 2024: EUR 9.6 billion, being 87.2%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial assets include EUR 0.1 billion (31 December 2024: EUR 0.1 billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 1.9 billion (31 December 2024: EUR 1.3 billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporate certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2025 of EUR 0.6 billion (31 December 2024: EUR 0.8 billion), an amount of EUR 0.5 billion (78.3%) (31 December 2024: EUR 0.6 billion, being 75.7%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial liabilities include EUR 0.1 billion (31 December 2024: EUR 0.1 billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 0.1 billion (31 December 2024: EUR 0.1 billion) of the fair value classified in Level 3 financial liabilities is established using valuation techniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:22.310%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.437%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.808%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.114%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,580&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,504&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,325</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">520</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,950&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,565&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">576</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">707</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">629</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repos</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,783&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,050&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99.59&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100.09&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">477&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">389&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Com/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (commodity)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.52</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.67</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.52</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.76</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125.74</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125.74</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,597</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,005</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The abbreviation n.a. stands for not applicable or not available.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Changes during the period</span></div><div style="margin-bottom:30pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:40.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.387%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.836%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.836%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.387%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.768%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">824&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,721&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,499&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">938&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,005&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-175&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">123&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">294&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-622&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-302&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">486&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">198&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,464&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,424&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">211&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,600&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,444&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-111&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-257&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-251&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,605&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-778&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-418&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,067&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,402&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-294&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-189&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-988&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-294&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,449&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reclassifications</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">370&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">615&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,014&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-347&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-454&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-114</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,440&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,214&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-384</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,796&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,169&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,249</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">824</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,092</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,721</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,597</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,005</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"><br/></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:120%;position:relative;top:-3.67pt;vertical-align:baseline"> </span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amounts includes EUR </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">299 million (2024: EUR -41 million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss. <br/></span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Revaluation recognised in other comprehensive income is included on the line &#8216;Net change in fair value of debt instruments at fair value through other comprehen</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">sive income&#8217;.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 and 2024,  transfers out of Level 3 in trading assets primarily involved derivative instruments, as their valuations were no longer significantly impacted by unobservable inputs. </span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfer into Level 3 trading assets consisted of cross currency swap trades, which were transferred to Level 3 as a result of the valuation being significantly impacted by unobservable inputs. The transfer out of Level 3 in non-trading derivatives primarily involved derivative instruments, as their valuations were no longer significantly impacted by unobservable inputs.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 and 2024, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long- term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively.</span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfer out of Level 3 of financial assets at FVOCI relates to Hold-to-Collect and Sell portfolio transferred to Level 2 resulting from change in methodology.</span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:27.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:24pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">637&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-206&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-30&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-111&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">67</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amount include</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">s EUR </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-108 million (2024: EUR -206&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss.<br/><br/></span></div><div style="margin-bottom:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025, the transfers into Level 3 mainly consisted of trading liabilities attributed to cross currency swap trades transferred into Level 3 as a result of the valuation being significantly impacted by unobservable inputs. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfers into Level 3 mainly consisted of trading liabilities attributed to cross currency swap trades transferred into Level 3 as a result of the valuation being significantly impacted by unobservable inputs. The transfers out of Level 3 for non-trading derivatives are driven by interest rate swap trades, which were reclassified out of Level 3 as their valuations were no longer influenced by significantly unobservable inputs. </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Recognition of unrealised gains and losses in Level 3</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relate to Level 3 assets and liabilities are included in the line item &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Sensitivity analysis of unobservable inputs</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice, the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In practice, valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio-level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. 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instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive fair&#160;value movements from using reasonable possible alternatives</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative fair&#160;value movements from using reasonable possible alternatives</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-47</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:27.097%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.890%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount </span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,080&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,770&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,947&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,195&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,891&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,614&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,206&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,957&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,044&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,766&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">693,285&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">683,611&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,391&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,291&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,328&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,626&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">644,638&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">630,493&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">677,357&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,273&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">635,973</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">779,750</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">737,479</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,348&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,828&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,208&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,894&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,943&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,687&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,499&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">738,028&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,661&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">611,607&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">582,387&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,916&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,890&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,984&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">738,021&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,287&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151,016&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,367&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78,330&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,254&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,651&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,982&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,000&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151,613&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,905&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,566&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,878&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,575&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,968&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">350&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">389&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,926&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,357&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">926,501</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">868,630</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">618,573</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,221</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">869,048</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.<br/><br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term receivables from banks, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term loans, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities at amortised cost</span></div></div></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable. </span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short-term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflect ING&#8217;s own credit risk.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the current interest rate environment, there is significant embedded value in our on-demand deposits. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature are presented as fair value. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities in issue</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans</span></div>The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments<span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Legal proceedings<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LegalProceedingsAbstract', window );"><strong>Legal Proceedings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsExplanatoryTextBlock', window );">Legal proceedings</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt;text-align:justify"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">20   Legal proceedings </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:line-through"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Settlement agreement</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#8217;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#8217;s former CEO. In December 2024, the Dutch Public Prosecution Service announced that they will ask the Court&#8217;s approval not to prosecute ING&#8217;s former CEO.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation by investors</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING&#8217;s disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR 587&#160;million. In February 2025, ING and the (former) board members filed their statement of defense against the allegations and a court hearing was held on 15 July 2025. Separately, but relating to the same matters, in July 2024 another group of investors claiming to have suffered financial losses requested disclosure of certain ING documents and to question witnesses. The court issued a decision on the request in May 2025 where it rejected the entirety of the request made by these investors. The investors may decide to pursue further legal action. ING follows IFRS rules for taking legal provisions and would disclose material amounts in this regard if and when applicable - which currently is not the case.  </span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Findings regarding AML processes:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#8217;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. In November 2024, the Court decided to refer the case to the &#8216;Tribunal Correctionnel&#8217; for alleged shortcomings in a limited number of individual client files. ING Luxembourg filed an appeal against this procedural decision. It is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Tax cases</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation regarding products of a former subsidiary in Mexico:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding accounts with predecessors of ING Bank T&#252;rkiye:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Bank T&#252;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#252;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#8220;SDIF&#8221;) prior to the acquisition of ING Bank T&#252;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#252;rkiye can claim compensation from SDIF if a court orders ING Bank T&#252;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#252;rkiye pursuant to such compensation </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">requests, but filed various lawsuits to receive those amounts back. In April 2022, the Turkish Supreme Court decided that the prescription period for the offshore account holders&#8217; compensation claims starts on the transfer date of the account holders to the offshore accounts. As of March 2025, four lawsuits have been finalized in favour of ING Bank T&#252;rkiye with the Turkish Supreme Court&#8217;s verdict, which are likely to be precedent decisions for the other ongoing files.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024 SDIF initiated enforcement procedures against ING Bank T&#252;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#252;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, ING Bank T&#252;rkiye has initiated enforcement proceedings against SDIF regarding accumulated receivables that SDIF has either partially or completely failed to pay. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;letter-spacing:-0.005em;line-height:120%">Mortgage expenses claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"> ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024, the CJEU ruled that it was not against European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING has adapted its strategy to the latest developments.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Spain was also included, together with other Spanish banks, in three class actions filed by customer associations. In one of the class actions an agreement was reached with the association. In another class action the association withdrew from the proceedings. With respect to the third class action, ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A provision has been established in the past and has been adjusted where appropriate.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding mortgage loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">in Swiss franc in Poland:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#8217;s proposal. In October 2022, a hearing of the CJEU was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2023 the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision. In October and November 2024, seven new preliminary questions were referred to the CJEU which focus on the claims of banks in a situation of annulment of a credit agreement.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2025 CJEU issued a judgement in one of the Polish cases concerning banks&#8217; capital recovery after invalidation of the mortgage CHF loan agreement. The verdict was passed in the case brought by a bank.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CJEU questioned the compliance with European Union law of the so-called two-claims theory, which has so far been widely used in Polish jurisprudence. It was based on the assumption that each party of the </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">invalidated contract has its own claim. A consumer is entitled to ask for all the installments paid to the bank, and a bank is entitled to ask for the capital (in two separate civil proceedings). CJEU said that this approach is against EU law. Both claims should be taken into consideration in one proceeding. A bank is entitled to ask only for the result of subtraction of its claim and a claim of a consumer (the balance theory). This judgement raises uncertainty as to how the Polish courts will settle the contracts and how the banks will be able to pursue their own claims.</span></div><div style="margin-bottom:15pt;text-align:justify"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Certain Consumer Credit Products:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR 180&#160;million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#8217; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR 75&#160;million. In the fourth quarter of 2022, ING and the Dutch Consumers&#8217; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#8216;interest-on-interest&#8217;-effect in these cases. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2024 the compensation process was expedited. The compensation process is still ongoing. ING has substantially finalized the compensation process in the first half of 2025, with a spill-over to the third quarter of 2025 for after-care in individual cases. ING has reached out to its customers with respect to the Kifid ruling, to also compensate amounts under EUR 50. Kifid recently confirmed ING&#8217;s calculation methodology in relation to older consumer credits, where there is no relevant data available to determine the start delta and in relation to the interest-on-interest effect.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Climate litigation:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatened to initiate legal proceedings against ING. In March 2025, Milieudefensie started legal proceedings at the Court in Amsterdam against ING, by serving the writ of summons. ING will defend its science-based climate approach in court and is required to submit its statement of defence by February 2026.</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Russian claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. In at least one case, the claimant seized assets in Russia of ING entities. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.</span></div></div></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Potential sale of ING Bank (Eurasia) JSC<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DiscontinuedOperationsAbstract', window );"><strong>Discontinued Operations [Abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDiscontinuedOperationsExplanatory', window );">Potential sale of ING Bank (Eurasia) JSC</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">21   Potential sale of ING Bank (Eurasia) JSC</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 28 January 2025 ING announced that it has reached an agreement on the sale of its business in Russia to Global Development JSC, a Russian company owned by a Moscow-based financial investor with a background in factoring services. This transaction will effectively end ING&#8217;s activities in the Russian market. Under the terms of the agreement, Global Development will acquire all shares of ING Bank (Eurasia) JSC, taking over all Russian onshore activities and staff. Global Development intends to continue to serve customers in Russia under a new brand. The transaction, which has been preceded by extensive due diligence, is subject to various regulatory approvals and is expected to be closed in the third quarter of 2025.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has taken on no new business with Russian companies, has scaled down operations and has taken actions to separate the business from ING&#8217;s networks and systems. Until sales completion ING Group continues to direct the relevant activities of ING Eurasia and, therefore, continues to control and to consolidate it.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on 30 June 2025 position, ING estimates a negative impact to the Result on disposal of Group companies of EUR 0.8 billion post tax. This includes an estimated book loss of EUR 0.5 billion, representing the expected difference between the sale price and the book value of the business. It also includes an estimated negative impact of EUR 0.3 billion from recycling the currency translation adjustment net of the Net Investment hedge reserve through P&amp;L. These estimates are subject to change, depending on the position at the closing date.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Given the prevailing uncertainties around substantive regulatory approvals as at 30 June 2025, no book loss was recognised for the six-month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Furthermore, recycling of the currency translation reserve and the net investment hedge reserve through P&amp;L will only occur upon deal closing when ownership and control over ING Eurasia is transferred. Such recycling of the reserves will have no impact on total equity and, hence, ING&#8217;s CET1 ratio.</span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CapitalManagementAbstract', window );"><strong>Capital Management [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDetailedInformationAboutCapitalManagementTextBlock', window );">Capital management</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">22  Capital management</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING manages capital using the IFRS-EU equity position as a basis. ING Group&#8217;s Common Equity Tier 1 capital (CET1) ratio decreased from 13.6% at the end of December 2024 to 13.3% at the end of June 2025, mainly due to lower CET1 capital in combination with higher risk-weighted assets. CET1 capital decreased due to the EUR 2,000 million deduction from CET1 capital following the ongoing share buyback programme which was announced in May 2025. This was partly offset by the inclusion of EUR 1,565 million of net profit after </span></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">dividend reserving. The impact from the implementation of Basel IV and other model updates on ING&#8217;s CET1 ratio was negligible.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s CET1 target level of around 12.5% is 176 basis points above the prevailing CET1 ratio requirement of 10.74%.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Capital position as per 30 June 2025</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.911%"><tr><td style="width:1.0%"></td><td style="width:72.968%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.865%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.867%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group capital position according to CRR III / CRD V</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,115</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,314</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim profits not included in CET1 capital </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,565</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,152</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,016</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,902</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,581</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,054</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available common equity Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,534</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,260</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additional Tier 1 securities </span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,127</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,965</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments additional Tier 1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,765</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,291</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Supplementary capital Tier 2 bonds</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,397</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,852</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments Tier 2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Total capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">61,226</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,194</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk weighted assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335,804</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">333,708</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Common equity Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13.6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.2&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.9&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Shareholders' equity is determined in accordance with IFRS-EU.</span></div><div style="text-indent:3.83pt"><span><br/></span></div><div style="padding-left:7.09pt;text-indent:-14.17pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Distribution policy</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has reserved EUR 1,565 million of net profit for distribution outside of CET1 capital in the first six months of 2025. This reflects our distribution policy of a 50% pay-out ratio on resilient net profit. Resilient net profit is defined as net profit adjusted for significant items not linked to the normal course of business. No </span></div></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">adjustments for significant items took place in 1H2025. The 50% pay-out may be in the form of cash, or a combination of cash and share repurchases, with the majority in cash. Additional distributions to be considered periodically, considering alternative opportunities, macro-economic circumstances and the outcome of our capital planning. Prerequisite for a distribution is a CET1 ratio of at least prevailing Maximum Distributable Amount (MDA) level after distribution. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following our distribution policy, a final cash dividend over 2024 of EUR 0.71 per share was paid in May 2025. An interim dividend over the first six months of 2025 of EUR 0.35 per share will be paid on 11 August 2025 for Euronext Amsterdam and 25 August 2025 for New York Stock Exchange. For further information on dividend and other distributions, reference is made to Note &#8216;</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">Dividend per share</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8217; and Note &#8216;</span><span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a href="#i161587f53f804723967d4984739ee9ce_292" style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">Equity</a></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8217;.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of detailed information about capital management.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent events<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract', window );"><strong>Disclosure of non-adjusting events after reporting period [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory', window );">Subsequent events</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">23   Subsequent events </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2025, ING increased its ownership in Van Lanschot Kempen by acquiring an additional 7.2%</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">stake increasing its total interest based on issued share capital from 2.7% to 9.9%, reference is made to Note 3 'Financial assets at fair value through other comprehensive income'. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. As of 24 July 2025, ING holds a total of 20.3% stake in Van Lanschot Kempen. Despite ING holding over 20% voting rights in VLK (a presumption of significant influence in IFRS), this presumption is rebutted given that ING holds rights similar to other ordinary shareholders where voting does not include financial and operating policy decisions and ING does not have the rights or ability to obtain board representation. Therefore, the increased investment in VLK will be classified and measured at fair value through other comprehensive income in subsequent periods consistent with ING&#8217;s passive investment purpose.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">are no other subsequent events.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for events after the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Section Disclosure<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;doctype=Standard&amp;dita_xref=IAS10_g17-22_TI<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period (Policies)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_BasisOfPreparationAndAccountingPoliciesAbstract', window );"><strong>Basis of Preparation and Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory', window );">Basis of preparation of the Condensed consolidated interim financial statements</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2024 ING Group Consolidated financial statements as included in the 2024 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the notes to the 2024 ING Group Consolidated financial statements as included in the 2024 Annual Report on Form 20-F</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. The condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock', window );">Presentation of Risk management disclosures</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.1   Presentation of Risk management disclosures</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*). Chapters, paragraphs, graphs or tables within the 'Risk management' section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Condensed consolidated interim financial statements.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock', window );">Reconciliation between IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2.2 Reconciliation between IFRS-EU and IFRS-IASB</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2024 ING Group Consolidated financial statements and the 2025 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information under IFRS-IASB is prepared by reversing the hedge accounting impacts that are applied under the EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2025 forward interest rates Increased resulting in a positive EU IAS 39 carve out adjustment after tax of EUR 786 million (2024: EUR 1,099 million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,065&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,115&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,443&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,268&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,175&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory', window );">Changes to accounting policies and presentation</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Changes to accounting policies and presentation</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has consistently applied its accounting policies to all periods presented in these Condensed consolidated interim financial statements. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the six month period ended 30 June 2025, ING Group has revised the presentation in Note 15 'Other Operating Expenses', to enhance its relevance and improve comparability. Consequently, comparative figures for 2024 have been updated accordingly.<br/></span></div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations', window );">Changes in IFRS effective 2025 and upcoming changes in IFRS after 2025</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1   Changes in IFRS effective in 2025</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following amendments to IFRS became effective in the current reporting period with no significant impact for ING Group:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 'The Effects of Changes in Foreign Exchange Rates': Lack of Exchangeability (issued in August 2023). Amendments provide guidance on determining exchange rates when a currency lacks exchangeability, including estimation methods and disclosure requirements.</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.2   Upcoming changes in IFRS after 2025</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has not early adopted any of the following Standards, interpretations or amendments that have been issued but are not yet effective.</span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2026:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Classification and Measurement of Financial Instruments (issued in May 2024). Amendments clarify recognition and derecognition dates for certain financial assets and liabilities (introducing an exception for financial liabilities settled through electronic payment systems); provide further guidance on assessing contractual cash flow characteristics of financial assets including ESG and similar features, non-recourse features and contractually-linked instruments;  introduce disclosures for financial instruments with contingent features that could change the amount of contractual cash flows and update disclosure requirements for equity instruments at FVOCI.  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Contracts Referencing Nature-dependent Electricity (issued in December 2024). Amendments clarify accounting for renewable electricity contracts, including own-use and hedge accounting and related disclosures. </span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Annual Improvements to IFRS Accounting Standards: Volume 11 (issued in July 2024). Amendments include minor clarifications and corrections across a number of Standards to improve consistency and clarity. </span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING is currently assessing the impact of the above amendments, however they are not expected to have a significant impact on the equity of ING Group.</span></div><div><span><br/></span></div><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Effective in 2027:</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">New Standard IFRS 18 'Presentation and Disclosure in Financial Statements' (issued in April 2024) replaces the current IAS 1 'Presentation of Financial Statements' while keeping many requirements of IAS 1 unchanged and not affecting recognition criteria and measurement requirements. IFRS 18 mainly </span></div><div style="margin-bottom:15pt;padding-left:14.2pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%">introduces new presentation requirements for P&amp;L, including new defined subtotals, disclosures on management-defined performance measures, and further guidance on aggregation and disaggregation of information. ING is currently assessing the impact of IFRS 18 (which would need to be applied retrospectively) on the presentation of its financial statements. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024, the IASB also issued a new accounting Standard IFRS 19 'Subsidiaries without Public Accountability: Disclosures', which allows eligible subsidiaries to apply full IFRS with reduced disclosure requirements. However, it is not applicable for the consolidated financial statements of ING Group.</span></div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory', window );">Significant judgements and critical accounting estimates and assumptions</a></td>
<td class="text"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4   Significant judgements and critical accounting estimates and assumptions</span></div><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 'Significant judgements and critical accounting estimates and assumptions' of the 2024 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods: </span></div><div><span><br/></span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in January 2025 ING has reached an agreement on the sale of its business in Russia, subject to several conditions, including substantive and uncertain regulatory approvals. Judgement is required to evaluate the appropriate time to recognise the expected loss on sale, if completed. Given the prevailing uncertainties at 30 June 2025, no loss was recognised for the six month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Please refer to Note 21   'Potential sale of ING Bank (Eurasia) JSC' for further information.</span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk Management [Abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock', window );">Gross carrying amount per IFRS 9 stage and rating class</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:6.902%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.257%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.958%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.033%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.033%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.894%"></td><td style="width:0.1%"></td></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 (AAA)</span></td><td colspan="2" 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1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">191&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">281&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">89,379&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,357&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2-4 (AA)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145,150&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">140,671&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,894&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,579&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,683&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11-13 (BB)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159,671&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154,348&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">197&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">190&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,158&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,479&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">177,828&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">172,827&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">281&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14-16 (B)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,725&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,377&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,569&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,433&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">399&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">366&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,471&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,060&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 (C)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,232&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,474&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">210&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,232&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,474&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">210&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing loans</span></td><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22 (D)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,932&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,259&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,509&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,932&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,259&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,509&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,003,405</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,596</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,247</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,932</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,259</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,093,934</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1&#160;&#160;&#160;&#160;</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 3 lifetime credit impaired provision includes &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> (31 December 2024: &#8364;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) on purchased or originated credit impaired.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock', window );">Changes in loan loss provisions and gross carrying amounts</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:21.487%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.612%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.071%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.312%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.917%"></td><td style="width:0.1%"></td></tr><tr><td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1, 2</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL  (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="24" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,783</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,655</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-132</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-128</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,486</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20,236</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-195</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-249</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-207</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24,349</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-36</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,053</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-703</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43,155</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,900</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">429</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-745</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-980</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,305</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-107</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,286</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">562</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">448</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,980</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,856</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-235</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,836</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,802</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,548</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">215</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-181</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-137</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-133</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,966</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">119</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,966</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,516</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212,516</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">192</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65,485</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,435</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-554</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-121</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72,474</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-245</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-126,858</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-76</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,840</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-153</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,450</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-257</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140,148</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-485</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28,119</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,973</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-912</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33,005</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-41,763</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,393</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-309</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46,465</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-47</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Increase in loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">436</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">612</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-102</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-297</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,578</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,179</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-offs</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-556</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,017</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-510</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-68</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-282</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-125</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-860</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-935</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-141</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,355</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-225</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Recoveries of amounts previously written off</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,157</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,092</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,288</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-60</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">208</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,003,405</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">439</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,596</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,247</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,932</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,259</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,093,934</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">954,943</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">409</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,888</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,130</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,742</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,509</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,048,574</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Stage 3 lifetime credit impaired provision includes &#8364;21&#160;million (31 December 2024:&#8364;21&#160;million) on purchased or originated credit impaired.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;612 million (31 December 2024: &#8364;1,194 million) of which &#8364;638 million (31 December 2024: &#8364;1,170 million) related to IFRS 9 eligible financial assets, &#8364;-26 million (31 December 2024: &#8364;9 million) related to non-credit replacement guarantees and &#8364;0 million (31 December 2024: &#8364;15 million) to modification gains and losses on restructured financial assets.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ManagementAdjustmentsExplanatoryTableTextBlock', window );">Management Adjustments</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"></td><td style="width:73.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.380%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.382%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commercial Real Estate/ Inflation and interest rate increases</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector / portfolio based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">112&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">112&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Climate transition risk</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Post Model Adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">236</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">203</span></td></tr></table></div><span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisForCreditRiskTableTextBlock', window );">Sensitivity analysis for credit risk</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June  2025 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">352&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">581&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">621&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">695&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">583&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">572&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">126&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">213&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.6&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.7&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2024 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Unweighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">193&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">249&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">411&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">510&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">548&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">534&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">569&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">654&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">187&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.5&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:5pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  Excluding management adjustments.</span></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock', window );">Reconciliation of model ECL to total ECL</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:75.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation of reportable collective ECL to total ECL (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total reportable collective provisions</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,162&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,975&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,547&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,871&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">203&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,945</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock', window );">Asset class category average threshold investment grade</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.910%"><tr><td style="width:1.0%"></td><td style="width:35.447%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.764%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Asset Class Category Average Threshold Investment Grade Explanatory [Text Block]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of changes in loan loss provisions and gross carrying amounts of financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of gross carrying amount per IFRS 9 stage and rating class</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Management Adjustments Explanatory</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation Of Model ECL To Total ECL</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Risk Management [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_BasisOfPreparationAndAccountingPoliciesAbstract', window );"><strong>Basis of Preparation and Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock', window );">Reconciliation net result under IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,065&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationShareholdersEquityTableTextBlock', window );">Reconciliation shareholders' equity under IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,115&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,443&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tax effect of the adjustment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,268&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,175&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial assets at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory', window );">Summary of financial assets at fair value through profit or loss</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:62.284%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.209%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,744&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72,897&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,075&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,463&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,951&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,740&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81,715&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,481&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">152,486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory', window );">Summary of exposure to (reverse) repurchase agreements</a></td>
<td class="text"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:64.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.747%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,200&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,777&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,324&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,471&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,392&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,033&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,393&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">119,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">79,675</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase 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style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,085&#160;</span></td><td 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial instruments measured at fair value through profit or loss. [Refer: At fair value [member]; Classes of financial instruments [domain]]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of repurchase and reverse repurchase agreements.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract', window );"><strong>Financial assets at fair value through other comprehensive income [abstract]</strong></a></td>
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<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.286%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,753&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt 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Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,618&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,219&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,475&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;Debt securities include an amount of EUR -15&#160;million (31 December 2024: EUR -12&#160;million) and the Loans and advances includes EUR -2&#160;million (31 December 2024: EUR -7&#160;million) of Loan loss provisions.</span></div><span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory', window );">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:30.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Equity securities at fair value through other comprehensive income</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Bank of Beijing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,238&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,241&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Van Lanschot Kempen</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Investments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,753</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,562</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Table has been updated to present the stake in Van Lanschot Kempen separately from other investments..</span></div><span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock', window );">Summary of changes in fair value through other comprehensive income financial assets</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.680%"><tr><td style="width:1.0%"></td><td style="width:30.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.548%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.548%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.554%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.313%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.865%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income financial assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI equity securities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI debt instruments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,827&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,231&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,389&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,116&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,160&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,080&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,318&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,091&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers and reclassifications&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">393&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">668&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">509&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals and redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,164&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,906&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7,168&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,907&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">443&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">506&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,753</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,562</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47,093</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,827</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.</span></div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span>Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognised in the statement of profit or loss. Reference is made to Note 11 'Equity'  for details on the changes in revaluation reserve.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: Investments in equity instruments designated at fair value through other comprehensive income]</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsAbstract', window );"><strong>Disclosure of financial assets [abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock', window );">Summary of exposure to debt securities</a></td>
<td class="text"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to debt securities is included in the following lines in the statement of financial position:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:74.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exposure to debt securities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,618&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,219&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53,805&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,273&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income and amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,515&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,080&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,718&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">787&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">789&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total debt securities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,501</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,586</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">113,924</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">108,078</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesByTypeOfExposureTableTextBlock', window );">Debt securities by type of exposure</a></td>
<td class="text"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  103,409 million (31&#160;December 2024: EUR 97,999 million) is specified as follows:</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:22.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.828%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Debt securities by type of exposure</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVPL </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVOCI</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at  AC</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Government bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,784&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,757&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,546&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,734&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,604&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,780&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Central bank bonds </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">433&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">444&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,900&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,642&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,344&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sub-sovereign, Supranationals and Agencies</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">730&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,027&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,889&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,513&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,282&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,985&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Covered bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,102&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,108&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,537&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,683&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,639&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,791&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,033&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial institutions' bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,775&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">139&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,963&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,261&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ABS portfolio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">757&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">757&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">681&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">794&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,662&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,506</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,816</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,288</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">103,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,026</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities portfolio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,986</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,506</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,618</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">42,219</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,273</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">103,409</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,999</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Debt securities at FVPL includes both debt securities designated - and mandatorily measured at fair value through profit or loss.<br/></span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The summary of debt securities by type and balance sheet lines.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans and advances to customers (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersAbstract', window );"><strong>Loans and Advances to Customers [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory', window );">Summary of loans and advances to customers</a></td>
<td class="text"><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:67.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.593%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to public authorities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,930&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,661&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">358,708&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">348,594&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,780&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,797&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280,638&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">285,393&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">699,056</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">689,445</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,771&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,833&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693,285</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">683,611</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of loans and advances to customers by type.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock', window );">Summary of investments in associates and joint ventures</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.757%"><tr><td style="width:1.0%"></td><td style="width:31.766%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.205%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.778%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.091%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30&#160;June 2025</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,191&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,989&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,627&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">434&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">345&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,536</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:31.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.136%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31&#160;December 2024</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest- ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,164&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,266&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,147&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,554&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,474&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,050&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">412&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,679</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory', window );">Summary of changes in investments in associates and joint ventures</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.130%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.517%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,679&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">205&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Customer deposits (Tables)<br></strong></div></th>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:71.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.978%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">232,153&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227,827&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Savings accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">379,403&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354,560&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Time deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120,143&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107,695&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,329&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,579&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">738,028</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">691,661</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of schedule of customer deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock', window );">Summary of financial liabilities at fair value through profit or loss</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:64.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.978%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,387&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,255&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,499&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,101&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64,637&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,543&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of financial assets and liabilities at fair value through profit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesInIssueAbstract', window );"><strong>Debt Securities in Issue [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock', window );">Summary of maturities of debt securities in issue</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in debt securities in issue</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,367&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,701&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65,413&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-113,014&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">357&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,098&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-149&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">261&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,139&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,919&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,512&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">151,016</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">142,367</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of debt securities contractual maturity schedule.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilitiesAbstract', window );"><strong>Subordinated liabilities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory', window );">Schedule of subordinated loans by group companies</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in subordinated loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,878&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,401&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" 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colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,818&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,931&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">188&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,000&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16,566</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity (Tables)<br></strong></div></th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfEquityTableTextBlock', window );">Summary of equity</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:74.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.439%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,148</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,838&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,816&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-302&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-479&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,693&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">146&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">161&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-341&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-333&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,798&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,986&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,265&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,607&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,746&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-765&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-3,158</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-687</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,300&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,243&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,290&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,703&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,031&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">995&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,321</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,698</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory', window );">Reserves and other equity interest</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:55.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-765&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,117&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154,571&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased/sold for trading purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-477&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-211&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-64&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,674&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distributed under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,343&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,982&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,774&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115,604&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">247,584&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled under Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,000&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-350,803&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-765</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">166,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">51,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of reserves within equity. [Refer: Other reserves [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock', window );">Summary of net interest income</a></td>
<td class="text"><div style="padding-left:14.17pt;text-indent:-14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.537%"><tr><td style="width:1.0%"></td><td style="width:33.919%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.421%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:33.919%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.260%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.261%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,730&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,212&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on deposits</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,807&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,462&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">656&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">803&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">394&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,889&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,564&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,528&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,079</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,066</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,291</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,652&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,211&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on financial liabilities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,843&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,078&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,602&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,029&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,742&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,763</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,863</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,261</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,651</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,842</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,929</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18,552</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">  </span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest income on loans to customers and banks, cash balances as well as negative interest on liabilities. Negative interest on liabilities amounted to EUR 4 million (2024: EUR 5 million).</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes interest paid on deposits from customers and banks, and negative interest on assets. Negative interest on assets amounted to EUR 4 million (2024: EUR nil).<br/></span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeAbstract', window );"><strong>Fee and commission income [abstract]</strong></a></td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock', window );">Schedule of net fee and commission income</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.516%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">482&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance and other broking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portfolio management</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">386&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lending business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial guarantees and other commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,090</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission expenses</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Valuation results and net trading income (Tables)<br></strong></div></th>
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<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.670%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Valuation results and net trading income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange transactions results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,190&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,630&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,773</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,016</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid 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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses (Tables)<br></strong></div></th>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:77.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Other operating expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IT related expenses </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(excluding outsourcing and subcontracting)</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation and impairment of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">218&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,485</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings per ordinary share (Tables)<br></strong></div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareExplanatory', window );">Summary of earnings per ordinary share</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:13.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.059%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary  shares outstanding</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,041.9</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,292.5</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,041.9</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,295.8</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.29</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of earnings per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareExplanatory</td>
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</DOCUMENT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendPerOrdinaryShareAbstract', window );"><strong>Dividend Per Ordinary Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock', window );">Schedule of dividends to shareholders of the parent</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:65.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.670%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total  (in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,260&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.756</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,497&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.106</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2024</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,129&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2025</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.710</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,152&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend in respect of 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.060</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,281</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In respect of 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.350</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,043&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total dividend for the period ending 30 June 2025</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.350</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of dividend per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendPerOrdinaryShareAbstract</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsAbstract', window );"><strong>Disclosure of operating segments [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsExplanatory', window );">Schedule of ING Group total</a></td>
<td class="text"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and the main sources of income of each of the segments:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:25.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:71.824%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the Netherlands. The main products and services offered are daily banking, lending, savings, investments and insurance.</span></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Belgium and Luxembourg. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in Germany. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from products and services provided to private individuals, business banking clients and private banking clients in the other retail countries. The main products and services offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities, of which the main products are lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:48.638%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.155%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.855%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.913%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Group</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Group</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,051&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,508&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,214&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,995&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which share of result from associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which revaluations and trading income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,609&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,610&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,229</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">111</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,234&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,874&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which Regulatory expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,843</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,433</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">108</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,716</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,347&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,835</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory', window );">Summary of reconciliation between IFRS and underlying income, expenses and net result</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:21.861%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.603%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.612%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,404</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,516</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">127</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,812</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,798</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Remove impact of:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out' </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,065&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,512&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result ING Group IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,237</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">127</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net result reflects the net result attributable to shareholders of the parent.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfProductsAndServicesExplanatory', window );">Summary of segments banking</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:26.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.268%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.915%"></td><td style="width:0.1%"></td></tr><tr><td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2025</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June 2024</span></div></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Nether-lands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,508&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">886&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,929&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,412&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">209&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,052&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,337&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,884&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">356&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">696&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">293&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">403&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,344&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which share of result from associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which revaluations and trading income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">383&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-84&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">148&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,340&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,839&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,610&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,451</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,298</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,449</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">265</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,339</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,498</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,297</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">995&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">680&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,436&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,901&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">239&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,234&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,023&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,388&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,662&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; of which Regulatory expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">136&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">136&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">159&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">227&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,054</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">758</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,595</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,128</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">240</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">980</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,045</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,398</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">226</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">667</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">854</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,324</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,493</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,443</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">357</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">369&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">202&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">342&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,237&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">962</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">786&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,029</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">450</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,748</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-21</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,915</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsAbstract</td>
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<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
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<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FairValueOfAssetsAndLiabilitiesAbstract', window );"><strong>Fair Value of Assets and Liabilities [Abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfValuationAdjustmentTableTableTextBlock', window );">Summary of valuation adjustment</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"></td><td style="width:79.023%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.533%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adjustments in fair value on financial assets and liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bid/Offer</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-150&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DVA </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other valuation adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Valuation Adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-511</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-412</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory', window );">Methods applied in determining fair values of financial assets and liabilities</a></td>
<td class="text"><div><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial instruments at fair value </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period. The fair values of the financial instruments were determined as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:24.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.515%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.364%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,767&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,789&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,916&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,945&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,259&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,485&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,663&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,596&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,579&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,505&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,501&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,586&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,067&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,792&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">700&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">475&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,841&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32,268&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78,494&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62,168&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,733&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,614&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">86,227&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68,782&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28,275</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,571</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,157</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,734</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">152,486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">137,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,470&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,292&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,753&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,562&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44,423&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,859&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,194&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,360&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,618&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,219&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,513</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,846</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 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solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,218&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,966&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,014&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,631&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,671&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,653&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,371&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,528&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">550&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">694&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,026&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,267&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,868</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,131</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">88,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">80,998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">93,524</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">86,900</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory', window );">Valuation techniques and range of unobservable inputs</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:22.310%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.437%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.808%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.114%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,580&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,504&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">417</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">327</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,325</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">520</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">145&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,950&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,565&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">576</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">707</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">629</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repos</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,783&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,050&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99.59&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100.09&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">413&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">477&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">389&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">181&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">81&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13.1&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Com/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.40</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.25</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (commodity)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">156&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.52</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.67</span></td><td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.52</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.76</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125.74</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125.74</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,597</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,005</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr></table><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;The abbreviation n.a. stands for not applicable or not available.</span></div><span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory', window );">Changes in level 3 financial assets</a></td>
<td class="text"><div style="margin-bottom:30pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:40.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.387%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.986%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.686%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.836%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.836%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.387%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.768%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">824&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,721&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,499&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,121&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,547&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">270&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">938&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,005&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,118&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss recognised in the statement of profit or loss during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-175&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">123&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">294&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-622&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-302&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">486&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">198&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,464&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,424&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">211&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,600&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">160&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,444&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,862&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-35&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-111&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-257&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-251&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,605&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-778&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-418&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,067&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,402&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-140&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-294&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-189&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-988&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-294&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,449&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reclassifications</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">370&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">565&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">615&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,014&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-347&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-454&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-114</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,440&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,214&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-384</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,796&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,169&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,249</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">824</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,092</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,721</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,740</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,121</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">440</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,597</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,005</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"><br/></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:120%;position:relative;top:-3.67pt;vertical-align:baseline"> </span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amounts includes EUR </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">299 million (2024: EUR -41 million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss. <br/></span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">2</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Revaluation recognised in other comprehensive income is included on the line &#8216;Net change in fair value of debt instruments at fair value through other comprehen</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">sive income&#8217;.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory', window );">Changes in level 3 financial liabilities</a></td>
<td class="text"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"><tr><td style="width:1.0%"></td><td style="width:27.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.669%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.592%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.746%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">729&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-104&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-98&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">190&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">274&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-209&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-30&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-222&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-30&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-70&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">399&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-111&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-179&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">481</span><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">78</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">67</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">67</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">613</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">770</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amount include</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">s EUR </span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-108 million (2024: EUR -206&#160;million</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss.<br/><br/></span></div><span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock', window );">Sensitivity analysis of level 3 instruments</a></td>
<td class="text"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"><tr><td style="width:1.0%"></td><td style="width:57.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.993%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.531%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.535%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sensitivity analysis of Level 3 instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive fair&#160;value movements from using reasonable possible alternatives</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative fair&#160;value movements from using reasonable possible alternatives</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity (equity derivatives, structured notes)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rates (Rates derivatives, FX derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit (Debt securities, Loans, structured notes, credit derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity (FV OCI)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-28</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-47</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock', window );">Fair value of assets and liabilities at amortised cost</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.586%"><div style="margin-bottom:3pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value</span></div></div><div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.589%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"><tr><td style="width:1.0%"></td><td style="width:27.097%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.883%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.890%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount </span></div><div style="text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 <br/>December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,080&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,770&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,947&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,195&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,891&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,614&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,206&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,957&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,044&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21,766&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">693,285&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">683,611&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">677,357&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,273&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,938&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,523&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,782</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">635,973</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">779,750</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">737,479</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td 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style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,891&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,723&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,966&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,348&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,828&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,208&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,894&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,943&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,687&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,499&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">738,028&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,661&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">611,607&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">582,387&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">82,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,916&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43,890&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,984&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">738,021&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,287&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151,016&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,367&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78,330&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,254&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61,651&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,982&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,000&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">389&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,926&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,357&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">926,501</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">868,630</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">618,573</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">586,735</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,906</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,221</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">164,003</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">132,164</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,766</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">52,927</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">927,248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">869,048</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.<br/><br/></span></div><span></span>
</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value measurement of assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value measurement of liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of financial instruments. [Refer: Classes of financial instruments [domain]; At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of significant inputs for which market data are not available and that are developed using the best information available about the assumptions that market participants would use when measuring the fair value of assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalAdequacyTableTextBlock', window );">Capital adequacy assessment</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.911%"><tr><td style="width:1.0%"></td><td style="width:72.968%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.865%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.867%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group capital position according to CRR III / CRD V</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June <br/>2025</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December <br/>2024</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,115</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,314</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim profits not included in CET1 capital </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,565</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,152</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Other adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,016</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,902</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4,581</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,054</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available common equity Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">44,534</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">45,260</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additional Tier 1 securities </span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,127</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,965</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments additional Tier 1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Tier 1 capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50,765</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53,291</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Supplementary capital Tier 2 bonds</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,397</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,852</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory adjustments Tier 2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Available Total capital</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">61,226</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,194</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk weighted assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">335,804</span></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">333,708</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Common equity Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13.3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13.6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16.0&#160;</span></td><td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.2&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.9&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr></table></div><div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt">Shareholders' equity is determined in accordance with IFRS-EU.</span></div><span></span>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2027</div></th>
<th class="th"><div>Jun. 30, 2026</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GlobalGdpRateIncreaseDecrease', window );">Global GDP increase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GlobalGdpRateIncreaseDecreaseAssumed', window );">Global GDP rate assumed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicSectorBasedAdjustments', window );">Commercial Real Estate/ Inflation and interest rate increases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 32<span></span>
</td>
<td class="nump">&#8364; 50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments', window );">Economic sector / portfolio based adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioAdjustments', window );">Mortgage portfolio adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">112<span></span>
</td>
<td class="nump">112<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ClimateTransitionRisk', window );">Climate transition risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario', window );">Unweighted ECL for all collective provisioned clients in upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,911<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario', window );">Unweighted ECL for all collective provisioned clients in baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario', window );">Unweighted ECL for all collective provisioned clients in down scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalECLCollectiveAssessment', window );">Total ECL collective assessment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,474<span></span>
</td>
<td class="nump">1,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_QualitativeIndicatorDaysArrearsBackstop', window );">Qualitative indicator, days arrears, backstop</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">30 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MacroEconomicScenarioAxis=ing_UpsideScenarioMember', window );">Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalEclCollectiveAssessmentForPerformingAssets', window );">Total ECL collective assessment for performing assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInAverageThresholdRatio', window );">Change in average threshold ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(0.50%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MacroEconomicScenarioAxis=ing_DownsideScenarioMember', window );">Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalEclCollectiveAssessmentForPerformingAssets', window );">Total ECL collective assessment for performing assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,170<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInAverageThresholdRatio', window );">Change in average threshold ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments', window );">Economic sector / portfolio based adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_AU', window );">Australia</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments', window );">Economic sector / portfolio based adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicSectorBasedAdjustments', window );">Commercial Real Estate/ Inflation and interest rate increases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ClimateTransitionRisk', window );">Climate transition risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBankingMember', window );">Retail banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicSectorBasedAdjustments', window );">Commercial Real Estate/ Inflation and interest rate increases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ClimateTransitionRisk', window );">Climate transition risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 19<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_EurozoneMember', window );">Eurozone</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PL', window );">Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_TR', window );">Turkey</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_RU', window );">RUSSIAN FEDERATION</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CN', window );">CHINA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_AU', window );">Australia</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GlobalOutputPercent', window );">Global output percent</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GlobalGdpRateIncreaseDecrease', window );">Global GDP increase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GlobalGdpRateIncreaseDecreaseAssumed', window );">Global GDP rate assumed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | UNITED STATES</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.40%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | Eurozone</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | Turkey</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | RUSSIAN FEDERATION</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | CHINA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember', window );">Forecast | Australia</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicGrowthRate', window );">Economic growth rate</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_ExcludingAllManagmentAdjustmentsMember', window );">Excluding all managment adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalModelECL', window );">Total model ECL</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,267<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,093,934)<span></span>
</td>
<td class="num">(1,048,574)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,025,043)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">91.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">91.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 1 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,003,405)<span></span>
</td>
<td class="num">&#8364; (954,943)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(937,633)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.10%<span></span>
</td>
<td class="nump">7.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (2,300)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(77,596)<span></span>
</td>
<td class="num">(79,888)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(75,454)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2 | Not credit-impaired | Loans | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets', window );">Increase (decrease) through net transfers, financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets', window );">Increase (decrease) through net level three transfers, financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2 | Not credit-impaired | Other Commitments | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets', window );">Increase through other commitments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (77,600)<span></span>
</td>
<td class="num">&#8364; (79,900)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">1.30%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 3 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(12,932)<span></span>
</td>
<td class="num">(13,742)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(11,956)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 3 | Credit impaired | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets', window );">Decrease through derecognition and repayments financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets', window );">Increase through write-offs and disposals, financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 3 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(800)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(12,900)<span></span>
</td>
<td class="num">(13,700)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 3 | Loans | Credit impaired | Of which: non-performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,945<span></span>
</td>
<td class="nump">6,049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(612)<span></span>
</td>
<td class="num">(1,194)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,945<span></span>
</td>
<td class="nump">6,049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,839<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(612)<span></span>
</td>
<td class="num">(1,179)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Stage 1 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">439<span></span>
</td>
<td class="nump">409<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">517<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(39)<span></span>
</td>
<td class="nump">102<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Stage 2 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(17)<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,247<span></span>
</td>
<td class="nump">1,130<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,435<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets', window );">Increase (decrease) due to sales and repayments, financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(600)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(137)<span></span>
</td>
<td class="nump">297<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Stage 3 | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,259<span></span>
</td>
<td class="nump">4,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,887<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialAssetsIncreaseDecreaseInProvisions', window );">Financial assets, increase (decrease) in provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(300)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (436)<span></span>
</td>
<td class="num">&#8364; (1,578)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCreditRiskExposureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from changes in models or risk parameters. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ClimateTransitionRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Climate Transition Risk</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClimateTransitionRisk</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Derecognition And Repayments Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EconomicGrowthRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Economic Growth Rate</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EconomicGrowthRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EconomicSectorBasedAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Economic Sector Based Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EconomicSectorBasedAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialAssetsIncreaseDecreaseInProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Assets, Increase (Decrease) In Provisions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialAssetsIncreaseDecreaseInProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GlobalGdpRateIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Global GDP Rate Increase (Decrease)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GlobalGdpRateIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GlobalGdpRateIncreaseDecreaseAssumed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Global GDP Rate Increase (Decrease) Assumed</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GlobalGdpRateIncreaseDecreaseAssumed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GlobalOutputPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Global Output Percent</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GlobalOutputPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Due To Sales and Repayments, Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseDueToSalesAndRepaymentsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInAverageThresholdRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) In Average Threshold Ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInAverageThresholdRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Net Level One Transfers, Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughNetLevelOneTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Net Level Three Transfers, Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughNetLevelThreeTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Other Commitments, Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughOtherCommitmentsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Write-Offs and Disposals, Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughWriteOffsAndDisposalsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Model Time Lag Overlay, Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MortgagePortfolioAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MortgagePortfolioAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage Of Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_QualitativeIndicatorDaysArrearsBackstop">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Qualitative Indicator, Days Arrears, Backstop</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_QualitativeIndicatorDaysArrearsBackstop</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TotalECLCollectiveAssessment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total ECL Collective Assessment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TotalECLCollectiveAssessment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TotalEclCollectiveAssessmentForPerformingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total ECL Collective-Assessment For Performing Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TotalEclCollectiveAssessmentForPerformingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TotalModelECL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total model ECL</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TotalModelECL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Baseline Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Down Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Upside Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MacroEconomicScenarioAxis=ing_UpsideScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MacroEconomicScenarioAxis=ing_UpsideScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MacroEconomicScenarioAxis=ing_DownsideScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MacroEconomicScenarioAxis=ing_DownsideScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_DE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_DE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_AU">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_AU</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_EurozoneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_EurozoneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_TR">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_TR</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_RU">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_RU</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CN">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CN</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_AU">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_AU</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementScenarioAxis=srt_ScenarioForecastMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=srt_ScenarioForecastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Gross carrying amount per IFRS 9 stage and rating class (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Purchased credit impaired | Stage 3: Lifetime Expected Credit Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">&#8364; (21)<span></span>
</td>
<td class="num">&#8364; (21)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,093,934<span></span>
</td>
<td class="nump">1,048,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,003,405<span></span>
</td>
<td class="nump">954,943<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">77,596<span></span>
</td>
<td class="nump">79,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">12,932<span></span>
</td>
<td class="nump">13,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">89,379<span></span>
</td>
<td class="nump">79,357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 1 (AAA) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">89,188<span></span>
</td>
<td class="nump">79,076<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 1 (AAA) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">191<span></span>
</td>
<td class="nump">281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">147,043<span></span>
</td>
<td class="nump">142,250<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 2-4 (AA) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">145,150<span></span>
</td>
<td class="nump">140,671<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 2-4 (AA) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,894<span></span>
</td>
<td class="nump">1,579<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">271,586<span></span>
</td>
<td class="nump">251,149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 5-7 (A) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">265,263<span></span>
</td>
<td class="nump">244,241<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 5-7 (A) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">6,323<span></span>
</td>
<td class="nump">6,908<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">337,865<span></span>
</td>
<td class="nump">335,008<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 8-10 (BBB) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">317,743<span></span>
</td>
<td class="nump">310,324<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 8-10 (BBB) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">20,122<span></span>
</td>
<td class="nump">24,683<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">177,828<span></span>
</td>
<td class="nump">172,827<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 11-13 (BB) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">159,671<span></span>
</td>
<td class="nump">154,348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 11-13 (BB) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">18,158<span></span>
</td>
<td class="nump">18,479<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">45,294<span></span>
</td>
<td class="nump">42,811<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 14-16 (B) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">25,725<span></span>
</td>
<td class="nump">25,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 14-16 (B) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">19,569<span></span>
</td>
<td class="nump">17,433<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">5,304<span></span>
</td>
<td class="nump">4,897<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 17 (CCC) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">666<span></span>
</td>
<td class="nump">905<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 17 (CCC) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,637<span></span>
</td>
<td class="nump">3,992<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 18 (CC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,471<span></span>
</td>
<td class="nump">4,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 18 (CC) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,471<span></span>
</td>
<td class="nump">4,059<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 19 (C)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,232<span></span>
</td>
<td class="nump">2,474<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 19 (C) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,232<span></span>
</td>
<td class="nump">2,474<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 20-22 (D)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">12,932<span></span>
</td>
<td class="nump">13,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9 | 20-22 (D) | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">12,932<span></span>
</td>
<td class="nump">13,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(5,945)<span></span>
</td>
<td class="num">(6,049)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(5,945)<span></span>
</td>
<td class="num">(6,049)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(439)<span></span>
</td>
<td class="num">(409)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1,247)<span></span>
</td>
<td class="num">(1,130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(4,259)<span></span>
</td>
<td class="num">(4,509)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 1 (AAA) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(13)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 2-4 (AA) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 2-4 (AA) | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 5-7 (A) | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(27)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS 9 | 5-7 (A) | Stage 2</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCreditRiskExposureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_AAACreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_AAACreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_AACreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_AACreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_ACreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_ACreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_BBBCreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_BBBCreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_BBCreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_BBCreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_BCreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_BCreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_CcccreditgradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CcccreditgradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_CcCreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CcCreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_CCreditGradesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CCreditGradesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_DefaultCreditGradeMember">
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<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_DefaultCreditGradeMember</td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Changes in gross carrying amounts and loan loss provisions (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Purchased credit impaired | Stage 3: Lifetime Expected Credit Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">&#8364; (21)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">&#8364; (21)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">2,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(6,049)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">1,194<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(5,945)<span></span>
</td>
<td class="num">(6,049)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS-9 Eligible Financial Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="nump">638<span></span>
</td>
<td class="nump">1,170<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Non-credit replacement guarantees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="num">(26)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Modification gains and losses on restructured financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">1,048,574<span></span>
</td>
<td class="nump">1,025,043<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">134,966<span></span>
</td>
<td class="nump">212,516<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(72,474)<span></span>
</td>
<td class="num">(140,148)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(33,005)<span></span>
</td>
<td class="num">(46,465)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(556)<span></span>
</td>
<td class="num">(1,017)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(860)<span></span>
</td>
<td class="num">(1,355)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">17,288<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">1,093,934<span></span>
</td>
<td class="nump">1,048,574<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">954,943<span></span>
</td>
<td class="nump">937,633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">134,966<span></span>
</td>
<td class="nump">212,516<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(65,485)<span></span>
</td>
<td class="num">(126,858)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(28,119)<span></span>
</td>
<td class="num">(41,763)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(510)<span></span>
</td>
<td class="num">(935)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">16,157<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">1,003,405<span></span>
</td>
<td class="nump">954,943<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 1 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">16,783<span></span>
</td>
<td class="nump">20,486<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 1 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(24,349)<span></span>
</td>
<td class="num">(43,155)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 1 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(980)<span></span>
</td>
<td class="num">(2,980)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">79,888<span></span>
</td>
<td class="nump">75,454<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(6,435)<span></span>
</td>
<td class="num">(11,840)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(3,973)<span></span>
</td>
<td class="num">(4,393)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(68)<span></span>
</td>
<td class="num">(141)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">1,092<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">77,596<span></span>
</td>
<td class="nump">79,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 2 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(16,655)<span></span>
</td>
<td class="num">(20,236)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 2 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">25,053<span></span>
</td>
<td class="nump">43,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 2 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(1,305)<span></span>
</td>
<td class="num">(2,856)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">13,742<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(554)<span></span>
</td>
<td class="num">(1,450)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(912)<span></span>
</td>
<td class="num">(309)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(556)<span></span>
</td>
<td class="num">(1,017)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(282)<span></span>
</td>
<td class="num">(279)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">40<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">12,932<span></span>
</td>
<td class="nump">13,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 3 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(128)<span></span>
</td>
<td class="num">(249)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 3 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(703)<span></span>
</td>
<td class="num">(745)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Stage 3 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">2,286<span></span>
</td>
<td class="nump">5,836<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(6,049)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">215<span></span>
</td>
<td class="num">(133)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="num">(120)<span></span>
</td>
<td class="num">(192)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(245)<span></span>
</td>
<td class="num">(485)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(35)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">1,179<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(556)<span></span>
</td>
<td class="num">(1,017)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(129)<span></span>
</td>
<td class="num">(225)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="num">(60)<span></span>
</td>
<td class="nump">203<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(5,945)<span></span>
</td>
<td class="num">(6,049)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">141<span></span>
</td>
<td class="nump">207<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(250)<span></span>
</td>
<td class="num">(285)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(448)<span></span>
</td>
<td class="num">(1,548)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(409)<span></span>
</td>
<td class="num">(517)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(181)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="num">(119)<span></span>
</td>
<td class="num">(192)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(40)<span></span>
</td>
<td class="num">(76)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(6)<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">39<span></span>
</td>
<td class="num">(102)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(439)<span></span>
</td>
<td class="num">(409)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 1 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 1 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">36<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 1 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(1,130)<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">85<span></span>
</td>
<td class="num">(137)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(84)<span></span>
</td>
<td class="num">(153)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="nump">17<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">137<span></span>
</td>
<td class="num">(297)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="num">(18)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(1,247)<span></span>
</td>
<td class="num">(1,130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 2 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">132<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 2 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(358)<span></span>
</td>
<td class="num">(429)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 2 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">235<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(4,509)<span></span>
</td>
<td class="num">(3,887)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="nump">137<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Financial assets that have been derecognised</a></td>
<td class="num">(121)<span></span>
</td>
<td class="num">(257)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(47)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">436<span></span>
</td>
<td class="nump">1,578<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(556)<span></span>
</td>
<td class="num">(1,017)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals</a></td>
<td class="num">(125)<span></span>
</td>
<td class="num">(215)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="num">(35)<span></span>
</td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(4,259)<span></span>
</td>
<td class="num">(4,509)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 3 | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 3 | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">72<span></span>
</td>
<td class="nump">96<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Stage 3 | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">&#8364; (562)<span></span>
</td>
<td class="num">&#8364; (1,802)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from derecognition. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughDerecognitionFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCreditRiskExposureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from changes in models or risk parameters. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from other movements. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from transfers. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughDisposalFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Disposal Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughDisposalFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetRemeasurementOfLoanLossProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net remeasurement arising from loan loss provisions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetRemeasurementOfLoanLossProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetRepaymentIncreaseInGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Repayment Increase In Gross Carrying Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetRepaymentIncreaseInGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_Ifrs9EligibleFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_Ifrs9EligibleFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_NonCreditReplacementGuaranteesMember</td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_ModificationGainsAndLossesOnRestructuredFinancialAssetsMember</td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember</td>
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<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ifrs-full_TwelvemonthExpectedCreditLossesMember</td>
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<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsNotCreditimpairedMember</td>
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<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ifrs-full_LifetimeExpectedCreditLossesMember</td>
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<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember</td>
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<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Management adjustments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk Management [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicSectorBasedAdjustments', window );">Commercial Real Estate/ Inflation and interest rate increases</a></td>
<td class="nump">&#8364; 32<span></span>
</td>
<td class="nump">&#8364; 50<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments', window );">Economic sector / portfolio based adjustments</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioAdjustments', window );">Mortgage portfolio adjustments</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">112<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ClimateTransitionRisk', window );">Climate transition risk</a></td>
<td class="nump">44<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherPostModelAdjustmentsManagementAdjustments', window );">Other Post Model Adjustments</a></td>
<td class="nump">29<span></span>
</td>
<td class="num">(27)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ManagementAdjustments', window );">Total management adjustments</a></td>
<td class="nump">&#8364; 236<span></span>
</td>
<td class="nump">&#8364; 203<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ClimateTransitionRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Climate Transition Risk</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClimateTransitionRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EconomicSectorBasedAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Economic Sector Based Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EconomicSectorBasedAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Model Time Lag Overlay, Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InflationAndInterestRateIncreasesSecondOrderImpactAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ManagementAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ManagementAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MortgagePortfolioAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MortgagePortfolioAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OtherPostModelAdjustmentsManagementAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other Post Model Adjustments, Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherPostModelAdjustmentsManagementAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RiskManagementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Risk Management [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RiskManagementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Sensitivity analysis (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Reportable ECL</a></td>
<td class="nump">&#8364; 382<span></span>
</td>
<td class="nump">&#8364; 270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 275<span></span>
</td>
<td class="nump">&#8364; 193<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.60%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">9.80%<span></span>
</td>
<td class="nump">18.90%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">16.70%<span></span>
</td>
<td class="nump">11.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">5.10%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 352<span></span>
</td>
<td class="nump">&#8364; 249<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">1.10%<span></span>
</td>
<td class="nump">1.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">7.20%<span></span>
</td>
<td class="nump">9.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 581<span></span>
</td>
<td class="nump">&#8364; 411<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.60%<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(1.60%)<span></span>
</td>
<td class="num">(1.40%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="num">(0.90%)<span></span>
</td>
<td class="num">(0.20%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">6.60%<span></span>
</td>
<td class="nump">7.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">7.80%<span></span>
</td>
<td class="nump">8.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">NETHERLANDS | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="num">(3.70%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(12.80%)<span></span>
</td>
<td class="num">(7.20%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Reportable ECL</a></td>
<td class="nump">&#8364; 621<span></span>
</td>
<td class="nump">&#8364; 548<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 577<span></span>
</td>
<td class="nump">&#8364; 510<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.50%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">2.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">5.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">9.60%<span></span>
</td>
<td class="nump">9.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 612<span></span>
</td>
<td class="nump">&#8364; 540<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">1.10%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.40%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">5.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">6.40%<span></span>
</td>
<td class="nump">6.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 695<span></span>
</td>
<td class="nump">&#8364; 609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="num">(0.70%)<span></span>
</td>
<td class="num">(1.70%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(2.10%)<span></span>
</td>
<td class="num">(1.70%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="num">(0.40%)<span></span>
</td>
<td class="nump">0.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">5.30%<span></span>
</td>
<td class="nump">5.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">5.70%<span></span>
</td>
<td class="nump">5.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">GERMANY | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="num">(1.70%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(0.40%)<span></span>
</td>
<td class="nump">1.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Reportable ECL</a></td>
<td class="nump">&#8364; 583<span></span>
</td>
<td class="nump">&#8364; 579<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 540<span></span>
</td>
<td class="nump">&#8364; 534<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">5.40%<span></span>
</td>
<td class="nump">5.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">5.20%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">5.10%<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">4.80%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 572<span></span>
</td>
<td class="nump">&#8364; 569<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.90%<span></span>
</td>
<td class="nump">1.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">1.10%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">5.90%<span></span>
</td>
<td class="nump">5.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">5.80%<span></span>
</td>
<td class="nump">5.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">5.70%<span></span>
</td>
<td class="nump">5.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.40%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">3.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 658<span></span>
</td>
<td class="nump">&#8364; 654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="num">(0.60%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(1.20%)<span></span>
</td>
<td class="num">(0.20%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">0.50%<span></span>
</td>
<td class="nump">1.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">6.70%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">7.70%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">8.10%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">BELGIUM | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">1.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Reportable ECL</a></td>
<td class="nump">&#8364; 126<span></span>
</td>
<td class="nump">&#8364; 113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 82<span></span>
</td>
<td class="nump">&#8364; 74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.70%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">6.30%<span></span>
</td>
<td class="nump">8.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">9.70%<span></span>
</td>
<td class="nump">9.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 111<span></span>
</td>
<td class="nump">&#8364; 101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 213<span></span>
</td>
<td class="nump">&#8364; 187<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">0.70%<span></span>
</td>
<td class="num">(0.10%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(1.70%)<span></span>
</td>
<td class="num">(1.10%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="num">(0.90%)<span></span>
</td>
<td class="num">(0.40%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">5.30%<span></span>
</td>
<td class="nump">5.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="nump">6.90%<span></span>
</td>
<td class="nump">7.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="nump">7.90%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">UNITED STATES | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2025</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="num">(0.70%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2026</a></td>
<td class="num">(2.60%)<span></span>
</td>
<td class="num">(3.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2027</a></td>
<td class="num">(2.70%)<span></span>
</td>
<td class="num">(2.50%)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the exposure to credit risk on loan commitments and financial guarantee contracts. [Refer: Loan commitments [member]; Financial guarantee contracts [member]; Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The measure of a potential loss exposure as a result of future market movements, based on a specified confidence interval and measurement horizon.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 41<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_41&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValueAtRisk</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearOne</td>
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<td>na</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year three.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearThree</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year two.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearTwo</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The scenario probability weighting, expressed as a percentage and normalised to equate to 100%. The methodology works such that the baseline (reflecting current consensus outlook) has the highest weight and the weights of adverse and favourable scenarios depend on the deviation from the baseline; the further from the baseline, the smaller the weight. The</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ScenarioProbabilityWeighting</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Reconciliation of model (reportable) ECL to total ECL (Details) - Provisions - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 5,945<span></span>
</td>
<td class="nump">&#8364; 6,049<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Total reportable collective provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,162<span></span>
</td>
<td class="nump">2,975<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">ECL from individually assessed impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,547<span></span>
</td>
<td class="nump">2,871<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">ECL from management adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 236<span></span>
</td>
<td class="nump">&#8364; 203<span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Quantitative SICR thresholds (Details)<br></strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember', window );">Mortgages | Investment grade</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.9<span></span>
</td>
<td class="nump">2.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember', window );">Mortgages | Non-investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.4<span></span>
</td>
<td class="nump">2.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember', window );">Consumer lending | Investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.9<span></span>
</td>
<td class="nump">2.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember', window );">Consumer lending | Non-investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.2<span></span>
</td>
<td class="nump">2.1<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember', window );">Business lending | Investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.7<span></span>
</td>
<td class="nump">2.7<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember', window );">Business lending | Non-investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.0<span></span>
</td>
<td class="nump">2.1<span></span>
</td>
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<tr class="rh">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.9<span></span>
</td>
<td class="nump">2.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember', window );">Governments and financial institutions | Non-investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">1.9<span></span>
</td>
<td class="nump">1.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember', window );">Other Wholesale Banking | Investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.7<span></span>
</td>
<td class="nump">2.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember', window );">Other Wholesale Banking | Non-investment grade</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">1.9<span></span>
</td>
<td class="nump">1.9<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AverageThresholdRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average Threshold Ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AverageThresholdRatio</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_InvestmentGradeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_InvestmentGradeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=ing_NoninvestmentGradeWholesaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_NoninvestmentGradeWholesaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember</td>
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<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_BasisOfPreparationAndAccountingPoliciesAbstract', window );"><strong>Basis of Preparation and Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut', window );">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out</a></td>
<td class="nump">&#8364; 786<span></span>
</td>
<td class="nump">&#8364; 1,099<span></span>
</td>
<td class="nump">&#8364; 1,099<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_BasisOfPreparationAndAccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_BasisOfPreparationAndAccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Reconciliation net result under IFRS-EU and IFRS-IASB (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract', window );"><strong>Disclosure of Reconciliation Net Result EU IFRS and IASB IFRS [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetResultAttributableToOwnersOfParentEUIFRS', window );">In accordance with IFRS-EU (attributable to the shareholders of the parent)</a></td>
<td class="nump">&#8364; 3,130<span></span>
</td>
<td class="nump">&#8364; 3,358<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut', window );">Adjustment of the EU IAS 39 carve-out</a></td>
<td class="nump">1,065<span></span>
</td>
<td class="nump">1,512<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultTaxEffectOfAdjustment', window );">Tax effect of the adjustment</a></td>
<td class="num">(279)<span></span>
</td>
<td class="num">(414)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut', window );">Effect of adjustment after tax</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
<td class="nump">&#8364; 1,099<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">&#8364; 3,915<span></span>
</td>
<td class="nump">&#8364; 4,456<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Reconciliation Net Result Eu Ifrs And Iasb Ifrs [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfReconciliationNetResultEUIFRSAndIASBIFRSAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetResultAttributableToOwnersOfParentEUIFRS">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Result Attributable to Owners of Parent EU IFRS</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetResultAttributableToOwnersOfParentEUIFRS</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation Net Result Adjustment of EU IAS 39 Carve-Out</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultAdjustmentOfEUIAS39CarveOut</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultTaxEffectOfAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation Net Result Tax Effect of Adjustment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultTaxEffectOfAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Reconciliation shareholders' equity under IFRS-EU and IFRS-IASB (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationShareholderEquityEUIFRSAndIASBIFRSAbstract', window );"><strong>Disclosure of Reconciliation Shareholder Equity EU IFRS and IASB IFRS [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareholderEquityInAccordanceWithEUIFRS', window );">In accordance with IFRS-EU (attributable to the shareholders of the parent)</a></td>
<td class="nump">&#8364; 49,115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 50,147<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentOfEUIAS39CarveOut', window );">Adjustment of the EU IAS 39 carve-out</a></td>
<td class="nump">4,443<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,413<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TaxEffectOfAdjustment', window );">Tax effect of the adjustment</a></td>
<td class="num">(1,268)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,871)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax', window );">Effect of adjustment after tax</a></td>
<td class="nump">3,175<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">In accordance with IFRS-IASB Shareholders&#8217; equity</a></td>
<td class="nump">&#8364; 52,290<span></span>
</td>
<td class="nump">&#8364; 52,703<span></span>
</td>
<td class="nump">&#8364; 54,689<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentOfEUIAS39CarveOut">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustment of EU IAS 39 Carve-Out</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentOfEUIAS39CarveOut</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfReconciliationShareholderEquityEUIFRSAndIASBIFRSAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of reconciliation shareholder equity eu ifrs and iasb ifrs [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfReconciliationShareholderEquityEUIFRSAndIASBIFRSAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effect of EU IAS 39 carve-out adjustment after tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EffectOfEUIAS39CarveOutAdjustmentAfterTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareholderEquityInAccordanceWithEUIFRS">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shareholder Equity in Accordance with EU IFRS</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareholderEquityInAccordanceWithEUIFRS</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TaxEffectOfAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax effect of adjustment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TaxEffectOfAdjustment</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss - Summary of financial assets at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial assets at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Trading assets</a></td>
<td class="nump">&#8364; 64,744<span></span>
</td>
<td class="nump">&#8364; 72,897<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading', window );">Non-trading derivatives</a></td>
<td class="nump">2,075<span></span>
</td>
<td class="nump">2,463<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Designated at fair value through profit or loss</a></td>
<td class="nump">3,951<span></span>
</td>
<td class="nump">5,740<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue', window );">Mandatorily measured at fair value through profit or loss</a></td>
<td class="nump">81,715<span></span>
</td>
<td class="nump">56,481<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 152,486<span></span>
</td>
<td class="nump">&#8364; 137,580<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss classified as held for trading. A financial asset is classified as held for trading if: (a) it is acquired principally for the purpose of selling it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: At fair value [member]; Financial assets at fair value through profit or loss, mandatorily measured at fair value]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets mandatorily measured at fair value through profit or loss in accordance with IFRS 9. [Refer: Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets mandatorily measured at fair value through profit or loss in accordance with IFRS 9, other than those classified as held for trading. [Refer: Financial assets at fair value through profit or loss, mandatorily measured at fair value]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss - Summary of exposure to (reverse) repurchase agreements (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 152,486<span></span>
</td>
<td class="nump">&#8364; 137,580<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">93,524<span></span>
</td>
<td class="nump">86,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SecuritiesInReverseRepurchaseTransactionMember', window );">Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">119,502<span></span>
</td>
<td class="nump">79,675<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember', window );">Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">60,629<span></span>
</td>
<td class="nump">43,723<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember', window );">Financial liabilities designated as at fair value through profit or loss | Deposits from banks | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">1,710<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember', window );">Financial liabilities designated as at fair value through profit or loss | Customer deposits | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">4,085<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember', window );">Financial liabilities designated as at fair value through profit or loss | Funds entrusted designated and measured at fair value through profit or loss | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">54,801<span></span>
</td>
<td class="nump">38,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember', window );">Trading liabilities, funds on deposit | Trading liabilities, funds on deposit | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">32<span></span>
</td>
<td class="nump">5,269<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables mandatorily measured at fair value through profit or loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">86,227<span></span>
</td>
<td class="nump">68,782<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables mandatorily measured at fair value through profit or loss | Loans and advances to banks | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">35,200<span></span>
</td>
<td class="nump">10,777<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables mandatorily measured at fair value through profit or loss | Loans and advances to customers | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2,324<span></span>
</td>
<td class="nump">3,471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember', window );">Trading assets, loans and receivables | Trading assets, loans and receivables | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">4,392<span></span>
</td>
<td class="nump">12,033<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember', window );">Financial assets mandatorily at FVPL | Loans and receivables mandatorily measured at fair value through profit or loss | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 77,586<span></span>
</td>
<td class="nump">&#8364; 53,393<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SecuritiesInReverseRepurchaseTransactionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SecuritiesInReverseRepurchaseTransactionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromBanksCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromBanksCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromCustomersCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromCustomersCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_FundsEntrustedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_FundsEntrustedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_LoansAndAdvancesToBanksMember</td>
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<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Summary of financial assets at fair value through other comprehensive income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 49,846<span></span>
</td>
<td class="nump">&#8364; 46,389<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,753<span></span>
</td>
<td class="nump">2,562<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">45,618<span></span>
</td>
<td class="nump">42,219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Financial assets at FVOCI | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables | Financial assets at FVOCI | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="nump">&#8364; 7<span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<td>xbrli:stringItemType</td>
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<td>na</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<html>
<head>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income- Summary of equity securities designated as at fair value through other comprehensive income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">&#8364; 2,753<span></span>
</td>
<td class="nump">&#8364; 2,562<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">2,238<span></span>
</td>
<td class="nump">2,241<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">101<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInVanLanschotKempenMember', window );">Investment in Van Lanschot Kempen</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">232<span></span>
</td>
<td class="nump">51<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">2<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_OtherEquityInvestmentsNettingMember', window );">Other Investments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">283<span></span>
</td>
<td class="nump">270<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">&#8364; 5<span></span>
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<td class="nump">&#8364; 16<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends related to investments in equity instruments that the entity has designated at fair value through other comprehensive income, held at the end of the reporting period. [Refer: Investments in equity instruments designated at fair value through other comprehensive income [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 11A<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_11A_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 11A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_11A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 01, 2025</div></th>
<th class="th"><div>Feb. 28, 2025</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Financial assets at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,385)<span></span>
</td>
<td class="nump">&#8364; 506<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Financial assets at FVOCI | FVOCI equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (226)<span></span>
</td>
<td class="nump">&#8364; 62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProportionOfOwnershipInterestInInvestments', window );">Ownership interest held in equity based investments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.00%<span></span>
</td>
<td class="nump">13.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing | Financial assets at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 223<span></span>
</td>
<td class="nump">&#8364; 590<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInVanLanschotKempenMember', window );">Investment in Van Lanschot Kempen</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProportionOfOwnershipInterestInInvestments', window );">Ownership interest held in equity based investments</a></td>
<td class="nump">9.90%<span></span>
</td>
<td class="nump">2.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfOwnershipInterestAcquired', window );">Percentage of ownership interest acquired</a></td>
<td class="nump">7.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from other movements. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of Ownership Interest Acquired</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proportion of Ownership Interest in Investments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInVanLanschotKempenMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Summary of changes in fair value through other comprehensive income financial assets (Details) - Financial assets at FVOCI - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 46,389<span></span>
</td>
<td class="nump">&#8364; 41,116<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">11,318<span></span>
</td>
<td class="nump">21,091<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationExpense', window );">Amortisation</a></td>
<td class="nump">36<span></span>
</td>
<td class="nump">77<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="nump">668<span></span>
</td>
<td class="nump">509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(7,168)<span></span>
</td>
<td class="num">(16,907)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="num">(1,385)<span></span>
</td>
<td class="nump">506<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Other changes</a></td>
<td class="num">(19)<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">FVOCI equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">2,562<span></span>
</td>
<td class="nump">1,885<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">158<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationExpense', window );">Amortisation</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">8<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="nump">275<span></span>
</td>
<td class="nump">605<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="num">(226)<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Other changes</a></td>
<td class="num">(19)<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">2,753<span></span>
</td>
<td class="nump">2,562<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">FVOCI debt instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">43,827<span></span>
</td>
<td class="nump">39,231<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">11,160<span></span>
</td>
<td class="nump">21,080<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationExpense', window );">Amortisation</a></td>
<td class="nump">36<span></span>
</td>
<td class="nump">77<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="nump">393<span></span>
</td>
<td class="num">(96)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(7,164)<span></span>
</td>
<td class="num">(16,906)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="num">(1,159)<span></span>
</td>
<td class="nump">443<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Other changes</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">&#8364; 47,093<span></span>
</td>
<td class="nump">&#8364; 43,827<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of amortisation expense. Amortisation is the systematic allocation of depreciable amounts of intangible assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from derecognition. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughDerecognitionFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from transfers. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reversal of impairment loss recognised in profit or loss. [Refer: Reversal of impairment loss; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 126<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_126_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 129<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_129_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in composition of group and other changes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of increase decrease in unrealised revaluations of financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember</td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndLoansAndAdvancesMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Debt securities - Summary of securities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 113,924<span></span>
</td>
<td class="nump">&#8364; 108,078<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
<td class="nump">&#8364; 41,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">45,618<span></span>
</td>
<td class="nump">42,219<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">53,805<span></span>
</td>
<td class="nump">50,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember', window );">Debt securities at fair value through other comprehensive income and amortised cost | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">99,423<span></span>
</td>
<td class="nump">92,493<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember', window );">Trading assets | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">10,515<span></span>
</td>
<td class="nump">10,080<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember', window );">Debt securities designated and measured at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,199<span></span>
</td>
<td class="nump">4,718<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember', window );">Debt securities mandatorily measured at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">787<span></span>
</td>
<td class="nump">789<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Total debt securities at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 14,501<span></span>
</td>
<td class="nump">&#8364; 15,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Debt securities - Debt securities by type and balance sheet lines (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">&#8364; (5,945)<span></span>
</td>
<td class="num">&#8364; (6,049)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">113,924<span></span>
</td>
<td class="nump">108,078<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">103,435<span></span>
</td>
<td class="nump">98,026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(26)<span></span>
</td>
<td class="num">(27)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">52,604<span></span>
</td>
<td class="nump">47,780<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,642<span></span>
</td>
<td class="nump">3,344<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">29,282<span></span>
</td>
<td class="nump">27,985<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">9,639<span></span>
</td>
<td class="nump">9,791<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">206<span></span>
</td>
<td class="nump">1,033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,963<span></span>
</td>
<td class="nump">3,261<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">5,100<span></span>
</td>
<td class="nump">4,832<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">103,409<span></span>
</td>
<td class="nump">97,999<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">14,501<span></span>
</td>
<td class="nump">15,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,986<span></span>
</td>
<td class="nump">5,506<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">274<span></span>
</td>
<td class="nump">289<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">433<span></span>
</td>
<td class="nump">444<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">730<span></span>
</td>
<td class="nump">1,027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">17<span></span>
</td>
<td class="nump">848<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,775<span></span>
</td>
<td class="nump">2,141<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">757<span></span>
</td>
<td class="nump">757<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt securities at fair value through profit or loss | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,986<span></span>
</td>
<td class="nump">5,506<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
<td class="nump">&#8364; 41,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">45,618<span></span>
</td>
<td class="nump">42,219<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">45,633<span></span>
</td>
<td class="nump">42,231<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">28,784<span></span>
</td>
<td class="nump">24,757<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">11,889<span></span>
</td>
<td class="nump">11,513<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,102<span></span>
</td>
<td class="nump">4,108<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">82<span></span>
</td>
<td class="nump">79<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">980<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">681<span></span>
</td>
<td class="nump">794<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt securities at fair value through other comprehensive income | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">45,618<span></span>
</td>
<td class="nump">42,219<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">53,805<span></span>
</td>
<td class="nump">50,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">53,816<span></span>
</td>
<td class="nump">50,288<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">23,546<span></span>
</td>
<td class="nump">22,734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,209<span></span>
</td>
<td class="nump">2,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">16,663<span></span>
</td>
<td class="nump">15,445<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">5,537<span></span>
</td>
<td class="nump">5,683<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">92<span></span>
</td>
<td class="nump">139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,662<span></span>
</td>
<td class="nump">3,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt securities at amortised cost | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 53,805<span></span>
</td>
<td class="nump">&#8364; 50,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
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<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_GovernmentBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_GovernmentBondsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CentralBankBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CentralBankBondsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SubsovereignSupranationalsAndAgenciesMember</td>
</tr>
<tr>
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<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
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<td></td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CoveredBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CorporateBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CorporateBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
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<td>na</td>
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<tr>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_FinancialInstitutionsBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_FinancialInstitutionsBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<tr>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ABSPortfolioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ABSPortfolioMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
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<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_DebtSecuritiesPortfolioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_DebtSecuritiesPortfolioMember</td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</td>
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<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<SEQUENCE>80
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans and advances to customers (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">&#8364; 693,285<span></span>
</td>
<td class="nump">&#8364; 683,611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">699,056<span></span>
</td>
<td class="nump">689,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember', window );">Loans and advances to customers | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="num">(5,771)<span></span>
</td>
<td class="num">(5,833)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember', window );">Loans and advances to public authorities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">20,930<span></span>
</td>
<td class="nump">18,661<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember', window );">Residential mortgages | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">358,708<span></span>
</td>
<td class="nump">348,594<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember', window );">Other personal lending | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">38,780<span></span>
</td>
<td class="nump">36,797<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember', window );">Corporate Lending | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">&#8364; 280,638<span></span>
</td>
<td class="nump">&#8364; 285,393<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
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<SEQUENCE>81
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Summary of investments in associates and joint ventures (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">&#8364; 1,536<span></span>
</td>
<td class="nump">&#8364; 1,679<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">1,090,974<span></span>
</td>
<td class="nump">1,023,856<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">&#8364; 1,037,653<span></span>
</td>
<td class="nump">&#8364; 970,158<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember', window );">TMB Public Company Limited | TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Interest held</a></td>
<td class="nump">23.00%<span></span>
</td>
<td class="nump">23.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FairValueOfListedInvestment', window );">Fair value of listed invest-ments</a></td>
<td class="nump">&#8364; 1,100<span></span>
</td>
<td class="nump">&#8364; 1,164<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">1,191<span></span>
</td>
<td class="nump">1,266<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">44,989<span></span>
</td>
<td class="nump">49,147<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">38,627<span></span>
</td>
<td class="nump">42,554<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">434<span></span>
</td>
<td class="nump">1,474<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">306<span></span>
</td>
<td class="nump">1,050<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_OtherInvestmentsInAssociatesAndJointVenturesMember', window );">Other investments in associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">&#8364; 345<span></span>
</td>
<td class="nump">&#8364; 412<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Total for all associates [member]; Total for all joint ventures [member]; Total for all subsidiaries [member]; Investments in subsidiaries reported in separate financial statements]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FairValueOfListedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of listed investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FairValueOfListedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<td style="white-space:nowrap;">srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_OtherInvestmentsInAssociatesAndJointVenturesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">&#8364; 65<span></span>
</td>
<td class="nump">&#8364; 123<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AccumulatedImpairmentLosses', window );">Accumulated impairment losses</a></td>
<td class="nump">395<span></span>
</td>
<td class="nump">395<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember', window );">Associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">&#8364; 85<span></span>
</td>
<td class="nump">&#8364; 205<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse', window );">Discount rate (cost of equity)</a></td>
<td class="nump">10.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Growth rate used to extrapolate cash flow projections</a></td>
<td class="nump">2.19%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in Cash Flows</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in Cash Flows</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (66)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.01)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 110<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (87)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in Terminal Growth Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in Terminal Growth Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.01)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (59)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | TMB Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Percentage of ownership interest</a></td>
<td class="nump">23.00%<span></span>
</td>
<td class="nump">23.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The discount rate used in the current estimate of the present value of the future cash flows expected to be derived from an asset or cash-generating unit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The growth rate used to extrapolate cash flow projections beyond the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). [Refer: Total for all cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_d_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated Impairment Losses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AccumulatedImpairmentLosses</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity Analysis, Reasonably Possible Change In Risk Variable, Impact On Value In Use</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity Analysis, Reasonably Possible Change In Risk Variable, Percent Favorable/(Unfavorable) Change In Cash Flows</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td>na</td>
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<td></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Summary of changes in investments in associates and joint ventures (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 1,679<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Closing balance</a></td>
<td class="nump">1,536<span></span>
</td>
<td class="nump">&#8364; 1,679<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember', window );">Associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Opening balance as at 1 January</a></td>
<td class="nump">1,679<span></span>
</td>
<td class="nump">1,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionsInInvestmentsInAssociatesAndJointVentures', window );">Additions</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities', window );">Transfers</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures', window );">Revaluations</a></td>
<td class="num">(11)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived', window );">Dividends received</a></td>
<td class="num">(114)<span></span>
</td>
<td class="num">(91)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures', window );">Disposals</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures', window );">Impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="num">(91)<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Closing balance</a></td>
<td class="nump">&#8364; 1,536<span></span>
</td>
<td class="nump">&#8364; 1,679<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Total for all associates [member]; Total for all joint ventures [member]; Total for all subsidiaries [member]; Investments in subsidiaries reported in separate financial statements]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionsInInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additions in investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionsInInvestmentsInAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisposalsOfInvestmentsInAssociatesAndJointVentures</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Revaluation increase (decrease), Investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer to and from Investments other assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Customer deposits - Schedule of customer deposits (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomersAbstract', window );"><strong>Deposits from customers [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">&#8364; 232,153<span></span>
</td>
<td class="nump">&#8364; 227,827<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsSavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">379,403<span></span>
</td>
<td class="nump">354,560<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsTimeDeposits', window );">Time deposits</a></td>
<td class="nump">120,143<span></span>
</td>
<td class="nump">107,695<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnOtherDepositsFromCustomers', window );">Other</a></td>
<td class="nump">6,329<span></span>
</td>
<td class="nump">1,579<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 738,028<span></span>
</td>
<td class="nump">&#8364; 691,661<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BalancesOnOtherDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of balances in customers' deposit accounts held by the entity that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BalancesOnOtherDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomersAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomersAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer Deposits, Current Accounts And Overnight Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsCurrentAccountsAndOvernightDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsSavingsAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsSavingsAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer Deposits, Time Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Customer deposits - Additional Information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCustomerDepositsLineItems', window );"><strong>Disclosure of customer deposits [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">&#8364; 232,153<span></span>
</td>
<td class="nump">&#8364; 227,827<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsSavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">379,403<span></span>
</td>
<td class="nump">354,560<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsTimeDeposits', window );">Time deposits</a></td>
<td class="nump">120,143<span></span>
</td>
<td class="nump">107,695<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember', window );">Private individuals</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCustomerDepositsLineItems', window );"><strong>Disclosure of customer deposits [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">109,027<span></span>
</td>
<td class="nump">107,068<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsSavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">347,622<span></span>
</td>
<td class="nump">324,135<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsTimeDeposits', window );">Time deposits</a></td>
<td class="nump">&#8364; 56,151<span></span>
</td>
<td class="nump">&#8364; 56,599<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsCurrentAccountsAndOvernightDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer Deposits, Current Accounts And Overnight Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsCurrentAccountsAndOvernightDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsSavingsAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsSavingsAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer Deposits, Time Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfCustomerDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfCustomerDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial liabilities at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Trading liabilities</a></td>
<td class="nump">&#8364; 26,387<span></span>
</td>
<td class="nump">&#8364; 35,255<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives', window );">Non-trading derivatives</a></td>
<td class="nump">2,499<span></span>
</td>
<td class="nump">2,101<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Designated at fair value through profit or loss</a></td>
<td class="nump">64,637<span></span>
</td>
<td class="nump">49,543<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities</a></td>
<td class="nump">&#8364; 93,524<span></span>
</td>
<td class="nump">&#8364; 86,900<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that meet the definition of held for trading. A financial liability is classified as held for trading if: (a) it is acquired or incurred principally for the purpose of selling or repurchasing it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
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<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives</td>
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<td>ing_</td>
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<td>instant</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue (Details) - Debt securities in issue - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems', window );"><strong>Disclosure of financial liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 142,367<span></span>
</td>
<td class="nump">&#8364; 124,670<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract', window );"><strong>Changes in liabilities arising from financing activities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities', window );">Additions</a></td>
<td class="nump">80,301<span></span>
</td>
<td class="nump">124,701<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities', window );">Redemptions / Disposals</a></td>
<td class="num">(65,413)<span></span>
</td>
<td class="num">(113,014)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities', window );">Amortisation</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">1,098<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities', window );">Other</a></td>
<td class="num">(149)<span></span>
</td>
<td class="nump">261<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities', window );">Changes in unrealised revaluations</a></td>
<td class="nump">472<span></span>
</td>
<td class="nump">1,139<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities', window );">Foreign exchange movement</a></td>
<td class="num">(6,919)<span></span>
</td>
<td class="nump">3,512<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Closing balance</a></td>
<td class="nump">&#8364; 151,016<span></span>
</td>
<td class="nump">&#8364; 142,367<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes in fair values. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities</td>
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<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from the effect of changes in foreign exchange rates. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from financing cash flows. [Refer: Cash flows from (used in) financing activities; Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows from financing activities. [Refer: Cash flows from (used in) financing activities; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44D&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromFinancingActivities</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through amortisation liabilities arising from financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Redemptions or Disposals, Liabilities Arising From Financing Activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans - Schedule of subordinated loans by group companies (Details) - Subordinated loans - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 17,878<span></span>
</td>
<td class="nump">&#8364; 15,401<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInLiabilitiesArisingFromFinancingActivitiesAbstract', window );"><strong>Changes in liabilities arising from financing activities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities', window );">Additions</a></td>
<td class="nump">1,232<span></span>
</td>
<td class="nump">4,603<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities', window );">Redemptions / Disposals</a></td>
<td class="num">(1,818)<span></span>
</td>
<td class="num">(2,931)<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities', window );">Amortisation</a></td>
<td class="nump">11<span></span>
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<td class="nump">28<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities', window );">Other</a></td>
<td class="num">(7)<span></span>
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<td class="nump">24<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities', window );">Changes in unrealised revaluations</a></td>
<td class="nump">270<span></span>
</td>
<td class="nump">188<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities', window );">Foreign exchange movement</a></td>
<td class="num">(1,000)<span></span>
</td>
<td class="nump">565<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Closing balance</a></td>
<td class="nump">&#8364; 16,566<span></span>
</td>
<td class="nump">&#8364; 17,878<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes in fair values. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from the effect of changes in foreign exchange rates. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from financing cash flows. [Refer: Cash flows from (used in) financing activities; Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44B<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44B_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows from financing activities. [Refer: Cash flows from (used in) financing activities; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 44D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_44D&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through amortisation liabilities arising from financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Redemptions or Disposals, Liabilities Arising From Financing Activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=ing_SubordinatedLoansMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans - Additional information (Details)<br> &#8364; in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="2">1 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Apr. 30, 2025 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Mar. 31, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>May 31, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 16,566<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 17,878<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 65,413<span></span>
</td>
<td class="nump">&#8364; 50,636<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A4.13FixedRateSubordinatedGreenTier2NotesMember', window );">4.13% Fixed Rate Subordinated Green Tier 2 Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.13%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A2FixedRateSubordinatedTier2NotesMember', window );">2% Fixed Rate Subordinated Tier 2 Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember', window );">6.5% Perpetual Additional Tier 1 Contingent Convertible Capital Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans | $</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="7"></td></tr>
<tr><td colspan="7"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Cash flows are reported on a gross basis and include investments and borrowings of short term securities</td>
</tr></table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=ing_A4.13FixedRateSubordinatedGreenTier2NotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A4.13FixedRateSubordinatedGreenTier2NotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=ing_A2FixedRateSubordinatedTier2NotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A2FixedRateSubordinatedTier2NotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A6.5PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Equity - Summary of equity (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremiumAbstract', window );"><strong>Share capital and share premium</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital</a></td>
<td class="nump">&#8364; 31<span></span>
</td>
<td class="nump">&#8364; 31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SharePremium', window );">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium</a></td>
<td class="nump">17,116<span></span>
</td>
<td class="nump">17,116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremium', window );">Total share capital and share premium</a></td>
<td class="nump">17,148<span></span>
</td>
<td class="nump">17,148<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedges', window );">Revaluation reserve: Cash flow hedge</a></td>
<td class="num">(1,199)<span></span>
</td>
<td class="num">(1,693)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RevaluationReservesCreditLiability', window );">Revaluation reserve: Credit liability</a></td>
<td class="num">(20)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReserveOfPropertyInOwnUse', window );">Revaluation reserve: Property in own use</a></td>
<td class="nump">146<span></span>
</td>
<td class="nump">161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans', window );">Net defined benefit asset/liability remeasurement reserve</a></td>
<td class="num">(341)<span></span>
</td>
<td class="num">(333)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfExchangeDifferencesOnTranslation', window );">Currency translation reserve</a></td>
<td class="num">(2,798)<span></span>
</td>
<td class="num">(1,986)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture', window );">Share of associates and joint ventures and other reserves</a></td>
<td class="nump">2,265<span></span>
</td>
<td class="nump">2,607<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Treasury shares</a></td>
<td class="num">(2,746)<span></span>
</td>
<td class="num">(765)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,994)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Non-controlling interests</a></td>
<td class="num">(3,158)<span></span>
</td>
<td class="num">(687)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained earnings</a></td>
<td class="nump">38,300<span></span>
</td>
<td class="nump">36,243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Shareholders&#8217; equity (parent)</a></td>
<td class="nump">52,290<span></span>
</td>
<td class="nump">52,703<span></span>
</td>
<td class="nump">&#8364; 54,689<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">1,031<span></span>
</td>
<td class="nump">995<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">53,321<span></span>
</td>
<td class="nump">53,698<span></span>
</td>
<td class="nump">&#8364; 55,505<span></span>
</td>
<td class="nump">&#8364; 55,628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember', window );">Equity securities at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: Equity securities and Debt instruments at FVOCI</a></td>
<td class="nump">1,838<span></span>
</td>
<td class="nump">1,816<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt instruments at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: Equity securities and Debt instruments at FVOCI</a></td>
<td class="num">&#8364; (302)<span></span>
</td>
<td class="num">&#8364; (479)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated portion of gain (loss) on a hedging instrument that is determined to be an effective hedge for cash flow hedges. [Refer: Cash flow hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 9<br> -IssueDate 2024-01-01<br> -Paragraph 6.5.11<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=9&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_6.5.11&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfCashFlowHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing exchange differences on translation of financial statements recognised in other comprehensive income and accumulated in equity. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2024-01-01<br> -Paragraph 52<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=21&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_52_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the reserve of gains and losses on financial assets measured at fair value through other comprehensive income. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated remeasurements of defined benefit plans. [Refer: Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph IG6<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount received or receivable from the issuance of the entity's shares in excess of nominal value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OtherReservesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other Reserves</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherReservesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reserve From Share of Changes in Equities of Associates and Joint Venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReserveOfPropertyInOwnUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reserve of property in own use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReserveOfPropertyInOwnUse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RevaluationReservesCreditLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated revaluation reserve on the revaluation of credit liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RevaluationReservesCreditLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share capital and share premium.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremiumAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Capital and Share Premium [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremiumAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity - Additional information (Details)<br> &#8364; / shares in Units, &#8364; in Millions, shares in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">2 Months Ended</th>
<th class="th" colspan="3">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>May 02, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Mar. 04, 2025 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Mar. 03, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2025 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Jun. 30, 2025 </div>
<div>EUR (&#8364;) </div>
<div>programme</div>
</th>
<th class="th">
<div>Apr. 30, 2025 </div>
<div>&#8364; / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>EUR (&#8364;) </div>
<div>programme</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures', window );">Share of associates, joint venture and other reserves</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 915<span></span>
</td>
<td class="nump">&#8364; 915<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 940<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod', window );">Number of share buyback programmes, initiated during the period | programme</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Purchased under Share buyback programme</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,982<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,774<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends recognised as distributions to owners</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,345<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramOneMember', window );">Share repurchase program one</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAuthorized', window );">Share buyback programme authorized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">126.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedEffectivePricePerShare', window );">Shares repurchased, effective price per share (in EUR per share) | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 15.89<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramTwoMember', window );">Share repurchase program two</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAuthorized', window );">Share buyback programme authorized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedAveragePricePerShare', window );">Shares repurchased, average price per share (in EUR per share) | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 17.44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Purchased under Share buyback programme</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember', window );">Share repurchase program three</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAuthorized', window );">Share buyback programme authorized</a></td>
<td class="nump">&#8364; 2,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedEffectivePricePerShare', window );">Shares repurchased, effective price per share (in EUR per share) | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 18.35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=ing_ShareOfAssociatesJointVenturesAndOtherReservesMember', window );">Share of associates, joint ventures and other reserves</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInTransferToOrFromRetainedEarnings', window );">Changes in transfer to or (from) retained earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(342)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember', window );">Retained earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends recognised as distributions to owners</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,152<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,497<span></span>
</td>
<td class="nump">4,124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Software and other intangible assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LegalReserve', window );">Legal reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 854<span></span>
</td>
<td class="nump">854<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">768<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember', window );">Stichting Regio Bank and Stichting Vakbondsspaarbank SPN</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_StatutoryReserve', window );">Statutory reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 495<span></span>
</td>
<td class="nump">495<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">897<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Reserve of gain (loss) at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">664<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Reserve of unrealized gain (loss) at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">664<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Reserve of unrealized gain (loss) at FVOCI | Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="nump">652<span></span>
</td>
</tr>
<tr class="rh">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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</td>
<td class="text">&#160;<span></span>
</td>
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</td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">494<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
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</td>
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</td>
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<tr class="re">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">(813)<span></span>
</td>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">(661)<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">93<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Thailand, Baht</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(33)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Other Currency</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(64)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_StatutoryReserveMember', window );">Statutory reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (402)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (830)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_StatutoryReserve">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves created based on legal requirements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatutoryReserve</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ChangesInTransferToOrFromRetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes in transfer to or from retained earnings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ChangesInTransferToOrFromRetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LegalReserve">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Legal Reserve</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LegalReserve</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of Share Buyback Programmes, Initiated During The Period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfShareBuybackProgrammesInitiatedDuringThePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme Authorized</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Of Associates, Joint Venture And Other Reserves Including Non-Distributable Profits From Associates and Joint Ventures</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SharesRepurchasedAveragePricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares Repurchased, Average Price Per Share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SharesRepurchasedAveragePricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SharesRepurchasedEffectivePricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares Repurchased, Effective Price Per Share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SharesRepurchasedEffectivePricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfEquityAxis=ing_ShareOfAssociatesJointVenturesAndOtherReservesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=ing_ShareOfAssociatesJointVenturesAndOtherReservesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_StichtingRegioBankAndStichtingVakbondsspaarbankSpnMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReservesWithinEquityAxis=ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ing_ReserveOfUnrealizedGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_BankOfBeijingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_BankOfBeijingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfCashFlowHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfCashFlowHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReservesWithinEquityAxis=ing_UnrealisedRevaluationsAndExchangeRateDifferencesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ing_UnrealisedRevaluationsAndExchangeRateDifferencesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_USD">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_USD</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_TRY">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_TRY</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NewIFRSsAxis=ing_IAS29Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NewIFRSsAxis=ing_IAS29Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_GBP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_GBP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_PLN">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_PLN</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_AUD</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_RUB</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_THB</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=srt_OtherCurrencyMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_StatutoryReserveMember</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity - Schedule of changes in treasury shares (Details) - EUR (&#8364;)<br> shares in Thousands, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Opening balance</a></td>
<td class="num">&#8364; (765)<span></span>
</td>
<td class="num">&#8364; (1,994)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions', window );">Purchased/sold for trading purposes</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughShareBasedPaymentTransactionsEquity', window );">Purchased under staff share plans</a></td>
<td class="num">(64)<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseThroughShareBasedPaymentTransactionsEquity', window );">Distributed under staff share plans</a></td>
<td class="nump">59<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Purchased under Share buyback programme</a></td>
<td class="num">(1,982)<span></span>
</td>
<td class="num">(3,774)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCancelledAmount', window );">Cancelled under Share buyback programme</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">5,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Closing balance</a></td>
<td class="num">&#8364; (2,746)<span></span>
</td>
<td class="num">&#8364; (765)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember', window );">Treasury shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesOutstanding', window );">Beginning balance, ordinary shares (in shares)</a></td>
<td class="nump">51,117<span></span>
</td>
<td class="nump">154,571<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding', window );">Purchased/sold for trading purposes (in shares)</a></td>
<td class="num">(477)<span></span>
</td>
<td class="num">(211)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseThroughShareBasedPaymentTransactionsShares', window );">Purchased under staff share and stock option plans (in shares)</a></td>
<td class="nump">3,674<span></span>
</td>
<td class="nump">3,319<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughShareBasedPaymentTransactionsShares', window );">Distributed under staff share and stock option plans (in shares)</a></td>
<td class="num">(3,365)<span></span>
</td>
<td class="num">(3,343)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Purchased under Share buyback programme (in shares)</a></td>
<td class="nump">115,604<span></span>
</td>
<td class="nump">247,584<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCancelledShares', window );">Cancelled under Share buyback programme (in shares)</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(350,803)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesOutstanding', window );">Ending balance, ordinary shares (in shares)</a></td>
<td class="nump">166,552<span></span>
</td>
<td class="nump">51,117<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the number of shares outstanding. [Refer: Number of shares outstanding]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares that have been authorised and issued, reduced by treasury shares held. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughShareBasedPaymentTransactionsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Share-based Payment Transactions, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughShareBasedPaymentTransactionsEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughShareBasedPaymentTransactionsShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Share-based Payment Transactions, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughShareBasedPaymentTransactionsShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Treasury Share Transactions, Excluding Share-based Payment Transactions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseThroughShareBasedPaymentTransactionsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Through Share-based Payment Transactions, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseThroughShareBasedPaymentTransactionsEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseThroughShareBasedPaymentTransactionsShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Through Share-based Payment Transactions, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseThroughShareBasedPaymentTransactionsShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCancelledAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Cancelled, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCancelledAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCancelledShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Cancelled, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCancelledShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income - Summary of net interest income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeAbstract', window );"><strong>Net Interest Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities', window );">Interest income on loans</a></td>
<td class="nump">&#8364; 15,730<span></span>
</td>
<td class="nump">&#8364; 17,212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost', window );">Interest income on debt securities at amortised cost</a></td>
<td class="nump">656<span></span>
</td>
<td class="nump">579<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Interest income on financial assets at fair value through OCI</a></td>
<td class="nump">803<span></span>
</td>
<td class="nump">710<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9', window );">Interest income on non-trading derivatives (hedge accounting)</a></td>
<td class="nump">4,889<span></span>
</td>
<td class="nump">6,564<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Total interest income using effective interest rate method</a></td>
<td class="nump">22,079<span></span>
</td>
<td class="nump">25,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss', window );">Interest income on financial assets at fair value through profit or loss</a></td>
<td class="nump">2,652<span></span>
</td>
<td class="nump">3,211<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting', window );">Interest income on non-trading derivatives (no hedge accounting)</a></td>
<td class="nump">1,078<span></span>
</td>
<td class="nump">1,602<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MiscellaneousInterestIncome', window );">Interest income other</a></td>
<td class="nump">34<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnOtherFinancialAssets', window );">Total other interest income</a></td>
<td class="nump">3,763<span></span>
</td>
<td class="nump">4,863<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="nump">25,842<span></span>
</td>
<td class="nump">29,929<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers', window );">Interest expense on deposits</a></td>
<td class="nump">6,807<span></span>
</td>
<td class="nump">7,462<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued', window );">Interest expense on debt securities in issue</a></td>
<td class="nump">2,562<span></span>
</td>
<td class="nump">2,573<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnSubordinatedLoans', window );">Interest expense on subordinated loans</a></td>
<td class="nump">394<span></span>
</td>
<td class="nump">353<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting', window );">Interest expense on non-trading derivatives (hedge accounting)</a></td>
<td class="nump">5,528<span></span>
</td>
<td class="nump">7,127<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseUsingEffectiveInterestRate', window );">Total interest expense using effective interest rate method</a></td>
<td class="nump">15,291<span></span>
</td>
<td class="nump">17,515<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss', window );">Interest expense on financial liabilities at fair value through profit or loss</a></td>
<td class="nump">2,166<span></span>
</td>
<td class="nump">2,843<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting', window );">Interest expense on non-trading derivatives (no hedge accounting)</a></td>
<td class="nump">1,029<span></span>
</td>
<td class="nump">1,742<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnLeaseLiabilities', window );">Interest expense on lease liabilities</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MiscellaneousInterestExpense', window );">Interest expense other</a></td>
<td class="nump">52<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities', window );">Total other interest expense</a></td>
<td class="nump">3,261<span></span>
</td>
<td class="nump">4,651<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">18,552<span></span>
</td>
<td class="nump">22,166<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">7,290<span></span>
</td>
<td class="nump">7,762<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeInterestIncomeOnLiabilities', window );">Negative interest income on liabilities</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeInterestExpenseOnAssets', window );">Negative interest expense on assets</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on debt instruments issued. [Refer: Interest expense; Debt instruments issued]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnDebtInstrumentsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on financial liabilities designated at fair value through profit or loss. [Refer: Interest expense; Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnLeaseLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on lease liabilities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 53<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_53_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnLeaseLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnOtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue arising from interest for financial assets that are measured at amortised cost. [Refer: Interest income; Financial assets at amortised cost]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on financial assets designated at fair value through profit or loss. [Refer: Interest income; Financial assets at fair value through profit or loss, designated upon initial recognition or subsequently]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnOtherFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on other financial assets. [Refer: Interest income; Other financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnOtherFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue arising on financial assets measured at fair value through other comprehensive income. [Refer: Revenue; Financial assets measured at fair value through other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest Expense On Deposits From Banks And Customers</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnDepositsFromBanksAndCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on non trading derivatives not qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on non trading derivatives qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnSubordinatedLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on subordinated loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnSubordinatedLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseUsingEffectiveInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expenses calculated using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseUsingEffectiveInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest Income On Loans To Customers And Banks, Cash Balances And Negative Interest On Liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income on non trading derivatives qualified for hedge accounting including changes resulting from IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income on non trading derivatives not qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MiscellaneousInterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense incurred during the period related other items.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MiscellaneousInterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MiscellaneousInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount interest income generated during the period from other sources.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MiscellaneousInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NegativeInterestExpenseOnAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Negative interest expense on assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NegativeInterestExpenseOnAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NegativeInterestIncomeOnLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Negative interest income on liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NegativeInterestIncomeOnLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetInterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetInterestIncomeAbstract</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RedesignationAxis=ing_EuIas39CarveOutMember', window );">EU IAS 39 carve-out</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net Interest Income Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseOfNetInterestIncome', window );">Increase (decrease) of net interest income</a></td>
<td class="nump">&#8364; 131<span></span>
</td>
<td class="nump">&#8364; 107<span></span>
</td>
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<tr class="rh">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net Interest Income Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseOfNetInterestIncome', window );">Increase (decrease) of net interest income</a></td>
<td class="num">&#8364; (496)<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Of Net Interest Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetInterestIncomeDisclosureLineItems</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=ing_EuIas39CarveOutMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=ing_WithoutEuIas39CarveOutMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeAbstract', window );"><strong>Fee and commission income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PaymentServicesFeeAndCommissionIncome', window );">Payment Services</a></td>
<td class="nump">&#8364; 1,217<span></span>
</td>
<td class="nump">&#8364; 1,072<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesBusinessFeeAndCommissionIncome', window );">Securities business</a></td>
<td class="nump">482<span></span>
</td>
<td class="nump">395<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome', window );">Insurance and other broking</a></td>
<td class="nump">327<span></span>
</td>
<td class="nump">287<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PortfolioAndOtherManagementFeeIncome', window );">Portfolio management</a></td>
<td class="nump">386<span></span>
</td>
<td class="nump">339<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LendingBusinessFeeAndCommissionIncome', window );">Lending business</a></td>
<td class="nump">311<span></span>
</td>
<td class="nump">313<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialGuaranteesAndOtherCommitments', window );">Financial guarantees and other commitments</a></td>
<td class="nump">229<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionIncome', window );">Other fee and commission income</a></td>
<td class="nump">138<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Total fee and commission income</a></td>
<td class="nump">3,090<span></span>
</td>
<td class="nump">2,757<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpenseAbstract', window );"><strong>Fee and commission expense [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PaymentServicesFeeAndCommissionExpense', window );">Payment Services</a></td>
<td class="nump">421<span></span>
</td>
<td class="nump">365<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesBusinessFeeAndCommissionExpense', window );">Securities business</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DistributionOfProductsFeeAndCommissionExpense', window );">Distribution of products</a></td>
<td class="nump">259<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionExpense', window );">Other fee and commission expenses</a></td>
<td class="nump">104<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Total fee and commission expenses</a></td>
<td class="nump">874<span></span>
</td>
<td class="nump">760<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">&#8364; 2,216<span></span>
</td>
<td class="nump">&#8364; 1,998<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission expense that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission expense]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission income that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PortfolioAndOtherManagementFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised from portfolio and other management fees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PortfolioAndOtherManagementFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DistributionOfProductsFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Distribution Of Products Fee And Commission Expense</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DistributionOfProductsFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialGuaranteesAndOtherCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Guarantees And Other Commitments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialGuaranteesAndOtherCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Insurance and other broking fee and commission income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InsuranceAndOtherBrokingFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LendingBusinessFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Lending Business Fee And Commission Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LendingBusinessFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PaymentServicesFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payment Services Fee And Commission Expense</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PaymentServicesFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PaymentServicesFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payment Services Fee And Commission Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PaymentServicesFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SecuritiesBusinessFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities business fee and commission expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesBusinessFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SecuritiesBusinessFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities business fee and commission income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesBusinessFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Valuation results and net trading income - Summary of valuation results and net trading income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeLineItems', window );"><strong>Valuation Results And Net Trading Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TradingIncomeExpenseOnSecurities', window );">Securities trading results</a></td>
<td class="nump">&#8364; 2,194<span></span>
</td>
<td class="nump">&#8364; 492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments', window );">Derivatives trading results</a></td>
<td class="num">(1,169)<span></span>
</td>
<td class="nump">292<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherTradingIncomeExpense', window );">Other trading results</a></td>
<td class="nump">165<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GainsLossesOnChangeInFairValueOfHedgedItems', window );">Change in fair value of assets and liabilities (hedged items)</a></td>
<td class="num">(667)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading', window );">Valuation results on assets and liabilities designated at FVPL (excluding trading)</a></td>
<td class="nump">55<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts', window );">Foreign exchange transactions results</a></td>
<td class="nump">3,190<span></span>
</td>
<td class="num">(1,630)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">Valuation results and net trading income</a></td>
<td class="nump">2,773<span></span>
</td>
<td class="nump">3,016<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">&#8211;&#160; fair value hedges</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeLineItems', window );"><strong>Valuation Results And Net Trading Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives', window );">Change in fair value of derivatives relating to</a></td>
<td class="nump">671<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">&#8211;&#160; cash flow hedges (ineffective portion)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeLineItems', window );"><strong>Valuation Results And Net Trading Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives', window );">Change in fair value of derivatives relating to</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ing_OtherNonTradingDerivativesMember', window );">&#8211;&#160; other non-trading derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeLineItems', window );"><strong>Valuation Results And Net Trading Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives', window );">Change in fair value of derivatives relating to</a></td>
<td class="num">&#8364; (1,669)<span></span>
</td>
<td class="nump">&#8364; 3,574<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) resulting from change in the fair value of derivatives recognised in profit or loss. [Refer: Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherTradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of trading income (expense) that the entity does not separately disclose in the same statement or note. [Refer: Trading income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherTradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of trading income (expense) relating to derivative financial instruments. [Refer: Derivatives [member]; Trading income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpenseOnDerivativeFinancialInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of trading income (expense) relating to foreign exchange contracts. [Refer: Trading income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains losses on assets and liabilities designated at fair value through profit or loss excluding trading.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GainsLossesOnChangeInFairValueOfHedgedItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains (Losses) On Change In Fair Value Of Hedged Items</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GainsLossesOnChangeInFairValueOfHedgedItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TradingIncomeExpenseOnSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading income (expense) on securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TradingIncomeExpenseOnSecurities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ValuationResultsAndNetTradingIncomeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Valuation Results And Net Trading Income [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ValuationResultsAndNetTradingIncomeLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ing_OtherNonTradingDerivativesMember</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Valuation results and net trading income - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
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<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ValuationResultsAndNetTradingIncomeLineItems', window );"><strong>Valuation Results And Net Trading Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment', window );">Impact of interest rate volatility, EU IAS39 carve out adjustment</a></td>
<td class="nump">&#8364; 933<span></span>
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<td class="nump">&#8364; 1,405<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Impact Of Interest Rate Volatility, EU IAS 39 Carve Out Adjustment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Valuation Results And Net Trading Income [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses - Summary of other operating expenses (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNatureAbstract', window );"><strong>Expenses by nature [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PromotionalAndClientsAcquisitionCosts', window );">Promotional and client acquisition costs</a></td>
<td class="nump">&#8364; 206<span></span>
</td>
<td class="nump">&#8364; 199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting', window );">IT related expenses (excluding outsourcing and subcontracting)</a></td>
<td class="nump">382<span></span>
</td>
<td class="nump">353<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OutsourcingAndSubcontractingExpenses', window );">Outsourcing and subcontracting</a></td>
<td class="nump">327<span></span>
</td>
<td class="nump">296<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RentalExpense', window );">Facilities</a></td>
<td class="nump">137<span></span>
</td>
<td class="nump">143<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MarketDataServices', window );">Market data services</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfessionalFeesExpense', window );">Advisory fees</a></td>
<td class="nump">135<span></span>
</td>
<td class="nump">135<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AuditorsRemunerationForAuditServices', window );">Audit and supervisory fees</a></td>
<td class="nump">74<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense', window );">Indirect taxes</a></td>
<td class="nump">167<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">Regulatory costs</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment', window );">Depreciation and impairment of property and equipment</a></td>
<td class="nump">218<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DepreciationAndImpairmentLossIntangibleAssets', window );">Amortisation and impairment of intangible assets</a></td>
<td class="nump">111<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionReversalOfProvisionsNet', window );">Additions and releases of provisions</a></td>
<td class="nump">150<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MiscellaneousOtherOperatingExpense', window );">Other</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">160<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other operating expense</a></td>
<td class="nump">&#8364; 2,485<span></span>
</td>
<td class="nump">&#8364; 2,393<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AuditorsRemunerationForAuditServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable to the entity's auditors for auditing services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AuditorsRemunerationForAuditServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNatureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNatureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousOtherOperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of miscellaneous other operating expenses. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousOtherOperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfessionalFeesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable for professional services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfessionalFeesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RentalExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense recognised on rental activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RentalExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense exclusive of income tax expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxExpenseOtherThanIncomeTaxExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionReversalOfProvisionsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Addition (Reversal) Of Provisions, Net</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionReversalOfProvisionsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DepreciationAndImpairmentLossIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Depreciation And Impairment Loss, Intangible Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DepreciationAndImpairmentLossIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Depreciation And Impairment Loss, Property Plant And Equipment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DepreciationAndImpairmentLossPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Information Technology Expenses, Excluding Outsourcing And Subcontracting</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MarketDataServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Market Data Services</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MarketDataServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OutsourcingAndSubcontractingExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Outsourcing And Subcontracting Expenses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OutsourcingAndSubcontractingExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PromotionalAndClientsAcquisitionCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Promotional And Clients Acquisition Costs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PromotionalAndClientsAcquisitionCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseLineItems', window );"><strong>Disclosure Of Other Operating Expense [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContributionsToSingleAndLocalResolutionFund', window );">Contributions to the Single and Local Resolution Funds</a></td>
<td class="nump">&#8364; 41<span></span>
</td>
<td class="nump">&#8364; 35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInLocalBankTaxes', window );">Increase (decrease) in local bank taxes</a></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LocalBankTaxes', window );">Local bank taxes</a></td>
<td class="nump">261<span></span>
</td>
<td class="nump">255<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_GermanyBelgiumPolandMember', window );">Germany, Belgium, Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseLineItems', window );"><strong>Disclosure Of Other Operating Expense [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContributionsToDepositGuaranteeSchemes', window );">Contributions to the deposit guarantee schemes</a></td>
<td class="nump">&#8364; 136<span></span>
</td>
<td class="nump">&#8364; 157<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContributionsToDepositGuaranteeSchemes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of regulatory costs that represents contributions to deposit guarantee schemes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContributionsToDepositGuaranteeSchemes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContributionsToSingleAndLocalResolutionFund">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of regulatory costs that represents contributions to Single Resolution Fund.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContributionsToSingleAndLocalResolutionFund</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfOtherOperatingExpenseLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Other Operating Expense [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfOtherOperatingExpenseLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInLocalBankTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase in Local bank taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInLocalBankTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LocalBankTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local bank taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LocalBankTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_GermanyBelgiumPolandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_GermanyBelgiumPolandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings per ordinary share (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions, shares in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract', window );"><strong>Amount</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Basic earnings</a></td>
<td class="nump">&#8364; 3,915<span></span>
</td>
<td class="nump">&#8364; 4,456<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Basic earnings from continuing operations</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects', window );">Diluted earnings</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects', window );">Diluted earnings from continuing operations</a></td>
<td class="nump">&#8364; 3,915<span></span>
</td>
<td class="nump">&#8364; 4,456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract', window );"><strong>Weighted average number of ordinary shares outstanding during the period</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageShares', window );">Basic earnings (in shares)</a></td>
<td class="nump">3,041.9<span></span>
</td>
<td class="nump">3,292.5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract', window );"><strong>Effect of dilutive instruments:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares', window );">Share plans (in shares)</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">3.3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustedWeightedAverageShares', window );">Diluted earnings (in shares)</a></td>
<td class="nump">3,041.9<span></span>
</td>
<td class="nump">3,295.8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarningPerOrdinaryShareAbstract', window );"><strong>Per ordinary share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings (in EUR per share)</a></td>
<td class="nump">&#8364; 1.29<span></span>
</td>
<td class="nump">&#8364; 1.35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations', window );">Basic earnings from continuing operations (in EUR per share)</a></td>
<td class="nump">1.29<span></span>
</td>
<td class="nump">1.35<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings (in EUR per share)</a></td>
<td class="nump">1.29<span></span>
</td>
<td class="nump">1.35<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations', window );">Diluted earnings from continuing operations (in EUR per share)</a></td>
<td class="nump">&#8364; 1.29<span></span>
</td>
<td class="nump">&#8364; 1.35<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustedWeightedAverageShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average number of ordinary shares outstanding plus the weighted average number of ordinary shares that would be issued on the conversion of all the dilutive potential ordinary shares into ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustedWeightedAverageShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from continuing operations. [Refer: Basic earnings (loss) per share; Continuing operations, unless line item indicates otherwise [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from continuing operations. [Refer: Continuing operations, unless line item indicates otherwise [member]; Diluted earnings (loss) per share]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The potential dilutive effect on the weighted average number of ordinary shares that relates to the assumed conversion of the entity&#8217;s instruments. It represents the aggregate of the reconciliation amounts for all classes of instruments that reflect dilutive effect on weighted average number of ordinary shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent entity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations attributable to ordinary equity holders of the parent entity. [Refer: Continuing operations, unless line item indicates otherwise [member]; Profit (loss) from continuing operations]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations attributable to ordinary equity holders of the parent entity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss) from continuing operations]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageShares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Earning Per Ordinary Share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EarningPerOrdinaryShareAbstract</td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share - Schedule of dividends to shareholders of the parent (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="5">1 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>May 02, 2025</div></th>
<th class="th"><div>Apr. 22, 2025</div></th>
<th class="th"><div>May 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2024</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendPerOrdinaryShareAbstract', window );"><strong>Dividend Per Ordinary Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="nump">&#8364; 0.71<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.710<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare', window );">Dividends per ordinary share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1.06<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="nump">&#8364; 1.060<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare', window );">Dividend declared, per ordinary share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinaryShares', window );">Dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,152<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,129<span></span>
</td>
<td class="nump">&#8364; 2,497<span></span>
</td>
<td class="nump">&#8364; 1,260<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent', window );">Dividends</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,043<span></span>
</td>
<td class="nump">&#8364; 3,281<span></span>
</td>
<td class="nump">&#8364; 3,757<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners', window );">Dividend declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid by the entity on ordinary shares. [Refer: Ordinary shares [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends proposed or declared after the reporting period but before financial statements are authorised for issue. Such dividends are not recognised as a liability at the end of the reporting period because no obligation exists at that time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Paragraph 13<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 137<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_137_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends proposed or declared before financial statements were authorised for issue but not recognised as distribution to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 137<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_137_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare</td>
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<td>dtr-2022:perShareItemType</td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners of the parent. [Refer: Parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DividendPerOrdinaryShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendPerOrdinaryShareAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share - Additional information (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="6">1 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>May 02, 2025</div></th>
<th class="th"><div>Apr. 22, 2025</div></th>
<th class="th"><div>May 31, 2025</div></th>
<th class="th"><div>Jan. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2024</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendPerOrdinaryShareAbstract', window );"><strong>Dividend Per Ordinary Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare', window );">Dividends per ordinary share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1.06<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="nump">&#8364; 1.060<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="nump">&#8364; 0.71<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.710<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherCashDistributions', window );">Other cash distributions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 498<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_WithholdingTaxOnDividendsPaid', window );">Withholding tax on dividends paid, ordinary shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DividendPerOrdinaryShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendPerOrdinaryShareAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OtherCashDistributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other cash distributions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherCashDistributions</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_WithholdingTaxOnDividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Withholding tax on dividends paid related to ordinary shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_WithholdingTaxOnDividendsPaid</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">&#8364; 56<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">39<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember', window );">Net Results IFRS-EU | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">11,339<span></span>
</td>
<td class="nump">&#8364; 11,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">6,234<span></span>
</td>
<td class="nump">5,880<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember', window );">Net Results IFRS-EU | Segments banking activities | Corporate Line</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">265<span></span>
</td>
<td class="nump">99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging', window );">Increase (decrease) in income from foreign currency ratio hedging</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss', window );">Impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">53<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">239<span></span>
</td>
<td class="nump">&#8364; 199<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember', window );">Net Results IFRS-EU | Segments banking activities | Corporate Line | Investment in Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">&#8364; 39<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends related to investments in equity instruments that the entity has designated at fair value through other comprehensive income, held at the end of the reporting period. [Refer: Investments in equity instruments designated at fair value through other comprehensive income [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 11A<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_11A_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss. [Refer: Impairment loss; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 126<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_126_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 129<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_129_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) In Income From Foreign Currency Ratio Hedging</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
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<td><strong> Data Type:</strong></td>
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</tr>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Summary of reconciliation between IFRS and underlying income, expenses and net result (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="nump">&#8364; 12,404<span></span>
</td>
<td class="nump">&#8364; 12,812<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,516<span></span>
</td>
<td class="nump">1,798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">EU IAS 39 carve out impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="num">(1,065)<span></span>
</td>
<td class="num">(1,512)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(279)<span></span>
</td>
<td class="num">(414)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(786)<span></span>
</td>
<td class="num">(1,099)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEUResultsMember', window );">Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="nump">11,339<span></span>
</td>
<td class="nump">11,300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,237<span></span>
</td>
<td class="nump">1,385<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">&#8364; 3,130<span></span>
</td>
<td class="nump">&#8364; 3,358<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from operating activities of the entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2024-01-01<br> -Paragraph IE33<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IE33&amp;doctype=Illustrative%20Examples<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromOperatingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEUResultsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Schedule of ING Group total (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">&#8364; 7,290<span></span>
</td>
<td class="nump">&#8364; 7,762<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,998<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">2,773<span></span>
</td>
<td class="nump">3,016<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">5,558<span></span>
</td>
<td class="nump">6,373<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,516<span></span>
</td>
<td class="nump">1,798<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEUResultsMember', window );">Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,237<span></span>
</td>
<td class="nump">1,385<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,130<span></span>
</td>
<td class="nump">3,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(279)<span></span>
</td>
<td class="num">(414)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(786)<span></span>
</td>
<td class="num">(1,099)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact | Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities | Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,748<span></span>
</td>
<td class="nump">2,293<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact | Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">7,159<span></span>
</td>
<td class="nump">7,655<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,998<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">1,965<span></span>
</td>
<td class="nump">1,647<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">1,839<span></span>
</td>
<td class="nump">1,610<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,339<span></span>
</td>
<td class="nump">11,300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">6,234<span></span>
</td>
<td class="nump">5,880<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,493<span></span>
</td>
<td class="nump">4,861<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,237<span></span>
</td>
<td class="nump">1,385<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,130<span></span>
</td>
<td class="nump">3,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group | ING Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,835<span></span>
</td>
<td class="nump">4,350<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group | ING Bank | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">7,051<span></span>
</td>
<td class="nump">7,508<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,214<span></span>
</td>
<td class="nump">1,995<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">1,965<span></span>
</td>
<td class="nump">1,647<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">1,839<span></span>
</td>
<td class="nump">1,609<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,229<span></span>
</td>
<td class="nump">11,149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">6,231<span></span>
</td>
<td class="nump">5,874<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,843<span></span>
</td>
<td class="nump">6,433<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,385<span></span>
</td>
<td class="nump">4,716<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,209<span></span>
</td>
<td class="nump">1,347<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,050<span></span>
</td>
<td class="nump">3,251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group | Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">80<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">ING Group | Other | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">147<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">111<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">&#8364; 80<span></span>
</td>
<td class="nump">&#8364; 107<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance For Credit Losses Recognised In Profit (Loss)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AllowanceForCreditLossesRecognisedInProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentAndOtherIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment and other income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentAndOtherIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEUResultsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEUResultsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_INGBankNVMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_INGBankNVMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_OtherBankingNettingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_OtherBankingNettingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Summary of segments banking (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">&#8364; 7,290<span></span>
</td>
<td class="nump">&#8364; 7,762<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,998<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">2,773<span></span>
</td>
<td class="nump">3,016<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">5,558<span></span>
</td>
<td class="nump">6,373<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,516<span></span>
</td>
<td class="nump">1,798<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">EU IAS 39 carve out impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(279)<span></span>
</td>
<td class="num">(414)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(786)<span></span>
</td>
<td class="num">(1,099)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,915<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">7,159<span></span>
</td>
<td class="nump">7,655<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,998<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">1,965<span></span>
</td>
<td class="nump">1,647<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">1,839<span></span>
</td>
<td class="nump">1,610<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,339<span></span>
</td>
<td class="nump">11,300<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">6,234<span></span>
</td>
<td class="nump">5,880<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">439<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">612<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,846<span></span>
</td>
<td class="nump">6,439<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,493<span></span>
</td>
<td class="nump">4,861<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,237<span></span>
</td>
<td class="nump">1,385<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,130<span></span>
</td>
<td class="nump">3,358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments banking activities | EU IAS 39 carve out impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember', window );">Retail Netherlands | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,029<span></span>
</td>
<td class="nump">1,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember', window );">Retail Netherlands | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">1,508<span></span>
</td>
<td class="nump">1,534<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">540<span></span>
</td>
<td class="nump">513<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">403<span></span>
</td>
<td class="nump">376<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">383<span></span>
</td>
<td class="nump">355<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">2,451<span></span>
</td>
<td class="nump">2,423<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">981<span></span>
</td>
<td class="nump">1,023<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">72<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,054<span></span>
</td>
<td class="nump">980<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,398<span></span>
</td>
<td class="nump">1,443<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">369<span></span>
</td>
<td class="nump">371<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,029<span></span>
</td>
<td class="nump">1,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember', window );">Retail Belgium | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">164<span></span>
</td>
<td class="nump">248<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember', window );">Retail Belgium | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">886<span></span>
</td>
<td class="nump">1,052<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">339<span></span>
</td>
<td class="nump">306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">73<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">75<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,298<span></span>
</td>
<td class="nump">1,402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">995<span></span>
</td>
<td class="nump">980<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">175<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">76<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,072<span></span>
</td>
<td class="nump">1,045<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">357<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">164<span></span>
</td>
<td class="nump">248<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailGermanyMember', window );">Retail Germany | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">450<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailGermanyMember', window );">Retail Germany | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">1,215<span></span>
</td>
<td class="nump">1,337<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">287<span></span>
</td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="num">(77)<span></span>
</td>
<td class="num">(51)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="num">(84)<span></span>
</td>
<td class="num">(56)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,425<span></span>
</td>
<td class="nump">1,498<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">680<span></span>
</td>
<td class="nump">628<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">25<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">65<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">758<span></span>
</td>
<td class="nump">693<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">667<span></span>
</td>
<td class="nump">805<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">216<span></span>
</td>
<td class="nump">265<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">450<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailOtherMember', window );">Retail Other | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">546<span></span>
</td>
<td class="nump">465<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailOtherMember', window );">Retail Other | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">1,929<span></span>
</td>
<td class="nump">1,884<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">356<span></span>
</td>
<td class="nump">293<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">164<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">148<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">2,449<span></span>
</td>
<td class="nump">2,297<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">1,436<span></span>
</td>
<td class="nump">1,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">136<span></span>
</td>
<td class="nump">136<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">159<span></span>
</td>
<td class="nump">176<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,595<span></span>
</td>
<td class="nump">1,564<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">854<span></span>
</td>
<td class="nump">733<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">173<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">106<span></span>
</td>
<td class="nump">96<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">546<span></span>
</td>
<td class="nump">465<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | EU IAS 39 carve out impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,748<span></span>
</td>
<td class="nump">2,293<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">1,412<span></span>
</td>
<td class="nump">1,737<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">696<span></span>
</td>
<td class="nump">676<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">1,344<span></span>
</td>
<td class="nump">1,166<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="num">(58)<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">1,340<span></span>
</td>
<td class="nump">1,215<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">3,452<span></span>
</td>
<td class="nump">3,580<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">1,901<span></span>
</td>
<td class="nump">1,662<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">227<span></span>
</td>
<td class="nump">295<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">2,128<span></span>
</td>
<td class="nump">1,957<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,324<span></span>
</td>
<td class="nump">1,623<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">342<span></span>
</td>
<td class="nump">406<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">962<span></span>
</td>
<td class="nump">1,194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments banking activities | EU IAS 39 carve out impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,099<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Segments banking activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(161)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Segments banking activities | Net Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="nump">209<span></span>
</td>
<td class="nump">111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">Total investment and other income</a></td>
<td class="nump">57<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">&#8211; of which share of result from associates and joint ventures</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">61<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">&#8211; of which revaluations and trading income</a></td>
<td class="nump">3<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">265<span></span>
</td>
<td class="nump">99<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses</a></td>
<td class="nump">239<span></span>
</td>
<td class="nump">199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">&#8211; of which Regulatory expenses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss', window );">Addition to loan loss provisions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">240<span></span>
</td>
<td class="nump">199<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">25<span></span>
</td>
<td class="num">(100)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">61<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">&#8364; (21)<span></span>
</td>
<td class="num">&#8364; (161)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AllowanceForCreditLossesRecognisedInProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance For Credit Losses Recognised In Profit (Loss)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AllowanceForCreditLossesRecognisedInProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentAndOtherIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment and other income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentAndOtherIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailBelgiumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailGermanyMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailOtherMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Summary of valuation adjustment (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="nump">&#8364; 613<span></span>
</td>
<td class="num">&#8364; (80)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_DeferredDayOneProfitOrLossReserveMember', window );">Deferred Day One Profit or Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(93)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (94)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_OwnCreditAdjustmentsMember', window );">Own credit adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(24)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_BidofferMember', window );">Bid/Offer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(150)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_ModelRiskMember', window );">Model Risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(49)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_CvaMember', window );">CVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(138)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(123)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_DvaMember', window );">DVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="nump">42<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_CollvaMember', window );">CollVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_FvaMember', window );">FVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">(98)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(64)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_OtherValuationAdjustmentsMember', window );">Other valuation adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_TotalOfModelReservesMember', window );">Total Valuation Adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Total Valuation Adjustments</a></td>
<td class="num">&#8364; (511)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (412)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForFairValueGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for fair value losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForFairValueGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Methods applied in determining fair values of financial assets and liabilities (carried at fair value) (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 152,486<span></span>
</td>
<td class="nump">&#8364; 137,580<span></span>
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</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">93,524<span></span>
</td>
<td class="nump">86,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_DebtSecuritiesLiabilitiesMember', window );">&#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">9,218<span></span>
</td>
<td class="nump">9,966<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_Deposits1Member', window );">&#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">55,609<span></span>
</td>
<td class="nump">45,014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_TradingSecuritiesMember', window );">&#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">3,671<span></span>
</td>
<td class="nump">3,653<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_DerivativesMember', window );">- Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">25,026<span></span>
</td>
<td class="nump">28,267<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">86,227<span></span>
</td>
<td class="nump">68,782<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,475<span></span>
</td>
<td class="nump">1,608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember', window );">- Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">22,916<span></span>
</td>
<td class="nump">20,945<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,753<span></span>
</td>
<td class="nump">2,562<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndStructuredNotesMember', window );">- Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">14,501<span></span>
</td>
<td class="nump">15,586<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">45,618<span></span>
</td>
<td class="nump">42,219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DerivativesMember', window );">- Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">28,841<span></span>
</td>
<td class="nump">32,268<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">29,100<span></span>
</td>
<td class="nump">28,275<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">46,893<span></span>
</td>
<td class="nump">42,151<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">4,868<span></span>
</td>
<td class="nump">5,131<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">1,398<span></span>
</td>
<td class="nump">1,455<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">3,365<span></span>
</td>
<td class="nump">3,631<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">105<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">22,767<span></span>
</td>
<td class="nump">20,789<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,470<span></span>
</td>
<td class="nump">2,292<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">6,259<span></span>
</td>
<td class="nump">7,485<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">44,423<span></span>
</td>
<td class="nump">39,859<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">74<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">112,228<span></span>
</td>
<td class="nump">98,571<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,513<span></span>
</td>
<td class="nump">3,967<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">88,043<span></span>
</td>
<td class="nump">80,998<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">7,766<span></span>
</td>
<td class="nump">8,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">55,609<span></span>
</td>
<td class="nump">45,014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">24,371<span></span>
</td>
<td class="nump">27,528<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">78,494<span></span>
</td>
<td class="nump">62,168<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,319<span></span>
</td>
<td class="nump">1,608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">5,663<span></span>
</td>
<td class="nump">4,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,194<span></span>
</td>
<td class="nump">2,360<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">28,067<span></span>
</td>
<td class="nump">31,792<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">11,157<span></span>
</td>
<td class="nump">10,734<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">440<span></span>
</td>
<td class="nump">270<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">613<span></span>
</td>
<td class="nump">770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">53<span></span>
</td>
<td class="nump">67<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">550<span></span>
</td>
<td class="nump">694<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">7,733<span></span>
</td>
<td class="nump">6,614<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">156<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">141<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">283<span></span>
</td>
<td class="nump">270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2,579<span></span>
</td>
<td class="nump">3,505<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 700<span></span>
</td>
<td class="nump">&#8364; 475<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_DebtSecuritiesLiabilitiesMember">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_DebtSecuritiesLiabilitiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_Deposits1Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_TradingSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_TradingSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_DerivativesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndStructuredNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndStructuredNotesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DerivativesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice', window );">Financial assets classified as Level 3 based on quoted price</a></td>
<td class="nump">&#8364; 9,500<span></span>
</td>
<td class="nump">&#8364; 9,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets', window );">Percentage on financial asset based on unadjusted quoted price</a></td>
<td class="nump">81.90%<span></span>
</td>
<td class="nump">87.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmountOfRiskNeutralDesignedFinancialAssets', window );">Amount of risk neutral designed financial assets</a></td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RemainingFinancialAssetsClassifiedAsLevel3', window );">Remaining financial assets classified as level 3 using valuation techniques</a></td>
<td class="nump">1,900<span></span>
</td>
<td class="nump">1,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities measured at fair value</a></td>
<td class="nump">93,524<span></span>
</td>
<td class="nump">86,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets', window );">Financial Liabilities classified as Level 3 based on unadjusted quoted price</a></td>
<td class="nump">500<span></span>
</td>
<td class="nump">600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral', window );">Financial Liabilities designed to be fully neutral in terms of market risk</a></td>
<td class="nump">100<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value of swap</a></td>
<td class="nump">&#8364; 11,597<span></span>
</td>
<td class="nump">&#8364; 11,005<span></span>
</td>
<td class="nump">&#8364; 9,118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets', window );">Percentage on financial asset based on unadjusted quoted price</a></td>
<td class="nump">78.30%<span></span>
</td>
<td class="nump">75.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities measured at fair value</a></td>
<td class="nump">&#8364; 613<span></span>
</td>
<td class="nump">&#8364; 770<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable', window );">Remaining financial liabilities classified as level 3 using valuation techniques</a></td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financial liabilities designed to be fully neutral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AmountOfRiskNeutralDesignedFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financial assets designed to be fully neutral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AmountOfRiskNeutralDesignedFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets classified as Level 3 based on quoted price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Liabilities classified as Level 3 based on unadjusted quoted price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage on financial assets based on unadjusted quoted prices in inactive markets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RemainingFinancialAssetsClassifiedAsLevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Remaining financial assets classified as level 3.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RemainingFinancialAssetsClassifiedAsLevel3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Valuation techniques and range of unobservable inputs (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2025 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 152,486<span></span>
</td>
<td class="nump">&#8364; 137,580<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">49,846<span></span>
</td>
<td class="nump">46,389<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">93,524<span></span>
</td>
<td class="nump">86,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">11,157<span></span>
</td>
<td class="nump">10,734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">440<span></span>
</td>
<td class="nump">270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Total financial assets</a></td>
<td class="nump">11,597<span></span>
</td>
<td class="nump">11,005<span></span>
</td>
<td class="nump">&#8364; 9,118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">613<span></span>
</td>
<td class="nump">770<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Financial liabilities, at fair value</a></td>
<td class="nump">613<span></span>
</td>
<td class="nump">770<span></span>
</td>
<td class="nump">&#8364; 729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2,580<span></span>
</td>
<td class="nump">3,504<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">141<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">1,950<span></span>
</td>
<td class="nump">1,565<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | (Reverse) repos</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">5,783<span></span>
</td>
<td class="nump">5,050<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">53<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">494<span></span>
</td>
<td class="nump">413<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">477<span></span>
</td>
<td class="nump">389<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at foreign exchange</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">181<span></span>
</td>
<td class="nump">39<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">241<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Other derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 283<span></span>
</td>
<td class="nump">&#8364; 270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Debt securities | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Debt securities | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">417<span></span>
</td>
<td class="nump">327<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Equity securities | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Loans and advances | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Structured notes | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.94<span></span>
</td>
<td class="nump">0.93<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Derivative at credit | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.94<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Other derivatives | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Equity at FVOCI | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Price based | Equity at FVOCI | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">125.74<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Debt securities | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.96<span></span>
</td>
<td class="nump">0.96<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Loans and advances | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Loans and advances | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0628<span></span>
</td>
<td class="nump">0.0576<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Loans and advances | Prepayment rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | (Reverse) repos | Interest rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Structured notes | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Structured notes | Prepayment rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.9959<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Derivatives at rates | Reset spread (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Derivative at credit | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0008<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Equity at FVOCI | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.000552<span></span>
</td>
<td class="nump">0.000567<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Equity at FVOCI | Interest rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.035<span></span>
</td>
<td class="nump">0.015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Present value techniques | Equity at FVOCI | Payout ratio (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.70<span></span>
</td>
<td class="nump">0.70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Structured notes | Equity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Structured notes | Equity/Equity correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.6<span></span>
</td>
<td class="nump">0.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Structured notes | Equity/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="num">(0.2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Structured notes | Dividend yield (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.037<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at rates | Interest rate volatility (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0064<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at foreign exchange | Implied volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at equity | Equity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.07<span></span>
</td>
<td class="nump">0.07<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at equity | Equity/Equity correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">0.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at equity | Equity/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="num">(0.6)<span></span>
</td>
<td class="num">(0.6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Derivatives at equity | Dividend yield (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Other derivatives | Commodity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.15<span></span>
</td>
<td class="nump">0.131<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Minimum | Option pricing model | Other derivatives | Com/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="num">(0.25)<span></span>
</td>
<td class="num">(0.40)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Debt securities | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1.08<span></span>
</td>
<td class="nump">1.20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Debt securities | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">1,325<span></span>
</td>
<td class="nump">520<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Equity securities | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">5,475<span></span>
</td>
<td class="nump">5,475<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Loans and advances | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1.05<span></span>
</td>
<td class="nump">1.07<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Structured notes | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1.03<span></span>
</td>
<td class="nump">1.04<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Derivative at credit | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Other derivatives | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Equity at FVOCI | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Price based | Equity at FVOCI | Price (price per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price (in EUR per share) | &#8364; / shares</a></td>
<td class="nump">125.74<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Debt securities | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.99<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Loans and advances | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Loans and advances | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0707<span></span>
</td>
<td class="nump">0.0629<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Loans and advances | Prepayment rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | (Reverse) repos | Interest rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Structured notes | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Structured notes | Prepayment rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.0009<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Derivatives at rates | Reset spread (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.02<span></span>
</td>
<td class="nump">0.02<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Derivative at credit | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0094<span></span>
</td>
<td class="nump">0.0091<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Equity at FVOCI | Credit spread (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.000552<span></span>
</td>
<td class="nump">0.000576<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Equity at FVOCI | Interest rate (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.035<span></span>
</td>
<td class="nump">0.035<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Present value techniques | Equity at FVOCI | Payout ratio (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.90<span></span>
</td>
<td class="nump">0.90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Structured notes | Equity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.46<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Structured notes | Equity/Equity correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.7<span></span>
</td>
<td class="nump">0.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Structured notes | Equity/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Structured notes | Dividend yield (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at rates | Interest rate volatility (bps)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.0280<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at foreign exchange | Implied volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.41<span></span>
</td>
<td class="nump">0.15<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at equity | Equity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.76<span></span>
</td>
<td class="nump">0.81<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at equity | Equity/Equity correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1.0<span></span>
</td>
<td class="nump">1.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at equity | Equity/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.3<span></span>
</td>
<td class="nump">0.6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Derivatives at equity | Dividend yield (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0.33<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Other derivatives | Commodity volatility (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.93<span></span>
</td>
<td class="nump">0.61<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Maximum | Option pricing model | Other derivatives | Com/FX correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="num">(0.25)<span></span>
</td>
<td class="num">(0.25)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PriceSignificantUnobservableInputs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Price significant Unobservable Inputs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PriceSignificantUnobservableInputs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SignificantUnobservableInputs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Significant Unobservable Inputs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SignificantUnobservableInputs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_EquityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_EquityInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_LoansAndAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_LoansAndAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReverseReposMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnobservableInputsAxis=ing_EquityAndEquityCorrelationOneMember</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Changes in level 3 financial assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember', window );">Financial assets at fair value, class</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Unrealised gains on (losses) recognised in the statement of profit or loss</a></td>
<td class="nump">&#8364; 299<span></span>
</td>
<td class="num">&#8364; (41)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">11,005<span></span>
</td>
<td class="nump">9,118<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(302)<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">6<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">3,444<span></span>
</td>
<td class="nump">6,862<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(1,067)<span></span>
</td>
<td class="num">(2,402)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(294)<span></span>
</td>
<td class="num">(1,449)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">593<span></span>
</td>
<td class="nump">1,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(1,796)<span></span>
</td>
<td class="num">(2,169)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(9)<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">7<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">11,597<span></span>
</td>
<td class="nump">11,005<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial assets mandatorily at FVPL</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">5,721<span></span>
</td>
<td class="nump">3,499<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">123<span></span>
</td>
<td class="nump">294<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">2,464<span></span>
</td>
<td class="nump">4,424<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(251)<span></span>
</td>
<td class="num">(1,605)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(95)<span></span>
</td>
<td class="num">(294)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">565<span></span>
</td>
<td class="nump">615<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(1,440)<span></span>
</td>
<td class="num">(1,214)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">6<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">7,092<span></span>
</td>
<td class="nump">5,721<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial assets designated at FVPL</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">4,121<span></span>
</td>
<td class="nump">3,547<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(622)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">211<span></span>
</td>
<td class="nump">1,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(778)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(189)<span></span>
</td>
<td class="num">(988)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">30<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">2,740<span></span>
</td>
<td class="nump">4,121<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial assets at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">270<span></span>
</td>
<td class="nump">938<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">6<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">160<span></span>
</td>
<td class="nump">154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(418)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(384)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">440<span></span>
</td>
<td class="nump">270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Trading assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">824<span></span>
</td>
<td class="nump">848<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">180<span></span>
</td>
<td class="num">(175)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">609<span></span>
</td>
<td class="nump">486<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(35)<span></span>
</td>
<td class="num">(111)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(140)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">370<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(347)<span></span>
</td>
<td class="num">(454)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">1,249<span></span>
</td>
<td class="nump">824<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Non-trading derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">68<span></span>
</td>
<td class="nump">286<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">17<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">198<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(257)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(114)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">&#8364; 77<span></span>
</td>
<td class="nump">&#8364; 68<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in other comprehensive income on the fair value measurement of assets. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchasesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in the fair value measurement of assets resulting from purchases of those assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchasesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SalesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of assets resulting from sales. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SalesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SettlementsFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of assets resulting from settlements. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SettlementsFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of assets out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ChangesInCompositionOfGroupAndOtherChanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes in composition of group and other changes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ChangesInCompositionOfGroupAndOtherChanges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Exchange rate differences fair value measurement assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExchangeRateDifferencesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReclassificationFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reclassification fair value measurement assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReclassificationFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers Into Level 3 Of Fair Value Hierarchy, Net Of Discontinued Operations Netting, Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ing_TradingAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_TradingAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ing_NonTradingDerivativesAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_NonTradingDerivativesAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Changes in level 3 financial liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueMember', window );">Financial liabilities at fair value, class</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Unrealised gains on (losses) recognised in the statement of profit or loss</a></td>
<td class="num">&#8364; (108)<span></span>
</td>
<td class="num">&#8364; (206)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">770<span></span>
</td>
<td class="nump">729<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(109)<span></span>
</td>
<td class="num">(206)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">274<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(222)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(70)<span></span>
</td>
<td class="num">(26)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="num">(49)<span></span>
</td>
<td class="num">(179)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">613<span></span>
</td>
<td class="nump">770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Trading liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">637<span></span>
</td>
<td class="nump">382<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(116)<span></span>
</td>
<td class="num">(104)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">55<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="num">(29)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(40)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">34<span></span>
</td>
<td class="nump">364<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="num">(49)<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">481<span></span>
</td>
<td class="nump">637<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Non-trading derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">12<span></span>
</td>
<td class="num">(98)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(209)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(111)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">78<span></span>
</td>
<td class="nump">67<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial liabilities designated as at fair value through profit or loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">67<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(34)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">&#8364; 53<span></span>
</td>
<td class="nump">&#8364; 67<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on exchange differences, recognised in profit or loss, on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuesFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in fair value measurement of liabilities resulting from issues of those liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuesFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SettlementsFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of liabilities resulting from settlements. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SettlementsFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of liabilities into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of liabilities out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EarlyRepaymentOfLiabilitiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Early repayment of liabilities fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EarlyRepaymentOfLiabilitiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_NonTradingDerivativesLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_NonTradingDerivativesLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Sensitivity analysis of level 3 instruments (Details) - Level 3 - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">&#8364; 37<span></span>
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<td class="nump">&#8364; 28<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(28)<span></span>
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<td class="num">(47)<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Financial assets at fair value through profit or loss, category | Equity (equity derivatives, structured notes)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">19<span></span>
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<td class="nump">21<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(9)<span></span>
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<td class="num">(20)<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Financial assets at fair value through profit or loss, category | Interest rates (Rates derivatives, FX derivatives)</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">1<span></span>
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<td class="nump">5<span></span>
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<td class="nump">0<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Financial assets at fair value through profit or loss, category | Credit (Debt securities, Loans, structured notes, credit derivatives)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">15<span></span>
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<td class="num">(19)<span></span>
</td>
<td class="num">(27)<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost) (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
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<tr class="re">
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">&#8364; 50,080<span></span>
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<td class="nump">&#8364; 21,770<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">693,285<span></span>
</td>
<td class="nump">683,611<span></span>
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<tr class="ro">
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<td class="nump">20,891<span></span>
</td>
<td class="nump">16,723<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">738,028<span></span>
</td>
<td class="nump">691,661<span></span>
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<tr class="ro">
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<td class="nump">151,016<span></span>
</td>
<td class="nump">142,367<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,566<span></span>
</td>
<td class="nump">17,878<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,687<span></span>
</td>
<td class="nump">16,499<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">738,021<span></span>
</td>
<td class="nump">691,287<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">151,613<span></span>
</td>
<td class="nump">142,905<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,926<span></span>
</td>
<td class="nump">18,357<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">927,248<span></span>
</td>
<td class="nump">869,048<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">78,330<span></span>
</td>
<td class="nump">79,254<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,575<span></span>
</td>
<td class="nump">17,968<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">94,906<span></span>
</td>
<td class="nump">97,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">9,828<span></span>
</td>
<td class="nump">8,208<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">82,524<span></span>
</td>
<td class="nump">61,916<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">71,301<span></span>
</td>
<td class="nump">61,651<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">350<span></span>
</td>
<td class="nump">389<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">164,003<span></span>
</td>
<td class="nump">132,164<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">3,894<span></span>
</td>
<td class="nump">3,943<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">43,890<span></span>
</td>
<td class="nump">46,984<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">1,982<span></span>
</td>
<td class="nump">2,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">49,766<span></span>
</td>
<td class="nump">52,927<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Carrying Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,891<span></span>
</td>
<td class="nump">16,723<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">738,028<span></span>
</td>
<td class="nump">691,661<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">151,016<span></span>
</td>
<td class="nump">142,367<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,566<span></span>
</td>
<td class="nump">17,878<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">926,501<span></span>
</td>
<td class="nump">868,630<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Carrying amount presented as fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">6,966<span></span>
</td>
<td class="nump">4,348<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">611,607<span></span>
</td>
<td class="nump">582,387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">618,573<span></span>
</td>
<td class="nump">586,735<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">50,044<span></span>
</td>
<td class="nump">21,766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">677,357<span></span>
</td>
<td class="nump">667,410<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">52,349<span></span>
</td>
<td class="nump">48,303<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">779,750<span></span>
</td>
<td class="nump">737,479<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">44,609<span></span>
</td>
<td class="nump">42,871<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">44,609<span></span>
</td>
<td class="nump">42,871<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">42,891<span></span>
</td>
<td class="nump">15,614<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">12,328<span></span>
</td>
<td class="nump">18,626<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">4,803<span></span>
</td>
<td class="nump">2,908<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">60,022<span></span>
</td>
<td class="nump">37,149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">3,206<span></span>
</td>
<td class="nump">2,957<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">644,638<span></span>
</td>
<td class="nump">630,493<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">2,938<span></span>
</td>
<td class="nump">2,523<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">650,782<span></span>
</td>
<td class="nump">635,973<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Carrying Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">50,080<span></span>
</td>
<td class="nump">21,770<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">693,285<span></span>
</td>
<td class="nump">683,611<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">53,805<span></span>
</td>
<td class="nump">50,273<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">797,169<span></span>
</td>
<td class="nump">755,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Carrying amount presented as fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">3,947<span></span>
</td>
<td class="nump">3,195<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">20,391<span></span>
</td>
<td class="nump">18,291<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 24,338<span></span>
</td>
<td class="nump">&#8364; 21,486<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are: (a) a contractual obligation: (i) to deliver cash or another financial asset to another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially unfavourable to the entity; or (b) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to deliver a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose, rights, options or warrants to acquire a fixed number of the entity&#8217;s own equity instruments for a fixed amount of any currency are equity instruments if the entity offers the rights, options or warrants pro rata to all of its existing owners of the same class of its own non-derivative equity instruments. Also, for those purposes the entity&#8217;s own equity instruments do not include puttable financial instruments that are classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. As an exception, an instrument that meets the definition of a financial liability is classified as an equity instrument if it has all the features and meets the conditions in paragraphs 16A-16B or paragraphs 16C-16D of IAS 32. [Refer: Classes of financial instruments [domain]; Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SecuritiesAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of securities at amortised cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_CarryingAmount1Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Legal proceedings (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">2 Months Ended</th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2025 </div>
<div>lawsuit</div>
</th>
<th class="th">
<div>Nov. 30, 2024 </div>
<div>question</div>
</th>
<th class="th">
<div>Sep. 30, 2022 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2025 </div>
<div>EUR (&#8364;) </div>
<div>classAction </div>
<div>civilProceedings</div>
</th>
<th class="th">
<div>Dec. 31, 2021 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DamagesClaimedInLitigationCase', window );">Damages claimed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 587<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LawsuitFinalisedInFavorOfING', window );">Lawsuit in favor of ING | lawsuit</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfProvisionsAxis=ing_ClaimsRegardingMortgageLoansInSwissFrancInPolandMember', window );">Claims Regarding Mortgage Loans In Swiss Franc In Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfNewPreliminaryQuestion', window );">Number of new preliminary question | question</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfSeparateCivilProceeding', window );">Number of separate civil proceeding | civilProceedings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfProvisionsAxis=ing_CertainConsumerCreditProductsMember', window );">Certain consumer credit products</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LegalProceedingsProvision', window );">Legal proceedings provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 180<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionalProvisionsLegalProvisions', window );">Increase in legal proceedings provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_ES', window );">SPAIN</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfClassActionsFiled', window );">Class actions filed | classAction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfClassActionsAgreementReached', window );">Class actions where agreement was reached | classAction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LegalProceedingsProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of provision for legal proceedings. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Section Example 10 A court case<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;doctype=Illustrative%20Examples&amp;dita_xref=IAS37_IE_C_ex10_TI<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 87<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_87&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LegalProceedingsProvision</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional Provisions, Legal Provisions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionalProvisionsLegalProvisions</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Damages Claimed In Litigation Case</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfLegalProceedingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items representing legal proceedings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfLegalProceedingsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LawsuitFinalisedInFavorOfING">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Lawsuit Finalised In Favor Of ING</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LawsuitFinalisedInFavorOfING</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfClassActionsAgreementReached">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Class Actions, Agreement Reached</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfClassActionsAgreementReached</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Class Actions Filed</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfClassActionsFiled</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfNewPreliminaryQuestion">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of New Preliminary Question</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfNewPreliminaryQuestion</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfSeparateCivilProceeding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Separate Civil Proceeding</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfSeparateCivilProceeding</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_ES</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Potential sale of ING Bank (Eurasia) JSC (Details) - Forecast - RUSSIAN FEDERATION<br> &#8364; in Billions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2025 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsLineItems', window );"><strong>Disclosure of Discontinued Operations [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GainLossOnDisposalOfGroupCompanies', window );">Gain (loss) on disposal of group companies</a></td>
<td class="num">&#8364; (0.8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation', window );">Losses on disposals of investments, difference between sale price and book value of the business</a></td>
<td class="nump">0.5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax', window );">Reclassification adjustments on exchange differences on translation of foreign operations, net of tax</a></td>
<td class="nump">&#8364; 0.3<span></span>
</td>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsLineItems</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) recognised on the measurement to fair value less costs to sell or on the disposal of the assets or disposal group(s) constituting the discontinued operation. [Refer: Discontinued operations [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to exchange differences when the financial statements of foreign operations are translated, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2024-01-01<br> -Paragraph 48<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=21&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_48&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 92<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_GainLossOnDisposalOfGroupCompanies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain (Loss) On Disposal Of Group Companies</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GainLossOnDisposalOfGroupCompanies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td>credit</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=srt_ScenarioForecastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_RU</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management - Additional information (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="4">1 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>May 02, 2025</div></th>
<th class="th"><div>May 31, 2025</div></th>
<th class="th"><div>Aug. 31, 2024</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetProfitAfterDividendReserving', window );">Net profit after dividend reserving</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,565<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="nump">&#8364; 0.71<span></span>
</td>
<td class="nump">&#8364; 0.710<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare', window );">Proposed cash dividend, per ordinary share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.350<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember', window );">Share repurchase program three</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAuthorized', window );">Share buyback programme authorized</a></td>
<td class="nump">&#8364; 2,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CapitalRequirementsAxis=ing_FullyloadedMember', window );">Fully-loaded</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CommonEquityTierOneCapitalRatio1', window );">Common equity Tier 1 ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.30%<span></span>
</td>
<td class="nump">13.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember', window );">Increase (decrease) due to departure from requirement of IFRS</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CommonEquityTier1AmbitionPercent', window );">CET1, ambition</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MaximumDistributableAmountManagementBasisPointsBuffer', window );">Maximum distributable amount, management basis points buffer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.76%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MaximumDistributableAmountTriggerLevel', window );">Maximum distributable amount trigger level percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.74%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendPayOutRatio', window );">Dividend pay-out ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends proposed or declared before financial statements were authorised for issue but not recognised as distribution to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 137<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_137_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CommonEquityTier1AmbitionPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier 1, Ambition Percent</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CommonEquityTier1AmbitionPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CommonEquityTierOneCapitalRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CommonEquityTierOneCapitalRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfCapitalManagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfCapitalManagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DividendPayOutRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividend Pay-Out Ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendPayOutRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MaximumDistributableAmountManagementBasisPointsBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum Distributable Amount, Management Basis Points Buffer</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MaximumDistributableAmountManagementBasisPointsBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MaximumDistributableAmountTriggerLevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum Distributable Amount trigger level percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MaximumDistributableAmountTriggerLevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetProfitAfterDividendReserving">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Profit After Dividend Reserving</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetProfitAfterDividendReserving</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme Authorized</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ShareRepurchaseProgramAxis=ing_ShareRepurchaseProgramThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CapitalRequirementsAxis=ing_FullyloadedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CapitalRequirementsAxis=ing_FullyloadedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<TYPE>XML
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<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management - ING capital position (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Shareholders' equity</a></td>
<td class="nump">&#8364; 53,321<span></span>
</td>
<td class="nump">&#8364; 53,698<span></span>
</td>
<td class="nump">&#8364; 55,505<span></span>
</td>
<td class="nump">&#8364; 55,628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CapitalRequirementsAxis=ing_FullyloadedMember', window );">Fully-loaded</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementLineItems', window );"><strong>Disclosure Of Capital Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Shareholders' equity</a></td>
<td class="nump">49,115<span></span>
</td>
<td class="nump">50,314<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital', window );">- Interim profits not included in CET1 capital</a></td>
<td class="num">(1,565)<span></span>
</td>
<td class="num">(2,152)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherAdjustmentsToRegulatoryCapital', window );">- Other adjustments</a></td>
<td class="num">(3,016)<span></span>
</td>
<td class="num">(2,902)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryAdjustments', window );">Regulatory adjustments</a></td>
<td class="num">(4,581)<span></span>
</td>
<td class="num">(5,054)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CommonEquityTierOneCapitalAmount', window );">Available common equity Tier 1 capital</a></td>
<td class="nump">44,534<span></span>
</td>
<td class="nump">45,260<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionalTierOneCapital', window );">Additional Tier 1 securities</a></td>
<td class="nump">6,127<span></span>
</td>
<td class="nump">7,965<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionalTierOneRegulatoryAdjustments', window );">Regulatory adjustments additional Tier 1</a></td>
<td class="nump">104<span></span>
</td>
<td class="nump">66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TierOneCapitalAmount', window );">Available Tier 1 capital</a></td>
<td class="nump">50,765<span></span>
</td>
<td class="nump">53,291<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SupplementaryCapitalTier2Bonds', window );">Supplementary capital Tier 2 bonds</a></td>
<td class="nump">10,397<span></span>
</td>
<td class="nump">9,852<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryAdjustmentsTier2', window );">Regulatory adjustments Tier 2</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_Capital1', window );">Available Total capital</a></td>
<td class="nump">61,226<span></span>
</td>
<td class="nump">63,194<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskWeightedAssets1', window );">Risk weighted assets</a></td>
<td class="nump">&#8364; 335,804<span></span>
</td>
<td class="nump">&#8364; 333,708<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CommonEquityTierOneCapitalRatio1', window );">Common equity Tier 1 ratio</a></td>
<td class="nump">13.30%<span></span>
</td>
<td class="nump">13.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TierOneCapitalRatio', window );">Tier 1 ratio</a></td>
<td class="nump">15.10%<span></span>
</td>
<td class="nump">16.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CapitalRatio', window );">Total capital ratio</a></td>
<td class="nump">18.20%<span></span>
</td>
<td class="nump">18.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionalTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional Tier One Capital</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionalTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionalTierOneRegulatoryAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional tier one regulatory adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionalTierOneRegulatoryAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_Capital1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_Capital1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CommonEquityTierOneCapitalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CommonEquityTierOneCapitalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CommonEquityTierOneCapitalRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CommonEquityTierOneCapitalRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfCapitalManagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfCapitalManagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OtherAdjustmentsToRegulatoryCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other adjustments to regulatory capital</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherAdjustmentsToRegulatoryCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryAdjustmentsTier2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory adjustments Tier 2</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryAdjustmentsTier2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reserved profit not included in common equity tier one capital before interim dividend paid.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReservedProfitNotIncludedInCommonEquityTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RiskWeightedAssets1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Risk weighted assets1</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RiskWeightedAssets1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SupplementaryCapitalTier2Bonds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Supplementary capital tier 2 bonds</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SupplementaryCapitalTier2Bonds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TierOneCapitalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one capital amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TierOneCapitalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TierOneCapitalRatio">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Subsequent events (Details) - Investment in Van Lanschot Kempen<br></strong></div></th>
<th class="th"><div>Jul. 24, 2025</div></th>
<th class="th"><div>Mar. 01, 2025</div></th>
<th class="th"><div>Feb. 28, 2025</div></th>
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    <ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock contextRef="c-1" id="f-9">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.064%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:28pt"&gt;&lt;td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;Basis of disclosures (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2024 ING Group consolidated financial statements as included in the 2024 Annual Report. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%"&gt;Credit risk&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Loan loss provisioning (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance-sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance-sheet items such as undrawn loan commitments, financial- and non-financial guarantees issued. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING distinguishes between two types of calculation methods for credit loss allowances:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Collective 12-month ECL (Stage 1) and collective lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective lifetime ECL for credit-impaired exposures (Stage 3) below &#x20ac;1 million; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Individual lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#x20ac;1 million.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Climate and environmental risks in IFRS 9 models (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to the depreciation/erosion of collateral values, which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has devised a strategy for incorporation of climate risk factors into IFRS 9 models, which considers short, medium, and long-term plans. As part of that strategy, ING has introduced a management adjustment to ECL models for business clients in 2024, to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors in loan loss provisioning. This management adjustment is continued as at 30 June 2025. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Additionally, where climate and environmental factors have impacted the economy in the recent past or present, these impacts are implicitly embedded in ING&#x2019;s IFRS 9 ECL models through the projected &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note, however, that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, for the long term a mean reversion approach is applied.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;With regard to our evaluation of specific climate-related matters, particularly physical risk events that have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 individual provisions, collective SICR or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. For more details, see &#x2018;Management adjustments applied this reporting period&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Going forward, ING aims to continue to improve on climate risk data, which will enable us to further embed climate risks into the IFRS 9 ECL models.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Portfolio quality and concentration (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents 91.7 percent (2024: 91.1 percent) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up 7.1 percent (2024: 7.6 percent) and Stage 3 makes up 1.2 percent (2024: 1.3 percent) of the total gross carrying amounts, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.902%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.257%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.958%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.033%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.033%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.894%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;89,188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;89,379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145,150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;140,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265,263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;244,241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,323&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,908&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;271,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;317,743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;310,324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;337,865&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;335,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;159,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,348&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;177,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;172,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,725&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,811&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;666&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;905&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,897&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Performing Restructuring&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,059&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,932&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,932&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,003,405&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,596&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,247&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,932&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,259&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,093,934&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Stage 3 lifetime credit impaired provision includes &#x20ac;&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;21&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; (31 December 2024: &#x20ac;&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;21&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) on purchased or originated credit impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and financial guarantees. The transfers of financial instruments represent the impact of stage transfers upon the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Please note the following comments with respect to the movements observed in the table below:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Stage 3 gross carrying amount decreased by &#x20ac;0.8 billion from &#x20ac;13.7 billion as at 31 December 2024 to &#x20ac;12.9 billion as at 30 June 2025, mainly as a result of &#x20ac;1.5 billion derecognitions and repayments and &#x20ac;0.8 billion write-offs and disposals, which is offset by an increase of &#x20ac;1.5 billion net inflow into NPL (credit impaired) in the first six months of 2025. Following the decrease in carrying amount, Stage 3 provisions decreased by &#x20ac;0.3 billion.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Stage 2 gross carrying amounts decreased by &#x20ac;2.3 billion from &#x20ac;79.9 billion as at 31 December 2024 to &#x20ac;77.6 billion as at 30 June 2025, largely driven by a decrease of &#x20ac;10.5 billion exposure due to derecognised financial assets (including sales) and repayments, and &#x20ac;0.6 billion exposure moving to stage 3. This was offset by &#x20ac;7.7 billion net transfers moving from Stage 1 into Stage 2, including the impact of changes in risk drivers (driven by updated macro-economic forecasts and the impact of new early warning signals) and model redevelopments mainly for Wholesale Banking. Other includes an increase of &#x20ac;1.1 billion related to other commitments. Stage 2 provisions increased by &#x20ac;0.1 billion to &#x20ac;1.2 billion as of 30 June 2025.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.487%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.071%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.917%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1, 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,783&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,655&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-132&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-128&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-141&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,486&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20,236&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-195&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-249&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-207&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24,349&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-36&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,053&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;358&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-703&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43,155&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,900&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;429&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-745&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-96&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;285&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-980&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,305&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-107&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,286&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;562&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;448&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,980&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-18&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,856&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-235&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,836&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,802&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,548&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;215&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-181&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;185&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-133&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,966&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;119&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,966&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212,516&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;192&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212,516&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;192&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65,485&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,435&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-84&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-554&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-121&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72,474&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-245&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-126,858&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-76&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,840&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-153&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,450&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-257&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-140,148&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-485&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-28,119&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,973&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-912&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33,005&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41,763&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4,393&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-309&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-46,465&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-47&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;436&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;612&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-102&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-297&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,578&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,179&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-510&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-68&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-282&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-125&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-860&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-129&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-935&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-141&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-215&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,355&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-225&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,157&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,092&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-18&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,288&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-60&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;208&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,003,405&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;439&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,596&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,247&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,932&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,259&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,093,934&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Stage 3 lifetime credit impaired provision includes &#x20ac;21&#160;million (31 December 2024:&#x20ac;21&#160;million) on purchased or originated credit impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#x20ac;612 million (31 December 2024: &#x20ac;1,194 million) of which &#x20ac;638 million (31 December 2024: &#x20ac;1,170 million) related to IFRS 9 eligible financial assets, &#x20ac;-26 million (31 December 2024: &#x20ac;9 million) related to non-credit replacement guarantees and &#x20ac;0 million (31 December 2024: &#x20ac;15 million) to modification gains and losses on restructured financial assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Methodology (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#x2019;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Baseline scenario (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#x2013; for some countries &#x2013; unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view, it can be considered as free from any bias. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios applied are reviewed and challenged by ING experts. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Alternative scenarios and probability weights (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so-called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey, respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For the downside scenario, ING has chosen the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Macroeconomic scenarios applied (*)&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Baseline assumptions (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The general picture that the consensus conveys is that global economic growth is expected to slow sharply in 2025 on the back of global economic uncertainty. This is expected to outweigh fiscal expansion in many advanced markets. Inflation is expected to remain near target for most advanced economies, although it is expected to remain above target for the United States on the back of new economic policies. With interest rates moderating, although some uncertainty about this path for the US exists at this point, monetary conditions should turn more favourable for growth. For the housing market, continued price growth is expected for almost all main markets.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The June 2025 consensus expects global output (as measured by the weighted average GDP growth rate of ING&#x2019;s 25 main markets) to marginally increase from 2.0 percent in 2025 to 2.1 percent in 2026. For 2027 economic growth is expected to come in at 2.4 percent.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the US, the uncertainty and negative effects from the economic policy agenda will likely outweigh the impact of continued fiscal stimulus. This causes economic growth expectations to slow. Inflation has come down to more benign levels but the potential inflationary impact of higher tariffs has made the Federal Reserve hold its rate-cutting cycle. Still, inflation remains above the 2% target and the outlook for inflation has become more uncertain. The consensus expects the growth rate of the US economy to grow at&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"&gt; 1.4 percent in 2025 to 1.5 percent and 2.0 percent in 2026 and 2027 respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The eurozone economy saw some growth return in 2024 after a long period of stagnation that started during the energy crisis but expectations for 2025 remain modest. The export environment continues to be plagued by weak global demand amidst trade tensions and investments are stymied by global uncertainty. Expectations of a pickup in growth likely hangs on stronger public investment &#x2013; think of defense spending or German infrastructure investment &#x2013; but that will only gradually start to positively impact economic growth. Consensus expects the eurozone to have grown by only  0.9 percent in 2025, before recovering slightly to 1.1 percent and 1.4 percent in 2026 and 2027 respectively.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Elsewhere in Europe, the outlook is more upbeat. In Poland, domestic demand appears to remain the key growth driver over the near-term forecast. Consumption growth is projected to be solid this year and next, supported by real earning gains on the back of a tight labour market. Poland can also expect stronger defense investment, but also there it will be a story for 2026. The economy is expected to grow by 3.2 percent in  2025, picking up to 3.4 percent in 2026 and slowing to 2.8 percent in 2027. The consensus expectation for T&#xfc;rkiye is to see growth pick up, from 2.9 percent in 2025 to 3.3 percent and 3.6 percent in  2026 and 2027 respectively as momentum remains strong despite domestic political events and global trade uncertainty. The Russian economy is expected to slow down to 1.3 percent in 2026 from 1.6 percent in 2025 and settle at 1.4 percent in 2027.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For China, achieving the 5% growth target can be considered a significant challenge as external demand worries intensify due to American tariffs. Still, domestic stimulus plans do have an effect and a possible bottoming out of the real estate market still keep growth expectations decent for the short-run, although consensus expects Chinese GDP growth to remain on a downward trend for the medium-term. For 2025, consensus expects 4.5 percent growth, down to 4.1 percent in 2026 and 2027. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;While weaker demand from major trading partners poses a headwind, Australia&#x2019;s limited direct exposure to US trade barriers will help cushion the impact. Growth will be supported by a strong labour market, solid disposable incomes, and resilient household consumption, despite subdued business investment amid heightened tariff uncertainty. Growth is expected to have come in at 1.8 percent in 2025, with a pick-up expected for 2026 to 2.2 percent and 2.5 percent for 2027.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When compared to the December 2024 consensus forecast, the June 2025 forecast has deteriorated slightly on the back of geo-political tensions and economic uncertainty. Global GDP is expected to increase by 2.0 percent in 2025 (compared to 2.4 percent assumed before) and is expected to grow by 2.1 percent in 2026 (2.4 percent assumed before). With the energy crisis and pandemic now further behind us, the consensus for economic activity in major markets is showing smaller deviations over time despite economic and geopolitical uncertainty still being very prevalent.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Alternative scenarios and risks (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The baseline scenario assumes continued steady economic growth. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and trade tensions could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative, and the alternative scenarios have a downward skew in line with the outcomes of the Global Risk Survey of the before mentioned leading third-party service provider. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The downside scenario sees a recession in 2025 and 2026 for most countries. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from escalating geopolitical tensions, increased trade tensions and persistent elevated inflation. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The upside scenario reflects the possibility of a better economic out-turn because of a substantial loosening of monetary policy, and policy stimulus in China.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Management adjustments applied this reporting period (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has an internal governance framework and controls in place to assess the appropriateness of all management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.380%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.382%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Management adjustments to ECL models (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commercial Real Estate/ Inflation and interest rate increases&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Economic sector / portfolio based adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgage portfolio adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Climate transition risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Post Model Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;236&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;203&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As the ING credit risk models generally assume that inflation and interest rate increases materialize with a delay, via other risk drivers such as GDP and unemployment rates, an overlay approach was determined in previous financial years to timely estimate the expected credit losses (ECL) related to reduced repayment capacity and affordability for private individuals and business clients. As inflationary stress has decreased since origination of the overlay and limited impact has been observed in both the Retail and the Wholesale Banking segment, no management adjustment is reported since 31 December 2024, with the exception of a management adjustment for the Commercial Real Estate portfolio. The &#x20ac;32 million management adjustment related to the Commercial Real Estate portfolio (31 December 2024: &#x20ac;50 million in total) is reported in Wholesale Banking (&#x20ac;18 million) and in Business Banking (&#x20ac;14 million) because the prevailing risks from increased levels of interest rates and inflation still exist for this sector in these portfolios. This management adjustment is reflected in Stage 1 and Stage 2.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#4f81bd;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;I&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;n the Retail Banking segment, specific portfolio-based adjustments have been recognized. As of 30 June 2025, the economic sector / portfolio based adjustment in Stage 2 of &#x20ac;20 million (31 December 2024: &#x20ac;38 &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;million) relates to the Business Banking portfolio in Germany (&#x20ac;9 million), to cover for the increased uncertainty in the German economy, and to the Mortgage portfolio in Australia (&#x20ac;11 million), to cover for emerging risks in that portfolio.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The overall Mortgage portfolio adjustment of &#x20ac;112 million as of 30 June 2025 remained at the same level compared to 31 December 2024 (&#x20ac;112 million) and fully relates to the management adjustment in Stage 2 for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As of 30 June 2025, the adjustment of &#x20ac;44 million (31 December 2024: &#x20ac;29 million) accounts for the impact of climate transition risk in both Wholesale Banking (&#x20ac;25 million) and Business Banking (&#x20ac;19 million). Climate transition risk is expected to lead to a structural change in credit risk, which means specific business activities will become structurally riskier due to environmental policies, technological progress or changes in market sentiment and preferences. The current IFRS 9 models do not directly capture this novel risk. The management adjustment to ECL models for business clients was made to specifically cover for the medium- to long-term transition risk on high greenhouse gas-emitting sectors and is reported in Stage 2.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Other management adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet. The impact on total ECL can be positive or negative. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to the previous reporting date is due to i) released adjustments because of model updates that have been implemented and ii) new model update related adjustments recognized.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Analysis on sensitivity (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions in ING, and for Wholesale Banking the US is the most significant in terms of both gross contribution to reportable ECL and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios to present the most significant risk of resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the table below, the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 30 June  2025 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Unweighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;352&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;581&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;572&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;213&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-bottom:2pt;margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 31 December 2024 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Unweighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;193&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;548&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;654&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;187&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:5pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;  Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When compared to the sensitivity analysis of year-end 2024, the macroeconomic inputs are overall less favourable. This is driven by a worsened macroeconomic outlook, mainly because of global economic uncertainty.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#x20ac;2,911 million, in the baseline scenario &#x20ac;3,179 million and in the downside scenario &#x20ac;3,887 million compared to &#x20ac;3,267 million reportable collective provisions as at 30 June 2025 (excluding management adjustments and other adjustments in the reporting process). To perform the sensitivity analysis, a point in time reportable ECL excluding reporting adjustments is used as input, which slightly deviates from the total Model ECL as reported below:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation of reportable collective ECL to total ECL (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total reportable collective provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from individually assessed impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Criteria for identifying a significant increase in credit risk (SICR) (*)&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;All assets and off-balance-sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk (SICR) since initial origination or purchase. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The main determinant of SICR is a quantitative test, whereby the lifetime probability of default (PD) of an asset at each reporting date is compared against its lifetime PD determined at the date of initial recognition. If either a threshold for absolute change in lifetime PD or a threshold for relative change in lifetime PD is reached, the item is considered to have experienced a SICR (for more details on absolute and relative thresholds, see the following sections). Furthermore, any facility which shows an increase of 200 percent between the PD at the date of initial recognition and the lifetime PD at the reporting date (i.e. threefold increase in PD) must be classified as Stage 2. This is considered a backstop within the quantitative assessment of SICR.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In Wholesale Banking, significant increase in lifetime PD is not considered plausible for assets of obligors with a credit rating at the reporting date in the top range of investment grade. As of 2024, the assets of these Wholesale Banking obligors are excluded from the assessment of significant increase in credit risk triggers. For these obligors the qualitative significant increases in credit risk triggers remain applicable (see the section below on Qualitative SICR triggers). These are for example the Watchlist and/ or forbearance triggers. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Finally, the 30 days past due backstop also remains applicable for the top range of investment grade exposures to ensure significant increase in credit risk recognition.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Absolute lifetime PD threshold&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The absolute threshold is calibrated during model development.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Relative lifetime PD threshold&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of a significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination, and a scaling factor calibrated in the model development phase.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Ultimately, the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that such facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment-grade assets while the absolute threshold primarily affects non-investment grade assets.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table, since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2024 and June 2025.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.910%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.447%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.764%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Quantitative SICR thresholds  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Asset class category&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consumer lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Business lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Governments and financial institutions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:143%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As it is apparent from the disclosures above, as per ING&#x2019;s methodology, the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity of ECL to PD lifetime PD thresholds&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, was &#x20ac;1,474 million as at 30 June 2025 (31 December 2024: &#x20ac;1,328 million). To demonstrate the sensitivity of the ECL to these PD threshold bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#x20ac;1,156 million and a decrease in the Stage 2 ratio by 0.5%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#x20ac;2,170 million and an increase in the Stage 2 ratio by 1.7%-point.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Qualitative SICR thresholds&lt;/span&gt;&lt;/div&gt;It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation as ING Group also relies on a number of qualitative indicators to identify and assess SICR. An asset can also change stages as a result of other triggers, such as having over 30 days arrears (used as a backstop), the occurrence of an early warning indicator, collective SICR assessment, being on a watch list, being under intensive care management, having a substandard internal rating or being forborne.</ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock>
    <ing:PercentageOfFinancialAssets contextRef="c-2" decimals="3" id="f-10" unitRef="number">0.917</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-3" decimals="3" id="f-11" unitRef="number">0.911</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-4" decimals="3" id="f-12" unitRef="number">0.071</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-5" decimals="3" id="f-13" unitRef="number">0.076</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-6" decimals="3" id="f-14" unitRef="number">0.012</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-7" decimals="3" id="f-15" unitRef="number">0.013</ing:PercentageOfFinancialAssets>
    <ing:GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock contextRef="c-1" id="f-16">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.902%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.257%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.958%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.033%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.033%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.894%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;89,188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;89,379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145,150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;140,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265,263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;244,241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,323&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,908&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;271,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;317,743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;310,324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;337,865&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;335,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;159,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,348&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;177,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;172,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,725&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,811&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;666&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;905&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,897&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Performing Restructuring&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,059&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,932&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,932&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,003,405&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,596&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,247&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,932&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,259&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,093,934&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&#160;&#160;&#160;&#160;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Stage 3 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    <ifrs-full:FinancialAssets contextRef="c-144" decimals="-8" id="f-156" unitRef="eur">-1200000000</ifrs-full:FinancialAssets>
    <ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock contextRef="c-1" id="f-157">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.487%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.071%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.312%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.917%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="54" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1, 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL  (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,783&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,655&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-132&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-128&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-141&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,486&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20,236&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-195&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-249&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-207&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24,349&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-36&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,053&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;358&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-703&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43,155&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,900&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;429&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-745&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-96&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;285&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-980&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,305&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-107&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,286&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;562&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;448&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,980&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-18&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,856&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-235&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,836&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,802&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,548&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;215&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-181&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;185&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-133&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,966&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;119&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,966&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212,516&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;192&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212,516&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;192&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65,485&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,435&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-84&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-554&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-121&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72,474&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-245&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-126,858&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-76&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,840&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-153&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,450&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-257&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-140,148&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-485&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-28,119&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,973&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-912&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33,005&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41,763&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4,393&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-309&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-46,465&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-47&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;436&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;612&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-102&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-297&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,578&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,179&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-556&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,017&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-510&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-68&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-282&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-125&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-860&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-129&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-935&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-141&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-215&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,355&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-225&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,157&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,092&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-18&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,288&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-60&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;208&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,003,405&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;439&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,596&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,247&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,932&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,259&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,093,934&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;954,943&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;409&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,888&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,130&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,742&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,509&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,048,574&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Stage 3 lifetime credit impaired provision includes &#x20ac;21&#160;million (31 December 2024:&#x20ac;21&#160;million) on purchased or originated credit impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#x20ac;612 million (31 December 2024: &#x20ac;1,194 million) of which &#x20ac;638 million (31 December 2024: &#x20ac;1,170 million) related to IFRS 9 eligible financial assets, &#x20ac;-26 million (31 December 2024: &#x20ac;9 million) related to non-credit replacement guarantees and &#x20ac;0 million (31 December 2024: &#x20ac;15 million) to modification gains and losses on restructured financial assets.&lt;/span&gt;&lt;/div&gt;</ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock>
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    <ing:EconomicGrowthRate contextRef="c-245" decimals="3" id="f-396" unitRef="number">0.014</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-246" decimals="3" id="f-397" unitRef="number">0.032</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-247" decimals="3" id="f-398" unitRef="number">0.034</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-248" decimals="3" id="f-399" unitRef="number">0.028</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-249" decimals="3" id="f-400" unitRef="number">0.029</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-250" decimals="3" id="f-401" unitRef="number">0.033</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-251" decimals="3" id="f-402" unitRef="number">0.036</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-252" decimals="3" id="f-403" unitRef="number">0.013</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-253" decimals="3" id="f-404" unitRef="number">0.016</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-254" decimals="3" id="f-405" unitRef="number">0.014</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-255" decimals="3" id="f-406" unitRef="number">0.045</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-256" decimals="3" id="f-407" unitRef="number">0.041</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-257" decimals="3" id="f-408" unitRef="number">0.041</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-258" decimals="3" id="f-409" unitRef="number">0.018</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-259" decimals="3" id="f-410" unitRef="number">0.022</ing:EconomicGrowthRate>
    <ing:EconomicGrowthRate contextRef="c-260" decimals="3" id="f-411" unitRef="number">0.025</ing:EconomicGrowthRate>
    <ing:GlobalGdpRateIncreaseDecrease contextRef="c-1" decimals="3" id="f-412" unitRef="number">0.02</ing:GlobalGdpRateIncreaseDecrease>
    <ing:GlobalGdpRateIncreaseDecreaseAssumed contextRef="c-1" decimals="3" id="f-413" unitRef="number">0.024</ing:GlobalGdpRateIncreaseDecreaseAssumed>
    <ing:GlobalGdpRateIncreaseDecrease contextRef="c-238" decimals="3" id="f-414" unitRef="number">0.021</ing:GlobalGdpRateIncreaseDecrease>
    <ing:GlobalGdpRateIncreaseDecreaseAssumed contextRef="c-238" decimals="3" id="f-415" unitRef="number">0.024</ing:GlobalGdpRateIncreaseDecreaseAssumed>
    <ing:ManagementAdjustmentsExplanatoryTableTextBlock contextRef="c-1" id="f-416">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.380%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.382%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Management adjustments to ECL models (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commercial Real Estate/ Inflation and interest rate increases&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Economic sector / portfolio based adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgage portfolio adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Climate transition risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Post Model Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;236&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;203&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:ManagementAdjustmentsExplanatoryTableTextBlock>
    <ing:EconomicSectorBasedAdjustments contextRef="c-1" decimals="-6" id="f-417" unitRef="eur">32000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-261" decimals="-6" id="f-418" unitRef="eur">50000000</ing:EconomicSectorBasedAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-1" decimals="-6" id="f-419" unitRef="eur">20000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-261" decimals="-6" id="f-420" unitRef="eur">38000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-1" decimals="-6" id="f-421" unitRef="eur">112000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-261" decimals="-6" id="f-422" unitRef="eur">112000000</ing:MortgagePortfolioAdjustments>
    <ing:ClimateTransitionRisk contextRef="c-1" decimals="-6" id="f-423" unitRef="eur">44000000</ing:ClimateTransitionRisk>
    <ing:ClimateTransitionRisk contextRef="c-261" decimals="-6" id="f-424" unitRef="eur">29000000</ing:ClimateTransitionRisk>
    <ing:OtherPostModelAdjustmentsManagementAdjustments contextRef="c-1" decimals="-6" id="f-425" unitRef="eur">29000000</ing:OtherPostModelAdjustmentsManagementAdjustments>
    <ing:OtherPostModelAdjustmentsManagementAdjustments contextRef="c-261" decimals="-6" id="f-426" unitRef="eur">-27000000</ing:OtherPostModelAdjustmentsManagementAdjustments>
    <ing:ManagementAdjustments contextRef="c-1" decimals="-6" id="f-427" unitRef="eur">236000000</ing:ManagementAdjustments>
    <ing:ManagementAdjustments contextRef="c-261" decimals="-6" id="f-428" unitRef="eur">203000000</ing:ManagementAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-1" decimals="-6" id="f-429" unitRef="eur">32000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-261" decimals="-6" id="f-430" unitRef="eur">50000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-262" decimals="-6" id="f-431" unitRef="eur">18000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-263" decimals="-6" id="f-432" unitRef="eur">14000000</ing:EconomicSectorBasedAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-1" decimals="-6" id="f-433" unitRef="eur">20000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-261" decimals="-6" id="f-434" unitRef="eur">38000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-264" decimals="-6" id="f-435" unitRef="eur">9000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments contextRef="c-265" decimals="-6" id="f-436" unitRef="eur">11000000</ing:InflationAndInterestRateIncreasesSecondOrderImpactAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-1" decimals="-6" id="f-437" unitRef="eur">112000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-261" decimals="-6" id="f-438" unitRef="eur">112000000</ing:MortgagePortfolioAdjustments>
    <ing:ClimateTransitionRisk contextRef="c-1" decimals="-6" id="f-439" unitRef="eur">44000000</ing:ClimateTransitionRisk>
    <ing:ClimateTransitionRisk contextRef="c-261" decimals="-6" id="f-440" unitRef="eur">29000000</ing:ClimateTransitionRisk>
    <ing:ClimateTransitionRisk contextRef="c-262" decimals="-6" id="f-441" unitRef="eur">25000000</ing:ClimateTransitionRisk>
    <ing:ClimateTransitionRisk contextRef="c-263" decimals="-6" id="f-442" unitRef="eur">19000000</ing:ClimateTransitionRisk>
    <ing:SensitivityAnalysisForCreditRiskTableTextBlock contextRef="c-1" id="f-443">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 30 June  2025 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Unweighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;352&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;581&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;572&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;213&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-bottom:2pt;margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.526%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 31 December 2024 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Unweighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;193&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;548&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;654&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;187&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:5pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;  Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ing:SensitivityAnalysisForCreditRiskTableTextBlock>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-266" decimals="3" id="f-444" unitRef="number">0.016</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-266" decimals="3" id="f-445" unitRef="number">0.027</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-266" decimals="3" id="f-446" unitRef="number">0.029</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-267" decimals="-6" id="f-447" unitRef="eur">275000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-267" decimals="2" id="f-448" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-268" decimals="-6" id="f-449" unitRef="eur">382000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-269" decimals="3" id="f-450" unitRef="number">0.038</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-269" decimals="3" id="f-451" unitRef="number">0.035</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-269" decimals="3" id="f-452" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-270" decimals="3" id="f-453" unitRef="number">0.098</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-270" decimals="3" id="f-454" unitRef="number">0.167</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-270" decimals="3" id="f-455" unitRef="number">0.051</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-271" decimals="3" id="f-456" unitRef="number">0.012</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-271" decimals="3" id="f-457" unitRef="number">0.011</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-271" decimals="3" id="f-458" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-272" decimals="-6" id="f-459" unitRef="eur">352000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-272" decimals="2" id="f-460" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-273" decimals="3" id="f-461" unitRef="number">0.040</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-273" decimals="3" id="f-462" unitRef="number">0.042</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-273" decimals="3" id="f-463" unitRef="number">0.042</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-274" decimals="3" id="f-464" unitRef="number">0.072</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-274" decimals="3" id="f-465" unitRef="number">0.038</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-274" decimals="3" id="f-466" unitRef="number">0.030</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-275" decimals="3" id="f-467" unitRef="number">0.006</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-275" decimals="3" id="f-468" unitRef="number">-0.016</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-275" decimals="3" id="f-469" unitRef="number">-0.009</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-276" decimals="-6" id="f-470" unitRef="eur">581000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-276" decimals="2" id="f-471" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-277" decimals="3" id="f-472" unitRef="number">0.050</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-277" decimals="3" id="f-473" unitRef="number">0.066</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-277" decimals="3" id="f-474" unitRef="number">0.078</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-278" decimals="3" id="f-475" unitRef="number">0.035</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-278" decimals="3" id="f-476" unitRef="number">-0.128</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-278" decimals="3" id="f-477" unitRef="number">0.000</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-279" decimals="3" id="f-478" unitRef="number">0.005</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-279" decimals="3" id="f-479" unitRef="number">0.031</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-279" decimals="3" id="f-480" unitRef="number">0.026</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-280" decimals="-6" id="f-481" unitRef="eur">577000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-280" decimals="2" id="f-482" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-281" decimals="-6" id="f-483" unitRef="eur">621000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-282" decimals="3" id="f-484" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-282" decimals="3" id="f-485" unitRef="number">0.027</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-282" decimals="3" id="f-486" unitRef="number">0.022</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-283" decimals="3" id="f-487" unitRef="number">0.041</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-283" decimals="3" id="f-488" unitRef="number">0.080</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-283" decimals="3" id="f-489" unitRef="number">0.096</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-284" decimals="3" id="f-490" unitRef="number">0.000</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-284" decimals="3" id="f-491" unitRef="number">0.012</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-284" decimals="3" id="f-492" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-285" decimals="-6" id="f-493" unitRef="eur">612000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-285" decimals="2" id="f-494" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-286" decimals="3" id="f-495" unitRef="number">0.036</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-286" decimals="3" id="f-496" unitRef="number">0.034</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-286" decimals="3" id="f-497" unitRef="number">0.032</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-287" decimals="3" id="f-498" unitRef="number">0.029</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-287" decimals="3" id="f-499" unitRef="number">0.044</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-287" decimals="3" id="f-500" unitRef="number">0.064</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-288" decimals="3" id="f-501" unitRef="number">-0.007</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-288" decimals="3" id="f-502" unitRef="number">-0.021</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-288" decimals="3" id="f-503" unitRef="number">-0.004</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-289" decimals="-6" id="f-504" unitRef="eur">695000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-289" decimals="2" id="f-505" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-290" decimals="3" id="f-506" unitRef="number">0.042</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-290" decimals="3" id="f-507" unitRef="number">0.053</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-290" decimals="3" id="f-508" unitRef="number">0.057</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-291" decimals="3" id="f-509" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-291" decimals="3" id="f-510" unitRef="number">-0.004</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-291" decimals="3" id="f-511" unitRef="number">0.022</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-292" decimals="3" id="f-512" unitRef="number">0.012</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-292" decimals="3" id="f-513" unitRef="number">0.024</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-292" decimals="3" id="f-514" unitRef="number">0.023</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-293" decimals="-6" id="f-515" unitRef="eur">540000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-293" decimals="2" id="f-516" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-294" decimals="-6" id="f-517" unitRef="eur">583000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-295" decimals="3" id="f-518" unitRef="number">0.054</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-295" decimals="3" id="f-519" unitRef="number">0.052</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-295" decimals="3" id="f-520" unitRef="number">0.051</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-296" decimals="3" id="f-521" unitRef="number">0.041</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-296" decimals="3" id="f-522" unitRef="number">0.048</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-296" decimals="3" id="f-523" unitRef="number">0.044</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-297" decimals="3" id="f-524" unitRef="number">0.009</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-297" decimals="3" id="f-525" unitRef="number">0.011</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-297" decimals="3" id="f-526" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-298" decimals="-6" id="f-527" unitRef="eur">572000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-298" decimals="2" id="f-528" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-299" decimals="3" id="f-529" unitRef="number">0.059</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-299" decimals="3" id="f-530" unitRef="number">0.058</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-299" decimals="3" id="f-531" unitRef="number">0.057</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-300" decimals="3" id="f-532" unitRef="number">0.034</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-300" decimals="3" id="f-533" unitRef="number">0.038</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-300" decimals="3" id="f-534" unitRef="number">0.039</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-301" decimals="3" id="f-535" unitRef="number">0.003</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-301" decimals="3" id="f-536" unitRef="number">-0.012</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-301" decimals="3" id="f-537" unitRef="number">0.005</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-302" decimals="-6" id="f-538" unitRef="eur">658000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-302" decimals="2" id="f-539" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-303" decimals="3" id="f-540" unitRef="number">0.067</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-303" decimals="3" id="f-541" unitRef="number">0.077</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-303" decimals="3" id="f-542" unitRef="number">0.081</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-304" decimals="3" id="f-543" unitRef="number">0.025</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-304" decimals="3" id="f-544" unitRef="number">0.021</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-304" decimals="3" id="f-545" unitRef="number">0.026</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-305" decimals="3" id="f-546" unitRef="number">0.017</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-305" decimals="3" id="f-547" unitRef="number">0.029</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-305" decimals="3" id="f-548" unitRef="number">0.032</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-306" decimals="-6" id="f-549" unitRef="eur">82000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-306" decimals="2" id="f-550" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-307" decimals="-6" id="f-551" unitRef="eur">126000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-308" decimals="3" id="f-552" unitRef="number">0.042</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-308" decimals="3" id="f-553" unitRef="number">0.030</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-308" decimals="3" id="f-554" unitRef="number">0.025</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-309" decimals="3" id="f-555" unitRef="number">0.047</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-309" decimals="3" id="f-556" unitRef="number">0.063</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-309" decimals="3" id="f-557" unitRef="number">0.097</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-310" decimals="3" id="f-558" unitRef="number">0.014</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-310" decimals="3" id="f-559" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-310" decimals="3" id="f-560" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-311" decimals="-6" id="f-561" unitRef="eur">111000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-311" decimals="2" id="f-562" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-312" decimals="3" id="f-563" unitRef="number">0.045</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-312" decimals="3" id="f-564" unitRef="number">0.043</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-312" decimals="3" id="f-565" unitRef="number">0.043</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-313" decimals="3" id="f-566" unitRef="number">0.043</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-313" decimals="3" id="f-567" unitRef="number">0.036</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-313" decimals="3" id="f-568" unitRef="number">0.044</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-314" decimals="3" id="f-569" unitRef="number">0.007</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-314" decimals="3" id="f-570" unitRef="number">-0.017</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-314" decimals="3" id="f-571" unitRef="number">-0.009</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-315" decimals="-6" id="f-572" unitRef="eur">213000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-315" decimals="2" id="f-573" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-316" decimals="3" id="f-574" unitRef="number">0.053</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-316" decimals="3" id="f-575" unitRef="number">0.069</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-316" decimals="3" id="f-576" unitRef="number">0.079</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-317" decimals="3" id="f-577" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-317" decimals="3" id="f-578" unitRef="number">-0.026</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-317" decimals="3" id="f-579" unitRef="number">-0.027</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-318" decimals="3" id="f-580" unitRef="number">0.026</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-318" decimals="3" id="f-581" unitRef="number">0.030</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-318" decimals="3" id="f-582" unitRef="number">0.025</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-319" decimals="-6" id="f-583" unitRef="eur">193000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-319" decimals="2" id="f-584" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-320" decimals="-6" id="f-585" unitRef="eur">270000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-321" decimals="3" id="f-586" unitRef="number">0.035</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-321" decimals="3" id="f-587" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-321" decimals="3" id="f-588" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-322" decimals="3" id="f-589" unitRef="number">0.189</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-322" decimals="3" id="f-590" unitRef="number">0.117</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-322" decimals="3" id="f-591" unitRef="number">0.025</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-323" decimals="3" id="f-592" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-323" decimals="3" id="f-593" unitRef="number">0.014</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-323" decimals="3" id="f-594" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-324" decimals="-6" id="f-595" unitRef="eur">249000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-324" decimals="2" id="f-596" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-325" decimals="3" id="f-597" unitRef="number">0.040</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-325" decimals="3" id="f-598" unitRef="number">0.041</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-325" decimals="3" id="f-599" unitRef="number">0.043</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-326" decimals="3" id="f-600" unitRef="number">0.091</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-326" decimals="3" id="f-601" unitRef="number">0.035</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-326" decimals="3" id="f-602" unitRef="number">0.024</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-327" decimals="3" id="f-603" unitRef="number">-0.004</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-327" decimals="3" id="f-604" unitRef="number">-0.014</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-327" decimals="3" id="f-605" unitRef="number">-0.002</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-328" decimals="-6" id="f-606" unitRef="eur">411000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-328" decimals="2" id="f-607" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-329" decimals="3" id="f-608" unitRef="number">0.057</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-329" decimals="3" id="f-609" unitRef="number">0.072</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-329" decimals="3" id="f-610" unitRef="number">0.081</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-330" decimals="3" id="f-611" unitRef="number">-0.037</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-330" decimals="3" id="f-612" unitRef="number">-0.072</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-330" decimals="3" id="f-613" unitRef="number">0.022</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-331" decimals="3" id="f-614" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-331" decimals="3" id="f-615" unitRef="number">0.028</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-331" decimals="3" id="f-616" unitRef="number">0.016</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-332" decimals="-6" id="f-617" unitRef="eur">510000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-332" decimals="2" id="f-618" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-333" decimals="-6" id="f-619" unitRef="eur">548000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-334" decimals="3" id="f-620" unitRef="number">0.029</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-334" decimals="3" id="f-621" unitRef="number">0.024</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-334" decimals="3" id="f-622" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-335" decimals="3" id="f-623" unitRef="number">0.054</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-335" decimals="3" id="f-624" unitRef="number">0.089</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-335" decimals="3" id="f-625" unitRef="number">0.099</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-336" decimals="3" id="f-626" unitRef="number">0.005</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-336" decimals="3" id="f-627" unitRef="number">0.011</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-336" decimals="3" id="f-628" unitRef="number">0.012</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-337" decimals="-6" id="f-629" unitRef="eur">540000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-337" decimals="2" id="f-630" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-338" decimals="3" id="f-631" unitRef="number">0.034</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-338" decimals="3" id="f-632" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-338" decimals="3" id="f-633" unitRef="number">0.032</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-339" decimals="3" id="f-634" unitRef="number">0.026</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-339" decimals="3" id="f-635" unitRef="number">0.056</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-339" decimals="3" id="f-636" unitRef="number">0.063</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-340" decimals="3" id="f-637" unitRef="number">-0.017</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-340" decimals="3" id="f-638" unitRef="number">-0.017</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-340" decimals="3" id="f-639" unitRef="number">0.003</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-341" decimals="-6" id="f-640" unitRef="eur">609000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-341" decimals="2" id="f-641" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-342" decimals="3" id="f-642" unitRef="number">0.047</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-342" decimals="3" id="f-643" unitRef="number">0.056</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-342" decimals="3" id="f-644" unitRef="number">0.059</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-343" decimals="3" id="f-645" unitRef="number">-0.017</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-343" decimals="3" id="f-646" unitRef="number">0.013</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-343" decimals="3" id="f-647" unitRef="number">0.022</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-344" decimals="3" id="f-648" unitRef="number">0.022</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-344" decimals="3" id="f-649" unitRef="number">0.026</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-344" decimals="3" id="f-650" unitRef="number">0.021</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-345" decimals="-6" id="f-651" unitRef="eur">534000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-345" decimals="2" id="f-652" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-346" decimals="-6" id="f-653" unitRef="eur">579000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-347" decimals="3" id="f-654" unitRef="number">0.051</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-347" decimals="3" id="f-655" unitRef="number">0.050</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-347" decimals="3" id="f-656" unitRef="number">0.049</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-348" decimals="3" id="f-657" unitRef="number">0.048</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-348" decimals="3" id="f-658" unitRef="number">0.045</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-348" decimals="3" id="f-659" unitRef="number">0.044</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-349" decimals="3" id="f-660" unitRef="number">0.011</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-349" decimals="3" id="f-661" unitRef="number">0.015</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-349" decimals="3" id="f-662" unitRef="number">0.016</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-350" decimals="-6" id="f-663" unitRef="eur">569000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-350" decimals="2" id="f-664" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-351" decimals="3" id="f-665" unitRef="number">0.057</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-351" decimals="3" id="f-666" unitRef="number">0.057</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-351" decimals="3" id="f-667" unitRef="number">0.056</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-352" decimals="3" id="f-668" unitRef="number">0.032</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-352" decimals="3" id="f-669" unitRef="number">0.041</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-352" decimals="3" id="f-670" unitRef="number">0.038</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-353" decimals="3" id="f-671" unitRef="number">-0.006</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-353" decimals="3" id="f-672" unitRef="number">-0.002</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-353" decimals="3" id="f-673" unitRef="number">0.011</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-354" decimals="-6" id="f-674" unitRef="eur">654000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-354" decimals="2" id="f-675" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-355" decimals="3" id="f-676" unitRef="number">0.070</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-355" decimals="3" id="f-677" unitRef="number">0.080</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-355" decimals="3" id="f-678" unitRef="number">0.080</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-356" decimals="3" id="f-679" unitRef="number">0.012</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-356" decimals="3" id="f-680" unitRef="number">0.029</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-356" decimals="3" id="f-681" unitRef="number">0.025</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-357" decimals="3" id="f-682" unitRef="number">0.031</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-357" decimals="3" id="f-683" unitRef="number">0.035</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-357" decimals="3" id="f-684" unitRef="number">0.032</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-358" decimals="-6" id="f-685" unitRef="eur">74000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-358" decimals="2" id="f-686" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-359" decimals="-6" id="f-687" unitRef="eur">113000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-360" decimals="3" id="f-688" unitRef="number">0.034</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-360" decimals="3" id="f-689" unitRef="number">0.024</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-360" decimals="3" id="f-690" unitRef="number">0.023</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-361" decimals="3" id="f-691" unitRef="number">0.043</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-361" decimals="3" id="f-692" unitRef="number">0.084</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-361" decimals="3" id="f-693" unitRef="number">0.094</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-362" decimals="3" id="f-694" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-362" decimals="3" id="f-695" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-362" decimals="3" id="f-696" unitRef="number">0.020</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-363" decimals="-6" id="f-697" unitRef="eur">101000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-363" decimals="2" id="f-698" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-364" decimals="3" id="f-699" unitRef="number">0.042</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-364" decimals="3" id="f-700" unitRef="number">0.041</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-364" decimals="3" id="f-701" unitRef="number">0.040</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-365" decimals="3" id="f-702" unitRef="number">0.033</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-365" decimals="3" id="f-703" unitRef="number">0.037</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-365" decimals="3" id="f-704" unitRef="number">0.039</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-366" decimals="3" id="f-705" unitRef="number">-0.001</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-366" decimals="3" id="f-706" unitRef="number">-0.011</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-366" decimals="3" id="f-707" unitRef="number">-0.004</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-367" decimals="-6" id="f-708" unitRef="eur">187000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-367" decimals="2" id="f-709" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-368" decimals="3" id="f-710" unitRef="number">0.059</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-368" decimals="3" id="f-711" unitRef="number">0.073</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-368" decimals="3" id="f-712" unitRef="number">0.080</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-369" decimals="3" id="f-713" unitRef="number">-0.007</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-369" decimals="3" id="f-714" unitRef="number">-0.030</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-369" decimals="3" id="f-715" unitRef="number">-0.025</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario contextRef="c-1" decimals="-6" id="f-716" unitRef="eur">2911000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario contextRef="c-1" decimals="-6" id="f-717" unitRef="eur">3179000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario contextRef="c-1" decimals="-6" id="f-718" unitRef="eur">3887000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario>
    <ing:TotalModelECL contextRef="c-370" decimals="-6" id="f-719" unitRef="eur">3267000000</ing:TotalModelECL>
    <ing:ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock contextRef="c-1" id="f-720">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation of reportable collective ECL to total ECL (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total reportable collective provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from individually assessed impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,945&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-371" decimals="-6" id="f-721" unitRef="eur">-3162000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-372" decimals="-6" id="f-722" unitRef="eur">-2975000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-373" decimals="-6" id="f-723" unitRef="eur">-2547000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-374" decimals="-6" id="f-724" unitRef="eur">-2871000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-375" decimals="-6" id="f-725" unitRef="eur">-236000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-376" decimals="-6" id="f-726" unitRef="eur">-203000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-377" decimals="-6" id="f-727" unitRef="eur">-5945000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-378" decimals="-6" id="f-728" unitRef="eur">-6049000000</ifrs-full:FinancialAssets>
    <ing:AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock contextRef="c-1" id="f-729">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.910%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.447%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.763%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.764%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Quantitative SICR thresholds  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Asset class category&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consumer lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Business lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Governments and financial institutions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING 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    <ifrs-full:CashAndCashEquivalents contextRef="c-399" decimals="-6" id="f-1101" unitRef="eur">79389000000</ifrs-full:CashAndCashEquivalents>
    <ifrs-full:CashAndCashEquivalents contextRef="c-436" decimals="-6" id="f-1102" unitRef="eur">102010000000</ifrs-full:CashAndCashEquivalents>
    <ifrs-full:InterestReceivedClassifiedAsOperatingActivities contextRef="c-1" decimals="-6" id="f-1103" unitRef="eur">26406000000</ifrs-full:InterestReceivedClassifiedAsOperatingActivities>
    <ifrs-full:InterestReceivedClassifiedAsOperatingActivities contextRef="c-405" decimals="-6" id="f-1104" unitRef="eur">28958000000</ifrs-full:InterestReceivedClassifiedAsOperatingActivities>
    <ifrs-full:InterestPaidClassifiedAsOperatingActivities contextRef="c-1" decimals="-6" id="f-1105" unitRef="eur">19700000000</ifrs-full:InterestPaidClassifiedAsOperatingActivities>
    <ifrs-full:InterestPaidClassifiedAsOperatingActivities contextRef="c-405" decimals="-6" id="f-1106" unitRef="eur">20119000000</ifrs-full:InterestPaidClassifiedAsOperatingActivities>
    <ing:NetInterestReceivedPaidClassifiedAsOperatingActivities contextRef="c-1" decimals="-6" id="f-1107" unitRef="eur">6706000000</ing:NetInterestReceivedPaidClassifiedAsOperatingActivities>
    <ing:NetInterestReceivedPaidClassifiedAsOperatingActivities contextRef="c-405" decimals="-6" id="f-1108" unitRef="eur">8839000000</ing:NetInterestReceivedPaidClassifiedAsOperatingActivities>
    <ifrs-full:DividendsReceivedClassifiedAsOperatingActivities contextRef="c-1" decimals="-6" id="f-1109" unitRef="eur">202000000</ifrs-full:DividendsReceivedClassifiedAsOperatingActivities>
    <ifrs-full:DividendsReceivedClassifiedAsOperatingActivities contextRef="c-405" decimals="-6" id="f-1110" unitRef="eur">68000000</ifrs-full:DividendsReceivedClassifiedAsOperatingActivities>
    <ifrs-full:DividendsPaidClassifiedAsFinancingActivities contextRef="c-1" decimals="-6" id="f-1111" unitRef="eur">2843000000</ifrs-full:DividendsPaidClassifiedAsFinancingActivities>
    <ifrs-full:DividendsPaidClassifiedAsFinancingActivities contextRef="c-405" decimals="-6" id="f-1112" unitRef="eur">2750000000</ifrs-full:DividendsPaidClassifiedAsFinancingActivities>
    <ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory contextRef="c-1" id="f-1113">&lt;div style="margin-bottom:30pt"&gt;&lt;span style="color:#ff6200;font-family:'ING display',sans-serif;font-size:27pt;font-weight:400;line-height:120%"&gt;Notes to the Condensed consolidated interim financial statements&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;1   Basis of preparation and significant changes in the current reporting period&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.1   Reporting entity and authorisation of the Condensed consolidated interim financial statements&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Groep N.V. (Naamloze Vennootschap) is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2025, were authorised for issue in accordance with a resolution of the Executive Board on 30&#160;July 2025. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2   Basis of preparation of the Condensed consolidated interim financial statements &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#x2018;Interim Financial Reporting&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#x2018;IFRS-IASB&#x2019; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Condensed consolidated interim financial statements should be read in conjunction with the 2024 ING Group Consolidated financial statements as included in the 2024 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the notes to the 2024 ING Group Consolidated financial statements as included in the 2024 Annual Report on Form 20-F&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. The condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2.1   Presentation of Risk management disclosures&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments are included in the &#x2018;Risk management&#x2019; section of the Interim Report.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#x2018;Risk management&#x2019; section by the symbol (*). Chapters, paragraphs, graphs or tables within the 'Risk management' section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Condensed consolidated interim financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2.2 Reconciliation between IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The 2024 ING Group Consolidated financial statements and the 2025 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#x2018;IFRS&#x2019;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#x2018;Financial Instruments: Recognition and Measurement&#x2019; regarding hedge accounting for portfolio hedges of interest rate risk.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This information under IFRS-IASB is prepared by reversing the hedge accounting impacts that are applied under the EU &#x2018;carve-out&#x2019; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#x2019; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 forward interest rates Increased resulting in a positive EU IAS 39 carve out adjustment after tax of EUR 786 million (2024: EUR 1,099 million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,065&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;52,290&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3   Changes to accounting policies and presentation&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group has consistently applied its accounting policies to all periods presented in these Condensed consolidated interim financial statements. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During the six month period ended 30 June 2025, ING Group has revised the presentation in Note 15 'Other Operating Expenses', to enhance its relevance and improve comparability. Consequently, comparative figures for 2024 have been updated accordingly.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.1   Changes in IFRS effective in 2025&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following amendments to IFRS became effective in the current reporting period with no significant impact for ING Group:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 21 'The Effects of Changes in Foreign Exchange Rates': Lack of Exchangeability (issued in August 2023). Amendments provide guidance on determining exchange rates when a currency lacks exchangeability, including estimation methods and disclosure requirements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.2   Upcoming changes in IFRS after 2025&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group has not early adopted any of the following Standards, interpretations or amendments that have been issued but are not yet effective.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Effective in 2026:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Classification and Measurement of Financial Instruments (issued in May 2024). Amendments clarify recognition and derecognition dates for certain financial assets and liabilities (introducing an exception for financial liabilities settled through electronic payment systems); provide further guidance on assessing contractual cash flow characteristics of financial assets including ESG and similar features, non-recourse features and contractually-linked instruments;  introduce disclosures for financial instruments with contingent features that could change the amount of contractual cash flows and update disclosure requirements for equity instruments at FVOCI.  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Contracts Referencing Nature-dependent Electricity (issued in December 2024). Amendments clarify accounting for renewable electricity contracts, including own-use and hedge accounting and related disclosures. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Annual Improvements to IFRS Accounting Standards: Volume 11 (issued in July 2024). Amendments include minor clarifications and corrections across a number of Standards to improve consistency and clarity. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING is currently assessing the impact of the above amendments, however they are not expected to have a significant impact on the equity of ING Group.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Effective in 2027:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;New Standard IFRS 18 'Presentation and Disclosure in Financial Statements' (issued in April 2024) replaces the current IAS 1 'Presentation of Financial Statements' while keeping many requirements of IAS 1 unchanged and not affecting recognition criteria and measurement requirements. IFRS 18 mainly &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%"&gt;introduces new presentation requirements for P&amp;amp;L, including new defined subtotals, disclosures on management-defined performance measures, and further guidance on aggregation and disaggregation of information. ING is currently assessing the impact of IFRS 18 (which would need to be applied retrospectively) on the presentation of its financial statements. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in May 2024, the IASB also issued a new accounting Standard IFRS 19 'Subsidiaries without Public Accountability: Disclosures', which allows eligible subsidiaries to apply full IFRS with reduced disclosure requirements. However, it is not applicable for the consolidated financial statements of ING Group.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.4   Significant judgements and critical accounting estimates and assumptions&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with Note 1.4 'Significant judgements and critical accounting estimates and assumptions' of the 2024 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods: &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Loan loss provisions (financial assets);&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;The determination of the fair values of financial assets and liabilities;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Provisions.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in January 2025 ING has reached an agreement on the sale of its business in Russia, subject to several conditions, including substantive and uncertain regulatory approvals. Judgement is required to evaluate the appropriate time to recognise the expected loss on sale, if completed. Given the prevailing uncertainties at 30 June 2025, no loss was recognised for the six month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Please refer to Note 21   'Potential sale of ING Bank (Eurasia) JSC' for further information.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory>
    <ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory contextRef="c-1" id="f-1114">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2   Basis of preparation of the Condensed consolidated interim financial statements &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#x2018;Interim Financial Reporting&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#x2018;IFRS-IASB&#x2019; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Condensed consolidated interim financial statements should be read in conjunction with the 2024 ING Group Consolidated financial statements as included in the 2024 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the notes to the 2024 ING Group Consolidated financial statements as included in the 2024 Annual Report on Form 20-F&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. The condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory>
    <ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock contextRef="c-1" id="f-1115">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2.1   Presentation of Risk management disclosures&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments are included in the &#x2018;Risk management&#x2019; section of the Interim Report.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#x2018;Risk management&#x2019; section by the symbol (*). Chapters, paragraphs, graphs or tables within the 'Risk management' section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the Condensed consolidated interim financial statements.&lt;/span&gt;&lt;/div&gt;</ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock>
    <ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock contextRef="c-1" id="f-1116">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2.2 Reconciliation between IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The 2024 ING Group Consolidated financial statements and the 2025 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#x2018;IFRS&#x2019;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#x2018;Financial Instruments: Recognition and Measurement&#x2019; regarding hedge accounting for portfolio hedges of interest rate risk.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies for retail lending (mortgages) and core deposits. Under the EU IAS 39 carve-out, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits. In addition, and in general to any hedge accounting relationship under the EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This information under IFRS-IASB is prepared by reversing the hedge accounting impacts that are applied under the EU &#x2018;carve-out&#x2019; version of IAS 39. Financial information under IFRS-IASB accordingly does not take into account the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#x2019; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 forward interest rates Increased resulting in a positive EU IAS 39 carve out adjustment after tax of EUR 786 million (2024: EUR 1,099 million positive). The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Both IFRS-EU and IFRS-IASB differ in several areas from accounting principles generally accepted in the United States of America (US GAAP). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,065&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;52,290&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut contextRef="c-1" decimals="-6" id="f-1117" unitRef="eur">786000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut contextRef="c-261" decimals="-6" id="f-1118" unitRef="eur">1099000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut>
    <ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock contextRef="c-1" id="f-1119">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,065&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock>
    <ing:NetResultAttributableToOwnersOfParentEUIFRS contextRef="c-1" decimals="-6" id="f-1120" unitRef="eur">3130000000</ing:NetResultAttributableToOwnersOfParentEUIFRS>
    <ing:NetResultAttributableToOwnersOfParentEUIFRS contextRef="c-405" decimals="-6" id="f-1121" unitRef="eur">3358000000</ing:NetResultAttributableToOwnersOfParentEUIFRS>
    <ing:ReconciliationNetResultAdjustmentOfEUIAS39CarveOut contextRef="c-1" decimals="-6" id="f-1122" unitRef="eur">1065000000</ing:ReconciliationNetResultAdjustmentOfEUIAS39CarveOut>
    <ing:ReconciliationNetResultAdjustmentOfEUIAS39CarveOut contextRef="c-405" decimals="-6" id="f-1123" unitRef="eur">1512000000</ing:ReconciliationNetResultAdjustmentOfEUIAS39CarveOut>
    <ing:ReconciliationNetResultTaxEffectOfAdjustment contextRef="c-1" decimals="-6" id="f-1124" unitRef="eur">279000000</ing:ReconciliationNetResultTaxEffectOfAdjustment>
    <ing:ReconciliationNetResultTaxEffectOfAdjustment contextRef="c-405" decimals="-6" id="f-1125" unitRef="eur">414000000</ing:ReconciliationNetResultTaxEffectOfAdjustment>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut contextRef="c-1" decimals="-6" id="f-1126" unitRef="eur">786000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut contextRef="c-405" decimals="-6" id="f-1127" unitRef="eur">1099000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39CarveOut>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1128" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-405" decimals="-6" id="f-1129" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ing:DisclosureOfReconciliationShareholdersEquityTableTextBlock contextRef="c-1" id="f-1130">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tax effect of the adjustment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;52,290&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfReconciliationShareholdersEquityTableTextBlock>
    <ing:ShareholderEquityInAccordanceWithEUIFRS contextRef="c-399" decimals="-6" id="f-1131" unitRef="eur">49115000000</ing:ShareholderEquityInAccordanceWithEUIFRS>
    <ing:ShareholderEquityInAccordanceWithEUIFRS contextRef="c-436" decimals="-6" id="f-1132" unitRef="eur">50147000000</ing:ShareholderEquityInAccordanceWithEUIFRS>
    <ing:AdjustmentOfEUIAS39CarveOut contextRef="c-399" decimals="-6" id="f-1133" unitRef="eur">-4443000000</ing:AdjustmentOfEUIAS39CarveOut>
    <ing:AdjustmentOfEUIAS39CarveOut contextRef="c-436" decimals="-6" id="f-1134" unitRef="eur">-6413000000</ing:AdjustmentOfEUIAS39CarveOut>
    <ing:TaxEffectOfAdjustment contextRef="c-399" decimals="-6" id="f-1135" unitRef="eur">-1268000000</ing:TaxEffectOfAdjustment>
    <ing:TaxEffectOfAdjustment contextRef="c-436" decimals="-6" id="f-1136" unitRef="eur">-1871000000</ing:TaxEffectOfAdjustment>
    <ing:EffectOfEUIAS39CarveOutAdjustmentAfterTax contextRef="c-399" decimals="-6" id="f-1137" unitRef="eur">-3175000000</ing:EffectOfEUIAS39CarveOutAdjustmentAfterTax>
    <ing:EffectOfEUIAS39CarveOutAdjustmentAfterTax contextRef="c-436" decimals="-6" id="f-1138" unitRef="eur">-4542000000</ing:EffectOfEUIAS39CarveOutAdjustmentAfterTax>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-399" decimals="-6" id="f-1139" unitRef="eur">52290000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-436" decimals="-6" id="f-1140" unitRef="eur">54689000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory contextRef="c-1" id="f-1141">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3   Changes to accounting policies and presentation&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group has consistently applied its accounting policies to all periods presented in these Condensed consolidated interim financial statements. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During the six month period ended 30 June 2025, ING Group has revised the presentation in Note 15 'Other Operating Expenses', to enhance its relevance and improve comparability. Consequently, comparative figures for 2024 have been updated accordingly.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory>
    <ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations contextRef="c-1" id="f-1142">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.1   Changes in IFRS effective in 2025&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following amendments to IFRS became effective in the current reporting period with no significant impact for ING Group:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 21 'The Effects of Changes in Foreign Exchange Rates': Lack of Exchangeability (issued in August 2023). Amendments provide guidance on determining exchange rates when a currency lacks exchangeability, including estimation methods and disclosure requirements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.2   Upcoming changes in IFRS after 2025&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group has not early adopted any of the following Standards, interpretations or amendments that have been issued but are not yet effective.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Effective in 2026:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Classification and Measurement of Financial Instruments (issued in May 2024). Amendments clarify recognition and derecognition dates for certain financial assets and liabilities (introducing an exception for financial liabilities settled through electronic payment systems); provide further guidance on assessing contractual cash flow characteristics of financial assets including ESG and similar features, non-recourse features and contractually-linked instruments;  introduce disclosures for financial instruments with contingent features that could change the amount of contractual cash flows and update disclosure requirements for equity instruments at FVOCI.  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 'Financial Instruments' and IFRS 7 'Financial Instruments: Disclosure': Contracts Referencing Nature-dependent Electricity (issued in December 2024). Amendments clarify accounting for renewable electricity contracts, including own-use and hedge accounting and related disclosures. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Annual Improvements to IFRS Accounting Standards: Volume 11 (issued in July 2024). Amendments include minor clarifications and corrections across a number of Standards to improve consistency and clarity. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING is currently assessing the impact of the above amendments, however they are not expected to have a significant impact on the equity of ING Group.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Effective in 2027:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;New Standard IFRS 18 'Presentation and Disclosure in Financial Statements' (issued in April 2024) replaces the current IAS 1 'Presentation of Financial Statements' while keeping many requirements of IAS 1 unchanged and not affecting recognition criteria and measurement requirements. IFRS 18 mainly &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%"&gt;introduces new presentation requirements for P&amp;amp;L, including new defined subtotals, disclosures on management-defined performance measures, and further guidance on aggregation and disaggregation of information. ING is currently assessing the impact of IFRS 18 (which would need to be applied retrospectively) on the presentation of its financial statements. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in May 2024, the IASB also issued a new accounting Standard IFRS 19 'Subsidiaries without Public Accountability: Disclosures', which allows eligible subsidiaries to apply full IFRS with reduced disclosure requirements. However, it is not applicable for the consolidated financial statements of ING Group.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations>
    <ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory contextRef="c-1" id="f-1143">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.4   Significant judgements and critical accounting estimates and assumptions&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with Note 1.4 'Significant judgements and critical accounting estimates and assumptions' of the 2024 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and use critical accounting estimates and assumptions based on the information and financial data that may or may not change in future periods: &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Loan loss provisions (financial assets);&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;The determination of the fair values of financial assets and liabilities;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Provisions.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in January 2025 ING has reached an agreement on the sale of its business in Russia, subject to several conditions, including substantive and uncertain regulatory approvals. Judgement is required to evaluate the appropriate time to recognise the expected loss on sale, if completed. Given the prevailing uncertainties at 30 June 2025, no loss was recognised for the six month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Please refer to Note 21   'Potential sale of ING Bank (Eurasia) JSC' for further information.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory>
    <ing:DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock contextRef="c-1" id="f-1144">&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div id="i161587f53f804723967d4984739ee9ce_226"&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;2   Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.209%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64,744&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72,897&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,075&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,740&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;81,715&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56,481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;152,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;(Reverse) repurchase transactions&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss include securities lending and sales and repurchase transactions with securities. At ING, these types of transactions are recognised in several lines in the statement of financial position depending on business model assessment and counterparty. Furthermore, for repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow the netting of these positions in the statement of financial position. Netting is applicable to repurchase agreements that are governed by an established Global Master Repurchase Agreement (GMRA). This netting is restricted to transactions involving the same currency and maturity date, and must occur within the same legal entity. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:64.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.747%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Exposure to (reverse) repurchase agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reverse repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,200&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets, loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,392&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and receivables mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;119,502&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,675&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,085&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities, funds on deposit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,269&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Funds entrusted designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,420&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;60,629&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,723&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossTextBlock>
    <ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory contextRef="c-1" id="f-1145">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.209%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64,744&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72,897&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,075&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,740&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;81,715&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56,481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;152,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-399" decimals="-6" id="f-1146" unitRef="eur">64744000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-400" decimals="-6" id="f-1147" unitRef="eur">72897000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading contextRef="c-399" decimals="-6" id="f-1148" unitRef="eur">2075000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading contextRef="c-400" decimals="-6" id="f-1149" unitRef="eur">2463000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueOtherThanThoseClassifiedAsHeldForTrading>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-399" decimals="-6" id="f-1150" unitRef="eur">3951000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-400" decimals="-6" id="f-1151" unitRef="eur">5740000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue contextRef="c-399" decimals="-6" id="f-1152" unitRef="eur">81715000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue contextRef="c-400" decimals="-6" id="f-1153" unitRef="eur">56481000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-399" decimals="-6" id="f-1154" unitRef="eur">152486000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-400" decimals="-6" id="f-1155" unitRef="eur">137580000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory contextRef="c-1" id="f-1156">&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:64.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.747%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Exposure to (reverse) repurchase agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reverse repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,200&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets, loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,392&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and receivables mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;119,502&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;79,675&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,085&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities, funds on deposit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,269&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Funds entrusted designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,420&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;60,629&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,723&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-437" decimals="-6" id="f-1157" unitRef="eur">35200000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-438" decimals="-6" id="f-1158" unitRef="eur">10777000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-439" decimals="-6" id="f-1159" unitRef="eur">2324000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-440" decimals="-6" id="f-1160" unitRef="eur">3471000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-441" decimals="-6" id="f-1161" unitRef="eur">4392000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-442" decimals="-6" id="f-1162" unitRef="eur">12033000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-443" decimals="-6" id="f-1163" unitRef="eur">77586000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-444" decimals="-6" id="f-1164" unitRef="eur">53393000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-445" decimals="-6" id="f-1165" unitRef="eur">119502000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-446" decimals="-6" id="f-1166" unitRef="eur">79675000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-447" decimals="-6" id="f-1167" unitRef="eur">1710000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-448" decimals="-6" id="f-1168" unitRef="eur">33000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-449" decimals="-6" id="f-1169" unitRef="eur">4085000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-450" decimals="-6" id="f-1170" unitRef="eur">1000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-451" decimals="-6" id="f-1171" unitRef="eur">32000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-452" decimals="-6" id="f-1172" unitRef="eur">5269000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-453" decimals="-6" id="f-1173" unitRef="eur">54801000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-454" decimals="-6" id="f-1174" unitRef="eur">38420000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-455" decimals="-6" id="f-1175" unitRef="eur">60629000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-456" decimals="-6" id="f-1176" unitRef="eur">43723000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ing:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock contextRef="c-1" id="f-1177">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;3   Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through other comprehensive income by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &#160;&#160;&#160;&#160;Debt securities include an amount of EUR -15&#160;million (31 December 2024: EUR -12&#160;million) and the Loans and advances includes EUR -2&#160;million (31 December 2024: EUR -7&#160;million) of Loan loss provisions.&lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Exposure to equity securities&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Equity securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Bank of Beijing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,238&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Van Lanschot Kempen&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,753&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,562&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;56&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1 &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Table has been updated to present the stake in Van Lanschot Kempen separately from other investments..&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As at 30&#160;June 2025 ING holds approximately 13% (31 December 2024: 13%) of the shares of Bank of Beijing, a bank listed on the stock exchange of Shanghai. The stake in Bank of Beijing is part of the Corporate Line. As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. No request for additional capital was received in the first six months of 2025 (2024: nil).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In March 2025 ING increased its ownership in Van Lanschot Kempen by acquiring an additional 7.2% stake, supplementing its total interest based on issued share capital from 2.7% to 9.9%. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. Reference is made to Note 23 'Subsequent events '. The stake is part of the Corporate Line. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents changes in financial assets at fair value through other comprehensive income.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.680%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.554%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.313%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI debt instruments &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,091&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers and reclassifications&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversals of impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals and redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7,164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,906&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,753&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,562&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;47,093&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,827&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognised in the statement of profit or loss. Reference is made to Note 11 'Equity'  for details on the changes in revaluation reserve. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:10.91pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;FVOCI equity securities&lt;/span&gt;&lt;/div&gt;Exchange rate differences of EUR -226 million (31 December 2024: EUR 62 million ) are mainly related to the stake in Bank of Beijing following the depreciation of CNY versus EUR. In the first six months of 2025, changes in unrealised revaluations of equity securities are mainly related to a revaluation of the stake in Bank of Beijing of EUR 223 million (31 December 2024: EUR 590 million) following a change in the share price.</ing:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock>
    <ing:SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock contextRef="c-1" id="f-1178">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through other comprehensive income by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &#160;&#160;&#160;&#160;Debt securities include an amount of EUR -15&#160;million (31 December 2024: EUR -12&#160;million) and the Loans and advances includes EUR -2&#160;million (31 December 2024: EUR -7&#160;million) of Loan loss provisions.&lt;/span&gt;&lt;/div&gt;</ing:SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-457" decimals="-6" id="f-1179" unitRef="eur">2753000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-458" decimals="-6" id="f-1180" unitRef="eur">2562000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-459" decimals="-6" id="f-1181" unitRef="eur">45618000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-460" decimals="-6" id="f-1182" unitRef="eur">42219000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-461" decimals="-6" id="f-1183" unitRef="eur">1475000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-462" decimals="-6" id="f-1184" unitRef="eur">1608000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-399" decimals="-6" id="f-1185" unitRef="eur">49846000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-400" decimals="-6" id="f-1186" unitRef="eur">46389000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-463" decimals="-6" id="f-1187" unitRef="eur">15000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-464" decimals="-6" id="f-1188" unitRef="eur">12000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-465" decimals="-6" id="f-1189" unitRef="eur">2000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-466" decimals="-6" id="f-1190" unitRef="eur">7000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory contextRef="c-1" id="f-1191">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Equity securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Bank of Beijing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,238&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Van Lanschot Kempen&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,753&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,562&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;56&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1 &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Table has been updated to present the stake in Van Lanschot Kempen separately from other investments..&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-467" decimals="-6" id="f-1192" unitRef="eur">2238000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-468" decimals="-6" id="f-1193" unitRef="eur">2241000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-469" decimals="-6" id="f-1194" unitRef="eur">39000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-470" decimals="-6" id="f-1195" unitRef="eur">101000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-471" decimals="-6" id="f-1196" unitRef="eur">232000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-472" decimals="-6" id="f-1197" unitRef="eur">51000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-473" decimals="-6" id="f-1198" unitRef="eur">12000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-474" decimals="-6" id="f-1199" unitRef="eur">2000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-475" decimals="-6" id="f-1200" unitRef="eur">283000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-476" decimals="-6" id="f-1201" unitRef="eur">270000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-477" decimals="-6" id="f-1202" unitRef="eur">5000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-478" decimals="-6" id="f-1203" unitRef="eur">16000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-399" decimals="-6" id="f-1204" unitRef="eur">2753000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-400" decimals="-6" id="f-1205" unitRef="eur">2562000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-1" decimals="-6" id="f-1206" unitRef="eur">56000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-261" decimals="-6" id="f-1207" unitRef="eur">117000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ing:ProportionOfOwnershipInterestInInvestments
      contextRef="c-469"
      decimals="2"
      id="f-1208"
      unitRef="number">0.13</ing:ProportionOfOwnershipInterestInInvestments>
    <ing:ProportionOfOwnershipInterestInInvestments
      contextRef="c-470"
      decimals="2"
      id="f-1209"
      unitRef="number">0.13</ing:ProportionOfOwnershipInterestInInvestments>
    <ing:PercentageOfOwnershipInterestAcquired
      contextRef="c-479"
      decimals="3"
      id="f-1210"
      unitRef="number">0.072</ing:PercentageOfOwnershipInterestAcquired>
    <ing:ProportionOfOwnershipInterestInInvestments
      contextRef="c-480"
      decimals="3"
      id="f-1211"
      unitRef="number">0.027</ing:ProportionOfOwnershipInterestInInvestments>
    <ing:ProportionOfOwnershipInterestInInvestments
      contextRef="c-481"
      decimals="3"
      id="f-1212"
      unitRef="number">0.099</ing:ProportionOfOwnershipInterestInInvestments>
    <ing:SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock contextRef="c-1" id="f-1213">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.680%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.554%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.313%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI debt instruments &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,091&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers and reclassifications&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversals of impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals and redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7,164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,906&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,753&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,562&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;47,093&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,827&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.&lt;/span&gt;&lt;/div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognised in the statement of profit or loss. Reference is made to Note 11 'Equity'  for details on the changes in revaluation reserve.</ing:SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-482" decimals="-6" id="f-1214" unitRef="eur">2562000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-483" decimals="-6" id="f-1215" unitRef="eur">1885000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-484" decimals="-6" id="f-1216" unitRef="eur">43827000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-485" decimals="-6" id="f-1217" unitRef="eur">39231000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-486" decimals="-6" id="f-1218" unitRef="eur">46389000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-487" decimals="-6" id="f-1219" unitRef="eur">41116000000</ifrs-full:FinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-488" decimals="-6" id="f-1220" unitRef="eur">158000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-489" decimals="-6" id="f-1221" unitRef="eur">11000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-490" decimals="-6" id="f-1222" unitRef="eur">11160000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-491" decimals="-6" id="f-1223" unitRef="eur">21080000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-492" decimals="-6" id="f-1224" unitRef="eur">11318000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-493" decimals="-6" id="f-1225" unitRef="eur">21091000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:AmortisationExpense contextRef="c-488" id="f-1226" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:AmortisationExpense contextRef="c-489" id="f-1227" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:AmortisationExpense contextRef="c-490" decimals="-6" id="f-1228" unitRef="eur">-36000000</ifrs-full:AmortisationExpense>
    <ifrs-full:AmortisationExpense contextRef="c-491" decimals="-6" id="f-1229" unitRef="eur">-77000000</ifrs-full:AmortisationExpense>
    <ifrs-full:AmortisationExpense contextRef="c-492" decimals="-6" id="f-1230" unitRef="eur">-36000000</ifrs-full:AmortisationExpense>
    <ifrs-full:AmortisationExpense contextRef="c-493" decimals="-6" id="f-1231" unitRef="eur">-77000000</ifrs-full:AmortisationExpense>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-488" decimals="-6" id="f-1232" unitRef="eur">8000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-489" id="f-1233" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-490" decimals="-6" id="f-1234" unitRef="eur">-1000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-491" decimals="-6" id="f-1235" unitRef="eur">1000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-492" decimals="-6" id="f-1236" unitRef="eur">6000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-493" decimals="-6" id="f-1237" unitRef="eur">1000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-488" decimals="-6" id="f-1238" unitRef="eur">275000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-489" decimals="-6" id="f-1239" unitRef="eur">605000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-490" decimals="-6" id="f-1240" unitRef="eur">393000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-491" decimals="-6" id="f-1241" unitRef="eur">-96000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-492" decimals="-6" id="f-1242" unitRef="eur">668000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-493" decimals="-6" id="f-1243" unitRef="eur">509000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-488" id="f-1244" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-489" id="f-1245" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-490" decimals="-6" id="f-1246" unitRef="eur">1000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-491" decimals="-6" id="f-1247" unitRef="eur">-2000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-492" decimals="-6" id="f-1248" unitRef="eur">1000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-493" decimals="-6" id="f-1249" unitRef="eur">-2000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-488" id="f-1250" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-489" id="f-1251" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-490" decimals="-6" id="f-1252" unitRef="eur">1000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-491" decimals="-6" id="f-1253" unitRef="eur">-7000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-492" decimals="-6" id="f-1254" unitRef="eur">1000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-493" decimals="-6" id="f-1255" unitRef="eur">-7000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-488" decimals="-6" id="f-1256" unitRef="eur">4000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-489" decimals="-6" id="f-1257" unitRef="eur">1000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-490" decimals="-6" id="f-1258" unitRef="eur">7164000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-491" decimals="-6" id="f-1259" unitRef="eur">16906000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-492" decimals="-6" id="f-1260" unitRef="eur">7168000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-493" decimals="-6" id="f-1261" unitRef="eur">16907000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-488" decimals="-6" id="f-1262" unitRef="eur">-226000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-489" decimals="-6" id="f-1263" unitRef="eur">62000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-490" decimals="-6" id="f-1264" unitRef="eur">-1159000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-491" decimals="-6" id="f-1265" unitRef="eur">443000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-492" decimals="-6" id="f-1266" unitRef="eur">-1385000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-493" decimals="-6" id="f-1267" unitRef="eur">506000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-488" decimals="-6" id="f-1268" unitRef="eur">-19000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-489" id="f-1269" unitRef="eur" xsi:nil="true"/>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-490" id="f-1270" unitRef="eur" xsi:nil="true"/>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-491" id="f-1271" unitRef="eur" xsi:nil="true"/>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-492" decimals="-6" id="f-1272" unitRef="eur">-19000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-493" id="f-1273" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-494" decimals="-6" id="f-1274" unitRef="eur">2753000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-482" decimals="-6" id="f-1275" unitRef="eur">2562000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-495" decimals="-6" id="f-1276" unitRef="eur">47093000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-484" decimals="-6" id="f-1277" unitRef="eur">43827000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-496" decimals="-6" id="f-1278" unitRef="eur">49846000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-486" decimals="-6" id="f-1279" unitRef="eur">46389000000</ifrs-full:FinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-488" decimals="-6" id="f-1280" unitRef="eur">-226000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-489" decimals="-6" id="f-1281" unitRef="eur">62000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets contextRef="c-497" decimals="-6" id="f-1282" unitRef="eur">223000000</ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets contextRef="c-498" decimals="-6" id="f-1283" unitRef="eur">590000000</ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets>
    <ing:DebtSecuritiesExplanatoryTextBlock contextRef="c-1" id="f-1284">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;4   Debt securities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to debt securities is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Exposure to debt securities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income and amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;92,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,718&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total debt securities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;14,501&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,586&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;113,924&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;108,078&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  103,409 million (31&#160;December 2024: EUR 97,999 million) is specified as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.828%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Debt securities by type of exposure&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVPL &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at  AC&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Government bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;274&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,784&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,546&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Central bank bonds &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,642&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sub-sovereign, Supranationals and Agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;730&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,027&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,663&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Covered bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,639&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,791&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial institutions' bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,963&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ABS portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;794&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,986&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,506&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,231&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,816&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,288&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,026&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,986&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,506&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,618&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,219&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,273&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103,409&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,999&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Debt securities at FVPL includes both debt securities designated - and mandatorily measured at fair value through profit or loss.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ing:DebtSecuritiesExplanatoryTextBlock>
    <ing:SummaryOfExposureToDebtSecuritiesTableTextBlock contextRef="c-1" id="f-1285">&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to debt securities is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Exposure to debt securities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income and amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;92,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,718&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total debt securities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;14,501&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,586&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;113,924&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;108,078&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:SummaryOfExposureToDebtSecuritiesTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-499" decimals="-6" id="f-1286" unitRef="eur">45618000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-500" decimals="-6" id="f-1287" unitRef="eur">42219000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-501" decimals="-6" id="f-1288" unitRef="eur">53805000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-502" decimals="-6" id="f-1289" unitRef="eur">50273000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-503" decimals="-6" id="f-1290" unitRef="eur">99423000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-504" decimals="-6" id="f-1291" unitRef="eur">92493000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-505" decimals="-6" id="f-1292" unitRef="eur">10515000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-506" decimals="-6" id="f-1293" unitRef="eur">10080000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-507" decimals="-6" id="f-1294" unitRef="eur">3199000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-508" decimals="-6" id="f-1295" unitRef="eur">4718000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-509" decimals="-6" id="f-1296" unitRef="eur">787000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-510" decimals="-6" id="f-1297" unitRef="eur">789000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-511" decimals="-6" id="f-1298" unitRef="eur">14501000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-512" decimals="-6" id="f-1299" unitRef="eur">15586000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-459" decimals="-6" id="f-1300" unitRef="eur">113924000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-460" decimals="-6" id="f-1301" unitRef="eur">108078000000</ifrs-full:FinancialAssets>
    <ing:DebtSecuritiesByTypeOfExposureTableTextBlock contextRef="c-1" id="f-1302">&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  103,409 million (31&#160;December 2024: EUR 97,999 million) is specified as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.828%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Debt securities by type of exposure&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVPL &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at  AC&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Government bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;274&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,784&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,546&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Central bank bonds &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,642&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sub-sovereign, Supranationals and Agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;730&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,027&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,663&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Covered bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,639&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,791&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial institutions' bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,963&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ABS portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;794&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,986&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,506&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,231&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,816&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,288&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,026&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,986&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,506&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,618&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,219&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,273&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103,409&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,999&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Debt securities at FVPL includes both debt securities designated - and mandatorily measured at fair value through profit or loss.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ing:DebtSecuritiesByTypeOfExposureTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-513" decimals="-6" id="f-1303" unitRef="eur">103409000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-514" decimals="-6" id="f-1304" unitRef="eur">97999000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-515" decimals="-6" id="f-1305" unitRef="eur">274000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-516" decimals="-6" id="f-1306" unitRef="eur">289000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-517" decimals="-6" id="f-1307" unitRef="eur">28784000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-518" decimals="-6" id="f-1308" unitRef="eur">24757000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-519" decimals="-6" id="f-1309" unitRef="eur">23546000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-520" decimals="-6" id="f-1310" unitRef="eur">22734000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-521" decimals="-6" id="f-1311" unitRef="eur">52604000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-522" decimals="-6" id="f-1312" unitRef="eur">47780000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-523" decimals="-6" id="f-1313" unitRef="eur">433000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-524" decimals="-6" id="f-1314" unitRef="eur">444000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-525" id="f-1315" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-526" id="f-1316" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-527" decimals="-6" id="f-1317" unitRef="eur">4209000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-528" decimals="-6" id="f-1318" unitRef="eur">2900000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-529" decimals="-6" id="f-1319" unitRef="eur">4642000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-530" decimals="-6" id="f-1320" unitRef="eur">3344000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-531" decimals="-6" id="f-1321" unitRef="eur">730000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-532" decimals="-6" id="f-1322" unitRef="eur">1027000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-533" decimals="-6" id="f-1323" unitRef="eur">11889000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-534" decimals="-6" id="f-1324" unitRef="eur">11513000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-535" decimals="-6" id="f-1325" unitRef="eur">16663000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-536" decimals="-6" id="f-1326" unitRef="eur">15445000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-537" decimals="-6" id="f-1327" unitRef="eur">29282000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-538" decimals="-6" id="f-1328" unitRef="eur">27985000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-539" id="f-1329" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-540" id="f-1330" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-541" decimals="-6" id="f-1331" unitRef="eur">4102000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-542" decimals="-6" id="f-1332" unitRef="eur">4108000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-543" decimals="-6" id="f-1333" unitRef="eur">5537000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-544" decimals="-6" id="f-1334" unitRef="eur">5683000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-545" decimals="-6" id="f-1335" unitRef="eur">9639000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-546" decimals="-6" id="f-1336" unitRef="eur">9791000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-547" decimals="-6" id="f-1337" unitRef="eur">17000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-548" decimals="-6" id="f-1338" unitRef="eur">848000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-549" decimals="-6" id="f-1339" unitRef="eur">82000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-550" decimals="-6" id="f-1340" unitRef="eur">79000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-551" decimals="-6" id="f-1341" unitRef="eur">108000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-552" decimals="-6" id="f-1342" unitRef="eur">106000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-553" decimals="-6" id="f-1343" unitRef="eur">206000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-554" decimals="-6" id="f-1344" unitRef="eur">1033000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-555" decimals="-6" id="f-1345" unitRef="eur">1775000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-556" decimals="-6" id="f-1346" unitRef="eur">2141000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-557" decimals="-6" id="f-1347" unitRef="eur">95000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-558" decimals="-6" id="f-1348" unitRef="eur">980000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-559" decimals="-6" id="f-1349" unitRef="eur">92000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-560" decimals="-6" id="f-1350" unitRef="eur">139000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-561" decimals="-6" id="f-1351" unitRef="eur">1963000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-562" decimals="-6" id="f-1352" unitRef="eur">3261000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-563" decimals="-6" id="f-1353" unitRef="eur">757000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-564" decimals="-6" id="f-1354" unitRef="eur">757000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-565" decimals="-6" id="f-1355" unitRef="eur">681000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-566" decimals="-6" id="f-1356" unitRef="eur">794000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-567" decimals="-6" id="f-1357" unitRef="eur">3662000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-568" decimals="-6" id="f-1358" unitRef="eur">3281000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-569" decimals="-6" id="f-1359" unitRef="eur">5100000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-570" decimals="-6" id="f-1360" unitRef="eur">4832000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-571" decimals="-6" id="f-1361" unitRef="eur">3986000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-572" decimals="-6" id="f-1362" unitRef="eur">5506000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-573" decimals="-6" id="f-1363" unitRef="eur">45633000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-574" decimals="-6" id="f-1364" unitRef="eur">42231000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-575" decimals="-6" id="f-1365" unitRef="eur">53816000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-576" decimals="-6" id="f-1366" unitRef="eur">50288000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-577" decimals="-6" id="f-1367" unitRef="eur">103435000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-578" decimals="-6" id="f-1368" unitRef="eur">98026000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-579" id="f-1369" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-580" id="f-1370" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-463" decimals="-6" id="f-1371" unitRef="eur">-15000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-464" decimals="-6" id="f-1372" unitRef="eur">-12000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-581" decimals="-6" id="f-1373" unitRef="eur">-12000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-582" decimals="-6" id="f-1374" unitRef="eur">-15000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-583" decimals="-6" id="f-1375" unitRef="eur">-26000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-584" decimals="-6" id="f-1376" unitRef="eur">-27000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-585" decimals="-6" id="f-1377" unitRef="eur">3986000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-586" decimals="-6" id="f-1378" unitRef="eur">5506000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-587" decimals="-6" id="f-1379" unitRef="eur">45618000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-588" decimals="-6" id="f-1380" unitRef="eur">42219000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-589" decimals="-6" id="f-1381" unitRef="eur">53805000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-590" decimals="-6" id="f-1382" unitRef="eur">50273000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-513" decimals="-6" id="f-1383" unitRef="eur">103409000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-514" decimals="-6" id="f-1384" unitRef="eur">97999000000</ifrs-full:FinancialAssets>
    <ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory contextRef="c-1" id="f-1385">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;5   Loans and advances to customers&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:67.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.593%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers by type &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to public authorities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,930&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Residential mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;358,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;348,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other personal lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;285,393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;699,056&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;689,445&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,771&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693,285&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;683,611&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For details on credit quality and loan loss provisioning, refer to &#x2018;Risk management &#x2013; Credit risk&#x2019; &#x2013; paragraphs 'Loan loss provisioning' and 'Portfolio quality and concentration'.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory>
    <ing:DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory contextRef="c-1" id="f-1386">&lt;div style="margin-bottom:3pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:67.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.593%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers by type &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to public authorities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,930&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Residential mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;358,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;348,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other personal lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;285,393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;699,056&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;689,445&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,771&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693,285&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;683,611&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-591" decimals="-6" id="f-1387" unitRef="eur">20930000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-592" decimals="-6" id="f-1388" unitRef="eur">18661000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-593" decimals="-6" id="f-1389" unitRef="eur">358708000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-594" decimals="-6" id="f-1390" unitRef="eur">348594000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-595" decimals="-6" id="f-1391" unitRef="eur">38780000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-596" decimals="-6" id="f-1392" unitRef="eur">36797000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-597" decimals="-6" id="f-1393" unitRef="eur">280638000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-598" decimals="-6" id="f-1394" unitRef="eur">285393000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-599" decimals="-6" id="f-1395" unitRef="eur">699056000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-600" decimals="-6" id="f-1396" unitRef="eur">689445000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-601" decimals="-6" id="f-1397" unitRef="eur">-5771000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-602" decimals="-6" id="f-1398" unitRef="eur">-5833000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-399" decimals="-6" id="f-1399" unitRef="eur">693285000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-400" decimals="-6" id="f-1400" unitRef="eur">683611000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory contextRef="c-1" id="f-1401">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;6   Investment in associates and joint ventures&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.757%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.766%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.205%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.778%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.091%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30&#160;June 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,989&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;345&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,536&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.136%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31&#160;December 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest- ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;412&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group holds an approximately 23% investment in TMBThanachart Bank Public Company Limited (hereafter: TTB), a bank listed on the stock exchange of Thailand. TTB is providing products and services to wholesale, small and medium enterprise (SME), and retail customers. TTB is accounted for as an investment in associate based on the size of ING's shareholding and representation on the Board. TTB is part of the Corporate Line.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Included in Other investments in associates and joint ventures are mainly financial services and (non-) financial technology funds or vehicles operating predominantly in Europe, and are individually not significant to ING Group. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Significant influence for associates in which the interest held is below 20%, is based on the combination of ING Group&#x2019;s financial interest and other arrangements, such as participation in the Board of Directors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The associates and joint ventures of ING are subject to legal and regulatory restrictions regarding the amount of dividends they can pay to ING. These restrictions are, for example, dependent on the laws in the country of incorporation for declaring dividends or as a result of minimum capital requirements that are imposed by industry regulators in the countries in which the associates and joint ventures operate. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, the associates and joint ventures also consider other factors in determining the appropriate levels of equity needed. These factors and limitations include, but are not limited to, the rating agency and regulatory views, which can change over time.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,679&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividends received&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-114&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,536&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Share of results from associates and joint ventures of EUR 85 million (31 December 2024: EUR 205 million) as included in the table above is mainly attributable to our share in the results of TTB of EUR 65&#160;million (31 December 2024: EUR 123 million).&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Impairments and reversal thereof on the investment in TTB&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Accumulated impairments on the investment in TTB of EUR 395&#160;million (31 December 2024: EUR 395&#160;million) were recognised in previous years. There is no impairment trigger observed as per 30 June 2025. A Value in Use ('VIU') was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no reversal of impairment was recognised. &lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methodology&lt;/span&gt;&lt;span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The recoverable amount is determined as the higher of the fair value less costs of disposal and VIU. Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#x2019;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;The estimation of future earnings over a 5-year forecast period; and&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;the terminal value being the extrapolation of earnings into perpetuity applying a long-term growth rate. The earnings that are used for extrapolation represent the stable long-term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Key assumptions used in the VIU calculation as at 30 June 2025&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Expected future earnings of TTB: Short- to medium-term expectations are based on forecasts derived from broker consensus. Longer-term and steady-state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points; A capital maintenance charge is applied, which is management&#x2019;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Discount rate (cost of equity): 10.75%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data and expert judgement; and&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Terminal growth rate: 2.19% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible changes &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;to key assumptions are based on external analysts&#x2019; forecasts and other relevant external data sources, which can change period to period. The sensitivity of the VIU to each key assumption is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;A favourable change of 10% in the cash flows would result in an increase in VIU of EUR 65 million, while an unfavourable change of -10% would result in a decrease in VIU of EUR -66 million;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;A favourable change of -1% in the discount rate would result in an increase in VIU of EUR 110 million, while an unfavourable change of 1% would result in a decrease in VIU of EUR -87 million; &lt;/span&gt;&lt;/div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;A favourable change of 1% in the terminal growth rate would result in an increase in VIU of EUR 75 million, while an unfavourable change of -1% would result in a decrease in VIU of EUR -59 million;</ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory>
    <ing:DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock contextRef="c-1" id="f-1402">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.757%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.766%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.205%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.778%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.091%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30&#160;June 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,989&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;345&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,536&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.136%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31&#160;December 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest- ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,474&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;412&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-603"
      decimals="2"
      id="f-1403"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:FairValueOfListedInvestment contextRef="c-604" decimals="-6" id="f-1404" unitRef="eur">1100000000</ing:FairValueOfListedInvestment>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-604" decimals="-6" id="f-1405" unitRef="eur">1191000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:Assets contextRef="c-604" decimals="-6" id="f-1406" unitRef="eur">44989000000</ifrs-full:Assets>
    <ifrs-full:Liabilities contextRef="c-604" decimals="-6" id="f-1407" unitRef="eur">38627000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue contextRef="c-603" decimals="-6" id="f-1408" unitRef="eur">434000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-603" decimals="-6" id="f-1409" unitRef="eur">306000000</ifrs-full:OperatingExpense>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-605" decimals="-6" id="f-1410" unitRef="eur">345000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-399" decimals="-6" id="f-1411" unitRef="eur">1536000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-606"
      decimals="2"
      id="f-1412"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:FairValueOfListedInvestment contextRef="c-607" decimals="-6" id="f-1413" unitRef="eur">1164000000</ing:FairValueOfListedInvestment>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-607" decimals="-6" id="f-1414" unitRef="eur">1266000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:Assets contextRef="c-607" decimals="-6" id="f-1415" unitRef="eur">49147000000</ifrs-full:Assets>
    <ifrs-full:Liabilities contextRef="c-607" decimals="-6" id="f-1416" unitRef="eur">42554000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue contextRef="c-606" decimals="-6" id="f-1417" unitRef="eur">1474000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-606" decimals="-6" id="f-1418" unitRef="eur">1050000000</ifrs-full:OperatingExpense>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-608" decimals="-6" id="f-1419" unitRef="eur">412000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-400" decimals="-6" id="f-1420" unitRef="eur">1679000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-603"
      decimals="2"
      id="f-1421"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory contextRef="c-1" id="f-1422">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.130%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,679&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividends received&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-114&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,536&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-609" decimals="-6" id="f-1423" unitRef="eur">1679000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-610" decimals="-6" id="f-1424" unitRef="eur">1509000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ing:AdditionsInInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1425" unitRef="eur">1000000</ing:AdditionsInInvestmentsInAssociatesAndJointVentures>
    <ing:AdditionsInInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1426" unitRef="eur">26000000</ing:AdditionsInInvestmentsInAssociatesAndJointVentures>
    <ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities contextRef="c-611" decimals="-6" id="f-1427" unitRef="eur">-10000000</ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities>
    <ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities contextRef="c-612" decimals="-6" id="f-1428" unitRef="eur">-7000000</ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities>
    <ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1429" unitRef="eur">-11000000</ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures>
    <ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1430" unitRef="eur">0</ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-611" decimals="-6" id="f-1431" unitRef="eur">85000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-612" decimals="-6" id="f-1432" unitRef="eur">205000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived contextRef="c-611" decimals="-6" id="f-1433" unitRef="eur">114000000</ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived>
    <ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived contextRef="c-612" decimals="-6" id="f-1434" unitRef="eur">91000000</ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived>
    <ing:DisposalsOfInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1435" unitRef="eur">2000000</ing:DisposalsOfInvestmentsInAssociatesAndJointVentures>
    <ing:DisposalsOfInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1436" unitRef="eur">16000000</ing:DisposalsOfInvestmentsInAssociatesAndJointVentures>
    <ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures contextRef="c-611" id="f-1437" unitRef="eur" xsi:nil="true"/>
    <ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1438" unitRef="eur">35000000</ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-611" decimals="-6" id="f-1439" unitRef="eur">-91000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-612" decimals="-6" id="f-1440" unitRef="eur">87000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-613" decimals="-6" id="f-1441" unitRef="eur">1536000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-609" decimals="-6" id="f-1442" unitRef="eur">1679000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-611" decimals="-6" id="f-1443" unitRef="eur">85000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-612" decimals="-6" id="f-1444" unitRef="eur">205000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-614" decimals="-6" id="f-1445" unitRef="eur">65000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-615" decimals="-6" id="f-1446" unitRef="eur">123000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ing:AccumulatedImpairmentLosses contextRef="c-616" decimals="-6" id="f-1447" unitRef="eur">395000000</ing:AccumulatedImpairmentLosses>
    <ing:AccumulatedImpairmentLosses contextRef="c-617" decimals="-6" id="f-1448" unitRef="eur">395000000</ing:AccumulatedImpairmentLosses>
    <ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse
      contextRef="c-618"
      decimals="4"
      id="f-1449"
      unitRef="number">0.1075</ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="c-618"
      decimals="4"
      id="f-1450"
      unitRef="number">0.0219</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-619"
      decimals="2"
      id="f-1451"
      unitRef="number">0.10</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-619" decimals="-6" id="f-1452" unitRef="eur">65000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-620"
      decimals="2"
      id="f-1453"
      unitRef="number">-0.10</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-620" decimals="-6" id="f-1454" unitRef="eur">-66000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-621"
      decimals="2"
      id="f-1455"
      unitRef="number">-0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-621" decimals="-6" id="f-1456" unitRef="eur">110000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-622"
      decimals="2"
      id="f-1457"
      unitRef="number">0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-622" decimals="-6" id="f-1458" unitRef="eur">-87000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-623"
      decimals="2"
      id="f-1459"
      unitRef="number">0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-623" decimals="-6" id="f-1460" unitRef="eur">75000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-624"
      decimals="2"
      id="f-1461"
      unitRef="number">-0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-624" decimals="-6" id="f-1462" unitRef="eur">-59000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ifrs-full:DisclosureOfDepositsFromCustomersExplanatory contextRef="c-1" id="f-1463">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;7   Customer deposits&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.978%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;232,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;227,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Savings accounts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;379,403&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;354,560&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107,695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;738,028&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;691,661&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits, Saving accounts and Time deposits include balances with individuals, respectively EUR 109,027&#160;million  (31 December 2024: EUR  107,068&#160;million), EUR 347,622&#160;million (31 December 2024: EUR 324,135&#160;million) and EUR 56,151&#160;million (31 December 2024: EUR 56,599&#160;million).&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDepositsFromCustomersExplanatory>
    <ing:ScheduleOfCustomerDepositsTableTextBlock contextRef="c-1" id="f-1464">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.978%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt; &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;232,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;227,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Savings accounts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;379,403&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;354,560&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107,695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;738,028&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;691,661&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:ScheduleOfCustomerDepositsTableTextBlock>
    <ing:CustomerDepositsCurrentAccountsAndOvernightDeposits contextRef="c-399" decimals="-6" id="f-1465" unitRef="eur">232153000000</ing:CustomerDepositsCurrentAccountsAndOvernightDeposits>
    <ing:CustomerDepositsCurrentAccountsAndOvernightDeposits contextRef="c-400" decimals="-6" id="f-1466" unitRef="eur">227827000000</ing:CustomerDepositsCurrentAccountsAndOvernightDeposits>
    <ing:CustomerDepositsSavingsAccounts contextRef="c-399" decimals="-6" id="f-1467" unitRef="eur">379403000000</ing:CustomerDepositsSavingsAccounts>
    <ing:CustomerDepositsSavingsAccounts contextRef="c-400" decimals="-6" id="f-1468" unitRef="eur">354560000000</ing:CustomerDepositsSavingsAccounts>
    <ing:CustomerDepositsTimeDeposits contextRef="c-399" decimals="-6" id="f-1469" unitRef="eur">120143000000</ing:CustomerDepositsTimeDeposits>
    <ing:CustomerDepositsTimeDeposits contextRef="c-400" decimals="-6" id="f-1470" unitRef="eur">107695000000</ing:CustomerDepositsTimeDeposits>
    <ifrs-full:BalancesOnOtherDepositsFromCustomers contextRef="c-399" decimals="-6" id="f-1471" unitRef="eur">6329000000</ifrs-full:BalancesOnOtherDepositsFromCustomers>
    <ifrs-full:BalancesOnOtherDepositsFromCustomers contextRef="c-400" decimals="-6" id="f-1472" unitRef="eur">1579000000</ifrs-full:BalancesOnOtherDepositsFromCustomers>
    <ifrs-full:DepositsFromCustomers contextRef="c-399" decimals="-6" id="f-1473" unitRef="eur">738028000000</ifrs-full:DepositsFromCustomers>
    <ifrs-full:DepositsFromCustomers contextRef="c-400" decimals="-6" id="f-1474" unitRef="eur">691661000000</ifrs-full:DepositsFromCustomers>
    <ing:CustomerDepositsCurrentAccountsAndOvernightDeposits contextRef="c-625" decimals="-6" id="f-1475" unitRef="eur">109027000000</ing:CustomerDepositsCurrentAccountsAndOvernightDeposits>
    <ing:CustomerDepositsCurrentAccountsAndOvernightDeposits contextRef="c-626" decimals="-6" id="f-1476" unitRef="eur">107068000000</ing:CustomerDepositsCurrentAccountsAndOvernightDeposits>
    <ing:CustomerDepositsSavingsAccounts contextRef="c-625" decimals="-6" id="f-1477" unitRef="eur">347622000000</ing:CustomerDepositsSavingsAccounts>
    <ing:CustomerDepositsSavingsAccounts contextRef="c-626" decimals="-6" id="f-1478" unitRef="eur">324135000000</ing:CustomerDepositsSavingsAccounts>
    <ing:CustomerDepositsTimeDeposits contextRef="c-625" decimals="-6" id="f-1479" unitRef="eur">56151000000</ing:CustomerDepositsTimeDeposits>
    <ing:CustomerDepositsTimeDeposits contextRef="c-626" decimals="-6" id="f-1480" unitRef="eur">56599000000</ing:CustomerDepositsTimeDeposits>
    <ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory contextRef="c-1" id="f-1481">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;8   Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:64.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.978%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,255&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;93,524&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,900&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory>
    <ing:DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock contextRef="c-1" id="f-1482">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:64.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.978%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,255&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,101&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;93,524&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,900&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-399" decimals="-6" id="f-1483" unitRef="eur">26387000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-400" decimals="-6" id="f-1484" unitRef="eur">35255000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-399" decimals="-6" id="f-1485" unitRef="eur">2499000000</ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-400" decimals="-6" id="f-1486" unitRef="eur">2101000000</ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-399" decimals="-6" id="f-1487" unitRef="eur">64637000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-400" decimals="-6" id="f-1488" unitRef="eur">49543000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-399" decimals="-6" id="f-1489" unitRef="eur">93524000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-400" decimals="-6" id="f-1490" unitRef="eur">86900000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:DisclosureOfDebtSecuritiesExplanatory contextRef="c-1" id="f-1491">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;9   Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Debt securities in issue relate to debentures and other issued debt securities with either fixed interest rates or interest rates based on floating interest rate levels, such as certificates of deposit and accepted bills issued by ING Group, except for subordinated items. Debt securities in issue do not include debt securities presented as Financial liabilities at fair value through profit or loss. ING Group does not have debt securities that are issued on terms other than those available in the normal course of business.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,367&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;80,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,701&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-113,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,098&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;151,016&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;142,367&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDebtSecuritiesExplanatory>
    <ing:DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock contextRef="c-1" id="f-1492">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,367&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;80,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,701&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-113,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,098&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;151,016&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;142,367&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-627" decimals="-6" id="f-1493" unitRef="eur">142367000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-628" decimals="-6" id="f-1494" unitRef="eur">124670000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1495" unitRef="eur">80301000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1496" unitRef="eur">124701000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1497" unitRef="eur">-65413000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1498" unitRef="eur">-113014000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1499" unitRef="eur">357000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1500" unitRef="eur">1098000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1501" unitRef="eur">-149000000</ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1502" unitRef="eur">261000000</ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1503" unitRef="eur">472000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1504" unitRef="eur">1139000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1505" unitRef="eur">-6919000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1506" unitRef="eur">3512000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-631" decimals="-6" id="f-1507" unitRef="eur">151016000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-627" decimals="-6" id="f-1508" unitRef="eur">142367000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:DisclosureOfBorrowingsExplanatory contextRef="c-1" id="f-1509">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;10   Subordinated loans&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,603&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;16,566&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Subordinated loans are bonds issued by ING Groep N.V. and its subsidiaries to raise Tier 1 and Tier 2 (CRR-  eligible) capital. Under IFRS these securities are classified as liabilities, and for regulatory purposes they are considered as capital. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 ING Groep N.V. issued EUR&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;1.25 billion&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;4.13% Fixed Rate Subordinated Green Tier 2 Notes in May.  &lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 ING Groep N.V. redeemed EUR 750 million&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2.00% Fixed Subordinated Tier 2 notes in March and USD&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;1.25 billion 6.50% Perpetual AT1 Contingent Convertible Capital Securities in April.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBorrowingsExplanatory>
    <ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory contextRef="c-1" id="f-1510">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.372%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,603&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;16,566&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-632" decimals="-6" id="f-1511" unitRef="eur">17878000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-633" decimals="-6" id="f-1512" unitRef="eur">15401000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1513" unitRef="eur">1232000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1514" unitRef="eur">4603000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1515" unitRef="eur">-1818000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1516" unitRef="eur">-2931000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1517" unitRef="eur">11000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1518" unitRef="eur">28000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1519" unitRef="eur">-7000000</ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1520" unitRef="eur">24000000</ifrs-full:IncreaseDecreaseThroughOtherChangesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1521" unitRef="eur">270000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1522" unitRef="eur">188000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1523" unitRef="eur">-1000000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1524" unitRef="eur">565000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-636" decimals="-6" id="f-1525" unitRef="eur">16566000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-632" decimals="-6" id="f-1526" unitRef="eur">17878000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:SubordinatedLiabilities contextRef="c-637" decimals="-7" id="f-1527" unitRef="eur">1250000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-637"
      decimals="4"
      id="f-1528"
      unitRef="number">0.0413</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:RepaymentsOfBondsNotesAndDebentures contextRef="c-638" decimals="-6" id="f-1529" unitRef="eur">750000000</ifrs-full:RepaymentsOfBondsNotesAndDebentures>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-639"
      decimals="4"
      id="f-1530"
      unitRef="number">0.0200</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:RepaymentsOfBondsNotesAndDebentures contextRef="c-640" decimals="-7" id="f-1531" unitRef="usd">1250000000</ifrs-full:RepaymentsOfBondsNotesAndDebentures>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-641"
      decimals="4"
      id="f-1532"
      unitRef="number">0.0650</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory contextRef="c-1" id="f-1533">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;11   Equity&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.439%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share capital and share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,148&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,148&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,816&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,693&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-341&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-333&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,607&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-765&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-3,158&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-687&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retained earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,243&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity (parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,031&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,321&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,698&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Equity securities at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025, the movement of EUR 22 million (2024: EUR 664 million) includes unrealised revaluation of EUR 33&#160;million (2024: EUR 664 million) of which shares in Bank of Beijing for EUR -3 million (2024: EUR 652 million).&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Cash flow hedge&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING&#x2019;s cash flow hedges mainly consist of interest rate swaps and cross-currency swaps that are used to protect against the exposure to variability in future cash flows on floating rate lending and borrowing. Due to a decrease in forward interest rates in 2025, the interest rate swaps had a positive revaluation of EUR 494&#160;million which is recognised in the cash flow hedge reserve.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Currency translation reserve&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;Unrealised revaluations relates to changes in the value of hedging instruments that are designated as net investment hedges. The hedging strategy is to protect the CET1 ratio against adverse impact from exchange rate fluctuations. The net decrease of unrealised revaluations and Exchange rate differences of EUR -813 million is related to several currencies including USD (EUR -661 million), TRY (EUR -42 million including EUR 72 million IAS 29 indexation effect), GBP (EUR -41 million), PLN (EUR 24  million),  AUD (EUR -88 million), RUB (EUR 93 million), THB (EUR -33 million) and other currencies (EUR -64 million). &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Share of associates and joint ventures and other reserves&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;The Share of associates, joint ventures and other reserves includes non-distributable profits from associates and joint ventures of EUR 915 million (2024: EUR 940 million). Other reserves includes a statutory reserve of EUR 495 million (2024: EUR 897 million) related to the former Stichting Regio Bank and the former Stichting Vakbondsspaarbank SPN and a legal reserve of EUR 854 million (2024: EUR 768 million) related to internally developed software. The transfer to retained earnings of EUR -342 million includes the release of the Regio bank and Vakbondsspaarbank SPN reserve of EUR -402 million (2024: EUR -830 million) against regulatory expenses which are recognised in the statement of profit or loss.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Treasury shares&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:55.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in treasury shares&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Number x 1,000&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-765&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51,117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased/sold for trading purposes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,674&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distributed under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,982&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,774&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;115,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;247,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Cancelled under Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-350,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-2,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-765&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;166,552&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;51,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 ING Group initiated two share buyback programmes and completed one from 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;EUR 2,000 million, commencing on 31&#160;October 2024 and completed on 30&#160;April 2025. A total of 126 million shares have been repurchased at an average effective price of EUR 15.89 per share. The shares have been cancelled in July 2025;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;EUR 70 million, commencing on 3&#160;March 2025 and completed by 4&#160;March 2025. A total of 3.7 million shares have been repurchased at an average price of EUR 17.44 per share and for a total consideration of EUR 64 million. The purpose of the share repurchase programme is to meet obligations under the share-based compensation plans;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;EUR 2,000 million, commencing on 2&#160;May 2025 and is expected to be completed by October 2025. As per 30 June 2025 a total of 40 million shares have been repurchased at an average price of EUR 18.35 per share. The intention is to cancel these shares in December 2025;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Retained earnings&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025, a cash dividend of EUR 2,152 million (2024: EUR 4,124 million) was paid to the shareholders of ING Group. For further information, reference is made to Note 17 'Dividend per ordinary share'.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory>
    <ing:DisclosureOfEquityTableTextBlock contextRef="c-1" id="f-1534">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.439%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share capital and share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,148&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,148&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,816&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,693&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-341&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-333&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,607&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-765&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-3,158&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-687&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retained earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,243&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity (parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,031&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,321&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,698&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfEquityTableTextBlock>
    <ifrs-full:IssuedCapital contextRef="c-399" decimals="-6" id="f-1535" unitRef="eur">31000000</ifrs-full:IssuedCapital>
    <ifrs-full:IssuedCapital contextRef="c-400" decimals="-6" id="f-1536" unitRef="eur">31000000</ifrs-full:IssuedCapital>
    <ifrs-full:SharePremium contextRef="c-399" decimals="-6" id="f-1537" unitRef="eur">17116000000</ifrs-full:SharePremium>
    <ifrs-full:SharePremium contextRef="c-400" decimals="-6" id="f-1538" unitRef="eur">17116000000</ifrs-full:SharePremium>
    <ing:ShareCapitalAndSharePremium contextRef="c-399" decimals="-6" id="f-1539" unitRef="eur">17148000000</ing:ShareCapitalAndSharePremium>
    <ing:ShareCapitalAndSharePremium contextRef="c-400" decimals="-6" id="f-1540" unitRef="eur">17148000000</ing:ShareCapitalAndSharePremium>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-642" decimals="-6" id="f-1541" unitRef="eur">1838000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-643" decimals="-6" id="f-1542" unitRef="eur">1816000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-644" decimals="-6" id="f-1543" unitRef="eur">-302000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-645" decimals="-6" id="f-1544" unitRef="eur">-479000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfCashFlowHedges contextRef="c-399" decimals="-6" id="f-1545" unitRef="eur">-1199000000</ifrs-full:ReserveOfCashFlowHedges>
    <ifrs-full:ReserveOfCashFlowHedges contextRef="c-400" decimals="-6" id="f-1546" unitRef="eur">-1693000000</ifrs-full:ReserveOfCashFlowHedges>
    <ing:RevaluationReservesCreditLiability contextRef="c-399" decimals="-6" id="f-1547" unitRef="eur">-20000000</ing:RevaluationReservesCreditLiability>
    <ing:RevaluationReservesCreditLiability contextRef="c-400" decimals="-6" id="f-1548" unitRef="eur">-15000000</ing:RevaluationReservesCreditLiability>
    <ing:ReserveOfPropertyInOwnUse contextRef="c-399" decimals="-6" id="f-1549" unitRef="eur">146000000</ing:ReserveOfPropertyInOwnUse>
    <ing:ReserveOfPropertyInOwnUse contextRef="c-400" decimals="-6" id="f-1550" unitRef="eur">161000000</ing:ReserveOfPropertyInOwnUse>
    <ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans contextRef="c-399" decimals="-6" id="f-1551" unitRef="eur">-341000000</ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans>
    <ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans contextRef="c-400" decimals="-6" id="f-1552" unitRef="eur">-333000000</ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans>
    <ifrs-full:ReserveOfExchangeDifferencesOnTranslation contextRef="c-399" decimals="-6" id="f-1553" unitRef="eur">-2798000000</ifrs-full:ReserveOfExchangeDifferencesOnTranslation>
    <ifrs-full:ReserveOfExchangeDifferencesOnTranslation contextRef="c-400" decimals="-6" id="f-1554" unitRef="eur">-1986000000</ifrs-full:ReserveOfExchangeDifferencesOnTranslation>
    <ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture contextRef="c-399" decimals="-6" id="f-1555" unitRef="eur">2265000000</ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture>
    <ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture contextRef="c-400" decimals="-6" id="f-1556" unitRef="eur">2607000000</ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture>
    <ifrs-full:TreasuryShares contextRef="c-399" decimals="-6" id="f-1557" unitRef="eur">2746000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-400" decimals="-6" id="f-1558" unitRef="eur">765000000</ifrs-full:TreasuryShares>
    <ifrs-full:OtherReserves contextRef="c-399" decimals="-6" id="f-1559" unitRef="eur">-3158000000</ifrs-full:OtherReserves>
    <ifrs-full:OtherReserves contextRef="c-400" decimals="-6" id="f-1560" unitRef="eur">-687000000</ifrs-full:OtherReserves>
    <ifrs-full:RetainedEarnings contextRef="c-399" decimals="-6" id="f-1561" unitRef="eur">38300000000</ifrs-full:RetainedEarnings>
    <ifrs-full:RetainedEarnings contextRef="c-400" decimals="-6" id="f-1562" unitRef="eur">36243000000</ifrs-full:RetainedEarnings>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-399" decimals="-6" id="f-1563" unitRef="eur">52290000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-400" decimals="-6" id="f-1564" unitRef="eur">52703000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:NoncontrollingInterests contextRef="c-399" decimals="-6" id="f-1565" unitRef="eur">1031000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests contextRef="c-400" decimals="-6" id="f-1566" unitRef="eur">995000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:Equity contextRef="c-399" decimals="-6" id="f-1567" unitRef="eur">53321000000</ifrs-full:Equity>
    <ifrs-full:Equity contextRef="c-400" decimals="-6" id="f-1568" unitRef="eur">53698000000</ifrs-full:Equity>
    <ifrs-full:ChangesInEquity contextRef="c-646" decimals="-6" id="f-1569" unitRef="eur">22000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-647" decimals="-6" id="f-1570" unitRef="eur">664000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-648" decimals="-6" id="f-1571" unitRef="eur">33000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-649" decimals="-6" id="f-1572" unitRef="eur">664000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-650" decimals="-6" id="f-1573" unitRef="eur">-3000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-651" decimals="-6" id="f-1574" unitRef="eur">652000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-652" decimals="-6" id="f-1575" unitRef="eur">494000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-653" decimals="-6" id="f-1576" unitRef="eur">-813000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-654" decimals="-6" id="f-1577" unitRef="eur">-661000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-655" decimals="-6" id="f-1578" unitRef="eur">-42000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-656" decimals="-6" id="f-1579" unitRef="eur">72000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-657" decimals="-6" id="f-1580" unitRef="eur">-41000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-658" decimals="-6" id="f-1581" unitRef="eur">24000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-659" decimals="-6" id="f-1582" unitRef="eur">-88000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-660" decimals="-6" id="f-1583" unitRef="eur">93000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-661" decimals="-6" id="f-1584" unitRef="eur">-33000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-662" decimals="-6" id="f-1585" unitRef="eur">-64000000</ifrs-full:ChangesInEquity>
    <ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures contextRef="c-399" decimals="-6" id="f-1586" unitRef="eur">915000000</ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures>
    <ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures contextRef="c-400" decimals="-6" id="f-1587" unitRef="eur">940000000</ing:ShareOfAssociatesJointVentureAndOtherReservesIncludingNonDistributableProfitsFromAssociatesAndJointVentures>
    <ifrs-full:StatutoryReserve contextRef="c-663" decimals="-6" id="f-1588" unitRef="eur">495000000</ifrs-full:StatutoryReserve>
    <ifrs-full:StatutoryReserve contextRef="c-664" decimals="-6" id="f-1589" unitRef="eur">897000000</ifrs-full:StatutoryReserve>
    <ing:LegalReserve contextRef="c-665" decimals="-6" id="f-1590" unitRef="eur">854000000</ing:LegalReserve>
    <ing:LegalReserve contextRef="c-666" decimals="-6" id="f-1591" unitRef="eur">768000000</ing:LegalReserve>
    <ing:ChangesInTransferToOrFromRetainedEarnings contextRef="c-667" decimals="-6" id="f-1592" unitRef="eur">-342000000</ing:ChangesInTransferToOrFromRetainedEarnings>
    <ifrs-full:ChangesInEquity contextRef="c-668" decimals="-6" id="f-1593" unitRef="eur">-402000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-669" decimals="-6" id="f-1594" unitRef="eur">-830000000</ifrs-full:ChangesInEquity>
    <ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory contextRef="c-1" id="f-1595">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:55.207%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in treasury shares&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Number x 1,000&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-765&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51,117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased/sold for trading purposes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,674&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distributed under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,982&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,774&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;115,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;247,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Cancelled under Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-350,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-2,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-765&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;166,552&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;51,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory>
    <ifrs-full:TreasuryShares contextRef="c-400" decimals="-6" id="f-1596" unitRef="eur">765000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-425" decimals="-6" id="f-1597" unitRef="eur">1994000000</ifrs-full:TreasuryShares>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-670"
      decimals="-3"
      id="f-1598"
      unitRef="shares">51117000</ifrs-full:NumberOfSharesOutstanding>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-671"
      decimals="-3"
      id="f-1599"
      unitRef="shares">154571000</ifrs-full:NumberOfSharesOutstanding>
    <ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions contextRef="c-1" decimals="-6" id="f-1600" unitRef="eur">7000000</ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions>
    <ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions contextRef="c-261" decimals="-6" id="f-1601" unitRef="eur">2000000</ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions>
    <ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding
      contextRef="c-672"
      decimals="-3"
      id="f-1602"
      unitRef="shares">-477000</ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding>
    <ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding
      contextRef="c-673"
      decimals="-3"
      id="f-1603"
      unitRef="shares">-211000</ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding>
    <ing:DecreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-1" decimals="-6" id="f-1604" unitRef="eur">-64000000</ing:DecreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:DecreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-261" decimals="-6" id="f-1605" unitRef="eur">-43000000</ing:DecreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:IncreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-672"
      decimals="-3"
      id="f-1606"
      unitRef="shares">3674000</ing:IncreaseThroughShareBasedPaymentTransactionsShares>
    <ing:IncreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-673"
      decimals="-3"
      id="f-1607"
      unitRef="shares">3319000</ing:IncreaseThroughShareBasedPaymentTransactionsShares>
    <ing:IncreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-1" decimals="-6" id="f-1608" unitRef="eur">59000000</ing:IncreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:IncreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-261" decimals="-6" id="f-1609" unitRef="eur">43000000</ing:IncreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:DecreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-672"
      decimals="-3"
      id="f-1610"
      unitRef="shares">3365000</ing:DecreaseThroughShareBasedPaymentTransactionsShares>
    <ing:DecreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-673"
      decimals="-3"
      id="f-1611"
      unitRef="shares">3343000</ing:DecreaseThroughShareBasedPaymentTransactionsShares>
    <ing:ShareBuybackProgrammeAmount contextRef="c-1" decimals="-6" id="f-1612" unitRef="eur">1982000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeAmount contextRef="c-261" decimals="-6" id="f-1613" unitRef="eur">3774000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-672"
      decimals="-3"
      id="f-1614"
      unitRef="shares">115604000</ing:ShareBuybackProgrammeShares>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-673"
      decimals="-3"
      id="f-1615"
      unitRef="shares">247584000</ing:ShareBuybackProgrammeShares>
    <ing:ShareBuybackProgrammeCancelledAmount contextRef="c-1" id="f-1616" unitRef="eur" xsi:nil="true"/>
    <ing:ShareBuybackProgrammeCancelledAmount contextRef="c-261" decimals="-6" id="f-1617" unitRef="eur">5000000000</ing:ShareBuybackProgrammeCancelledAmount>
    <ing:ShareBuybackProgrammeCancelledShares
      contextRef="c-672"
      id="f-1618"
      unitRef="shares"
      xsi:nil="true"/>
    <ing:ShareBuybackProgrammeCancelledShares
      contextRef="c-673"
      decimals="-3"
      id="f-1619"
      unitRef="shares">350803000</ing:ShareBuybackProgrammeCancelledShares>
    <ifrs-full:TreasuryShares contextRef="c-399" decimals="-6" id="f-1620" unitRef="eur">2746000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-400" decimals="-6" id="f-1621" unitRef="eur">765000000</ifrs-full:TreasuryShares>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-674"
      decimals="-3"
      id="f-1622"
      unitRef="shares">166552000</ifrs-full:NumberOfSharesOutstanding>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-670"
      decimals="-3"
      id="f-1623"
      unitRef="shares">51117000</ifrs-full:NumberOfSharesOutstanding>
    <ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod
      contextRef="c-1"
      decimals="INF"
      id="f-1624"
      unitRef="programme">2</ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod>
    <ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod
      contextRef="c-261"
      decimals="INF"
      id="f-1625"
      unitRef="programme">1</ing:NumberOfShareBuybackProgrammesInitiatedDuringThePeriod>
    <ing:ShareBuybackProgrammeAuthorized contextRef="c-675" decimals="-6" id="f-1626" unitRef="eur">2000000000</ing:ShareBuybackProgrammeAuthorized>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-676"
      decimals="-6"
      id="f-1627"
      unitRef="shares">126000000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedEffectivePricePerShare
      contextRef="c-676"
      decimals="2"
      id="f-1628"
      unitRef="eurPerShare">15.89</ing:SharesRepurchasedEffectivePricePerShare>
    <ing:ShareBuybackProgrammeAuthorized contextRef="c-677" decimals="-6" id="f-1629" unitRef="eur">70000000</ing:ShareBuybackProgrammeAuthorized>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-678"
      decimals="-5"
      id="f-1630"
      unitRef="shares">3700000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedAveragePricePerShare
      contextRef="c-678"
      decimals="2"
      id="f-1631"
      unitRef="eurPerShare">17.44</ing:SharesRepurchasedAveragePricePerShare>
    <ing:ShareBuybackProgrammeAmount contextRef="c-678" decimals="-6" id="f-1632" unitRef="eur">64000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeAuthorized contextRef="c-679" decimals="-6" id="f-1633" unitRef="eur">2000000000</ing:ShareBuybackProgrammeAuthorized>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-680"
      decimals="-6"
      id="f-1634"
      unitRef="shares">40000000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedEffectivePricePerShare
      contextRef="c-680"
      decimals="2"
      id="f-1635"
      unitRef="eurPerShare">18.35</ing:SharesRepurchasedEffectivePricePerShare>
    <ifrs-full:DividendsPaid contextRef="c-411" decimals="-6" id="f-1636" unitRef="eur">2152000000</ifrs-full:DividendsPaid>
    <ifrs-full:DividendsPaid contextRef="c-681" decimals="-6" id="f-1637" unitRef="eur">4124000000</ifrs-full:DividendsPaid>
    <ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory contextRef="c-1" id="f-1638">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;12   Net interest income&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.537%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.919%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.421%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.919%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.261%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on loans&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,730&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on deposits&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;656&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through OCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,564&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,079&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,066&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,291&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,515&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on lease liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,763&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,863&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,261&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,651&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,842&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,929&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;18,552&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,290&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,762&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Includes interest income on loans to customers and banks, cash balances as well as negative interest on liabilities. Negative interest on liabilities amounted to EUR 4 million (2024: EUR 5 million).&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Includes interest paid on deposits from customers and banks, and negative interest on assets. Negative interest on assets amounted to EUR 4 million (2024: EUR nil).&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Net interest income was affected by reversing the hedge accounting impacts that are applied under EU &#x2018;IAS 39 carve-out&#x2019; with an impact of EUR 131 million (30 June 2024: EUR 107 million). The net decrease in Net interest income, without the IAS 39 carve out impact, is EUR 496 million.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory>
    <ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock contextRef="c-1" id="f-1639">&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.537%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.919%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.421%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.919%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.260%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.261%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on loans&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,730&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on deposits&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;656&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through OCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,564&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,079&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,066&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,291&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,515&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on lease liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,763&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,863&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,261&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,651&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,842&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,929&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;18,552&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,290&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,762&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Includes interest income on loans to customers and banks, cash balances as well as negative interest on liabilities. Negative interest on liabilities amounted to EUR 4 million (2024: EUR 5 million).&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;Includes interest paid on deposits from customers and banks, and negative interest on assets. Negative interest on assets amounted to EUR 4 million (2024: EUR nil).&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock>
    <ing:InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities contextRef="c-1" decimals="-6" id="f-1640" unitRef="eur">15730000000</ing:InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities>
    <ing:InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities contextRef="c-405" decimals="-6" id="f-1641" unitRef="eur">17212000000</ing:InterestIncomeOnLoansToCustomersAndBanksCashBalancesAndNegativeInterestOnLiabilities>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-1" decimals="-6" id="f-1642" unitRef="eur">6807000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-405" decimals="-6" id="f-1643" unitRef="eur">7462000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost contextRef="c-1" decimals="-6" id="f-1644" unitRef="eur">656000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost contextRef="c-405" decimals="-6" id="f-1645" unitRef="eur">579000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="c-1" decimals="-6" id="f-1646" unitRef="eur">2562000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
    <ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="c-405" decimals="-6" id="f-1647" unitRef="eur">2573000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-1" decimals="-6" id="f-1648" unitRef="eur">803000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-405" decimals="-6" id="f-1649" unitRef="eur">710000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ing:InterestExpenseOnSubordinatedLoans contextRef="c-1" decimals="-6" id="f-1650" unitRef="eur">394000000</ing:InterestExpenseOnSubordinatedLoans>
    <ing:InterestExpenseOnSubordinatedLoans contextRef="c-405" decimals="-6" id="f-1651" unitRef="eur">353000000</ing:InterestExpenseOnSubordinatedLoans>
    <ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9 contextRef="c-1" decimals="-6" id="f-1652" unitRef="eur">4889000000</ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9>
    <ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9 contextRef="c-405" decimals="-6" id="f-1653" unitRef="eur">6564000000</ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9>
    <ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1654" unitRef="eur">5528000000</ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting contextRef="c-405" decimals="-6" id="f-1655" unitRef="eur">7127000000</ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod contextRef="c-1" decimals="-6" id="f-1656" unitRef="eur">22079000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod contextRef="c-405" decimals="-6" id="f-1657" unitRef="eur">25066000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <ing:InterestExpenseUsingEffectiveInterestRate contextRef="c-1" decimals="-6" id="f-1658" unitRef="eur">15291000000</ing:InterestExpenseUsingEffectiveInterestRate>
    <ing:InterestExpenseUsingEffectiveInterestRate contextRef="c-405" decimals="-6" id="f-1659" unitRef="eur">17515000000</ing:InterestExpenseUsingEffectiveInterestRate>
    <ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="c-1" decimals="-6" id="f-1660" unitRef="eur">2652000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="c-405" decimals="-6" id="f-1661" unitRef="eur">3211000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss contextRef="c-1" decimals="-6" id="f-1662" unitRef="eur">2166000000</ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss contextRef="c-405" decimals="-6" id="f-1663" unitRef="eur">2843000000</ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss>
    <ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1664" unitRef="eur">1078000000</ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-405" decimals="-6" id="f-1665" unitRef="eur">1602000000</ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1666" unitRef="eur">1029000000</ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-405" decimals="-6" id="f-1667" unitRef="eur">1742000000</ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:MiscellaneousInterestIncome contextRef="c-1" decimals="-6" id="f-1668" unitRef="eur">34000000</ing:MiscellaneousInterestIncome>
    <ing:MiscellaneousInterestIncome contextRef="c-405" decimals="-6" id="f-1669" unitRef="eur">49000000</ing:MiscellaneousInterestIncome>
    <ifrs-full:InterestExpenseOnLeaseLiabilities contextRef="c-1" decimals="-6" id="f-1670" unitRef="eur">14000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InterestExpenseOnLeaseLiabilities contextRef="c-405" decimals="-6" id="f-1671" unitRef="eur">14000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InterestIncomeOnOtherFinancialAssets contextRef="c-1" decimals="-6" id="f-1672" unitRef="eur">3763000000</ifrs-full:InterestIncomeOnOtherFinancialAssets>
    <ifrs-full:InterestIncomeOnOtherFinancialAssets contextRef="c-405" decimals="-6" id="f-1673" unitRef="eur">4863000000</ifrs-full:InterestIncomeOnOtherFinancialAssets>
    <ing:MiscellaneousInterestExpense contextRef="c-1" decimals="-6" id="f-1674" unitRef="eur">52000000</ing:MiscellaneousInterestExpense>
    <ing:MiscellaneousInterestExpense contextRef="c-405" decimals="-6" id="f-1675" unitRef="eur">54000000</ing:MiscellaneousInterestExpense>
    <ifrs-full:InterestExpenseOnOtherFinancialLiabilities contextRef="c-1" decimals="-6" id="f-1676" unitRef="eur">3261000000</ifrs-full:InterestExpenseOnOtherFinancialLiabilities>
    <ifrs-full:InterestExpenseOnOtherFinancialLiabilities contextRef="c-405" decimals="-6" id="f-1677" unitRef="eur">4651000000</ifrs-full:InterestExpenseOnOtherFinancialLiabilities>
    <ifrs-full:RevenueFromInterest contextRef="c-1" decimals="-6" id="f-1678" unitRef="eur">25842000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:RevenueFromInterest contextRef="c-405" decimals="-6" id="f-1679" unitRef="eur">29929000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:InterestExpense contextRef="c-1" decimals="-6" id="f-1680" unitRef="eur">18552000000</ifrs-full:InterestExpense>
    <ifrs-full:InterestExpense contextRef="c-405" decimals="-6" id="f-1681" unitRef="eur">22166000000</ifrs-full:InterestExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-1" decimals="-6" id="f-1682" unitRef="eur">7290000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-405" decimals="-6" id="f-1683" unitRef="eur">7762000000</ifrs-full:InterestRevenueExpense>
    <ing:NegativeInterestIncomeOnLiabilities contextRef="c-1" decimals="-6" id="f-1684" unitRef="eur">-4000000</ing:NegativeInterestIncomeOnLiabilities>
    <ing:NegativeInterestIncomeOnLiabilities contextRef="c-405" decimals="-6" id="f-1685" unitRef="eur">-5000000</ing:NegativeInterestIncomeOnLiabilities>
    <ing:NegativeInterestExpenseOnAssets contextRef="c-1" decimals="-6" id="f-1686" unitRef="eur">4000000</ing:NegativeInterestExpenseOnAssets>
    <ing:NegativeInterestExpenseOnAssets contextRef="c-405" decimals="-6" id="f-1687" unitRef="eur">0</ing:NegativeInterestExpenseOnAssets>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-682" decimals="-6" id="f-1688" unitRef="eur">131000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-683" decimals="-6" id="f-1689" unitRef="eur">107000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-684" decimals="-6" id="f-1690" unitRef="eur">-496000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory contextRef="c-1" id="f-1691">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;13   Net fee and commission income&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.516%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,072&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Insurance and other broking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Portfolio management&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;386&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lending business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial guarantees and other commitments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,090&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distribution of products&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;874&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;760&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,216&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Reference is made to Note 18 'Segments', which includes net fee and commission income, as reported to the Executive Board and the Management Board Banking, disaggregated by line of business.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory>
    <ing:DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock contextRef="c-1" id="f-1692">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.516%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,072&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Insurance and other broking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Portfolio management&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;386&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lending business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial guarantees and other commitments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,090&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distribution of products&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;874&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;760&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,216&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock>
    <ing:PaymentServicesFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1693" unitRef="eur">1217000000</ing:PaymentServicesFeeAndCommissionIncome>
    <ing:PaymentServicesFeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1694" unitRef="eur">1072000000</ing:PaymentServicesFeeAndCommissionIncome>
    <ing:SecuritiesBusinessFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1695" unitRef="eur">482000000</ing:SecuritiesBusinessFeeAndCommissionIncome>
    <ing:SecuritiesBusinessFeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1696" unitRef="eur">395000000</ing:SecuritiesBusinessFeeAndCommissionIncome>
    <ing:InsuranceAndOtherBrokingFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1697" unitRef="eur">327000000</ing:InsuranceAndOtherBrokingFeeAndCommissionIncome>
    <ing:InsuranceAndOtherBrokingFeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1698" unitRef="eur">287000000</ing:InsuranceAndOtherBrokingFeeAndCommissionIncome>
    <ifrs-full:PortfolioAndOtherManagementFeeIncome contextRef="c-1" decimals="-6" id="f-1699" unitRef="eur">386000000</ifrs-full:PortfolioAndOtherManagementFeeIncome>
    <ifrs-full:PortfolioAndOtherManagementFeeIncome contextRef="c-405" decimals="-6" id="f-1700" unitRef="eur">339000000</ifrs-full:PortfolioAndOtherManagementFeeIncome>
    <ing:LendingBusinessFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1701" unitRef="eur">311000000</ing:LendingBusinessFeeAndCommissionIncome>
    <ing:LendingBusinessFeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1702" unitRef="eur">313000000</ing:LendingBusinessFeeAndCommissionIncome>
    <ing:FinancialGuaranteesAndOtherCommitments contextRef="c-1" decimals="-6" id="f-1703" unitRef="eur">229000000</ing:FinancialGuaranteesAndOtherCommitments>
    <ing:FinancialGuaranteesAndOtherCommitments contextRef="c-405" decimals="-6" id="f-1704" unitRef="eur">231000000</ing:FinancialGuaranteesAndOtherCommitments>
    <ifrs-full:OtherFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1705" unitRef="eur">138000000</ifrs-full:OtherFeeAndCommissionIncome>
    <ifrs-full:OtherFeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1706" unitRef="eur">120000000</ifrs-full:OtherFeeAndCommissionIncome>
    <ifrs-full:FeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1707" unitRef="eur">3090000000</ifrs-full:FeeAndCommissionIncome>
    <ifrs-full:FeeAndCommissionIncome contextRef="c-405" decimals="-6" id="f-1708" unitRef="eur">2757000000</ifrs-full:FeeAndCommissionIncome>
    <ing:PaymentServicesFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1709" unitRef="eur">421000000</ing:PaymentServicesFeeAndCommissionExpense>
    <ing:PaymentServicesFeeAndCommissionExpense contextRef="c-405" decimals="-6" id="f-1710" unitRef="eur">365000000</ing:PaymentServicesFeeAndCommissionExpense>
    <ing:SecuritiesBusinessFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1711" unitRef="eur">90000000</ing:SecuritiesBusinessFeeAndCommissionExpense>
    <ing:SecuritiesBusinessFeeAndCommissionExpense contextRef="c-405" decimals="-6" id="f-1712" unitRef="eur">75000000</ing:SecuritiesBusinessFeeAndCommissionExpense>
    <ing:DistributionOfProductsFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1713" unitRef="eur">259000000</ing:DistributionOfProductsFeeAndCommissionExpense>
    <ing:DistributionOfProductsFeeAndCommissionExpense contextRef="c-405" decimals="-6" id="f-1714" unitRef="eur">226000000</ing:DistributionOfProductsFeeAndCommissionExpense>
    <ifrs-full:OtherFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1715" unitRef="eur">104000000</ifrs-full:OtherFeeAndCommissionExpense>
    <ifrs-full:OtherFeeAndCommissionExpense contextRef="c-405" decimals="-6" id="f-1716" unitRef="eur">94000000</ifrs-full:OtherFeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1717" unitRef="eur">874000000</ifrs-full:FeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionExpense contextRef="c-405" decimals="-6" id="f-1718" unitRef="eur">760000000</ifrs-full:FeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-1" decimals="-6" id="f-1719" unitRef="eur">2216000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-405" decimals="-6" id="f-1720" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ing:ValuationResultsAndNetTradingIncomeTextBlock contextRef="c-1" id="f-1721">&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div id="i161587f53f804723967d4984739ee9ce_280"&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;14   Valuation results and net trading income&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.670%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Valuation results and net trading income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Change in fair value of derivatives relating to&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; cash flow hedges (ineffective portion)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; other non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,669&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,574&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Change in fair value of assets and liabilities (hedged items)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-667&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation results on assets and liabilities designated at FVPL (excluding trading)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange transactions results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,773&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,016&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In general, the fair value movements are influenced by changes in the market conditions, such as stock prices, credit spreads, interest rates and currency exchange rates. In 2025, valuation results and net trading income was affected by reversing the hedge accounting impacts that are applied under EU &#x2018;IAS 39 carve-out&#x2019; with an impact of &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;EUR 933 million (30 June 2024: EUR 1,405 million).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Net trading income relates to trading assets and trading liabilities which include assets and liabilities that are classified under IFRS as Trading but are closely related to servicing the needs of the clients of ING. ING offers products that are traded on the financial markets to institutional clients, corporate clients, and governments. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Securities trading results include the results of market making in instruments such as government securities, equity securities, corporate debt securities, money-market instruments. The majority of the risks involved in security and currency trading are economically hedged with derivatives. The securities trading results are partly offset by results on these derivatives. The result of these derivatives is included in Derivatives trading results. Derivatives trading results include the results of derivatives such as interest rate swaps, total return swaps, options, futures, and forward contracts.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Foreign exchange transactions results include gains and losses from spot contracts, options, futures, and translated foreign currency assets and liabilities. The result on currency trading is included in foreign exchange transactions results. &#x2018;Valuation results and net trading income&#x2019; include the fair value movements on derivatives (used for both hedge accounting and economically hedging exposures) as well as the changes in the fair value of assets and liabilities included in hedging relationships as hedged item&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;s.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ing:ValuationResultsAndNetTradingIncomeTextBlock>
    <ing:DisclosureOfDetailedInformationAboutValuationResultsAndNetTradingIncomeTableTextBlock contextRef="c-1" id="f-1722">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.670%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Valuation results and net trading income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other trading results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Change in fair value of derivatives relating to&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; cash flow hedges (ineffective portion)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; other non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,669&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,574&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Change in fair value of assets and liabilities (hedged items)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-667&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation results on assets and liabilities designated at FVPL (excluding trading)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange transactions results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,773&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,016&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfDetailedInformationAboutValuationResultsAndNetTradingIncomeTableTextBlock>
    <ing:TradingIncomeExpenseOnSecurities contextRef="c-1" decimals="-6" id="f-1723" unitRef="eur">2194000000</ing:TradingIncomeExpenseOnSecurities>
    <ing:TradingIncomeExpenseOnSecurities contextRef="c-405" decimals="-6" id="f-1724" unitRef="eur">492000000</ing:TradingIncomeExpenseOnSecurities>
    <ifrs-full:TradingIncomeExpenseOnDerivativeFinancialInstruments contextRef="c-1" decimals="-6" id="f-1725" unitRef="eur">-1169000000</ifrs-full:TradingIncomeExpenseOnDerivativeFinancialInstruments>
    <ifrs-full:TradingIncomeExpenseOnDerivativeFinancialInstruments contextRef="c-405" decimals="-6" id="f-1726" unitRef="eur">292000000</ifrs-full:TradingIncomeExpenseOnDerivativeFinancialInstruments>
    <ifrs-full:OtherTradingIncomeExpense contextRef="c-1" decimals="-6" id="f-1727" unitRef="eur">165000000</ifrs-full:OtherTradingIncomeExpense>
    <ifrs-full:OtherTradingIncomeExpense contextRef="c-405" decimals="-6" id="f-1728" unitRef="eur">173000000</ifrs-full:OtherTradingIncomeExpense>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-685" decimals="-6" id="f-1729" unitRef="eur">671000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-686" decimals="-6" id="f-1730" unitRef="eur">22000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-687" decimals="-6" id="f-1731" unitRef="eur">4000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-688" decimals="-6" id="f-1732" unitRef="eur">12000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-689" decimals="-6" id="f-1733" unitRef="eur">-1669000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives contextRef="c-690" decimals="-6" id="f-1734" unitRef="eur">3574000000</ifrs-full:GainsLossesOnChangeInFairValueOfDerivatives>
    <ing:GainsLossesOnChangeInFairValueOfHedgedItems contextRef="c-1" decimals="-6" id="f-1735" unitRef="eur">-667000000</ing:GainsLossesOnChangeInFairValueOfHedgedItems>
    <ing:GainsLossesOnChangeInFairValueOfHedgedItems contextRef="c-405" decimals="-6" id="f-1736" unitRef="eur">-12000000</ing:GainsLossesOnChangeInFairValueOfHedgedItems>
    <ing:GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading contextRef="c-1" decimals="-6" id="f-1737" unitRef="eur">55000000</ing:GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading>
    <ing:GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading contextRef="c-405" decimals="-6" id="f-1738" unitRef="eur">93000000</ing:GainsLossesOnAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossExcludingTrading>
    <ifrs-full:TradingIncomeExpenseOnForeignExchangeContracts contextRef="c-1" decimals="-6" id="f-1739" unitRef="eur">3190000000</ifrs-full:TradingIncomeExpenseOnForeignExchangeContracts>
    <ifrs-full:TradingIncomeExpenseOnForeignExchangeContracts contextRef="c-405" decimals="-6" id="f-1740" unitRef="eur">-1630000000</ifrs-full:TradingIncomeExpenseOnForeignExchangeContracts>
    <ifrs-full:TradingIncomeExpense contextRef="c-1" decimals="-6" id="f-1741" unitRef="eur">2773000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:TradingIncomeExpense contextRef="c-405" decimals="-6" id="f-1742" unitRef="eur">3016000000</ifrs-full:TradingIncomeExpense>
    <ing:ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment contextRef="c-691" decimals="-6" id="f-1743" unitRef="eur">-933000000</ing:ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment>
    <ing:ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment contextRef="c-692" decimals="-6" id="f-1744" unitRef="eur">-1405000000</ing:ImpactOfInterestRateVolatilityEUIAS39CarveOutAdjustment>
    <ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory contextRef="c-1" id="f-1745">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;15   Other operating expenses&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Other operating expenses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024 &lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Promotional and client acquisition costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IT related expenses &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;(excluding outsourcing and subcontracting)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Outsourcing and subcontracting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Facilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Market data services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Advisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Audit and supervisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Indirect taxes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Depreciation and impairment of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation and impairment of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions and releases of provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,485&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,393&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; ING changed the presentation of Other operating expenses as of 2025. The comparative figures for 30 June 2024 have been updated accordingly. The reclassifications do not affect the total amount of Other operating expenses.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Regulatory costs&lt;/span&gt;&lt;/div&gt;Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for the first six months of 2025, are contributions to DGS of EUR 136 million (HY2024: EUR 157 million) mainly related to Belgium, Germany and Poland and contributions to the SRF and local resolution funds of EUR 41 million (HY2024: EUR 35 million). In 2025 local bank taxes decreased by EUR 7 million from EUR 255 million in HY2024 to EUR 261 million.</ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory>
    <ing:DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock contextRef="c-1" id="f-1746">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:77.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.823%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Other operating expenses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024 &lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Promotional and client acquisition costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IT related expenses &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;(excluding outsourcing and subcontracting)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Outsourcing and subcontracting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Facilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Market data services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Advisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Audit and supervisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Indirect taxes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Depreciation and impairment of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation and impairment of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions and releases of provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,485&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,393&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; ING changed the presentation of Other operating expenses as of 2025. The comparative figures for 30 June 2024 have been updated accordingly. The reclassifications do not affect the total amount of Other operating expenses.&lt;/span&gt;</ing:DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock>
    <ing:PromotionalAndClientsAcquisitionCosts contextRef="c-1" decimals="-6" id="f-1747" unitRef="eur">206000000</ing:PromotionalAndClientsAcquisitionCosts>
    <ing:PromotionalAndClientsAcquisitionCosts contextRef="c-405" decimals="-6" id="f-1748" unitRef="eur">199000000</ing:PromotionalAndClientsAcquisitionCosts>
    <ing:InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting contextRef="c-1" decimals="-6" id="f-1749" unitRef="eur">382000000</ing:InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting>
    <ing:InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting contextRef="c-405" decimals="-6" id="f-1750" unitRef="eur">353000000</ing:InformationTechnologyExpensesExcludingOutsourcingAndSubcontracting>
    <ing:OutsourcingAndSubcontractingExpenses contextRef="c-1" decimals="-6" id="f-1751" unitRef="eur">327000000</ing:OutsourcingAndSubcontractingExpenses>
    <ing:OutsourcingAndSubcontractingExpenses contextRef="c-405" decimals="-6" id="f-1752" unitRef="eur">296000000</ing:OutsourcingAndSubcontractingExpenses>
    <ifrs-full:RentalExpense contextRef="c-1" decimals="-6" id="f-1753" unitRef="eur">137000000</ifrs-full:RentalExpense>
    <ifrs-full:RentalExpense contextRef="c-405" decimals="-6" id="f-1754" unitRef="eur">143000000</ifrs-full:RentalExpense>
    <ing:MarketDataServices contextRef="c-1" decimals="-6" id="f-1755" unitRef="eur">73000000</ing:MarketDataServices>
    <ing:MarketDataServices contextRef="c-405" decimals="-6" id="f-1756" unitRef="eur">69000000</ing:MarketDataServices>
    <ifrs-full:ProfessionalFeesExpense contextRef="c-1" decimals="-6" id="f-1757" unitRef="eur">135000000</ifrs-full:ProfessionalFeesExpense>
    <ifrs-full:ProfessionalFeesExpense contextRef="c-405" decimals="-6" id="f-1758" unitRef="eur">135000000</ifrs-full:ProfessionalFeesExpense>
    <ifrs-full:AuditorsRemunerationForAuditServices contextRef="c-1" decimals="-6" id="f-1759" unitRef="eur">74000000</ifrs-full:AuditorsRemunerationForAuditServices>
    <ifrs-full:AuditorsRemunerationForAuditServices contextRef="c-405" decimals="-6" id="f-1760" unitRef="eur">72000000</ifrs-full:AuditorsRemunerationForAuditServices>
    <ifrs-full:TaxExpenseOtherThanIncomeTaxExpense contextRef="c-1" decimals="-6" id="f-1761" unitRef="eur">167000000</ifrs-full:TaxExpenseOtherThanIncomeTaxExpense>
    <ifrs-full:TaxExpenseOtherThanIncomeTaxExpense contextRef="c-405" decimals="-6" id="f-1762" unitRef="eur">91000000</ifrs-full:TaxExpenseOtherThanIncomeTaxExpense>
    <ing:RegulatoryCosts contextRef="c-1" decimals="-6" id="f-1763" unitRef="eur">439000000</ing:RegulatoryCosts>
    <ing:RegulatoryCosts contextRef="c-405" decimals="-6" id="f-1764" unitRef="eur">446000000</ing:RegulatoryCosts>
    <ing:DepreciationAndImpairmentLossPropertyPlantAndEquipment contextRef="c-1" decimals="-6" id="f-1765" unitRef="eur">218000000</ing:DepreciationAndImpairmentLossPropertyPlantAndEquipment>
    <ing:DepreciationAndImpairmentLossPropertyPlantAndEquipment contextRef="c-405" decimals="-6" id="f-1766" unitRef="eur">231000000</ing:DepreciationAndImpairmentLossPropertyPlantAndEquipment>
    <ing:DepreciationAndImpairmentLossIntangibleAssets contextRef="c-1" decimals="-6" id="f-1767" unitRef="eur">111000000</ing:DepreciationAndImpairmentLossIntangibleAssets>
    <ing:DepreciationAndImpairmentLossIntangibleAssets contextRef="c-405" decimals="-6" id="f-1768" unitRef="eur">109000000</ing:DepreciationAndImpairmentLossIntangibleAssets>
    <ing:AdditionReversalOfProvisionsNet contextRef="c-1" decimals="-6" id="f-1769" unitRef="eur">150000000</ing:AdditionReversalOfProvisionsNet>
    <ing:AdditionReversalOfProvisionsNet contextRef="c-405" decimals="-6" id="f-1770" unitRef="eur">91000000</ing:AdditionReversalOfProvisionsNet>
    <ifrs-full:MiscellaneousOtherOperatingExpense contextRef="c-1" decimals="-6" id="f-1771" unitRef="eur">67000000</ifrs-full:MiscellaneousOtherOperatingExpense>
    <ifrs-full:MiscellaneousOtherOperatingExpense contextRef="c-405" decimals="-6" id="f-1772" unitRef="eur">160000000</ifrs-full:MiscellaneousOtherOperatingExpense>
    <ifrs-full:OtherExpenseByNature contextRef="c-1" decimals="-6" id="f-1773" unitRef="eur">2485000000</ifrs-full:OtherExpenseByNature>
    <ifrs-full:OtherExpenseByNature contextRef="c-405" decimals="-6" id="f-1774" unitRef="eur">2393000000</ifrs-full:OtherExpenseByNature>
    <ing:ContributionsToDepositGuaranteeSchemes contextRef="c-693" decimals="-6" id="f-1775" unitRef="eur">136000000</ing:ContributionsToDepositGuaranteeSchemes>
    <ing:ContributionsToDepositGuaranteeSchemes contextRef="c-694" decimals="-6" id="f-1776" unitRef="eur">157000000</ing:ContributionsToDepositGuaranteeSchemes>
    <ing:ContributionsToSingleAndLocalResolutionFund contextRef="c-1" decimals="-6" id="f-1777" unitRef="eur">41000000</ing:ContributionsToSingleAndLocalResolutionFund>
    <ing:ContributionsToSingleAndLocalResolutionFund contextRef="c-405" decimals="-6" id="f-1778" unitRef="eur">35000000</ing:ContributionsToSingleAndLocalResolutionFund>
    <ing:IncreaseDecreaseInLocalBankTaxes contextRef="c-1" decimals="-6" id="f-1779" unitRef="eur">7000000</ing:IncreaseDecreaseInLocalBankTaxes>
    <ing:LocalBankTaxes contextRef="c-436" decimals="-6" id="f-1780" unitRef="eur">255000000</ing:LocalBankTaxes>
    <ing:LocalBankTaxes contextRef="c-399" decimals="-6" id="f-1781" unitRef="eur">261000000</ing:LocalBankTaxes>
    <ifrs-full:DisclosureOfEarningsPerShareExplanatory contextRef="c-1" id="f-1782">&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div id="i161587f53f804723967d4984739ee9ce_298"&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;16   Earnings per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.059%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Earnings per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average number&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;of ordinary  shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;during the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR million)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in millions)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,041.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,292.5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.29&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:11pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of dilutive instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,041.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,295.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.29&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Earnings per ordinary share is calculated on the basis of the weighted average number of ordinary shares outstanding. In calculating the weighted average number of ordinary shares outstanding, own shares held by group companies (including share buyback programmes) are deducted from the total number of ordinary shares in issue. &lt;br/&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Dilutive instruments&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Diluted earnings per share is calculated as if the share plans outstanding at the end of the period had been exercised at the beginning of the period and assuming that the cash received from dilutive instruments (if any) is used to buy own shares against the average market price during the period. The net increase in the number of shares resulting from exercising share plans is added to the average number of shares used for the calculation of diluted earnings per share.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEarningsPerShareExplanatory>
    <ifrs-full:EarningsPerShareExplanatory contextRef="c-1" id="f-1783">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.059%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Earnings per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average number&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;of ordinary  shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;during the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR million)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in millions)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,041.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,292.5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.29&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:11pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of dilutive instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,041.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,295.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.29&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:EarningsPerShareExplanatory>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1784" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-405" decimals="-6" id="f-1785" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:WeightedAverageShares contextRef="c-1" decimals="-5" id="f-1786" unitRef="shares">3041900000</ifrs-full:WeightedAverageShares>
    <ifrs-full:WeightedAverageShares
      contextRef="c-405"
      decimals="-5"
      id="f-1787"
      unitRef="shares">3292500000</ifrs-full:WeightedAverageShares>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="c-1"
      decimals="2"
      id="f-1788"
      unitRef="eurPerShare">1.29</ifrs-full:BasicEarningsLossPerShare>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="c-405"
      decimals="2"
      id="f-1789"
      unitRef="eurPerShare">1.35</ifrs-full:BasicEarningsLossPerShare>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="c-1" decimals="-6" id="f-1790" unitRef="eur">3915000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="c-405" decimals="-6" id="f-1791" unitRef="eur">4456000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations
      contextRef="c-1"
      decimals="2"
      id="f-1792"
      unitRef="eurPerShare">1.29</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations
      contextRef="c-405"
      decimals="2"
      id="f-1793"
      unitRef="eurPerShare">1.35</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares contextRef="c-1" decimals="-5" id="f-1794" unitRef="shares">0.0</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares
      contextRef="c-405"
      decimals="-5"
      id="f-1795"
      unitRef="shares">3300000</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares contextRef="c-1" decimals="-5" id="f-1796" unitRef="shares">0.0</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares
      contextRef="c-405"
      decimals="-5"
      id="f-1797"
      unitRef="shares">3300000</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-1" decimals="-6" id="f-1798" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-405" decimals="-6" id="f-1799" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:AdjustedWeightedAverageShares contextRef="c-1" decimals="-5" id="f-1800" unitRef="shares">3041900000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:AdjustedWeightedAverageShares
      contextRef="c-405"
      decimals="-5"
      id="f-1801"
      unitRef="shares">3295800000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="c-1"
      decimals="2"
      id="f-1802"
      unitRef="eurPerShare">1.29</ifrs-full:DilutedEarningsLossPerShare>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="c-405"
      decimals="2"
      id="f-1803"
      unitRef="eurPerShare">1.35</ifrs-full:DilutedEarningsLossPerShare>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-1" decimals="-6" id="f-1804" unitRef="eur">3915000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-405" decimals="-6" id="f-1805" unitRef="eur">4456000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations
      contextRef="c-1"
      decimals="2"
      id="f-1806"
      unitRef="eurPerShare">1.29</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations
      contextRef="c-405"
      decimals="2"
      id="f-1807"
      unitRef="eurPerShare">1.35</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DisclosureOfDividendsExplanatory contextRef="c-1" id="f-1808">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;17   Dividend per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.670%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends to shareholders of the parent&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total  (in EUR million)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends on ordinary shares:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.756&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend in respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.106&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.710&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend in respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.060&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,281&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend declared&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend for the period ending 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 22&#160;April 2025, the Annual General Meeting of shareholders ratified the total dividend of EUR 1.06 per ordinary share of which EUR 0.35 per share was paid as an interim cash dividend during August 2024. The final dividend of EUR 0.71 per ordinary share was paid entirely in cash on 2&#160;May 2025. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In October 2024 an additional cash distribution of EUR 0.161 per share was declared to shareholders of ING Group and EUR 498 million was paid in January 2025 (HY2025: nil).&lt;/span&gt;&lt;/div&gt;ING Groep N.V. is required to withhold tax of 15% on dividends paid. Reference is made to Note 11 'Equity' for further information on share buyback programmes and other distributions.</ifrs-full:DisclosureOfDividendsExplanatory>
    <ing:DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock contextRef="c-1" id="f-1809">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:65.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.670%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends to shareholders of the parent&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total  (in EUR million)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends on ordinary shares:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.756&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend in respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.106&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.710&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend in respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.060&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,281&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In respect of 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend declared&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total dividend for the period ending 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.350&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-695"
      decimals="3"
      id="f-1810"
      unitRef="eurPerShare">0.350</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-695" decimals="-6" id="f-1811" unitRef="eur">1260000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-696"
      decimals="3"
      id="f-1812"
      unitRef="eurPerShare">0.756</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-696" decimals="-6" id="f-1813" unitRef="eur">2497000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-697"
      decimals="3"
      id="f-1814"
      unitRef="eurPerShare">1.106</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-697" decimals="-6" id="f-1815" unitRef="eur">3757000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-698"
      decimals="3"
      id="f-1816"
      unitRef="eurPerShare">0.350</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-698" decimals="-6" id="f-1817" unitRef="eur">1129000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-699"
      decimals="3"
      id="f-1818"
      unitRef="eurPerShare">0.710</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-699" decimals="-6" id="f-1819" unitRef="eur">2152000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-261"
      decimals="3"
      id="f-1820"
      unitRef="eurPerShare">1.060</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-261" decimals="-6" id="f-1821" unitRef="eur">3281000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare
      contextRef="c-1"
      decimals="3"
      id="f-1822"
      unitRef="eurPerShare">0.350</ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare>
    <ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners contextRef="c-1" decimals="-6" id="f-1823" unitRef="eur">1043000000</ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-1"
      decimals="3"
      id="f-1824"
      unitRef="eurPerShare">0.350</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1825" unitRef="eur">1043000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-700"
      decimals="2"
      id="f-1826"
      unitRef="eurPerShare">1.06</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-698"
      decimals="2"
      id="f-1827"
      unitRef="eurPerShare">0.35</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-701"
      decimals="2"
      id="f-1828"
      unitRef="eurPerShare">0.71</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-702"
      decimals="3"
      id="f-1829"
      unitRef="eurPerShare">0.161</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ing:OtherCashDistributions contextRef="c-703" decimals="-6" id="f-1830" unitRef="eur">498000000</ing:OtherCashDistributions>
    <ing:OtherCashDistributions contextRef="c-1" decimals="-6" id="f-1831" unitRef="eur">0</ing:OtherCashDistributions>
    <ing:WithholdingTaxOnDividendsPaid contextRef="c-1" decimals="2" id="f-1832" unitRef="number">0.15</ing:WithholdingTaxOnDividendsPaid>
    <ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory contextRef="c-1" id="f-1833">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;18   Segments&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s segments are based on the internal reporting structure by lines of business. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set performance targets, and approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in line with the strategy and performance targets set by the CODM.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Recognition and measurement of segment results are in accordance with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2024 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment. Interest income per segment is reported as net interest income because management relies primarily on net (rather than gross) interest revenue to assess the performance of the segments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table specifies the segments by line of business and the main sources of income of each of the segments:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Specification of the main sources of income of each of the segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main source of income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in the Netherlands. The main products and services offered are daily banking, lending, savings, investments and insurance.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in Belgium and Luxembourg. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in Germany. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in the other retail countries. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from wholesale banking activities, of which the main products are lending, payments &amp;amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this approach relevant for understanding the Group&#x2019;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#x2019;s operating performance and make decisions about allocating resources.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result is derived by including the impact of the IFRS-EU &#x2018;IAS 39 carve out&#x2019; adjustment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The IFRS-EU &#x2018;IAS 39 carve-out&#x2019; adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Reference is made to Note '1.2   Basis of preparation of the Condensed consolidated interim financial statements&#x2019;. for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group reconciles the total segment results to the overall result using Corporate Line. The Corporate Line includes capital management activities, as ING Group applies a system of capital charging for its banking operations to create a comparable basis for the results of business units globally, irrespective of the business units&#x2019; book equity and the currency they operate in. Corporate Line also includes certain other income and expenses not allocated to the banking businesses, such as our investments in Bank of Beijing and TMBThanachart Bank (Asian stakes), as well our stake in Van Lanschot Kempen. Furthermore, results in the Corporate Line have been impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#xfc;rkiye (IAS 29).&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Total income for Corporate Line in the first half of 2025 amounted to EUR 265 million compared with EUR 99 million a year earlier. The 2025 figure included higher income from foreign currency ratio hedging (up EUR 83 million year-on-year), a EUR 39 million interim dividend from our stake in the Bank of Beijing and a positive revaluation of the derivative for the forward purchase of a stake in Van Lanschot Kempen. The comparable period in 2024 had included a EUR 53 million receivable related to the prior insolvency of a financial institution in the Netherlands.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Operating expenses for the first half of 2025 amounted to EUR 239 million, up from EUR 199 million in the first half of 2024, which had included a VAT refund.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The information presented in this note is consistent with that provided to the Executive Board of ING Group and the Management Board Banking. This note does not include details on the types of products and services from which each reportable segment derives revenue, as this information is not reported internally and is therefore not readily available.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.861%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB attributable to equity holder of the parent&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,404&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,516&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;127&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,812&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,798&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Remove impact of:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out' &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,065&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result ING Group IFRS-EU &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,237&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;127&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Net result reflects the net result attributable to shareholders of the parent.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.638%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.155%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.855%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.913%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;ING Group Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which share of result from associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which revaluations and trading income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,229&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;111&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;150&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which Regulatory expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,843&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,433&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;108&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,716&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;144&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,050&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,251&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out'&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,835&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:2.268%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.915%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;886&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,929&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,412&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;356&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;293&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;403&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which share of result from associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which revaluations and trading income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-84&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,340&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;355&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,451&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,298&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,425&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,449&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,452&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;265&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,402&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,498&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,297&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which Regulatory expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,054&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;758&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,595&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,128&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;240&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;980&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,045&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;199&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,398&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;226&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;667&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;854&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,324&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,443&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;357&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,623&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;369&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,029&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;450&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;962&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-21&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out'&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,029&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;450&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-21&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory>
    <ifrs-full:DisclosureOfOperatingSegmentsExplanatory contextRef="c-1" id="f-1834">&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table specifies the segments by line of business and the main sources of income of each of the segments:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.976%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.824%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Specification of the main sources of income of each of the segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main source of income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in the Netherlands. The main products and services offered are daily banking, lending, savings, investments and insurance.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in Belgium and Luxembourg. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in Germany. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from products and services provided to private individuals, business banking clients and private banking clients in the other retail countries. The main products and services offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from wholesale banking activities, of which the main products are lending, payments &amp;amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.638%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.155%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.407%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.855%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.913%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;ING Group Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which share of result from associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which revaluations and trading income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,229&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;111&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;150&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which Regulatory expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,843&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,433&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;108&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,716&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;144&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,050&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,251&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out'&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,835&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOperatingSegmentsExplanatory>
    <ifrs-full:Revenue contextRef="c-704" decimals="-6" id="f-1835" unitRef="eur">265000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-705" decimals="-6" id="f-1836" unitRef="eur">99000000</ifrs-full:Revenue>
    <ing:IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging contextRef="c-706" decimals="-6" id="f-1837" unitRef="eur">83000000</ing:IncreaseDecreaseInIncomeFromForeignCurrencyRatioHedging>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-707" decimals="-6" id="f-1838" unitRef="eur">39000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLoss contextRef="c-705" decimals="-6" id="f-1839" unitRef="eur">53000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:OperatingExpense contextRef="c-704" decimals="-6" id="f-1840" unitRef="eur">239000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-705" decimals="-6" id="f-1841" unitRef="eur">199000000</ifrs-full:OperatingExpense>
    <ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory contextRef="c-1" id="f-1842">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.861%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.603%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB attributable to equity holder of the parent&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,404&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,516&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;127&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,812&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,798&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Remove impact of:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out' &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,065&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result ING Group IFRS-EU &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,237&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;127&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Net result reflects the net result attributable to shareholders of the parent.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-1" decimals="-6" id="f-1843" unitRef="eur">12404000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-1" decimals="-6" id="f-1844" unitRef="eur">6846000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-1" decimals="-6" id="f-1845" unitRef="eur">1516000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-1" decimals="-6" id="f-1846" unitRef="eur">127000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1847" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-405" decimals="-6" id="f-1848" unitRef="eur">12812000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-405" decimals="-6" id="f-1849" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-405" decimals="-6" id="f-1850" unitRef="eur">1798000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-405" decimals="-6" id="f-1851" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-405" decimals="-6" id="f-1852" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-708" decimals="-6" id="f-1853" unitRef="eur">-1065000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-708" decimals="-6" id="f-1854" unitRef="eur">-279000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-708" decimals="-6" id="f-1855" unitRef="eur">-786000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-709" decimals="-6" id="f-1856" unitRef="eur">-1512000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-709" decimals="-6" id="f-1857" unitRef="eur">-414000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-709" decimals="-6" id="f-1858" unitRef="eur">-1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-710" decimals="-6" id="f-1859" unitRef="eur">11339000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-710" decimals="-6" id="f-1860" unitRef="eur">6846000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-710" decimals="-6" id="f-1861" unitRef="eur">1237000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-710" decimals="-6" id="f-1862" unitRef="eur">127000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-710" decimals="-6" id="f-1863" unitRef="eur">3130000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-711" decimals="-6" id="f-1864" unitRef="eur">11300000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-711" decimals="-6" id="f-1865" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-711" decimals="-6" id="f-1866" unitRef="eur">1385000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-711" decimals="-6" id="f-1867" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-711" decimals="-6" id="f-1868" unitRef="eur">3358000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:InterestRevenueExpense contextRef="c-712" decimals="-6" id="f-1869" unitRef="eur">7051000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-713" decimals="-6" id="f-1870" unitRef="eur">108000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-714" decimals="-6" id="f-1871" unitRef="eur">7159000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-715" decimals="-6" id="f-1872" unitRef="eur">7508000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-716" decimals="-6" id="f-1873" unitRef="eur">147000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-717" decimals="-6" id="f-1874" unitRef="eur">7655000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-712" decimals="-6" id="f-1875" unitRef="eur">2214000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-713" decimals="-6" id="f-1876" unitRef="eur">2000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-714" decimals="-6" id="f-1877" unitRef="eur">2216000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-715" decimals="-6" id="f-1878" unitRef="eur">1995000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-716" decimals="-6" id="f-1879" unitRef="eur">3000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-717" decimals="-6" id="f-1880" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ing:InvestmentAndOtherIncome contextRef="c-712" decimals="-6" id="f-1881" unitRef="eur">1965000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-714" decimals="-6" id="f-1882" unitRef="eur">1965000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-715" decimals="-6" id="f-1883" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-717" decimals="-6" id="f-1884" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-712" decimals="-6" id="f-1885" unitRef="eur">85000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-714" decimals="-6" id="f-1886" unitRef="eur">85000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-715" decimals="-6" id="f-1887" unitRef="eur">19000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-717" decimals="-6" id="f-1888" unitRef="eur">19000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:TradingIncomeExpense contextRef="c-712" decimals="-6" id="f-1889" unitRef="eur">1839000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:TradingIncomeExpense contextRef="c-714" decimals="-6" id="f-1890" unitRef="eur">1839000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:TradingIncomeExpense contextRef="c-715" decimals="-6" id="f-1891" unitRef="eur">1609000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:TradingIncomeExpense contextRef="c-716" decimals="-6" id="f-1892" unitRef="eur">1000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:TradingIncomeExpense contextRef="c-717" decimals="-6" id="f-1893" unitRef="eur">1610000000</ifrs-full:TradingIncomeExpense>
    <ifrs-full:Revenue contextRef="c-712" decimals="-6" id="f-1894" unitRef="eur">11229000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-713" decimals="-6" id="f-1895" unitRef="eur">111000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-714" decimals="-6" id="f-1896" unitRef="eur">11339000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-715" decimals="-6" id="f-1897" unitRef="eur">11149000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-716" decimals="-6" id="f-1898" unitRef="eur">150000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-717" decimals="-6" id="f-1899" unitRef="eur">11300000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-712" decimals="-6" id="f-1900" unitRef="eur">6231000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-713" decimals="-6" id="f-1901" unitRef="eur">3000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-714" decimals="-6" id="f-1902" unitRef="eur">6234000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-715" decimals="-6" id="f-1903" unitRef="eur">5874000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-716" decimals="-6" id="f-1904" unitRef="eur">6000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-717" decimals="-6" id="f-1905" unitRef="eur">5880000000</ifrs-full:OperatingExpense>
    <ing:RegulatoryCosts contextRef="c-712" decimals="-6" id="f-1906" unitRef="eur">439000000</ing:RegulatoryCosts>
    <ing:RegulatoryCosts contextRef="c-714" decimals="-6" id="f-1907" unitRef="eur">439000000</ing:RegulatoryCosts>
    <ing:RegulatoryCosts contextRef="c-715" decimals="-6" id="f-1908" unitRef="eur">446000000</ing:RegulatoryCosts>
    <ing:RegulatoryCosts contextRef="c-717" decimals="-6" id="f-1909" unitRef="eur">446000000</ing:RegulatoryCosts>
    <ing:AllowanceForCreditLossesRecognisedInProfitLoss contextRef="c-712" decimals="-6" id="f-1910" unitRef="eur">612000000</ing:AllowanceForCreditLossesRecognisedInProfitLoss>
    <ing:AllowanceForCreditLossesRecognisedInProfitLoss contextRef="c-714" decimals="-6" id="f-1911" unitRef="eur">612000000</ing:AllowanceForCreditLossesRecognisedInProfitLoss>
    <ing:AllowanceForCreditLossesRecognisedInProfitLoss contextRef="c-715" decimals="-6" id="f-1912" unitRef="eur">559000000</ing:AllowanceForCreditLossesRecognisedInProfitLoss>
    <ing:AllowanceForCreditLossesRecognisedInProfitLoss contextRef="c-717" decimals="-6" id="f-1913" unitRef="eur">559000000</ing:AllowanceForCreditLossesRecognisedInProfitLoss>
    <ifrs-full:ExpenseByNature contextRef="c-712" decimals="-6" id="f-1914" unitRef="eur">6843000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-713" decimals="-6" id="f-1915" unitRef="eur">3000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-714" decimals="-6" id="f-1916" unitRef="eur">6846000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-715" decimals="-6" id="f-1917" unitRef="eur">6433000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-716" decimals="-6" id="f-1918" unitRef="eur">6000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-717" decimals="-6" id="f-1919" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-712" decimals="-6" id="f-1920" unitRef="eur">4385000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-713" decimals="-6" id="f-1921" unitRef="eur">108000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-714" decimals="-6" id="f-1922" unitRef="eur">4493000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-715" decimals="-6" id="f-1923" unitRef="eur">4716000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-716" decimals="-6" id="f-1924" unitRef="eur">144000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-717" decimals="-6" id="f-1925" unitRef="eur">4861000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-712" decimals="-6" id="f-1926" unitRef="eur">1209000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-713" decimals="-6" id="f-1927" unitRef="eur">28000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-714" decimals="-6" id="f-1928" unitRef="eur">1237000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-715" decimals="-6" id="f-1929" unitRef="eur">1347000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-716" decimals="-6" id="f-1930" unitRef="eur">38000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-717" decimals="-6" id="f-1931" unitRef="eur">1385000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-712" decimals="-6" id="f-1932" unitRef="eur">127000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-714" decimals="-6" id="f-1933" unitRef="eur">127000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-715" decimals="-6" id="f-1934" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-717" decimals="-6" id="f-1935" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-712" decimals="-6" id="f-1936" unitRef="eur">3050000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-713" decimals="-6" id="f-1937" unitRef="eur">80000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-714" decimals="-6" id="f-1938" unitRef="eur">3130000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-715" decimals="-6" id="f-1939" unitRef="eur">3251000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-716" decimals="-6" id="f-1940" unitRef="eur">107000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-717" decimals="-6" id="f-1941" unitRef="eur">3358000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-718" decimals="-6" id="f-1942" unitRef="eur">786000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-719" decimals="-6" id="f-1943" unitRef="eur">786000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-720" decimals="-6" id="f-1944" unitRef="eur">1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-721" decimals="-6" id="f-1945" unitRef="eur">1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-722" decimals="-6" id="f-1946" unitRef="eur">3835000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-723" decimals="-6" id="f-1947" unitRef="eur">80000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-724" decimals="-6" id="f-1948" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-725" decimals="-6" id="f-1949" unitRef="eur">4350000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-726" decimals="-6" id="f-1950" unitRef="eur">107000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-727" decimals="-6" id="f-1951" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfProductsAndServicesExplanatory contextRef="c-1" id="f-1952">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:2.268%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.915%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2025&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;886&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,929&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,412&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;356&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;293&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;403&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which share of result from associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which revaluations and trading income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-84&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,340&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;355&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,451&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,298&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,425&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,449&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,452&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;265&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,339&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,402&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,498&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,297&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; of which Regulatory expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,054&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;758&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,595&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,128&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;240&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;980&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,045&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;199&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,398&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;226&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;667&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;854&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,324&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,493&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,443&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;357&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,623&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;369&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,029&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;450&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;962&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-21&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Adjustment of the EU 'IAS 39 carve out'&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,029&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;450&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-21&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,915&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfProductsAndServicesExplanatory>
    <ifrs-full:InterestRevenueExpense contextRef="c-728" decimals="-6" id="f-1953" unitRef="eur">1508000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-729" decimals="-6" id="f-1954" unitRef="eur">886000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-730" decimals="-6" id="f-1955" unitRef="eur">1215000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-731" decimals="-6" id="f-1956" unitRef="eur">1929000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-732" decimals="-6" id="f-1957" unitRef="eur">1412000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-704" decimals="-6" id="f-1958" unitRef="eur">209000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-733" decimals="-6" id="f-1959" unitRef="eur">7159000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-734" decimals="-6" id="f-1960" unitRef="eur">1534000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-735" decimals="-6" id="f-1961" unitRef="eur">1052000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-736" decimals="-6" id="f-1962" unitRef="eur">1337000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-737" decimals="-6" id="f-1963" unitRef="eur">1884000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-738" decimals="-6" id="f-1964" unitRef="eur">1737000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-705" decimals="-6" id="f-1965" unitRef="eur">111000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-739" decimals="-6" id="f-1966" unitRef="eur">7655000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-728" decimals="-6" id="f-1967" unitRef="eur">540000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-729" decimals="-6" id="f-1968" unitRef="eur">339000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-730" decimals="-6" id="f-1969" unitRef="eur">287000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-731" decimals="-6" id="f-1970" unitRef="eur">356000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-732" decimals="-6" id="f-1971" unitRef="eur">696000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-704" decimals="-6" id="f-1972" unitRef="eur">-2000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-733" decimals="-6" id="f-1973" unitRef="eur">2216000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-734" decimals="-6" id="f-1974" unitRef="eur">513000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-735" decimals="-6" id="f-1975" unitRef="eur">306000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-736" decimals="-6" id="f-1976" unitRef="eur">212000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-737" decimals="-6" id="f-1977" unitRef="eur">293000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-738" decimals="-6" id="f-1978" unitRef="eur">676000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-705" decimals="-6" id="f-1979" unitRef="eur">-3000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-739" decimals="-6" id="f-1980" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ing:InvestmentAndOtherIncome contextRef="c-728" decimals="-6" id="f-1981" unitRef="eur">403000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-729" decimals="-6" id="f-1982" unitRef="eur">73000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-730" decimals="-6" id="f-1983" unitRef="eur">-77000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-731" decimals="-6" id="f-1984" unitRef="eur">164000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-732" decimals="-6" id="f-1985" unitRef="eur">1344000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-704" decimals="-6" id="f-1986" unitRef="eur">57000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-733" decimals="-6" id="f-1987" unitRef="eur">1965000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-734" decimals="-6" id="f-1988" unitRef="eur">376000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-735" decimals="-6" id="f-1989" unitRef="eur">43000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-736" decimals="-6" id="f-1990" unitRef="eur">-51000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-737" decimals="-6" id="f-1991" unitRef="eur">120000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-738" decimals="-6" id="f-1992" unitRef="eur">1166000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-705" decimals="-6" id="f-1993" unitRef="eur">-8000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-739" decimals="-6" id="f-1994" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-728" decimals="-6" id="f-1995" unitRef="eur">-4000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-729" decimals="-6" id="f-1996" unitRef="eur">75000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-731" decimals="-6" id="f-1997" unitRef="eur">5000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-732" decimals="-6" id="f-1998" unitRef="eur">-58000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-704" decimals="-6" id="f-1999" unitRef="eur">66000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-733" decimals="-6" id="f-2000" unitRef="eur">85000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-735" decimals="-6" id="f-2001" unitRef="eur">-2000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-737" decimals="-6" id="f-2002" unitRef="eur">4000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-738" decimals="-6" id="f-2003" unitRef="eur">-43000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-705" decimals="-6" id="f-2004" unitRef="eur">61000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-739" decimals="-6" id="f-2005" unitRef="eur">19000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
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    <ifrs-full:TradingIncomeExpense contextRef="c-729" decimals="-6" id="f-2007" unitRef="eur">48000000</ifrs-full:TradingIncomeExpense>
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    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-748" decimals="-6" id="f-2152" unitRef="eur">3915000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-749" decimals="-6" id="f-2153" unitRef="eur">1072000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-750" decimals="-6" id="f-2154" unitRef="eur">248000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-751" decimals="-6" id="f-2155" unitRef="eur">540000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-752" decimals="-6" id="f-2156" unitRef="eur">465000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-753" decimals="-6" id="f-2157" unitRef="eur">2293000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-754" decimals="-6" id="f-2158" unitRef="eur">-161000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-755" decimals="-6" id="f-2159" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfFairValueMeasurementExplanatory contextRef="c-1" id="f-2160">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;19   Fair value of assets and liabilities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation methods&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation control framework&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, the Global Valuation and Impairment Committee, the Market Data Committee and the Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where the agenda covers the aforementioned valuation controls.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;amp;L for Financial Market products, targeting a globally consistent treatment across Financial Markets. The Banking Book Parameter Committee (BBPC) discusses the valuation topics for non-Financial Market and non-Group Treasury Wholesale Banking portfolios. The Market Data Committee is responsible for the approval of the market data used in valuation.   &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation adjustments&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material DOP of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. The adjustments in fair value and the DOP reserve are disclosed in the below table.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the adjustments in fair value for financial assets and liabilities.&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:79.023%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adjustments in fair value on financial assets and liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deferred Day One Profit or Loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Own credit adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Bid/Offer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Model Risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;DVA &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CollVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other valuation adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total Valuation Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-511&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-412&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Financial instruments at fair value &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period. The fair values of the financial instruments were determined as follows:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.364%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at fair value)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,767&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,945&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,663&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,596&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,501&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;700&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78,494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,614&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;86,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68,782&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;28,275&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;112,228&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,571&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,157&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10,734&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;152,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,423&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,859&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,893&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,151&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,513&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,967&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;440&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,398&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Trading securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,631&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,653&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;694&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,026&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,267&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,868&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,131&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;88,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;613&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;770&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;93,524&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,900&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Equity securities include stocks and shares, corporate investments and private equity investments.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; If available, the fair values of publicly traded equity securities and private equity securities are based on quoted market prices. In the absence of active markets, fair values are estimated by analysing the investee&#x2019;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities, best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair value hierarchy: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The majority of equity securities are publicly traded, and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1.  Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Government bonds and financial institution bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Derivatives&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Derivative contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, credit derivatives, equity derivatives and commodity derivatives.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on, among others, discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#x2018;no-arbitrage&#x2019; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available. For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The majority of the derivatives are priced using observable inputs and are classified as &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.01em;line-height:120%"&gt;Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and receivables&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value include trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit and loss&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Financial liabilities at fair value through profit and loss include debt securities and debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, they include derivative contracts and repurchase agreements.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair value hierarchy&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Transfers between Level 1 and 2&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;No significant transfers between Level 1 and Level 2 were recorded in the reporting period 2025. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Level 3: Valuation techniques and inputs used&lt;/span&gt;&lt;span style="color:#00338d;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#x2019;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2025 of EUR 11.6 billion (31 December 2024: EUR 11.0 billion), an amount of EUR 9.5 billion (81.9%) (31 December 2024: EUR 9.6 billion, being 87.2%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#x2019;s own unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Furthermore, Level 3 financial assets include EUR 0.1 billion (31 December 2024: EUR 0.1 billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The remaining EUR 1.9 billion (31 December 2024: EUR 1.3 billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporate certain inputs that are unobservable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2025 of EUR 0.6 billion (31 December 2024: EUR 0.8 billion), an amount of EUR 0.5 billion (78.3%) (31 December 2024: EUR 0.6 billion, being 75.7%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#x2019;s own unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Furthermore, Level 3 financial liabilities include EUR 0.1 billion (31 December 2024: EUR 0.1 billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The remaining EUR 0.1 billion (31 December 2024: EUR 0.1 billion) of the fair value classified in Level 3 financial liabilities is established using valuation techniques that incorporates certain inputs that are unobservable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.310%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.437%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.808%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.114%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Valuation techniques and range of unobservable inputs (Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Significant unobservable inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lower range&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upper range&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,504&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;417&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,325&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;520&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;576&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;707&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;629&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reverse) repos&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,783&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Structured notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99.59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100.09&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Rates&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate volatility (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reset spread (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;FX&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Implied volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commodity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Com/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (commodity)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.52&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.52&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.76&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payout ratio (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125.74&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125.74&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,597&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,005&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;613&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;770&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;The abbreviation n.a. stands for not applicable or not available.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Level 3: Changes during the period&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:30pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:40.186%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.210%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.210%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.387%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.836%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.836%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.387%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.768%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets mandatorily at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets designated at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;286&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-622&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluation recognised in other comprehensive income during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchase of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,600&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sale of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-140&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-988&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reclassifications&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;593&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-454&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-114&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,440&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-384&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,796&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,249&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;824&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,092&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,721&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,121&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;440&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,597&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,005&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:120%;position:relative;top:-3.67pt;vertical-align:baseline"&gt; &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amounts includes EUR &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;299 million (2024: EUR -41 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss. &lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; Revaluation recognised in other comprehensive income is included on the line &#x2018;Net change in fair value of debt instruments at fair value through other comprehen&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;sive income&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 and 2024,  transfers out of Level 3 in trading assets primarily involved derivative instruments, as their valuations were no longer significantly impacted by unobservable inputs. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, the transfer into Level 3 trading assets consisted of cross currency swap trades, which were transferred to Level 3 as a result of the valuation being significantly impacted by unobservable inputs. The transfer out of Level 3 in non-trading derivatives primarily involved derivative instruments, as their valuations were no longer significantly impacted by unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025 and 2024, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long- term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, the transfer out of Level 3 of financial assets at FVOCI relates to Hold-to-Collect and Sell portfolio transferred to Level 2 resulting from change in methodology.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:27.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities designated as at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;274&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;481&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;78&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;67&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;67&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;613&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;770&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amount include&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;s EUR &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-108 million (2024: EUR -206&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss.&lt;br/&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2025, the transfers into Level 3 mainly consisted of trading liabilities attributed to cross currency swap trades transferred into Level 3 as a result of the valuation being significantly impacted by unobservable inputs. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, the transfers into Level 3 mainly consisted of trading liabilities attributed to cross currency swap trades transferred into Level 3 as a result of the valuation being significantly impacted by unobservable inputs. The transfers out of Level 3 for non-trading derivatives are driven by interest rate swap trades, which were reclassified out of Level 3 as their valuations were no longer influenced by significantly unobservable inputs. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Recognition of unrealised gains and losses in Level 3&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relate to Level 3 assets and liabilities are included in the line item &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Level 3: Sensitivity analysis of unobservable inputs&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice, the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In practice, valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio-level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:57.297%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.993%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.531%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.535%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis of Level 3 instruments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Positive fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Negative fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (equity derivatives, structured notes)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rates (Rates derivatives, FX derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit (Debt securities, Loans, structured notes, credit derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (FV OCI)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;28&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-28&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-47&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments not measured at fair value&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:27.097%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.890%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying amount &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;presented as fair value&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total fair value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,947&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,614&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,957&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;693,285&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;683,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,391&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,626&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;644,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;630,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;677,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;667,410&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities at amortised cost &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,908&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,523&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,349&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;797,169&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755,655&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;24,338&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;21,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;44,609&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,871&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;60,022&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;650,782&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;635,973&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;779,750&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;737,479&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,348&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,687&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;738,028&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;611,607&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;582,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;738,021&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151,016&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,367&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78,330&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61,651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,982&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,905&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Subordinated loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,575&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,968&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,926&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;926,501&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;868,630&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;618,573&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;586,735&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,906&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,221&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164,003&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;132,164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,766&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;52,927&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;927,248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;869,048&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &#160;&#160;&#160;&#160;In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.&lt;br/&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short-term receivables from banks, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short-term loans, carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Securities at amortised cost&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which include consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short-term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long-term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflect ING&#x2019;s own credit risk.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the current interest rate environment, there is significant embedded value in our on-demand deposits. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature are presented as fair value. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Subordinated loans&lt;/span&gt;&lt;/div&gt;The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments</ifrs-full:DisclosureOfFairValueMeasurementExplanatory>
    <ing:SummaryOfValuationAdjustmentTableTableTextBlock contextRef="c-1" id="f-2161">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:79.023%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adjustments in fair value on financial assets and liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deferred Day One Profit or Loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Own credit adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Bid/Offer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Model Risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;DVA &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CollVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other valuation adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total Valuation Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-511&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-412&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:SummaryOfValuationAdjustmentTableTableTextBlock>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-756" decimals="-6" id="f-2162" unitRef="eur">-93000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-757" decimals="-6" id="f-2163" unitRef="eur">-94000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-758" decimals="-6" id="f-2164" unitRef="eur">-24000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-759" decimals="-6" id="f-2165" unitRef="eur">-17000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-760" decimals="-6" id="f-2166" unitRef="eur">-150000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-761" decimals="-6" id="f-2167" unitRef="eur">-130000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-762" decimals="-6" id="f-2168" unitRef="eur">-49000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-763" decimals="-6" id="f-2169" unitRef="eur">-33000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-764" decimals="-6" id="f-2170" unitRef="eur">-138000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-765" decimals="-6" id="f-2171" unitRef="eur">-123000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-766" decimals="-6" id="f-2172" unitRef="eur">42000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-767" decimals="-6" id="f-2173" unitRef="eur">50000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-768" decimals="-6" id="f-2174" unitRef="eur">-2000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-769" decimals="-6" id="f-2175" unitRef="eur">-3000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-770" decimals="-6" id="f-2176" unitRef="eur">-98000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-771" decimals="-6" id="f-2177" unitRef="eur">-64000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-772" decimals="-6" id="f-2178" unitRef="eur">2000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-773" decimals="-6" id="f-2179" unitRef="eur">2000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-774" decimals="-6" id="f-2180" unitRef="eur">-511000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-775" decimals="-6" id="f-2181" unitRef="eur">-412000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory contextRef="c-1" id="f-2182">&lt;div&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:11pt;font-weight:700;line-height:120%"&gt;Financial instruments at fair value &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Transfers into and transfers out of fair value hierarchy levels are made on a quarterly basis at the end of the reporting period. The fair values of the financial instruments were determined as follows:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.515%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.364%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at fair value)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,767&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,945&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,663&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,596&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,501&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;700&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78,494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,614&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;86,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68,782&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;28,275&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;112,228&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,571&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,157&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10,734&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;152,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;137,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,423&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,859&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,608&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,893&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,151&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,513&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,967&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;440&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,846&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,398&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Trading securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,631&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,653&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;694&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,026&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,267&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,868&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,131&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;88,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;613&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;770&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;93,524&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,900&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-776" decimals="-6" id="f-2183" unitRef="eur">22767000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-777" decimals="-6" id="f-2184" unitRef="eur">20789000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-778" decimals="-6" id="f-2185" unitRef="eur">4000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-779" decimals="-6" id="f-2186" unitRef="eur">15000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-780" decimals="-6" id="f-2187" unitRef="eur">145000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-781" decimals="-6" id="f-2188" unitRef="eur">141000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-782" decimals="-6" id="f-2189" unitRef="eur">22916000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-783" decimals="-6" id="f-2190" unitRef="eur">20945000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-784" decimals="-6" id="f-2191" unitRef="eur">6259000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-785" decimals="-6" id="f-2192" unitRef="eur">7485000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-786" decimals="-6" id="f-2193" unitRef="eur">5663000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-787" decimals="-6" id="f-2194" unitRef="eur">4596000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-788" decimals="-6" id="f-2195" unitRef="eur">2579000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-789" decimals="-6" id="f-2196" unitRef="eur">3505000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-790" decimals="-6" id="f-2197" unitRef="eur">14501000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-791" decimals="-6" id="f-2198" unitRef="eur">15586000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-792" decimals="-6" id="f-2199" unitRef="eur">74000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-793" decimals="-6" id="f-2200" unitRef="eur">1000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-794" decimals="-6" id="f-2201" unitRef="eur">28067000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-795" decimals="-6" id="f-2202" unitRef="eur">31792000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-796" decimals="-6" id="f-2203" unitRef="eur">700000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-797" decimals="-6" id="f-2204" unitRef="eur">475000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-798" decimals="-6" id="f-2205" unitRef="eur">28841000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-799" decimals="-6" id="f-2206" unitRef="eur">32268000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-800" decimals="-6" id="f-2207" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-801" decimals="-6" id="f-2208" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-803" decimals="-6" id="f-2210" unitRef="eur">62168000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-804" decimals="-6" id="f-2211" unitRef="eur">7733000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-805" decimals="-6" id="f-2212" unitRef="eur">6614000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-806" decimals="-6" id="f-2213" unitRef="eur">86227000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-807" decimals="-6" id="f-2214" unitRef="eur">68782000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-808" decimals="-6" id="f-2215" unitRef="eur">29100000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-809" decimals="-6" id="f-2216" unitRef="eur">28275000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-810" decimals="-6" id="f-2217" unitRef="eur">112228000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-811" decimals="-6" id="f-2218" unitRef="eur">98571000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-812" decimals="-6" id="f-2219" unitRef="eur">11157000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-813" decimals="-6" id="f-2220" unitRef="eur">10734000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-399" decimals="-6" id="f-2221" unitRef="eur">152486000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-400" decimals="-6" id="f-2222" unitRef="eur">137580000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-777" decimals="-6" id="f-2224" unitRef="eur">2292000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-778" decimals="-6" id="f-2225" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-779" decimals="-6" id="f-2226" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-780" decimals="-6" id="f-2227" unitRef="eur">283000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-781" decimals="-6" id="f-2228" unitRef="eur">270000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-782" decimals="-6" id="f-2229" unitRef="eur">2753000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-783" decimals="-6" id="f-2230" unitRef="eur">2562000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-814" decimals="-6" id="f-2231" unitRef="eur">44423000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-815" decimals="-6" id="f-2232" unitRef="eur">39859000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-816" decimals="-6" id="f-2233" unitRef="eur">1194000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-817" decimals="-6" id="f-2234" unitRef="eur">2360000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-818" decimals="-6" id="f-2235" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-819" decimals="-6" id="f-2236" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-459" decimals="-6" id="f-2237" unitRef="eur">45618000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-460" decimals="-6" id="f-2238" unitRef="eur">42219000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-800" decimals="-6" id="f-2239" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-801" decimals="-6" id="f-2240" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-802" decimals="-6" id="f-2241" unitRef="eur">1319000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-803" decimals="-6" id="f-2242" unitRef="eur">1608000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-804" decimals="-6" id="f-2243" unitRef="eur">156000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-805" decimals="-6" id="f-2244" unitRef="eur">0</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-806" decimals="-6" id="f-2245" unitRef="eur">1475000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-807" decimals="-6" id="f-2246" unitRef="eur">1608000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-808" decimals="-6" id="f-2247" unitRef="eur">46893000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-809" decimals="-6" id="f-2248" unitRef="eur">42151000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-810" decimals="-6" id="f-2249" unitRef="eur">2513000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-811" decimals="-6" id="f-2250" unitRef="eur">3967000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-812" decimals="-6" id="f-2251" unitRef="eur">440000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-813" decimals="-6" id="f-2252" unitRef="eur">270000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-399" decimals="-6" id="f-2253" unitRef="eur">49846000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-400" decimals="-6" id="f-2254" unitRef="eur">46389000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
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    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-821" decimals="-6" id="f-2256" unitRef="eur">1455000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-822" decimals="-6" id="f-2257" unitRef="eur">7766000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-823" decimals="-6" id="f-2258" unitRef="eur">8445000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-824" decimals="-6" id="f-2259" unitRef="eur">53000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-825" decimals="-6" id="f-2260" unitRef="eur">67000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-826" decimals="-6" id="f-2261" unitRef="eur">9218000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-827" decimals="-6" id="f-2262" unitRef="eur">9966000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-828" decimals="-6" id="f-2263" unitRef="eur">0</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-829" decimals="-6" id="f-2264" unitRef="eur">0</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-830" decimals="-6" id="f-2265" unitRef="eur">55609000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-831" decimals="-6" id="f-2266" unitRef="eur">45014000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-832" decimals="-6" id="f-2267" unitRef="eur">0</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-833" decimals="-6" id="f-2268" unitRef="eur">0</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-834" decimals="-6" id="f-2269" unitRef="eur">55609000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-835" decimals="-6" id="f-2270" unitRef="eur">45014000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-836" decimals="-6" id="f-2271" unitRef="eur">3365000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-837" decimals="-6" id="f-2272" unitRef="eur">3631000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-838" decimals="-6" id="f-2273" unitRef="eur">297000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-839" decimals="-6" id="f-2274" unitRef="eur">12000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-840" decimals="-6" id="f-2275" unitRef="eur">10000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-841" decimals="-6" id="f-2276" unitRef="eur">10000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-842" decimals="-6" id="f-2277" unitRef="eur">3671000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-843" decimals="-6" id="f-2278" unitRef="eur">3653000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-844" decimals="-6" id="f-2279" unitRef="eur">105000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-845" decimals="-6" id="f-2280" unitRef="eur">45000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-846" decimals="-6" id="f-2281" unitRef="eur">24371000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-847" decimals="-6" id="f-2282" unitRef="eur">27528000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-848" decimals="-6" id="f-2283" unitRef="eur">550000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-849" decimals="-6" id="f-2284" unitRef="eur">694000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-850" decimals="-6" id="f-2285" unitRef="eur">25026000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-851" decimals="-6" id="f-2286" unitRef="eur">28267000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-808" decimals="-6" id="f-2287" unitRef="eur">4868000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-809" decimals="-6" id="f-2288" unitRef="eur">5131000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-810" decimals="-6" id="f-2289" unitRef="eur">88043000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-811" decimals="-6" id="f-2290" unitRef="eur">80998000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-812" decimals="-6" id="f-2291" unitRef="eur">613000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-813" decimals="-6" id="f-2292" unitRef="eur">770000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-399" decimals="-6" id="f-2293" unitRef="eur">93524000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-400" decimals="-6" id="f-2294" unitRef="eur">86900000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-812" decimals="-8" id="f-2295" unitRef="eur">11600000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-813" decimals="-8" id="f-2296" unitRef="eur">11000000000.0</ifrs-full:FinancialAssetsAtFairValue>
    <ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice contextRef="c-399" decimals="-8" id="f-2297" unitRef="eur">9500000000</ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice>
    <ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets contextRef="c-1" decimals="3" id="f-2298" unitRef="number">0.819</ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets>
    <ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice contextRef="c-400" decimals="-8" id="f-2299" unitRef="eur">9600000000</ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice>
    <ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets
      contextRef="c-261"
      decimals="3"
      id="f-2300"
      unitRef="number">0.872</ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets>
    <ing:AmountOfRiskNeutralDesignedFinancialAssets contextRef="c-399" decimals="-8" id="f-2301" unitRef="eur">100000000</ing:AmountOfRiskNeutralDesignedFinancialAssets>
    <ing:AmountOfRiskNeutralDesignedFinancialAssets contextRef="c-400" decimals="-8" id="f-2302" unitRef="eur">100000000</ing:AmountOfRiskNeutralDesignedFinancialAssets>
    <ing:RemainingFinancialAssetsClassifiedAsLevel3 contextRef="c-399" decimals="-8" id="f-2303" unitRef="eur">1900000000</ing:RemainingFinancialAssetsClassifiedAsLevel3>
    <ing:RemainingFinancialAssetsClassifiedAsLevel3 contextRef="c-400" decimals="-8" id="f-2304" unitRef="eur">1300000000</ing:RemainingFinancialAssetsClassifiedAsLevel3>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-812" decimals="-8" id="f-2305" unitRef="eur">600000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-813" decimals="-8" id="f-2306" unitRef="eur">800000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets contextRef="c-399" decimals="-8" id="f-2307" unitRef="eur">500000000</ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets>
    <ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets
      contextRef="c-852"
      decimals="3"
      id="f-2308"
      unitRef="number">0.783</ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets>
    <ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets contextRef="c-400" decimals="-8" id="f-2309" unitRef="eur">600000000</ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets>
    <ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets
      contextRef="c-853"
      decimals="3"
      id="f-2310"
      unitRef="number">0.757</ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets>
    <ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral contextRef="c-399" decimals="-8" id="f-2311" unitRef="eur">100000000</ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral>
    <ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral contextRef="c-400" decimals="-8" id="f-2312" unitRef="eur">100000000</ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral>
    <ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable contextRef="c-812" decimals="-8" id="f-2313" unitRef="eur">100000000</ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable>
    <ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable contextRef="c-813" decimals="-8" id="f-2314" unitRef="eur">100000000</ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable>
    <ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory contextRef="c-1" id="f-2315">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.310%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.437%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.808%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.114%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Valuation techniques and range of unobservable inputs (Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Significant unobservable inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lower range&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upper range&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,504&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;417&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;327&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,325&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;520&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;576&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;707&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;629&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reverse) repos&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,783&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Structured notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99.59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100.09&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Rates&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate volatility (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reset spread (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;FX&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Implied volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commodity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Com/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.40&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.25&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (commodity)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.52&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.67&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f6f6f6;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.52&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.76&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payout ratio (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125.74&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125.74&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.25pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,597&lt;/span&gt;&lt;span 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    <ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory contextRef="c-1" id="f-2471">&lt;div style="margin-bottom:30pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:40.186%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.210%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.210%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.387%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.986%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.686%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.836%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.836%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.387%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.768%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets mandatorily at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets designated at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;286&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-622&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluation recognised in other comprehensive income during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchase of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,600&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sale of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-140&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-988&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-294&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reclassifications&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;565&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;593&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-454&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-114&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,440&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-384&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,796&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,249&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;824&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,092&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,721&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,121&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;440&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,597&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,005&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:6.82pt;font-weight:400;line-height:120%;position:relative;top:-3.67pt;vertical-align:baseline"&gt; &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amounts includes EUR &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;299 million (2024: EUR -41 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss. &lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; Revaluation recognised in other comprehensive income is included on the line &#x2018;Net change in fair value of debt instruments at fair value through other comprehen&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;sive income&#x2019;.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-991" decimals="-6" id="f-2472" unitRef="eur">824000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-992" decimals="-6" id="f-2473" unitRef="eur">848000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-993" decimals="-6" id="f-2474" unitRef="eur">68000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-994" decimals="-6" id="f-2475" unitRef="eur">286000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-995" decimals="-6" id="f-2476" unitRef="eur">5721000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-996" decimals="-6" id="f-2477" unitRef="eur">3499000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-997" decimals="-6" id="f-2478" unitRef="eur">4121000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-998" decimals="-6" id="f-2479" unitRef="eur">3547000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-999" decimals="-6" id="f-2480" unitRef="eur">270000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1000" decimals="-6" id="f-2481" unitRef="eur">938000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-813" decimals="-6" id="f-2482" unitRef="eur">11005000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1001" decimals="-6" id="f-2483" unitRef="eur">9118000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2484" unitRef="eur">180000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2485" unitRef="eur">-175000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2486" unitRef="eur">17000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2487" unitRef="eur">-38000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2488" unitRef="eur">123000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2489" unitRef="eur">294000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2490" unitRef="eur">-622000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2491" unitRef="eur">-54000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2492" unitRef="eur">-302000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2493" unitRef="eur">28000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1010" decimals="-6" id="f-2494" unitRef="eur">6000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2495" unitRef="eur">-3000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2496" unitRef="eur">6000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2497" unitRef="eur">-3000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2498" unitRef="eur">609000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2499" unitRef="eur">486000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2500" unitRef="eur">1000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2501" unitRef="eur">198000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2502" unitRef="eur">2464000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2503" unitRef="eur">4424000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2504" unitRef="eur">211000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2505" unitRef="eur">1600000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1010" decimals="-6" id="f-2506" unitRef="eur">160000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2507" unitRef="eur">154000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2508" unitRef="eur">3444000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:PurchasesFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2509" unitRef="eur">6862000000</ifrs-full:PurchasesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2510" unitRef="eur">35000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2511" unitRef="eur">111000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2512" unitRef="eur">0</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2513" unitRef="eur">257000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2514" unitRef="eur">251000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2515" unitRef="eur">1605000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2516" unitRef="eur">778000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2517" unitRef="eur">10000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1010" decimals="-6" id="f-2518" unitRef="eur">4000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2519" unitRef="eur">418000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2520" unitRef="eur">1067000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SalesFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2521" unitRef="eur">2402000000</ifrs-full:SalesFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2522" unitRef="eur">9000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2523" unitRef="eur">140000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2524" unitRef="eur">0</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2525" unitRef="eur">7000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2526" unitRef="eur">95000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2527" unitRef="eur">294000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2528" unitRef="eur">189000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2529" unitRef="eur">988000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1010" decimals="-6" id="f-2530" unitRef="eur">0</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2531" unitRef="eur">20000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2532" unitRef="eur">294000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ifrs-full:SettlementsFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2533" unitRef="eur">1449000000</ifrs-full:SettlementsFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2534" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2535" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2536" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2537" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2538" unitRef="eur">3000000</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2539" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2540" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2541" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1010" decimals="-6" id="f-2542" unitRef="eur">8000000</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2543" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2544" unitRef="eur">11000000</ing:ReclassificationFairValueMeasurementAssets>
    <ing:ReclassificationFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2545" unitRef="eur">0</ing:ReclassificationFairValueMeasurementAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1002" decimals="-6" id="f-2546" unitRef="eur">29000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1003" decimals="-6" id="f-2547" unitRef="eur">370000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1004" decimals="-6" id="f-2548" unitRef="eur">0</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1005" decimals="-6" id="f-2549" unitRef="eur">0</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1006" decimals="-6" id="f-2550" unitRef="eur">565000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1007" decimals="-6" id="f-2551" unitRef="eur">615000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1008" decimals="-6" id="f-2552" unitRef="eur">0</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1009" decimals="-6" id="f-2553" unitRef="eur">30000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1010" decimals="-6" id="f-2554" unitRef="eur">0</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-1011" decimals="-6" id="f-2555" unitRef="eur">0</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-852" decimals="-6" id="f-2556" unitRef="eur">593000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets contextRef="c-853" decimals="-6" id="f-2557" unitRef="eur">1014000000</ing:TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1002" decimals="-6" id="f-2558" unitRef="eur">347000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1003" decimals="-6" id="f-2559" unitRef="eur">454000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1004" decimals="-6" id="f-2560" unitRef="eur">9000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1005" decimals="-6" id="f-2561" unitRef="eur">114000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1006" decimals="-6" id="f-2562" unitRef="eur">1440000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1007" decimals="-6" id="f-2563" unitRef="eur">1214000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1008" decimals="-6" id="f-2564" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1009" decimals="-6" id="f-2565" unitRef="eur">3000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1010" decimals="-6" id="f-2566" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-1011" decimals="-6" id="f-2567" unitRef="eur">384000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-852" decimals="-6" id="f-2568" unitRef="eur">1796000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="c-853" decimals="-6" id="f-2569" unitRef="eur">2169000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1002" decimals="-6" id="f-2570" unitRef="eur">-1000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1003" decimals="-6" id="f-2571" unitRef="eur">0</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1004" decimals="-6" id="f-2572" unitRef="eur">0</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1005" decimals="-6" id="f-2573" unitRef="eur">0</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1006" decimals="-6" id="f-2574" unitRef="eur">-4000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1007" decimals="-6" id="f-2575" unitRef="eur">5000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1008" decimals="-6" id="f-2576" unitRef="eur">-4000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1009" decimals="-6" id="f-2577" unitRef="eur">-2000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets
      contextRef="c-1010"
      id="f-2578"
      unitRef="eur"
      xsi:nil="true"/>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-1011" decimals="-6" id="f-2579" unitRef="eur">9000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-852" decimals="-6" id="f-2580" unitRef="eur">-9000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ExchangeRateDifferencesFairValueMeasurementAssets contextRef="c-853" decimals="-6" id="f-2581" unitRef="eur">12000000</ing:ExchangeRateDifferencesFairValueMeasurementAssets>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1002" decimals="-6" id="f-2582" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1003" decimals="-6" id="f-2583" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1004" decimals="-6" id="f-2584" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1005" decimals="-6" id="f-2585" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1006" decimals="-6" id="f-2586" unitRef="eur">6000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1007" decimals="-6" id="f-2587" unitRef="eur">-1000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1008" decimals="-6" id="f-2588" unitRef="eur">1000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1009" decimals="-6" id="f-2589" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1010" decimals="-6" id="f-2590" unitRef="eur">0</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-1011" decimals="-6" id="f-2591" unitRef="eur">-5000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-852" decimals="-6" id="f-2592" unitRef="eur">7000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ing:ChangesInCompositionOfGroupAndOtherChanges contextRef="c-853" decimals="-6" id="f-2593" unitRef="eur">-6000000</ing:ChangesInCompositionOfGroupAndOtherChanges>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1012" decimals="-6" id="f-2594" unitRef="eur">1249000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-991" decimals="-6" id="f-2595" unitRef="eur">824000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1013" decimals="-6" id="f-2596" unitRef="eur">77000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-993" decimals="-6" id="f-2597" unitRef="eur">68000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1014" decimals="-6" id="f-2598" unitRef="eur">7092000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-995" decimals="-6" id="f-2599" unitRef="eur">5721000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1015" decimals="-6" id="f-2600" unitRef="eur">2740000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-997" decimals="-6" id="f-2601" unitRef="eur">4121000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1016" decimals="-6" id="f-2602" unitRef="eur">440000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-999" decimals="-6" id="f-2603" unitRef="eur">270000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-812" decimals="-6" id="f-2604" unitRef="eur">11597000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-813" decimals="-6" id="f-2605" unitRef="eur">11005000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1017" decimals="-6" id="f-2606" unitRef="eur">299000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1018" decimals="-6" id="f-2607" unitRef="eur">-41000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory contextRef="c-1" id="f-2608">&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.987%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:27.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.053%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.669%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.592%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.746%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities designated as at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;274&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;481&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;78&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;67&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;67&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;613&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;770&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amount include&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;s EUR &lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-108 million (2024: EUR -206&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss.&lt;br/&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1019" decimals="-6" id="f-2609" unitRef="eur">637000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1020" decimals="-6" id="f-2610" unitRef="eur">382000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1021" decimals="-6" id="f-2611" unitRef="eur">67000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1022" decimals="-6" id="f-2612" unitRef="eur">301000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1023" decimals="-6" id="f-2613" unitRef="eur">67000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1024" decimals="-6" id="f-2614" unitRef="eur">47000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-813" decimals="-6" id="f-2615" unitRef="eur">770000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1001" decimals="-6" id="f-2616" unitRef="eur">729000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1025" decimals="-6" id="f-2617" unitRef="eur">-116000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1026" decimals="-6" id="f-2618" unitRef="eur">-104000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1027" decimals="-6" id="f-2619" unitRef="eur">12000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1028" decimals="-6" id="f-2620" unitRef="eur">-98000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1029" decimals="-6" id="f-2621" unitRef="eur">-4000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1030" decimals="-6" id="f-2622" unitRef="eur">-5000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-852" decimals="-6" id="f-2623" unitRef="eur">-109000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-853" decimals="-6" id="f-2624" unitRef="eur">-206000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1025" decimals="-6" id="f-2625" unitRef="eur">45000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1026" decimals="-6" id="f-2626" unitRef="eur">55000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1027" decimals="-6" id="f-2627" unitRef="eur">0</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1028" decimals="-6" id="f-2628" unitRef="eur">190000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1029" decimals="-6" id="f-2629" unitRef="eur">10000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1030" decimals="-6" id="f-2630" unitRef="eur">29000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-852" decimals="-6" id="f-2631" unitRef="eur">56000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-853" decimals="-6" id="f-2632" unitRef="eur">274000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1025" decimals="-6" id="f-2633" unitRef="eur">29000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1026" decimals="-6" id="f-2634" unitRef="eur">12000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1027" decimals="-6" id="f-2635" unitRef="eur">0</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1028" decimals="-6" id="f-2636" unitRef="eur">209000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1029" decimals="-6" id="f-2637" unitRef="eur">0</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1030" decimals="-6" id="f-2638" unitRef="eur">0</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-852" decimals="-6" id="f-2639" unitRef="eur">30000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-853" decimals="-6" id="f-2640" unitRef="eur">222000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1025" decimals="-6" id="f-2641" unitRef="eur">40000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1026" decimals="-6" id="f-2642" unitRef="eur">15000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1027" decimals="-6" id="f-2643" unitRef="eur">0</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1028" decimals="-6" id="f-2644" unitRef="eur">7000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1029" decimals="-6" id="f-2645" unitRef="eur">30000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1030" decimals="-6" id="f-2646" unitRef="eur">4000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-852" decimals="-6" id="f-2647" unitRef="eur">70000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-853" decimals="-6" id="f-2648" unitRef="eur">26000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1025" decimals="-6" id="f-2649" unitRef="eur">34000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1026" decimals="-6" id="f-2650" unitRef="eur">364000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1027" decimals="-6" id="f-2651" unitRef="eur">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1028" decimals="-6" id="f-2652" unitRef="eur">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1029" decimals="-6" id="f-2653" unitRef="eur">12000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1030" decimals="-6" id="f-2654" unitRef="eur">34000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-852" decimals="-6" id="f-2655" unitRef="eur">46000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-853" decimals="-6" id="f-2656" unitRef="eur">399000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1025" decimals="-6" id="f-2657" unitRef="eur">49000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1026" decimals="-6" id="f-2658" unitRef="eur">33000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1027" decimals="-6" id="f-2659" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1028" decimals="-6" id="f-2660" unitRef="eur">111000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1029" decimals="-6" id="f-2661" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1030" decimals="-6" id="f-2662" unitRef="eur">34000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-852" decimals="-6" id="f-2663" unitRef="eur">49000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-853" decimals="-6" id="f-2664" unitRef="eur">179000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1025" decimals="-6" id="f-2665" unitRef="eur">-1000000</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1026" decimals="-6" id="f-2666" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1027" decimals="-6" id="f-2667" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1028" decimals="-6" id="f-2668" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1029" decimals="-6" id="f-2669" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1030" decimals="-6" id="f-2670" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-852" decimals="-6" id="f-2671" unitRef="eur">-1000000</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-853" decimals="-6" id="f-2672" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1031" decimals="-6" id="f-2673" unitRef="eur">481000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1019" decimals="-6" id="f-2674" unitRef="eur">637000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1032" decimals="-6" id="f-2675" unitRef="eur">78000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1021" decimals="-6" id="f-2676" unitRef="eur">67000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1033" decimals="-6" id="f-2677" unitRef="eur">53000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1023" decimals="-6" id="f-2678" unitRef="eur">67000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-812" decimals="-6" id="f-2679" unitRef="eur">613000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-813" decimals="-6" id="f-2680" unitRef="eur">770000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1034" decimals="-6" id="f-2681" unitRef="eur">-108000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1035" decimals="-6" id="f-2682" unitRef="eur">-206000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ing:DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock contextRef="c-1" id="f-2683">&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.833%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:57.297%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.993%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.531%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.535%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis of Level 3 instruments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Positive fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Negative fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (equity derivatives, structured notes)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rates (Rates derivatives, FX derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit (Debt securities, Loans, structured notes, credit derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (FV OCI)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;28&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-28&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-47&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1036" decimals="-6" id="f-2684" unitRef="eur">19000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1037" decimals="-6" id="f-2685" unitRef="eur">21000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1036" decimals="-6" id="f-2686" unitRef="eur">-9000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1037" decimals="-6" id="f-2687" unitRef="eur">-20000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1038" decimals="-6" id="f-2688" unitRef="eur">1000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1039" decimals="-6" id="f-2689" unitRef="eur">5000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1038" decimals="-6" id="f-2690" unitRef="eur">0</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1039" decimals="-6" id="f-2691" unitRef="eur">0</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1040" decimals="-6" id="f-2692" unitRef="eur">15000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1041" decimals="-6" id="f-2693" unitRef="eur">2000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1040" decimals="-6" id="f-2694" unitRef="eur">-19000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1041" decimals="-6" id="f-2695" unitRef="eur">-27000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1042" decimals="-6" id="f-2696" unitRef="eur">2000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1043" decimals="-6" id="f-2697" unitRef="eur">0</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1042" decimals="-6" id="f-2698" unitRef="eur">0</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1043" decimals="-6" id="f-2699" unitRef="eur">0</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-852" decimals="-6" id="f-2700" unitRef="eur">37000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-853" decimals="-6" id="f-2701" unitRef="eur">28000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-852" decimals="-6" id="f-2702" unitRef="eur">-28000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-853" decimals="-6" id="f-2703" unitRef="eur">-47000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock contextRef="c-1" id="f-2704">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments not measured at fair value&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.929%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:27.097%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.883%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.890%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying amount &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;presented as fair value&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total fair value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 &lt;br/&gt;December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,947&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,614&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,957&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;693,285&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;683,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,391&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,626&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;644,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;630,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;677,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;667,410&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities at amortised cost &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,908&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,523&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,349&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;797,169&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755,655&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;24,338&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;21,486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;44,609&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,871&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;60,022&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;650,782&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;635,973&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;779,750&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;737,479&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,348&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,687&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;738,028&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;611,607&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;582,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;82,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;738,021&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151,016&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,367&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78,330&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61,651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,982&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,905&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Subordinated loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,575&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,968&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,926&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;926,501&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;868,630&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;618,573&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;586,735&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,906&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,221&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;164,003&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;132,164&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,766&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING 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    <ing:DisclosureOfLegalProceedingsExplanatoryTextBlock contextRef="c-1" id="f-2813">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:3pt;text-align:justify"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;20   Legal proceedings &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:line-through"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Settlement agreement&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#x2019;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#x2019;s former CEO. In December 2024, the Dutch Public Prosecution Service announced that they will ask the Court&#x2019;s approval not to prosecute ING&#x2019;s former CEO.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Litigation by investors&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING&#x2019;s disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR 587&#160;million. In February 2025, ING and the (former) board members filed their statement of defense against the allegations and a court hearing was held on 15 July 2025. Separately, but relating to the same matters, in July 2024 another group of investors claiming to have suffered financial losses requested disclosure of certain ING documents and to question witnesses. The court issued a decision on the request in May 2025 where it rejected the entirety of the request made by these investors. The investors may decide to pursue further legal action. ING follows IFRS rules for taking legal provisions and would disclose material amounts in this regard if and when applicable - which currently is not the case.  &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Findings regarding AML processes:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#x2019;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. In November 2024, the Court decided to refer the case to the &#x2018;Tribunal Correctionnel&#x2019; for alleged shortcomings in a limited number of individual client files. ING Luxembourg filed an appeal against this procedural decision. It is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Tax cases&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Litigation regarding products of a former subsidiary in Mexico:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Claims regarding accounts with predecessors of ING Bank T&#xfc;rkiye:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ING Bank T&#xfc;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#xfc;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#x201c;SDIF&#x201d;) prior to the acquisition of ING Bank T&#xfc;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#xfc;rkiye can claim compensation from SDIF if a court orders ING Bank T&#xfc;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#xfc;rkiye pursuant to such compensation &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;requests, but filed various lawsuits to receive those amounts back. In April 2022, the Turkish Supreme Court decided that the prescription period for the offshore account holders&#x2019; compensation claims starts on the transfer date of the account holders to the offshore accounts. As of March 2025, four lawsuits have been finalized in favour of ING Bank T&#xfc;rkiye with the Turkish Supreme Court&#x2019;s verdict, which are likely to be precedent decisions for the other ongoing files.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024 SDIF initiated enforcement procedures against ING Bank T&#xfc;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#xfc;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Additionally, ING Bank T&#xfc;rkiye has initiated enforcement proceedings against SDIF regarding accumulated receivables that SDIF has either partially or completely failed to pay. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;letter-spacing:-0.005em;line-height:120%"&gt;Mortgage expenses claims:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;letter-spacing:-0.005em;line-height:120%"&gt; ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024, the CJEU ruled that it was not against European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING has adapted its strategy to the latest developments.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Spain was also included, together with other Spanish banks, in three class actions filed by customer associations. In one of the class actions an agreement was reached with the association. In another class action the association withdrew from the proceedings. With respect to the third class action, ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A provision has been established in the past and has been adjusted where appropriate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Claims regarding mortgage loans&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;in Swiss franc in Poland:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#x2019;s proposal. In October 2022, a hearing of the CJEU was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In June 2023 the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision. In October and November 2024, seven new preliminary questions were referred to the CJEU which focus on the claims of banks in a situation of annulment of a credit agreement.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In June 2025 CJEU issued a judgement in one of the Polish cases concerning banks&#x2019; capital recovery after invalidation of the mortgage CHF loan agreement. The verdict was passed in the case brought by a bank.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The CJEU questioned the compliance with European Union law of the so-called two-claims theory, which has so far been widely used in Polish jurisprudence. It was based on the assumption that each party of the &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.586%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;invalidated contract has its own claim. A consumer is entitled to ask for all the installments paid to the bank, and a bank is entitled to ask for the capital (in two separate civil proceedings). CJEU said that this approach is against EU law. Both claims should be taken into consideration in one proceeding. A bank is entitled to ask only for the result of subtraction of its claim and a claim of a consumer (the balance theory). This judgement raises uncertainty as to how the Polish courts will settle the contracts and how the banks will be able to pursue their own claims.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;text-align:justify"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Certain Consumer Credit Products:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR 180&#160;million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#x2019; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR 75&#160;million. In the fourth quarter of 2022, ING and the Dutch Consumers&#x2019; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#x2018;interest-on-interest&#x2019;-effect in these cases. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2024 the compensation process was expedited. The compensation process is still ongoing. ING has substantially finalized the compensation process in the first half of 2025, with a spill-over to the third quarter of 2025 for after-care in individual cases. ING has reached out to its customers with respect to the Kifid ruling, to also compensate amounts under EUR 50. Kifid recently confirmed ING&#x2019;s calculation methodology in relation to older consumer credits, where there is no relevant data available to determine the start delta and in relation to the interest-on-interest effect.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Climate litigation:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatened to initiate legal proceedings against ING. In March 2025, Milieudefensie started legal proceedings at the Court in Amsterdam against ING, by serving the writ of summons. ING will defend its science-based climate approach in court and is required to submit its statement of defence by February 2026.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:2.825%;min-width:1.825%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Russian claims:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. In at least one case, the claimant seized assets in Russia of ING entities. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ing:DisclosureOfLegalProceedingsExplanatoryTextBlock>
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    <ing:AdditionalProvisionsLegalProvisions contextRef="c-1073" decimals="-6" id="f-2821" unitRef="eur">75000000</ing:AdditionalProvisionsLegalProvisions>
    <ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory contextRef="c-1" id="f-2822">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;21   Potential sale of ING Bank (Eurasia) JSC&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 28 January 2025 ING announced that it has reached an agreement on the sale of its business in Russia to Global Development JSC, a Russian company owned by a Moscow-based financial investor with a background in factoring services. This transaction will effectively end ING&#x2019;s activities in the Russian market. Under the terms of the agreement, Global Development will acquire all shares of ING Bank (Eurasia) JSC, taking over all Russian onshore activities and staff. Global Development intends to continue to serve customers in Russia under a new brand. The transaction, which has been preceded by extensive due diligence, is subject to various regulatory approvals and is expected to be closed in the third quarter of 2025.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has taken on no new business with Russian companies, has scaled down operations and has taken actions to separate the business from ING&#x2019;s networks and systems. Until sales completion ING Group continues to direct the relevant activities of ING Eurasia and, therefore, continues to control and to consolidate it.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Based on 30 June 2025 position, ING estimates a negative impact to the Result on disposal of Group companies of EUR 0.8 billion post tax. This includes an estimated book loss of EUR 0.5 billion, representing the expected difference between the sale price and the book value of the business. It also includes an estimated negative impact of EUR 0.3 billion from recycling the currency translation adjustment net of the Net Investment hedge reserve through P&amp;amp;L. These estimates are subject to change, depending on the position at the closing date.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Given the prevailing uncertainties around substantive regulatory approvals as at 30 June 2025, no book loss was recognised for the six-month period ended 30 June 2025 and assets and liabilities of the disposal group were not classified as held for sale. Furthermore, recycling of the currency translation reserve and the net investment hedge reserve through P&amp;amp;L will only occur upon deal closing when ownership and control over ING Eurasia is transferred. Such recycling of the reserves will have no impact on total equity and, hence, ING&#x2019;s CET1 ratio.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory>
    <ing:GainLossOnDisposalOfGroupCompanies contextRef="c-1074" decimals="-8" id="f-2823" unitRef="eur">-800000000</ing:GainLossOnDisposalOfGroupCompanies>
    <ifrs-full:GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation contextRef="c-1074" decimals="-8" id="f-2824" unitRef="eur">500000000</ifrs-full:GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation>
    <ifrs-full:ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax contextRef="c-1074" decimals="-8" id="f-2825" unitRef="eur">300000000</ifrs-full:ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax>
    <ing:DisclosureOfDetailedInformationAboutCapitalManagementTextBlock contextRef="c-1" id="f-2826">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;22  Capital management&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING manages capital using the IFRS-EU equity position as a basis. ING Group&#x2019;s Common Equity Tier 1 capital (CET1) ratio decreased from 13.6% at the end of December 2024 to 13.3% at the end of June 2025, mainly due to lower CET1 capital in combination with higher risk-weighted assets. CET1 capital decreased due to the EUR 2,000 million deduction from CET1 capital following the ongoing share buyback programme which was announced in May 2025. This was partly offset by the inclusion of EUR 1,565 million of net profit after &lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.589%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;dividend reserving. The impact from the implementation of Basel IV and other model updates on ING&#x2019;s CET1 ratio was negligible.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s CET1 target level of around 12.5% is 176 basis points above the prevailing CET1 ratio requirement of 10.74%.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Capital position as per 30 June 2025&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.911%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.968%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.867%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;ING Group capital position according to CRR III / CRD V&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,115&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,314&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim profits not included in CET1 capital &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,565&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,152&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Other adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,016&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,902&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4,581&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,054&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available common equity Tier 1 capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;44,534&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,260&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additional Tier 1 securities &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,127&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,965&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments additional Tier 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available Tier 1 capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,765&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,291&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Supplementary capital Tier 2 bonds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,397&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,852&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments Tier 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available Total capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;61,226&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;63,194&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Risk weighted assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;335,804&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;333,708&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Common equity Tier 1 ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13.3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13.6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Shareholders' equity is determined in accordance with IFRS-EU.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:3.83pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-14.17pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Distribution policy&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has reserved EUR 1,565 million of net profit for distribution outside of CET1 capital in the first six months of 2025. This reflects our distribution policy of a 50% pay-out ratio on resilient net profit. Resilient net profit is defined as net profit adjusted for significant items not linked to the normal course of business. No &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;adjustments for significant items took place in 1H2025. The 50% pay-out may be in the form of cash, or a combination of cash and share repurchases, with the majority in cash. Additional distributions to be considered periodically, considering alternative opportunities, macro-economic circumstances and the outcome of our capital planning. Prerequisite for a distribution is a CET1 ratio of at least prevailing Maximum Distributable Amount (MDA) level after distribution. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Following our distribution policy, a final cash dividend over 2024 of EUR 0.71 per share was paid in May 2025. An interim dividend over the first six months of 2025 of EUR 0.35 per share will be paid on 11 August 2025 for Euronext Amsterdam and 25 August 2025 for New York Stock Exchange. For further information on dividend and other distributions, reference is made to Note &#x2018;&lt;/span&gt;&lt;span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"&gt;Dividend per share&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2019; and Note &#x2018;&lt;/span&gt;&lt;span style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"&gt;&lt;a href="#i161587f53f804723967d4984739ee9ce_292" style="color:#0000ff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"&gt;Equity&lt;/a&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2019;.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfDetailedInformationAboutCapitalManagementTextBlock>
    <ing:CommonEquityTierOneCapitalRatio1
      contextRef="c-1075"
      decimals="3"
      id="f-2827"
      unitRef="number">0.136</ing:CommonEquityTierOneCapitalRatio1>
    <ing:CommonEquityTierOneCapitalRatio1
      contextRef="c-1076"
      decimals="3"
      id="f-2828"
      unitRef="number">0.133</ing:CommonEquityTierOneCapitalRatio1>
    <ing:ShareBuybackProgrammeAuthorized contextRef="c-679" decimals="-6" id="f-2829" unitRef="eur">2000000000</ing:ShareBuybackProgrammeAuthorized>
    <ing:NetProfitAfterDividendReserving contextRef="c-1" decimals="-6" id="f-2830" unitRef="eur">1565000000</ing:NetProfitAfterDividendReserving>
    <ing:CommonEquityTier1AmbitionPercent
      contextRef="c-1077"
      decimals="3"
      id="f-2831"
      unitRef="number">0.125</ing:CommonEquityTier1AmbitionPercent>
    <ing:MaximumDistributableAmountManagementBasisPointsBuffer
      contextRef="c-1077"
      decimals="4"
      id="f-2832"
      unitRef="number">0.0176</ing:MaximumDistributableAmountManagementBasisPointsBuffer>
    <ing:MaximumDistributableAmountTriggerLevel
      contextRef="c-1077"
      decimals="4"
      id="f-2833"
      unitRef="number">0.1074</ing:MaximumDistributableAmountTriggerLevel>
    <ing:DisclosureOfCapitalAdequacyTableTextBlock contextRef="c-1" id="f-2834">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.911%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.968%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.867%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;ING Group capital position according to CRR III / CRD V&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June &lt;br/&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December &lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,115&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,314&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim profits not included in CET1 capital &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,565&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,152&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Other adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,016&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,902&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4,581&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,054&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available common equity Tier 1 capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;44,534&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;45,260&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additional Tier 1 securities &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,127&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,965&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments additional Tier 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available Tier 1 capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50,765&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53,291&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Supplementary capital Tier 2 bonds&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,397&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,852&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory adjustments Tier 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Available Total capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;61,226&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;63,194&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Risk weighted assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;335,804&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;333,708&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Common equity Tier 1 ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13.3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13.6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:0.25pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:5pt;padding-left:14.17pt;text-indent:-14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:11.25pt"&gt;Shareholders' equity is determined in accordance with IFRS-EU.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfCapitalAdequacyTableTextBlock>
    <ifrs-full:Equity contextRef="c-1076" decimals="-6" id="f-2835" unitRef="eur">49115000000</ifrs-full:Equity>
    <ifrs-full:Equity contextRef="c-1075" decimals="-6" id="f-2836" unitRef="eur">50314000000</ifrs-full:Equity>
    <ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital contextRef="c-1078" decimals="-6" id="f-2837" unitRef="eur">-1565000000</ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital>
    <ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital contextRef="c-1079" decimals="-6" id="f-2838" unitRef="eur">-2152000000</ing:ReservedProfitNotIncludedInCommonEquityTierOneCapital>
    <ing:OtherAdjustmentsToRegulatoryCapital contextRef="c-1076" decimals="-6" id="f-2839" unitRef="eur">-3016000000</ing:OtherAdjustmentsToRegulatoryCapital>
    <ing:OtherAdjustmentsToRegulatoryCapital contextRef="c-1075" decimals="-6" id="f-2840" unitRef="eur">-2902000000</ing:OtherAdjustmentsToRegulatoryCapital>
    <ing:RegulatoryAdjustments contextRef="c-1078" decimals="-6" id="f-2841" unitRef="eur">-4581000000</ing:RegulatoryAdjustments>
    <ing:RegulatoryAdjustments contextRef="c-1079" decimals="-6" id="f-2842" unitRef="eur">-5054000000</ing:RegulatoryAdjustments>
    <ing:CommonEquityTierOneCapitalAmount contextRef="c-1076" decimals="-6" id="f-2843" unitRef="eur">44534000000</ing:CommonEquityTierOneCapitalAmount>
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    <ing:AdditionalTierOneCapital contextRef="c-1075" decimals="-6" id="f-2846" unitRef="eur">7965000000</ing:AdditionalTierOneCapital>
    <ing:AdditionalTierOneRegulatoryAdjustments contextRef="c-1076" decimals="-6" id="f-2847" unitRef="eur">104000000</ing:AdditionalTierOneRegulatoryAdjustments>
    <ing:AdditionalTierOneRegulatoryAdjustments contextRef="c-1075" decimals="-6" id="f-2848" unitRef="eur">66000000</ing:AdditionalTierOneRegulatoryAdjustments>
    <ing:TierOneCapitalAmount contextRef="c-1076" decimals="-6" id="f-2849" unitRef="eur">50765000000</ing:TierOneCapitalAmount>
    <ing:TierOneCapitalAmount contextRef="c-1075" decimals="-6" id="f-2850" unitRef="eur">53291000000</ing:TierOneCapitalAmount>
    <ing:SupplementaryCapitalTier2Bonds contextRef="c-1078" decimals="-6" id="f-2851" unitRef="eur">10397000000</ing:SupplementaryCapitalTier2Bonds>
    <ing:SupplementaryCapitalTier2Bonds contextRef="c-1079" decimals="-6" id="f-2852" unitRef="eur">9852000000</ing:SupplementaryCapitalTier2Bonds>
    <ing:RegulatoryAdjustmentsTier2 contextRef="c-1078" decimals="-6" id="f-2853" unitRef="eur">65000000</ing:RegulatoryAdjustmentsTier2>
    <ing:RegulatoryAdjustmentsTier2 contextRef="c-1079" decimals="-6" id="f-2854" unitRef="eur">50000000</ing:RegulatoryAdjustmentsTier2>
    <ing:Capital1 contextRef="c-1076" decimals="-6" id="f-2855" unitRef="eur">61226000000</ing:Capital1>
    <ing:Capital1 contextRef="c-1075" decimals="-6" id="f-2856" unitRef="eur">63194000000</ing:Capital1>
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    <ing:RiskWeightedAssets1 contextRef="c-1075" decimals="-6" id="f-2858" unitRef="eur">333708000000</ing:RiskWeightedAssets1>
    <ing:CommonEquityTierOneCapitalRatio1
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    <ing:CommonEquityTierOneCapitalRatio1
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    <ing:TierOneCapitalRatio
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      unitRef="number">0.151</ing:TierOneCapitalRatio>
    <ing:TierOneCapitalRatio
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    <ing:CapitalRatio
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    <ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory contextRef="c-1" id="f-2870">&lt;div style="margin-bottom:3pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;23   Subsequent events &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In March 2025, ING increased its ownership in Van Lanschot Kempen by acquiring an additional 7.2%&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;stake increasing its total interest based on issued share capital from 2.7% to 9.9%, reference is made to Note 3 'Financial assets at fair value through other comprehensive income'. A further increase of the stake was also part of the transaction, but was subject to regulatory approval. As of 24 July 2025, ING holds a total of 20.3% stake in Van Lanschot Kempen. Despite ING holding over 20% voting rights in VLK (a presumption of significant influence in IFRS), this presumption is rebutted given that ING holds rights similar to other ordinary shareholders where voting does not include financial and operating policy decisions and ING does not have the rights or ability to obtain board representation. Therefore, the increased investment in VLK will be classified and measured at fair value through other comprehensive income in subsequent periods consistent with ING&#x2019;s passive investment purpose.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;are no other subsequent events.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory>
    <ing:PercentageOfOwnershipInterestAcquired
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      unitRef="number">0.072</ing:PercentageOfOwnershipInterestAcquired>
    <ing:ProportionOfOwnershipInterestInInvestments
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      unitRef="number">0.027</ing:ProportionOfOwnershipInterestInInvestments>
    <ing:ProportionOfOwnershipInterestInInvestments
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    <ing:ProportionOfOwnershipInterestInInvestments
      contextRef="c-1081"
      decimals="3"
      id="f-2874"
      unitRef="number">0.203</ing:ProportionOfOwnershipInterestInInvestments>
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        <link:footnote id="fn-1" xlink:label="fn-1" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US"> Cash flows are reported on a gross basis and include investments and borrowings of short term securities</link:footnote>
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</SEC-DOCUMENT>
